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ROBINSONIAN 

Building -Loan Interest Tables. 



A COMPLETE REFERENCE BOOK 

FOR THE USE OF 

Building-Ldhh w 6a - o'PEumvE Bank 

AND OTHER 

ACCOUNTANTS AND AGENTS. 



tJ * AIITHOS AND PURllftHFR flC »• 



AUTHOR AND PUBLISHER OF 

-ROBINSONIAN- 



UNIVERSAL INTEREST TABLES, 

BUILDING-LOAN INTEREST TABLES, 

BOND AND INVESTMENT TABLES, 

MULTIPLICATION. AND DIVISION TABLES, 

INTEREST ON DAILY BALANCES, 

INTEREST AND MATURITY TABLES, 

6 PER CENT. INTEREST BOOK, 

WITHDRAWAL VALUES, 

RATES EARNED, ice. 



6th EDITION-WITH SUPPLEMENT. 



For sale by Booksellers and Stationers ', and by 

Watts Robinson, Author and Publisher, 

BROOKLINE, MASS. 



Copyright, I 9C 9. by J. Watts Robinson. 



v& 






A supplement embracing between 50 and 60 new pages of valuable Tables has 
been incorporated into this edition : whilst a few Tables, which have been ren- 
deied unnecessary by these additions, have been eliminated. 

The Tables which have been annexed are Nos. 23, 25, 26, 27, 28 and 29; 
each giving, up to 200 months, and at all rates from 5 to 16% per annum, the 
monthly values of $1.00 paid either at the first or last of each month. These 
new Tables, in connection with the Maturity Key-Table, enable us when we 
know either three of the four functions of a share, viz : rate, payment, time, 
or par value of share, to easily find the other. 

The following new tables give the monthly values of $ 1.00 paid each month : 
No. 23 for payments at end of month, with semi-annual compound. 
fi rst " " « u u u 

first " " monthly " 

end ik a u u " 

first u u w * quarterly " 

end " " " " " 

No. 23 is carried up to 21%. 

Another new table, No. 24, gives the semi-annual values of $ 1.00 paid at the 
end of each half-year, at all rates from 2% to 21% and up to 25 years; and when 
there is no interest on payments between rests, the semi-annual values of the 
payments will equal the amounts in the table multiplied by the sum of the pay- 
ments during the term. 

These tables are the very best form of Maturity-Table, giving, not only the time 
it takes a $100 share to mature, but the monthly, quarterly and semi-annual 
values of the payments at any time during the life of the share, and upon any 
basis of compounding interest. 



25 
26 


u 


u < 


27 


l« 


a t 


28 


It 


u c 


29 


u 


u c 



©CI. A 251 i 8fi 



ROBINSONBAN BUILDINC-LOAN INTEREST TABLES. 



NDEX TO TABLES. ETC. 
1st. — Useful Rules and Information. 

Q. — Division Key-Table. — For finding the rate earned by a loan, etc. 
No. 1. — Amount of $1. — For finding what any sum of money amounts to 
at any rate of interest, compounded monthly, up to 150 months. 

No. 2. — Amount of $1 per Month,. etc. — For finding what any sum paid 
each month, etc., amounts to, up to 150 months, with interest 
compounded monthly. 

No. 3. — Present Worth of SI. — For finding the present worth of any sum due at any future 
time. 

No. 4. — Present Worth of $1 each Month, etc. — For finding the present worth of any sum 
due each month, etc. 

No. 5. — Sinking Fund. —Invested first of each year, or period. 

No. 6. — For finding the payment, made at the end of each month, etc., which will at last pay- 
ment, pay a debt now due and its interest. 

No. 7.— Present Worth and True Discount in the Year. 

No. la. — Perfect Maturity Tables. — Maturity of Instalment Stock, with payments from 20 
cents to $10.00 and rates from \"< to 3CK, including 10.2* and 13.2^. 

No. lb. — Supplement to No. la, for payment at end of month. 

No. 8. — Sinking Fund. — Invested at end of year, or period. 

No. 8a. —Maturity of Prepaid Stock. — Pre-payments from $25.00 to $30.00, and rates same 
as next above. 

No. 30. — Amount of $1.00 Paid each Week, with interest compounded Semi-annually — and 
Maturity Key-Table. 

No. 9. — Equivalent Monthly and Prepaid Payments, that will mature 
in same time. 

No. 12. — Equal Monthly Payments, made at the end of each month, that 
will pay up a $100 loan at 6, 8, 10 or 12% per annum. 

No. 13. — Same, when interest on the loan is payable monthly in advance, 
and payments are at the first of each month. 

No. 14. — Same, when interest on the loan is payable monthly in advance, 
with payments at end of the month. 

No. 15. — Equal Monthly Payments, made at the beginning of the month, 
that will, at any rate from 1% to 25% per annum, interest com- 
pounded annually, pay a loan of 8100 in from 1 to 25 years. 

No. 16. — Monthly Sinking Fund, that will pay up quarterly, semi-annual, 
or annual dividends and expense ; also Amount of 81 paid either 
at the first or last of the month for 3, 6 and 12 months, at any 
earning rate from 3% to 60%. 

No. 17. — Division of Profits. 

No. 18. — Present Worth, at monthly Compound, of 81.00 due at the end 
of each half-year, showing what portion of the pre-payment is 
required to pay off quarterly, semi-annual, or annual divi- 
dends and expense. 

No. 18a. — The Same as No. 18, ',but with interest compounded semi-annually. 

No. 19. — Comparative Interest Table, showing what 81.00 amounts to in 
any number of years up to 15, at Simple interest, and at monthly 
quarterly, semi-annual and annual compound. 

No. 19a. — Comparative Interest Table, showing what 81.00 paid each 
month amounts to in any number of years up to 15, at simple in- 
terest, and at monthly, quarterly, semi-annual and annual com- 
pound. 

No. 20. — Withdrawal Values, at any rate of Simple interest allowed, 
and at any time from 1 to 150 months. 

No. 21. — Rates earned by a loan, and actual rates paid by a borrower in 
a Building-Loan Association, when the loan is paid up in a 
given time by equal monthly payments. 

No. 22. — For finding the payment, made at the end of each month, etc, 
which will at last payment, pay a debt now due and its interest. 

Table A. — Maturity Key-Table. —For finding either the Payment, par 
value of Share, Earning Rate, or Time to maturity, when we know 
the other three. 



USEFUL RULES AND INFORMATION. 

In tables 1, 2, 3, 4, 5 and 22, tlje term »* Years " in the heading may be 
changed into " half-years," " quarters," " months," or periods of any other 
duration; but, when so changed, the rates over the other columns will be 
the rates for half-years, quarters, months, &c, respectively, and the num- 
bers in the column " Years" will represent so many half-years, quarters, 
months, <fcc, instead of years. By doing this, we are enabled, with the 
same tables, to compound our interest either semi-annually, quarterly or 
monthly, as well as annually. 

Remark. — Any values whatever may be substituted for the letters m, n, 
i, <fcc, used in the following explanation — these letters being used here 
simply to shorten and simplify the explanation. 

HONTHLY COMPOUND INTEREST RULES. 

1. The amount of m dollars for n months is equal to the amount of $1 
for n months multiplied by m ; and the amount of $1 for n months is taken 
directly from table No. 1. 

2. The amount of $1 for n months, at i % per month, is equal to ( l+i) n » 
that is, this amount is used as a factor n times. Thus, if n be equal to 5 
and i to .01, then ( 1+i ) n will be equal to 1.01 X 1.01 X 1.01 X 1.01 X 
1.01 = 1.05101. 

3. The amount of $1 paid at the beginning of each month for m months 
is taken from table No. 2 opposite in months and under the monthly rate. 

4. The amount of $1 paid at the end of each month for in months is 
equal to the amount of $1 paid at the beginning of each month for one less 
than m months, plus $1. 

5. The amount of $1 paid at the beginning of each month for m + n 
months is equal to the product of the amount of $1 so paid for m months 
by the amount of a single dollar for n months, plus the amount of SI paid 
at the beginning of each month for n months. Thus, let in = 100, n 60, 
and the rate 10%, and we have the amount of $1 paid each month for 160 
months = $156,458 X $1.64531 + $78,082 = $335.50. 

6. The amount of $1 paid at the end of each month for ra-f-n months 
is equal to the product of the amount of $1 so paid for m months by the 
amount of a single dollar for n months, plus the amount of $1 paid at the 
end of each month for n months. 

7. The Present Worth of $1 due at the end of any number of months less 
than 100 is taken directly from table No. 3. 

8. The present worth of $1 due at the end of m -f- n months is equal to 
the present worth of $1 due at the end of m months multiplied by the pres- 
ent worth of $1 due at the end of n months. Thus let m be 100 and n 90, 
and the rate 6%, and you get the present worth of $1 due at the end of 190 
months = .607^87 X .638344 = .38766. 

9. The present worth of $1 due at the end of each month for m + n 
months is equal to the product of the present worth of $1 so due each 
month for m months by the present worth of a single dollar due at the end 
of n months, plus the present worth of $1 due at the end of each month 
for n months. 

10. The monthly Sinking Fund required to pay up as they come due, or 
offset, either annual, semi-annual or quarterly dividends on prepaid shares, 
and any expense so charged to these shares, is found by consulting table 
No. 16. 



USEFUL RULES AND INFORMATION. 



11. The Present Worth (at date of issue of prepaid shares) of dividends 
to be periodically paid to such shares, is found by consulting tables 18 and 
18a — depending upon whether interest is compounded monthly or semi- 
annually. 

12. Rule for finding what equal monthly payment willy in a given 
number of months, pay up a loan and its interest. 

General Rule. — Find what the loan amounts to, in the given time 
and at the given rate, with interest compounded on the basis prescribed for 
the loan; and also find what $1.00 paid each month (at first or last of 
month, as the case may be) amounts to on the basis of compounding pre- 
scribed for the payments — then divide the former by the latter, and the 
quotient will be the monthly payment that will pay up the loan and its 
interest in the given time. There are several cases, depending upon whether 
payments are at the first or last of the month, and also whether interest on 
the loan is due at the first or last of the month. 

(Remark. — When interest on the loan is payable at the last of each 
month, the sum the loan amounts to is that found in table No. 1 under the 
given rate and opposite the number of months. But, when interest on 
the loan is payable monthly in advance, then the loan will amount to $100 
plus what one month'' s interest paid monthly in advance amounts to in the 
given time. Thus, a $100 loan, on which interest at 1% per month is 
payable monthly in advance for 96 months, amounts to $100.00 + $161.53; 
this latter amount being what the $1.00 interest due the first of each 
month for 96 months amounts to. 

Case 1st. — When payments aod interest on the loan are both due at 
the first of the month. 

Example. — What equal monthly payment will> in this case, pay up a 
$100 loan and its interest at 10% per annum in 96 months ? 

Solution. — The monthly interest on loan is .833; and, as $1.00 each 
month for 96 months amounts to $147.40, then .833 each month will amount 
to $122.83, which, added to the $100 loaned, gives $222.83 to be divided by 
$147.40; giving as a quotient $1.5118 as the required monthly payment. 

Case 2d. — When payments and interest on the loan are both payable at 
the end of the month. 

Example. — What equal monthly payment will, in this case, pay up a 
$100 loan and its interest at 12% per annum in 84 months ? 

Solution. —We find from table No. 1 that the loan amounts in 84 months 
to $230,672; and from table No. 2 that $1.00 due at the end of each month 
for 84 months amounts to $130,672. Hence $230.672-4-$130.672=$1.7653, 
which is the required monthly payment in this case. 

Case 3d. — Payments at end of month, but interest on loan due monthly 
in advance. 

Example. — What equal monthly payment will, in this case, pay up a 
$10 J loan and its interest at 6% per annum in 132 months? 

Solution. — Monthly interest on loan is .50, which, being due the first of 
each month, amounts in 132 months to $93,627; which added to the $100 
loaned, gives $193,627 as the sum the loan amounts to in 132 months. 
Then $1.00 at the end of each month for 132 months at 6% amounts to 
$186,323. Hence $193.627-*-186.323=$1.0392, which is the required 
monthly payment. 

To find what part of the monthly payment will pay the principal : 

Divide the amount loaned by what $1.00 (paid each month at same time 
in month that payments are made) amounts to in the time it takes the pay- 
ments to pay it up, and the quotient will be the required part. 



USEFUL RULES AND INFORMATION. 



Simple Interest Rules. 

If payments are other than $1 in either of these following cases, 
multiply the results found as described by one of the payment*. 

1. $1 placed at simple interest for m months amounts to $1 plus (m 
multiplied by the monthly rate.) Thus $1 for 80 months at .06% per annum, 
or .005% per month, amounts to $1 + 80 X .005% = $1.40. 

2. At simple interest, the amount, at the end of the last month, of $1 
paid at the end of each month for any number of months up to 150, may 
be taken directly from table No. 20 on a line with the number of months 
and under the annual rate. Thus, the amount of $1 so paid each month 
(or 120 months, at 8% per annum, is $167.60. (For more than 150 months 
— flay m months — add to m dollars one-half of the continued product of 
(m — 1) X m X 1 month's interest on $1. Thus, for 200 months, at 6% 
per annum, we have $200 + i (199 X 200 X .005%) = $299.50). 

3. The amount, at the end of last month, of $1 placed at simple interest 
at the first of each month for m months, is $1 less than the amount found 
in table No. 20 opposite ra + 1 months and under the annual rate. Thus, 
$1 paid the first of each month for 120 months, at 6% per annum simple 
interest, amounts to $157.30 (on line of 121 months and under 6%) less $1, 
viz. : $156.30. (For more than 150 months, substitute (ra + 1) for (ra — 1) 
in the continued product in paragraph above, and then find the result in 
the same way. Thus, for 200 months, we would have $200 + i (201 X 200 
X .005%) = $300.50 as the amount). 

4. Prepaid Dues. — When instalments are due at the first of the 
month — the amount (at the time one of them is due and paid) to be ad- 
vanced by a shareholder who desires to prepay a number of his other instal- 
ments, is found by deducting from twice as many dollars as there are 
instalments to be prepaid, the amount, less $1, found in table No. 20 oppo- 
site one more than the number of months to be prepaid, and under the an- 
nual rate of discount allowed ; then multiplying the remainder by one 
pf the payments. Thus, to prepay eleven 60 cent instalments, at 6%. Fol- 
lowing the rule, we have $22 — $11.33 = 10.67, which multiplied by 60 
cents gives $6.40 as the amount to be prepaid. 

5. If instalments are due at the end of the month, and it is desired, at 
the first of any month to prepay a number of them, the amount required to 
do so will be found by deducting from twice as many dollars as there are 
Instalments to be prepaid, the amount, less $1, in table No. 20 found oppo- 
site one more than the number of months for which prepayment is made 
and also under the annual rate of discount allowed him ; then multiplying 
the remainder by one of the payments. Thus, in this case, to prepay, at 
the beginning of the year, at 6%, 12 instalments of 50 cents each, we have 
$24 — $12.39 = $11.61, which multiplied by 50 cents, gives £5.80* as the 

amount to be prepaid. 
i 

■ 











TABLJE A. 






Hobinsonian Maturity Key-Table, 


For finding when any 


payment from 5 cents to $5.00 (paid either monthly 


or weekly, as 


the case may 


be) will, at any earning rate, mature any 


share — 


-and, also, when either three of the functions: Time, Rate, Pay- 


MENT, 


or Maturity Value of Share are known, will enable us immedi- 


ately, and without any 


calculation whatever, to find the other. 


$25 


$40 


$50 


$60 


PAY- } $75 


$100 


$125 


$200 


$250 


SHARE 


SHARE 


SHARE 


SHARE 


MENTl SHARE 


SHARE 


SHARE 


SHARE 


SHARE 


500.00 


800.00 


1000. 


1200. 


.05 


1500. 


2000. 


2500. 


4000. 


5000. 


250.00 


400.00 


500.00 


600.00 


.10 


750.00 


1000. 


1250. 


2000. 


2500. 


166.67 


266.67 


333-33 


400.00 


.15 


500.00 


666.67 


833.33 


1333. 


1667. 


125.00 


200.00 


250.00 


300.00 


.20 


375.00 


500.00 


625.00 


1000. 


1250. 


100.00 


160.00 


200.00 


240*00 


.25 


300.00 


400.00 


500.00 


800.00 


1000. 


83.33 


133-33 


166.67 


200.00 


.30 


250.00 


333.33 


416.67 


666.67 


833.33 


71.43 


114.29 


142.86 


171.43 


.35 


214.29 


285.71 


357.14 


571.43 


714.29 


62.50 


100.00 


125.00 


150.00 


.40 


187-50 


250.00 


312.50 


500.00 


625.00 


55.56 


88.89 


111.11 


133.33 


.45 


166.67 


222.22 


277.78 


444.44 


555.56 


50.00 


80.00 


100.00 


120.00 


.50 


150.00 


200.00 


250.00 


400.00 


500.00 


45.45 


72.73 


90.91 


109-09 


.55 


136.36 


181.82 


227.27 


363.63 


454.55 


41.67 


66-67 


83.33 


100.00 


.60 


125.00 


166-67 


208.33 


333.33 


416.67 


38.46 


61.54 


76.92 


92.31 


.65 


115.38 


153.85 


192.31 


307 69 


384.62 


35.71 


57.14 


71.44 


85.71 


.70 


107.14 


142.86 


178.57 


285.71 


357.14 


33.33 


53.33 


66-67 


80.00 


.75 


100.00 


133.33 


166.67 


266.67 


333.33 


31.25 


45 00 


62.50 


75.00 


.80 


93.75 


125.00 


156.25 


250.00 


312.50 


29.41 


47.06 


58.82 


70.59 


.85 


88.24 


117.65 


147-06 


235-29 


294.12 


27.78 


44.44 


55.56 


66.67 


.90 


83.33 


111.11 


138.89 


222.22 


277.78 


26.32 


42.11 


52.63 


63.16 


.95 


78.95 


105.26 


131.58 


210-53 


203.16 


25.00 


40.00 


50.00 


60.00 


1.00 


75.00 


ioo.oo 


125.00 


200-00 


250.00 


20.00 


32.00 


40.00 


48.00 


1.25 


60.00 


80.00 


100.00 


160.00 


200.00 


16.67 


26.67 


33.33 


40.00 


1.50 


50.00 


66.67 


83.33 


133. 33 


166.67 


14.29 


22.86 


28.57 


34.29 


1.75 


42.86 


57.14 


71.43 


114.29 


142.86 


12.50 


20.00 


25.00 


30.00 


2.00 


37.50 


50.00 


62.50 


100.00 


125.00 


11.11 


17.78 


22,22 


26.67 


2.25 


33.33 


44.44 


55.56 


88.89 


111.11 


10.00 


16.00 


20.00 


24.00 


2.50 


30.00 


40.00 


50.00 


80.00 


100.00 


9.09 


14.55 


18.18 


21.82 


2.75 


27.27 


36.36 


45.45 


72.72 


90.91 


8.33 


13.33 


16.67 


20.00 


3.00 


25.00 


33.33 


41.67 


66.67 


83.33 


7-69 


12.31 


15.38 


18.46 


3.25 


23.08 


30.77 


38.46 


61.54 


76.92 


7.14 


11.43 


14.29 


17.14 


3.50 


21.43 


28.57 


35.71 


57.14 


71.43 


6.25 


10-00 


12.50 


15.00 


4.00 


18.75 


25.00 


31.25 


50.00 


62.50 


5.56 


8.89 


11.11 


13.33 


4.50 


16.67 


22.22 


27.78 


44.44 


55. f6 


5.00 


8.00 


10-00 


12.00 


5.00 


15.00 20.00 


25.00 


40.00 ' 


50- >0 


Thi 


s Key-T 


able is fc 


>r use wi 


th either of the Robinsonian Tables named 


on next 


page — b 


ut care s 


hould al 


ways be taken to use the table which conforms 


to the b 


isis upoi 


l which i 


nterest i 


s computed, and the time in the month when 


paymenl 


:s are mi 


ide. Fc 


r instan 


:e, when payments are made at end of month, 


and inte 


rest com 


pounded 


. semi-ar 


mually, use table No. 23, &c. 



Explanation of Maturity Key-Table. 

Find, in the heading of this Key-Table, the par value of the share that is to be 
matured, and, in the centre column, the payment. Note the amount at the in- 
tersection of the column and line passing through these two — then look in Table 
No. 2, 6, 23, 24, 25, 26, 27, 28 or 29, (whichever corresponds with your plan of 
compounding interest,) and under the earning rate, for this amount (or its near- 
est approximation,) and it will be on a line with the time it takes the payment to 
mature the share. 

Thus, to find when a 75 cent monthly payment at first of the month will mature 
a $ 125 share at an earning rate of 9% per annum, interest being compounded 
monthly : We find in the Key-Table under $ 125 and opposite to 75 cents the 
amount 166.67. Now, using either Table No. 2 or 26 (the proper tables to use 
in this case) and looking down the 9-12% column of No. 2, or the 9% column of 
No. 26, we find 166.72 (the nearest approximation to 166.67) opposite 108 
months, which is the time it takes the share to mature. The same rule applies 
for all payments, all shares, and all earning rates. 

2d. — To find what Share will be matured by a given payment in a given time, 
at a given rate : Take from the proper table (either of those above named) the 
amount under the given rate and opposite the given time — then look in the Key- 
Table, opposite the given payment, for this amount ( or its nearest approxima- 
tion) and it will be found in the column of the required Share. Thus, what 
share will be matured in 6| years (81 months) by a monthly payment at end of 
month of $1.00, if the earning rate be 6% per annum, and interest be compound- 
ed quarterly? Using Table No. 29 we find under 6% and opposite 81 months 
99.95. Looking in the Key-Table opposite $1.00 we find $100 (the nearest 
approximation) under the $ 100 share : hence the par value of the share that will 
be matured is $ 100. 

3d. — What monthly payment at end of month will mature a $ 200 share in 11 
years if the earning rate be 12%, and interest be compounded Semi- Annually ? 
Opposite 132 months and under 12% in Table 23 (the proper table,) we find 
266.86— then looking in the Key-Table, under the $200 share, we find 266.67 
(nearest approximation to 266.86) to be 75 cents — which is the payment that will 
mature the share. 
I 

| 4th. — What rate will be required for a 10 cent weekly payment to mature a 
$75 share in 10 years — interest compounded Semi-Annually ? Using the Key- 
Table under the $75 share and opposite 10c. t we find 750.00 — then looking in 
Table, No. 6 (the proper one) opposite ten years we find the nearest approxi- 
mation to 750.00 to be 748.63, which falls under 7% — hence 7% is the earning 
rate which will be required for a weekly payment of 10 c. to mature a $ 75 share 
in 10 years. (A 25 cent weekly payment will mature a $250 share in the same 
time at a little more than 12%.) 

Thus this Key-Table may be used with equal facility for finding immediately 
either of the above-mentioned functions of a share, whether payments be month- 
ly or weekly, and either at first or last of the month, and whether interest be 
pompounded monthly, quarterly, or semi-annually — thus filling all the require" 
nents in this direction that may ever be demanded. In fact, it constitutes the 
ilectric power of Building Loan computations. 

|) 



ROBINSONIAN COMPLEX INTEREST SIMPLIFIED. 



GENERAL REMARK. — In this table, the rates of interest, as they 
appear at the heads of the columns, may be regarded as either annual, 
semi-annual, quarterly, monthly, or even weekly; provided the numbers 
in column headed " years " be taken accordingly; that is, as so many 
years, half-years, quarters, months, or weeks, respectively. Moreover, the 
amounts given in the table being always for $1, the result for any other 
sum is obtained by simply multiplying the amounts in the table by the 
given sum. 



TABLE NO. 1. 



For finding what any sum of money will amount to in 
any number of years, or half-years, &c, — the interest being 
compounded annually, or semi-annually, &c, respectively, 
as required, at any of the rates given in the table. 



Rule. — Take from the table the amount found in th^ proper rate column 
and opposite the given number of years, or half-years, $c, and multiply it 
by the given sum. The product will be the required amount 

EXAMPLES. 

1. — What will $ 356 amount to if placed at compound interest for 
27 years at 5£ per cent, per annum? 

On page 12, in 5£ per cent, column and opposite 27, we find 4.24440, 
which is the sum that $1 will amount to for the given time and rate. 
Multiplying this sum by the 356 dollars, we have 1511.00640, or $1511.01 
as the required amount. 

2. — What will $ 150 amount to at compound interest for 10$ years 
(21 half-years ) at a semi-annual rate of 2\ per cent.? 

On page 10, opposite 21 and in 2| per cent, column, we find 1.67958, 
which is the sum that $ 1 will amount to in 21 half-years at 2£ per cent, 
compounded semi-annually, Multiplying it by 150 gives $251.93 and 7 
mills as the amount required. 

3. — What will $1 amount to in 10 years ( 40 quarters ) — interest be- 
ing compounded quarterly at 1 per cent, per quarter? 

On page 8, in 1 per cent, column opposite 40, we find the required 

result, viz : 1.48886, or, practically, $ 1.49. 



TABLE 3Vo. 1. 

Interest Compounded annually for 100 years; semi-annually 50 years ; quarterly 
25 years, and monthly for 8 years and U months. 

Amount of $1 for any time from 1 to 100 Years, at 



4 
13 


5 
13 


6 
13 


[Years. | h 


8 
13 


5* 


1.00333 


1.00417 


1.00500 


i 


1.00583 


1.00667 


1.00750 


1.00668 


1.00835 


1.01003 


2 


1.01170 


1.01338 


1.01506 


1.01003 


1.01255 


1.01508 


3 


1.01760 


1.02013 


1.02267 


1.01340 


1.01667 


1.02015 


4 


1.02354 


1.02693 


1.03034 


1.01678 


1.02101 


1.02525 


5 


1.02951 


1.03378 


1.03807 


1.02017 


1.02526 


1.03038 


6 


1.03551 


1.04067 


1.04585 


1.02357 


1.02953 


1.03553 


7 


1.04155 


1.04761 


1.05370 


1.02698 


1 03382 


1.04071 


8 


1.04763 


1.05459 


1.06160 


1.03040 


1.03813 


1.04591 


9 


1.05374 


1.06163 


1.06956 


1.03384 


1.04246 


1.05114 


io 


1.05989 


1.06870 


1.07758 


1.03728 


1.04680 


1.05640 


11 


1.06607 


1.07583 


1.08566 


1.04074 


1.05116 


1.06168 


12 


1.07229 


1.08300 


1.09381 


1.04421 


1.05554 


1.06699 


13 


1.07855 


1.09022 


1.10201 


1.04769 


1.05994 


1.07232 


14 


1.08484 


1.09749 


1.11028 


1.05118 


1.06436 


1.07768 


15 


1.09116 


1.10480 


1.11860 


1.05469 


1.06879 


1.08307 


16 


1.09753 


1.11217 


1.12699 


1.05820 


1.07324 


1.08849 


17 


1.10393 


1.11958 


1.13544 


1.06173 


1.07772 


1.09393 


18 


1.11037 


1.12705 


1.14396 


1.06527 


1.08221 


1.09940 


19 


1.11685 


1.13456 


1.15254 


1.06882 


1.08672 


1.10490 


20 


1.12336 


1.14213 


1.16118 


1.07238 


1.09124 


1.11042 


21 


1.12992 


1.14974 


1.16989 


1.07596 


1.09579 


1.11597 


22 


1.13651 


1.15740 


1.17867 


1.07954 


1.10036 


1.12155 


23 


1.14314 


1.16512 


1.18751 


1.08314 


1.10494 


1.12716 


24 


1.14981 


1.17289 


1.19641 


1.08675 


1.10955 


1.13280 


25 


1.15651 


1.18071 


1.20539 


1,09038 


1.11417 


1.13846 


26 


1.16326 


1.18858 


121443 


1.09401 


1.11881 


1.14415 


27 


1.17005 


1.19650 


1.22354 


1.09766 , 


1.12347 


1.14987 


2§ 


1.17687 


1.20448 


1.23271 


1.10132 


1.12815 


1.15562 


29 


1.18374 


1.21251 


1.24196 


1.10499 


1.13285 


1.16140 


30 


1.19064 


1.22059 


1.25127 


1.10867 


1.13757 


1.16721 


31 


1.19759 


1.22873 


1.26066 


1.11237 


1.14231 


1.17304 


32 


1.20457 


1.23692 


1.27011 


1.11607 


1.14707 


1.17891 


33 


1.21160 


1.24517 


1.27964 


1.11979 


1.15185 


1.18480 


34 


1.21867 


1.25347 


1.28923 


1.12353 


1.15665 


1.19073 


35 


1.22578 


1.26182 


1.29890 


1.12727 


1.16147 


1.19668 


36 


1.23293 


1.27024 


1.30865 


1.13103 


1.16631 


1.20266 


37 


1.24012 


1.27871 


1.31846 


1.13480 


1.17117 


1.20868 


38 


1.24735 


1.28723 


1.32835 


1.13858 


1.17605 


1.21472 


39 


1.25463 


1.29581 


1.33831 


1.14238 


1.18095 


1.22079 


40 


1.26195 


1.30445 


1.34835 


1.14619 


1.18587 


1.22690 


41 


1.26931 


1.31315 


1.35846 


1.15001 


1.19081 


1.23303 


42 


1.27671 


1.32190 


1.36865 


1.15384 


1.19577 


1.23920 


43 


1.28416 


1.33071 


1.37891 


1.15769 


1.20076 


1.24539 


44 


1.29165 


1.33959 


1.38926 


1.16154 


1.20576 


1.25162 


45 


1.29919 


1.34852 


1.39968 


1.16542 


1.21078 


1.25788 


46 


1.30676 


1.35751 


1.41017 


1.16930 


1.21583 


1.26417 


47 


1.31439 


1.36656 


1.42075 


1.17320 


1.22090 


1.27049 


48 


1.32205 


1.37567 


1.43141 


1.17711 


1.22598 


1.27684 


49 


1.32977 


1.38484 


144214 


1.18103 


1.23109 


1.28323 


50 


1.33752 


1.39407 


1.45296 



TABLE No. l.-Contlnued. 

Interest Compounded annually for 100 years; semi-annually 50 years; quarterly 
25 years, and monthly for 8 years and U months. 



Amount of $1 


for any 


time from 1 to 100 Years, at 


4 


5 


6 


7^ 


Years. 


_8 


h% 


12 


12 


IS 


12 




12 


1.18497 


1.23629 


1.28964 


1.34533 


51 


1.40336 


1.46385 


1.18892 


1.24137 


1.29609 


1.35317 


59 


1.41272 


1.47483 


1 19288 


1.24654 


1.30257 


1.36107 


53 


1.42214 


1.48589 


1.19686 


1.25174 


1.30908 


1.36901 


54 


1.43162 


1.49704 


1.20085 


1.25695 


1.31563 


1.37699 


55 


1.44116 


1.50827 


1.20485 


1.26219 


1.32221 


1.38502 


56 


1.45077 


1.51958 


1.20887 


1.26745 


1.32882 


1.39310 


57 


1.46044 


1.53098 


1.21290 


1.27273 


1.33546 


1.40123 


58 


1.47018 


1.54246 


1.21694 


1.27803 


1.34214 


1.40940 


59 


1.47998 


1.55403 


1.22100 


1.28336 


1.34885 


1.41763 


60 


1.48985 


1.56568 


1.22507 


1.28871 


1.35559 


1.42589 


61 


1.49978 


1.57742 


1.22915 


1.29408 


1.36237 


1.43421 


69 


1.50978 


1.58925 


1.23325 


1.29947 


1.36918 


1.44258 


63 


1.51984 


1.60117 


1.23736 


1.30488 


1.37603 


1.45099 


64 


1.52997 


1.61318 


1.24148 


1.31032 


1.38291 


1.45946 


65 


1.54017 


1.62528 


1.24562 


1.31578 


1.38982 


1.46797 


66 


1.55044 


1.63747 


1.24977 


1.32126 


1.39677 


1.47653 


67 


1.56078 


1.64975 


1.25394 


1.32677 


1.40376 


1.48515 


6§ 


1.57118 


1.66213 


1.25812 


1.33229 


1.41078 


1.49381 


69 


1.58166 


1.67459 


1.26231 


1.33785 


1.41783 


1.50252 


70 


1.59220 


1.68715 


1.26652 


1.34342 


1.42492 


1.51129 


71 


1.60282 


1.69980 


1.27074 


1.34902 


1.43204 


1.52011 


79 


1.61350 


1.71255 


1.27498 


1.35464 


1.43920 


1.52897 


73 


1.62426 


1.72540 


1.27923 


1.36028 


1.44640 


1.53789 


74 


1.63509 


1.73834 


1.28349 


1.36595 


1.45363 


1.54686 


75 


1.64599 


1.75137 


1.28777 


1.37164 


1.46090 


1.55589 


76 


1.65696 


1.76451 


1.29206 


1.37736 


1.46821 


1.56496 


77 


1.66801 


1.77774 


1.29637 


1.38310 


1.47555 


1.57409 


78 


1.67913 


1.79108 


1.30069 


1.38886 


1.48292 


1.58327 


79 


1.69032 


1.80451 


1.30503 


1.39465 


1.49034 


1.59251 


80 


1.70159 


1.81804 


1.30938 


1.40046 


1.49779 


1.60180 


81 


1.71293 


1.83168 


1.31374 


1.40629 


1.50528 


1.61114 


89 


1.72435 


1.84542 


1.31812 


1.41215 


1.51281 


1.62054 


83 


1.73585 


1.85926 


1.32251 


1.41804 


1.52037 


1.62999 


84 


1.74742 


1.87320 


1.32692 


1.42394 


1.52797 


1.63950 


85 


1.75907 


1.88725 


1.33135 


1.42988 


1.53561 


1.64907 


86 


1.77080 


1.90141 


1.33578 


1.43584 


1.54329 


1.65869 


87 


1.78260 


1.91567 


1.34024 


1.44182 


1.55101 


1.66836 


88 


1.79449 


1.93003 


1.34470 


1.44783 


1.55876 


1.67809 


89 


1.80645 


1.94451 


1.34919 


1.45386 


1.56655 


1.68788 


90 


1.81849 


1.95909 


1.35368 


1.45992 


1.57439 


1.69773 


91 


1.83062 


1.97379 


1.35820 


1.46600 


1.58226 


1.70763 


99 


1.84282 


1.98859 


1.36272 


1.47211 


1.59017 


1.71759 


93 


1.85511 


2.00350 


1.36726 


1.47824 


1.59812 


1.72761 


94 


1.86747 


2.01853 


1.37182 


1.48440 


1.60611 


1.73769 


95 


1.87992 


2.03367 


1.37640 


1.49059 


1.61414 


1.74783 


96 


1.89246 


2.04892 


1.38098 


1.49680 


1.62221 


1.75802 


97 


1.90507 


2.06429 


1.38559 


1.50303 


1.63032 


1.76828 


98 


1.91777 


2.07977 


1.39020 


1.50930 


1.63848 


1.77859 


99 


1.93056 


2.09537 


1.39484 


1.51558 


1.64667 


1.78897 


100 


1.94343 


2.11108 



Interest Compounded annu 


TABLE 


:xo. i. 


years; quan 




illy for 100 years; semi-annually 5 


lerly 25 years, 


an 

Amount of $ 1 


i monthly for 8 years and 4 month 


LOO Years, 




. for any time from 1 to ] 


at 


tt* 


\\% 


1% 


Years. 


*K% 


l» 


*K% 


1.00833 


1.00917 


1.01000 


l 


1.01250 


1.01500 


1.01750 


1.01674 


1.01842 


1.02010 


2 


1.02516 


1.03023 


1.03531 


1.02521 


1.02775 


1.03030 


3 


1.03797 


1.04568 


1.05342 


1.03375 


1.03717 


1.04060 


4 


1.05095 


1.06136 


1.07186 


1.04237 


1.04668 


1.05101 


5 


1.06408 


1.07728 


1.09062 


1.05105 


1.05628 


1.06152 


6 


1.07738 


1.09344 


1.10970 


1,05981 


1.06596 


1.07214 


7 


1.09085 


1.10984 


1.12912 


1.06864 


1.07573 


1.08286 


8 


1.10449 


1.12649 


1.14888 


1.07755 


1.08559 


1.09369 


9 


1.11829 


1.14339 


1.16899 


1.08653 


1.09554 


1.10462 


io 


1.13227 


1.16054 


1.18944 


1.09558 


1.10558 


1.11567 


11 


1.14642 


1.17795 


1.21026 


1.10471 


1.11572 


1.12683 


12 


1.16075 


1.19562 


1.23144 


1.11392 


1.12595 


1.13809 


13 


1.17526 


1.21355 


1.25299 


1.12320 


1.13627 


1.14947 


14 


1.18995 


1.23176 


1.27492 


1.13256 


1.14668 


1.16097 


15 


1.20483 


1.25023 


1.29723 


1.14200 


1.15719 


1.17258 


16 


1.21989 


1.26899 


1.31993 


1.15152 


1.16780 


1.18430 


17 


1.23514 


1.28802 


1.34303 


1.16111 


1.17851 


1.19615 


IS 


1.25058 


1.30734 


1.36653 


1.17079 


1.18931 


1.20811 


19 


1.26621 


1.32695 


1.39045 


1.18054 


1.20021 


1.22019 


20 


1.28204 


1.34686 


1.41478 


1.19038 


1 21121 


1.23239 


21 


1.29806 


1.36706 


1.43954 


1.20030 


1.22232 


1.24472 


22 


1.31429 


1.38756 


1.46473 


1.21031 


1.23352 


1.25716 


23 


1.33072 


1.40838 


1.49036 


1.22039 


1.24483 


1.26973 


24 


1.34735 


1.42950 


1.51644 


1.23056 


1.25624 


1.28243 


25 


1.36419 


1.45095 


1.54298 


1.24082 


1.26775 


1.29526 


26 


1.38125 


1.47271 


1.56998 


1.25116 


1.27938 


1.30821 


27 


1.39851 


1.49480 


1.59746 


1.26158 


1.29110 


1.32129 


28 


1.41599 


1.51722 


1.62541 


1.27210 


1.30294 


1.33450 


29 


1.43369 


1.53998 


1.65386 


1.28270 


1.31488 


1.34785 


30 


1.45161 


1.56308 


1.68280 


1.29339 


1.32694 


1.36133 


31 


1.46976 


1.58653 


1.71225 


1.30416 


1.33910 


1.37494 


32 


1.48813 


1.61032 


1.74221 


1.31503 


1.35137 


1.38869 


33 


1.50673 


1.63448 


1.77270 


1.32599 


1.36376 


1.40258 


34 


1.52557 


1.65900 


1.80372 


1.33704 


1.37626 


1.41660 


35 


1.54464 


1.68388 


1.83529 


1.34818 


1.38888 


1.43077 


36 


1.56394 


1.70914 


1.86741 


1.35942 


1.40161 


1.44508 


37 


1.58349 


1.73478 


1.90009 


1.37075 


1.41446 


1.45953 


38 


1.60329 


1.76080 


1.93334 


1.38217 


1.42742 


1.47412 


39 


1.62333 


1.78721 


1.96717 


1.39369 


1.44051 


1.48886 


40 


1.64362 


1.81402 


2.00160 


1.40530 


1.45371 


1.50375 


41 


1.66416 


1.84123 


2.03663 


1.41701 


1.46704 


1.51879 


42 


1.68497 


1.86885 


2.07227 


1.42882 


1.48049 


1.53398 


43 


1.70603 


1.89688 


2.10853 


1.44073 


1.49406 


1.54932 


44 


1.72735 


1.92533 


2.14543 


1.45273 


1.50775 


1.56481 


45 


1.74895 


1.95421 


2.18298 


1.46484 


1.52157 


1.58046 


46 


1.77081 


1.98353 


2.22118 


1.47705 


1.53552 


1.59626 


47 


1.79294 


2.01328 


2.26005 


1.48935 


1.54960 


1.61223 


48 


1.81535 


2.04348 


2.29960 


1.50177 


1.56380 


1.62835 


49 


1.83805 


2.07413 


2.33984 


1.51428 


1.57814 


1.64463 


50 


1.86102 


2.10524 


2.38079 



TABLE :XO. 1.— Continued. 



Interest Compounded annually for 100 years; semi- annually 50 years; quarterly 25 years, 
and monthly for 8 years and 4 months. 



Amount of $ 1 for any time from 1 to 100 Years, at 



a% 


H% 


1% 


, Tears. 


*X% 


1 V/°t 


*%% 


1.52690 


1.59260 


1.66108 


51 


1.88429 


2.13682 


2.42245 


1.53962 


1.60720 


1.67769 


52 


1.90784 


2.16887 


2.46485 


1.55245 


1.62194 


1.69447 


53 


1.93169 


2.20141 


2.50798 


1,56539 


1.63680 


1.71141 


54 


1.95583 


2.23443 


2.55187 


1.57844 


1.65181 


1.72852 


55 


1.98028 


2.26794 


2.59653 


1.59159 


1.66695 


1.74581 


56 


2.00503 


2.30196 


2.64197 


1.60485 


1.68223 


1.76327 


57 


2.03010 


2.33649 


2.68820 


1.61823 


1.69765 


1.78090 


5§ 


2.05547 


2.37154 


2.73525 


1.63171 


1.71321 


1.79871 


59 


2.08117 


2.40711 


2.78311 


1.64531 


1.72892 


1.81670 


60 


2.10718 


2.44322 


2.83182 


1.65902 


1.74476 


1.83486 


61 


2.13352 


2.47987 


2.88137 


1.67285 


1.76076 


1.85321 


62 


2.16019 


2.51707 


2.93180 


1.68679 


1.77690 


1.87174 


63 


2.18719 


2.55482 


2.98310 


1.70084 


1.79319 


1.89046 


64 


2.21453 


2.59314 


3.03531 


1.71502 


1.80962 


1.90937 


65 


2.24221 


2.63204 


3.08843 


1.72931 


1.82621 


1.92846 


66 


2.27024 


2.67152 


3.14247 


1.74372 


1.84295 


1.94774 


67 


2.29862 


2.71160 


3.19747 


1.75825 


1.85985 


1.96722 


6§ 


2.32735 


2.75227 


3.25342 


1.77290 


1.87689 


1.98689 


69 


2.35644 


2.79355 


3.31036 


1.78768 


1.89410 


2.00676 


70 


2.38590 


2.83546 


3.36829 


1.80257 


1.91146 


2.02683 


71 


2.41572 


2.87799 


3.42723 


1.81759 


1 92898 


2.04710 


72 


2.44592- 


2.92116 


3.48721 


1.83274 


1.94667 


2.06757 


73 


2.47649 


2.96498 


3.54824 


1.84801 


1.96451 


2.08825 


74 


2.50745 


3.00945 


3.61033 


1.86341 


1.98252 


2.10913 


75 


2.53879 


3.05459 


3.67351 


1.87894 


2.00069 


2.13022 


76 


2.57053 


3.10041 


3.73780 


1.89460 


2.01903 


2.15152 


77 


2.60266 


3.14692 


3.80321 


1.91039 


2.03754 


2.17304 


78 


2.63519 


3.19412 


3.86977 


1.92631 


2.05622 


2.19477 


79 


2.66813 


3.24203 


3-93749 


1.94236 


2.07507 


2.21672 


§0 


2.70148 


3.29066 


4-00639 


1.95855 


2.09409 


2.23888 


81 


2.73525 


3.34002 


4.07650 


1.97487 


2.11328 


2.26127 


82 


2.76944 


3.39012 


4-14784 


1.99133 


2.13265 


2.28388 


83 


2.80406 


3.44097 


4.22043 


2.00792 


2.15220 


2.30672 


84 


2.83911 


3.49259 


4-29429 


2.02465 


2.17193 


2.32979 


85 


2.87460 


3.54498 


4.36944 


2.04152 


2.19184 


2.35309 


86 


2.91053 


3.59815 


4.44590 


2.05854 


2.21193 


2.37662 


87 


2.94692 


3.65213 


4-52371 


2.07569 


2.23221 


2.40038 


88 


2.98375 


3.70691 


4.60287 


2.09299 


2.25267 


2.42439 


89 


3.02105 


3.76251 


4.68342 


2.11043 


2.27332 


2.44863 


90 


3.05881 


3.81895 


4.76538 


2.12802 


2.29415 


2.47312 


91 


3.09705 


3.87623 


4.84877 


2.14575 


2.31519 


2.49785 


92 


3.13576 


3.93438 


4.93363 


2.16363 


2.33641 


2.52283 


93 


3.17496 


3.99339 


5.01997 


2.18166 


2.35783 


2.54806 


94 


3.21464 


4.05329 


5.10782 


2.19984 


2.37944 


2.57354 


95 


3.25483 


4.11409 


5.19720 


2.21818 


2.40125 


2.59927 


96 


3-29551 


4.17580 


5.28815 


2.23666 


2.42327 


2.62527 


97 


3.33671 


4.23844 


5.38070 


2.25530 


2.44548 


2.65152 


98 


3.37842 


4.30202 


5.47486 


2.27409 


2.46790 


2.67803 


99 


3.42065 


4.36655 


5.57067 


2.29304 


2.49052 


2.70481 


100 


3.46340 


4.43205 


5.66816 



TABLE No, 1 —Continued. 



Interest Compounded annually for 150 years; semi-annually for 75 years; quarterly for 37 
years and 6 months; and monthly for 12 years and 6 months. 



Amount of $1 for any time from 1 to 150 years, at 



4 
12 


5 
12 


6 
13 


Years. 


7 
12 


8 
12 


5. a 

12 7° 


1.39949 


1.52190 


1.65490 


101 


1.79940 


1.95639 


2.12692 


1.40415 


1.52824 


1.66318 


102 


1.80990 


1.96943 


2.14287 


1.40883 


1.53461 


1.67149 


103 


1.82046 


1.98256 


2.15894 


1.41353 


1.54100 


1.67985 


104 


1.83108 


1.99578 


2.17513 


1.41824 


1.54742 


1.68825 


105 


1.84176 


2.00908 


2.19145 


1.42297 


1.55387 


1.69669 


106 


1.85250 


2.02247 


2.20788 


1.42771 


1.56035 


1.70517 


107 


1.86331 


2.03596 


2.22444 


1.43472 


1.56686 


1.71370 


108 


1.87418 


2.04953 


2.24112 


1.43725 


1.57338 


1.72227 


109 


1.88511 


2.06319 


2.25793 


1.44204 


1.57993 


1.73088 


110 


1.89611 


2.07695 


2.27487 


1.44684 


1.58651 


1.73953 


111 


1.90717 


2.09079 


2.29193 


1.45167 


1.59312 


1.74823 


112 


1.91829 


2.10473 


2.30912 


1.45651 


1.59976 


1.75697 


113 


1.92948 


2.11876 


2.32644 


1.46136 


1.60643 


1.76576 


114 


1.94074 


2.13289 


2.34388 


1.46623 


1.61312 


1.77459 


115 


1.95206 


2.14711 


2.36146 


1.47112 


1.61984 


1.78346 


116 


1.9G345 


2.16142 


2.37917 


1.47602 


1.62659 


1.79238 


117 


1.97490 


2.17583 


2.39702 


1.48094 


1.63337 


1.80134 


IIS 


1.98642 


2.19034 


2.41500 


1.48588 


1.64018 


1.81035 


119 


1.99801 


2.20494 


2.43311 


1.49083 


1.64701 


1.81940 


120 


2.00966 


2.21964 


2.45136 


1.49580 


1.65387 


1.82849 


121 


2.02138 


2.23444 


2.46974 


1.50079 


1.66076 


1.83763 


122 


2.03318 


2.24933 


2.48827 


1.50579 


1.66768 


1.84682 


123 


2.04504 


2.26433 


2.50693 


1.51081 


1.67463 


1.85606 


124 


2.05697 


2.27943 


2.52573 


1.51585 


1.68161 


1.86534 


125 


2.06896 


2.29162 


2.54467 


1.52090 


1.68862 


1.87467 


126 


2.08103 


2.30992 


2.56376 


1.52597 


1.69565 


1.88404 


127 


2.09317 


2.32532 


2.58299 


1.53106 


1.70272 


1.89346 


128 


2.10538 


2.34082 


2.60236 


1.53616 


1.70981 


1.90293 


129 


2.11766 


2.35643 


2.62188 


1.54128 


1.71694 


1.91244 


130 


2.13002 


2.37214 


2.64154 


1.54642 


1.72409 


1.92200 


131 


2.14244 


2.38795 


2.66135 


1.55157 


1.73127 


1.93161 


132 


2.15494 


2.40387 


2.68131 


1.55674 


1.73849 


1.94127 


133 


2.16751 


2.41990 


2.70142 


1.56193 


1.74573 


1.95098 


134 


2.18015 


2.43603 


2.72168 


1.56714 


1.75300 


1.96073 


135 


2.19287 


2.45227 


2.74209 


1.57236 


1.76031 


1.97054 


136 


2.20566 


2.46862 


2.76266 


1.57760 


1.76764 


1.98039 


137 


2.21853 


2.48507 


2.78338 


1.58286 


1.77501 


1.99029 


138 


2.23147 


2.50164 


2.80426 


1.58814 


1.78240 


2.00024 


139 


2.24449 


2.51832 


2.82529 


1.59343 


1.78983 


2.01024 


140 


2.25758 


2.53511 


2.84648 


1.59874 


1.79729 


2.02029 


141 


2.27075 


2.55201 


2.86783 


1.60407 


1.80478 


2.03040 


142 


2.28400 


2.56902 


2.88933 


1.60942 


1.81230 


2.04055 


143 


2.29732 


2.58615 


2.91100 


1.61478 


1.81985 


2.05075 


144 


2.31073 


2.60339 


2.93284 


1.62017 


1.82743 


2.06100 


115 


2.32420 


2.62075 


2.95483 


1.62557 


1.83505 


2.07131 


146 


2.33776 


2.63822 


2.97699 


1.63099 


1.84269 


2.08167 


147 


2.35139 


2.65580 


2.99932 . 


1.63642 


1.85037 


2.09207 


148 


2.36511 


2.67351 


3.02182 


1.64188 


1.85808 


2.10253 


149 


2.37891 


2.69133 


3.04448 


1.64735 


1.86582 


2.11305 


150 


2.39278 


2.70928 1 


3.06731 





mpounded ann 


TABLE 

ually for 150 


No. 1 


—Continue 


>r 75 years; quarterly for 37 


Interest Co 


years; semi-annually fc 




years and 

Amount c 


6 months; and monthly for 12 years 


and 6 months, 

L50 years, 


at 




f $1 for any time from 1 to '. 


10 
12 


n 

13 


1 


Years. | li 


H 


H% 


2.31215 


2.51335 


2.73186 


101 


3.50670 


4.49853 


5.76735 


2.33142 


2.53639 


2.75918 


102 


3.55053 


4.56600 


5.86828 


2.35085 


2.55964 


2.78677 


103 


3.59491 


4.63449 


5.97097 


2.37044 


2.58310 


2.81464 


104 


3.63985 


4.70401 


6.07546 


2.39019 


2.60678 


2.84279 


105 


3.68535 


4.77457 


6.18178 


2.41011 


2.63067 


2.87121 


106 


3.73141 


4.84619 


6.28997 


2.43020 


2.65479 


2.89993 


107 


3 77806 


4.91888 


6.40004 


2.45045 


2.67912 


2.92893 


io§ 


3.82528 


4.99267 


6.51204 


2.47087 


2.70368 


2.95822 


109 


3.87310 


5.06756 


6.62600 


2.49146 


2.72847 


2.98780 


HO 


3.92151 


5.14357 


6.74196 


2.51222 


2.75348 


3.01768 


111 


3.97053 


5.22072 


6.85994 


2.53316 


2.77872 


3.04785 


112 


4.02016 


5.29903 


6.97999 


2.55427 


2.80419 


3.07833 


113 


4.07041 


5.37852 


7.10214 


2.57555 


2.82989 


3.10911 


114 


4.12129 


5.45920 


7-22643 


£.59701 


2-85584 


3.14020 


115 


4.17281 


5.54109 


/. 35289 


2.61866 


2.88201 


3-17161 


116 


4.22497 


5.62420 


7.48157 


2-64048 


2.90843 


3.20322 


117 


4.27778 


5.70856 


7.61249 


2.66248 


2.93509 


3.23536 


118 


4.33126 


5.79419 


7.74571 


2.68467 


2.96200 


3.26771 


119 


4.38540 


5.88111 


7-88126 


2.70704 


2-98915 


3.30039 


190 


4.44021 


5.96932 


8-01918 


2.72960 


3.01655 


3.33339 


121 


4.49572 


6.05886 


8.15952 


2.75235 


3.04420 


3.36672 


122 


4.55191 


6.14975 


8-30231 


2.77528 


3.07211 


3.40039 


123 


4.60881 


6.24199 


8-44760 


2.79841 


3.1C027 


3.43440 


124 


4.66642 


6.33562 


8. 59543 


2.82173 


3 12869 


3.46874 


125 


4.72475 


6.43066 


8.74585 


2.84524 


3.15737 


3.50343 


126 


4.78381 


6.52712 


8- 89891 


2.86896 


3-18631 


3.53846 


127 


4.84361 


6.62502 


9.05464 


2.89286 


8.21552 


3.57385 


128 


4.90415 


6.72440 


9.21309 


2.91697 


3.24499 


3.60958 


129 


4.96546 


6.82526 


9.37432 


2.94128 


3.27474 


3.64568 


130 


5.02752 


6.92764 


9.53837 


2.96579 


3.30476 


3.6G214 


131 


5.09037 


7-03156 


9.70530 


2.99050 


3.33505 


3.7TS96 


132 


5.15400 


7-13703 


9.87514 


3.01542 


3.36562 


3.75615 


133 


5.21842 


7.24409 


10.04795 


3.04055 


3.39647 


3.79371 


134 


5.28365 


7-35275 


10.22379 


3.06589 


3-42761 


3.83165 


135 


5.34970 


7-46304 


10.40271 


3.09144 


3.45903 


3.86996 


136 


5.41657 


7.57498 


10.58476 


3.11720 


3.49074 


3.90866 


137 


5.48428 


7-68861 


10.76999 


3.14318 


3.52273 


3.94775 


138 


5.55283 


7-80394 


10.95846 


3.16937 


3.55503 


3.98723 


139 


5.62224 


7-92100 


11.15024 


3.19578 


3.58761 


4. 02710 


140 


5.69252 


8.03981 


11.34537 


3.22242 


3.62050 


4.06737 


14i 


5.76368 


8.16041 


11.54391 


3.24927 


3.65369 


4.10804 


142 


5-83572 


8.28282 


11.74593 


3.27635 


3.68718 


4.14912 


143 


5.90867 


8.40706 


11.95148 


3.30365 


3.72098 


4.19062 


144 


5.98253 


8.53316 


12.16063 


3.33118 


3.75509 


4.23252 


115 


6.05731 


8-66116 


12.37344 


3.35894 


3.78951 


4.27485 


146 


6.13302 


8-79108 


12.58908 


3.38693 


3.82425 


4.31760 


147 


6.20969 


8.92294 


12.81030 


3.41515 


3.85930 


4.36077 


148 


6.28731 


9.05679 


13.03448 


3.44361 


3.89468 


4.40438 


149 


6.36590 


9.19264 


13.26259 


3.47231 


3.93038 


4.44842 


150 


6.44547 


9.33053 1 


13.49468 



TA 

Interest Compounded anni 


BLE SCO. 1 


. — Contini. 


ted. 

years; quarterly 95 years; 


tally for 100 years; semi-annually 5 


at 

Amount of $ 


id monthly for 8 years and 4 mont) 


is. 

LOO Years, 


at 


1 for any time from 1 to ! 


2% 


*K % 


*y*% 


Years. 


2%% 


3% 


3^% 


1.02000 


1.02250 


1.02500 


l 


1.02750 


1.03000 


1.03500 


1.04040 


1.04551 


1.05063 


2 


1.05576 


1.06090 


1.07123 


1.06121 


1.06903 


1.07689 


3 


1.08479 


1.09273 


1.10872 


1,08243 


1.09308 


1.10381 


4 


1.11462 


1.12551 


1.14752 


1.10408 


1.11768 


1.13141 


5 


1.14527 


1.15927 


1.18769 


1.12616 


1.14283 


1.15969 


6 


1.17677 


1.19405 


1.22926 


1.14869 


1.16854 


1.18869 


7 


1.20913 


1.22987 


1.27228 


1.17166 


1.19483 


1.21840 


§ 


1.24238 


1.26677 


1.31681 


1.19509 


1.22171 


1.24886 


9 


1.27655 


1.30477 


1.36290 


1.21899 


1.24920 


1.28008 


10 


1.31165 


1.34392 


1.41060 


1.24337 


1.27731 


1.31209 


11 


1.34772 


1.38423 


1.45997 


1.26824 


1.30605 


1.34489 


12 


1.38478 


1.42576 


1.51107 


1.29361 


1.33544 


1.37851 


13 


1.42287 


1.46853 


1.56396 


1.31948 


1.36548 


1.41297 


14 


1.46199 


1.51259 


1.61869 


1.34587 


1.39621 


1.44830 


15 


1.50220 


1.55797 


1.67535 


1.37279 


1.42762 


1.48451 


16 


1.54351 


1.60471 


1.73399 


1.40024 


1.45974 


1.52162 


17 


1.58596 


1.65285 


1.79468 


1.42825 


1.49259 


1.55966 


1§ 


1.62957 


1.70243 


1.85749 


1.45681 


1.52617 


1.59865 


19 


1.67438 


1.75351 


1.92250 


1.48595 


1.56051 


1.63862 


20 


1.72043 


1.80611 


1.98979 


1.51567 


1.59562 


1.67958 


21 


1.76774 


1.86029 


2.05943 


1.54598 


1.63152 


1.72157 


22 


1.81635 


1.91610 


2. 13151 


1.57690 


1.66823 


1.76461 


23 


1.86630 


1.97359 


2.20611 


1.60844 


1.70577 


1.80873 


24 


1.91763 


2.03279 


2.28333 


1.64061 


1.74415 


1.85394 


25 


1.97036 


2.09378 


2.36324 


1.67342 


1.78339 


1.90029 


20 


2.02455 


2.15659 


2.44596 


1.70689 


1.82352 


1.94780 


27 


2.08022 


2.22129 


2.53157 


1.74102 


1.86454 


1.99650 


2§ 


2.13743 


2.28793 


2.62017 


1.77584 


1.90650 


2.04641 


29 


2.19621 


2.35657 


2.71188 


1.81136 


1.94939 


2.09757 


30 


2.25660 


2.42726 


2.80679 


1.84759 


1.99325 


2.15001 


31 


2.31866 


2.50008 


2.90503 


1.88454 


2.03810 


2.20376 


32 


2.38242 


2.57508 


3.00671 


1.92223 


2.08396 


2.25885 


33 


2.44794 


2.65234 


3.11194 


1.96068 


2.13085 


2.31532 


34 


2.51526 


2.73191 


3.22086 


1.99989 


2.17879 


2.37321 


35 


2.58443 


2.81386 


3.33359 


8.03989 


2.22782 


2.43254 


30 


2.65550 


2.89828 


3.45027 


2.08069 


2.27794 


2.49335 


37 


2.72852 


2.98523 


3.57103 


2.12230 


2.32920 


2.55568 


38 


2.80356 


3.07478 


3.69601 


2.16474 


2.38160 


2.61957 


39 


2.88066 


3.16703 


3.82537 


2.20804 


2.43519 


2.68506 


40 


2.95987 


3.26204 


3.95926 


2.25220 


2.48998 


2.75219 


41 


3.04127 


3.35990 


4.09783 


229724 


2.54601 


2.82100 


42 


3.12491 


3.46070 


4.24126 


2.34319 


2.60329 


2.89152 


43 


3.21084 


3.56452 


4.38970 


2.39005 


2.66186 


2.96381 


44 


3.29914 


3.67145 


4.54334 


2.43785 


2.72176 


3.03790 


45 


3.38986 


3.78160 


4.70236 


2.48661 


2.78300 


3.11385 


46 


3.48309 


3.89504 


4.86694 


2.53634 


2.84561 


3.19170 


47 


3.57887 


4.01190 


5.03728 


2.58707 


2.90964 


3.27149 


48 


3.67729 


4.13225 


5.21359 


2.63881 


2.97511 


3.35328 


49 


3.77842 


4.25622 


5.39606 


2.69159 


3.04205 


3.43711 


50 


3.88232 


4.38391 


5.58493 





TA 

pounded annu 


BLE MO. 1. 


— Contiiroed. 




Interest Oom 4 


ally for 100 years,- semi-annually 50 years; quarterly 85 years; 




an 

onnt of $ 


d monthly for 8 years and 4 mont) 


if. 

LOO Tears, at 


Am 


1 for any 


time from 1 to ! 


2% 


2K% 


2^% 


Years, j 


2%% 


3% 


*H% 


2.74542 


3.11049 


3.52304 


51 


3.98909 


4.51542 


5.78040 


2.80033 


3.18048 


3.61111 


52 


4.09879 


4.65089 


5.98271 


2.85633 


3.25204 


3.70139 


53 


4.21150 


4.79041 


6.19211 


2.91346 


3.32521 


3.79392 


54 


4.32732 


4.93412 


6.40883 


2.97173 


3.40003 


3.88877 


55 


4.44632 


5.08215 


6.63314 


3.03117 


3.47653 


3.98599 


56 


4.56859 


5.23461 


6.86530 


8.09179 


3.55475 


4.08564 


57 


4.69423 


5.39165 


7.10559 


3.15362 


3.63473 


4.18778 


58 


4.82332 


5.55340 


7.35428 


3.21670 


3.71651 


4.29248 


59 


4.95596 


5.72000 


7.61168 


3.28103 


3.80013 


4.39979 


60 


5.09225 


5.89160 


7-87809 


3.34665 


3.88564 


4.50978 


61 


5.23229 


6.06835 


8.1538a 


3.41358 


3.97306 


4.62253 


62 


5.37618 


6.25040 


8.43921 


3.48186 


4.06246 


4.73809 


63 


5.52402 


6.43791 


8.73458 


3.55149 


4.15386 


4.85654 


64 


5.67593 


6.63105 


9.04029 


8.62252 


4.24733 


4.97796 


65 


5.83202 


6.82998 


9.35670 


3.69497 


4.34289 


5.10241 


66 


5.99240 


7.03488 


9.68419 


3-76887 


4.44061 


5.22997 


67 


6.15719 


7.24593 


10.02313 


3.84425 


4.54052 


5.36072 


68 


6.32651 


7. 46331 


10.37394 


3.92114 


4.64268 


5.49473 


69 


6-50049 


7-68721 


10.73703 


8.99956 


4.74714 


5.63210 


70 


6-67926 


7.91782 


11.11283 


4.07955 


4.85395 


5.77291 


71 


6.86294 


8.15536 


11.50177 


4.16114 


4.96317 


5.91723 


72 


7.05167 


8-40002 


11.90434 


4.24436 


5.07484 


6.06516 


73 


7.24559 


8.65202 


12.32099 


4.32925 


5.18902 


6.21679 


74 


7.44484 


8.91158 


12.75222 


4.41584 


5.30577 


6.37221 


75 


7-64957 


9.17893 


13.19855 


4.50415 


5.42515 


6.53151 


76 


7.85994 


9.45429 


13.66050 


4.59424 


5.54722 


6.69480 


77 


8.07609 


9.73792 


14.13862 


4.68612 


5.67203 


6.86217 


78 


8.29818 


10.03006 


14.63347 


4.77984 


5.79965 


7.03372 


79 


8.52638 


10.33096 


15.14564 


4.87544 


5.93015 


7.20957 


SO 


8.76085 


10.64089 


15.67574 


4.97295 


6.06357 


7.38981 


81 


9.00178 


10.96012 


16.22439 


5.07241 


6.20000 


7.57455 


82 


9.24933 


11.28892 


16.79224 


5.17386 


6.33950 


7-76392 


83 


9.50368 


11.62759 


17.37997 


5.27733 


6.48214 


7.95801 


84 


9.76503 


11.97642 


17.98827 


5.38288 


6.62799 


8.15696 


85 


10.03357 


12.33571 


18.61786 


5.49054 


6.77712 


8.36089 


86 


10.30950 


12.70578 


19.26948 


5.60035 


6.92961 


8.56991 


87 


10.59301 


13.08695 


19.94392 


5.71235 


7.08552 


8.78416 


88 


10.88431 


13.47956 


20.64195 


5.82660 


7-24495 


9.00376 


89 


11.18363 


13.88395 


21.36442 


5.94313 


7.40796 


9.22886 


90 


11.49118 


14.30047 


22.11218 


6.06200 


7.57464 


9.45958 


91 


11.80719 


14.72948 


22.88610 


6.18324 


7.74507 


9.69607 


92 


12.13189 


15.17137 


23.68712 


6-30690 


7.91933 


9.93847 


93 


12.46552 


15.62651 


24.51616 


6.43304 


8.09752 


10.18693 


94 


12.80832 


16.09530 


25.37423 


6-56170 


8.27971 


10.44160 


95 


13.16055 


16.57816 


26.26233 


6.69293 


8.46600 


10.70264 


96 


13.52246 


17.07551 


27.18151 


6.82679 


8.65649 


10.97021 


97 


13.89433 


17.58777 


28.13286 


6.96334 


8.85126 


11.24447 


98 


14.27642 


18.11540 


29.11751 


7.10259 


9.05041 


11.52558 


99 


14.66902 


18.65887 


30.13663 


7.24465 


9.25405 


11.81372 


lOO 


15.07242 


19.21863 


31.19141 



Interest Compounded annu 


lBLE NO. 1 — Continued. 




ally for 100 years; semi-annually 


50 years; quarterly S5 years; 


ai 

Amount of $1 


id monthly/ 


or 8 years and 4 mon 


the. 

\ 100 Tears, at 


for any 


time from 1 tc 


4% 


*V2% 


5% 


Years. 


5)^% 


6% 


7% 


1.04000 


1.04500 


1.05000 


l 


1.05500 


1.06000 


1.07000 


1.08160 


1.09203 


1.10250 


2 


1.11303 


1.12360 


1.14490 


1.12486 


1.14117 


1.15763 


3 


1.17424 


1.19102 


1.22504 


1.16986 


1.19252 


1.21551 


4 


1.23882 


1.26248 


1.31080 


1.21665 


1.24618 


1.27628 


5 


1.30696 


1.33823 


1,40255 


1.26532 


1.30226 


1.34010 


€ 


1.37884 


1.41852 


1.50073 


1.31593 


1.36086 


1.40710 


7 


1.45468 


1.50363 


1.60578 


1.36857 


1.42210 


1.47746 


§ 


1.53469 


1.59385 


1.71819 


1.42331 


1.48610 


1.55133 


9 


1.61909 


1.68948 


1.83846 


1.48024 


1.55297 


1.62889 


io 


1.70814 


1.79085 


1.96715 


1.53945 


1.62285 


1.71034 


11 


1.80209 


1.89830 


2.10485 


1.60103 


1.69588 


1.79586 


13 


1.90121 


2.01220 


2.25219 


1.66507 


1.77220 


1.88565 


13 


2.00577 


2.13293 


2-40985 


1.73168 


1.85194 


1.97993 


14 


2.11609 


2.26090 


2.57853 


1.80094 


1.93528 


2.07893 


15 


2.23248 


2.39656 


2.75903 


1.87298 


2.02237 


2.18287 


16 


2- 35526 


2.54035 


2.95216 


1.94790 


2.11338 


2.29202 


17 


2.48480 


2.69277 


3.15882 


2.02582 


2.20848 


2.40662 


IS 


2.62147 


2.85434 


3-37993 


2.10685 


2.30786 


2.52695 


19 


2.76565 


3.02560 


3-61653 


2.19112 


2.41171 


2.65330 


90 


2.91776 


3.20714 


3.86968 


2.27877 


2.52024 


2.78596 


21 


3.07823 


3.39956 


4.14056 


2.36992 


2.63365 


2.92526 


22 


3.24754 


3.60354 


4-43040 


2.46472 


2.75217 


3.07152 


23 


3.42615 


3.81975 


4-74053 


2.56330 


2.87601 


3.22510 


24 


3.61459 


4.04893 


5.07237 


2.66584 


3.00543 


3.38635 


25 


3.81339 


4.29187 


5.42743 


2.77247 


3-14068 


3.55567 


26 


4.02313 


4.54938 


5.80735 


2.88337 


3.28201 


3.73346 


27 


4.24440 


4.82235 


6.21387 


2.99870 


3-42970 


3.92013 


2§ 


4-47784 


5.11169 


6.64884 


3.11865 


3.58404 


4.11614 


29 


4.72412 


5.41839 


7.11426 


3.24340 


3.74532 


4.32194 


30 


4.98395 


5.74349 


7-61226 


3.37313 


3.91386 


4.53804 


31 


5-25807 


6.08810 


8.14511 


3.50806 


4.08998 


4.76494 


32 


5.54726 


6.45339 


8-71527 


3.64838 


4.27403 


5.00319 


33 


5.85236 


6.84059 


9.32534 


3.79432 


4.46636 


5.25335 


34 


6.17424 


7.25103 


9.97811 


3.94609 


4.66735 


5.51602 


35 


6.51383 


7-68609 


10.67658 


4.10393 


4,87738 


5.79182 


36 


6.87209 


8.14725 


11.42394 


4.26809 


5.09686 


6.08141 


37 


7.25005 


8.63609 


12.22362 


4.43881 


5.32622 


6.38548 


38 


7-64880 


9.15425 


13.07927 


4.61637 


5.56590 


6.70475 


39 


8.06949 


9.70351 


13.99482 


4.80102 


5.81636 


7.03999 


40 


8.51331 


10.28572 


14.97446 


4.99306 


6.07810 


7.39199 


41 


8.98154 


10.90286 


16.02267 


5.19278 


6.35162 


7.76159 


42 


9.47553 


11.55703 


17.14426 


5.40050 


6.63744 


8.14967 


43 


9.99668 


12.25045 


18.34435 


5.61652 


6.93612 


8.55715 


44 


10.54650 


12.98548 


19.62846 


5.84118 


7.24825 


8.98501 


45 


11.12655 


13.76461 


21.00245 


6.07482 


7-57442 


9.43426 


46 


11.73851 


14.59049 


22.47262 


6.31782 


7.91527 


9.90597 


47 


12.38413 


15.46592 


24.04571 


6.57053 


8.27146 


10.40127 


48 


13.06526 


16.39387 


25.72891 


6.83335 


8.64367 


10.92133 


49 


13.78385 


17.37750 


27.52993 


7-10668 


9.03264 


11.46740 


50 


14.54196 


18.42015 


29.45703 

! 







TABLE 

>tually for IOC 


No. 


1. — Contini 


led. 

for 50 years; 


quarterly for 25 


Interest Compounded an 


years; 


semi-annually m 


yet 

Amount < 


irs ; and mor 


thly for 8 years and 4 


months. 

100 years, 


at 


)f $1 for any time from 1 to 


4 % ±y 2 % 


5% 


Years. 1 5^% 6% 


7% 


7.39095 


9.43910 


12.04077 


! 51 


15-34177 


19.52536 


31.51902 


7-68659 


9.86386 


12.64281 


52 


16.18557 


20.69689 


33.72535 


7.99405 


10.30774 


13.27495 


53 


17.07577 


21.93870 


36.08612 


8.31381 


10.77159 


13.93870 


54 


18.01494 


23.25502 


38.61215 


8-64637 


11.25631 


14.63563 


55 


19.00576 


24.65032 


41.31500 


8.99222 


11.76284 


15.36741 


56 


20.05108 


26.12934 


44.20705 


9.35191 


12.29217 


16.13578 


57 


21.15389 


27.69710 


47.30155 


9.72599 


12.84532 


16-94257 


58 


22.31735 


29.35893 


50.61265 


10.11503 


13.42336 


17-78970 


59 


23.54481 


31.12046 


54.15554 


10.51963 


14.02741 


18.67919 


60 


24.83977 


32.98769 


57.94643 


10.94041 


14.65864 


19.61315 


61 


26.20596 


34.96695 


62.00268 


11.37803 


15.31828 


1 20.59380 


62 


27-64729 


37.06497 


66.34286 


11.83315 


16.00760 


21.62349 


63 


29.16789 


39.28887 


70.98686 


12.30648 


16.72794 


22.70467 


64 


30.77212 


41.64620 


75.95594 


12.79874 


17.48070 


, 23.83990 


65 


32.46459 


44.14497 


81.27286 


13.31068 


18.26733 


25.03190 


66 


34.25014 


46.79367 


86.96196 


13-84311 


19.08936 


, 26.28349 


67 


36.13390 


49.60129 


93.04930 


14.39684 


19.94839 


27.59766 


68 


38.12126 


52.57737 


99.56275 


14- 97271 


20.84606 


28.97755 


69 


40.21793 


55.73201 


106.53214 


15.57162 


21.78414 


30.42643 


70 


42.42992 


59.07593 


113.98939 


16.19448 


22.76442 


31.94775 


71 


44.76356 


62.62049 


121.96865 


16.84226 


23.78882 


33.54513 


72 


47.22556 


66.37772 


130.50646 


17.51595 


24.85932 


35.22239 


73 


49.82296 


70.36038 


139.64191 


18.21659 


25.97799 


36.98351 


74 


52.56323 


74.58200 


149.41684 


18.94525 


27.14700 


38.83269 


75 


55.45420 


79.05692 


159.87602 


19.70306 


28-36861 


40.77432 


76 


58.50418 


83.80034 


171.06734 


20.49119 


29.64520 


42.81304 


77 


61.72192 


88.82836 


183.04205 


21.31083 


30.97923 


44.95369 


7§ 


65.11662 


94.15806 


195.85500 


22.16327 


32.37330 


47.20137 


79 


68.69803 


99.80754 


209.56485 


23.04980 


33.83010 


49.56144 


§0 


72.47643 


105.79599 


224.23439 


23.97179 


35.35245 


52.03951 


81 


76.46263 


112.14375 


239.93079 


24.93066 


36.94331 


54.64149 


82 


80.66807 


118.87238 


256.72595 


25.92789 


38.60576 


57.37356 


83 


85.10482 


126.00472 


274.69677 


26.96500 


40.34302 


60.24224 


84 


89.78558 


133.56500 


293.92554 


28.04360 


42.15846 


63.25435 


85 


94.72379 


141.57890 


314.50033 


29.16535 


44.05559 


66.41707 


86 


99.93360 


150.07364 


336.51535 


30.33196 


46.03809 


69.73792 


87 


105.42995 


159.07806 


360.07143 


31.54524 


48.10980 


73.22482 


88 


111.22859 


168.62274 


385.27643 


32.80705 


50.27474 


76.88606 


89 


117.34617 


178.74010 


412.24578 


34.11933 


52.53711 


80.73036 


90 


123.80021 


189.46451 


441.10298 


35.48411 


54.90128 


84.76688 


91 


130.60922 


200.83238 


471.98019 


36.90347 


57.37183 


89.00523 


92 


137.79272 


212.88232 


505.01880 


38.37961 


59.95357 


93.45549 


93 


145.37132 


225.65526 


540.37011 


39.91479 


62.65148 


98.12826 


94 


153.36675 


239.19458 


578.19603 


41.51139 


65.47079 


103.03468 


95 


161.80192 


253.54625 


618.66975 


43.17184 


68.41698 


108.18641 


96 


170.70102 


268.75903 


661.97663 


44.89872 


71.49574 


113.59573 


97 


180.08958 


284.88457 


708.31499 


46.69466 


74.71305 


119.27552 


98 


189.99451 


301.97765 


757.89704 


48.56245 


78.07514 


125.23929 


99 


200.44420 


320.09631 


810.94984 


50.50495 


81.58852 


131.50126 


100 


211.46864 


339.30208 


867.71633 



TAB] 

Interest Compounded annually fo 


LiE No. 1.— Co 


ntinued. 

nually for 50 years; qua 




r 100 years; semi-an 


rterly for 25 




years ; anc 

Amount of $1 : 


i monthly for 8 yean 


and 4 mont 


hs. 

years, at 




tor any 


• time from 1 to 100 




8% 


1 9% 


10% 


Years. 


11% 


\ 12% 


1 13% 


1 14% 


1.080 


1.090 


1.100 


1 


1.110 


1.120 


1.130 


1.140 


1.166 


1.188 


1.210 


% 


1.232 


1.254 


1.277 


1.300 


1.260 


1.295 


1.331 


3 


1.368 


1.405 


1.443 


1.482 


1.360 


1.412 


1.464 


4 


1.518 


1.574 


1.630 


1.689 


1.469 


1.539 


1.611 


5 


1.685 


1.762 


1.842 


1.925 


1.587 


1.677 


1.772 


6 


1.870 


1.974 


2-082 


2.195 


1.714 


1.828 


1.949 


7 


2.076 


2.211 


2.353 


2.502 


1.851 


1.993 


2.144 


8 


2.305 


2.476 


2.658 


2.853 


1.999 


2.172 


2.358 


9 


2.558 


2.773 


3.004 


3.252 


2.159 


2.367 


2.594 


io 


2.839 


3.106 


3.395 


3.707 


2.332 


2.580 


2.853 


11 


3.152 


3.479 


3.836 


4.226 


2.518 


2.813 


3.138 


12 


3.498 


3.896 


4.335 


4.818 


2.720 


3.066 


3.452 


13 


3.883 


4.363 


4.898 


5.492 


2.937 


3.342 


3.798 


14 


4.310 


4.887 


5.535 


6.261 


3.172 


3.642 


4.177 


15 


4.785 


5.474 


6.254 


7.138 


3.426 


3.970 


4.595 


16 


5.311 


6.130 


7.067 


8.137 


3.700 


4.328 


5.054 


11 


5.895 


6.866 


7.986 


9.276 


3.996 


4.717 


5.560 


18 


6.544 


7.690 


9.024 


10.575 


4.316 


5.142 


6.116 


19 


7.263 


8.613 


10.197 


12.056 


4.661 


5.604 


6.728 


20 


8.062 


9-646 


11.523 


13.743 


5.034 


6.109 


7.400 


21 


8.949 


10.804 


13.021 


15.668 


5.437 


6.659 


8.140 


22 


9.934 


12.100 


14.714 


17-861 


5.871 


7.258 


8.954 


23 


11.026 


13.552 


16.627 


20.362 


6.341 


7.911 


9.850 


24 


12.239 


15.179 


18.788 


23.212 


6.848 


8.623 


10.835 


25 


13.585 


17.000 


21.231 


26.462 


7.396 


9-399 


11.918 


26 


15.080 


19.040 


23.991 


30.167 


7.988 


10.245 


13.110 


27 


16.739 


21.325 


27.109 


34.390 


8.627 


11.167 


14.421 


28 


18.580 


23.884 


30.633 


39.204 


9.317 


12.172 


15.863 


29 


20.624 


26.750 


34.616 


44.693 


10.063 


13.268 


17.449 


30 


22.892 


29.960 


39.116 


50.950 


10.868 


14.462 


19.194 


31 


25.410 


33.555 


44.201 


58.083 


11.737 


15.763 


21.114 


32 


28.206 


37.582 


49.947 


66.215 


12.676 


17.182 


23.225 


33 


31.308 


42.092 


56.440 


75.485 


13.690 


18.728 


25.548 


34 


34.752 


47.143 


63.777 


86.053 


14.785 


20.414 


28.102 


35 


38.575 


52.800 


72.069 


98.100 


15.968 


22.251 


30-913 


36 


42.818 


59.136 


81.437 


111.834 


17.246 


24.254 


34.004 


3*7 


47.528 


66-232 


92.024 


127.491 


18.625 


26.437 


37.404 


38 


52.756 


74.180 


103.987 


145.340 


20.115 


28.816 


41.145 


39 


58.559 


83.081 


117.506 


165.687 


21.725 


31.409 


45.259 


40 


65.001 


93.051 


132.782 


188.884 


23.462 


34.236 


49.785 


41 


72.151 


104.217 


150.043 


215.327 


25.339 


37.318 


54.764 


42 


80.088 


116-723 


169.549 


245.473 


27.367 


40-676 


60.240 


43 


88.897 


130.730 


191.590 


279.839 


29.556 


44.337 


66.264 


44 


98.676 


146.418 


216.497 


319.017 


31.920 


48.327 


72.890 


45 


109.530 


163.988 


244.641 


363.679 


34.474 


52.677 


80.180 


46 


121.579 


183.666 


276.445 


414.594 


37.232 


57.418 


88.197 


47 


134.952 


205.706 


312.383 


472.637 


40.211 


62.585 


97.017 


48 


149.797 


230.391 


352.992 


538.807 


43.427 


68.218 


106.719 


49 


166.275 


258.038 


398.881 


614.239 


46.902 


74.358 


117.391 


50 


184.565 


289.002 


450.736 


700.233 



TABLE No. 1.— Continued. 



Interest Compounded annually for 100 years; semi-annually for 50 years; quarterly for 25 
years ; and monthly for 8 years and 4 months. 



Amount of $1 for any time from 1 to 100 years, at 



15% 


1 16% 


1 17% 


I Years. 


18% 


| 19% 20% 


1.150 


1.160 


1.170 


1 


1.180 


1.190 


1.200 


1.323 


1.346 


1.369 


2 


1.392 


1.416 


1.440 


1.521 


1.561 


1.602 


3 


1.643 


1.685 


1.728 


1.749 


1.811 


1.874 


4 


1.939 


2.005 


2.074 


2.011 


2.100 


2.192 


5 


2.288 


2.386 


2.488 


2.313 


2.436 


2.565 


' 6 


2.700 


2.840 


2.986 


2.660 


2.826 


3.001 


7 


3.185 


3-379 


3.583 


3.059 


3.278 


3.511 


8 


3.759 


4.021 


4.300 


3.518 


3.803 


4.108 


9 


4.435 


4.785 


5.160 


4.046 


4.411 


4.807 


10 


5.234 


5.695 


6.192 


4.652 


5.117 


5.624 


11 


6.176 


6.777 


7.430 


5.350 


5.936 


6.580 


12 


7-288 


8.064 


8.916 


6.153 


6.886 


7.699 


13 


8.599 


9.596 


10.699 


7.076 


7.988 


9.007 


14 


10.147 


11.420 


12.839 


8.137 


9.266 


10.539 


15 


11.974 


13.590 


15.407 


9.358 


10.748 


12.330 


16 


14.129 


16.172 


18.488 


10.761 


12.468 


14.426 


17 


16.672 


19-244 


22.186 


12.375 


14.463 


16.879 


18 


19.673 


22.901 


26.623 


14.232 


16.777 


19.748 


19 


23.214 


27.252 


31.948 


16.367 


19.461 


23.106 


20 


27.393 


32.429 


38-338 


18.822 


22.574 


27.034 


21 


32.324 


38.591 


46.005 


21.645 


26.186 


31.629 


22 


38.142 


45.923 


55.206 


24.891 


30.376 


37.006 


23 


45.008 


54.649 


66.247 


28.625. 


35.236 


43.297 


24 


53.109 


65.032 


79.497 


32.919 


40.874 


50.658 


25 


62.669 


77 388 


95.396 


37.857 


47-414 


59.270 


20 


73.949 


92.092 


114.475 


43.535 


55.000 


69.345 


27 


87-260 


109.589 


137.371 


50.066 


63.800 


81.134 


28 


102.967 


130.411 


164.845 


57.575 


74.009 


94.927 


29 


121.501 


155.189 


197.814 


66.212 


85.850 


111.065 


30 


143.371 


184.675 


237.376 


76.144 


99.586 


129.946 


31 


169.177 


219.764 


284-852 


87.565 


115.520 


152.036 


32 


199.629 


261.519 


341.822 


100.700 


134.003 


177.883 


33 


235.563 


311.207 


410.186 


115.805 


155.443 


208.123 


34 


277-964 


370.337 


492.224 


133.176 


180.314 


243.503 


35 


327.997 


440.701 


590.668 


153.152 


209.164 


284.899 


36 


387.037 


524.434 


708.802 


176.125 


242.631 


333.332 


37 


456.703 


624.076 


850.562 


202.543 


281.452 


389.998 


38 


538.910 


742.651 


1020.675 


232.925 


326.484 


456.298 


39 


635.914 


883.754 


1224.810 


267.864 


378.721 


533.869 


40 


750.378 


1051.668 


1469.772 


308.043 


439.317 


624.626 


41 


885.446 


1251.484 


1763.726 


354.250 


509.607 


730.813 


42 


1044.827 


1489.266 


2116.471 


407-387 


591.144 


855.051 


43 


1232.896 


1772.227 


2539.765 


468.495 


685.727 


1000.410 


44 


1454.817 


2108.950 


3047.718 


538.769 


795.444 


1170.479 


45 


1716.684 


2509.651 


3657-262 


619.585 


922.715 


1369.461 


46 


2025.687 


2986.484 


4388.714 


712.522 


1070.349 


1602.269 


47 


2390.311 


3553.916 


5266.457 


819.401 


1241.605 


1874.655 


48 


2820.567 


4229.160 


6319.749 


942.311 


1440.262 


2193.346 


49 


3328.269 


5032.701 


7583.698 


.083.657 


1670.704 


2566.215 


50 


3927.357 


5988.914 


9100.438 



KOBINSOfflAN COMPLEX INTEREST SIMPLIFIED. 



GENERAL REMARK. — In this table, the rates of interest, as they 
appear at the heads of the columns, may be regarded as either annual, 
semi-annual, quarterly, monthly, or even weekly; provided the numbers 
in column headed " years" be taken accordingly; that is, as so many 
years, half-years, quarters, months, or weeks, respectively. Moreover, the 
amounts given in the table being always for $1, the result for any other 
sum is obtained by simply multiplying the amounts in the table by the 
given sum. 



TABLE NO. 2. 



For finding what any sum of money deposited at the be- 
ginning of each year, or of each half-year, will amount to in 
any number of years, or half-years, &c, — the interest being 
compounded annually, or semi-annually, &c, respectively, 
as required, at any of the rates given in the table. 



Rule. — Take from the table the amount found in the proper rate column 
and opposite the given number of years, or half-years, $c, and multiply it 
by the given sum. The product will be the required amount. 

EXAMPLES. 

1, — What will $52 deposited, or paid, at the beginning of each year 
for 50 years amount to at the end of the 50 years — interest being com- 
pounded annually at the rate of b\ per cent, per annum ? 

On page 22, in 5£ per cent, column and opposite 50, we find 259.75944, 

which multiplied by $52, and dropping superfluous decimals, gives us 

$13,507.49 as the required amount. 

2. — What will $300 deposited at the beginning of each half-year for 
43 half-years (21| years,) amount to at end of the last half-year — in- 
terest being compounded half-yearly at a semi-annual rate of 2f per ct.? 

On page 20, in 2f per cent, column and opposite 43, we find 82.60504, 
hence we have 

82.60504x300=24781.51200, or $24,781.51 as the amount. 



3. — What will $ 1 deposited at the beginning of each month for 36 
months amount to at the end of the 36 months — the interest being com- 
pounded monthly at the rate of \ per cent, per mouth? 

On page 16, in \ per cent, column and opposite 36, we find 39.53279, 

or $39.53, the amount of $ 1 for the time and rate given. 







TABLE IVo. 3. 


ually 50 years ; quarterly 


Interest Compounded annually for 100 years ; se 


mi-ann 


25 years, and monthly for 8 years and U montTis. 




Amount of $1 each year for any time from 1 to 100 Years, at 


4 


5 


6 


J7 


Years. 


8 


1% 7b 


12 


12 


13 


12 




12 


1.00333 


1.00417 


1.00500 


1.00583 


l 


1.00667 


1.00750 


2.01001 


2.01252 


2.01503 


2.01753 


2 


2.02004 


2.02256 


3.02004 


3.02507 


3.03010 


3.03514 


3 


3.04018 


3.04523 


4.03344 


4.04184 


4.05025 


4.05867 


4 


4.06711 


4.07556 


5.05022 


5.06285 


5.07550 


5.08818 


5 


5.10089 


5.11363 


6.07039 


6.08811 


6.10588 


6.12370 


6 


6.14157 


6.15948 


7.09396 


7-11764 


7.14141 


7.16525 


7 


7.18918 


7c21318 


8.12094 


8.15147 


8.18212 


8.21288 


8 


8.24377 


8.27478 


9.15134 


9.18960 


9.22803 


9.26663 


9 


9.30540 


9.34434 


10.18518 


10.23206 


10.27917 


10.32651 


10 


10.37410 


10.42192 


11.22246 


11.27886 


11.33556 


11.39259 


11 


11.44993 


11.50759 


12.26320 


12.33002 


12.39724 


12.46488 


12 


12.53293 


12.60139 


13.30742 


13.38556 


13.46423 


13.54342 


13 


13.62315 


13.70340 


14.35511 


14.44550 


14.53655 


14.62826 


14 


14.72063 


14.81368 


15.40629 


15.50986 


15.61423 


15.71942 


15 


15.82544 


15.93228 


16.46098 


16.57865 


16.69730 


16.81695 


16 


16.93761 


17.05927 


17.51918 


17.65189 


17.78579 


17.92088 


17 


18.05719 


18.19472 


18.58091 


18.72961 


18-87972 


19.03126 


18 


19.18424 


19.33868 


19.64618 


19.81181 


19.97912 


20.14810 


19 


20.31880 


20.49122 


20.71500 


20.89853 


21.08401 


21.27147 


20 


21.46093 


21.65240 


21.78739 


21.98977 


22.19443 


22.40139 


21 


22.61066 


22.82230 


22.86334 


23.08556 


23.31040 


23.53789 


22 


23.76807 


24.00096 


23.94289 


24.18592 


24.43196 


24.68103 


23 


24.93319 


25.18847 


25.02603 


25.29086 


25.55912 


25.83084 


24 


26.10608 


26.38488 


26.11278 


26.40041 


26.69191 


26.98735 


25 


27.28678 


27.59027 


27.20316 


27.51458 


27.83037 


28.15061 


26 


28.47536 


28.80470 


28.29717 


28.63339 


28.97452 


29.32066 


27 


29.67187 


30.02823 


29.39483 


29.75686 


30.12439 


30.49753 


28 


30.87634 


31.26094 


30.49614 


30.88501 


31-28002 


31.68126 


29 


32.08885 


32.50290 


31.60113 


32.01787 


32.44142 


32.87190 


30 


33.30945 


33.75417 


32.70980 


33.15544 


33.60862 


84.06949 


31 


34.53818 


35.01483 


33.82217 


34.29776 


34.78167 


35.27406 


32 


35.77510 


36.28494 


34.93824 


35.44483 


35.96058 


86.48566 


33 


37.02026 


37.56458 


86.05804 


36.59668 


37.14538 


37.70433 


34 


38.27373 


38.85381 


37.18156 


37-75334 


38.33610 


88.93010 


35 


39.53556 


40.15272 


38.30883 


38.91481 


39.53279 


40.16303 


36 


40.80579 


41.46136 


39.43986 


40.08112 


40.73545 


41.40314 


37 


42.08450 


42.77982 


40.57466 


41.25229 


41.94413 


42.65050 


38 


43.37173 


44.10817 


41.71325 


42.42834 


43.15885 


43.90512 


39 


44.66754 


45.44648 


42.85562 


43.60929 


44.37964 


45.16707 


40 


45.97199 


46.79483 


44.00181 


44.79517 


45.60654 


46.43638 


41 


47 28514 


48.15329 


45.15181 


45.98598 


46.83957 


47.71309 


42 


48.60704 


49.52194 


46.30565 


47.18175 


48.07877 


48.99725 


43 


49.93775 


50.90086 


47.46334 


48.38251 


49.32416 


50.28890 


44 


51.27734 


52.29011 


48-62488 


49.58827 


50.57578 


51.58809 


45 


52.62585 


53.68979 


49.79030 


50.79906 


51.83366 


52.89485 


46 


53.98336 


55.09996 


50.95960 


52.01489 


53.09783 


54.20924 


47 


55.34992 


66.52071 


52.13280 


53.23578 


54.36832 


55.53129 


48 


56.72558 


67.95212 


53.30991 


54.46176 


65.64516 


56.86106 


49 


58.11041 


59.39426 


54.49094 


55.69285 56.92839 


58.19858 


50 


59.50449 


60.84721 





TABLE IVo. 2.-Contir 


rued.. 

ually 50 years ; quarterly 


Interest Compounded annually for 100 years; semi-ann' 




25 years, and monthly for 8 years and U menths. 




Amount of $1 each year for 


any time from 1 to 100 Years, at 


4 
12 


5 
12 


6 
12 


7 
12 


Years, 


8 
12 


5* 


55.67591 


56.92907 


58.21803 


59.54390 


51 


60.90785 


62.31107 


56.86483 


58.17045 


59.51412 


60-89708 


59 


62.32057 


63.78590 


58.05771 


59.41699 


60-81669 


62.25814 


53 


63.74271 


65.27180 


59.25457 


60.66873 


62.12577 


63.62715 


54 


65.17433 


66-76883 


60.45542 


61.92568 


63.44140 


65.00414 


55 


66*61549 


68.27710 


61.66027 


63.18787 


64.76361 


66.38916 


56 


68.06626 


69.79668 


62.86914 


64.45532 


66.09243 


67.78227 


57 


69.52670 


71.32765 


64.08204 


65.72805 


67.42789 


69.18350 


58 


70.99688 


72.87011 


65.29898 


67.00608 


68.77003 


70.59290 


59 


72.47686 


74.42414 


66.51997 


68.28944 


70.11888 


72.01053 


60 


73.96670 


75.98982 


67.74504 


69.57815 


71.47448 


73.43642 


61 


75.46648 


77.56724 


68.97419 


70.87222 


72.83685 


74.87063 


69 


76.97626 


79.15650 


70.20744 


72.17169 


74.20603 


76.31321 


63 


78.49610 


80.75767 


71.44480 


73.47657 


75.58206 


77.76421 


64 


80-02607 


82.37085 


72.68628 


74.78689 


76-96497 


79.22366 


65 


81.56625 


83.99613 


73 93190 


76ol0267 


78.35480 


80.69164 


66 


83.11669 


85.63360 


75.18167 


77.42393 


79.75157 


82.16817 


67 


84.67747 


87.28336 


76.43561 


78.75070 


81.15533 


83.65332 


68 


86.24865 


88.94548 


77.69373 


80,08299 


82.56611 


85.14713 


69 


87-83031 


90.62007 


78.95604 


81.42084 


83.98394 


86.64905 


70 


89.42251 


92.30722 


80.22256 


82.76426 


85.40886 


88.16094 


71 


91.02533 


94.00703 


81.49331 


84.11328 


86.84090 


89.68105 


79 


92.63883 


95.71958 


82.76828 


85.46792 


88-28010 


91.21002 


73 


94.26309 


97.44498 


84.04751 


86.82820 


89.72651 


92.74791 


74 


95.89817 


99.18331 


85.33100 


88.19415 


91.18014 


94.29478 


75 


97-54416 


100.93469 


86.61877 


89.56579 


92.64104 


95.85066 


76 


99.20112 


102.69920 


87.91084 


90.94315 


94.10924 


97.41562 


77 


100-86913 


104.47694 


89.20720 


92.32625 


95.58479 


98.98972 


78 


102.54826 


106.26802 


90.50790 


93.71510 


97.06771 


100.57299 


79 


104.23858 


108-07253 


91.81292 


95.10975 


98.55805 


102.16550 


SO 


105.94017 


109.89057 


93.12230 


96.51021 


100.05584 


103.76730 


81 


107 65310 


111.72225 


94.43604 


97.91650 


101.56112 


105.37844 


89 


109.37746 


113.56767 


95.75416 


99.32865 


103.07393 


106.99898 


83 


111.11331 


115.42693 


97-07667 


100.74669 


104.59430 


108.62897 


84 


112.86073 


117.30013 


98.40360 


102.17063 


106.12227 


110.26848 


85 


114.61980 


119.18738 


99.73494 


103.60051 


107.65788 


111.91754 


86 


116-39060 


121.08879 


101.07072 


105.03635 


109.20117 


113.57623 


87 


118.17320 


123.00445 


102.41096 


106.47816 


110.75217 


115.24459 


88 


119.96769 


124.93449 


103.75566 


107.92599 


112.31094 


116.92268 


89 


121.77414 


126.87899 


105.10485 


109.37985 


113.87749 


118.61057 


90 


123.59264 


128.83809 


106.45853 


110.83976 


115.45188 


120.30829 


91 


125.42326 


130.81187 


107.81673 


112.30576 


117.03414 


122.01593 


99 


127.26608 


132.80046 


109.17945 


113.77787 


118.62431 


123.73352 


93 


129.12118 


134.80397 


110.54671 


115.25611 


120.22243 


125.46113 


94 


130.98866 


136.82250 


111.91854 


116.74051 


121.82854 


127.19882 


95 


132.86858 


138.85616 


113.29493 


118.23110 


123.44268 


128.94665 


96 


134.76104 


140.90509 


114.67591 


119.72789 


125.06490 


130.70467 


97 


136.66611 


142.96937 


116.06150 


121.23093 


126.69522 


132.47295 


98 


138.58389 


145.04914 


117.45171 


122.74022 


128.33370 


134.25154 


99 


140.51445 


147.14451 


116.84654 


124.25581 129.98037 


136.04051 


100 


142.45788 


149.25560 



Interest Compounded ann\ 


TABLE NO. 2. 


years,- quartet 




tally for 100 years; semi-annually 50 


•ly 25 years; 


a 

Amount of $1 eac 


nd monthly for 8 years 


and 4 months 


to 100 Ye 




>h year for any to 


ime from 1 


>ars, at 


\%% 


1 Wfo 


1 1 % 


Years. 1 l K 5 


1 1 % % 


1 IX % 


1.00833 


1.00917 


1-01000 


1 


1.01250 


1.01500 


1.01750 


2.02507 


2.02758 


2.03010 


2 


2,03766 


2.04523 


2.05281 


3.05028 


3.05534 


3.06040 


3 


3.07563 


3.09090 


3.10623 


4.08403 


4.09251 


4.10101 


4 


4.12657 


4.15227 


4.17809 


5.12640 


5.13919 


5.15202 


5 


5.19065 


5.22955 


5.26871 


6.17745 


6.19547 


6.21354 


6 


6.26804 


6.32299 


6.37841 


7-23726 


7.26143 


7.28567 


7 


7.35889 


7.43284 


7.50753 


8.30591 


8.33716 


8-36853 


8 


8.46337 


8.55933 


8.65641 


9.38346 


9,42275 


9.46221 


9 


9.58167 


9.70272 


9.82540 


10.46998 


10.51829 


10.56683 


10 


10.71394 


10.86326 


11.01484 


11.56557 


11.62387 


11.68250 


11 


11.86036 


12.04121 


12.22510 


12.67028 


12.73959 


12.80933 


12 


13.02112 


13.23683 


13.45654 


13.78420 


13.86554 


13.94742 


13 


14.19638 


14.45038 


14.70953 


14.90740 


15.00181 


15.09690 


14 


15.38633 


15.68214 


15.98445 


16.03996 


16.14849 


16.25786 


15 


16.59116 


16.93237 


17.28168 


17.18196 


17-30568 


17.43044 


16 


17-81105 


18.20136 


18.60161 


18.33348 


18.47349 


18-61475 


17 


19.04619 


19.48938 


19.94463 


19.49459 


19.65199 


19.81090 


18 


20.29677 


20.79672 


21.31117 


20.66538 


20.84130 


21.01900 


19 


21.56298 


22.12367 


22.70161 


21.84593 


22.04151 


22.23919 


20 


22.84502 


23.47052 


24-11639 


23.03631 


23.25273 


23.47159 


21 


24.14308 


24.83758 


25.55593 


24.236C1 


24.47504 


24.71630 


22 


25.45737 


26.22514 


27.02065 


25.44692 


25.70857 


25.97346 


23 


26.78808 


27.63352 


28.51102 


26.66731 


26.95339 


27.24320 


24 


28.13544 


29.06302 


30.02746 


27-89787 


28.20963 


28.52563 


25 


29.49963 


30.51397 


31.57044 


29.13868 


29.47739 


29.82089 


20 


30.88087 


31.98668 


33.14042 


30.38984 


30.75676 


31.12910 


27 


32.27938 


33.48148 


34.73788 


31.65142 


32.04787 


32.45039 


2S 


33.69538 


34.99870 


36.36329 


32.92352 


33.35081 


33.78489 


29 


35.12907 


36.53868 


38.01715 


34.20621 


34.66569 


35.13274 


30 


36.58068 


38.10176 


39.69995 


35.49960 


35.99263 


36.49407 


31 


38.05044 


39.68829 


41.41220 


36.80376 


37.33172 


37.86901 


32 


39.53857 


41.29861 


43.15441 


38.11879 


38.68310 


39.25770 


33 


41.04530 


42.93309 


44.92712 


39.44478 


40.04686 


40.66028 


34 


42.57087 


44.59209 


46.73084 


40.78182 


41.42312 


42.07688 


35 


44.11551 


46.27597 


48.56613 


42.13000 


42.81200 


43.50765 


36 


45.67945 


47-98511 


50.43354 


43.48942 


44.21361 


44.95272 


37 


47.26294 


49.71989 


52.33362 


44,86016 


45.62807 


46.41225 


38 


48.86623 


51.48068 


54.26696 


46.24233 


47.05549 


47.88637 


39 


50.48956 


53.26789 


56.23413 


47-63602 


48.49600 


49.37524 


40 


52.13318 


55.08191 


58.23573 


49.04132 


49.94972 


50.87899 


41 


53.79734 


56.92314 


60.27236 


50-45833 


51.41675 


52.39778 


42 


55.48231 


58.79199 


62.34462 


51.88715 


52.89724 


53.93176 


43 


57.18834 


60.68887 


64.45315 


53.32788 


54.39130 


55.48107 


44 


58.91569 


62.61420 


66.59858 


54o78061 


55.89905 


57.04589 


45 


60.66464 


64.56841 


68-78156 


56.24545 


57.42063 


58.62634 


46 


62.43545 


66.55194 


71.00274 


57-72249 


58.95615 


60.22261 


47 


64.22839 


68.56522 


73-26278 


59.21185 


60.50575 


61.83483 


48 


66.04374 


70.60870 


75.56238 


60.71361 


62.06955 


63.46318 


49 


67.88179 


72.68283 


77.90222 


62.22789 


63.64769 


65.10781 


50 


69.74281 


74.78807 


80.28301 





Ti 

pounded ann 


^BLIC NO. S.-eontin 


ued. 

years; quarterly 25 years; 


Interest Corn 


xally for 100 years; semi-annually 5 




a 

;of $1 eac 


nd monthly f( 


>r 8 years and 4 mont 


hs. 

1 to 100 Years, at 


Amount 


ill year foi 


■ any 


time from 


H% 


H% H 


Years. 


im% | *%% 


r%% 


63.75479 


65.24029 


66.76889 


51 


71.62710 


76.92489 


82.70547 


65.2.9441 


66-84750 


68.44658 


52 


73-53494 


79.09376 


85-17031 


66.84687 


68.46943 


70.14105 


53 


75.46662 


81.29517 


87 67829 


68.41226 


70.10623 


71.85246 


54 


77.42246 


83.52960 


90.23016 


69.99069 


71.75804 


73.58098 


55 


79.40274 


85.79754 


92.82669 


71.58228 


73.42499 


75.32679 


56 


81.40777 


88-09951 


95.46866 


73.18713 


75.10722 


77.09006 


57 


83.43787 


90.43600 


98.15686 


74.80536 


76-80487 


78.87096 


58 


85.49334 


92.80754 


100.89210 


76.43707 


78.51808 


80.66967 


59 


87-57451 


95.21465 


103.67522 


78.08238 


80.24700 


82.48637 


60 


89.68169 


97.65787 


106.50703 


79.74140 


81.99176 


84.32123 


61 


91.81521 


100.13774 


109.38841 


81.41425 


83.75252 


86.17444 


62 


93.97540 


102.65481 


112.32020 


83.10103 


85.52942 


88.04619 


63 


96.16259 


105.20963 


115.30331 


84.80187 


87.32260 


89.93665 


64 


98.37713 


107-80277 


118.33861 


86.51689 


89.13223 


91.84602 


65 


100.61934 


110.43481 


121.42704 


88.24620 


90.95844 


93.77448 


66 


102.88958 


113.10634 


124.56951 


89.98991 


92.80139 


95.72222 


67 


105.18820 


115.81793 


127.76698 


91.74816 


94.66124 


97.68944 


68 


107-51555 


118.57020 


131.02040 


93.52107 


96.53813 


99.67634 


69 


109.87200 


121.36375 


134.33076 


95.30874 


98.43223 


101.68310 


70 


112.25790 


124.19921 


137.69905 


97.11131 


100.34369 


103.70993 


71 


114.67362 


127.07720 


141.12628 


98.92891 


102.27268 


105.75703 


72 


117.11954 


129.99836 


144.61349 


100.76165 


104.21934 


107-82460 


73 


119.59604 


132.96333 


148.16173 


102.60966 


106.18385 


109.91285 


74 


122.10349 


135.97278 


151.77206 


104.47308 


108.16637 


112.02198 


75 


124.64228 


139.02737 


155.44557 


106.35202 


110.16706 


114.15220 


76 


127.21281 


142.12778 


159.18336 


108.24662 


112.18609 


116.30372 


77 


129.81547 


145.27470 


162.98657 


110.15701 


114.22363 


118.47675 


78 


132.45066 


148.46882 


166.85634 


112.08332 


116.27985 


120.67152 


79 


135.11880 


151.71085 


170.79382 


114.02568 


118.35491 


122.88824 


80 


137.82028 


155-00152 


174.80022 


115.98422 


120.44900 


125.12712 


81 


140-55553 


158.34154 


178.87672 


117.95909 


122.56228 


127.38839 


82 


143.32498 


161.73166 


183.02456 


119,95042 


124.69494 


129.67227 


83 


146.12904 


165.17264 


187.24499 


121.95834 


126.84714 


131.97900 


84 


148.96815 


168.66523 


191.53928 


123,98299 


129.01907 


134.30879 


85 


151.84276 


172.21020 


195.90872 


126.02452 


131.21092 


136.66188 


86 


154.75329 


175,80836 


200.35462 


128.08305 


133.42285 


139.03849 


87 


157.70021 


179-46048 


204.87833 


130.15875 


135.65506 


141.43888 


88 


160.68396 


183^16739 


209.48120 


132.25174 


137.90773 


143.86327 


89 


163.70501^ 


186,92990 


214.16462 


134.36217 


140.18105 


.146.31190 


90 


166.76382' 


190.74885 


218.93000 


136.49018 


142.47521 


148.78502 


91 


169.86087 


194.62508 


223-77877 


138.63594 


144.79040 


151.28287 


92 


172.99663 


198.55946 


228-71240 


140.79957 


147.12681 


153.80570 


93 


176.17159 


202.55285 


233.73237 


142.98123 


149.484.64 


156.35376 


94 


179.38623 


206.60614 


238.84018 


145.18108 


151.86408 


158.92729 


95 


182.64106 


210.72023 


244.03739 


147.39925 


154.26534 


161.52657 


96 


185.93657 


214.89604 


249.32554 


149.63591 


156.68860 


164.15183 


97 


189.27328 


219.13448 


254.70624 


151.89121 


159.13408 


166.80335 


98 


192.65170 


223.43650 


260.18110 


154.16530 


161.60198 


169.48138 


99 


196.07234 


227.80304 


265.75177 


156.45835 


164.09250 


172.18620 


lOO 


199.53575 


232.23509 


271.41992 







TABLE No. 2.— Continued. 




Interest Compounded annually for 150 


years; semi-annually for 75 years; quarterly for 3 


years and 6 months; and monthly for 12 years c 


md 6 mtnths, 

1 to 150 years, at 


Amount of $1 each year for any time from 


4 
12 


5 
12 


6 
12 


Years. 


7 
12 


8 
12 


f* % 


120.24603 


125.77771 


131.63527 


lOI 


137.83991 


144.41426 


151.3825 


121.65019 


127.30595 


133.29845 


102 


139.64981 


146.38369 


153.52531 


123.05902 


128.84055 


134.96994 


103 


141.47027 


148.36625 


155.68431 


124.47255 


130.38156 


136.64979 


104 


143.30134 


150.36202 


157.8594! 


125.89079 


131.92898 


138.33804 


105 


145.14310 


152.37110 


160.0509( 


127.31376 


133.48285 


140.03473 


106 


146.99560 


154.39358 


162.2587* 


128.74147 


135.04320 


141.73990 


107 


148.85891 


156.42954 


164.4832$ 


130.17395 


136-61004 


143.45360 


108 


150.73309 


158.47907 


166.7243J 


131.61119 


138.18342 


145.17587 


109 


152.61820 


160.54226 


168.9822S 


133.05323 


139.76335 


146.90675 


110 


154.51430 


162.61921 


171.2571C 


134.50007 


141.34986 


148.64628 


111 


156.42147 


164.71000 


173.5490* 


135.95174 


142.94299 


150-39451 


112 


158.33976 


166.81474 


175.858U 


137.40825 


144-54275 


152.15148 


113 


160.26924 


168.93350 


178.18463 


138.86961 


146-14918 


153.91724 


114 


162.20998 


171.06639 


180.52851 


140.33584 


147.76230 


155.69183 


115 


164.16204 


173.21350 


182.88998 


141.80696 


149.38214 


157.47529 


116 


166.12548 


175.37492 


185.26915 


143.28298 


151.00873 


159.26766 


117 


168.10038 


177.55076 


187.66617 


144.76392 


152.64210 


161.06900 


118 


170.08680 


179.74109 


190.08117 


146.24980 


154.28228 


162.87935 


119 


172.08481 


181.94604 


192.51426 


147.74064 


155.92929 


164.69874 


120 


174.09447 


184.16568 


194.96563 


149.23644 


157-58316 


166.52724 


121 


176.11585 


186.40011 


197.43538 


150.73723 


159.24392 


168-36487 


122 


178.14903 


188.64945 


199.92364 


152.24302 


160.91161 


170.21170 


123 


180.19406 


190.91378 


202.43057 


153.75383 


162.58624 


172.06776 


124 


182.25103 


193.19320 


204.95630 


155.26967 


164.26785 


173.93309 


125 


184.31999 


195.48782 


207.50097 


156.79057 


165.95646 


175.80776 


126 


186.40103 


197.79774 


210.06473 


158. 31654 


167.65212 


177.69180 


127 


188.49420 


200.12306 


212.64771 


159.84760 


169.35483 


179.58526 


12§ 


190.59958 


202.46388 


215.25007 


161.38376 


171.06465 


181.48819 


129 


192.71725 


204.82031 


217.87195 


162.92503 


172.78158 


183.40063 


130 


194.84726 


207.19244 


220.51349 


164.47145 


174.50567 


185.32263 


131 


196.98971 


209.58039 


223.17484 


166.02302 


176.23694 


187.25424 


132 


199.14465 


211.98426 


225.85615 


167-57977 


177.97543 


189.19551 


133 


201.31216 


214.40416 


228-55757 


169.14170 


179.72116 


191.14649 


134 


203.49231 


216.84018 


231.27925 


170.70884 


181.47417 


193.10722 


135 


205.68518 


219.29245 


234.02135 


172.28120 


183.23448 


195.07776 


136 


207-89085 


221.76107 


236.78401 


173.85880 


185.00212 


197.05815 


137 


210.10938 


224.24614 


239.56739 


175.44167 


186.77713 


199.04844 


138 


212.34086 


226.74778 


242.37164 


177.02981 


188.55953 


201.04868 


139 


214.58534 


229.26610 


245.19693 


178.62324 


190.34937 


203.05892 


140 


216.84292 


231.80121 


248.04341 


180.22198 


192.14665 


205.07922 


141 


219.11367 


234.35322 


250.91123 


181.82606 


193.95143 


207.10961 


142 


221.39766 


236.92224 


253.80057 


183.43548 


195.76373 


209.15016 


143 


223.69498 


239.50839 


256.71157 


185.05026 


197.58358 


211.20091 


144 


226.00571 


242.11178 


259.64441 


186.67043 


199.41101 


213.26192 


145 


228.32991 


244.73252 


262.59924 


188.29600 


201.24606 


215.33323 


146 


230.66766 


247-37074 


265.57623 


189.92698 


203.08875 


217.41489 


147 


233.01906 


250.02654 


268.57556 


191.56341 


204.93912 


219.50697 


148 


235.38417 


252.70005 


271.59737 


193.20529 


206.79720 


221.60950 


149 


237.76308 


255.39139 


274.64185 


194.85264 


208.66302 


223.72255 


150 


240.15586 258.10066 


277.70917 







TABLE 


No. 2.- 


—Continued. 






interest Compounded annually for 150 


years; semi-annually for lb years; quarterly for Si 




years and ( 

Amount of $1 


} months; and monthly for 12 years c 


ind C months. 

L to 150 years, at 




Bach year \ 


:or any 


time from * 




10 

is 


11 
12 


l 


Years. 


H 


H 


l\% 




158.77050 


166.60548 


174.91805 


lOI 


203.04244 


236.73362 


277.18727 




161.10192 


169.14223 


177.67723 


102 


206.59297 


241.29962 


283.05555 




163.45277 


171.70187 


180.46400 


103 


210.18789 


245.93411 


289.02652 




165.82321 


174.28497 


183.27864 


104 


213.82773 


250.63813 


295.10199 




168.21340 


176.89175 


186.12143 


105 


217.51308 


255.41270 


301.28377 




170-62352 


179.52242 


188.99264 


106 


221.24449 


260.25889 


307.57374 




173. 05371 


182.17721 


191.89256 


107 


225.02255 


265.17777 


313.97378 




175. 50416 


184.85633 


194.82149 


108 


228.84783 


270.17044 


320.48582 




177.97503 


187.56002 


197.77970 


109 


232.72093 


275.23799 


327.11182 




180.46649 


190.28848 


200.76750 


HO 


236.64244 


280.38156 


333-85378 




L82. 97871 


193.04196 


203.78518 


111 


240.61297 


285.60229 


340-71372 




L85. 51186 


195.82068 


206.83303 


112 


244.63314 


290.90132 


347- 69371 




188.06613 


198.62487 


209.91136 


113 


248.70355 


296.27984 


354.79585 




L90. 64168 


201.45476 


213.02047 


114 


252.82484 


301.73904 


362.02228 




193.23869 


204.31060 


216.16068 


115 


256.99765 


307.28012 


369.37517 




195.85735 


207.19261 


219.33228 


116 


261.22262 


312.90433 


376.85673 




198.49783 


210.10105 


222.53561 


117 


265.50041 


318-61289 


384-46922 




J01. 16031 


213.03614 


225.77096 


IIS 


269.83166 


324.40709 


392.21493 




>03. 84495 


215.99814 


229.03867 


119 


274.21706 


330.28819 


400.09620 




J06. 55202 


218.98729 


232.33906 


120 


278.65727 


336.25751 


408.11538 




}09. 28162 


222.00384 


235.67245 


121 


283.15299 


342.31638 


416.27490 




}12. 03397 


225.04804 


239.03917 


122 


287.70490 


348.46612 


424.57721 




}14. 80925 


228.12015 


242.43956 


123 


292.31371 


354.70811 


433.02481 




}17. 60766 


231.22041 


245.87396 


124 


296.98013 


361.04374 


441.62024 




!20. 42939 


234.34910 


249.34270 


125 


301.70488 


367.47439 


450.36610 




•23.27464 


237.50647 


252.84613 


126 


306.48870 


374.00151 


459.26501 




126.14359 


240.69278 


256.38459 


127 


311.33230 


380.62653 


468.31964 




►29-03645 


243.90829 


259.95843 


128 


316.23646 


387.35093 


477.53274 




31-95342 


247.15329 


263.56801 


129 


321.20191 


394.17619 


486.90706 




34.89470 


250.42802 


267-21369 


130 


326.22944 


401.10384 


496.44543 




37.86049 


253.73278 


270.89583 


131 


331.31981 


408.13539 


506.15073 




40.85100 


257.06783 


274.61479 


132 


336.47380 


415.27242 


516.02587 




43.86642 


260.43345 


278.37094 


133 


341.69223 


422.51651 


526.07382 




46.90698 


263.82993 


282.16465 


134 


346.97588 


429.86926 


536.29761 




49.97287 


267.25753 


285.99629 


135 


352.32558 


437.33230 


546.70032 




53.06431 


270.71656 


289.86626 


136 


357.74215 


444.90728 


557.28507 




56.18151 


274.20730 


293.77492 


137 


363.22642 


452.59589 


568.05506 




59.32469 


277-73003 


297-72267 


138 


368.77925 


460.39983 


579.01353 




62.49406 


281.28506 


301.70990 


139 


374.40149 


468.32083 


590.16376 




65.68981 


284.87267 


305.73699 


140 


380.09401 


476.36064 


601.50913 




68.91226 


288.49317 


309.80436 


141 


385.85769 


484.52105 


613.05304 




72.16153 


292.14686 


313.91241 


142 


391.69341 


492.80386 


624.79897 




75.43788 


295.83404 


318.06153 


143 


397.60208 


501.21092 


636.75045 




78.74152 


299.55501 


322.25215 


144 


403.58460 


509.74409 


648.91108 




82.07270 


303.31010 


326.48467 


115 


409.64191 


518.40525 


661.28452 




►85.43164 


307.09961 


330.75951 


146 


415.77493 


527.19633 


673.87450 




188.81857 


310.92386 


335.07711 


147 


421.98462 


536.11927 


686.68481 




192. 23373 


314.78316 


339.43788 


148 


428.27193 


545.17606 


699.71929 




J95. 67734 


318.67784 


343.84226 


149 


434.63783 


554.36870 


712.98188 




299.14965 


322.60822 


348.29068 


150 


441.08330 


563.69923 


726.47656 





Interest Compounded anm 


LBLE NO. ^.-Contin 


Liied. 

years; quart 




wily for 100 years; semi-annually 5 


erly 25 years,- 


a 

Amount of $1 ea< 


nd monthly f 


or 8 years and 4 mont 


hs. 

1 to 100 1 




ih year fox 


' any 


time from 


fears, at 


2 % 


2K % 


%% % 


Years. 


2^% 


3% 


3^% 


1.02000 


1.02250 


1.02500 


l 


1.02750 


1.03000 


1.03500 


2.06040 


2.06801 


2.07563 


2 


2.08326 


2.09090 


5.10623 


3.12161 


3.13704 


3.15252 


3 


3.16805 


3.18363 


3. 21494 


4.20404 


4.23012 


4.25633 


4 


4.28267 


4.30914 


4.36247 


5.30812 


5.34780 


5.38774 


5 


5.42794 


5.46841 


5-55015 


6.43428 


6.49062 


6.54743 


6 


6.60471 


6.66246 


6.77941 


7.58297 


7.65916 


7-73612 


7 


7.81384 


7.89234 


8-05169 


8.75463 


8.85399 


8.95452 


8 


9.05622 


9.15911 


9.36850 


9.94972 


10.07571 


10.20338 


9 


10.33276 


10.46388 


10-73139 


11.16872 


11.32491 


11,48347 


10 


11.64442 


11.80780 


12.14199 


12.41209 


12.60222 


12.79555 


11 


12.99214 


13.19203 


13.60196 


13.68033 


13.90827 


14.14044 


12 


14.37692 


14.61779 


15.11303 


14.97394 


15.24371 


15.51895 


13 


15.79979 


16.08632 


16-67699 


16.29342 


16.60919 


16.93193 


14 


17.26178 


17-59891 


18.29568 


17.63929 


18.00540 


18.38022 


15 


18-76398 


19.15688 


19.97103 


19.01207 


19.43302 


19.86473 


16 


20.30749 


20.76159 


21.70502 


20.41231 


20.89276 


21.38635 


17 


21.89344 


22.41444 


23.49969 


21.84056 


22.38535 


22.94601 


18 


23.52301 


24.11687 


25-35718 


23.29737 


23.91152 


24.54466 


19 


25.19740 


25.87037 


27-27968 


24.78332 


25.47203 


26.18327 


20 


26.91783 


27-67649 


29.26947 


26.29898 


27.06765 


27.86286 


21 


28-68557 


29.53678 


31.32890 


27.84496 


28.69917 


29.58443 


22 


30.50192 


31.45288 


33-46041 


29.42186 


30.36740 


31.34904 


23 


32.36822 


33.42647 


35-66653 


31.03030 


32.07317 


33.15776 


24 


34.28585 


35-45926 


37-94986 


32.67091 


33.81732 


35-01171 


25 


36.25621 


37-55304 


40-31310 


34.34432 


35.60071 


36.91200 


26 


38.28075 


39.70963 


42.75906 


36.05121 


37-42422 


38-85980 


27 


40.36098 


41.93092 


45-29063 


37.79223 


39.28877 


40.85630 


28 


42.49840 


44.21885 


47-91080 


39.56808 


41.19526 


42.90270 


29 


44-69461 


46.57542 


50.62268 


41.37944 


43.14466 


45.00027 


30 


46.95121 


49.00268 


53.42947 


43.22703 


45.13791 


47.15028 


31 


49.26987 


51.50276 


56.33450 


45.11157 


47.17602 


49.35403 


32 


51.65229 


54.07784 


59.34121 


47.03380 


49.25998 


51.61289 


33 


54.10023 


56.73018 


62.45315 


48.99448 


51.39083 


53.92821 


34 


56.61548 


59.46208 


65.67401 


50.99437 


53.50962 


56.30141 


35 


59.19991 


62.27594 


69.00760 


53.03425 


55.79744 


58-73395 


36 


61.85541 


65.17422 


72.45787 


55.11494 


58.07538 


61.22730 


37 


64.58393 


68.15945 


76 02889 


57.23724 


60.40457 


63.78298 


38 


67.38749 


71.23423 


79-72491 


59.40198 


62.78618 


66.40255 


39 


70.26814 


74.40126 


83-55028 


61.61002 


65.22137 


69.08762 


40 


73.22802 


77-66330 


87-50954 


63.86222 


67.71135 


71.83981 


41 


76.26929 


81.02320 


91.60737 


66.15947 


70.25735 


74.66080 


42 


79.39419 


84.48389 


95.84863 


68.50266 


72.86064 


77.55232 


43 


82.60504 


88.04841 


100.23833 


70.89271 


75.52251 


80.51613 


44 


85.90417 


91.71986 


104.78167 


73.33056 


78.24426 


83.55403 


45 


89.29404 


95.50146 


109.48403 


75.81718 


81.02726 


86.66789 


46 


92.77712 


99.39650 


114.35097 


78.35352 


83.87287 


89.85958 


47 


96.35600 


103.40840 


119.38826 


80.94059 


86.78251 


93.13107 


48 


100.03329 


107.54065 


124.60185 


83.57940 


89.75762 


96.48435 


49 


103.81170 


111.79687 


129.99791 


86.27099 


92.79966 


99.92146 


50 


107.69402 


116.18077 


135.58284 





T^lBLE NO. ^.-Continued. 




Interest Compounded annually for 100 years; semi-annually 50 


years; quarterly 25 years ; 


and monthly f< 


>r 8 years and 4 months. 


Amount of $1 each year for any time from 1 to 100 Years, at 


2 % | 2^ % 


*Y2% 


Years. | 2%% 3% 


3^% 


89.01641 


95.91016 


103.44449 


51 


111.68311 


120.69620 


141.363*4 


91.81674 


99-09064 


107.05561 


52 


115.78189 


125.34708 


147.34595 


94.67307 


102.34267 


110.75700 


53 


119.99340 


130.13749 


153-53806 


97.58653 


105.66788 


114.55092 


54 


124.32071 


135.07162 


159.94689 


100.55826 


109.06791 


118.43969 


55 


128.76703 


140.15377 


166.58003 


103.58943 


112.54444 


122.42569 


56 


133.33563 


145.38838 


173.44533 


106.68122 


116.09919 


126.51133 


57 


138.02986 


150-78003 


180.55092 


109.83484 


119.73392 


130.69911 


58 


142.85318 


156.33343 


187-90520 


113.05154 


123.45043 


134.99159 


59 


147.80914 


162.05344 


195.51688 


116.33257 


127-25057 


139.39138 


60 


152.90139 


167.94504 


203.39497 


119.67922 


131.13621 


143.90116 


61 


158.13368 


174-01339 


211.54880 


123.09281 


135.10927 


148.52369 


62 


163.50986 


180-26379 


219-98801 


126.57466 


139.17173 


153.26179 


63 


169.03388 


186.70171 


228.72259 


130.12616 


143.32559 


158.11833 


64 


174.70981 


193.33276 


237.76288 


133.74868 


147-57292 


163.09629 


65 


180.54183 


200-16274 


247.11958 


137-44365 


151.91581 


168.19870 


66 


186.53423 


207-19762 


256.80376 


141-21253 


156.35642 


173.42866 


67 


192.69142 


214.44355 


266.82689 


145.05678 


160.89694 


178.78938 


68 


199.01793 


221.90686 


277.20084 


148.97791 


165.53962 


184.28411 


69 


205.51843 


229.59406 


287.93786 


152.97747 


170.28676 


189.91622 


70 


212.19768 


237.51189 


299.05069 


157-05702 


175.14071 


195.68912 


71 


219.06062 


245.66724 


310.55246 


161.21816 


180.10388 


201.60635 


72 


226.11229 


254.06726 


322.45680 


165.46252 


185.17871 


207.67151 


73 


233.35788 


262.71928 


334.77779 


169.79177 


190.36774 


213.88830 


74 


240.80272 


271.63086 


347-53001 


174.20761 


195.67351 


220.26050 


75 


248.45229 


280-80978 


360-72856 


178.71176 


201.09866 


226.79202 


76 


256.31223 


290.26407 


374-38906 


183.30600 


206.64588 


233.48682 


77 


264.38832 


300.00200 


388-52768 


187.99212 


212.31792 


240.34899 


78 


272.68650 


310.03206 


403-16115 


192.77196 


218.11757 


247-38271 


79 


281.21287 


320.36302 


418-30679 


197.64740 


224.04771 


254.59228 


80 


289.97373 


331.00391 


433.98252 


202.62034 


230-11129 


261.98209 


81 


298.97551 


341.96403 


450-20691 


207.69275 


236.31129 


269.55664 


82 


308.22483 


353-25295 


466.99915 


212.86661 


242.65080 


277.32056 


83 


317-72851 


364-88054 


484,37912 


218.14394 


249.13294 


285.27857 


84 


327.49355 


376.85695 


502.36739 


223.52682 


255.76093 


293.43553 


85 


337-52712 


389.19266 


520-98525 


229.01735 


262.53805 


301.79642 


86 


347.83662 


401.89844 


540.25474 


234.61770 


269.46766 


310.36633 


87 


358.42962 


414.98539 


560-19865 


240.33006 


276.55318 


319.15049 


88 


369.31394 


428-46496 


580.84060 


246.15666 


283.79813 


328.15425 


89 


380.49757 


442.34890 


602-20503 


252.09979 


291.20608 


337-38311 


90 


391.98876 


456.64937 


624.31720 


258.16179 


298.78072 


346.84269 


91 


403.79595 


471.37885 


647-20330 


264-34502 


306.52579 


356.53875 


92 


415.92783 


486.55022 


670.89042 


270.65192 


314.44512 


366.47722 


93 


428.39335 


502.17672 


695.40658 


277.08496 


322.54263 


376.66415 


94 


441.20167 


518.27203 


720.78081 


283.64666 


330.82234 


387.10576 


95 


454.36221 


534.85019 


747.04314 


290.33959 


339.28834 


397.80840 


96 


467.88467 


551.92569 


774.22465 


297.16638 


347-94483 


408.77861 


97 


481.77900 


569.51346 


802-35752 


304.12971 


356.79609 


420.02308 


98 


496.05542 


587-62887 


831.47503 


311.23231 


365.84650 


431.54865 


99 


510.72445 


606.28773 


861.61165 


318.47695 

r 


375.10055 


443.36237 


100 |525.79687 


625.50636 


892.80306 

















TA 

Interest Compounded annv 


BLE SCO. «.— Contim 


led. 

>0 years; quarterly 25 years; 


lolly/or 100 years; semi-annually t 


at 

Amount of $1 eac 


,d monthly for 8 years and 4 mont 


hs. 

1 to 100 Years, at 


:h year for 


any time from 


4% 


*%% 


5% 


Years. zy 2 % 


6% 


7% 


1.04000 


1.04500 


1.05000 


l 


1.05500 


1.06000 


1.07000 


2.12160 


2.13703 


2.15250 


2 


2.16803 


2.18360 


2.21490 


3.24646 


3.27819 


3.31013 


3 


3.34227 


3.37462 


3.43994 


4.41632 


4.47071 


4.52563 


4 


4.58109 


4.63709 


4.75074 


5.63298 


5.71689 


5.80191 


5 


5.88805 


5.97532 


6.15329 


6.89829 


7-01915 


7.14201 


6 


7.26689 


7-39384 


7.65402 


8.21423 


8.38001 


8.54911 


7 


8.72157 


8.89747 


9.25980 


9.58280 


9.80211 


10.02656 


8 


10.25626 


10-49132 


10.97799 


11.00611 


11.28821 


11.57789 


9 


11.87535 


12.18079 


12-81645 


12.48635 


12.84118 


13.20679 


io 


13.58350 


13.97164 


14.78360 


14.02581 


14.46403 


14.91713 


11 


15.38559 


15.86994 


16.88845 


15.62684 


16.15991 


16.71298 


12 


17.28680 


17-88214 


19.14064 


17.29191 


17.93211 


18.59863 


13 


19.29257 


20.01507 


21.55049 


19.02359 


19.78405 


20.57856 


14 


21.40866 


22.27597 


24.12902 


20.82453 


21.71934 


22.65749 


15 


23.64114 


24.67253 


26.88805 


22.69751 


23.74171 


24.84037 


16 


25.99640 


27-21288 


29.84022 


24.64541 


25.85508 


27.13238 


17 


28-48120 


29.90565 


32.99903 


26.67123 


28.06356 


29.53900 


1§ 


31.10267 


32.75999 


36.37896 


28.77808 


30.37142 


32.06595 


19 


33.86832 


35.78559 


39.99549 


30-96920 


32.78314 


34.71925 


20 


36.78608 


38.99273 


43.86518 


33.24797 


35.30338 


37.50521 


21 


39.86431 


42.39229 


48-00574 


35.61789 


37.93703 


40.43048 


22 


43.11185 


45.99583 


52.43614 


38.08260 


40.68920 


43.50200 


23 


46.53800 


49.81558 


57.17667 


40.64591 


43.56521 


46.72710 


24 


50.15259 


53.86451 


62.24904 


43.31174 


46.57064 


50.11345 


25 


53.96598 


58.15638 


67.67647 


46.08421 


49.71132 


53.66913 


26 


57-98911 


62.70577 


73.48382 


48.96758 


52.99333 


57.40258 


27 


62.23351 


67.52811 


79.69769 


51.96629 


56.42303 


61.32271 


28 


66.71135 


72.63980 


86.34653 


55.08494 


60.00707 


65.43885 


29 


71.43548 


78.05819 


93.46079 


58.32834 


63.75239 


69.76079 


30 


76.41943 


83.80168 


101.07304 


61.70148 


67.66625 


74.29883 


31 


81.67750 


89.88978 


109.21815 


65.20953 


71.75622 


79.06377 


32 


87-22476 


96.34316 


117.93343 


68.85791 


76.03026 


84.06696 


33 


93. 07712 


103.18375 


127.25876 


72.65222 


80.49662 


89.32031 


34 


99.25136 


110.43478 


137.23688 


76.59831 


85.16397 


94.83632 


35 


105.76519 


118.12087 


147.91346 


80.70225 


90.04134 


100-62814 


36 


112.63727 


126.26812 


159.33740 


84.97034 


95.13820 


106.70955 


37 


119.88732 


134-90421 


171.56102 


89.40915 


100.46442 


113.09502 


38 


127.53613 


144.05846 


184.64029 


94.02552 


106.03032 


119.79977 


39 


135.60561 


153.76197 


198.63511 


98.82654 


111.84669 


126.83976 


40 


144.11892 


164.04768 


213.60957 


103.81960 


117.92479 


134.23175 


41 


153.10046 


174.95054 


229.63224 


109.01238 


124.27640 


141.99334 


42 


162.57599 


186.50758 


246.77650 


114.41288 


130.91384 


150.14301 


43 


172.57267 


198.75803 


265.12085 


120.02939 


137.84997 


158.70016 


44 


183.11917 


211.74351 


284.74931 


125.87057 


145.09821 


167.68516 


45 


194.24572 


225.50812 


305.75176 


131.94539 


152.67263 


177.11942 


46 


205.98423 


240.09861 


328.22439 


138.26321 


160.58790 


187-02539 


47 


218.36837 


255.56453 


352.27009 


144.83373 


168-85936 


197.42666 


48 


231.43363 


271.95840 


377-99900 


151.66708 


177.50303 


208.34800 


49 


245.21748 


289.33590 


405.52893 


158-77377 


186.53566 


219.81540 


50 


259.75944 


307.75606 


434.98595 



TABLE No. 2.— Continued. 



Interest Compounded annually for 100 years; semi-annually for 50 years; quarterly for 25 
years ; and monthly for 8 years and 4 months. 



Amount of $1 each year for any time from 1 to 100 years, at 



4% 


*V2%1 


Years. 


5% 


*%% 


| 6% 


166.16472 


195.97477 


51 


231.85617 


275.10121 


327.28142 


173.85131 


205.83863 


52 


244.49897 


291.28677 


347-97831 


181.84536 


216.14637 


53 


257.77392 


308.36255 


369.91701 


190.15917 


226.91796 


54 


271.71262 


326.37749 


393.17203 


198.80554 


238.17427 


55 


286.34825 


345.38325 


417-82235 


207.79776 


249.93711 


56 


301.71566 


365.43433 


443.95169 


217-14967 


262.22928 


57 


317-85144 


386.58821 


471.64879 


226.87566 


275.07460 


58 


334.79402 


408.90557 


501.00772 


236.99069 


288.49795 


59 


352.58372 


432.45037 


532.12818 


247.51031 


302.52536 


60 


371.26290 


457.29014 


565.11587 


258.45073 


317.18400 


61 


390.87605 


483.49610 


600-08282 


269.82875 


332.50228 


62 


411.46985 


511.14339 


637.14779 


281.66190 


348.50989 


63 


433.09334 


540.31127 


676.43666 


293.96838 


365.23783 


64 


455.79801 


571.08339 


718.08286 


306.76712 


382.71853 


65 


479.63791 


603.54798 


762.22783 


320.07780 


400.98587 


66 


504-66981 


637-79812 


809.02150 


333.92091 


420.07523 


67 


530-95330 


673.93201 


858.62279 


348.31775 


440.02362 


69 


558.55096 


712.05327 


911.20016 


363.29046 


460.86968 


69 


587.52851 


752.27120 


966.93217 


378.86208 


482.65382 


70 


617.95494 


794.70112 


1026.00810 


395.05656 


505.41824 


71 


649.90268 


839.46468 


1088.62859 


411.89882 


529.20706 


72 


683.44782 


886.69024 


1155.00630 


429.41478 


554.06638 


73 


718.67021 


936.51320 


1225.36668 


447.63137 


580.04436 


74 


755.65372 


989.07643 


1299.94868 


466.57662 


607.19136 


75 


794.48640 


1044.53003 


1379.00560 


486.27969 


635.55997 


76 


835.26072 


1103-03482 


1462.80594 


506.77087 


665.20517 


77 


878.07376 


1164.75673 


1551.63429 


528.08171 


696.18440 


78 


923.02745 


1229.87335 


1645.79235 


550.24498 


728.55770 


79 


970.22882 


1298.57139 


1745.59989 


573.29478 


762.38780 


80 


1019.79026 


1371.04781 


1851.39588 


597.26657 


797.74025 


81 


1071.82977 


1447.51044 


1963.53964 


622.19723 


834.J68356 


82 


1126.47126 


1528.17852 


2082.41202 


648.12512 


873.28932 


83 


1183.84483 


1613.28334 


2208.41674 


675.09012 


913.63234 


84 


1244.08707 


1703.06892 


2341.98174 


703.13373 


955.79079 


85 


1307.34142 


1797-79271 


2483.56065 


732.29908 


999.84638 


86 


1373.75849 


1897.72631 


2633.63428 


762.63104 


1045.88447 


87 


1443.49642 


2003.15626 


2792.71234 


794.17628 


1093.99427 


88 


1516.72124 


2114.38485 


2961.33508 


826.98333 


1144.26901 


89 


1593.60730 


2231.73102 


3140.07519 


861.10267 


1196.80611 


90 


1674.33766 


2355.53122 


3329.53970 


896.58677 


1251.70739 


91 


1759.10455 


2486.14044 


3530.37208 


933.49024 


1309.07922 


92 


1848.10978 


2623.93317 


3743.25440 


971.86985 


1369.03279 


93 


1941.56526 


2769.30449 


3968.90967 


1011.78465 


1431.68426 


94 


2039.69353 


2922.67123 


4208.10425 


1053.29603 


1497.15505 


95 


2142.72820 


3084.47315 


4461.65050 


1096.46788 


1565.57203 


96 


2250.91461 


3255.17418 


4730.40953 


1141.36659 


1637.06777 


97 


2364.51034 


3435.26376 


5015.29411 


1188.06125 


1711.78082 


98 


2483.78586 


3625.25826 


5317.27175 


1236.62370 


1789.85596 


99 


2609.02516 


3825.70247 


5637.36806 


1287.12865 


1871.44448 


ion 


2740.52641 


4037.17110 


5976.67014 



















TAI 

Interest Compounded annually j 


OjE No. 2.— Cc 


►ntinued. 

nunlly for 50 years; quarterly for 25 ! 


for 100 years; semi-ar 


years ; a) 

Amount of $1 each 


id monthly for 8 years and 4 mom 


hs, 

to 100 years, at 


year for any time from 1 


7% 8% 9% 


I Years. 


10% 


11% 


1 12% 


13% 


1.070 


1.080 


1.090 


1 


1.100 


1.110 


1.120 


1.130 


2.215 


2.246 


2.278 


2 


2.310 


2.342 


2.374 


2.407 


3.440 


3.506 


3.573 


3 


3.041 


3-710 


3.779 


3-850 


4.751 


4.867 


4.985 


4 


5-105 


5-228 


5.353 


5.480 


6.153 


6.336 


6-523 


5 


6-710 


6.913 


7- 115 


7. 523 


7.654 


7.923 


8.200 


6 


8.487 


8.783 


9.089 


9.405 


9.260 


9.637 


10.028 


7 


10.436 


10.859 


11.300 


11.757 


10.978 


11.488 


12.021 


8 


12.579 


13.164 


13.776 


14.416 


12.810 


13.487 


14.193 


9 


14.937 


15.722 


16.549 


17.420 


14.784 


15.645 


16.560 


10 


17.631 


18.561 


19.055 


20. 814 


16.888 


17.977 


19.141 


11 


20.384 


21.713 


23.133 


24.050 


19.141 


20.495 


21.953 


12 


2:*. 523 


25.212 


87.099 


28.985 


21.550 


23.215 


25.019 


13 


26.975 


29.095 


31.393 


33.883 


24.129 


26.152 


28.361 


14 


30.772 


33.405 


3G.280 


39.417 


26-888 


29.324 


32.003 


15 


34-950 


38.190 


41.75c 


45. 


29.840 


32.750 


35.974 


16 


89.545 


43.501 


47.884 


52.739 


32.999 


36.450 


40.301 


17 


44.599 


49.396 


54.750 


60.: 


36.379 


40.446 


45.018 


18 


50.159 


55.939 


02.440 


69.749 


39.995 


44.762 


50.100 


19 


50.275 


63.203 


71.069 


79.947 


43.865 


49.423 


55.765 


90 


63-003 


71.265 


80.099 


91.470 


48.006 


54.457 


61.873 


21 


70.403 


80.214 


91 


104-491 


52.436 


59.893 


68.532 


22 


78.543 


90.148 


108.606 


119.205 


57-177 


65.765 


75.790 


23 


87-497 


101.174 


117.155 


135.831 


62.249 


72.106 


83.701 


24 


97.347 


113.413 


132.334 


154 


67.676 


78.954 


92.324 


25 


108.182 


126.999 


149.334 


175 .t 


73.484 


86.351 


101.723 


20 


120.100 


142.079 


168.374 


199. .-41 


79.698 


94.339 


111.968 


27 


133.210 


158.817 


189.699 


226.950 


86.347 


102.966 


123.135 


28 


147.631 


177.397 


213.583 


257.583 


93.461 


112.283 


135.308 


29 


163.494 


198-021 


240.333 


292.199 


101-073 


122.346 


148.575 


SO 


180.943 


220.913 


270.293 


331.315 


109.218 


133.214 


163.037 


31 


200.138 


246.324 


303.848 


375.510 


117.933 


144.951 


178.800 


32 


221.252 


274.529 


341.429 


425.463 


127-259 


157.627 


195.982 


33 


244.477 


305.837 


383.521 


481.903 


137.237 


171.317 


214.711 


34 


270.024 


340.590 


430-663 


545.681 


147-913 


186.102 


235.125 


35 


298.127 


379.164 


483.463 


617.749 


159.337 


202.070 


257.376 


36 


329.039 


421.982 


542.599 


699.187 


171.561 


219.316 


281.630 


37 


363.043 


469.511 


608.831 


791.211 


184.640 


237.941 


308.066 


38 


400.448 


522.267 


683.010 


895.198 


198.635 


258.057 


336.882 


39 


441.593 


580-826 


766.091 


1012.704 


213.610 


279.781 


368.292 


40 


486.852 


645.827 


859.142 


1145.486 


229.632 


303.244 


402.528 


41 


536.637 


717.978 


903.359 


1295.529 


246.777 


328.583 


439.846 


42 


591.401 


798.065 


1080.083 


1465.078 


265.121 


355.950 


480.522 


43 


651.641 


886.903 


1210.813 


1656.608 


284.749 


385.506 


524.859 


44 


717.905 


985.039 


1357.230 


1873.165 


305.752 


417.426 


573.186 


45 


790.795 


1095.169 


1521.218 


2117-806 


328.224 


451.900 


625.863 


46 


870.975 


1216.747 


1704.884 


2394.251 


352.270 


489.132 


683.280 


47 


951.172 


1351.700 


1910.590 


2706.633 


377.999 


529.343 


745.866 


48 


1056.190 


1501.497 


2140.981 


3059-626 


405-529 


572.770 


814.084 


49 


1162.909 


1667.771 


2399.018 


3458.507 


434.986 


619.672 


888.441 


50 


1280.299 


1852.336 


2688.020 


3909.243 



TABLE No. 2.— Continued. 



Interest Compounded annually /or 100 years; semi-annually for 50 years; quarterly for 25 
years ; and monthly for 8 years and 4 months. 



Amount of $1 each year for any time from 1 to 100 years, at 



14% 


1 1*% 


1 16% 


Years. 


IT 


I 1*% 


20% 


1.140 


1.150 


1.160 


1 


1.170 


1.180 


1.200 


2.440 


2.473 


2.506 


2 


2.539 


2.572 


2.640 


3.921 


3.993 


4.066 


3 


4.141 


4.215 


4.368 


5.610 


5.742 


5.877 


4 


6.014 


6.154 


0.442 


7-530 


7.754 


7.977 


5 


8.207 


8.442 


8.930 


9.730 


10.067 


10.414 


6 


10.772 


11.142 


11.916 


12.233 


12.727 


13.240 


7 


13.773 


14.327 


15.499 


15.085 


15.786 


16-519 


8 


17.285 


18-086 


19.799 


18.337 


19.304 


20.321 


9 


21.393 


22.521 


24.959 


22.045 


23.349 


24.733 


io 


20.200 


27-755 


31.150 


26.271 


28.002 


29.850 


11 


31.824 


33.931 


38.581 


31.089 


33.352 


35.786 


12 


38.404 


41.219 


47.497 


36.581 


39.505 


42.672 


13 


46.103 


49.818 


58.196 


42.842 


46.580 


50.660 


14 


55.110 


59.965 


71.035 


49.980 


54.717 


59.925 


15 


65.649 


71.939 


86.442 


58.118 


64.075 


70.673 


16 


77.979 


86.068 


104.931 


67.394 


74.836 


83.141 


17 


92.406 


102.740 


127.117 


77.969 


87.212 


97.603 


18 


109.285 


122.41 . 


153.740 


90.025 


101.444 


114.380 


19 


129.033 


145.628 


185.688 


103.768 


117.810 


133.841 


20 


152.139 


173.021 


224.026 


119.436 


136.632 


156.415 


21 


179.172 


205.345 


270.031 


137.297 


158.276 


182.601 


22 


210.801 


243.487 


325.237 


157-659 


183.168 


212.978 


23 


247.808 


288.494 


391.484 


180.871 


211.793 


248-214 


24 


291.105 


341.603 


470.981 


207.333 


244.712 


289.088 


25 


341.763 


404272 


566.377 


237-499 


282.569 


336.502 


20 


401.032 


478.221 


680.853 


271.889 


326.104 


391.503 


27 


470.378 


565.481 


818.223 


311.094 


376.170 


455.303 


28 


551.512 


668.447 


983.068 


355.787 


433.745 


529.312 


29 


646.439 


789.948 


1180.882 


406.737 


499.957 


615.162 


30 


757.504 


933.319 


1418.258 


464.820 


576.100 


714.747 


31 


887.449 


1102.496 


1703.109 


531.035 


663.66 


830.267 


32 


1039.480 


1302.125 


2044.931 


606.520 


764.365 


964.270 


33 


1217.368 


1537.088 


2455.118 


692.573 


880.170 


1119.713 


34 


1425.491 


1815.652 


2947.341 


790.673 


1013.346 


1300.027 


35 


1668.994 


2143.649 


. 3538.009 


902.507 


1166.49= 


1509.191 


36 


1953-894 


2530.686 


4246.811 


1029.998 


1342.622 


1751.822 


37 


2287.225 


2987-389 


5097.374 


1175.338 


1545.165 


2033.273 


38 


2677.224 


3526.299 


6118.048 


1341.025 


1778.090 


2359.757 


39 


3133-522 


4162.213 


7342.858 


1529-909 


2045.954 


2738.478 


40 


3667-391 


4912.591 


8812.629 


1745.236 


2353.997 


3177.795 


41 


4292.017 


5798.038 


10576.355 


1990.709 


2708.246 


3687.402 


42 


5022.830 


6842.865 


12692.826 


2270.548 


3115.633 


4278.546 


43 


5877.881 


8075.760 


15232.592 


2589.565 


3584.128 


4964.274 


44 


6878.291 


9530.577 


18280.310 


2953.244 


4122.898 


5759.718 


45 


8048.770 


11247.261 


21937.572 


3367.838 


4742.482 


6682.433 


46 


9418.231 


13272.948 


26326.286 


3840.475 


5455.005 


7752.782 


47 


11020.500 


15663.259 


31592.744 


4379.282 


6274.405 


8994.387 


48 


12895.155 


18483.825 


37912.492 


4993.521 


7216.716 


10434.649 


49 


15088.502 


21812.094 


45496.191 


5693.754 


8300. 37. 1 


12105.353 


50 


17654.717 


25739.451 


54596.629 



KOBINSONIAN COMPLEX INTEREST SIMPLIFIED. 

BOND VALUES. 

When a bond is bought as an investment, its Present Worthy 
or Value, as usually computed, supposes the interest received 
from it to be re-invested at the same rate as that of the proposed 
investment of the purchase money. A like supposition is made 
here in using tables Nos. 3 and 4 for the same purpose, and, con- 
sequently, the same results are obtained. 



The Present Worth of a Bond is made up of two items, viz : 
1. — The present worth of the maturity value of the bond ; and 
2. — The present worth of all its instalments of interest. 
The first is found by using table No. 8, as there explained; and the 
second, by using table No. 4 — both at the same rate as that of the pro- 
posed investment, and for the number of years (or half-years) the bond 
has to run. (See General Remark on next page.) 

EXAMPLES. 

1. — What is the present worth (as a 5 per cent, per annum investment) 
of a $100 six per cent, bond, paying interest annually, and having 30 
years to run ? 

By table No. 3, we find the present worth of $100 due in 
30 years, interest compounded at 5 per cent, per annum, to be $23.14 

By table No. 4, we find the present worth of $6 (the interest) 
due at the end of each year, to be 92.23 



Adding the two items we have the present worth $115.37 

2. — What is the present worth of a $1,000 four per cent, bond, inter- 
est payable semi-annually \ and having 56 half-years to run, that will yield 
a 3 per cent, semi-annual rate on the investment. 

By table No. 3, we find the present worth of $1,000 due at the 
end of 56 half-years, at a semi-annual rate of 3 per cent, to be . $191.04 

By table No. 4, we find the present worth of $20 (the semi- 
annual interest) due at the end of each half-year for 56 half- 
years (opposite 56, see General Remark) at 3 per cent, semi- 
annually, as before, to be 539.31 

Adding the two we find the present worth of the bond . . . $730.35 

3. — What must be paid for a $50 seven per cent, bond, paying interest 
semi-annually, and having 20 half-years to run, so as to realize semi- 
annually 2£ per cent, on the investment ? 

By table No. 3, the present worth of $50 due at the end of 20 
half-years, at a semi-annual rate of 2 J per cent, is found to be . $30.51 

By table No. 4, we find the present worth of $1.75 (the semi- 
annual interest) due at the end of each half-year for 20 half-years, 
at a semi-annual rate of 2 \ per cent., to be 27.28 

Hence, the Present Worth of the bond is $57.79 



ROBUSOMAN COMPLEX INTEREST SIMPLIFIED, 



GENERAL KEMARK. — In this table, the rates of interest, as they 
appear at the heads of the columns, may be regarded as either annual, 
semi-annual, quarterly, monthly, or even weekly; provided the numbers 
in column headed " years " be taken accordingly; that is, as so many 
years, half-years, quarters, months, or weeks, respectively. Moreover, the 
amounts given in the table being always for $1, the result for any other 
sum is obtained by simply multiplying the amounts in the table by the 
given sum. 



TABLE :NO. 3. 



For finding the Present Worth of a sum of money due in 
any number of years, or half-years, &c., — the interest being 
compounded annually, or semi-annually, &c, respectively, 
as required, at any of the rates given in the table. 



Rule. — Take from the table the amount found in the proper rate column 
and opposite the given number of years, or half-years, $c, and multiply it 
by the given sum. The product will be the present worth required. 

EXAMPLES. 
1. — What is the present worth of $'233 due in 37 years — interest com- 
pounded annually at 4 per cent, per annum ? 

On page 32, in 4 per cent, column opposite 37, is .234297, the present 
-worth of $ 1 for the time and rate; which being multiplied by 233 gives 
us $54.59 as the present worth, for the time and rate given, of $233. 

2. — What is the present worth of $1000 due in 80 half-years — interest 
being compounded half-yearly at a semi-annual rate of 2| per cent.? 

On page 31, in 2£ per cent, column and opposite 80, we find .168630, 
which is the present worth of $ 1 under the conditions given, and mul- 
tiplying this by 1000 gives $ 168.63 as the present worth of the $ 1000. 

3. — What is the present worth of $500 due in 60 quarter years — in- 
terest compounded quarterly at 1 per cent, per quarter ? 

On page 29, in 1 per cent, column opposite 60, we find .550450, which 
is the present worth of $ 1; hence $500 is worth 500 times that amount, 
or $ 275.22 and 5 mills. 



TAB 

Interest Compounded annually for 


;r>ic iv 


o. 3. 


lually 50 yec 




100 years; , 


semi-anr 


irs ; quarterly 




25 year g, and monthly for 8 years and h months. 




Present Worth of $1 for 


any time from 1 to 100 Years, at 


4 


5 


6 


i L 


Years. 


8 


^% 


12 


12 


12 


1 12 




12 


.990678 


.995851 


.995025 


.994200 


l 


.993377 


.992556 


.993367 


.991718 


.990075 


.988435 


a 


.986799 


.985167 


.990066 


.987603 


.985149 


.982702 


3 


.980264 


.977833 


.986777 


.983506 


.980248 


.977003 


4 


.973772 


.970554 


.983499 


.979425 


.975371 


.971337 


5 


.967323 


.963329 


980231 


.975361 


.970518 


.965704 


6 


.960917 


.956158 


.976975 


.971313 


.905690 


.960103 


7 


.954553 


.949040 


.973729 


.967283 


.960885 


.954535 


8 


.948232 


.941975 


.970494 


.963269 


.956105 


.948999 


9 


.941952 


.934963 


c907270 


.959272 


.951347 


.943495 


10 


.935714 


•928003 


,964056 


.955292 


.940615 


.938024 


11 


.929517 


.921095 


960853 


.951328 


.941905 


.932583 


12 


.923361 


.914238 


,957661 


.947381 


.937219 


.927175 


13 


.917246 


.907432 


.954480 


o943450 


.932556 


.921798 


14 


.911172 


.900677 


.951309 


.939535 


.927917 


.916452 


15 


.905138 


.893973 


.948148 


.935639 


.923300 


.911137 


16 


.899143 


.887318 


.944998 


.931754 


.918707 


.905853 


17 


.893189 


.880712 


.941859 


,927888 


.914136 


.900599 


18 


.887274 


.874156 


.938729 


.924038 


.909588 


•895370 


19 


.881398 


.867649 


.935611 


.920204 


.905003 


.890183 


20 


.8755G1 


.861190 


,932502 


.916385 


.900560 


.885021 


21 


.869762 


.854779 


.929404 


.912583 


.890080 


.879888 


22 


.864002 


.848416 


.926317 


.908796 


.891022 


.874765 


23 


.858280 


.842100 


.923239 


.905025 


.887186 


.869712 


24 


.852596 


.835831 


.920172 


.901270 


.882772 


.864668 


25 


.846950 


.829609 


.917115 


.897530 


.878380 


.859053 


26 


.841341 


.823434 


.914068 


.893806 


.874010 


.854008 


27 


.835769 


.817304 


.911031 


.890097 


•869662 


.849711 


28 


.830234 


.811220 


.908005 


.886404 


.865335 


.844783 


29 


.824730 


.805181 


.904988 


.882726 


.861030 


.839884 


30 


.819274 


.799187 


.901981 


.879063 


.850746 


.835013 


31 


=813849 


.793238 


.898985 


.875416 


.852484 


.830170 


32 


.808459 


.787333 


.895998 


.871783 


.848242 


.825350 


33 


.803105 


.781472 


.893021 


.868166 


.844022 


.820509 


34 


.797780 


.775654 


.890054 


.864564 


.839823 


.815810 


35 


.792503 


.769880 


.887097 


.860976 


•835045 


.811079 


36 


.787255 


.764149 


.884150 


.857404 


.831487 


.806375 


37 


.782041 


.758461 


.881213 


.853846 


•827351 


.801699 


38 


.776862 


.752814 


.878285 


.850303 


.823235 


.797049 


39 


.771717 


.747210 


.875367 


.846775 


.819139 


.792427 


40 


.766606 


.741648 


.872459 


.843261 


.815004 


.787831 


41 


.761530 


.736127 


.869561 


.839762 


.811009 


.783262 


42 


.756486 


.730647 


.866672 


.836278 


.800974 


.778719 


43 


.751476 


.725208 


.863792 


.832808 


.802959 


.774203 


44 


.746500 


.719810 


.860923 


.829352 


.798904 


.769713 


45 


c741556 


.714451 


.858062 


.825911 


.794989 


.765249 


46 


.736645 


.709133 


.855212 


.822484 


.791034 


.700811 


47 


.731767 


.703854 


.852371 


.819071 


.787098 


.756399 


48 


.726921 


.698614 


j .849539 


.815672 


.783183 


.752012 


49 


.722107 


.693414 


.846716 

1 


.812288 


.779280 


.747651 


50 


.717324 


.688252 



TA.I5JL.K 3Vo. 3.-Continued. 

Interest Compounded annually for 100 years >. semi-annually 50 years ; quarterly 
25 years j and monthly for 8 years and U months. 



Present Worth of $1 for any time from 


1 to 100 Years, at 


4 

12 


5 
12 


6 
13 


12 


Years. 


12 


» Of 


.843903 


.808917 


.775409 


.743315 


51 


.712574 


.683128 


.841100 


.805561 


.771551 


.739004 


52 


.707855 


.678043 


.838305 


.802218 


.767713 


.734718 


53 


.703167 


.672995 


.835520 


.798890 


.763893 


.730457 


54 


.698510 


.667986 


.832744 


.795575 


.760093 


.726221 


55 


.693884 


.663013 


.829978 


.792274 


.756311 


.722009 


56 


.689289 


.658077 


.827220 


.788986 


.752548 


.717822 


57 


.684724 


.653178 


.824472 


.785712 


.748804 


.713659 


5§ 


.680190 


.648316 


.821733 


.782452 


.745079 


.709520 


59 


.675685 


.643490 


.819003 


.779205 


.741372 


.705405 


60 


.671210 


.638700 


.816282 


.775972 


.737684 


.701314 


61 


.066765 


.633945 


.813570 


.772752 


.734014 


o697247 


62 


.662350 


.029226 


.810867 


.769546 


.730362 


.693203 


63 


.657963 


.624542 


.808173 


.766353 


.726728 


.689183 


64 


.653606 


.619893 


.805488 


.763173 


.723113 


.685186 


65 


.649277 


.615278 


.802812 


.760006 


.719515 


.681212 


66 


.044978 


.610698 


.800145 


.756853 


.715935 


.677262 


67 


.640706 


.606152 


.797487 


.753712 


.712374 


.673334 


6§ 


.636463 


.001039 


.794838 


.750585 


.708829 


.669429 


69 


.632248 


.597161 


.792197 


.747470 


.705303 


.665546 


70 


.628001 


.592715 


.789565 


.744309 


.701794 


.661687 


71 


.623902 


.588303 


.780942 


.741280 


.698302 


.657849 


72 


.619770 


.583924 


.784327 


.738204 


.694828 


.654034 


73 


.615665 


.579577 


.781722 


.735141 


.691371 


.650241 


74 


• 611588 


.575262 


.779125 


.732091 


.687932 


.046470 


75 


.607538 


.570980 


.776536 


.729053 


.684509 


.642721 


76 


.603514 


.566730 


.773956 


.726028 


.681104 


.638993 


77 


.599518 


.562511 


.771385 


.723015 


•677715 


.035287 


78 


.595547 


.558323 


.768822 


.720015 


.674343 


,631603 


79 


.591603 


.554167 


.766268 


.717028 


.670988 


.027940 


80 


.587685 


.550042 


.763722 


.714052 


.667650 


.024298 


81 


.583793 


.545947 


.761185 


.711090 


.664329 


.020678 


82 


.579927 


.541883 


.758656 


.708139 


.661023 


.617078 


83 


.576087 


.537849 


.756136 


.705201 


.657735 


.613499 


84 


.572272 


.533845 


.753624 


.702275 


.654462 


.609941 


85 


.568482 


.529871 


.751120 


.699361 


.651206 


.606404 


86 


.564717 


.525927 


.748625 


.696459 


.647967 


.602887 


87 


.560977 


.522012 


.746137 


.693569 


.644743 


.599391 


88 


.557262 


.518126 


.743659 


.690691 


.641535 


.595914 


89 


.553572 


.514269 


.741188 


.687825 


.638344 


.592458 


90 


.549905 


.510440 


.738725 


.684971 


.635168 


.589022 


91 


.546264 


.506641 


.736271 


c682129 


.632008 


.585606 


92 


.542646 


.502869 


.733825 


.679298 


.628863 


.582210 


93 


.539052 


.499126 


.731387 


.676480 


.625735 


.578834 


94 


.535482 


.495410 


.728957 


.673673 


.622622 


.575477 


95 


.531936 


.491722 


.726536 


.670877 


.619524 


.572139 


96 


.528414 


.488062 


.724122 


.668094 


.616442 


.568821 


97 


.524914 


.484428 


.721716 


.665321 


.613375 


.565522 


98 


.521438 


.480822 


.719318 


.662561 


.610323 


.562242 


99 


.517985 


.477243 


.716929 


.659812 


.607287 


.558982 


100 1 


.514554 ' 


.473690 

















Interest Compounded annu 


TABLE NO. 3. 


years; quarts 




ally for 100 years; semi-annually 50 \ 


rly 25 years 


an 

Present Worth o 


d monthly /or 8 years and 4 months. 


to 100 Ye 




f $1 for any time from 1 1 


ars, at 


if % 1 H % 


1 % 


! Years. 


1 IK % 


I U* % 


1 i#* 


.991730 


.990917 


.990099 


1 


.987654 


.985222 


.982801 


.983539 


.981916 


.980296 


2 


.975461 


.970662 


.965898 


.975411 


.972997 


.970590 


3 


.963418 


.956317 


.949285 


.967350 


.964158 


.960980 


4 


.951524 


.942184 


.932959 


.959355 


.955401 


.951466 


5 


.939777 


.928260 


.916913 


.951427 


•946722 


•942045 


6 


.928175 


.914542 


•901143 


.943563 


.938123 


.932718 


7 


.916716 


.901027 


.885644 


.935765 


.929602 


.923483 


8 


.905398 


•887711 


.870412 


.928032 


.921158 


.914340 


9 


.894221 


•874592 


.855441 


.920362 


•912790 


.905287 


io 


.883181 


.861667 


.840729 


.912756 


•904499 


.896324 


11 


.872277 


•848933 


.826269 


.905212 


.896283 


.887449 


12 


.861509 


.836387 


.812058 


.897731 


.888142 


.878663 


13 


.850873 


.824027 


.798091 


.890312 


•880075 


.869963 


14 


.840368 


.811849 


.784365 


.882954 


•872080 


.861349 


15 


.829993 


•799852 


.770875 


.875657 


•864159 


.852821 


16 


.819746 


.788031 


.757616 


.868420 


•856309 


.844377 


17 


.809626 


.776385 


.744586 


.861243 


•848531 


.836017 


18 


.799631 


.764912 


.731780 


.854125 


•840824 


.827740 


19 


.789759 


•753607 


•719194 


.847067 


•833186 


.819544 


20 


.780009 


.742470 


•706825 


.840066 


.825618 


.811430 


21 


.770379 


.731498 


•694668 


.833123 


•818119 


.803396 


22 


.760868 


•720688 


.682720 


.826238 


.810687 


.795442 


23 


.751475 


.710037 


.670978 


.819410 


•803323 


.787566 


24 


.742197 


.699544 


.659438 


.812638 


•796027 


.779768 


25 


.733034 


.689206 


.648096 


.805922 


•788796 


,772048 


26 


.723984 


.679021 


.636950 


.799261 


.781631 


.764404 


27 


.715046 


.668986 


.625995 


.792656 


•774531 


.756836 


28 


.706219 


.659099 


.615228 


.786105 


•767496 


.749342 


29 


.697500 


.649359 


.604647 


.779608 


•760524 


.741923 


30 


.688889 


.639762 


.594248 


.773165 


.753616 


.734577 


31 


.680384 


.630308 


.584027 


.766775 


.746771 


.727304 


32 


.671984 


.620993 


.573982 


.760438 


•739988 


.720103 


33 


,663688 


.611816 


.564111 


.754154 


•733266 


.712973 


34 


.665494 


.602774 


.554408 


.747921 


•726605 


.705914 


35 


.647402 


.593866 


.544873 


.741740 


.720005 


.698925 


36 


.639409 


.585090 


.535502 


.735610 


.713645 


.692005 


37 


.631515 


.576443 


.526292 


.729530 


•706985 


.685153 


38 


.623719 


.567924 


.517240 


.723501 


•700563 


.678370 


39 


.616019 


.559531 


.508344 


.717522 


.694199 


.671653 


40 


.608413 


.551262 


.499601 


.711592 


•687894 


.665003 


41 


.600902 


.543116 


.491008 


.705711 


.681645 


.658419 


42 


.593484 


.535089 


.482563 


.699879 


.675453 


.651900 


43 


.586157 


.527182 


.474264 


.694094 


.669318 


.645445 


44 


.578920 


.519391 


.466107 


.688358 


.663238 


.639055 


45 


.571773 


.511715 


.458090 


.682669 


•657214 


.632728 


46 


.564714 


.504153 


.450212 


.677027 


.651244 


.626463 


47 


.557742 


.496702 


.442469 


.671432 


.645329 


.620260 


48 


.550856 


.489362 


.434858 


.665883 


.639467 


.614119 


49 


.544056 


.482130 


.427379 


.660380 
= 


•633658 


•608039 


50 


.537339 


.475005 


.420029 



TABLE NO. 3.— Continued. 



Interest Compounded annually for 100 years; semi-annually 50 years,- quarterly 1 5 years; 
and monthly for 8 years and 4 months. 



Present Worth of $1 for any time from 1 to 100 Years, at 



H% 


H* 


1% 


Years. 


w% 


*%% 


1%% 


.654922 


.627903 


.602019 


51 


•530705 


.467985 


.412805 


.649510 


.622199 


.596058 


52 


.524153 


.461069 


.405705 


.644142 


.616547 


.590156 


53 


.517682 


.454255 


.398727 


.638818 


.610947 


.584313 


54 


.511291 


.447542 


.391869 


.633539 


.605398 


.578528 


55 


.504979 


.440928 


.385130 


.628303 


.599898 


.572800 


56 


.498745 


.434412 


.378506 


.623110 


.594449 


.567129 


57 


.492587 


.427992 


.371096 


.617961 


.569050 


.561514 


58 


.486506 


.421667 


.365598 


.612853 


.583699 


.555954 


59 


.480500 


.415435 


.359310 


.607789 


.578397 


.550450 


60 


.474568 


.409296 


.353130 


.602766 


.573143 


.545000 


61 


.468709 


.403247 


.347057 


.597784 


.567937 


.539604 


62 


.462922 


.397288 


.341088 


.592844 


.562778 


.534261 


63 


.457207 


.391417 


.335221 


.587944 


.557667 


.528971 


64 


.451563 


.385632 


.329456 


.583085 


.552601 


.523734 


65 


.445988 


.379933 


.323790 


.578266 


.547582 


.518548 


66 


.440482 


.374318 


.318221 


.573487 


.542608 


.513414 


67 


.435044 


.368787 


.312748 


.568748 


.537679 


.508331 


68 


.429673 


.363337 


.307369 


.564047 


.532795 


.503298 


69 


.424368 


.357967 


.302082 


.559386 


.527955 


.498315 


70 


.419129 


.352677 


.296887 


.554763 


.523160 


.493381 


71 


.413955 


.347465 


.291781 


.550178 


.518408 


.488496 


72 


•408844 


.342330 


.286762 


.545631 


.513699 


.483659 


73 


.403797 


.337271 


.281830 


.541122 


.509033 


.478871 


74 


.398811 


.332287 


.276983 


.536649 


.504409 


.474129 


75 


.393888 


.327376 


.272219 


.532214 


.499827 


.469435 


76 


.389025 


.322538 


.267537 


.527816 


.495287 


.464787 


77 


.384222 


.317771 


.262936 


.523454 


.490788 


.460185 


78 


.379479 


.313075 


.258414 


.519128 


.486330 


.455629 


79 


.374794 


.308449 


.253969 


.514837 


.481913 


.451118 


80 


.370167 


.303890 


.249601 


.510583 


.477535 


.446651 


81 


.365597 


.299399 


.245308 


.506363 


.473198 


.442229 


82 


.361083 


.294975 


.241089 


.502178 


.466899 


.437851 


83 


.356625 


.290615 


.236943 


.498028 


.464640 


.433515 


84 


.352223 


.286321 


.232868 


.493912 


.460420 


.429223 


85 


.347874 


.282089 


.228862 


.489830 


.456237 


.424974 


86 


.343580 


.277920 


.224926 


.485782 


.452093 


.420766 


87 


.339338 


.273813 


.221058 


.481767 


.447987 


.416600 


88 


.335148 


.269767 


.217256 


.477785 


.443917 


.412475 


89 


.331011 


.265780 


.213519 


.473837 


.439885 


.408391 


90 


.326924 


.261852 


.209847 


.469921 


.435889 


.404348 


91 


.322888 


.257982 


.206238 


.466037 


.431930 


.400344 


92 


.318902 


.254170 


.202691 


.462186 


.428007 


.396380 


93 


.314965 


.250414 


.199205 


.458366 


.424119 


.392456 


94 


.311076 


.246713 


.195778 


.454578 


.420267 


.388570 


95 


.307236 


.243067 


.192411 


.450821 


.416449 


.384723 


96 


.303443 


.239475 


.18910* 


.447095 


.412666 


.380914 


97 


.299697 


.235936 


.185850 


.443400 


.408918 


.377142 


98 


.295997 


.232449 


.182653 


.439736 


.405204 


.373408 


99 


.292342 


.229014 


.179512 


.436101 


.401523 


.369711 


lOO 


.288733 


.225629 


.176424 



Interest Compounded anm 


jble rsro. a 


.— Contin 


tied. 

W years; quarterly 25 years; 


idlXyfor 100 years; semi-annually t 


a) 

Present Worth 


id monthly for 8 years and 4 monti 


is. 

1 to 100 Years, at 


of $1 for any time from 


2% 


*M % 


*%% 


Years. 


2%% 


3% 


*% % 


.980392 


.977995 


.975610 


l 


.973236 


.970874 


.966184 


.961169 


.956474 


.951814 


2 


.947188 


.942596 


.933511 


.942322 


.935427 


.928599 


3 


.921838 


.915142 


.901943 


.923845 


.914843 


.905951 


i 


.897166 


.888487 


.871442 


.905731 


.894712 


.883854 


5 


•873154 


.862609 


.841973 


.887971 


.875024 


.862297 


6 


.849785 


.837484 


.813501 


.870560 


.855769 


.841265 


7 


.827041 


.813092 


.785991 


.853490 


.836938 


.820747 


8 


.804906 


.789409 


.759412 


.836755 


.818522 


.800728 


9 


.783364 


.766417 


•733731 


.820348 


.800510 


.781198 


10 


.762398 


.744094 


.708919 


.804263 


.782895 


.762145 


11 


.741993 


.722421 


.684946 


.788493 


.765667 


.743556 


12 


.722134 


.701380 


.661783 


.773033 


.748819 


.725420 


13 


.702807 


.680951 


.639404 


.757875 


.732341 


.707727 


14 


.683997 


.661118 


.617782 


.743015 


.716226 


.690466 


15 


.665691 


.641862 


.596891 


.728446 


.700466 


.673625 


16 


.647874 


.623167 


.576706 


.714163 


.685052 


.657195 


17 


.630535 


.605016 


.557204 


.700159 


.669978 


.641166 


IS 


.613659 


.587395 


.538361 


.686431 


.655235 


.625528 


19 


.597235 


.570286 


.520156 


.672971 


.640816 


.610271 


20 


.581251 


.553676 


.502566 


.659776 


.626715 


.595386 


21 


.565694 


.537549 


.485571 


.646839 


.612925 


.580865 


22 


.550554 


.521893 


.469151 


.634156 


.599437 


.566697 


23 


.535819 


.506692 


.453286 


.621721 


.586247 


.552875 


24 


.521478 


.491934 


.437957 


.609531 


.573346 


.539391 


25 


.507521 


.477606 


.423147 


.597579 


.560730 


.526235 


26 


.493938 


.463695 


.408838 


.585862 


.548391 


.513400 


27 


.480718 


.450189 


.395012 


.574375 


.536324 


.500878 


28 


.467852 


.437077 


.381654 


.563112 


.524522 


.488661 


29 


.455331 


.424346 


.368748 


.552071 


.512980 


.476743 


30 


.443144 


.411987 


.356278 


.541246 


.501692 


.465115 


31 


.431284 


.399987 


.344230 


.530633 


.490652 


.453771 


32 


.419741 


.388337 


.332590 


.520229 


.479856 


.442703 


33 


.408507 


.377026 


.321343 


.510028 


.469296 


.431905 


34 


.397574 


.366045 


.310476 


.500028 


.458970 


.421371 


35 


.386933 


.355383 


.299977 


.490223 


.448870 


.411094 


36 


.376577 


.345032 


,289833 


.480611 


.438993 


.401067 


37 


.366499 


.334983 


.280032 


.471187 


.429333 


.391285 


38 


.356690 


.325226 


.270562 


.461948 


.419885 


.381741 


39 


.347143 


.315754 


.261413 


.452890 


.410646 


.372431 


40 


.337852 


.306557 


.252572 


.444010 


.401610 


.363347 


41 


.328810 


.297628 


.244031 


.435304 


.392772 


.354485 


42 


.320010 


.288959 


.235779 


.426769 


.384129 


.345839 


43 


.311445 


.280543 


,227806 


.418401 


.375677 


.337404 


44 


.303109 


.272372 


.220102 


.410197 


.367410 


.329174 


45 


.294997 


.264439 


.212659 


•402154 


.359325 


.321146 


46 


.287102 


.256737 


.205468 


.394268 


.351418 


.313313 


47 


.279418 


.249259 


.198520 


.386538 


.343685 


.305671 


48 


.271939 


.241999 


.191806 


.378958 


.336122 


.298216 


49 


.264661 


.234950 


.185320 


.371528 


.328726 


.290942 


50 


.257578 


.228107 


.179053 



TABLE NO. 3.— Continued. 



Interest Compounded annuaUyfor 100 years; semi-annually 50 years; quarterly 25 years; 
and monthly for 8 years and 4 months. 



Present Worth of $1 for 


any time from 


1 to 100 Years, at 


2% 


*K % 


2^% 


| Years. 


2^% 


3% 


&T2 to 


.364243 


.321493 


.283846 


51 


.250684 


.221463 


.172998 


.357101 


.314418 


.276923 


52 


.243975 


.215013 


,167148 


.350099 


.307499 


.270169 


53 


.237445 


.208750 


.161496 


.343234 


.300733 


.263579 


54 


.231090 


.202670 


.156035 


.336504 


.294115 


.257151 


55 


.224905 


.196767 


.150758 


.329906 


.287643 


.250879 


56 


.218886 


.191036 


.145660 


.323437 


.281314 


.244760 


57 


.213027 


.185472 


.140734 


.317095 


.275123 


.238790 


5$ 


.207326 


.180069 


.135975 


.310878 


.269069 


.232966 


59 


.201777 


.174825 


.131377 


.304782 


.263149 


.227284 


60 


.196377 


.169733 


.126934 


.298806 


.257358 


.221740 


61 


.191121 


.164789 


.122642 


.292947 


.251695 


.216332 


62 


.186006 


.159990 


.118495 


.287203 


.246156 


.211055 


63 


.181028 


.155330 


.114487 


.281572 


.240740 


.205908 


64 


.176183 


.150806 


.110616 


.276051 


.235442 


.200886 


65 


.171467 


.146413 


.106875 


.270638 


.230261 


.195986 


66 


.166878 


.142149 


.103261 


.265331 


.225195 


.191206 


67 


.162412 


.138009 


.099769 


.260129 


.220239 


.186542 


68 


.158065 


.133989 


.096395 


.255028 


.215393 


.181992 


69 


.153834 


.130086 


.093136 


.250028 


.210653 


.177554 


70 


.149717 


.126297 


.089986 


.245125 


.206018 


.173223 


71 


.145710 


.122619 


.086943 


.240319 


.201484 


.168998 


72 


.141810 


.119047 


.084003 


.235607 


.197051 


.164876 


73 


.138015 


.115580 


.081162 


.230987 


.192715 


.160855 


74 


.134321 


.112214 


.078418 


.226458 


.188474 


.156931 


75 


.130726 


.108945 


.075766 


.222017 


.184327 


.153104 


76 


.127227 


.105772 


.073204 


.217664 


.180270 


.149370 


77 


.123822 


.102691 


.070728 


.213396 


.176304 


.145726 


78 


.120508 


.099700 


.068337 


.209212 


.172424 


.142172 


79 


.117283 


.096796 


.066026 


.205110 


.168630 


.138705 


80 


.114144 


.093977 


.063793 


.201088 


.164919 


.135322 


81 


.111089 


.091240 


.061636 


.197145 


.161290 


.132021 


82 


.108116 


.088582 


.059551 


.193279 


.157741 


.128801 


83 


.105222 


.086002 


.057538 


.189490 


.154270 


.125659 


84 


.102406 


.083497 


.055592 


.185774 


.150875 


.122595 


85 


.099665 


.081065 


.053712 


.182132 


.147555 


.119605 


86 


.096998 


.078704 


.051896 


.178560 


.144308 


.116687 


87 


.094402 


.076412 


.050141 


.175059 


.141133 


.113841 


88 


.091875 


.074186 


.048445 


.171627 


.138027 


.111065 


89 


.089416 


.072026 


.046807 


.168261 


.134990 


.108356 


90 


.087023 


.069928 


.045224 


.164962 


.132020 


.105713 


91; 


.084694 


.067891 


.043695 


.161728 


.129114 


.103135 


92 


.082427 


.065914 


.042217 


.158556 


.126273 


.100619 


93 


.080221 


.063994 


.040789 


.155448 


.123495 


.098165 


94 


.078074 


.062130 


.039410 


.152400 


.120777 


.095771 


95 


.075985 


.060320 


.038077 


.149411 


.118120 


.093435 


96 


.073951 


.058563 


.036790 


.146482 


.115520 


.091156 


97 


.071972 


.056858 


.035546 


.143609 


.112978 


.088933 


98 


.070046 


.055202 


.034344 


.140794 


.110492 


.086764 


99, 


.068171 


.053594 


.033182 


.138033 


.108061 


.084647 


100 


.066346 


.052033 


.032060 



Interest Compounded annv 


BLE NO. 3.— Contini 


led. 

years; quai 




,aUyfor 100 years; semi-annually i 


'terly 25 year*; 


an 

Present Worth o 


d monthly for 8 years and 4 mont) 


is. 

to 100 > 




f $1 for any time from 1 


'ears, at 


4% 


*%% 


5% 


Years. 


5^% 


6% 


| 7% 


.961538 


.956938 


.952381 


l 


•947867 


.943396 


•934579 


.924556 


.915730 


.907029 


2 


•898452 


.889996 


.873437 


.888996 


.876297 


.863838 


3 


•851614 


•839619 


.816298 


.854804 


.838561 


.822702 


4 


•807217 


.792094 


.762895 


.821927 


.802451 


.783526- 


5 


•765134 


.747258 


.712986 


.790315 


.767896 


.746215 


6 


•725246 


•704961 


.666342 


.759918 


.734828 


.710681 


7 


•687437 


•665057 


.622750 


.730690 


.703185 


.676839 


§ 


•651599 


•627412 


.582009 


.702587 


.672904 


.644609 


9 


•617629 


•591898 


.543934 


.675564 


.643928 


.613913 


io 


•585431 


.558395 


.508349 


.649581 


.616199 


.584679 


11 


•554911 


.526788 


.475093 


.624597 


.589664 


.556837 


12 


•525982 


.496969 


.444012 


.600574 


.564272 


.530321 


13 


•498561 


.468839 


.414964 


.577475 


.539973 


.505068 


14 


•472569 


.442301 


.387817 


.555265 


.516720 


.481017 


15 


•447933 


.417265 


.362446 


.533908 


.494469 


.458112 


16 


•424581 


.393646 


.338735 


.513373 


.473176 


.436297 


17 


•402447 


.371364 


.316574 


.493628 


.452800 


.415521 


18 


•381466 


.350344 


.295864 


.474642 


.433302 


.395734 


19 


.361579 


.330513 


.276508 


.456387 


.414643 


.376889 


20 


•342729 


.311805 


.258419 


.438834 


.396787 


.358942 


21 


•324862 


.294155 


.241513 


.421955 


.379701 


.341850 


22 


•307926 


.277505 


.225713 


.405726 


.363350 


.325571 


23 


•291873 


.261797 


.210947 


.390121 


.347703 


.310068 


24 


•276657 


.246979 


.197147 


.375117 


.332731 


.295303 


25 


262234 


.232999 


.184249 


.360689 


.318402 


.281241 


26 


248563 


.219810 


.172195 


.346817 


.304691 


.267848 


27 


235605 


.207368 


.160930 


.333477 


.291571 


.255094 


28 


223322 


.195630 


.150402 


.320651 


.279015 


.242946 


29 


211679 


.184557 


.140563 


.308319 


.267000 


.231377 


30 


200644 


.174110 


.131367 


.296460 


.255502 


.220360 


31 


190184 


.164255 


.122773 


.285058 


.244500 


.209866 


32 


180269 


.154957 


.114741 


.274094 


.233971 


.199873 


33 


170871 


.146186 


.107235 


.263552 


.223896 


.190355 


34 


161963 


.137912 


.100219 


.253415 


.214254 


.181290 


35 


153520 


.130105 


.093663 


.243669 


.205028 


.172657 


36 


145516 


.122741 


.087535 


.234297 


.196199 


.164436 


37 


137930 


.115793 


.081809 


.225285 


.187750 


.156605 


38 


U0739 


.109239 


.076457 


.216621 


.179665 


.149148 


39 


123924 


.103056 


.071455 


.208289 


,171929 


.142046 


40 


117463 


.097222 


.066780 


.200278 


.164525 


.135282 


41 


111339 


.091719 


.062412 


.192575 


.157440 


.128840 


42 


105535 


.086527 


.058329 


.185168 


.150661 


.122704 


43 


100033 


.081630 


.054513 


.178046 


.144173 


.116861 


44 


094818 


.077009 


.050946 


.171198 


.137964 


.111297 


45 


089875 


.072650 


.047613 


.164614 


.132023 


.105997 


46 


085190 


.068538 


.044499 


.158283 


.126338 


.100949 


47 


080748 


.064658 


.041587 


.152195 


.120898 


.096142 


48 


076539 


.060998 


.038867 


.146341 


.115692 


.091564 


49 


072549 


.057546 


.036324 


.140713 


.110710 


.087204 


50 


068767 


.054288 


.033948 





TA 

pounded annt 


BLE NO. 3 — Contin 


ned. 

years; guar 


terly 25 years; 


Interest Com 


ally for 100 years; semi-annually l 




a 

it Worth c 


nd monthly for 8 years and 4 moid 


hs. 

to 100 Years, at 


Preser 


f $1 for any ti 


me from 1 


§ % 


10% 


^TDE^IRS- 


4% 


1 *% % 


5% 


.925926 


.909091 


1 




51 


.135301 


.105942 


.083051 


.857339 


.826446 


2 




52 


.130097 


.101380 


.079096 


.793832 


.751315 


3 




53 


.125093 


.097014 


.075330 


.735030 


.683013 


4 




54 


.120282 


.092837 


.071743 


.680583 


.620921 


5 




55 


.115656 


.088839 


.068326 


.630170 


.564474 


6 




56 


.111207 


.085013 


.065073 


.583490 


.513158 


7 




57 


.106930 


.081353 


.061974 


.540269 


.466507 


§ 




58 


.102817 


077849 


.059023 


.500249 


.424098 


9 




59 


.098863 


.074497 


.056212 


.463193 


.385543 


10 




60 


.095060 


.071289 


.053536 


.428883 


.350494 


11 




61 


.091414 


.068219 


.050986 


.397114 


.318631 


12 




62 


.087889 


.065281 


.048558 


.367698 


.289664 


13 




63 


.084508 


.062470 


.046246 


.340461 


.263331 


14 




64 


.081258 


.059780 


.044044 


.315242 


.239392 


15 




65 


.078133 


.057206 


.041946 


.291890 


.217629 


16 




66 


.075128 


.054743 


.039949 


.270269 


.197845 


17 




67 


.072238 


.052385 


.038047 


.250249 


.179859 


18 




68 


.069460 


.050129 


.036235 


.231712 


.163508 


19 




69 


.066788 


.047971 


.034509 


.214548 


.148644 


20 




70 


.064219 


.045905 


.032866 


.198656 


.135131 


21 




71 


.061749 


.043928 


.031301 


.183941 


.122846 


22 




72 


.059374 


.042037 


.029811 


.170315 


.111678 


23 




73 


.057091 


.040226 


.028391 


.157699 


.101526 


24 




74 


.054895 


.038494 


.027039 


.146018 


.092296 


25 




75 


.052784 


.036836 


.025752 


135202 


.083905 


26 




76 


.050754 


.035250 


.024525 


*125187 


.076278 


27 




77 


.048801 


.033732 


.023357 


.115914 


.069343 


28 




78 


.046924 


.032280 


.022245 


.107328 


.063039 


29 




79 


.045120 


.030890 


.021186 


.099377 


.057309 


30 




80 


.043384 


.029559 


.020177 


.092016 


.052099 


31 




81 


.041716 


.028287 


.019216 


.085200 


.047362 


32 




82 


.040111 


.027069 


.018301 


.078889 


.043057 


33 




83 


.038569 


.025903 


.017430 


.073045 


.039143 


34 




84 


.037085 


.024787 


.016600 


.067635 


.035584 


35 




85 


.035659 


.023720 


.015809 


.062625 


.032349 


36 




86 


.034287 


.022699 


.015056 


.057986 


.029408 


37 




87 


.032969 


.021721 


.014339 


.053690 


.026735 


3§ 




88 


.031701 


.020786 


.013657 


.049713 


.024304 


39 




89 


.030481 


.019891 


.013006 


.046031 


.022095 


40 




90 


.029309 


.019034 


.012387 


.042621 


.020086 


41 




91 


.028182 


.018215 


.011797 


.039464 


.018260 


42 




92 


.027098 


.017430 


.011235 


.036541 


.016600 


43 




93 


.026056 


.016680 


.010700 


.033834 


.015091 


44 




94 


.025053 


.015961 


.010191 


.031328 


.013719 


45 




95 


.024090 


.015274 


.009705 


.029007 


.012472 


46 




96 


.023163 


.014616 


.009243 


.026859 


.011338 


47 




97 


.022272 


.013987 


.008803 


.024869 


j .010307 
| .009370 


48 




98 


.021416 


.013385 


.008384 


.023027 


49 




99 


.020592 


.012808 


.007985 


.021321 


J .008519 


50 100 


.019800 


.012257 


.007604 



ROBUfSOHlAH COMPLEX INTEREST SIMPLIFIED. 



GENERAL REMARK.— In this table, the rates of interest, as they 
appear at the heads of the columns, may be regarded as either annual, 
semi-annual, quarterly, monthly, or even weekly; provided the numbers 
in column headed " years" be taken accordingly; that is, as so many 
years, half-years, quarters, months or weeks, respectively. Moreover, the 
amounts given in the table being always for $ 1, the result for any other 
sum is obtained by simply multiplying the amount in the table by the 
given sum. 



TABLE 2VO. 4. 



For finding the Present Worth of any sum due at the 
end of each year, ( or half-year, &c.,) for a given number of 
years, ( or half-years, &c.,) — the interest being compounded 
annually, (or semi-annually, &c., respectively, as required.) 
at either of the rates given in the table. 



Rule. — Take from the table the amount found in the proper rate column 
and opptosite the given number of years, or half-years, $c, and multiply it 
by the given sum. The product will be the present worth required 



1. — What is the present worth of $ 1450 due at the end of each year 
for 45 years — interest compounded annually at 10 per cent, per annum? 

On page 43, in 10 per cent, column opposite 45, we find 9.86281, which 
is the present worth of $ 1 due at the end of each year for 45 years, at 
the given rate. Multiplying this amount by 1450 we have ( by drop- 
ping superfluous decimals ) $ 14,301.07 as the present worth of $ 1450. 



1. — What is the jwesent worth of $230 due at the end of each half- 
year for 14 half-years — interest to be compounded half-yearly at a semi- 
annual rate of 3 per cent ? 

On page 40, in 3 per cent, column and opposite 14, we find 11.29607, 
the present worth of $ 1 for the time and rate given. The present worth 
of $230 will, of course, be 230 times as much, viz: $2598.10. 



3. — What is the present worth of $ 1 deposited at end of each month 
for 7 years, ( 84 months,) — interest being compounded monthly at i per 
cent, per month ? 

On page 37, in i per cent, column opposite 84, we find 68.45304, or 
( dropping superfluous decimals,) $ 68.45 as the present worth of the 84 
dollars which will be deposited by the end of the 7 years. 



Interest Cor 




TA.BLli2 3Vo 


• 4. 






npounded annually for 100 years; semi-annually 50 years ; quarterly 




25 years, and monthly for 8 years and U months. 


Present Worth of $1 each year for from 1 to 100 Years, at 


4 
12 


5^ 
12 


6 
12 


_7 
12 


Years. 


_8 
12 


h% 


.99668 


.99585 


.99502 


.99420 


l 


.99338 


.99256 


1.99004 


1.98757 


1.98510 


1.98264 


2 


1.98018 


1.97772 


2.98011 


2.97517 


2.97025 


2-96534 


3 


2.96044 


2.95556 


3.96689 


3-95868 


3.95050 


3.94234 


4 


3.93421 


3.92611 


4.95039 


4.93810 


4.92587 


4.91368 


5 


4.90154 


4.88944 


5.93062 


5-91346 


5.89638 


5-87938 


6 


5.86245 


5.84560 


6.90759 


6-88478 


6.86207 


6.83948 


7 


6.81701 


6.79464 


7.88132 


7-85206 


7.82296 


7-79402 


8 


7-76524 


7-73661 


8.85182 


8-81533 


8.77906 


8.74302 


9 


8.70719 


8-67158 


9.81908 


9.77460 


9.73041 


9.68651 


to 


9.64290 


9.59958 


10.78314 


10.72989 


10.67703 


10.62454 


11 


10.57242 


10.52067 


11.74399 


11.68122 


11.61893 


11.55712 


12 


11.49578 


11.43491 


12.70166 


12.62860 


12.55615 


12.48430 


13 


12.41303 


12.34235 


13,65614 


13.57205 


13.48871 


13.40609 


14 


13.32420 


13.24302 


14.60744 


14-51159 


14.41662 


14.32254 


15 


14.22934 


14.13699 


15.55559 


15.44722 


15.33993 


15.23368 


16 


15.12848 


15.02431 


16.50059 


16.37898 


16.25863 


16.13953 


17 


16.02167 


15.90502 


17.44245 


17-30687 


17-17277 


17.04013 


18 


16.90894 


16.77918 


18.38118 


18-23090 


18-08236 


17.93551 


19 


17-79034 


17-64683 


19.31679 


19.15111 


18.98742 


18.82569 


20 


18.66590 


18.50802 


20.24929 


20.06749 


19.88798 


19.71071 


21 


19.53566 


19.36280 


21.17870 


20.98008 


20.78406 


20.59060 


22 


20.39967 


20.21121 


22.10501 


21.88887 


21.67568 


21.46539 


23 


21.25795 


21.05331 


23.02825 


22.79390 


22.56287 


22.33510 


24 


22.11054 


21.88915 


23.94842 


23.69517 


23.44564 


23.19977 


25 


22.95740 


22.71876 


24.86554 


24.59270 


24.32402 


24.05942 


26 


23.79883 


23.54219 


25.77961 


25.48651 


25.19803 


24.91409 


27 


24.63460 


24.35949 


26.69064 


26.37660 


26.06769 


25.76380 


28 


25.46484 


25.17071 


27.59864 


27.26301 


26.93302 


26.60858 


29 


26.28957 


25.97589 


28-50363 


28.14573 


27-79405 


27.44847 


30 


27.10885 


26.77508 


29.40561 


29.02480 


28-65080 


28.28348 


31 


27.92270 


27.56832 


30.30460 


29.90021 


29.50328 


29.11365 


32 


28.73116 


28-35505 


31.20059 


30.77200 


30.35153 


29.93901 


33 


29.53426 


29.13712 


32.09361 


31.64016 


31.19555 


30.75958 


34 


30.33205 


29.91278 


32.98367 


32.50473 


32.03537 


31.57539 


35 


31.12455 


30.68266 


33.87077 


33.36570 


32.87102 


32.38646 


36 


31.91181 


31.44681 


34.75492 


34.22311 


33.70250 


33.19284 


37 


32.69385 


32.20527 


35.63613 


35.07695 


34.52985 


33.99454 


38 


33.47071 


32.95808 


36.51441 


35.92725 


35.35309 


34.79159 


39 


34.24243 


33.70529 


37.38978 


36.77403 


36.17222 


35.58401 


40 


35.00903 


34.44694 


38.26224 


37-61729 


36.98729 


36.37184 


41 


35.77056 


35.18307 


39.13180 


38.45705 


37-79830 


37.15511 


42 


36.52705 


35.91371 


39.99847 


39.29333 


38.60527 


37.93383 


43 


37.27852 


36.63892 


40-86227 


40.12614 


39.40823 


38.70803 


44 


38.02502 


37- 35873 


41.72319 


40.95549 


40.20720 


39.47774 


45 


38-76658 


38.07318 


42.58125 


41.78140 


41.00219 


40.24299 


46 


39.50323 


38.78231 


43.43646 


42.60388 


41.79322 


41.00380 


47 


40.23499 


39.48617 


44.28883 


43.42296 


42.58032 


41.76020 


48 


40.96191 


40.18478 


45.13837 


44.23863 


43.36350 


42.51221 


49 


41.68402 


40.87820 


45.98509 


45.05092 


44.14279 


43 25986 


50 


42.40134 


41.56645 



T^BLK No. 4.— Continued.. 

Interest Compounded annually for 100 years ; semi-annually 50 years ; quarterly 
25 years, and monthly for 8 years and k months. 

Present Worth of $1 each year for from 1 to 100 Years, at 



5^ 
12 



6^ 
12 



Years. 



12 



12 



12 



45.85983 
46-66539 
47.46761 
48.26650 
49.06208 
49.85435 
50.64334 
51.42905 
52.21150 
52.99071 
53.76668 
54.53943 
55.30898 
56.07533 
56.83850 
57-59851 
58.35536 
59.10907 
59.85966 
60.60713 
61.35150 
62.09278 
62.83098 
63.56612 
64.29821 
65.02727 
65.75329 
66.47634 
67.19633 
67.91335 
68.62741 
69.33850 
70.04663 
70.75183 
71.45411 
72.15347 
72.84993 
73.54350 
74.23419 
74.92201 
75.60698 
76.28911 
76.96841 
77.64489 
78.31856 
78.98944 
79.65753 
80.32286 
80.98542 
81.64523 



44.91820 


51 


45.68975 


52 


46.45746 


53 


47.22135 


54 


47.98145 


55 


48.73776 


56 


49.49031 


57 


50.23911 


58 


50.98419 


59 


51.72556 


60 


52.46324 


61 


53.19726 


62 


53.92762 


63 


54.65435 


64 


55.37746 


65 


56.09698 


66 


56.81291 


67 


57.52529 


68 


58.23411 


69 


58.93942 


70 


59.64121 


71 


60.33951 


72 


61.03434 


73 


61.72571 


74 


62.413G5 


75 


63.09815 


76 


63.77926 


77 


64.45697 


78 


65.13132 


79 


65.80231 


80 


66.46996 


81 


67.13428 


82 


67-79531 


83 


68.45304 


84 


69.10750 


85 


69.75871 


86 


70.40668 


87 


71.05142 


88 


71.69296 


89 


72.33130 


90 


72.96647 


91 


73.59847 


92 


74.22734 


93 


74.85307 


94 


75.47569 


95 


76.09522 


96 


76.71166 


97 


77.32503 


98 


77.93536 


99 


78.54264 


100 1 



44.00318 
44.74218 
45.47690 
46.20736 
46.93358 
47-65559 
48.37341 
49.08707 
49.79659 
50-50199 
51.20331 
51.90055 
52.59376 
53.28294 
53.96813 
54.64934 
55.32660 
55.99993 
56.60936 
57.33491 
57.99660 
58.65444 
59.30848 
59.95872 
60.60519 
61.24791 
61.88690 
62.52219 
63.15379 
63 78173 
64.40603 
65.02671 
65.64379 
66.25728 
66.86723 
67.47363 
68.07652 
68-67591 
69.27182 
69.86428 
70.45330 
71.03891 
71.62112 
72.19995 
72.77543 
73.34757 
73.91639 
74.48191 
75.04415 
75.60314 



__ 5 



43.11392 
43.82177 
44.52494 
45.22345 
45.91733 
46.60662 
47.v:9!35 
47.97154 
48.64722 
49.31843 
49.98520 
50.64755 
51.30551 
51.95912 
52.60839 
53.25337 
53-89408 
54.53054 
55.16279 
55.79085 
56.41475 
57-03452 
57.65019 
58.26178 
58.86931 
59.47283 
60.07235 
60.66789 
61.25950 
61.84718 
62.43098 
63.01090 
63.58699 
64.15926 
64.72774 
65.29246 
65.85344 
66.41070 
66.96427 
67-51418 
68.06044 
68.60309 
69.14214 
69.67762 
70.20956 
70.73797 
71.26288 
71.78432 
72.30231 
72.81686 



42.24958 
42.92762 
43.60061 
44.26860 
44.93161 
45.58969 
46.24287 
46-89118 
47.53467 
48.17337 
48.80732 
49.43654 
50.06109 
50.68098 
51.29626 
51.90696 
52.51311 
53.11475 
53.71191 
54.30462 
54.89293 
55.47685 
56.05643 
56.63169 
57.20267 
57.76940 
58.33191 
58.89023 
59.44440 
59.99444 
60.54039 
61.08227 
61.62012 
62.15396 
62.68384 
63.20976 
63-73177 
64-24990 
64.76417 
65.27461 
65.78125 
66.28412 
66-78324 
67.27865 
67-77038 
68.25S44 
68.74287 
69.22369 
69.70093 
70.17462 



Interest Compounded anm 


TABLE 


NO.4, 


50 years; quarterly 25 years; 


lallyfor 100 years; semi-annually 


a 

Present Worth 


nd monthly for 8 years and 4 mon 


ths. 

to 100 Years, at 


of $1 each year from 1 


\n 


tt* 


1% 


Years. 


IH% 


1% % 


| iH7o 


.99174 


.99092 


.99010 


l 


.98765 


.98522 


.98280 


1.97527 


1.97283 


1.97040 


2 


1.96312 


1.95588 


1.94870 


2.95069 


2.94583 


2.94099 


3 


2.92653 


2.91220 


2.89798 


3.91804 


3.90999 


3.90197' 


4 


3.87806 


3.85438 


3.83094 


4.87739 


4.86539 


4.85343 


5 


4.81784 


4.78264 


4.74786 


5.82882 


5.81211 


5.79548 


6 


5.74601 


5.69719 


5.64900 


6.77238 


6.75023 


6.72819 


7 


6-66273 


6.59821 


6.53464 


7-70815 


7.67983 


7-65168 


8 


7.56812 


7-48593 


7.40505 


8.63618 


8.60099 


8.56602 


9 


8.46235 


8.36052 


8.26049 


9.55654 


9.51378 


9.47130 


io 


9.34553 


9.22218 


9.10122 


10.46930 


10.41828 


10.36763 


11 


10.21780 


10.07112 


9.92749 


11.37451 


11.31456 


11.25508 


12 


11.07931 


10.90751 


10.73955 


12.27224 


12.20271 


12.13374 


13 


11.93018 


11.73153 


11.53764 


13.16255 


13.08278 


13.00370 


14 


12.77055 


12.54338 


12.32201 


14.04551 


13.95486 


13.86505 


15 


13.60055 


13.34323 


13.09288 


14.92110 


14.81902 


14.71787 


16 


14.42029 


14.13126 


13.85050 


15.78958 


15.67533 


15.56225 


17 


15.22992 


14.90765 


14.59508 


10.65083 


16.52386 


16.39827 


IS 


16.02955 


15.67256 


15.32686 


17.50495 


17-36469 


17.22601 


19 


16-81931 


16.42617 


16.04606 


18.35202 


18.19787 


18.04555 


20 


17.59932 


17.16864 


16.75288 


19.19208 


19.02349 


18.85698 


21 


18-36969 


17.90014 


17.44755 


20.02521 


19.84161 


19.66038 


22 


19.13056 


18.62082 


18.13027 


20.85145 


20.65230 


20.45582 


23 


19.88204 


19.33086 


18-80125 


21.67085 


21.45562 


21.24339 


24 


20.62423 


20.03041 


19.46069 


22.48349 


22.25165 


22.02316 


25 


21.35727 


20-71961 


20.10878 


23.28941 


23.04044 


22.79520 


20 


22.08125 


21.39863 


20.74573 


24.08868 


23.82207 


23.55961 


27 


22.79630 


22.06762 


21.37173 


24.88133 


24.59660 


24.31644 


28 


23.50252 


22.72672 


21.98695 


25.66744 


25.36410 


25.06579 


29 


24.20002 


23.37608 


22.59160 


26.44704 


26.12462 


25.80771 


30 


24.88891 


24.01584 


23.18585 


27.22021 


26.87824 


26.54229 


31 


25.56929 


24.64615 


23.76988 


27.98698 


27-62501 


27.26959 


32 


26.24127 


25.26714 


24.34386 


28.74742 


28.36500 


27-98969 


33 


26.90496 


25.87895 


24.90797 


29.50158 


29.09826 


28-70267 


34 


27.56046 


26.48173 


25.46238 


30.24950 


29.82487 


29.40858 


35 


28.20786 


27.07559 


26.00725 


30.99124 


30.54487 


30.10751- 


-36. 


~28. 84727 


27-66068 


26.54275 


31.72685 


31.25834 


30.79951 


37 


29.47878 


28.23713 


27.06904 


32.45638 


31.96532 


31.48466 


38 


30.10250 


28.80505 


27-58628 


33.17988 


32.66589 


32.16303 


39 


30.71852 


29.36458 


28.09463 


33.89740 


33.36009 


32.83469 


40 


31.32693 


29.91585 


28.59423 


34.60899 


34.04798 


33.49969 


41 


31.92784 


30.45896 


29.08524 


35.31470 


34.72962 


34.15811 


42 


32.52132 


30.99405 


29.56780 


36.01458 


35.40508 


34.81001 


43 


33.10748 


31.52123 


30.04207 


36.70867 


36.07440 


35.45545 


44 


33.68640 


32.04062 


30.50817 


37.39703 


36.73763 


36-09451 


45 


34.25817 


32.55234 


30.96626 


38.07970 


37.39485 


36.72724 


40 


34.82288 


33.05649 


31.41647 


38.75673 


38.04609 


37.35370 


47 


35.38062 


33.55319 


31.85894 


39.42816 


38.69142 


37.9739 6 


48 


35.93148 


34.04255 


32.29380 


40.09404 


39.33089 


38.58808 


49 


36.47554 


34.52468 


32.72118 


40.75448 


39.96455 


39.19612 


50 


37.01288 


34-99969 


33.14121 



Interest Compounded annu 


BLE NO. 4 


. — CJontin 


1 
ued. 

50 years; quarterly 25 years; 


illy for 100 years; semi-annually 


an 

Present Worth < 


d monthly for 8 years and 4 mon 


ths. 

to 100 Years, at 


)f $1 eac 


h year from 1 


41.40935 


H% 


i% 


Years. 


1 1/ c 1 
*7A fa 


*■%% 


J./4 lo 


40.59245 


39.79814 


51 


37.54358 


35.46767 


33.55401 


42.05885 


41.21465 


40.39419 


52 


38.06773 


35.92874 


33.95972 


42.70300 


41.83120 


40.98435 


53 


38.58542 


36.38300 


34.35845 


43.34181 


42.44214 


41.56866 


54 


39.09671 


36.83054 


34.75032 


43.97535 


43.04754 


42.14719 


55 


39.60169 


37.27147 


35.13545 


44-00360 


43.64744 


42.71999 


56 


40.10043 


37.70588 


35.51395 


45.22676 


44.24189 


43.28712 


57 


40.59302 


38.13387 


35.88595 


45.84473 


44.83094 


43.84863 


58 


41.07952 


38.55554 


36.25155 


46.45758 


45.41464 


44.40459 


59 


41.56002 


38.97097 


3G.610S6 


47-06537 


45.99303 


44.95504 


60 


42.03459 


39.38027 


3G. 90399 


47-66813 


46.56618 


45.50004 


61 


42.50330 


39.78352 


37.31104 


48.26592 


47.13411 


46.03964 


62 


42.96622 


40.18080 


37.65213 


48-85876 


47.69689 


46.57390 


63 


43.42343 


40.57222 


37.9S735 


49.44671 


48.25456 


47.10287 


64 


43.87499 


40.95785 


38.31G81 


50,02979 


48.80716 


47.62661 


65 


44.32098 


41.33779 


38.64000 


50.60806 


49.35474 


48.14516 


66 


44.7614*6 


41.71210 


38.95882 


51.18154 


49.89735 


48.65857 


67 


45.19651 


42.08089 


39.27157 


51.75029 


50.43503 


49.16690 


68 


45.62618 


42.44423 


39.57893 


52.31434 


50.96782 


49.67020 


69 


46.05055 


42.80219 


39.88102 


52.87373 


51.49578 


50.16851 


70 


46.46968 


43.15487 


40.17790 


53.42849 


52.01894 


50.66190 


71 


46.88363 


43.50234 


40.46968 


53.97867 


52.53735 


51.15039 


72 


47.29247 


43.844G7 


40.75645 


54.52430 


53.05105 


51.63405 


73 


47.69627 


44.18194 


41.03828 


55.06542 


53.56008 


52.11292 


74 


48.09508 


44.51422 


41.31526 


55.60207 


54-00449 


52.58705 


75 


48.48897 


44.84160 


41.58748 


56.13428 


54.56431 


53.05649 


76 


48.87800 


45.16414 


41.85501 


56.66210 


55.05960 


53.52127 


77 


49.26222 


45.48191 


42.11795 


57.18555 


55.55039 


53.98146 


78 


49.64170 


45.79498 


42.37636 


57.70468 


56.03672 


54.43709 


79 


50.01649 


46.10343 


42.63033 


58.21952 


56.518G3 


54.88821 


80 


50.38666 


46.40732 


42.87993 j 


58.73010 


56.99617 


55.33486 


81 


50.75225 


46.70672 


43.12524 


59.23646 


57-46936 


55.77709 


82 


51.11334 


47.00170 


43,36633 


59.73864 


57-93826 


56.21494 


83 


51.46996 


47.29231 


43.60327 


60.23667 


58-40290 


56.64845 


84 


51.82219 


47-57863 


43.83614 


60.73058 


58.86332 


57.07768 


85 


52.17006 


47.86072 


44.06500 


61.22041 


59.31956 


57.50265 


86 


52*51364 


48.13864 


44.28993 


61.70619 


59.77165 


57.92342 


87 


52.85298 


48.41246 


44.51099 


62.18796 


60.21964 


58.34002 


88 


53.18813 


48.68222 


44.72824 


62.66574 


60.66356 


58.75249 


89 


53.51914 


48.94800 


44.94176 


63.13958 


61.10344 


59.16088 


90 


53.84606 


49.20985 


45.15161 


63.60950 


61.53933 


59.56523 


91 


54.16895 


49.46784 


45.35785 


64.07554 


61.97126 


59.96557 


92 


54.48785 


49.72201 


45.56054 


64.53772 


62.39927 


60-36195 


93 


54.80282 


49.97242 


45.75974 


64.99609 


62.82339 


60.75441 


94 


55.11389 


50.21913 


45.95552 


65.45067 


63.24365 


61.14298 


95 


55.42113 


50.46220 


46.14793 


65.90149 


63.66010 


61.52770 


96 


55.72457 


50.70168 


46.33703 


66.34858 


64.07277 


61.90862 


97 


56.02427 


50.93761 


46.52288 


66.79198 


64.48169 


62.28576 


98 


56.32026 


51.17006 


46.70554 


67-23172 


64.88689 


62.65917 


99 


56.61261 


51.39907 


46.88505 


67.66782 


65.28842 


63.02888 


lOO 


56.90134 


51.62470 


47.06147 



Interest Compounded anni 


lBLE NO. 4.— Contir 


med. 

50 years; quarterly 25 years-, 




tally for 100 years,- semi-annually 




a 

Present Worth 


nd monthly for 8 years and 4 mont 


hs. 

to 100 Years, at 




of $1 each year from 1 




2 % 


2^% 


*V2% 


Years. 


2^% 


3% 


3^ % 




.98039 


.97800 


.97561 


1 


.97324 


.97087 


.96618 




1.94156 


1.93447 


1.92742 


2 


1.92042 


1.91347 


1,89969 




2.88388 


2.86990 


2.85602 


3 


2.84226 


2.82861 


2.80164 




3.80773 


3.78474 


3.76197 


4 


3.73943 


3.71710 


3.67308 




4.71346 


4.67945 


4.64583 


5 


4.61258 


4-57971 


4.51505 




5.60143 


5.55448 


5-50813 


6 


5.46237 


5.41719 


5.32855 




6.47199 


6.41025 


6.34939 


7 


6.28941 


6.23028 


6.11454 




7-32548 


7-24718 


7.17014 


8 


7.09431 


7.01969 


6.87396 




8.16224 


8-06571 


7-97087 


9 


7.87768 


7.78611 


7-60769 




8.98258 


8-86622 


8.75206 


10 


8.64008 


8.53020 


8-31661 




9.78685 


9.64911 


9.51421 


11 


9.38207 


9.25262 


9.00155 




10.57534 


10.41478 


10.25776 


12 


10.10420 


9.95400 


9.66333 




11.34837 


11.16360 


10.98318 


13 


10.80701 


10.63490 


10.30274 




12.10625 


11.89594 


11.69091 


14 


11.49101 


11.29607 


10.92052 




12.84926 


12.61217 


12.38138 


15 


12.15670 


11.93794 


11.51741 




13.57771 


13.31263 


13.05500 


16 


12.80457 


12.56110 


12.09412 




14.29187 


13.99768 


13.71220 


17 


13.43511 


13.16612 


12.65132 




14.99203 


14.66766 


14.35336 


18 


14.04877 


13.75351 


13.18968 




15.67846 


15.32290 


14.97889 


19 


14.64600 


14.32380 


13.70984 




16.35143 


15.96371 


15.58916 


20 


15.22725 


14.87747 


14.21240 




17.01121 


16.59043 


16.18455 


21 


15.79295 


15.41502 


14.69797 




17,65805 


17.20335 


16.76541 


22 


16.34350 


15.93692 


15.16712 




18.29220 


17.80279 


17.33211 


23 


16.87932 


16.44361 


15.62041 




18.91393 


18.38904 


17.88499 


24 


17.40080 


16.93554 


16.05837 




19.52346 


18.96238 


18.42438 


25 


17.90832 


17.41315 


16.48151 




20.12104 


19.52311 


18.95061 


26 


18.40226 


17.87684 


16.89035 




20.70690 


20.07150 


19.46401 


27 


18-88297 


18.32703 


17.28536 




21.28127 


20.60783 


19.96489 


28 


19.35083 


18.76411 


17.66702 




21.84438 


21.13235 


20.45355 


29 


19.80616 


19.18845 


18.03577 




22.39646 


21.64533 


20.93029 


30 


20.24930 


19.60044 


18.39205 




22.93770 


22.14702 


21.39541 


31 


20.68059 


20.00043 


18-73628 




23.46833 


22.63767 


21.84918 


32 


21.10033 


20.38877 


19.06887 




23.98856 


23.11753 


22.29188 


33 


21.50883 


20-76579 


19.39021 




24.49859 


23.58683 


22.72379 


34 


21.90641 


21.13184 


19.70068 




24.99862 


24.04580 


23.14516 


35 


22.29334 


21.48722 


20.00066 




25.48884 


24.49467 


23.55625 


36 


22.66992 


21.83225 


20.29049 




25.96945 


24.93366 


23.95732 


37 


23.03642 


22.16724 


20.57053 




26.44064 


25.36299 


24.34860 


38 


23.39311 


22.49246 


20.84109 




26.90259 


25.78288 


24.73034 


39 


23.74025 


22.80822 


21.10250 




27.35548 


26.19352 


25.10278 


40 


24.07810 


23.11477 


21.35507 




27.79949 


26.59513 


25.46612 


41 


24.40691 


23.41240 


21.59910 




28.23479 


26.98790 


25.82061 


42 


24.72692 


23.70136 


21.83488 




28-66156 


27.37203 


26.16645 


43 


25.03837 


23.98190 


22.06269 




29.07996 


27.74771 


26.50385 


44 


25.34148 


24.25427 


22.28279 




29.49016 


28.11512 


26.83302 


45 


25.63647 


24.51871 


22.49545 




29.89231 


28.47444 


27.15417 


46 


25.92357 


24.77545 


22.70092 




30.28658 


28.82586 


27-46748 


47 


26.20299 


25.02471 


22.89944 




30.67312 


29.16955 


27-77315 


48 


26.47493 


25.26671 


23.09124 




31.05208 


29.50567 


28.07137 


49 


26.73959 


25.50166 


23.27656 




31-42361 


29.83440 


28.36231 


50 


26.99717 


25.72976 


23.45562 







pounded annu 


lBLE NO. 4 — Contin 


ixed. 

years; quarterly 25 years; 


Jntertst Com 


ally for 100 years; semi-annually 5 




a 

nt Worth 


nd monthly for 8 years and 4 monU 


to 

o 100 Years, at 


Prese 


of $1 eac 


h year from 1 1 


2 % 


2^% 


* l A% 


Tears, 


2%% 


3% 


3^% 


31.78785 


30.15589 


28.64616 


51 


27-24785 


25.95123 


23.62862 


32.14495 


30.47031 


28.92308 


52 


27.49183 


26.16624 


23.79576 


32.49505 


30.77781 


29.19325 


53 


27.72927 


26.37499 


23.95726 


32.83828 


31.07854 


29.45683 


54 


27.96036 


26.57766 


24.11330 


33.17479 


31.37265 


29.71398 


55 


28.18527 


26.77443 


24-26405 


33.50469 


31.66030 


29.96486 


56 


28.40415 


26.96546 


24.40971 


33.82813 


31.94161 


30.20962 


57 


28-61718 


27.15094 


24.55045 


34.14523 


32.21673 


30.44841 


5§ 


28.82451 


27.33101 


24.68642 


34.45610 


32.48580 


30.68137 


59 


29.02628 


27.50583 


24.81780 


34.76089 


32.74895 


30.90866 


60 


29.22266 


27.67556 


24.94473 


35.05969 


33.00631 


31.13040 


61 


29.41378 


27.84035 


25.06738 


35.35264 


33.25801 


31.34673 


62 


29.59979 


28.00034 


25.18587 


35.63984 


33.50416 


31.55778 


63 


29.78082 


28.15567 


25-30036 


35-92141 


33.74490 


31.76369 


64 


29.95700 


28.30648 


25.41097 


36.19747 


33.98034 


31.96458 


65 


30.12847 


28.45289 


25.51785 


36.46810 


34.21061 


32.16056 


66 


30.29534 


28.59504 


25.62111 


36-73343 


34.43580 


32.35177 


67 


30.45776 


28.73305 


25-72088 


36.99356 


34.65604 


32.53831 


68 


30.61582 


28.86704 


25.81727 


37.24859 


34.87143 


32.72030 


69 


30.76966 


28.99712 


25.91041 


37-49862 


35.08208 


32.89786 


70 


30.91937 


29.12342 


26-00040 


37-74374 


35.28810 


33.07108 


71 


31.06508 


29.24604 


26.08734 


37.98406 


35.48959 


33.24008 


72 


31.20689 


29.36509 


26.17134 


38-21967 


35.68664 


33.40495 


73 


31.34491 


29.48067 


26.25251 


38.45066 


35.87935 


33.56581 


74 


31.47923 


29.59288 


26.33092 


38.67711 


36-06783 


33.72274 


75 


31.60996 


29.70183 


26.40669 


38.89913 


36.25215 


33.87584 


76 


31.73718 


29.80760 


26.47989 


39.11680 


36.43242 


34.02521 


77 


31.86101 


29.91029 


26.55062 


39.33019 


36.60873 


34.17094 


78 


31.98151 


30.00999 


26.61896 


39.53940 


36.78115 


34.31311 


79 


32.09880 


30.10679 


26.68498 


39-74451 


36.94978 


34.45182 


80 


32.21294 


30.20076 


26-74878 


39.94560 


37.11471 


34.58714 


81 


32.32403 


30.29200 


26-81041 


40.14275 


37.27600 


34.71916 


82 


32.43215 


30.38059 


26-86996 


40.33603 


37.43374 


34.84796 


83 


32.53737 


30.46659 


26.92750 


40.52552 


37-58801 


34.97362 


84 


32.63977 


30.55009 


26.98309 


40.71129 


37.73888 


35.09621 


85 


32.73944 


30.63115 


27.03680 


40.89342 


37.88644 


35.21582 


86 


32.83644 


30.70986 


27-08870 


41.07198 


38.03075 


35.33251 


87 


32.93084 


30.78627 


27.13884 


41.24704 


38.17188 


35.44635 


88 


33.02272 


30.86045 


27.1872*8 


41.41867 


38.30991 


35.55741 


89 


33.11213 


30.93248 


27-23409 


41.58693 


38.44490 


35.66577 


90 


33.19915 


31.00241 


27.27932 


41.75189 


38.57692 


35.77148 


91 


33.28385 


31.07030 


27-32301 


41.91362 


38.70603 


35.87462 


92 


33.36628 


'31.13621 


27.36523 


42.07218 


38.83230 


35-97524 


93 


33.34465 


31.20021 


27-40602 


42.22762 


38.95580 


36.07340 


94 


33.52457 


31.26234 


27-44543 


42.38002 


39.07658 


36.16917 


95 


33.60056 


31.32266 


27-48350 


42.52943 


39.19469 


36.26261 


96 


33.67451 


31.38122 


27.52029 


42.67592 


39.31022 


36-35376 


97 


33.74648 


31.43808 


27-55584 


42.81952 


39.42319 


36.44269 


98 


33.81653 


31.49328 


27.59018 


42.96032 


39.53369 


36.52946 


99 


33.88470 


31.54687 


27.62337 


43.09835 


! 39.64175 


36.61411 


lOO 


33.95104 


31.59891 


27-65543 



TABLE P*0. 4.-Continued. 

Interest Compounded annually for 100 years; semi-annually 50 years,- quarterly 25 ycart; 
vnd monthly for 8 years and 4 months. 



Present Wen in 


of $1 each year from 1 to 100 Years, at 


4% 


4^% 


5% 


Ifears. 


$ X A% 


6% 


7% 


.96154 


.95694 


.95238 


l 


.94787 


.94340 


.93458 


1.88609 


1.87267 


1.85941 


2 


1.84632 


1.83339 


1.80802 


2.77509 


2.74896 


2.72325 


3 


2.69793 


2.67301 


2.62432 


3.62990 


3.58753 


3.54595 


4 


3-50515 


3.46511 


3.38721 


4.45182 


4.38998 


4.32948 


5 


4.27028 


4.21236 


4.10020 


5.24214 


5.15787 


5-07569 


6 


4.99553 


4-91732 


4-76654 


6.00205 


5.89270 


5.78637 


7 


5.68297 


5.58238 


5.38929 


6.73274 


6-59589 


6.46321 


§ 


6.33457 


6.20979 


5.97130 


7.43533 


7-26879 


7-10782 


9 


6.95220 


6.80169 


6.51523 


8.11090 


7-91272 


7-72173 


10 


7-53763 


7-36009 


7-02358 


8.76048 


8.52892 


8.30641 


11 


8.09254 


7.88687 


7-49867 


9.38507 


9-11858 


8.86325 


12 


8.61852 


8-38384 


7.94269 


. 9.98565 


9.68285 


9.39357 


13 


9.11708 


8.85268 


8.35765 


10.56312 


10.22283 


9.89864 


14 


9-58965 


9.29498 


8.74547 


11.11839 


10.73955 


10.37966 


15 


10.03758 


9.71225 


9.10791 


11.65230 


11.23402 


10.83777 


16 


10-46216 


10.10586 


9.44665 


12.16567 


11.70719 


11.27407 


17 


10.80401 


10.47726 


9.76322 


12.65930 


12.15999 


11.68959 


18 


11.24607 


10.82760 


10.05909 


13-13394 


12.59329 


12.08532 


19 


11.60765 


11.15812 


10.33560 


13.59033 


13.00794 


12.46221 


20 


11.95038 


11.46992 


10.59401 


14.02910 


13.40472 


12.82115 


21 


12.27524 


11.76408 


10.83553 


14.45112 


13-78442 


13.16300 


22 


12.58317 


12.04158 


11.06124 


14-85684 


14.14777 


13.48857 


23 


12.87504 


12.30338 


11.27219 


15.24696 


14.49548 


13.79864 


24 


13.15170 


12.55036 


11.46933 


15.62208 


14-82821 


14.09394 


25 


13. 41393 


12.78336 


11.65358 


15.98277 


15.14661 


14.37519 


26 


13.66250 


13.00317 


11.82578 


16.32959 


15.45130 


14.64303 


27 


13.89810 


13.21053 


11.98671 


16.66306 


15-74287 


14.89813 


28 


14.12142 


13.40616 


12.13711 


16.98371 


16.02189 


15.14107 


29 


14-33310 


13.59072 


12.27767 


17-29203 


16.28889 


15.37245 


30 


14.53375 


13.76483 


12.40904 


17.58849 


16.54439 


15.59281 


31 


14.72393 


13.92909 


12.53181 


17-87355 


16.78889 


15.80268 


32 


14.90420 


14.08404 


12.64656 


18-14765 


17-0228G 


16.00255 


33 


15.07507 


14.23023 


12.75379 


18-41120 


17.24676 


16.19290 


34 


15.23703 


14.36814 


12.85401 


18.66461 


17-46101 


16.37419 


35 


15.39055 


14.49825 


12.94767 


18.90828 


17.66604 


16.54685 


36 


15.53607 


14.62099 


13.03521 


19.14258 


17-86224 


16.71129 


37 


15.67400 


14.73678 


13.11702 


19.36786 


18.04999 


16.86789 


38 


15.80474 


14.84602 


13.19347 


19.58448 


18.22966 


17.01704 


39 


15.92866 


14.94907 


13.26493 


19.79277 


18-40158 


17.15909 


40 


16.04612 


15.04630 


13.33171 


19.99305 


18-56611 


17-29437 


41 


16.15746 


15.13802 


13.39412 


20.18563 


18.72355 


17.42321 


42 


16.26300 


15.22454 


13.45245 


20.37080 


18.87421 


17-54591 


43 


16.36303 


15.30617 


13.50696 


20.54884 


19.01838 


17.66277 


44 


16.45785 


15.38318 


13.55791 


20.72004 


19.15635 


17.77407 


45 


16.54773 


15.45583 


13.60552 


20.88465 


19.28837 


17.88007 


46 


16.63292 


15.52437 


13.65002 


21.04294 


19.41471 


17.98102 


47 


16.71366 


15.58903 


13.69161 


21.19513 


19.53561 


18.07716 


48 


16.79020 


15.65003 


13.73047 


21.34147 


19.65130 


18.16872 


49 


16.86275 


15.70757 


13.76680 


21.48218 


19.76201 


18.25593 


50 


16.93152 


15.76186 


13.80075 



TABLE NO. 4 — Continued. 

Interest Compounded annually for 100 years; semi-annually 50 years; quarterly 25 years; 
and monthly for S years and 4 months. 



Present Worth of $1 each year from 1 to 100 Years, at 


8 % 


10% 


-STZE^IRS. 


4% 


1 ±K% 


*> JO 


.92593 


.90909 


1 


51 


21.61749 


19.86795 


18-33898 


1.78326 


1.73554 


2 


52 


21.74758 


19-96933 


18.41807 


2.57710 


2.48685 


3 


53 


21.87268 


20.06634 


18.49340 


3-31213 


3.16987 


4 


54 


21.99296 


20.15918 


18-56515 


3.99271 


3-79079 


5 


55 


22.10861 


20.24802 


18.63347 


4.62288 


4.35526 


6 


56 


22.21982 


20.33303 


18-69854 


5.20637 


4.86842 


7 


57 


22.32675 


20.41439 


18-76052 


5.74664 


5.33493 


§ 


58 


22.42957 


20.49224 


18.81954 


6.24689 


5.75902 


9 


59 


22.52843 


20.56673 


18-87575 


6.71008 


6.14457 


10 


60 


22.62349 


20.63802 


18-92929 


7.13896 


6.49506 


11 


61 


22.71489 


20.70624 


18-98028 


7-53608 


6.81369 


12 


62 


22.80278 


20.77152 


19.02883 


7-90378 


7.10336 


13 


63 


22-88729 


20.83399 


19-07508 


8.24424 


7.36669 


14 


64 


22.96855 


20.89377 


19-11912 


8.55948 


7.60608 


15 


65 


23.04668 


20.95098 


19.16107 


8.85137 


7.82371 


16 


66 


23.12181 


21.00572 


19.20102 


9.12164 


8.02155 


17 


67 


23.19405 


21.05811 


19.23907 


9.37189 


8.20141 


18 


68 


23.26351 


21.10824 


19.27530 


9.60360 


8.36492 


19 


69 


23.33030 


21.15621 


19.30981 


9.81815 


8.51356 


20 


70 


23.39452 


21.20211 


19.34268 


10.01680 


8.64869 


21 


71 


23.45626 


21.24604 


19.37398 


10.20074 


8.77154 


22 


72 


23.51564 


21.28808 


19.40379 


10.37106 


8.88322 


23 


73 


23.57273 


21.32830 


19.43218 


10.52876 


8.98474 


24 


74 


23.62762 


21.36680 


19.45922 


10.67478 


9.07704 


25 


75 


23.68041 


21.40363 


19.48497 


10.80998 


9.16095 


26 


76 


23.73116 


21.43888 


19.50950 


10.93516 


9-23722 


27 


77 


23.77996 


21.47262 


19.53285 


11.05108 


9.30657 


28 


78 


23.82689 


21.50490 


19.55510 


11.15841 


9.36961 


29 


79 


23.87201 


21.53579 


19-57628 


11.25778 


9.42691 


30 


80 


23.91539 


21.56534 


19.59646 


11.34980 


9.47901 


31 


81 


23.95711 


21.59363 


19.61568 


11.43500 


9.52638 


32 


82 


23.99722 


21.62070 


19.63398 


11.51389 


9.56943 


33 


83 


24.03579 


21.64660 


19.65141 


11.58693 


9.60857 


34 


84 


24.07287 


21.67139 


19.66801 


11.65457 


9.64416 


35 


85 


24.10853 


21.69511 


19.68382 


11.71719 


. 9.67651 


36 


86 


24.14282 


21.71781 


19.69887 


11.77518 


9.70592 


37 


87 


24. 175^9 


21-73953 


19.71321 


11.82887 


9.73265 


38 


88 


24.20749 


21.76032 


19.72687 


11.87858 


9.75696 


39 


89 


24.23797 


21.78021 


19.73987 ' 


11.92461 


9.77905 


40 


90 


24.26728 


21.79924 


19-75226 


11.96723 


9.79914 


41 


91 


24.29546 


21.81746 


19.76406 


12.00670 


9.81740 


42 


92 


24.32256 


21.83489 


19.77529 


12.04324 


9.83400 


43 


93 


24.34861 


21.85157 


19.78599 


12.07707 


9.84909 


44 


94 


24.37367 


22.86753 


19.79619 


12.10840 


9.86281 


45 


95 


24.39776 


21.88280 


19.80589 


12.13741 


9.87528 


46 


96 


24.42092 


21.89742 


19.81513 


12.16427 


9.88662 


47 


97 


24.44319 


21.91140 


19-82394 


12.18914 


9.89693 


48 


98 


24.46461 


21.92479 


19.83232 


12.21216 


9.90630 


49 


99 


24.48520 


21.93760 


19.84031 


12.23348 


9.91481 


50 


100 


24.50500 


21.94985 


19.84791 



ROBINSONIAN COMPLEX INTEREST SIMPLIFIED. 



GENERAL REMARK. — In this table, the rates of interest, as they 
appear at the heads of the columns, may be regarded as either annual, 
semi-annual, quarterly, monthly, or even weekly; provided the numbers 
in column headed " years" be taken accordingly; that is, as so many 
years, half-years, quarters, months or weeks, respectively. Moreover, the 
amounts given in the table being always for $ 1, the result for any other 
sum is obtained by simply multiplying the amount in the table by the 
given sum. 



TABLE NO. 5. 



For finding what Sinking Fund, or sum paid at beginning 
of each year, ( or half-year, &c.,) for a given number of years, 
(or half-years, &c, respectively,) will at end of last year, &c, 
pay a debt then due — the interest being compounded annu- 
ally, or semi-annually, &c, respectively, as required, at any 
of the rates given in the table. 

Rule. — Take from the table the amount found in the proper rate column 
and opposite the given number of years, or half-years, tyc, and multiply it 
by the given sum. The product will be the required sum, or sinking fund. 



EXAMPLES. 
1. — What sinking fund, or sum deposited at the beginning of each 
year, for 50 years, will amount to $ 1000 at the end of the 50 years — int- 
terest compounded annually at 5 per cent, per annum ? 

On page 48, in 5 per cent, column opposite 50, we find .004549, which 
is the sum that, if so deposited, will, in the given time, amount to $ 1; 
hence 1000 times this sum, viz: $4.54 and 9 mills, is the sum required to 
be used as a sinking fund. 

2. — What sum paid at the beginning of each half-year, for 25 half- 
years, will, at end of last half-year, pay a debt of $ 450 then due — int- 
erest to be compounded half-yearly at a semi-annual rate of 3 per cent f 

On page 46, in 3 per cent, column and opposite 25, we find .026629, 
the sum which, under the given conditions, will amount to $ 1 in 25 
half-years, and which being multiplied by 450 gives $ 11.98 as the sum 
that will, in the given time and at the given rate, amount to the $ 450. 



H^ 3 " In the same manner, by complying with directions in "General 
Remark " above, all problems of this nature may be as easily solved, 
whether the sums be deposited, or paid, annually, semi-annually, quar- 
terly, or monthly, &c. 



T 

SINKING FTJND-Or s 

year for any nu 

of 


ABLE NO. 


Lted at beginning of each 
to amount, at end 
L, at 


urn to be depos 
mber of years 
last year, to $ 


l%% 


*%% 


2% 


Tears, 


2%% 


2^% 


| 3% 


3^% 


.985222 


.982801 


.980392 


1 


.977995 


.975610 


.970874 


.966184 


.488944 


.487138 


.485343 


2 


.483558 


.481782 


.478263 


.474783 


.323530 


.321934 


.320348 


3 


.318772 


.317207 


.314107 


.311048 


.240838 


.239344 


.237866 


4 


.236400 


.234944 


.232065 


.229228 


.191221 


.189800 


.188391 


5 


.186993 


.185607 


.182869 


.180175 


.158153 


.156779 


.155417 


6 


.154068 


.152732 


.150095 


.147505 


.134538 


.133200 


.131875 


7 


.130561 


.129264 


.126705 


.124198 


.116832 


.115521 


.114225 


S 


.112943 


.111676 


.109181 


.106741 


.103064 


.101777 


.100505 


9 


.099249 


.098007 


.095567 


.093185 


.092053 


.090787 


.089536 


10 


.088301 


.087082 


.084690 


.082359 


.083048 


.081799 


.080567 


11 


.079351 


.078152 


.075804 


.073519 


.075547 


.074313 


.073098 


12 


.071900 


.070719 


.068410 


.066168 


.069202 


.067983 


.066783 


13 


.065601 


.064437 


.062165 


.059963 


.063767 


.062561 


.061374 


14 


.060208 


.059060 


.056822 


.054658 


.059059 


.057865 


.056692 


15 


.055539 


.054406 


.052201 


.050073 


.054941 


.053759 


.052598 


16 


.051459 


.050340 


.048166 


.046072 


.051310 


.050139 


.048990 


17 


.047863 


.046759 


.044014 


.042554 


.048085 


.046924 


.045786 


18 


.044672 


.043581 


.041465 


.039437 


.045200 


.044050 


.042923 


19 


.041821 


.040742 


.038654 


.036657 


.042607 


.041466 


.040350 


20 


.039259 


.038192 


.036132 


.034165 


.040262 


.039130 


.038024 


21 


.036945 


.035890 


.033856 


.031919 


.038131 


.037009 


.035913 


22 


.034844 


.033802 


.031794 


.029886 


.036188 


.035074 


.033988 


23 


.032930 


.031899 


.029916 


.028038 


.034408 


.033303 


.032227 


24 


.031179 


.030159 


.028201 


.026351 


.032772 


.031675 


.030608 


25 


.029571 


.028562 


.026629 


.024806 


.031263 


.030175 


.029117 


20 


.028089 


.027092 


.025183 


.023387 


.029867 


.028787 


.027738 


27 


.026721 


.025734 


.023849 


.022080 


.028573 


.027500 


.026460 


28 


.025453 


.024476 


.022615 


.020872 


.027368 


.026304 


.025273 


29 


.024275 


.023309 


.021471 


.019754 


.026246 


.025189 


.024167 


30 


.023178 


.022222 


.020407 


.018716 


.025196 


.024147 


.023134 


31 


.022154 


.021209 


.019416 


.017751 


.024214 


.023173 


.022167 


32 


.021197 


.020262 


.018492 


.016852 


.023292 


.022258 


.021261 


33 


.020300 


.019375 


.017627 


.016012 


.022426 


.021399 


.020411 


34 


.019459 


.018543 


.016817 


.015227 


.021609 


.020590 


.019610 


35 


.018667 


.017762 


.016058 


.014491 


.020840 


.019828 


.018856 


30 


.017922 


.017026 


.015344 


.013801 


.020113 


.019108 


.018144 


37 


.017219 


.016333 


.014671 


.013153 


.019425 


.018427 


.017471 


38 


.016555 


.015678 


,014038 


.012543 


.018773 


.017783 


.016834 


39 


.015927 


.015060 


.013441 


.011969 


.018155 


.017172 


.016231 


40 


.015332 


.014474 


.012876 


.011427 


.017568 


.016591 


.015659 


41 


.014769 


.013920 


.012342 


.010916 


.017009 


.016040 


.015115 


42 


.014233 


.013394 


.011837 


.010433 


.016477 


.015515 


.014598 


43 


.013725 


.012895 


.011357 


.009976 


.015971 


.015015 


.014106 


44 


.013241 


.012420 


.010903 


.009544 


.015487 


.014539 


.013637 


45 


.012780 


.011968 


.010471 


.009134 


, .015026 


.014084 


.013190 


40 


.012342 


.011538 


.010061 


.008745 


.014585 


.013649 


.012763 


47 


.011923 


.011129 


.009670 


.008376 


1 .014163 


.013234 


.012355 


48 


.011523 


.010738 


.009298 


.008026 


.013758 


.012837 


.011965 


49 


.011141 


.010364 


.008945 


.007692 


.013371 


.012456 


.011591 


50 


.010776 


.010008 


.008007 


.007376 



TABL] 

SINKING FTTND-Or si 

year for any nun 

of 1 


S NO 


. 5-Cc 


mtinued. 

;ed at beginning 
> amount, at end 
at 


of each 


im to be deposit 
iber of years t< 
ast year, to $1 


Wk 


1%% | »"» 


Years. 


a^% | 




3% 


3^% 


.013000 


.012091 


.011234 


51 


.010426 


.009667 


.008285 


.007074 


.012643 


.011741 


.010891 


52 


.010092 


.009341 


.007978 


.006787 


.012301 


.011405 


.010563 


53 


.009771 


.009029 


.007684 


.006513 


.011972 


.011083 


.010247 


54 


.009464 


.008730 


.007403 


.006252 


.011655 


.010773 


.009945 


55 


.009169 


.008443 


.007135 


.006003 


.011351 


.010475 


.009653 


56 


.008885 


.008168 


.006878 


.005766 


.011058 


.010188 


.009373 


57 


.008613 


.007904 


.006633 


.005539 


.010775 


.009912 


.009105 


58 


.008352 


.007651 


.006397 


.005322 


.010503 


.009646 


.008845 


59 


.008100 


.007408 


.006171 


.005115 


.010240 


.009390 


.008596 


60 


.007858 


.007174 


.005954 


.004917 


.009986 


.009142 


.008356 


61 


.007626 


.006949 


.005747 


.004727 


.009741 


.008903 


.008124 


62 


.007401 


.006733 


.005547 


.004546 


.009505 


.008673 


.007900 


63 


.007185 


.006525 


.005356 


.004372 


.009276 


.008450 


.007685 


64 


.006977 


.006324 


.005172 


.004206 


.009055 


.008235 


.007477 


65 


.006776 


.006131 


.004996 


.004047 


.008841 


.008028 


.007276 


66 


.006583 


.005945 


.004826 


.003894 


.008634 


.007827 


.007081 


67 


.006396 


.005766 


.004663 


.003748 


.008434 


.007632 


.006894 


68 


.006215 


.005593 


.004506 


.003607 


.008240 


.007444 


.006712 


69 


.006041 


.005426 


.004356 


.003473 


.008052 


.007260 


.006537 


70 


.005872 


.005265 


.004210 


.003344 


.007869 


.007086 


.006367 


71 


.005710 


.005110 


.004071 


.003220 


.007692 


.006915 


.006203 


72 


.005552 


.004960 


.003936 


.003101 


.007521 


.006 749 


.006044 


73 


.005400 


.004815 


.003806 


.002987 


.007354 


.006589 


.005890 


74 


.005253 


.004675 


.003681 


.002877 


.007193 


.006433 


.005740 


75 


.005111 


.004540 


.003561 


.002772 


.007036 


.006282 


.005596 


76 


.004973 


.004409 


.003445 


.002671 


.006883 


.006135 


,005455 


77 


.004839 


.004283 


.003333 


.002574 


.006735 


.005993 


.005319 


78 


.004710 


.004161 


.003225 


.002480 


.006591 


.005855 


.005187 


79 


.004585 


.004042 


.003121 


.002391 


.006452 


.005721 


.005060 


80 


.004463 


.003928 


.003021 


.002304 


.006315 


.005590 


.004935 


81 


.004346 


.003817 


.002924 


.002221 


.006183 


.005464 


.004815 


82 


.004232 


.003710 


.002831 


.002141 


.006054 


.005341 


.004698 


83 


.004121 


.003606 


.002741 


.002065 


.005929 


.005221 


.004584 


84 


.004014 


.003505 


.002654 


.001991 


.005807 


.005105 


.004474 


85 


.003910 


.003408 


.002569 


.001919 


.005688 


.004991 


.004366 


86 


.003809 


.003313 


.002488 


.001851 


.005572 


.004881 


.004262 


87 


.003711 


.003222 


.002410 


.001785 


.005459 


.004774 


.004161 


•88 


.003616 


.003133 


.002334 


.001722 


•005350 


.004669 


.004062 


89 


.003524 


.003047 


.002261 


.001661 


.005242 


.004568 


.003967 


90 


.003434 


.002964 


.002190 


.001602 


.005138 


.004469 


.003874 


91 


.003346 


.002883 


.002121 


.001545 


.005036 


.004372 


.003783 


92 


.003262 


.002805 


.002055 


.001491 


.004937 


.004278 


.003695 


93 


.003180 


.002729 


.001991 


.001438 


.004840 


.004187 


.003609 


94 


.003100 


.002655 


.001929 


.001387 


.004746 


.004098 


.003526 


95 


.003023 


.002583 


.001870 


.001339 


.004653 


.004011 


.003444 


96 


.002947 


.002514 


.001812 


.001292 


.004563 


.003926 


.003365 


97 


.002874 


.002446 


.001756 


.001246 


.004476 


.003843 


.003288 


98 


.002803 


.002381 


.001702 


.001203 


.004390 


.003763 


.003213 


99 


.002733 


.002317 


.001649 


.001161 1 


.004306 


.003684 


.003140 


lOO 


.002666 


.002255 


.001599 


.001120 



TABL1 

SINKING FUND-Or s 
year for any nm 
of 


S NO 


. 5.-Co 


ntinued. 

ted at beginning 
amount, at enc 
, at 




urn to be deposi 
mber of years t 
last year, to $1 


of each 

[ 


4% 


4> 2 % 


5% 


Years. 


5>2 % 


6% 


*% 


9 10 


.961538 


.956938 


.952381 


i 


.947867 


.943396 


.934579 


.925926 


.471342 


.467940 


.464576 


2 


.461249 


.457959 


.451488 


.445157 


.308027 


.305046 


.302103 


3 


.299198 


.296330 


.290702 


.285216 


.226433 


.223678 


.220964 


4 


.218289 


.215652 


.210494 


.205482 


.177526 


.174920 


.172357 


5 


.169835 


.167355 


.162515 


.157830 


.144963 


.142467 


.140017 


6 


.137610 


.135248 


.130650 


.126218 


.121740 


.119332 


.116971 


7 


.114658 


.112392 


.107994 


.103771 


.104354 


.102023 


.099735 


8 


.097501 


.095317 


.091091 


.087051 


.090859 


.088588 


.086372 


9 


.084208 


.082096 


.078025 


.074148 


.080087 


.077874 


.075719 


io 


.073619 


.071574 


.067643 


.063916 


.071297 


.069137 


.067037 


11 


.064996 


.063012 


.059212 


.055626 


.063992 


.061882 


.059834 


12 


.057848 


.055922 


.052245 


.048792 


.057831 


.055766 


.053767 


13 


.051833 


.049962 


.046403 


.043076 


.052566 


.050546 


.048594 


14 


.046710 


.044891 


.041444 


.038238 


.048020 


.046042 


.044136 


15 


.042299 


.040531 


.037191 


.034101 


.044058 


.042120 


.040257 


16 


.038467 


.036747 


.033512 


.030534 


.040576 


.038677 


.036856 


17 


.035111 


.033438 


.030304 


.027435 


.037494 


.035633 


.033854 


18 


.032152 


.030525 


.027488 


.024724 


.034749 


.032926 


.031186 


19 


.029526 


.027944 


.025003 


.022340 


.032290 


.030503 


.028802 


20 


.027184 


.025646 


.022798 


.020234 


.030077 


.028326 


.026663 


21 


.025085 


.023589 


.020831 


.018363 


.028076 


.026359 


,024734 


22 


.023195 


.021741 


.019071 


.016696 


.026259 


.024577 


.022987 


23 


.021487 


.020074 


.017490 


.015206 


.024603 


.022954 


.021401 


24 


.019939 


.018565 


.016065 


.013868 


.023088 


.021473 


.019955 


25 


.018530 


.017195 


.014776 


.012666 


.021699 


.020116 


.018633 


26 


.017245 


.015947 


.013608 


.011581 


.020422 


.018870 


.017421 


27 


.016069 


.014809 


.012547 


.010600 


.019243 


.017723 


.016307 


28 


.014990 


.013767 


.011581 


.009712 


.018154 


.016665 


.015281 


29 


.013999 


.012811 


.010700 


.008907 


.017144 


.015686 


.014335 


30 


.013086 


.011933 


.009894 


.008174 


.016207 


.014778 


.013459 


31 


.012243 


.011125 


.009156 


.007507 


.015335 


.013936 


.012648 


32 


.011464 


.010380 


.008479 


.006899 


.014523 


.013153 


.011895 


33 


.010744 


.009691 


.007858 


.006344 


.013764 


.012423 


.011196 


34 


.010075 


.009055 


.007287 


.005837 


.013055 


.011742 


.010544 


35 


.009455 


.008466 


.006761 


.005373 


.012391 


.011106 


.009938 


36 


.008878 


.007920 


.006276 


.004949 


.011769 


.010511 


.009371 


37 


.008341 


.007413 


.005829 


.004560 


.011185 


.009954 


.008842 


38 


.007841 


.006942 


.005416 


.004203 


.010635 


.009431 


.008347 


39 


.007374 


.006504 


.005034 


.003875 


.010119 


.008941 


.007884 


40 


.006939 


.006096 


.004681 


.003574 


.009632 


.008480 


.007450 


41 


.006532 


.005716 


.004355 


.003298 


.009172 


.008047 


.007043 


42 


.006151 


.005362 


.004052 


.003043 


.008740 


.007639 


.006660 


43 


.005795 


.005031 


.003772 


.002809 


.008331 


.007254 


.006301 


44 


.005461 


.004723 


.003512 


.002594 


.007945 


.006892 


.005964 


45 


.005148 


.004434 


.003271 


.002396 


.007579 


.006550 


.005646 


46 


.004855 


.004165 


.003047 


.002213 


.007232 


.006227 


.005347 


47 


.004579 


.003913 


.002839 


.002044 


.006904 


.005922 


.005065 


48 


.004321 


.003677 


.002646 


.001889 


.006593 


.005634 


.004800 


49 


.004078 


•003456 


.002466 


.001746 


.006298 


.005361 


.004549 


50 


.003850 


.003249 


.002299 


.001614 



TABLE NO. 5 — Continued. 



SINKING FUND— Or sum to be deposited at beginning of each 

year for any number of years to amount, at end 

of last year, to $1, at 



4% 


^A% 


5% 


Years. 


^A% 


| 6% 


I 7 7c 


8% 


.006018 


.005102 


.004313 


51 


.003635 


.003055 


.002144 


.001492 


.005752 


.004858 


.004090 


52 


.003433 


.002874 


.001999 


.001379 


.005499 


.004627 


.003879 


53 


.003243 


.002703 


.001865 


.001275 


.005259 


.004407 


.003680 


54 


.003064 


.002543 


.001739 


.001179 


.005030 


.004199 


.003492 


55 


.002895 


.002393 


.001623 


.001091 


.004812 


.004001 


.003314 


56 


.002736 


.002252 


.001514 


.001009 


.004605 


.003813 


.003146 


57 


.v/02587 


.002120 


.001413 


.000933 


.004408 


.003635 


.002987 


58 


.002446 


.001996 


.001319 


.000863 


.004220 


.003466 


.002836 


59 


.002312 


.001879 


.001231 


.000799 


.004040 


.003306 


.002694 


60 


.002187 


.001770 


.001149 


.000739 


.003869 


.003153 


.002558 


61 


.002068 


.001666 


.001072 


.000684 


•003706 


.003007 


.002430 


62 


.001956 


.001569 


.001001 


.000633 


.003550 


.002869 


.002309 


63 


.001851 


.001478 


.000935 


.000585 


.003402 


.002738 


.002194 


64 


.001751 


.001393 


.000873 


.000542 


.003260 


.002613 


.002085 


65 


.001657 


.001312 


.000815 


.000501 


.003124 


.002494 


.001981 


66 


.001568 


.001236 


.000761 


.000464 


.002995 


.002381 


.001883 


67 


.001484 


.001165 


.000711 


.000429 


.002871 


.002273 


.001790 


68 


.001404 


.001097 


.000664 


.000397 


.002753 


.002170 


.001702 


69 


.001329 


.001034 


.000620 


.000368 


.002639 


.002072 


.001618 


70 


.001258 


.000975 


.000579 


.000340 


.002531 


.001979 


.001539 


71 


.001191 


.000919 


.000541 


.000315 


.002428 


.001890 


.001463 


72 


.C01128 


.000866 


.000505 


.000292 


.002329 


.001805 


.001391 


73 


.001068 


.000816 


.000472 


.000270 


.002234 


.001724 


.001323 


74 


.001011 


.000769 


.000441 


.000250 


.002143 


.001647 


.001259 


75 


.000957 


.000725 


.000412 


.000231 


.002056 


.001573 


.001197 


76 


.000907 


.000684 


.000385 


.000214 


.001973 


.001503 


,001139 


77 


.000859 


.000644 


.000359 


.000198 


.001894 


.001436 


.001083 


78 


.000813 


.000608 


.000336 


.000184 


.001817 


.001373 


.001031 


79 


.000770 


.000573 


.000314 


.000170 


.001744 


.001312 


.000981 


80 


.000729 


.000540 


.000293 


.000157 


.001674 


.001254 


.000933 


81 


.000691 


.000509 


.000274 


.000146 


.001607 


.001198 


.000888 


82 


.000654 


.000480 


.000256 


.000135 


.001543 


.001145 


.000845 


83 


.000620 


.000453 


.000239 


.000125 


.001481 


.001095 


.000804 


84 


.000587 


.000427 


.000223 


.000116 


.001422 


.001046 


.000765 


85 


.000556 


.000403 


.000209 


.000107 


.001366 


.001000 


.000728 


86 


.00052. 


.000380 


.000195 


.000099 


.001311 


.000956 


.000693 


87 


.000499 


.000358 


.000182 


.000092 


.001259 


.000914 


.000659 


88 


000473 


.000338 


.000170 


.000085 


.001209 


.000874 


.000628 


89 


.000448 


.000318 


.000159 


.000079 


.001161 


.000836 


.000597 


90 


.000425 


.000300 


.000149 


.000073 


.001115 


.000799 


.000568 


91 


.000402 


.000283 


.000139 


.000067 


.001071 


.000764 


.000541 


92 


.000381 


.000267 


.000130 


.000062 


.001029 


.000730 


.000515 


93 


.000361 


.000252 


.000121 


.000058 


.000988 


.000698 


.000490 


94 


.000342 


.000238 


.000113 


.000053 


.000949 


.000668 


.000467 


95 


.000324 


.000224 


.000106 


.000050 


.000912 


.000639 


.000444 


96 


.000307 


.000211 


.000099 


.000046 


.000876 


.000611 


.000423 


97 


.000291 


.000199 


.000092 


.000042 


.000842 


.000584 


.000403 


98 


.000276 


.000188 


.000086 


.000039 


.000809 


.000559 


.000383 


99 


.000261 


.000177 


.000081 


.000036 


.000777 


.000534 


.000365 


lOO 


.000248 


.000167 


.000075 


.000034 



J 



ROBINSONIAN COMPLEX INTEREST SIMPLIFIED. 



GENERAL REMAHK. — In this table, the rates of interest, as they 
appear at the heads of the columns, may be regarded as either annual, 
semi-annual, quarterly, monthly, or even weekly; provided the numbers 
in column headed " years " be taken accordingly; that is, as so many 
years, half-years, quarters, months, or weeks, respectively. Moreover, the 
amounts given in the table being always for $1, the result for any other 
sum is obtained by simply multiplying the amounts in the table by the 
given sum. 



TABLE No. 6. 



For finding what amount paid at the end of each year, 
( or half-year, &c.,) for a given number of years, ( or of half- 
years, &c.,) will, at the date of last payment, pay a debt now 
due and its interest to that date — interest being compounded, 
annually, ( or semi-annually, &c, respectively, as required,) 
both on amounts paid and the amount now due, at one of the 
rates given in the table. 

Rule. — Take from the table the amount found in the proper rate column 
and opposite the given number of years, or half-years, <fc, and multiply it 
by the given sum. The product will be the amount required. 

EXAMPLES. 
1. — What amount, deposited at the end of each year, for 25 years, 
will, at date of last payment, pay a debt of $500 now due and its in- 
terest — interest being compounded annually at 5 per cent, per annum? 

On page 53, in 5 per cent, column opposite 25, we find .07098, which 
is the amount that, so deposited, will pay a debt of $ 1 now dne and its 
interest: hence 500 times this amount, viz: $35.49, is amount required. 

2. — What amount paid at end of each half-year for 50 half-years, 
( 25 years,) will, at date of last payment, pay a debt of $12,500 now 
due — interest being compounded, both on debt and payments, at a semi- 
annual rate of 2 per cent ? 

On page 52, in 2 per cent, column opposite 50, ( the number of half- 
years,) we find .03182, which is the amount that, being paid as stated, 
will pay a debt of $ 1 now due and its interest for the given time; hence, 
multiplying this amount by 12,500 gives us the amount, viz : $ 397.75, 
which must be so deposited or paid. 

3. — I owe $2500 which I am to pay in 10 years, by equal payments 
at end of each quarter — interest to be compounded, both on the debt 
and on the payments, at 1 per cent, per quarter. What sum must I pay 
quarterly ? 

On page 52, in 1 per cent, column opposite 40, ( the number of quar- 
ter-years,) we find .03046, which is the sum that, paid at the end of 
each quarter, will pay a debt of $1 now due and its interest to date of 
last payment. Hence 2500 times .03046 is the amount to be paid each 
quarter, viz : $76.15. 







TABLE No. 6. 








(For explanation of this Table see preceding page. ) 


ANNUAL PAYMENT at end of each year which will at date of 


last payment pay a debt of $1 now due and its interest, at 


1% 


1#% 


| 2% [Years 


2>£% 


| 3% 


3^% 


4% 


l.OlOOO 


1.01500 


1.02000 


1 


1.02500 


1.03000 


1.03500 


1.04000 


.50751 


.51128 


.51505 


2 


.51883 


.52261 


.52640 


.53020 


.34002 


.34338 


.34676 


3 


.35014 


.35353 


.35693 


.36035 


.25628 


.25944 


.26262 


4 


.26582 


.26903 


.27225 


.27549 


.20604 


.20909 


.21216 


5 


.21525 


.21835 


.22148 


.22463 


.17255 


,17553 


.17853 


6 


.18155 


.18460 


.18767 


.19076 


.14863 


.15156 


.15451 


7 


.15750 


.16051 


.16354 


.16661 


.13069 


.13358 


.13651 


8 


.13947 


.14246 


.14548 


.14853 


.11674 


.11960 


.12252 


9 


.12546 


.12843 


.13145 


.13451 


.10558 


.10843 


.11133 


10 


.11426 


.11723 


.12024 


.12330 


.09645 


.09929 


.10218 


11 


.10511 


.10808 


.11109 


.11415 


.08885 


.09168 


.09456 


12 


.09749 


.10046 


.10348 


.10656 


.08241 


.08524 


.08812 


13 


.09105 


.09403 


.09706 


.10014 


.07690 


.07972 


.08260 


14 


.08554 


.08853 


.09157 


.09467 


.07212 


.07494 


.07783 


15 


.08077 


.08375 


.08683 


.08994 


.06794 


.07077 


.07365 


16 


.07660 


.07961 


•08268 


.08582 


.06426 


.06708 


.06997 


17 


.07293 


.07595 


•07904 


.08220 


.06098 


.06381 


,06670 


1§ 


.06967 


.07271 


.07582 


.07899 


.05805 


.06088 


.06378 


19 


.06676 


.06981 


•07294 


.07614 


.05542 


.05825 


.06116 


20 


.06415 


.06722 


.07036 


.07358 


.05303 


.05587 


.05878 


21 


.06179 


.06487 


.06804 


.07128 


.05086 


.05370 


.05663 


22 


.05965 


.06272 


•06593 


.06920 


.04889 


.05173 


.05467 


23 


.05770 


.06081 


.06402 


.06731 


.04707 


.04992 


.05287 


24 


.05591 


.05905 


.06226 


.06559 


.04541 


.04826 


.05123 


25 


.05428 


.05743 


•06067 


.06401 


.04387 


.04673 


.04970 


26 


.05277 


.05594 


.05921 


.06257 


.04245 


.04532 


.04829 


27 


.05138 


.05456 


.05785 


.06124 


.04114 


.04400 


.04699 


28 


.05009 


.05329 


•05660 


.06001 


.03990 


.04278 


.04578 


29 


.04889 


.05211 


.05545 


.05888 


.03875 


.04164 


.04465 


30 


.04778 


.05102 


.05437 


.05783 


.03768 


.04057 


.04360 


31 


.04674 


.05000 


.05337 


.05686 


.03667 


.03958 


.04264 


32 


.04577 


.04905 


.05241 


.05595 


.03573 


.03864 


.04169 


33 


.04486 


.04816 


.05157 


.05510 


.03484 


.03776 


.04082 


34 


.04401 


.04732 


.05076 


.05431 


.03400 


.03693 


.04000 


35 


.04321 


.04654 


.05000 


.05358 


.03321 


.03615 


.03923 


36 


.04245 


.04580 


.04928 


.05289 


.03247 


.03541 


.03851 


37 


.04174 


.04511 


.04861 


.05224 


.03176 


.03472 


.03782 


38 


.04107 


.04446 


.04798 


.05163 


.03109 


.03405 


.03719 


39 


.04040 


.04384 


•04739 


.05103 


.03046 


.03343 


.03656 


40 


.03984 


.04326 


.04683 


.05052 


.02985 


.03283 


.03597 


41 


.03927 


.04271 


.04630 


.05002 


.02928 


.03226 


.03542 


42 


.03873 


.04219 


.04580 


.04954 


.02873 


.03173 


.03489 


43 


.03822 


.04170 


.04533 


.04909 


.02820 


03121 


.03439 


44 


.03769 


.04123 


.04488 


.04866 


.02771 


.03072 


.03391 


45 


.03727 


.04079 


.04445 


.04826 


.02723 


.03025 


.03345 


46 


.03683 


.04036 


.04405 


.04788 


.02677 


.02980 


.03302 


47 


.03641 


.03996 


.04367 


.04752 


.02633 


.02938 


.03260 


48 


.03601 


.03958 


.04331 


.04718 


.02591 


.02896 


.03220 


49 


.03562 


.03921 


.04296 


.04686 


.02551 


.02857 


.03182 


50 


.03526 


.03887 


•04263 


.04655 



TABI^B NO, O. 



(For explanation of this Tahle see preceding page.) 

ANNUAL PAYMENT at end of each year which will at date 
of last payment pay a debt of $i now due and its interest, at 



1% 


IK 


|1>*% 1 Yrs. 


»< 


I *y* 


3% 


3>2% 


1 4% 


.02513 


.02664 


.02819 


l 51 


.03146 


.03491 


.03853 


.04232 


.04626 


.02476 


.02627 


.02783 


52 


.03111 


.03457 


.03822 


.04202 


.04598 


.02440 


.02592 


.02749 


53 


.03077 


.03425 


.03791 


.04174 


.04572 


.02406 


.02558 


.02715 


54 


.03045 


.03395 


.03763 


.04147 


-04547 


.02373 


.02525 


.02683 


55 


.03014 


.03365 


.03735 


.04121 


•04523 


.02341 


.02494 


.02652 


56 


.02985 


.03337 


.03708 


.04097 


.04500 


.02310 


.02463 


.02622 


57 


.02956 


.03310 


.03683 


.04073 


.04479 


.02281 


.02434 


.02594 


58 


.02929 


.03284 


.03659 


.04051 


.04458 


.02252 


.02406 


.02566 


59 


.02902 


.03259 


.03636 


.04029 


.04439 


.02224 


.02379 


.02539 


60 


.02877 


.03235 


.03613 


.04009 


.04420 


.02198 


.02353 


.02514 


61 


.02852 


.03212 


.03592 


.03989 


.04402 


.02172 


.02327 


.02489 


62 


.02829 


.03190 


.03571 


.03970 


.04385 


.02147 


.02303 


.02465 


63 


.02806 


.03169 


.03552 


.03953 


.04369 


.02123 


.02279 


.02441 


64 


.02784 


.03148 


.03533 


.03935 


.04354 


.02100 


.02256 


.02419 


65 


.02763 


.03128 


.03515 


.03919 


.04339 


.02077 


.02234 


.02397 


66 


.02742 


.03109 


.03497 


.03903 


.04325 


.02055 


.02213 


.02376 


67 


.02722 


.03091 


.03480 


.03888 


.04311 


.02034 


.02192 


.02356 


68 


.02703 


.03073 


.03464 


.03873 


.04299 


.02013 


.02172 


.02336 


69 


.02685 


.03056 


.03449 


.03859 


.04286 


.01993 


.02152 


.02317 


70 


.02667 


.03040 


.03434 


.03846 


.04275 


.01974 


.02133 


.02299 


71 


.02649 


.03024 


.03419 


.03833 


.04263 


.01955 


.02115 


.02281 


72 


.02633 


.03008 


.03405 


.03821 


.04252 


.01937 


.02097 


.02263 


73 


.02616 


.02994 


.03392 


.03809 


.04242 


.01919 


.02079 


.02246 


74 


.02601 


.02979 


.03379 


.03798 


.04232 


.01902 


.02062 


.02230 


75 


.02586 


.02965 


.03367 


.03787 


.04223 


.01885 


.02046 


.02214 


76 


.02571 


.02952 


.03355 


.03776 


.04214 


.01868 


.02030 


.02198 


77 


.02556 


.02939 


.03343 


.03766 


.04205 


.01852 


.02014 


.02184 


78 


.02543 


.02926 


.03332 


.03757 


.04197 


.01837 


.01999 


.02169 


79 


.02529 


.02914 


.03321 


.03747 


.04190 


.01822 


.01985 


.02155 


80 


.02516 


.02903 


.03311 


.03738 


.04181 


.01807 


.01970 


.02141 


81 


.02503 


.02891 


.03301 


.03730 


•04174 


.01793 


.01956 


.02128 


82 


.02491 


.028S0 


.03292 


.03722 


•04167 


.01779 


.01943 


.02114 


S3 


.02479 


.02870 


.03282 


.03714 


•04160 


.01765 


.01930 


.02102 


84 


.02468 


.02859 


.03273 


.03706 


.04154 


.01752 


.01917 


.02089 


85 


.02456 


.02849 


.03265 


.03699 


.04148 


^01739 


.01904 


.02077 


86 


.02445 


.02840 


.03256 


.03692 


.04142 


.01726 


.01892 


.02066 


87 


.02435 


.02830 


.03248 


.03685 


.04137 


.01714 


.01880 


.02054 


88 


.02424 


.02821 


.03240 


.03678 


•04131 


.01702 


.01869 


.02043 


89 


.02414 


.02812 


.03233 


.03672 


.04126 


.01690 


.01857 


.02032 


90 


.02405 


.02804 


.03226 


.03666 


.04121 


.01679 


.01846 


.02021 


91 


.02395 


.02796 


.03219 


.03660 


.04116 


.01668 


.01835 


.02011 


92 


.02386 


.02788 


.03212 


.03654 


.04111 


.01657 


.01825 


.02001 


93 


.02377 


.02780 


.03205 


.03649 


.04107 


.01646 


.01814 


.01991 


94 


.02368 


.02772 


.03199 


.03644 


.04103 


.01636 


.01804 


.01982 


95 


.02359 


.02765 


.03193 


.03639 


.04099 


.01625 


.01795 


.01972 


96 


•02351 


.02758 


.03187 


.03634 


.04095 


.01615 


.01785 


.01963 


97 


.02343 


.02751 


.03181 


.03629 


.04091 


.01606 


.01775 


.01954 


98 


.02335 


.02744 


.03175 


.03624 


.04088 


.01596 


.01766 


.01946 


99 


.02328 


.02738 


.03170 


.03620 


.04084 


.01587 


.01757 


.01937 


100 


.02320 


.02731 


.03165 


.03616 


.04081 



TABLE No. 6- -Continued. 
( For explanation of this Table see preceding page.) 

AinnTAL PAYMENT at end of each year which will, at date of 
last payment, pay a debt of $1 now due and its interest, at 



4J*% 5% 5}i% Years. 6% 



7 % § % 



1.04500 


1.05000 


1.05500 


1 


1.06000 


1.07000 


1.08000 


.53400 


.53781 


.54162 


2 


.54544 


.55309 


.56077 


.36377 


.36721 


.37065 


3 


.37411 


.38105 


.38803 


.27874 


.28201 


.28529 


4 


.28859 


.29523 


.30192 


.22779 


.23097 


.23418 


5 


.23740 


.24389 


.25046 


.19388 


.19702 


.20018 


6 


.20336 


.20980 


.21632 


.16970 


.17280 


.17596 


7 


.17914 


.18555 


.19207 


.15161 


.15472 


.15786 


8 


.16104 


.16747 


.17401 


.13757 


.14069 


.14384 


9 


.14702 


.15349 


.16008 


.12639 


.12950 


.13267 


to 


.13587 


.14238 


.14903 


.11725 


.12039 


.12357 


11 


.12679 


.13336 


.14008 


.10967 


.11284 


.11603 


12 


.11928 


.12590 


.13269 


.10328 


.10646 


.10968 


13 


.11296 


.11965 


.12652 


.09782 


.10102 


.10428 


14 


.10758 


.11435 


.12130 


.09311 


.09634 


.09963 


15 


.10294 


.10979 


.11683 


.08902 


.09227 


.09558 


16 


.09895 


.10584 


.11198 


.08542 


.08870 


.09204 


17 


.09544 


.10243 


.10963 


.08224 


.08555 


.08892 


18 


.09236 


.09941 


.10670 


.07941 


.08274 


.08616 


19 


.08962 


.09675 


.10413 


.07688 


.08024 


.08368 


20 


.08718 


.09439 


.10185 


.07460 


.07800 


.08146 


21 


.08500 


.09229 


.09983 


•07255 


.07597 


.07947 


22 


.08305 


.09041 


.09803 


.07068 


.07414 


.07767 


23 


.08128 


.08871 


.09642 


.06899 


.07247 


.07604 


24 


.07968 


.08719 


.09498 


.06744 


.07098 


.07455 


25 


.07823 


.08581 


.09368 


.06602 


.06956 


.07319 


26 


.07690 


.08456 


.09251 


.06472 


.06829 


.07195 


27 


.07570 


.08343 


.09145 


.06352 


.06712 


.07081 


2§ 


.07459 


.08239 


.09049 


.06241 


.06605 


.06977 


29 


.07358 


.08145 


.08961 


.06139 


.06505 


.06881 


30 


.07265 


.08059 


.08883 


.06044 


.06413 


.06792 


31 


.07179 


.07980 


.08811 


.05956 


.06328 


.06710 


32 


.07100 


.07907 


.08745 


.05874 


.06249 


.06633 


33 


.07027 


.07841 


.08685 


.05798 


.06176 


.06563 


34 


.06960 


.07780 


.08630 


.05727 


.06107 


.06498 


35 


.06897 


.07723 


.08580 


.05661 


.06043 


.06437 


36 


.06839 


.07672 


.08534 


.05598 


.05984 


.06380 


37 


.06786 


.07624 


.08492 


.05540 


.05928 


.06327 


3§ 


.06736 


.07580 


.08454 


.05486 


.05876 


.06278 


39 


.06689 


,07539 


.08419 


.05434 


.05828 


.06232 


40 


.06646 


.07501 


.08386 


.05386 


.05782 


.06189 


41 


.06606 


.07466 


.08356 


.05341 


.05739 


.06149 


42 


.06568 


.07434 


.08329 


.05298 


.05699 


.06111 


43 


.06533 


.07404 


.08303 


.05258 


.05662 


.06076 


44 


.06501 


.07377 


.08280 


.05220 


.05626 


.06043 


45 


.06470 


.07350 


.08259 


.05184 


.05593 


.06012 


46 


.06441 


.07326 


.08239 


.05151 


.05561 


.05983 


47 


.06415 


.07304 


.08221 


.05119 


.05532 


.05956 


48 


.06390 


.07283 


.08204 


.05089 


.05504 


.05930 


49 


.06366 


.07264 


.08189 


.05060 


.05478 


1 .05906 


50 


.06344 


.07246 


.08174 



ROBIN S(KM AN COMPLEX INTEREST SIMPLIFIED. 



General Remark. — The amounts given in this table represent the 
Present Worth of $ 1: that is, the sums which, if placed at simple interest 
for the time and at the annual rates indicated, will amount to exactly SI. 
The True Discount on $1 is obtained by simply subtracting these^amounts 
from SI. 



TAM^BS NO. ST. 



For finding the Present Worth of, or True Discount on, any 
sum of money due at any future time within a year — interest 
being computed, on the basis of 30 days to a month, at any of 
the rates given in the table. 



1st.— To find the Present Worth of a given sum — Take amount found in 
proper rate column and opposite the given time and multiply it by the 
given sum. The product will be the present worth of the given sum. 

2d. — To find the True Discount on a given sum — Subtract from $1 the 
amount found in proper rate column opposite the given time and multiply 
the remainder by given sum. The product will be the true discount on the 
given sum. 



EXAMPLES. 

1. — What is the present worth of $1000 due in 7 months and 10 days, if 
discounted at the rate of 6 per cent, per annum ? 

On page 65, in 6 per cent, column opposite 7 months and 10 days, we find 
.964630, the present worth of SI for the given time and rate, and which 
multiplied by 1000 gives us $964.63, the present worth required. 



2. — What is the present worth of $420 due in 120 days — discount to be at 
the rate of 5i per cent, per annum ? 

On page 61, in 5i per cent, column and opposite 120 days, we have the 
present worth of $1, viz. : .981997, which, multiplied by 420, gives us 
$412.44, practically, as the present worth of the given sum. 



3.— What is the true discount on $500 due in 4 months and 22 days at the 
rate of 10 per cent, per annum ? 

On page 61, in 10 per cent, column opposite 4 months and 22 days, we 
find .962052, which subtracted from $1, gives us .037948, which is the true 
discount on $1. Multiplying this by 500, we have $18.97, the true discount 
on $500 for the time and rate given. 



4.— What is the true discount on a note for $950 due 6 months hence, 
without interest — discount being at the rate of 5i per cent, per annum ? 

On page 63, in 5i per cent, column opposite 6 months, we find the present 
worth of $1, viz. : .973236, which being subtracted from $1 and the re- 
mainder (.026764) multiplied by 950, gives us $25.43 as the true discount 
required. 





TABLE No. 7. 




Present Worth of One D 

(True Discount on $1 equa 


ollar f 


or any 


time within a Year. 

)unt opposite the time.) 


lis $1 less amc 


2% | *%% | 3 % 


Mos, 


& Days, 


I DAYS, 1 *V 2 % | 4% *%% 


.999944 


.999931 


.999917 





1 


1 


.999903 


.999889 


.999875 


.999889 


.999861 


.999833 





2 


2 


.999806 


.999778 


.999750 


.999833 


.999792 


.999750 





3 


3 


.999708 


.999667 


.999625 


.999778 


.999722 


.999667 





4 


4 


.999611 


.999556 


.999500 


.999722 


.999653 


.999584 





5 


5 


.999514 


.999445 


.999375 


.999667 


.999584 


.999500 





6 


6 


.999417 


.999334 


.999251 


.999611 


.999514 


.999417 





7 


7 


.999320 


.999223 


.999126 


.999556 


.999445 


.999334 





8 


8 


.999223 


.999112 


.999001 


.999500 


.999375 


.999251 





9 


9 


.999126 


.999001 


.998876 


.999445 


.999306 


.999167 





10 


10 


.999029 


.998890 


.998752 


.999389 


.999237 


.999084 





11 


11 


.998932 


.998779 


.998627 


.999334 


.999167 


.999001 





12 


12 


.998835 


.998668 


.998502 


.999278 


.999098 


.998918 





13 


13 


.998738 


.998558 


.998378 


.999223 


.999029 


.998835 





14 


14 


.998641 


.998447 


.998253 


.999167 


.998959 


.998752 





15 


15 


.998544 


.998336 


.998129 


.999112 


.998890 


.998668 





16 


16 


.998447 


.998225 


.998004 


.999056 


.998821 


.998585 





17 


17 


.998350 


.998115 


.997880 


.999001 


.998752 


.998502 





18 


18 


.998253 


.998004 


.997755 


.998946 


.998682 


.998419 





19 


19 


.998156 


.997893 


.997631 


.998890 


.998613 


.998336 





20 


20 


.998059 


.997783 


.997506 


.998835 


.998544 


.998253 





21 


21 


.997962 


.997672 


.997382 


.998779 


.998475 


.998170 





22 


22 


.997866 


.997562 


.997258 


.998724 


.998405 


.998087 





23 


23 


.997769 


.997451 


.997133 


.998668 


.998336 


.998004 





24 


24 


.997672 


.997340 


.997009 


.998613 


.998267 


-997921 





25 


25 


.997575 


.997230 


.996885 


.998558 


.998198 


.997838 





26 


26 


.997479 


.997119 


.996761 


.998502 


.998129 


.997755 





27 


27 


.997382 


.997009 


.996636 


.998447 


.998059 


.997672 





28 


28 


.997285 


.996899 


.996512 


.998391 


.997990 


.997589 





29 


29 


.997188 


.996788 


.996388 


.998336 


.997921 


.997506 




— 


30 


.997092 


.996678 


.996264 


.998281 


.997852 


.997423 




1 


31 


.996995 


.996567 


.996140 


.998225 


.997783 


.997340 




2 


32 


.996899 


.996457 


.996016 


.998170 


.997714 


.997258 




3 


33 


.996802 


.996347 


.995892 


.998115 


.997644 


.997175 




4 


34 


.996705 


.996236 


.995768 


.998059 


.997575 


.997092 




5 


35 


•996609 


.996126 


.995644 


.998004 


.997506 


.997009 




6 


36 


.996512 


.996016 


.995520 


.997949 


.997437 


.996926 




7 


37 


.996416 


.995906 


.995396 


.997893 


.997368 


.996843 




8 


38 


.996319 


.995796 


.995272 


.997838 


.997299 


.996761 




9 


39 


.996223 


.995685 


.995149 


.997783 


.997230 


.996678 




10 


40 


.996126 


.995575 


.995025 


.997727 


.997161 


.996595 




11 


41 


.996030 


.995465 


.994901 


.997672 


.997092 


.996512 




12 


42 


.995933 


.995355 


.994777 


.997617 


.997023 


.996429 




13 


43 


.995837 


.995245 


.994654 


.997562 


.996954 


.996347 




14 


44 


.095740 


.995135 


.994530 


.997506 


.996885 


.996264 




15 


45 


.995644 


.995025 


.994406 


.99745 1 


.996816 


.996181 




16 


46 


.995548 


.994915 


.994283 


.997396 


.996747 


.996099 




17 


47 


.995451 


.994805 


.994159 


.997340 


.996678 


.996016 




18 


48 


•995355 


.994695 


.994036 


.997285 


.996609 


.995933 


1 


19 


49 


.995259 


.994585 


.993912 


.997230 .996540 .995851 




20 


50 1 


.995162 1 


.994475 


.993789 



P] 






TAB 
)ne Do 


LE . 


No. 7. 


time within a Year. 


resent Worth of ( 


llarf 


'or any 


(True Discount on $1 equals $1 less amount opposite the time.) 


5% 


I 5%^ | 6% 


Ml)8. & 


Days. 


| DAYS, 


| 7% 


8% 


10% 


.999861 


.999847 


.999833 





1 


1 


.999806 


.999778 


.999722 


.999722 


.999695 


.999667 





2 


2 


.999611 


.999556 


.999445 


.999584 


.999542 


.999500 





3 


3 


.999417 


.999334 


.999167 


.999445 


.999389 


.999334 





4 


4 


.999223 


.999112 


.998890 


.999300 


.999237 


.999167 





5 


5 


.999029 


.998890 


.998613 


.999167 


.999084 


.999001 





6 


6 


.998835 


.998 6 68 


.998336 


.999029 


.998932 


.998835 





7 


7 


.998641 


.998447 


.998059 


.998890 


.998779 


.998668 





8 


8 


.998447 


.998225 


.997783 


.998752 


.998627 


.998502 





9 


9 


.998253 


.998004 


.997506 


.998613 


.998475 


.998336 





10 


10 


.998059 


.997783 


.997230 


.998475 


.998322 


.998170 





11 


11 


.997866 


.997562 


.996954 


.998336 


.998170 


.998004 





12 


12 


.997672 


.997340 


.996678 


.998198 


.998018 


.997838 





13 


13 


.997479 


.997119 


.996402 


.998059 


.997866 


.997672 





14 


14 


.997285 


.996899 


.996126 


.99792 1 


.997714 


.997506 





15 


15 


.997092 


.996678 


.995851 


.997783 


.997562 


.997340 





16 


16 


.996899 


.996457 


.995575 


.997644 


.997410 


.997175 





17 


17 


.996705 


.996236 


.995300 


.997506 


.997258 


.997009 





18 


18 


.996512 


.996016 


.995025 


.997368 


.997106 


.996843 





19 


19 


.996319 


.995796 


.994750 


.997230 


.996954 


.996678 





20 


20 


996126 


.995575 


.994475 


.997092 


.996802 


.996512 





21 


21 


.995933 


.995355 


.994200 


.996954 


.99 6 650 


.996347 





22 


22 


.995740 


.995135 


.993926 


.996816 


.996498 


.996181 





23 


23 


.995548 


.994915 


.993652 


.996678 


.996347 


.996016 





21 


24 


.995355 


.994695 


.993377 


.996540 


.996195 


.995851 





25 


25 


.995162 


.994475 


.993103 


.996402 


.996043 


.995685 





26 


26 


.994970 


.994255 


.992830 


.996264 


.995892 


.995520 





27 


27 


.994777 


.994036 


.992556 


.996126 


.995740 


.995355 





28 


28 


.994585 


.993816 


.992282 


.995988 


.995589 


.995190 





29 


29 


.994393 


.993597 


.992009 


.99585 1 


.995438 


.995025 




— 


30 


.994200 


.993377 


.991736 


.995713 


.995286 


.994860 




1 


31 


.994008 


.993 158 


.991462 


.995575 


.995135 


.994695 




2 


32 


.993816 


.992939 


.991189 


.995438 


.994984 


.994530 




3 


33 


.993624 


.992720 


.990917 


.995300 


.994832 


.994365 




4 


34 


.993432 


.992501 


.990644 


.995162 


.994681 


.994200 




5 


35 


.993240 


.992282 


.990371 


.995025 


.994530 


.994036 




6 


36 


.993049 


.992063 


.990099 


.994887 


.994379 


.993871 




7 


37 


.992857 


.991845 


.989827 


.994750 


.994228 


.993707 




8 


38 


.992665 


.991626 


.989555 


.994613 


.994077 


.993542 




9 


39 


.992474 


.991408 


.989283 


.994475 


.993926 


.993377 




10 


40 


.992282 


.991189 


.989011 


.994338 


.993775 


.993213 




11 


41 


.992091 


.990971 


.988739 


.994200 


.993624 


.993049 




12 


42 


.991899 


.990753 


.988468 


.994063 


.993473 


.992884 




13 


43 


.991708 


.990535 


.988197 


.99392 6 


.993323 


.992720 




14 


44 


.991517 


.990317 


.987925 


.993789 


.993172 


.992556 




15 


45 


.991326 


.990099 


.987654 


.993652 


.993021 


.992392 




16 


46 


.991135 


.989881 


.987383 


.993515 


.992871 


.992228 




17 


47 


.990944 


.989664 


.987113 


.993377 


.992720 


.992063 




18 


48 


.990753 


.989446 


.986842 


•993240 


.992570 


.991899 




19 


49 


.990562 


.989228 


.986572 


.993103 


.992419 


.991736 




20 


50 


.990371 


.989011 


.986301 









TABLE No. 7. 




Present Worth of One Dollar for any 


time within a Tear. 


(True Discount on $1 equals SI less amount opposite the time.) 


2% 


1 ^A% 


| 3 % . 


Mosi 


k Days, 


| DAYS, 


1 zy 2 % | 4% | iy 2 % 


.997175 


.996471 


.995768 




21 


51 


.995066 | .994365 


.993665 


.997119 


.996402 


.995685 




22 


52 


.994970 


.994255 


.993542 


.997064 


.996333 


.995603 




23 


53 


.994874 


.994146 


.993419 


.997009 


.996264 


.995520 




24 


54 


.994777 


.994036 


.993295 


.996954 


.996195 


.995438 




25 


55 


.994681 


.993926 


.993172 


.996899 


.996126 


.995355 




26 


56 


.994585 


.993816 


.993049 


.996843 


.996057 


.995272 




27 


57 


.994489 


.993707 


.992925 


.996788 


.995988 


.995190 




28 


58 


.994393 


.993597 


.992802 


.996733 


.995919 


.995107 




29 


59 


.994297 


.993487 


.992679 


.996678 


.995851 


.995025 


2 


— 


60 


.994201 


.993377 


.992556 


.996623 


.995782 


.994942 


2 


1 


61 


.994104 


.993268 


.992433 


.996567 


.995713 


.994860 


2 


2 


62 


.994008 


.993158 


.992310 


.996512 


.995644 


.994777 


2 


3 


63 


.993912 


.993049 


.992187 


.996457 


.995575 


.994695 


2 


4 


64 


.993816 


.992939 


.992064 


.996402 


.995506 


.994613 


2 


5 


65 


.993720 


.992830 


.991940 


.996347 


.995438 


.994530 


2 


6 


66 


.993624 


1 .992720 


.991816 


.996292 


.995369 


.994448 


2 


7 


67 


.993528 


.992611 


.991695 


.996236 


.995300 


.894365 


2 


8 


68 


•993432 


.992501 


.991572 


.996181 


.995231 


.994283 


2 


9 


69 


.993336 


.992392 


.991449 


.996126 


.995 162 


.994200 


2 


10 


70 


•993240 


.992282 


.991326 


.996071 


.995094 


.994118 


2 


11 


71 


.993145 


.992173 


.991203 


.996016 


.995025 


.994036 


2 


12 


72 


.993049 


.992064 


.991080 


.995961 


.994956 


.993953 


2 


13 


73 


.992953 


.991954 


.990958 


.995906 


.994887 


.993871 


2 


14 


74 


•992857 


.991845 


.990835 


.995851 


.994819 


.993789 


2 


15 


75 


.992761 


.991736 


.990712 


.995796 


.994750 


.993707 


2 


16 


76 


.992665 


.991626 


.990589 


.995740 


.994681 


.993624 


2 


17 


77 


.992570 


.991517 


.990467 


.995685 


.994613 


.993542 


2 


18 


78 


.992474 


•991408 


.990344 


.995630 


.994544 


.993460 


2 


19 


79 


.992378 


.991299 


.990222 


.995575 


.994475 


.993378 


2 


20 


80 


.992282 


.991189 


.990099 


.995520 


.994406 


.993295 


2 


21 


81 


.992187 


.991080 


.989976 


.995465 


.994338 


.993213 


2 


22 


82 


•992091 


.990971 


.989854 


.995410 


.994269 


.993131 


2 


23 


83 


•991995 


.990862 


.989732 


.995355 


.994200 


.993049 


2 


24 


84 


.991899 


.990753 


.989609 


.995300 


.994132 


.992967 


2 


25 


85 


•991804 


.990644 


.989487 


.995245 


.994063 


.992884 


2 


26 


86 


•991708 


•990535 


.989364 


.995190 


.993995 


.992802 


2 


27 


87 


•991613 


.990426 


.989242 


.995135 


.993926 


.992720 


2 


28 


88 


•991517 


990317 


.989120 


.995080 


.993857 


.992639 


2 


29 


89 


.991421 


.990208 


.988997 


.995025 


.993789 


.992556 


3 


— 


90 


.991326 


.990099 


.988875 


.994970 


.993720 


.992474 


3 


1 


91 


.991230 


.989990 


.988753 


.994915 


.993652 


.992392 


3 


2 


92 


991135 


.989881 


.988631 


.994860 


.993583 


.992310 


3 


3 


93 


.991039 


.989772 


.988509 


.994805 


.993515 


.992228 


3 


4 


94 


.990944 


•989664 


.988386 


.994750 


.993446 


.992146 


3 


5 


95 


•990848 


.989555 


.988264 


.994695 


.993377 


.992064 


3 


6 


96 


•990753 


.989446 


.988142 


.994640 


.993309 


.991981 


3 


7 


97 


•990658 


.989337 


.988020 


.994585 


.993240 


.991899 


3 


8 


98 


990562 


.989228 


.987898 


.994530 


.993172 


.991818 


3 


9 


99 


.990467 


.989120 


.987776 


.994475 


.993103 


.991736 


3 


10 


100 


.990371 


.989011 


.987654 



Pr 






TAJ 
>neDc 


LE 


No. 7. 


time wit 


hin a Tear. 


esent Worth of ( 


tllar 1 


for any 


(True Discount on $1 equals $1 less amount opposite the time.) 


5% 


5%>£ | 6% | Mo6. & Days. | DAYS, 


1 *% 


1 8% 


1 10% 


.992966 


.992269 


.991572 




21 


51 


.980181 


.988794 


.980031 


.992830 


.992118 


.991408 




22 


52 


.989990 


.988576 


.985761 


.992693 


.991968 


.991244 




23 


53 


.989800 


.988359 


.985491 


.992556 


.991818 


.991080 




24 


54 


.989609 


.988142 


.985222 


.992119 


.991667 


.990917 




25 


55 


.989419 


.987925 


.984952 


.992282 


.991517 


.990753 




26 


56 


.989228 


.987709 


.984683 


.992146 


.991367 


.990589 




27 


57 


.989038 


.987492 


.984413 


.992009 


.991217 


.990426 




28 


58 


.988848 


.987275 


.984144 


.991872 


.991067 


."990262 




29 


59 


.988658 


.987059 


.983875 


.991736 


.990917 


.990099 


2 


— 


60 


.988468 


.986842 


.983607 


.991599 


^990767 


.989936 


2 


1 


61 


.988278 


.986626 


.983338 


.991462 


.990617 


.989772 


2 


2 


62 


.988088 


.986409 


.983069 


.991326 


.990467 


.989609 


2 


3 


63 


.987898 


.986193 


•982S01 


.991189 


.990317 


.989446 


2 


4 


64 


.987709 


.985977 


.982533 


.991053 


.990167 


.989283 


2 


5 


65 


.987519 


.985761 


.982265 


.990917 


.990017 


.989120 


2 


6 


66 


•987329 


.985545 


.981997 


.990780 


.989868 


.988957 


2 


7 


67 


.987140 


.985330 


.981729 


.990644 


.989718 


.988794 


2 


8 


68 


.986950 


.985114 


•981461 


.990508 


.989568 


.988631 


2 


9 


69 


.986761 


.984898 


.981194 


.990371 


.989419 


.988468 


2 


10 


70 


•986572 


.984683 


.980926 


.990235 


.989269 


.988305 


2 


11 


71 


.986382 


.984467 


.980659 


.990099 


.989120 


.988142 


2 


12 


72 


.986193 


.984252 


.980392 


.989963 


.988970 


.987980 


2 


13 


73 


•986004 


.984037 


.980125 


.989827 


.988821 


.987817 


2 


14 


74 


.985815 


.983822 


.979858 


.989691 


.988671 


.987654 





15 


75 


.985626 


.983607 


.979592 


.989555 


.988522 


.987492 


2 


16 


76 


.985437 


.983392 


.979325 


.989419 


.988373 


.987329 


2 


17 


77 


.985249 


.983177 


.979059 


.989283 


.988224 


.987167 


2 


18 


78 


.985060 


.982962 


.978793 


.989147 


.988074 


.987004 


2 


19 


79 


.984871 


.982747 


.978527 


.989011 


.987925 


.986842 


2 


20 


80 


.984683 


.982533 


.978261 


.988875 


•987776 


.986679 


9 


21 


81 


•984494 


.982318 


.977995 


.988739 


.987627 


.986518 


2 


22 


82 


•984306 


.982104 


.977729 


.988604 


.987478 


.986355 


2 


23 


83 


.984117 


.981890 


.977464 


.988468 


.987329 


-.986193 


2 


24 


84 


•983929 


.981675 


.977199 


.988332 


.987180 


.986031 


2 


25 


85 


.983741 


.981461 


.976934 


.988197 


.987032 


.985869 


2 


26 


86 


.983553 


.981247 


.976668 


.988061 


.986883 


.985707 


2 


27 


87 


.983365 


.981033 


.976404 


.987925 


.986734 


.985545 


2 


28 


88 


•983177 


.980820 


.976139 


.987790 


.986585 


.985383 


2 


29 


89 


•982989 


.980606 


.975874 


.987654 


.986436 


.985222 


3 


— 


90 


.982801 


.980392 


.975610 


.987519 


.986288 


.985060 


3 


1 


91 


.982613 


.980179 


.975345 


.987383 


.986139 


.984898 


3 


2 


92 


•982425 


.979965 


.975081 


.987248 


.985991 


.984737 


3 


3 


93 


.982238 


.979752 


•974817 


.987113 


.985842 


.984575 


3 


4 


94 


•982050 


.979539 


.974553 


.986977 


.985694 


.984413 


3 


5 


95 


•981863 


.979325 


.974290 


.986812 


.985545 


.984252 


3 


6 


96 


.981675 


.979112 


.974026 


.986707 


.985397 


.984091 


3 


7 


97 


•981488 


.978899 


.973763 


.986572 


.985249 


.983929 


3 


8 


98 


.981301 


.978686 


.973499 


.986436 


.985100 


.983768 


3 


9 


99 


.981114 


.978474 


.973236 


.986301 


.984952 


.983607 


3 


10 


100 


.980926 


.978261 


.972973 



TABLE No. 7. 



Present Worth of One Dollar for any time within a Year. 

(True Discount on SI equals $1 less amount opposite the time.) 



2% | *%% | 3 % | Mos. 4 Days, | DAYS, I 3)£%J_4# | 4^9, 



.994420 

.994365 

.994310 

.994255 

.994201 

.994146 

.994091 

.994036 

.993981 

.993926 

.993871 

.993816 

.993761 

.993707 

.993652 

.993597 

.993542 

.993487 

.993432 

.993377 

.993323 

.993268 

.993213 

.993158 

.993103 

.993049 

.992994 

.992939 

.992884 

.992830 

.992775 

.992720 

.992665 

.992611 

.992556 

.992501 

.992446 

.992392 

.992337 

.992282 

.992228 

.992173 

.992118 

.992063 

.992009 

.991954 

.991899 

.991845 

.991790 

.991736 



.993035 
.992967 
.992898 
.992830 
.992761 
.992693 
.992624 
.992556 
.992487 
.992419 
.992351 
.992282 
.992214 
.992146 
.992077 
.992009 
.991940 
.991872 
.991804 
.991736 
.991667 
.991599 
.991531 
.991462 
.991394 
.991326 
.991258 
.991189 
.991121 
.991053 
.990985 
.990917 
.990848 
.990780 
.990712 
.990644 
.990576 
.990508 
.990440 
.990371 
.990303 
990235 
.990167 
.990099 
.990031 
989963 
989895 
989827 
989759 
989691 



.991654 

.991572 

.991490 

.991408 

.991326 

.991244 

.991162 

.991080 

.990998 

.990917 

.990835 

.990753 

.990671 

.990589 

.990508 

.990420 

.990344 

.990262 

.990181 

.990099 

.990017 

.989936 

.989854 

.989772 

.989691 

.989609 

.989528 

.989446 

.989364 

.989283 

.989201 

.989120 

.989038 

.988957 

.988875 

.988794 

.988712 

.988631 

.988549 

.988468 

.988386 

.988305 

.988224 

.988142 

.988061 

.987980 

.987898 

.987817 

.987736 

.987654 



3 
3 

3 

3 

3 

3 

3 

3 

3 

3 

3 

3 

3 

3 

3 

3 

3 

3 

3 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

4 

5 



11 

12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
29 

1 
2 
3 
4 
5 
6 
7 
8 
9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 

21 

22 

23 

24 

25 

26 

27 

28 

29 



101 

102 

103 

104 

105 

106 

107 

108 

109 

110 

111 

112 

113 

114 

115 

116 

117 

118 

119 

120 

121 

122 

123 

124 

125 

126 

127 

128 

129 

130 

131 

132 

133 

134 

135 

136 

137 

138 

139 

140 

141 

142 

143 

144 

145 

146 

147 

148 

149 

150 



.990276 
.990181 
.990085 
.989990 
.989895 
.989800 
.989704 
.989609 
.9895 14 
.989419 
.989324 
.989228 
.989133 
.989038 
.988943 
.988848 
.988753 
.988658 
.988563 
.988468 
.988373 
.988278 
.988183 
.988088 
.987993 
.987898 
.987803 
.987709 
.987614 
.987519 
.987424 
.987329 
.987235 
.987140 
.987045 
.986950 
•986856 
.986761 
.986666 
.986572 
.986477 
.986382 
.986288 
.986193 
986099 
986004 
985910 
985815 
.985721 
985626 



.988902 
.988794 
.988685 
.988577 
.988468 
.988359 
.988251 
.988142 
.988034 
.987925 
.987817 
.987709 
.987600 
.987492 
.987383 
.987275 
.987167 
.987059 
.986950 
.986842 
.986734 
.986626 
.986518 
.986409 
.986301 
.986193 
.986085 
•985977 
• 985869 
.985761 
.985653 
.985545 
.985437 
.985330 
.985222 
.985114 
.985006 
.984898 
.984790 
.984683 
.984575 
.984467 
.984360 
.984252 
.984144 
.984037 
983929 
983822 
983714 
983607 



.987532 
.987411 
.987289 
.987167 
.987045 
.986923 
.986802 
.986680 
.986558 
.986436 
.986315 
.986193 
.986072 
.985950 
.985829 
.985707 
.985586 
.985464 
.985343 
.985222 
.985100 
.984979 
.984858 
.984737 
•984615 
•984494 
.984373 
.984252 
.984131 
.984010 
.983889 
.9 8 3768 
.983647 
•9 8 3526 
.983405 
•9 8 3284 
.9 8 3163 
.983043 
.982922 
.982801 
.982680 
.982560 
.982439 
982318 
.982198 
982077 
981957 
981836 
981716 
981595 









TAB 

)ne Do 


LE 


No. 7. 








Present Worth of ( 


liar 1 


for any 


time within a Tear. 


(True Discount on $1 equals SI 


less amount opposite the time.) 


5% | z%y 2 | 6% 


Mos, & Days. | DAYS, 


i 7% | 8% | 10% 


.986166 


.984804 


.983445 


3 


11 


101 


.980739 


.978048 


.972710 


.986031 


.984656 


.983284 


3 


12 


102 


.980552 


.977836 


.972447 


.985896 


.984508 


.983123 


3 


13 


103 


.980365 


.977623 


.972185 


.985761 


.984360 


.982962 


3 


14 


104 


.980179 


.977411 


.971922 


.985626 


.984212 


.98280-1 


3 


15 


105 


.979992 


.977199 


.971660 


.985491 


.984064 


.982640 


3 


16 


106 


.979805 


.976987 


.971398 


.985357 


.983916 


.982479 


3 


17 


107 


.979618 


.976774 


.971136 


.985222 


.983768 


.982318 


3 


18 


108 


.979432 


.976562 


.970874 


.985087 


.983620 


.982157 


3 


19 


109 


.979245 


.976351 


.970612 


.984952 


.983472 


.981997 


3 


20 


110 


.979059 


.976139 


.970350 


.984817 


.983324 


.981836 


3 


21 


111 


.978873 


.975927 


.970089 


.984683 


.983177 


.981675 


3 


22 


112 


.978686 


.975716 


.969828 


.984548 


.983029 


.981515 


3 


23 


113 


.978500 


.975504 


.969566 


.984413 


.982881 


.981354 


3 


24 


114 


.978314 


.975293 


.969305 


.984279 


.982734 


.981194 


3 


25 


115 


.978128 


.975081 


.969044 


.984144 


.982586 


.981033 


3 


26 


116 


.977942 


.974870 


.968784 


.984010 


.982439 


.980873 


3 


27 


117 


.977756 


• 974659 


.968523 


.983875 


.982291 


.980713 


3 


28 


118 


.977570 


.974448 


.968263 


.983741 


.982144 


.980552 


3 


29 


119 


.977384 


.974237 


.968002 


.983607 


.981997 


.980392 


4 


— 


120 


977199 


.974026 


.967742 


.983472 


.981849 


.980232 


4 


1 


121 


.977013 


.973815 


.967482 


.983338 


.981702 


.980072 


4 


2 


122 


.976827 


•973«05 


.967222 


.983204 


.981555 


.979912 


4 


3 


123 


.976642 


.973394 


•966962 


.983069 


.981408 


.979752 


4 


4 


124 


.976457 


.973183 


.966702 


.982935 


.981261 


.979592 


4 


5 


125 


.976271 


.972973 


.966443 


.982801 


.981114 


.979432 


4 


6 


126 


.976086 


.972763 


.966184 


.982667 


.980967 


.979272 


4 


7 


127 


.975901 


.972552 


.965924 


.982533 


.980820 


.979112 


4 


8 


128 


.975716 


.972342 


.965665 


.982399 


.980673 


.978953 


4 


9 


129 


.975530 


.972132 


.965406 


.982265 


.980526 


.978793 


4 


10 


130 


.975345 


.971922 


.965147 


.982131 


.980379 


.978633 


4 


11 


131 


.975160 


.971712 


.964689 


.981997 


.980232 


.978474 


4 


12 


132 


•974976 


.971503 


.964630 


.981863 


.980085 


.978314 


4 


13 


133 


.974791 


.97 1293 


.964372 


.981729 


.979938 


.978155 


4 


14 


134 


.974606 


.971083 


.964114 


.981595 


.979792 


.977995 


4 


15 


135 


.974421 


.970874 


.963855 


.981461 


.979045 


.977836 


4 


16 


136 


.974237 


.970664 


.963597 


.981328 


.979499 


.977676 


4 


17 


137 


.974052 


.970455 


.963340 


.981194 


.979352 


.977517 


4 


18 


138 


.973868 


.970246 


.963082 


.981060 


.979205 


.977358 


4 


19 


139 


.973683 


.970037 


.962824 


.980926 


.979059 


.977199 


4 


20 


140 


.973499 


.969828 j 


.962567 


.980793 


.978913 


.977040 


4 


21 


141 


.973315 


.969619 


•962310 


.980659 


.978766 


.976880 


4 


22 


142 


.973131 


.969410 


.962052 


.980526 


.978620 


.976721 


4 


23 


143 


.972947 


.969201 j 


.961795 


.980392 


.978474 


.976563 


4 


24 


144 


.972763 


.968992 


.961538 


.980259 


.978327 


.976404 


4 


25 


145 


.972579 


.968784 


.961282 


.980125 


.978181 


.976245 


4 


26 


146 


.972395 


.968575 


.961025 


•979992 


.978035 


.976086 


4 


27 


147 


.972211 


.968367 


.960769 


.979858 


.977889 


.975927 


4 


28 


148 


.972027 


.968158 


.960512 


•979725 


.977743 


.975768 


4 


29 


149 


.971844 


.967950 j .960256 


•979592 


.977597 ' 


.975610 


5 




150 


.971660 


.967742 ' .960000 











TABLE No. 7. 




Present Worth of One Dollar for any 


time within a Tear. 


(True Discount on SI equals $1 less amount opposite the time.) 


%% 


1 * X A% 


1 3 % 


! Most 


& Days. 


| DAYS, 


1 3^% | 4% |"4>$* 


.991681 


.989623 


.987573 


5 


1 


151 


.985532 


1 .983499 


.981475 


.991626 


.989555 


.987492 


5 


2 


152 


.985437 


.983392 


.981354 


.991572 


.989487 


.987411 


5 


3 


153 


.985343 


.983284 


.981234 


.991517 


.989419 


.987329 


5 


4 


154 


.985249 


.983177 


.981114 


.991462 


.989351 


.987248 


5 


5 


155 


.985154 


.983069 


.980993 


.991408 


.989283 


.987167 


5 


6 


156 


.985060 


.982962 


.980873 


.991353 


.989215 


.987086 


5 


7 


157 


.984966 


.982855 


.980753 


.991299 


.989147 


.987004 


5 


8 


158 


.984871 


.982747 


•9S0633 


.991244 


.989079 


.986923 


5 


9 


159 


.984777 


.982640 


.980512 


.991189 


.989011 


.986842 


5 


10 


160 


.984683 


.982533 


.980392 


.991135 


.988943 


.986761 


5 


11 


161 


.984588 


.982425 


.980272 


.991080 


.988875 


.986680 


5 


12 


162 


•984494 


.982318 


.980152 


.991026 


.988807 


.986599 


5 


13 


163 


.984400 


.982211 


.980032 


.990971 


.988739 


.986518 


5 


14 


164 


.984306 


.982104 


.979912 


.990917 


.988671 


.986436 


5 


15 


165 


.984212 


.981997 


.979792 


.990862 


.988604 


.986355 


5 


16 


166 


•984117 


.981890 


.979672 


.990808 


.988536 


.986274 


5 


17 


167 


.984023 


.981782 


.979552 


.990753 


.988468 


.986193 


5 


18 


168 


•983929 


.981675 


.979432 


.990698 


.988400 


.986112 


5 


19 


169 


.983835 


.981568 


.979312 


.990644 


.988332 


.986031 


5 


20 


170 


.983741 


.981461 


.979192 


.990589 


.988264 


.985950 


5 


21 


171 


.983647 


.981354 


.979072 


.990535 


.988197 


.985869 


5 


22 


172 


.983553 


.981247 


.978953 


.990480 


.988129 


.985788 


5 


23 


173 


.983459 


.981140 


.978833 


.990426 


.988061 


.985707 


5 


24 


174 


.983365 


.981033 


.978713 


.990371 


.987993 


.985626 


5 


25 


175 


.983271 


.980926 


.978593 


.990317 


.987925 


.985545 


5 


26 


176 


•983177 


.980820 


.978474 


.990262 


.987858 


.985464 


5 


27 


177 


.983083 


.980713 


.978354 


.990208 


.987790 


.985383 


5 


28 


178 


.982989 


.980606 


.978234 


.990153 


.987722 


.985303 


5 


29 


179 


.982895 


•980499 


.978115 


.990099 


.987654 


.985222 


6 


— 


180 


.982801 


.980392 


.977995 


.990045 


.987587 


.985141 


6 


1 


181 


.982707 


.980285 


.977876 


.989990 


.987519 


.985060 


6 


2 


182 


.982613 


.980179 


.977756 


.989936 


.987451 


.984979 


6 


3 


183 


.982519 


.980072 


.977637 


.989981 


.987383 


.984898 


6 


4 


184 


.982425 


.979965 


.977517 


•989827 


.987316 


.984817 


6 


5 


185 


.982332 


.979858 


.977398 


.989772 


.987248 


.984737 


6 


6 


186 


.982238 


.979752 


.977278 


.989718 


.987180 


.984656 


6 


7 


187 


.982144 


.979645 


.977159 


.989664 


.987113 


.984575 


6 


8 


188 


.982050 


.979539 


.977040 


.989609 


.987045 


.984494 


6 


9 


189 


.981957 


.979432 


.970920 


.989555 


.986977 


.984413 


6 


10 


190 


.981863 


.979325 


.976801 


.989500 


.986910 


.984333 


6 


11 


191 


.981769 


.979219 


.976682 


.989446 


.986842 


.984252 


6 


12 


192 


.981675 


.979112 


.976563 


.989392 


.986774 


.984171 


6 


13 


193 


.981582 


.979006 


.976443 


.989337 


.986707 


.984091 


6 


14 


194 


.981488 


.978899 


.976324 


.989283 


.986639 


.984010 


6 


15 


195 


.981394 


.978793 


.976205 


.989228 


.986572 


.983929 


6 


16 


196 


.981301 


.978686 


.976086 


.989174 


.986504 


.983848 


6 


17 


197 


.981207 


.978580 


.975967 


.989120 


.986436 


.983768 


6 


18 


198 


.981114 


.978474 


.975848 


.989065 


.986369 


.983687 


6 


19 


199 


.981020 


.978367 


.975729 


.989011 


.986301 ' 


.983607 


6 


20 


200 


.980926 


.978261 I .975610 



TABLE No. 7. 



Present Worth of One Dollar for any time within a Year^ 

(True Discount on $1 equals $1 less amount opposite the time.) 



5fo | 5%% | 6% | Mos, S Days. | DAYS, I 7% 



§< 



105 



.977451 
.977305 
.977159 
.977013 
.976867 
.976721 
.976576 
.976430 
.976284 
.976139 
.975993 
.975848 
.975702 
.975557 
.975411 
.975266 
.975121 
.974973 
.974830 
.974685 
.974540 
.974395 
.974250 
.974105 
.973960 
.973815 
.973670 
.973526 
.973381 
.973236 
.973091 
.972947 
.972802 
.972658 
•972513 
.972369 
.972224 
.972080 
.971935 
.971791 
.971647 
.971503 
.971358 
.971214 
.971070 
.970926 
.970782 
.970638 
.970494 
.970350 



.975451 


5 


.975293 


5 


.975134 


5 


.974976 


5 


.974817 


5 


.974659 


5 


.974501 


5 


.974342 


5 


.974184 


5 


.974026 


5 


.973868 


5 


.973710 


5 


.973552 


5 


.973394 


5 


.973236 


5 


.973078 


5 


.972920 


5 


.972763 


5 


.972605 


5 


.972447 


5 


.972290 


5 


.972132 


5 


.971975 


5 


.971817 


5 


.971660 


5 


.971503 


5 


.971345 


5 


.971188 


5 


.971031 


5 


.970874 


6 


.970717 


6 


.970560 


6 


.970403 


6 


.970246 


6 


.970089 


6 


.969932 


6 


.969775 


6 


.969619 


6 


.969462 


6 


.969305 


6 


.969149 


6 


.968992 


6 


.968836 


6 


.968679 


6 


.968523 


6 


.968367 


6 


.968210 


6 


.968054 


6 


.967898 


6 


.967742 


6 



1 

2 
3 
4 
5 
6 
7 
8 
9 

10 
11 
12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
29 

1 

2 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 



151 
152 
153 
154 
155 
156 
157 
158 
159 
160 
161 
162 
163 
164 
165 
166 
167 
168 
169 
170 
171 
172 
173 
174 
175 
176 
177 
178 
179 
180 
181 
182 
183 
184 
185 
186 
187 
188 
189 
190 
191 
192 
193 
194 
195 
196 
197 
198 
199 
200 



.971476 

•971293 

.971109 

*970926 

•970743 

•970560 

•970377 

.970193 

.970011 | 

•969828 

• 969645 I 
•969462 
.969279 
•969097 
•968914 

• 968731 
.968549 
•968367 
.968184 
•968002 
•967820 
•967638 
•967456 

967274 
.967092 
.966910 
•966728 

• 966547 
.966365 
.966184 
•966002 
•965821 
■965639 
•965458 
.965277 
•965096 
.964915 
•964734 
•964553 
.964372 
.964191 
.964010 
•963830 
•963649 
•963468 
.963288 
•963108 
.962927 
.962747 
.962567 



.967534 
.967326 
.907118 

.966910 
.966702 
.966495 | 
.966287 ■ 
.966080 
.065873 | 
.965665 | 

• 965458 | 
.965251 
.965044 ' 

• 964837 
.964630 

• 964423 
.964217 
.964010 
.963804 
.963597 
.963391 
.963185 
.962979 
.962773 
.962567 
.962361 
.962155 
.961950 
.961744 
.961538 
.961333 
.961128 
.960922 
.960717 
.960512 
.960307 
.960102 
.959898 
.959693 
.959488 
.959284 
.959079 
.958875 
.958671 
.958466 
.958262 
.958058 
.957854 
.957651 
.957447 



.959744 
.959488 
.959233 
.958977 
.958722 
.958466 
•958211 
•957956 
.957702 
.957447 
.957192 
.956938 
.956683 
.956429 
.956175 
.955921 
.955668 
.955414 
.955161 
.954907 
.954654 
.954401 
.954148 
.953895 
.953642 
.953390 
.953137 
.952885 
.952633 
.952381 
.952129 
.951877 
.951626 
.951374 
.951123 
.950872 
.950621 
.950370 
.950119 
.949868 
.949618 
.949367 
.949117 
.948867 
.948617 
.948367 
.948117 
.947867 
.947618 
.947368 



TABLE No. 7. 



Present Worth of One Dollar for any time within a Year. 



(True Discount on $1 equals $1 less amount opposite the time.) 



*%% 



& Days, I DAYS, I 8&fr I *% I *X« 



.988957 


.986234 


.983526 


6 


21 


201 


.980833 


.978155 


.988902 


.986166 


.983445 


6 


22 


202 


.980739 


.978048 


•988848 


.986099 


.983365 


6 


23 


203 


.980646 


.977942 


.988794 


.986031 


.983284 


6 


24 


204 


.980552 


.977836 


.988739 


.985964 


.983204 


6 


25 


205 


.980459 


.977729 


.988(585 


.985896 


.983123 


6 


26 


206 


.980365 


.977623 


.988631 


.985829 


.983043 


6 


27 


207 


.980272 


.977517 


.988576 


.985761 


.982962 


6 


28 


208 


•980179 


.977411 


.988522 


.985694 


.982881 


6 


29 


209 


.980085 


.977305 


.988468 


.985026 


.982801 


7 


— 


210 


.979992 


.977199 


.988414 


.985559 


.982720 


7 


1 


211 


•979898 


.977093 


.988359 


.985491 


.982640 


7 


2 


212 


.979805 


.976987 


.988305 


.985424 


.982560 


7 


3 


213 


.979712 


.976880 


.988251 


.985357 


.982479 


7 


i 


214 


.979618 


.976774 


.988197 


.985289 


.982399 


7 


5 


215 


.979525 


.976668 


.988142 


.985222 


.982318 


7 


6 


216 


•979432 


.976562 


.988088 


.985154 


.982238 


7 


7 


217 


.979339 


.976457 


.988034 


.985087 


.982158 


7 


8 


218 


.979245 


.976351 


.987980 


.985019 


.982077 


7 


9 


219 


.979152 


.970245 


.987925 


.984952 


.981997 


7 


10 


220 


•979059 


.976139 


.987871 


.984885 


.981916 


7 


11 


221 


.978966 


.976033 


.987817 


.984817 


.981836 


7 


12 


222 


.978873 


.975927 


.987763 


.984750 


.981756 


7 


13 


223 


.978780 


.975821 


.987709 


.984083 


.981675 


7 


14 


224 


.978686 


.975716 


.987654 


.984615 


.981595 


7 


15 


225 


.978593 


.975610 


.987600 


.984548 


.981515 


7 


16 


226 


.978500 


.975504 


.987546 


.984481 


.981435 


7 


17 


227 


.978407 


.975398 


.987492 


.984413 


.981354 


7 


18 


228 


.978314 


.975293 


.987438 


.984346 


.981274 


7 


19 


229 


.978221 


.975187 


.987383 


.984279 


.981194 


7 


20 


230 


.978128 


.975081 


.987329 


.984212 


.981114 


7 


21 


231 


.978035 


.974976 


.987275 


.984144 


.981033 


7 


22 


232 


.977942 


.974870 


.987221 


.984077 


.980953 


7 


23 


233 


.977849 


.974764 


.987167 


.984010 ! 


.980873 


7 


24 


234 


.977756 


.974659 


.987113 


.983943 


.980793 


7 


25 


235 


.977663 


.974553 


.987059 


.983875 


.980713 


7 


26 


236 


.977570 


.974448 


.987004 


.983808 


.980633 


7 


27 


237 


•977477 


.974342 


.986950 


.983741 


.980552 


7 


28 


238 


.977384 


974237 


.986896 


.983674 


.980472 


7 


29 


239 


.977292 


.974131 


.986842 


.983607 


.980392 


8 


— 


240 


.977199 


.974026 


.986788 


.983539 


.980312 


8 


1 


241 


.977106 


.973921 


.986734 


.983472 


.980232 


8 


2 


242 


.977013 


.973815 


.986680 


.983405 


.980152 


8 


3 


243 


.976920 


.973710 


.986626 


.983338 


.980072 


8 


4 


244 


.976827 


.973605 


.986572 


.983271 


.979992 


8 


5 


245 


.976735 


.973499 


.986518 


.983204 


.979912 


8 


6 


246 


.976642 


.973394 


.986464 


.983136 


.979832 


8 


I 


247 


.976549 


.973289 


•986410 


.983069 


.979752 


8 


2 


248 


.976457 


.973183 


.986355 


.983002 ■ 


.979672 


8 


2 


249 


.976364 


.973078 


.986301 


.982935 


.979592 


8 


10 1 


250 1 


.976271 


.972973 









TAB 
>ne Do 


LE No, 7. 


ime wit 






Present Worth of C 


Llarf 


or any i 


tin a Year. 


(True Discount on $1 eqna 


s $1 less amount opposite the time.) 


5% | Z%!4 | 6% | Mos, & 


Days, | 


DAYS, 


7% 


| 8% | 10% 


.972812 


.970207 


.967586 


6 


21 


201 


.962387 


.957243 


.947119 


.972710 


.970063 


.967430 


6 


22 


202 


.962207 


.957040 


.946870 


.972579 


.969919 


.967274 


6 


23 


203 


.962027 


.956836 


.946621 


.972447 


.969775 


.967118 


6 


24 


204 


.961847 


.956633 


.946372 


.972316 


.969632 


.966962 


6 


25 


205 


.961667 


.956429 


.946124 


.972185 


.969488 


.966806 


6 


26 


206 


.961487 


.956226 


.945875 


.972053 


.969344 


.966651 


6 


27 


207 


.961307 


.956023 


.945627 


.971922 


.969201 


.966495 


6 


28 


208 


.961128 


.955820 


.945378 


.971791 


.969057 


.966339 


6 


29 


209 


•960948 


.955617 


.945130 


.971660 


.968914 


.966184 


7 


— 


210 


.960769 


.955414 


.944882 


.971529 


.968771 


.966028 


7 


1 


211 


.960589 


.955211 


.944634 


.971398 


.968627 


.965873 


7 


2 


212 


•960410 


.955008 


.944386 


.971267 


.968484 


.965717 


7 


3 


213 


.960230 


.954806 


.944138 


.971136 


.968341 


.965562 


7 


4 


214 


.960051 


.954603 


.943891 


.971005 


.968197 


.965406 


7 


5 


215 


.959872 


.954401 


.943644 


.970874 


.968054 


.965251 


7 


6 


216 


.959693 


.954198 


.943396 


.970743 


.967911 


.965096 


7 


7 


217 


.959514 


•953996 


.943149 


.970612 


.967768 


.964940 


7 


8 


218 


•959335 


.953794 


.942902 


.970481 


.967625 


•964785 


7 


9 


219 


.959156 


.953592 


.942655 


.970350 


.967482 


.964630 


7 


10 


220 


•958977 


.953390 


.942408 


.970220 


.967339 


.964475 


7 


11 


221 


•958798 


.953188 


.942162 


.970089 


.967 196 


.964320 


7 


12 


222 


.958620 


.952986 


.941915 


.969958 


.967053 


.964165 


7 


13 


223 


.958441 


• 952784 


.941669 


.969828 


.966910 


.964010 


7 


14 


224 


•958262 


••952583 


.941423 


.969697 


.966767 


.963855 


7 


15 


225 


.958084 


.952381 


.941176 


.969566 


.966625 


.963701 


7 


16 


226 


.957905 


.952179 


.940930 


.969436 


.966482 


.963546 


7 


17 


227 


•957727 


.951978 


.940685 


.969305 


.966339 


.963391 


7 


18 


228 


•957549 


.951777 


.940439 


.969175 


.966197 


.963236 


7 


19 


229 


.957370 


.951575 


.940193 


.969044 


.960054 


.963082 


7 


20 


230 


.957192 


.951374 


.939948 


.968914 


.965911 


.962927 


7 


21 


231 


957014 


.951173 


.939702 


.968784 


.965769 


.962773 


7 


22 


232 


•956836 


.950972 


.939457 


.968653 


.965626 


.962618 


7 


23 


233 


•956658 


.950771 


.939212 


.968523 


.965484 


.962464 


7 


24 


234 


•956480 


.950570 


.938967 


.968393 


.965342 


.962310 


7 


25 


235 


.956302 


.950370 


.938722 


.968263 


.965199 


.962155 


7 


26 


236 


.956125 


.950169 


.938478 


.968132 


.965057 


.962001 


7 


27 


237 


.955947 


.949968 


.938233 


.968002 


.964915 


.961847 


7 


28 


238 


.955769 


.949768 


.937989 


.967872 


.964772 


.961693 


7 


29 


239 


.955592 


.949567 


.937744 


.967742 


.964630 


.961538 


8 


— 


240 


.955414 


.949367 


.937500 


.967612 


.964488 


.961384 


8 


1 


241 


.955237 


.949167 


.937256 


.967482 


.964346 


.961230 


8 


2 


242 


•955059 


.948967 


.937012 


.967352 


.964204 


.961076 


8 


3 


243 


•954882 


.948767 


.936768 


.967222 


.964062 


.960923 


8 


4 


244 


.954705 


.948567 


.936524 


.967092 


.963920 


.960769 


8 


5 


245 


•954527 


.948367 


.936281 


.966962 


.963778 


.960615 


8 


6 


246 


.954350 


.948167 


.936037 


.966832 


.963636 


.960461 


8 


7 


247 


•954173 


.947967 


.935794 


.966702 


.963494 


.960307 


8 


8 


248 


.953996 


.947767 


.935551 


.966573 


.963352 


.960154 


8 


9 


249 


.953819 


.947568 


.935308 


.966443 


.963211 


.960000 


8 


10 


250 


.953642 


.947368 ' .935065 





















TAB 
Present Worth of One Do 


LE J 


ro. 7. 

>r any 


time within a Tear. 


liar f( 


(True Discount on $1 equa] 


s SI less amount opposite the time.) 


2% 


1 *V2% 


3 % 


Mos, & Days, | DAYS. 1 *%% | 4% | 4#* 


.986247 


.982868 


.979512 


8 


11 


251 


.976179 


.972868 


.969579 


.986193 


.982801 


.979432 


8 


12 


252 


.976086 


.972763 


.969462 


.986139 


.982734 


.979352 


8 


13 


253 


.975993 


.972658 


.969344 


.986085 


.982667 


.979272 


8 


14 


254 


.975901 


.972552 


.969227 


.986031 


.982600 


1 .979192 


8 


15 


255 


.975808 


.972447 


.969110 


.985977 


.982533 


.979112 


8 


16 


256 


.975716 


.972342 


.968992 


.985923 


.982466 


1 .979032 


8 


17 


257 


.975623 


.972237 


.968875 


.985869 


.982399 


.978953 


8 


18 


258 


.975530 


.972132 


.968758 


.985815 


.982332 


.978873 


8 


19 


259 


.975438 


.972027 


.968640 


.985761 


.982265 


.978793 


8 


20 


260 


.975345 


.971922 


.968523 


.985707 


.982198 


.978713 


8 


21 


261 


.975253 


.971817 


.968406 


.985653 


.982131 


.978633 


8 


22 


262 


.975160 


.971712 


.968289 


.985599 


.982064 


.978553 


8 


23 


263 


.975068 


.971607 


.968171 


.985545 


.981997 


.978474 


8 


24 


264 


.974976 


.971503 


.968054 


.985491 


.981930 


.978394 


8 


25 


265 


.974883 


.971398 


.967937 


.985437 


.981863 


.978314 


8 


26 


266 


.974791 


.971293 


.967820 


.985383 


.981796 


1 .978234 


8 


27 


267 


.974698 


.971188 


.967703 


.985330 


.981729 


.978155 


8 


28 


268 


.974606 


.971083 


.967586 


.985276 


.981662 


.978075 


8 


29 


269 


.974514 


.970979 


.967469 


.985222 


.981595 


' .977995 


9 


— 


270 


•974421 


.970874 


.967352 


.985168 


.981528 


.977915 


9 


1 


271 


.974329 


.970769 


.967235 


.985114 


.981461 


.977836 


9 


2 


272 


.974237 


.970664 


.967118 


.985060 


.981394 


.977756 


9 


3 


273 


.974145 


.970560 


.967001 


.985006 


.981328 


.977676 


9 


4 


274 


.974052 


.970455 


.966884 


.984952 


.981261 


.977597 


9 


5 


275 


.973960 


.970350 


.966767 


.984898 


.981 194 


.977517 


9 


6 


276 


.973868 


.970246 


.966651 


.984844 


.981127 


1 .977437 


9 


7 


277 


.973776 


.970141 


.966534 


.984790 


.981060 


1 .977358 


9 


8 


278 


.973683 


.970037 


.906417 


.984737 


.980993 


.977278 


9 


9 


279 


.973591 


.969932 


.966300 


.984683 


.980926 


.977199 


9 


10 


280 


.973499 


.969828 


.966184 


.984629 


.980860 


.977119 


9 


11 


281 


.973407 


.969723 


.966067 


.984575 


.980793 


.977040 


9 


12 


282 


.973315 


.969619 


.965950 


.984521 


.980726 


.976960 


9 


13 


283 


.973223 


.969514 


.965834 


.984467 


.980659 


.976880 


9 


14 


284 


.973131 


.969410 


.965717 


•984413 


.980592 


.976801 


9 


15 


285 


.973039 


.969305 


.965600 


.984360 


.980526 


.976722 


9 


16 


286 


.972947 


.969201 


.965484 


.984306 


.980459 


.976642 


9 


17 


287 


•972855 


.969097 


.965367 


.984252 


.980392 


.976562 


9 


18 


288 


.972763 


.968992 


.965251 


.984198 


.980325 


.976483 


9 


19 


289 


.972671 


.968888 


.965135 


.984144 


.980259 


.976404 


9 


20 


290 


.972579 


.968784 


.965018 


.984091 


.980192 


.976324 


9 


21 


291 


.972487 


.968679 


.964902 


.984037 


.980125 


.976245 


9 


22 


292 


.972395 


.968575 


.964785 


.983983 


.980059 


.976165 


9 


23 


293 


.972303 


.968471 


.964669 


.983929 


.979992 


.976086 


9 


24 


294 


.972211 


.968367 


.964553 


.983875 


.979925 


.976007 


. 9 


25 


295 


.972119 


.968263 


.964436 


.983822 


.979859 


.975927 


9 


26 


296 


.972027 


.968158 


.964320 


.983768 


.979792 


.975848 


9 


27 


297 


.971935 


.968054 


.964204 


.983714 


.979725 


.975768 


9 


28 


298 


.971844 


.967950 


.964088 


.983660 


.979658 


.975689 


9 


29 


299 


.971752 


.967846 


.963972 


.983607 


.979592 


.975610 


10 


■"■■"■ 


300 


.971660 


.967742 


.963855 





TABLE 


No. 7. 






Present Worth of One Dollar for any 


time within a Year. 


(True Discount on $1 equals SI 


less amount opposite the time.) 


5f \ 5%% 1 «% 1 Mos, & Days. | DAYS, 


1 7% 


| 8% | 10% 


.960313 


.963069 


.959846 


8 


11 


251 


.953466 


1 .947169 


.934822 


.966184 


.962927 


.959693 


8 


12 


252 


.953289 


1 .946970 


.934579 


.966054 


.962786 


.959539 


' 8 


13 


253 


•953112 


.946770 


.934337 


.965924 


.962644 


.959386 


8 


14 


254 


.952936 


.946571 


.934094 


.965795 


.962503 


.959233 


8 


15 


255 


•952759 


.946372 


i .933852 


.965665 


.962361 


.959079 


8 


16 


256 


•952583 


.946173 


.933610 


.965536 


.962220 


.958926 


8 


17 


257 


•952406 


.945974 


.933368 


.965406 


.962078 


.958773 


8 


18 


258 


.952230 


.945776 


.933126 


.965277 


.961937 


.958620 


8 


19 


259 


952054 


.945577 


.932884 


.965147 


.961795 


.958466 


8 


20 


260 


•951877 


.945378 


.932642 


.965018 


.961654 


.958313 


8 


21 


261 


•951701 


.945180 


.932401 


.964889 


.961513 


.958160 


8 


22 


262 


•951525 


.944981 


.932160 


.964759 


.961372 


.958007 


8 


23 


263 


.951349 


.944783 


.931918 


.964630 


.961230 


.957854 


8 


24 


264 


•951173 


.944584 


.931677 


.964501 


.961089 


.957702 


8 


25 


265 


•950997 


.944386 


.931436 


.964372 


.960948 


.957549 


8 


26 


266 


•950821 


.944188 


.931195 


.964243 


.960807 


.957396 


8 


27 


267 


.950646 


.943990 


.930954 


.964114 


.960666 


.957243 


8 


28 


268 


•950470 


.943792 


.930714 


.963984 


.960525 


.957090 


8 


29 


269 


.950294 


.943594 


.930470 


.963855 


.960384 


.956938 


9 


— 


270 


•950119 


.943396 


.930233 


.963726 


.960243 


.956785 


9 


1 


271 


•949943 


.943 198 


.929992 


.963597 


-.960102 


.956633 


9 


2 


272 


•949768 


.943 001 


.929752 


.963468 


.959962 


.956480 


9 


3 


273 


•949592 


.942803 


.929512 


.963340 


.959821 


.956328 


9 


4 


274 


.949417 


.942606 


.929272 


.963211 


.959680 


.956175 


9 


5 


275 


.949242 


.942408 


.929032 


.963082 


.959539 


.956023 


9 


6 


276 


•949067 


.942211 


.928793 


.962953 


.959399 


.955871 


9 


7 


277 


•948892 


.942014 


.928553 


.962824 


.959258 


.955718 


9 


8 


278 


•948717 


.941817 


.928314 


.962696 


.959118 


.955560 


9 


9 


279 


.948542 


.941620 


.928074 


.962567 


.958977 


.955414 


9 


10 


280 


•948367 


.941423 


.927835 


.962438 


.958837 


.955262 


9 


11 


281 


•948192 


.941226 


.927596 


.962310 


.958696 


.955110 


9 


12 


282 


•948017 


.941029 


.927357 


.962181 


.958556 


.954958 


9 


13 


283 


•947842 


.940832 


.927118 


.962052 


.958415 


.954806 


9 


14 


284 


•947668 


.940635 


.926880 


.961924 


.958275 


.954654 


9 


15 


285 


.947493 


.940439 


.926641 


.961795 


.958135 


.954502 


9 


16 


286 


•947319 


.940242 


.926402 


.961667 


.957995 


.954350 


9 


17 


287 


.947144 


.940046 


.926164 


.961538 


.957854 


.954198 


9 


18 


288 


•946970 


.939850 


.925926 


.961410 


.957714 


.954047 


9 


19 


289 


•946795 


.939653 


.925688 


.961282 


.957574 


.953895 


9 


20 


290 


•946621 


.939457 


.925450 


.961153 


.957434 


.953743 


9 


21 


291 


.946447 


.939261 


.925212 


,961025 


.957294 


.953592 


9 


22 


292 


•946273 


.939065 


.924974 


.960897 


.957154 


.953440 


9 


23 


293 


•946099 


.938869 


.924737 


.960769 


.957014 


.953269 


9 


24 


294 


•945925 


.938673 


.924499 


.960640 


.956874 


.953137 


9 


25 


295 


•945751 


.938478 ; 


.924262 


.960512 


.956734 


.952986 


9 


26 


296 


•945577 


.938282 \ 


.924025 


.960384 


.956595 


.952835 


9 


27 


297 


•945403 


.938086 


.923788 


.960256 


.956455 


.952683 


9 


28 


298 


.945229 


.937891 .923551 


.960128 


.956315 


.952532 


9 


29 


299 


•945056 


.937695 ' .923314 


.960000 


.956175 .952381 I 


10 




300 


•944882 


.937500 ' .923077 







TABLE No. 7. 




"Present Worth of One Dollar for any 


time within a Tear. 


(True Discount on $1 equals $1 less amount opposite the time.) 


2% 


I *y*% i 3 % 


I Mos. 


k Days, 


I DAYS. 


1 zy 2 % | 4% J *y 2 % 


| .983553 


.979525 .975530 


10 


1 


301 


.971568 


.967638 


.903739 


.983499 


.979458 


.975451 


10 


2 


302 


.971476 


.967534 


.963623 


.983445 


.979392 


.975372 


10 


3 


303 


.971385 


.967430 


.963507 


.983392 


.979325 


.975293 


10 


4 


304 


.971293 


.967326 


.963391 


.983338 


.979259 


.975213 


10 


5 


305 


.971201 


.967222 


.963275 


.983284 


.979192 


.975134 


10 


6 


306 


•971109 


.967118 


.963159 


.9*83230 


.979126 


.975055 


10 


7 


307 


.971018 


.967014 


.963043 


.983177 


.979059 


.974976 


io 


8 


308 


.970926 


.966910 


.962927 


.983123 


.978992 


.974896 


10 


9 


309 


•970835 


.966806 


.962811 


.983069 


.978926 


.974817 


10 


10 


310 


•970743 


.966702 


.962696 


.983010 


.978859 


.974738 


10 


11 


311 


.970651 


.966599 


.962580 


.982962 


.978793 


.974659 


10 


12 


312 


.970560 


.966495 


.962404 


.982908 


.978726 


.974580 


10 


13 


313 


.970468 


.966391 


.962348 


.982855 


.978660 


.974501 


10 


14 


314 


•970377 


.966287 


.962232 


.982801 


.978593 


.974421 


10 


15 


315 


.970285 


.966184 


.962117 


.982747 


.978527 


.974342 


10 


16 


316 


.970194 


.966080 


.962001 


.982694 


.978460 


.974263 


10 


17 


317 


.970102 


.965976 


.961885 


.982640 


.978394 


.974184 


10 


18 


318 


.97001 1 


.965873 


.961770 


.982586 


.978327 


.974105 


10 


19 


319 


.969919 


.965769 


.961654 


.982533 


.978261 


.974026 


10 


20 


320 


.969828 


.965665 


.961538 


.982479 


.978194 


| .973947 


10 


21 


321 


.969736 


.965562 


.961423 


.982425 


.978128 


.973868 


10 


22 


322 


.969645 


.965458 


.961307 


.982372 


.978061 


.973789 


10 


23 


323 


.969553 


.965354 


.961192 


.982318 


.977995 


.973710 


10 


24 


324 


.969462 


.965251 


.961076 


.982265 


.977929 


.973631 


10 


25 


325 


.969371 


•965147 


.960961 


.982211 


.977862 


.973552 


10 


26 


326 


.969279 


•965044 


.960846 


.982157 


.977790 


.973473 


10 


27 


327 


.969188 


.964940 


.960730 


.982104 


.977729 


.973394 


10 


28 


328 


.969097 


•964837 


.960615 


.982050 


.977663 


.973315 


10 


29 


329 


.969005 


•964734 


.960499 


.981997 


.977597 


.973236 


11 


— 


330 


.968914 


•964630 


.960384 


.981943 


.977530 


.973157 


11 


1 


331 


.968823 


.904527 


.960269 


.981890 


.977464 


.973078 


11 


2 


332 


.968732 


•964423 


.960154 


.981836 


.977398 


.972999 


11 


3 


333 


.968640 


•964320 


.960038 


.981782 


.977331 


.972920 


11 


4 


334 


.968549 


.964217 


.959923 


.981729 


.977265 


.972842 


11 


5 


335 


.968458 


.964114 


.959808 


.981675 


.977199 


.972763 


11 


6 


336 


.968367 


•964010 


.959693 


.981622 


.977132 


.972684 


11 


7 


337 


.968276 


.903907 


.959578 


.981568 


.977066 


.972605 


11 


8 


338 


.968184 


.903804 


.959463 


.981515 


.977000 


.972526 


11 


9 


339 


.968093 


•903701 


.959348 


.981461 


.976934 


.972447 


11 


10 


340 


.968002 


•9G3597 


.959233 


.981408 


.976867 


.972369 


11 


11 


341 


.967911 


.963494 . 


.959118 


.981354 


.976801 


.972290 


11 


12 


342 


-967820 


.963391 


.959003 


.981301 


.976735 


.972211 


11 


13 


343 


.967729 


•963288 


.958888 


.981247 


.976668 


.972132 


11 


14 


344 


.967638 


•963185 


.958773 


.981194 


.976602 


.972053 


11 


15 


345 


.967547 


•963082 


.958658 


.981140 


.976536 


.971975 


11 


16 


346 


.967456 


.962979 


.958543 


.981087 


.976470 


.971896 


11 


17 


347 


.967365 


.962876 


.958428 


.981033 


.976404 


.971817 


11 


18 


348 


•967274 


•962773 


.958313 


.980980 


.976337 


*971739 


11 


19 


349 


.967183 


.962670 


.958199 


.980926 1 


.976271 


.971660 


11 


20 


350 


.967092 


.962567 


.958084 









TAI 

)ne D( 


ILE 


No. 7. 


time wit 






Present Worth of ( 


>llar 1 


or any 


hin a Year. 


(True Discount on SI equals SI 


less amount opposite the time.) 


&% . | 5%>£ | 6% 


Mos. k 


Days, | DAYS, 


1 *% 

.944708 


1 8% [ 1Q% 


.959872 [ 


.956030 


.952230 


10 


1 


301 


1 .937305 


i .922840 


.959744 


.955896 


.952079 


10 


2 


302 


.944535 


.937110 


.922604 


.959616 


.955756 


.951928 


10 


3 


303 


.944361 


.936914 


.922367 


.959488 


.955617 


.951777 


10 


4 


304 


.944188 


.936719 


.922131 


.959360 


.955477 


.951626 


10 


5 


305 


.944015 


.936524 


.921895 


.959233 


.955338 


.951475 


10 


6 


306 


.943841 


.936330 


.921659 


.959105 


.955199 


.951324 


10 


7 


307 


•943668 


.936135 


.921423 


.958977 


.95505 9 


.951173 


10 


8 


308 


.943495 


.935940 


.921187 


.958849 


.954920 


.951022 


10 


9 


309 


.943322 


.935745 


.920952 


.958722 


.954781 


.950872 


10 


10 


310 


.943149 


.935551 


.920716 


.958594 


.954641 


.950721 


10 


11 


311 


.942976 


.935356 


.920481 


.958466 


.954502 


.950570 


10 


12 


312 


•942803 


.935162 


.920245 


.958339 


.954363 


.950420 


10 


13 


313 


.942630 


• 934968 


.920010 


.958211 


.954224 


.950269 


10- 


14 


314 


.942458 


.934774 


.919775 


.958084 


.954085 


.950119 


10 


15 


315 


.942285 


.934579 


.919540 


.957956 


.953940 


.949968 


10 


16 


316 


.942112 


• 934385 .919305 


.957829 


.953807 


.949818 


10 


17 


317 


.941940 


.934191 .919071 


.957702 


.953008 


.949668 


10 


18 


318 


•941767 


.933998 .918836 


.957574 


.953529 


.949517 


10 


19 


319 


.941595 


.933804 .918602 


.957447 


.953390 


.949367 


10 


20 


320 


.941423 


.933610 


.918367 


.957320 


.953251 


.949217 


10 


21 


321 


.941250 


.933416 


.918133 


.957192 


.953112 


.949067 


10 


22 


322 


.941078 


.933223 


.917899 


.957065 


.952973 


.948917 


10 


23 


323 


.940906 


.933029 


.917665 


.956938 


.952835 


.948767 


10 


24 


324 


.940734 


.932836 


.917431 


.956811 


.952696 


.948617 


10 


25 


325 


.940562 


•932642 


.917197 


.956084 


.952557 


.948407 


10 


26 


326 


.940390 


.932449 


.916964 


.956556 


.952419 


.948317 


10 


27 


327 


.940218 


.932256 


.916730 


.956429 


.952280 


.948167 


10 


28 


328 


.940046 


.932063 


.916497 


.956302 


.952142 


.948017 


10 


29 


329 


.939874 


.931870 


.916264 


.956175 


.952003 


.947867 


•11 


— 


330 


.939702 


.931677 


.916031 


.956048 


.9518(55 


.947718 


11 


1 


331 


.939531 


.931484 


.915798 


.955921 


.951726 


.947568 


11 


2 


332 


.939359 


.931291 


.915565 


.955795 


.951588 


.947418 


11 


3 


333 


.939188 


.931099 


.915332 


.955668 


.951450 


.947269 


11 


4 


334 


.939016 


•930906 


.915099 


.955541 


.951311 


.947119 


11 


5 


335 


.938845 


.930714 


.914867 


.955414 


.951173 


.946970 


11 


6 


336 


.938673 


.930521 


.914034 


.955287 


.951035 


.946820 


11 


7 


337 


.938502 


.930329 


.914402 


.955161 


.950897 


.946671 


11 


8 


338 


.938331 


.930136 


.914170 


.955034 


.950759 


.946521 


11 


9 


339 


.938160 


.929944 


=913938 


.954907 


.950621 


.946372 


11 


10 


340 


.937989 


.929752 


.913706 


.954781 


.950483 


.946223 


11 


11 


341 


.937817 


.929560 


.913474 


.954654 


.950345 


.946074 


11 


12 


342 


.937647 


.929368 


.913242 


.954527 


.950207 


.945925 


11 


13 


343 


.937476 


.929176 


.913010 


.954401 


.950069 


.945776 


11 


14 


344 


.937305 


.928984 


.912779 


.954274 


.949931 


.945626 


11 


15 


345 


.937134 


.928793 


.912548 


.954148 


.949793 


.945477 


11 


16 


346 


.936963 


.928601 


.912316 


.954022 


.949655 


.945329 


11 


17 


347 


.936793 


.928409 


.912085 


.953895 


.949517 


.945180 


11 


18 


348 


.936622 


.928218 


.911854 


.953769 


.949380 


.945031 


11 


19 


349 


.936451 


.928026 


.911623 


.953642 


.949242 .944882 


11 


20 


350 


.936281 


.927835 ' .911392 



TABLE No. 7. 



Present Worth of One Dollar for any time within a Year. 

(True Discount on $1 equals $1 less amount opposite the time.) 



tt% 1 %%% 1 3 % | Hos, k Days, | DAYS, I 3)^% 



4K* 



.980873 
.980820 
.980766 
.980713 
.960659 
.980606 
.980552 
.980499 
.980446 
.980392 



.976205 


.971581 


11 


21 


351 


.967001 


.962464 


.976139 


.971503 


11 


22 


352 


•966910 


.962361 


.976073 


.971424 


ii 
11 


23 


353 


.966819 


.962258 


.976007 


.971345 


11 


24 


354 


.966728 


.962155 


.97 5 940 


.971267 


11 


25 


355 


.966638 


.962052 


.975874 


.971188 


11 


26 


356 


.966547 


.961950 


.975808 


.971109 


11 


27 


357 


.966456 


.961847 


.975742 


.971031 


11 


28 


358 


.966365 


.961744 


.975676 


.970952 


11 


29 


359 


.966274 


.961641 


.975610 


.970874 


12 


— 


360 


.966184 


.961538 



.957969 
.957854 
.957740 
.957625 
.957510 
.957396 
.957281 
.957167 
.957052 
.956936 



TABLE No. 7. 



Present Worth of One Dollar for any time within a Year. 

(True Discount on SI equals SI less amount opposite the time.) 



S% I S% l A I 6% I Hos. & Days. DAYS, I 7% | 8% | 10% 



.953516 
.953390 
.953264 
.953137 
.953011 
.952885 
.952759 
.952633 
.952507 
.952381 



.949104 


.944733 


11 


21 


351 


.936110 


.927644 


.948967 


.944584 


11 


22 


352 


.935940 


.927453 


.948829 


.944436 


11 


23 


353 


•935770 


.927201 


.948692 


.944287 


11 


24 


354 


•935600 


.927070 


.948554 


.944138 


11 


25 


355 


•935429 


.926880 


.948417 


.943990 


11 


26 


356 


•935259 


.926689 


.948279 


.943841 


11 


27 


357 


.935089 


.926498 


.948142 


.943693 


11 


28 


358 


.934919 


•926307 


.948005 


.943545 


11 


29 


359 


•934749 


926116 


•947867 


.943396 


12 


— 


360 


•934579 


.925926 



.911162 
.910931 
.910701 
.910470 
.910240 
.910010 
•909780 
.909550 
.909321 
.909091 



KOBINSONIAN PERFECT MATURITY TABLES. 



TABLE No. 7 a 
INSTALMENT STOCK. 

In determining the maturity of shares, there are four elements which 
enter into the calculation, viz: 

The amount of the share ; 
The amount of the payment ; 
The time to maturity, and 
The rate of interest. 
Having given either three of these elements, these tables enable us to 
determine the other. 

In this explanation, the payment is supposed to be made at the beginning 
of each month, and to be so continued until within one month of the matu- 
rity of the share. 

(If payments are made at end of month, find from this table the time it 
takes the same payments made at first of month to mature the share, and 
add to it the number of days found in table 71 under the earning rate and 
on a line with the payment. ) 

These tables are the only ones in which the time to maturity is given 
exactly to the very day — all others are indefinite approximations, and, in 
many cases, illusory. 

The rates of interest here spoken of are always the aiinual rates, and 
cover from four per cent, to thirty per cent. — including 10.2 per cent, and 
13.2 per cent. — but the interest on the 'payments is compounded monthly. 



I will now take up the several problems the solutions of which are n< 
sary to determine each of the four elements mentioned above, the other 
three being known, and will first consider a uniform share of 8100. 



TO MATURE A $100 SHARE. 

1st. — How long will it take a given payment to mature a $100 share at 
a given rate of interest ? 

Answer. — The time, expressed in months and days, will be found in 
the table opposite the payment and in the column headed by the given rate. 

Example: When will a 50 cent payment mature a $100 share at 12 per 
cent, per annum? Opposite 50 cents, in the payment column, and under 12 
per cent., we find 109.22, which means that it will mature the share in 
exactly 109 months and 22 days. 



(If payments are made at the end of the month, it will require 20 days 
more, viz.: 110 months and 12 days, as will be shown by table 76, imme- 
diately following this table. ) 



2d. —What Payment will mature a $100 share in a given time and at a 
given rate ? 

Answer. — Look in the table under the given rate for the given time, or 
its nearest approximation. The payment opposite to it will be the required 
payment. 

Example: What payment will mature a $100 share in 82 months, at 
16 per cent. ? In the 16 per cent, column, we find 82 months and 1 day (the 
nearest approximation to 82 months) to be opposite to 67 cents — which is 
the payment required. 



ROBINSONIAN PERFECT MATURITY TABLES, 

3d. — At what Rate of interest will a given payment mature a $100 
share in a given time? 

Answer. — Look along the line of the given payment until the given 
time, or its nearest approximation, is found. This time will be under the 
required rate. 

Example ; What rate of interest is required for a 75 cent payment to mature a $100 
share in 70 months? Looking along the line of the 75 cent payment, we find 70 months 
and 3 days in the 20 per cent column. Hence, a 20 per cent rate is the rate required. 

1/ payments be made at the end of the monih, look in the table for 69 months 10 davs ; 
that is, for 20 days less than 70 months (see table 7 b) and proceed as before. In this case, 
we find 69 months and 10 days to fall about half-way between 20 per cent and 21 oer cent. 



TO MATURE ANY SHARE. 

4th. — What Time will be required to mature a given share when the 
payment and the rate of interest ai?e known ? 

Answer. — Divide 100 times the cents in the given payment by the dollars 
in the given share ; then look for this quotient in the payment column of 
the table, and the time opposite to it and under the given rate will be the 
time required to mature the share. 

Example. — How long will it require a 75 cent payment to mature a 
$60 share at 12 per cent. ? 100 times 75 cents divided by $60 = $1.25. In the 
table opposite $1.25, and in the 12 per cent, column, we find 58 months and 
19 days, which is the time required to mature the share. 

5th. — What Payment will mature a given share in a given time at a 
given rate of interest? 

Answer. — Find from the table what payment will mature a S100 share 
in the given time and at the given rate. Multiply the payment so found by 
the dollars in the given share, and one-hundredth of this product will be the 
required payment. 

Example. — What payment will mature a $125 share in 70 months at 
25 per cent.? We find that 63 cents per month is the payment which will 
mature a $100 share in 70 months and 1 day — hence 63 X 125 = 7875, which 
divided by 100 gives 78% cents as the required payment. 

6th. — What Rate of interest will be required for a given payment to 
mature a given share in a given time ? 

Answer. — Divide 100 times the cents in the given payment by the dol- 
lars in the given share. Look for this quotient in the payment column of 
the table, and on a line with it find the given time (or its nearest approxi- 
mation), and this time will be in the column of the required rate. 

Example: At what rate of interest will a $4.00 pavment mature a 
$1,000 share in 125 months? 400X100 = 40,000, which divided by $1,000 
equals 40 cents. Looking in the table opposite 40 cents, we find 125 months 
and 6 days under 12 per cent. — hence 12 per cent, is the required rate. 

7th. — What Share will be matured by a given payment in a given 
time at a given rate of interest ? 

Answer. — Find from the table what payment will mature a $100 share 
in the given time at the given rate — then divide 100 times the given pay- 
ment by the payment thus found — the quotient will be the share that will 
be matured. 

Example: What is the amount of the share that a $1.00 payment will 
mature in 73 months at 13.2 per cent. ? 100 X 100 = 10,000, which divided by 
89 cents (the payment which will mature $100 in 73 months at 13.2 per cent.) 
gives $112.36 as the exact amount of the required share. 



ROBINSONIAN PERFECT MATURITY TABLES. 

FOR PERFECT EXACTNESS; 

As a rule, the results obtained as before described are exact enough fc 
all practical purposes, and, in fact, are far more so than those obtained froi 
any other maturity tables that I know of — but the following explanation 
will show how to arrive at results that are positively and minutely accurate 



Whilst these tables give, as already explained in the several cases, tb 
exact day, or rate, or payment, or share, that will mature, when the paymeir j 
share and rate are each in even numbers, and the time exactly that which 
takes the other three even elements to mature, there are very few combine 
tions of either three of these elements that will mature at the other eve 
element. But the methods of arriving, in all cases, at results (accurate eve 
to minuteness) will now be given. 



1st. — TO FIND THE EXACT PAYMENT 

It takes to mature a $100 share in 88 months at 12 per cent. It will be see] 
from the tables that it takes a 70 cent payment 88 months and 17 days, an« 
a 71 cent payment 87 months and 22 days to mature the share— which is ; 
difference of twenty-five days in the time to maturity. Hence, as it take 
1 cent more to mature the share in 25 days less time, it will take 17-25ths o 
1 cent more of payment to mature the share in 88 mouths than it does in & 
months and 17 days. Now 17 H- 25 = .08 ; which added to 70 cents (the lesse : j 
payment) gives 70.68 cents as the exact payment required. 

Hence, the Rule: Divide the difference in days between the given thru 
and the next greater time in the table, opposite the given payment ancj 
under the given rate, by the difference in days between the next greatei 
and the next less time than that given, and add the quotient to the smaller 
payment. The result will be the exact payment. 



2d. — TO FIND THE EXACT RATE 

That it will take a given payment to mature a $100 share in a given time: 
Rule. — Find, on a line with the given payment, the two times next 
greater and less than the given time. Find the number of days' difference 
between them, and also the number of days' difference between the given 
time and the greater of the two. Divide the latter difference by the former 
and add the quotient to the rate under which the greater time is found - 
the result will be the exact rate required. 

Example. — What is the exact rate required for a SI. 00 payment to 
mature a $100 share in 63 months? We find from the table that the share 
will mature in 62 months and 4 days at 17 per cent., and in 63 months and 
12 days at 16 per cent. That is, it takes 38 days longer to mature at 16 per 
cent, than at 17 per cent. Dividing 12 (the difference in days between the 
given and the greater of Ihe two times) by 38 (the difference between the 
two times) and adding the quotient (.32) to the lesser rate, we have 16.32 per 
cent, as the exact rate required. 



3d. — TO FIND THE EXACT TIME 

That it will take a given payment to mature a given share at a given rate : 

Rule: Divide 100 times the cents in the given payment by the dollars 

in the given share ; then look for the quotient in the payment column of the 

table. If it be found exactly, the time opposite to it and under the given 



ROBINSONIAff PERFECT MATURITY TABLES. 

ate will be the exact time. If we do not find it exactly, then take the two 
imes which, under the given rate, are opposite the next less and the next 
;reater than the given payment and multiply their days' difference by the 
lifference between the given payment and the next greater payment in the 
able, and add this product to the lesser time. 

Example 1. — What is the exact time that it will require an 80 cent pav- 
aent to mature a $200 share at 15 per cent. ? 80 X 100= 8,000, which divided 
>y 200 gives a 40 cent payment, which we find exactly in the table, and the 
xact time ( 113 months and 10 days ) is opposite to it. 

Example 2. — What is the exact time that it takes a 35 cent payment to 
aature a $75 share at 19 per cent. ? 35 X 100 = 3500-^75 =46% cents. Now, 
6 cents matures in 94 months, 4 days, and 47 cents in 93 months, 3 days, 
►eing 31 days' difference. There is % cent difference between the 46% cents 
,nd the next greater payment in the table. Multiplying the 31 days by % 
ent difference in payment, we have 10 days to add to 93 months, 3 days, 
;iving 93 months and 13 days as the exact time. 



TO FIND THE EXACT SHARE 

That will be matured by an even payment in any number of even months 
.t a, fractional rate of interest ? 

Find, as before explained, the two shares that will be matured by the 
;iven payment in the given time at the two even rates of interest next 
;reater and next less than the given rate. Multiply their difference by the 
Lifference between the lesser of the two and the given rate, and add the 
■roduct to the lesser of the two shares for the required share. 

Example. —What is the exact share that will be matured by a 60 cent 
»ayment in 96 months at 9% per cent. ? 

As heretofore explained, we find that $84.55 is the share that will be 
aatured at 9 per cent., and 888.45 the share that will mature at 10 per cent. 
?heir difference (83.90) multiplied by % — tne difference between the given 
ate (9)4 per cent. ) and the next lesser rate (9 per cent.) — gives 97 cents 
o be added to the lesser share (884.55), giving us 885.52 as the exact share 
vhich will be matured by a 60 cent payment in 96 months at 9% per cent. 



ROBIXSONIAN PERFECT MATURITY TABLES, 



Time (in months and days) required for different payments to mature a $100 6hare at the annual rates :i 
the heading. Payments made the beginning of the month. Interest compounded monthly. 

(When payments are at EN D of month, see table 7 ", following this table.) 



4 % | 5 % 



7 % | 8 % [Payment! 9 % | 10%|10.2%. H 1 9 



294. 3 
285. 1 
276.17 
268.18 
261. 3 
254. 1 
247.11 
241. 2 
235. 2 
229.12 
224.00 
218.26 
213.29 
209. 9 
1204.25 
j 200-17 
! 196.14 
I 192.16 
j 188.23 
185. 5 
, 181.20 
178.10 
175. 4 
172. 1 
169. 1 
166. 4 
163.10 
160.19 
158. 1 
155.16 
153. 3 
150.22 
148.13 
146. 6 
144. 2 
142.00 
139-29 
138-00 
136- 3 
134. 7 
132.12 
130.19 
128.28 
127. 8 
125.19 
124. 1 
122.15 
121.00 
119.16 
118. 3 
116.21 
115.10 
114.00 



270. 4 250. 
262. 8 243 
254.271237- 
247.29 230, 
241.13 225. 
235. 8 219. 
229.13 214. 
223.26 209. 
218.19 204 
213.19 200 
208.26 
204. 9 
199.29 
195.24 
191.25 
188. 1 
184.11 
180.26 
177.15 
174. 8 
171. 4 
168. 4 
165. 7 
162.14 
159.24 
157. 5 
154.19 
152. 5 
149.24 
147-16 
145.10 
143. 6 



141. 3 
139. 2 
137- 3 
135. 6 
133.10 
131.16 
129.23 
128. 2 
126.13 
124.24 
123. 7 
121.21 
120. 6 
118-22 
117. 9 
115.28 
114.17 
113. 7 
111.28|107 
110.20 106 
109.13 105 



196 
191 
188 
184 
180 
177 
174 
170 
167 
164 
162 
159 
156 
154 
151 
149 
147 
144 
142 
140 
138 
136 
134 
132 
130 
129, 
127 
125. 
124, 
122, 
121. 
119, 
118 
116. 
115. 
113. 
112. 
111. 
110. 
108. 



14 234 

16 227 

1 221 

27 216 

3 211 
18 206 
12 201 
14 197 

23 192 
9 188 

1 185 
29 181 

2 177 
10 174 
22 171 
10 168 

1 165 
26 162 

24 159 
26 156 

1 154 

9 151 

20 149 

4 140 



144 
142 
140 
138 

18 136 
15 134 

14 132 

15 130 
18 128 
22 127 
28 

5 
14 
24 

6 
18 

2 
17 

4 
21 



125. 

123. 

122. 

120. 

119. 

117. 

116. 

114. 

113. 

112. 
9 HO. 
28 109. 
19108. 
10 107. 
2 106. 
25 104. 



103 

102 
101 



. 9 

.18 

5 

.28 
.26 
.00 
.09 
.23 
.12 

4 
00 
.00 

3 
.10 
.19 

2 
.17 
. 4 
.24 
.16 
.11 

• 7 
. 6 

• 
. 8 
.12 
.16 

• 24 
. 3 
.13 
.24 

• 7 
.20 
. 5 

21 
8 
27 
16 
6 
27 
19 
12 
6 
1 
27- 
24 
20 
17 



• Ou 219.28 
.23 214. 9 
.28J209.00 
.13 204. 1 
199.10 
194.24 
190.16 
186.15 
182.19 
178.28 
175.12 
172. 1 
168.24 
165.20 
162.21 
159.25 
157. 2 
154.12 
151.25 
149.11 
147.00 
144.20 
142.13 
140. 9 
138. 7 
136. 6 
134. 7 
132. 9 
130.14 
128.21 
126.29 
125. 8 
123.18 
122 00 
120.13 
118.28 
117.14 
116. 1 
114.19 
113. 8 
111.28 
110.19 
109.11 
108. 5 
106.28 
105-22 
104.17 
103.13 
102.10 
101. 8 
100. 6 
99. 5 
98. 5 



.20 
.21 
.22 
.23 
.24 
.25 
.26 
.27 
.2§ 
.29 
.30 
.31 
.32 
.33 
.34 
.35 
.36 
.37 
.38 
.39 
.40 
.41 
.42 
.43 
.44 
.45 
.46 
.47 
.48 
.49 
.50 
.51 
.52 
.53 
.54 
.55 
.56 
.57 
.58 
.59 
.60 
.61 
.62 
.63 
.64 
.65 
.66 
.67 
.68 
.69 
70 
71 
72 



207.22 197 

202.19 192 
J97.24 187 

193. 7 183 
188-27 179 

184.23 175 

180.26 172 
177. 4 168 

173.18 165 
170. 6 162 

|166.28 159 
J163.25 156 
160.25 153 
157.29 151 
155. 7 148 
152.17 146 
150. 1 143. 
147.17 141. 
145. 6 139. 

142.27 137. 

140.20 135. 
138.16 133. 
136.14 131. 

134.14 129. 
132.16 127. 

130.19 125. 
128.25 123. 
127. 1 122. 
125.10 120. 

123.20 119. 
122. 1 117. 
120.13 116. 

118.28 114. 
117-13 113. 

115.29 111. 

114.16 HO. 
113. 5 109. 
111.25 107. 

110.15 106. 
109. 7 105. 
107.29 104. 
106.23 103. 

105.17 102. 
104.12 101. 
103. 8 99. 
102. 4 
101. 2 
100.00 

98.29 
97.28 
96-28 
95.29 
95.00 



2 195 
.11 190 
28 186 
.20 181 
22 178 
28 174 
9 170 
.26 167 
.17 164 
.13 160 
.13 158 
.16 155 
.23 152 
. 3 149 
.16 147 
. 2 144 

21 142 
13 140 

6 138 

2 135 

00 133 

00 131 

2 130 

6 128 
12 126 
19 124 

28 123 
8 121 

19 119 

3 118 
17 116- 

2 115 
19 113. 

7 112 
26 111 
16 109. 

7 108. 

29 107. 

22 106. 
16 104. 
11 103. 

6 102. 

2 101. 

00 100. 



2 i87 
.13 183 

3 179 

28 175 
00 171 

. 8 168 

21 164 

.10 161 

3 158 

29 155 
00 152 

5 150 
13 147 

25 144 
9 142 

26 140 
16 138 

8 135 

2 133 

29 131 

28 129 

29 128 
2 126 

6 124 



.20 179. 
. 9 175. 
. 5 171. 1C 
. 8 167.20 
.17 164. T 
160.28 
157.24 
154.25 
151.29 
149. 7 
146.18 
144. 2 
.12 141.20 
.28 139.10 
137. 3 
134-28 
132.25 
130.25 
128.27 
127.(0] 
125. 
123.13 ] 
121.22 



1 
.20 
14 
12 
15 
20 
.00 



16 
7 
00 
26 
24 
.24 
.26 
• 00 
. 5 



98. 



96. 
95. 
94. 
93. 
93 
92. 



99. 
98. 
97. 
96. 
95. 
94. 
93. 
92. 
91. 



122 

121 

119 

117 

116 

114 

113 

112 

110 

109 

108 

106 

105 

104 

103 

102 

101. 

99. 

98 

97. 

96 

95. 

94 

93. 

92 

92. 

91 

90 

89 



13 120. 

J 



22 118-14 



116-27 



ROBIXSONIAN PERFECT MATURITY TABLES. 



Time (in months and days) required for different payments to mature a $100 share at the annual rates m 
the heading. Payments made the beginning of the month. Interest compounded monthly. 

(When payments are at EN D of month, see table 7 «, following this table.) 
4 % 1 5 % : 6 % ; 7 % i § % : Payment. 9 % ; 1Q%:10.2% 11% 18% 



108. 7 


104. 6 


100.16 


97. 5 


107. 2 


103. 3 


99.15 


96. 6 


105.27 


102. 1 


98.14 


95. 8 


104.23 


100.29 


97.15 


94. 9 


103.20 


99.28 


96.16 


93.12 


102.18 


98.28 


95.17 


92.15 


101.16 


97.28 


94.19 


91.19 


100.15 


96.29 


93.22 


90.23 


99.14 


96.00 


92.25 


89.28 


98.14 


95. 2 


91.29 


89. 3 


97 15 


94. 5 


91. 3 


88. 9 


96-16 


93. 8 


90. 8 


87.15 


95.18 


92d2 


89.13 


86.21 


94.21 


91.16 


88.18 


85.28 


93.24 


90.20 


87.25 


85. 6 


92.27 


89.26 


87. 1 


84.13 


92. 1 


89. 1 


86. 8 


83.21 


91. 5 


88. 7 


85.15 


83.00 


90.10 


87.13 


84.23 


82. 9 


89.16 


86.20 


84. 1 


81.18 


88.22 


85.27 


83.10 


83-28 


87.28 


85. 5 


82.18 


80. 8 


87. 5 


84.14 


81.28 


79.18 


86.12 


83.22 


81. 7 


78.29 


85.19 


83.00 


80.17 


78.10 


84.27 


82.10 


79.28 


77.21 


84. 5 


81.19 


79. 8 


77. 3 


83.14 


80.29 


78.19 


76.14 


82.23 


80. 9 


78.00 


75.27 


82. 3 


79.19 


77.12 


75. 9 


81.12 


79.00 


76.24 


74.22 


80.22 


78.12 


76. 6 


74. 5| 


80. 3 


77c23 


75.18 


73.18! 


79.13 


77. 5 


75. 1 


73. 1 


78.24 


76.17 


74.14 


7*.15 l 


78. 6 


75.29 


73.27 


71.29 


77.17 


75.11 


73.10 


71.13 


76.29 


74.24 


72.24 


70.28 


76.11 


74. 6 


72. 8 


70.13 


75.24 


73.21 


71.22 


69.27 


75. 7 


73. 4 


71. 7 


69.13 


74.20 


72.18 


70.21 


68.28 


74. 3 


72. 3 


70. 6 


68.13 


73.16 


71.17 


69.21 


67.29 


73.00 


71. 1 


69. 7 


67.15 


72.14 


70.16 


68.22 


67. 1 


71.28 


70. 1 


68. 8 


66.18 


71.13 


69.16 


67.24 


66. 4 


70.28 


69. 2 


67.10 


65.21 


70.12 


68.17 


66.26 


65. 8 


69.28 


68. 3 


66.14 


64.25 


69.13 


67.19 


65.29 


64.12 


68.28 


67. 5 


65.16 


63.29 



.73 

.74 

.75 

.76 

.77 

.78 

.79 

.80 

.81 

.82 

.83 

.84 

.85 

.86 

.87 

.88 

.89 

.90 

.91 

.99 

.93 

.94 

.95 

.96 

.97 

.98 

.99 

1.00 

1.01 

1.02 

1.03 

1.04 

1.05 

1.06 

1.07 

1.08 

1.09 

1.10 

1.11 

1.12 

1.13 

14 

15 

16 

17 

18 

19 

20 

21 

1.22 

1.23 

1.24 

1.25 



94. 2 


91. 71 


93. 5 


90.11 


92. 8 


89.15 


91.12 


88.20 


90.16 


87.26 


89.20 


87. 2 


88.25 


86. 8 


88. 1 


85.15 


87. 7 


84.22 


86.13 


84.00 


85.20 


83. 8, 


84.28 


S2.16 


84. 5 


81.25 


83.13 


81. 4 


82.22 


80.14 


82. 1 


79.24 


81.10 


79. 5 


80.20 


78.15 


80.00 


77.26 


79.10 


77. 7 


78.20 


76.19 


78. 2 


76. 1 


77.13 


75.13 


76.25 


74.25 


76. 7 


74. 8 


75.19 


73.21 


75. 1 


73. 4 


74.14 


72.17 


73.27 


72. 1 


73.10 


71.15 


72.24 


71.00 


72. 8 


70.14 


71.22 


69.29 


71. 6 


69.13 


70.20 


68.28 


70. 5 


68.14 


69.20 


68.00 


69. 5 


67.16 


68.21 


67. 2 


68. 6 


66.18 


67.22 


66. 4 


67. 8 


65.21 


66.24 


65. 7 


66.10 


64.24 


65.27 


64.12 


65.14 


63.29 


65. 1 


63.16 


64.18 


63. 4 


64. 5 


62.22 


63.22 


62.10 


63.10 


61.28 


62.28 


61.16 


62.16 


61. 5 



90.21 
89.25 
89.00 
88. 5 
87.11 
86.17 
85.23 
85.00 
84. 8 
83.16 
82.24 
82. 3 
81.12 
80.21 
80. 1 
79.11 
78.22 
78. 2 
77.13 
76.25 
76. 7 
75.19 
75. 1 
74.13 
73.26 
73.10 
72.23 
72. 7 
71.21 
71. 5 
70.19 
70. 4 
69.19 
69. 4 
68.19 
68. 4 
67-20 
67. 6 
66.22 
66. 8 
65.25 
65.12 
64.29 
64.16 
64. 3 
63.21 
63. 9 
62.26 
62.13 
62. 1 
61.20 
61. 8 
60.27 



88.18 
87.23 
86.29 
86. 5 
85.12 
84.19 
83.26 
83. 4 
82.13 
81.22 
81.00 
80.10 
79.20 
79.00 
78.10 
77-21 
77. 3 
76.14 
75.26 
75. 8 
74-20 
74. 3 
73-16 
72.29 
72.13 
71.26 
71.10 
70-25 
70. 9 
69.24 
69. 9 
68.24 
68. 9 
67-25 
67.11 
66.27 
66.13 
65.29 
65.16 
65. 2 
64.19 
64. 7 
63.23 
63.11 
62.28 
62.17 
62. 5 
61.23 
61.11 
61.00 
60.18 
60. 7 
59.26 



ROBINSONIAN PERFECT MATURITY TABLES. 



Time (in months and days) required for different payments to mature a $100 share at the annual rates in 
the heading. Payments made the beginning of the month. Interest compounded monthly. 





(When payments are at END of month, tee table 7 < 


x, follow 


ngth'hs table.) 




13% |1 : . ■ i 


15% 


16% |Payment| 17% | 18% | 19% | 20% 


21% 


171.20 


170. 7 


164.25 


158.18 


152.27 


.20 


147.20 142.26 


138.12J134. 7 


130.11 


167.26 


166.15 


161. 8 


155. 7 


149.22 


.21 


144.20 139.29 


135.19 131.18 


127.25 


164. 8 


162.28 


157.26 


152. 2 


146.21 


.22 


141.24 137. 7 


133. 1 129. 4 


125.14 


160.26 


159.17 


154.20 


149. 1 


143.25 


.23 


139. 2 134.20 


130.17 126.23 


123. 6 


157.19 


156.11 


151.19 


146. 4 


141. 3 


.24 


136.14 132. 6 


128. 6 124.15 


121. 1 


154.16 


153.10 


148.22 


143.12 


138.15 


.25 


134.00 129.25 


125.29 122.10 


119.00 


151.18 


150.13 


145.29 


140.23 


136. 1 


.26 


131.19 127.18 


123.25 120. 9 


117. 1 


148.24 


147-20 


143. 9 


138. 8 


133.20 


.27 


129.12 125.13 


121.23118.10 


115. 4 


146. 3 


145.00 


140.23 


135.27 


131.12 


.28 


127. 7 123.11 


119.24 116.14 


113.10 


143.16 


142.14 


138.11 


133.18 


129. 7 


.29 


125. 5 121.12 


117.28 114.19 


111.18 


141. 2 


140. 1 


136. 1 


131.12 


127. 4 


.30 


123. 5 119.15 


116. 3 112.27 


109.23 


138.21 


137.20 


133.24 


129. 8 


125. 3 


.31 


121. 8 117.20 


114.10 111. 7 


108.10 


136.13 


135.13 


131.19 


127. 7 


123. 5 


.32 


119.12 115.28 112.20 109.19 


100.23 


134. 7 


133. 8 


129.17 


125. 8 


121.10 


.33 


117.19 114. 7 111. 1108. 2 


105. 8 


132. 4 


131. 5 


127.17 


123.12 


119.16 


.34 


115.28 112.19 109.14 106.17 


103.25 


130. 3 


129. 5 


125.19 


121.17 


117.24 


.35 


114. 9 111. 1 


108.00 105. 4 


102.13 


128. 4 


127. 7 


123.24 


119.24 


116. 3 


.36 


112.21 109.15 


106.15 103.22 


101. 3 


126. 7 


125.11 


122.00 


118. 3 


114. 5 


.37 


111. 4 108-00 105. 3 102.11 


99.24 


124.12 


123.16 


120. 8 


116. 3 


112.28 


.38 


109.19 106.18^03.22 101. 1 


98.10 


122.19 


121.23 


118.17 


114.26 


111.12 


.39 


108. 6 105. 6102. 12 99.23 


97. 9 


120.27 


120. 3 


116.28 


113.10 


109.28 


.40 


106.24 103.26 101. 4 


98.16 


96. 4 


119. 7 


118.13 


115.11 


111.25 


108.15 


.41 


105.13 102.17 


99.26 


97.10 


94.29 


117-18 


116.25 


113.26 


110.11 


107. 4 


.42 


104. 3 101.10 


98.20 96. 6 


93.20 


116. 2 


115. 9 


112.11 


108.28 


105.24 


.43 


102.25 100. 2 


97.15 95. 2 


92.23 


114.16 


113.24 


110.28 


107-17 


104.15 


.44 


101.18 98.26 


96.10 93.29 


91.21 


113. 2 


112.10 


109.16 


106. 8 


103. 6 


.45 


100.11 97-21 


95. 7 


92.27 


90.20 


111.10 


110.28 


108. 4 


104.29 


101.29 


.46 


99. 6 96.17 


94. 4 


91.25 


89.20 


110. 7 


109.16 


106.25 


103.21 


100.23 


.47 


98. 2 95.15 


93. 3 


90.25 


88.21 


108.27 


108. 6 


105.17 


102.14 


99.18 


.48 


96.28 94.13 


92. 2 89.25 


87.23 


107.17 


106.27 


104.10 


101. 9 


98.14 


.49 


95.25 93.11 


91. 2 88.26 


86.25 


106. 9 


105.19 


103. 3 


100. 4 


97.11 


.50 


94.23 92.10 


90. 3 87.28 


85.28 


105. 1 


104.12 


101.27 


99.00 


96. 9 


.51 


93.22 91.11 


89. 4 


87. 1 


85. 1 


103.25 


103. 6 


100.22 


97.27 


95. 7 


.52 


92.22 90.12 


88. 6 


86. 4 


84. 5 


102.19 


102. 1 


99.19 


96.25 


94. 6 


.53 


91.23 89.14 


87. 9 


85. 8 


83.10 


101.15 


100.26 


98.16 


95.23 


93. 6 


.54 


90.24 88.16 


86.12 


84.12 


82.15 


100.11 


99.22 


97.14 


94.22 


92. 7 


.55 


89.26 87.19 


85.16 


83.17 


81.21 


99. 8 


98.20 


96.13 


93.22 


91. 8 


.56 


88.28 86.22 


84.21 


82.23 


80.28 


98. 5 


97.18 


95.11 


92.23 


90.10 


.57 


88. 1 85.27 


83.26 


81.29 


80. 5 


97. 4 


96.17 


94.11 


91.24 


89.13 


.58 


87. 5 85. 2 


83. 2 


81. 6 


79.12 


96. 3 


95.16 


93.12 


90.26 


88.15 


.59 


86. 9 84. 7 


82. 8 


80.13 


78.20 


95. 3 


94.16 


92.13 


89.29 


87.19 


.60 


85.14 83.13 


81.15 


79.20 


77.28 


94. 4 


93.17 


91.16 


89. 2 


86.24 


.61 


84.19 82.19 


80.22 


78.28 


77. 7 


93. 5 


92.19 


90.18 


88. 6 


85.29 


.62 


83.25 81.26 


80.00 


78. 7 


76.17 


92. 7 


91.21 


89.21 


87.10 


85. 4 


.63 


83. 2 81. 4 


79. 8 


77.16 


75.26 


91. 9 


90.24 


88.25 


86.15 


84.10 


.64 


82. 9 


80.11 


78.17 


76.25 


75. C 


90.12 


89.27 


87.29 


85.20 


83.16 


.65 


81.16 


79.19 


77.26 


76. 5 


74.17 


89.16 


89. 1 


87. 4 


84.27 


82.23 


.66 


80.24 


78.28 


77. 5 


75.15 


73.28 


88.20 


88. 5 


86. 9 


84. 3 


82. 1 


.67 


80. 2 


78. 7 


76.14 


74.26 


73. 9 


87.25 


87.10 


85.15 


83.10 


81. 9 


.68 


79.11 


77.16 


75.25 


74. 7 72.21 


87.00 


86.16 


84.21 


82.17 


80.17 


.69 


78.20 76.27 


75. 6 


73. 18 1 72. 3 


86. 6 


85.22 


83.28 


81.25 


79.26 


.70 


78.00 


76. 7 


74.17 


73-00 


71.15 


85.12 


84.28 


83. 5 


81. 3 


79. 5 


.71 


77.10 


75.18 


73.28 


72.12 


70.28, 


84.18 


84. 5 


82.13 


80.12 


78.14 


.72 


77.20 


74.29 


73.10 


71. 24 


70.10 



ROBINSOXIAX PERFECT MATURITY TABLES, 



Time (in months and days) required for different payments to mature a $100 share at the annual rates in 
the heading. Payments made the beginning of the month. Interest compounded monthly. 

(When payments are at EN D of month, tee table 7 a, f oHowing this table.) 



13%|13.2%| 14% 



15% | 16% |Payment| 17% | 18% | 19% | 20% | 91? 



83.12 
82.20 
81.28 
81. 7 
80.16 
79.25 
79. 4 
78-15 
77-25 
77- 6 
76.17 
75.28 
75.10 
74.22 
74. 4 
73.17 
73-00 
72.13 
71.27 
71-10 
70.24 
70. 9 
69-23 
69. 8 
68-23 
68. 8 
67-23 
67. 9 
66.25 
66.11 
65.27 
65.13 
65.00 
64.17 
64. 4 
63.21 
63. 8 
62.26 
62.13 
62. 1 
61.19 
61. 7 
60.26 
60.14 
60. 3 
59.22 
59.11 
59.00 
58.19 
58. 8 
57.28 
57.17 
57. 7 



31.21 
81.00 
80.10 
79.18 
78.28 
78. 7 
77.18 
76.28 
76.10 
75.21 
75. 3 
74.15 
73. 27 
73.10 
72.23 
72. 6 
71.19 
71. 3 
70.17 
70. 1 
69.16 
69. 1 
68.16 
68. 1 
67-16 
67. 2 
66.18 
66. 4 
65.20 
65. 6 
64.23 
64.10 
63.27 
63.14 
63. 1 
62.19 
62. 7 
61.25 
61.13 
61. 1 
60.19 
60. 8 
59.26 
59.15 
59. 3 
58.23 
58-12 
58. 2 
57. 21 
57.11 
57. 1 
56.21 
56.10 



79 

79 

78 

77 

77 

76 

75 

75. 

74. 

73. 

73. 

72. 

72. 

71. 

71. 

70. 

70. 

69. 

69. 

68. 

68- 

67. 

67. 

66. 

66. 

65. 

65- 

64. 

64. 

63- 

63- 

63. 

62. 

62. 

61. 

61. 

60- 

60. 

60. 

59. 

59. 

59. 

58. 

58. 

58. 

57. 

57. 

56. 

56. 

56. 

55. 

55. 

55. 



.21 


77-24 


.73 


[ 76. 1 


.00 77. 4 


.74 


75.11 


.10' 76.15 


.75 


74.23 


.20 75.26 


.76 


74. 4 


. 1 75. 7 


.77 


73.16 


.11 74.19 


.78 


72.29 


23 74. 1 


.79 


72.12 


. 4 


73- 13 


.80 


71. 24 


.16 


72.25 


.81 


71. 7 


.28 


72. 8 


.82 


70.21 


.11 


71-21 


.83 


70- 5 


.23 


71. 5 


.84 


69-19 


. 6 


70-18 


.85 


69. 3 


.20 


70. 2 


.86 


68.16 


. 3 


69-16 


.87 


68. 2 


.17 


69. 1 


.88 


67-17 


. 1 


68-16 


.89 


67. 3 


.16 


68. 1 


.90 


66-18 


• 00 


67-16 


.91 


66. 4 


.15 


67. 1 


.92 


65-20 


.00 


66-17 


.93 


65. 6 


.16 


66. 3 


.94 


64.22 


. 1 


65-19 


.95 


64. 9 


.17 


65. 5 


.96 


63-25 


. 3 


64- 21 


.97 


63.12 


.19 


64- 8 


.98 


62.29 


. 5 


63- 25 


.99 


62.17 


.22 


63-12 


l.OO 


62. 4 


. 8 


62-29 


1.01 


61.22 


25 


62-16 


1.02 


61.10 


13 


62- 4 


1.03 


60.28 


.00 


61-22 


1.04 


60.16 


.17 


61-10 


1.05 


60. 4 


• 5 


60-23 


1.06 


59.23 


.23 


60.16 


1.07 


59.11 


.11 


60- 4 


1.08 


59.00 


• 29 


59-23 


1.09 


58.19 


.17 


59-12 


1.10 


58. 8 


. 6 


59- 1 


1.11 


57.28 


.23 


58-20 


112 


57.17 


.13 


58- 9 


113 


57. 6 


. 2 


57-28 


114 


56.24 


.21 


5717 


115 


56.15 


.10 


57- 7 


1.16 


56. 5 


.00 


56-27 


1.17 


55.25 


.19 


5616 


118 


55.16 


. 9 


56- 7 


1.19 


55. 6 


.28 


55-27 


1.20 


54.26 


.18 


5517 


121 


54.17 


. 8 


55. 7 


1.22 


54. 7 


.28 


54.28 


1.23 


53.28 


.19 


54.18 


1.24 


53.19 


. 9 


54. 9 


1.25 


53.10 



74.10 
73.22 
73. 4 
72.16 
71.29 
71.12 
70-25 
70. 8 
69.22 
69. 6 
68.20 
68. 5 
67.20 
67. 5 
66-20 
66. 6 
65-22 
65-17 
64.24 
64-10 
63.27 
63.13 
63. 1 
62.18 
62. 5 
61.23 
61.10 
60-28 
60-16 
60. 4 
59.23 
59-12 
59.00 
58-19 
58- 8 
5727 
57.16 
5". 6 
56.25 
56.15 
56- 5 
55.25 
55.15 
55. 5 
54.26 
54.16 
54. 7 
53.27 
53.18 
53. 9 
53.00 
52.21 
52.12 



72.22 
72. 4 
71.17 
71- 00 
70-13 
69.27 
69.11 
68-25 
68. 9 
67-24 
67-10 
66.24 
66- 9 
65-25 
65-10 
64-26 
64-13 
63-29 
63-16 
63. 3 
62-20 
62. 7 
61-24 
61-12 
61-00 
60-18 
60- 6 
59-24 
59-13 
59. 1 
58-20 
58- 9 
57-28 
57-17 
57- 6 
56-26 
56.16 
56. 5 
55-25 
55.15 
55. 5 
54.26 
54-16 
54. 7 
53.27 
53-18 
53. 9 
53.00 
52.21 
52.12 
52. 3 
51.25 
51.16 



71. 7 
70.19 
70. 3 
69.16 
69.00 
68.14 
67-29 
67.13 
66-27 
66.13 
65.29 
65-14 
65- 00 
64-16 
64- 3 
63-19 
63- 6 
6223 
62-10 
61.27 
61.14 
61. 2 
60-20 
60. 8 
59-25 
59-14 
59. 3 
58.21 
58-10 
5728 
5718 
57- 7 
56-26 
56-16 
56. 6 
55-25 
55-16 
55- 6 
54-26 
54-16 
54- 6 
53- 27 
53-18 
53. 9 
53,00 
52.21 
52-12 
52. 3 
51.24 
51.16 
51 .7 
50.29 
50.21 

























ROBINSOXIAX PERFECT MATURITY ' 


fABLES. 


Time (in months and days, 
the heading. Payments mad 


required for different payments to mature a $100 share at the annual rates in 
e the beginning of the month. Interest compounded monthly. 


(When payments are at END of month, see 


table 7 a t following this table.) 


22% | 23% | 24% | 25% | 26% 


i Payment | 27% | 2§% 


| 20% | 30 % | 


126.22 123.11 


120. 5 117. 5 114.11 


.20 


111.20 


109. 2 


106.23 


104.14 




124.10 121. 1 


117.28 115. 1 112. 8 


.21 


109.19 


107. 6 


104.26 


102.20 




122. 1 118.25 115.25 


113.00 110. 9 


.22 


107-23 


105.11 


103. 3 


100.28 




119.26 116.22 113.25 


111. 1 108.13 


.23 


105.29 


103.18 


101.12 


99. 8 




117.24 114.23 111.27 


109. 6 106.19 


.24 


104. 7 


101.29 


99.23 


97.21 




115.25lll2.26 110. 2 


107.13 104.28 


.25 


102.17 


100.11 


98. 7 


96. 6 




113.28 111. 2 108. 9 


105.22 103. 9 


.26 


101.00 


98.24 


96.22 


94.23 




112. 4 


109. 9106. 19 104. 4 101.22 


.27 


99 15 


97.11 


95.10 


93.11 




110.12 


107.19 


105. 1 


102.17 100. 7 


.28 


98. 1 


95.28 


93-29 


92. 2 




108.21 


106. 1 


103.14 101. 2 98.24 


.29 


96.19 


94.18 


92.19 


90.24 




107. 3 


104.14 


102.00 


99.19 97.12 


.30 


95. 9 


93. 9 


91.11 


89.17 




105.17 


103.00 


100.17 


98. 7 96. 2 


.31 


94.00 


92. 1 


90. 5 


88.11 




104. 2 


101.17 


99. 5 


96.28 94.23 


.32 


92.22 


90.25 


89.00 


87. .7 




102.19 


100. 5 


97.25 


95.19 93.16 


.33 


91.16 


89.20 


87-26 


86. 4 




101. 8 


98.25 


96.16 


94.12 92.10 


.34 


90.11 


88.16 


86.23 


85. 2 




99.28 


97.17 


95. 9 


93. 5 


91. 5 


.35 


89. 8 


87.13 


85.21 


84. 2 




98.19 


96. 9 


94. 3 


92. 1 


90. 1 


.36 


88. 5 


86.12 


84.20 


83. 2 




97.11 


95. 3 


92.28 


90.27 


88.29 


.37 


87. 3 


85.11 


83.21 


82. 3 




96. 5 


93.28 


91.24 


89.24 87.27 


.38 


86. 3 


84.11 


82.22 


81. 4 




94.29 


92.24 


90.21 


88.22 86.26 


.39 


85. 3 


83.12 


81-24 


80. 7 




93.25 


91.21 


89.19 


87.21 85.26 


.40 


84. 4 


82.14 


80.26 


79.11 




92.22 


90.19 


88.18 


86.21 84.27 


.4 1 


83. 6 


81.17 


80.00 


78.15 




91.20 


89.17 


87.18 


85.22 83.29 


.42 


82. 8 


80-20 


79. 4 


77.20 




90.18 


88.17 


86.19 


84.24 83. 2 


.43 


81.12 


79.24 


78. 9 


76.26 




89.18 


87.17 


85.20 


83.26 82. 5 


.44 


80.16 


78.29 


77-15 


76. 2 




88.18 


86.19 


84.23 


83.00 81. 9 


.45 


79.21 


78- 5 


76-21 


75. 9 




87.19 


85.21 


83.26 


82. 3 


80.13 


.46 


78.26 


77.11 


75.28 


74.16 




86.21 


84.23 


82.29 


81. 8 


79.19 


.47 


78. 2 


76.18 


75. 5 


73.25 




85.23 


83.27 


82. 4 


80.13 


78.25 


.48 


77. 9 


75.25 


74.13 


73. 3 




84.27 


83. 1 


81. 9 


79.19 


78. 1 


.49 


76.16 


75. 3 


73.22 


72.12 




84.00 


82. 5 


80.14 


78.25 


77. 8 


.50 


75.24 


74.11 


73. 1 


71.22 




83. 5 


81.11 


79.20 


78. 2 


76.16 


.51 


75. 2 


73.20 


72.10 


71. 2 




82.10 


80.17 


78.27 


77. 9 


75.24 


.52 


74.11 


73.00 


71-20 


70.13 




81.15 


79.23 


78. 4 


76.17 75. 3 


.53 


73.20 


7 2.10 


71. 1 


69.23 




80.22 


79. 1 


77.12 


75.26 74.12 


.54 


73.00 


71-20 


70.11 


69. 5 




79.28 


78. 8 


76.20 


75. 5 73.22 


.55 


72.10 


71. 1 


69-23 


68.16 




79. .6 


77.16 


75.29 


74.14 73. 2 


.56 


71.21 


70.12 


69. 4 


67.29 




78.13 


76.25 


75. 8 


73.24 72.12 


.57 


71. 2 


69.23 


68.16 


67.11 




77.22 


76. 4 


74.18 


73. 4 71.23 


.58 


70.13 


69. 5 


67-29 


66.24 




77.00 


75.13 


73.28 


72.15 71. 4 


.59 


69.25 


68.17 


67-12 


66. 7 




76.10 


74.23 


73. 8 


71.26 70.16 


.60 


69. 7 


68.00 


66.25 


65-21 




75.19 


74. 4 


72.19 


71. 7 69.28 


.61 


68.20 


67.13 


66. 8 


65. 5 




74.29 


73.14 


72. 1 


70.19 69.10 


.62 


68. 3 


66.27 


65.22 


64.19 




74. 9 


72.25 


71.12 


70. 1 68.23 


.63 


67.16 


66.10 


65. 6 


64. 4 




73.20 


72. 6 


70.24 


69.14 68. 6 


.64 


66.29 


65-24 


64.21 


63.19 




73. 1 


71.18 


70. 6 


68.27 67.19 


.65 


66.13 


65. 8 


64. 5 


63. 4 




72.13 


71.00 


69.19 


68.10 67. 3 


.66 


65.27 


64.23 


63.20 


62.19 




71.24 


70.12 


69. 2 


67.24 


66.17 


.67 


65.12 


64. 8 


63. 6 


62. 4 




71. 7 


69.25 


68.15 


67. 7 


66. 1 


.68 


64.26 


63.21 


62-21 


61.20 




70.19 


69. 8 


67.29 


66.22 


65.16 


.69 


64.11 


63. 8 


62. 7 


61. 6 




70. 2 


68.22 


67.13 


66. 6 


65. 1 


.70 


63-27 


62.24 


61.23 


60.23 




69.15 


68. 5 


66.27 


65.20 


64.16 


.71 


63.12 


62.10 


61. 9 


60. 9 




68.29 67.19 


66.11 


65. 5 64. 1 


.72 


62.28 


61.26 


60.26 


59.27 





ROBINSONIAN PERFECT MATURITY TABLES. 



Time (in months and days) required for different payments to mature a $100 share at the annual rates in 
the heading. Payments made the beginning of the month. Interest compounded monthly. 

(When payments are at EN D of month, see table 7 «, f oHowing this table.) 



22% 


23% 


24% 


, 25% 


i 26% Payment 


27% 


28% 


29% ; 30% 


68.12 


67. 4 


65. £6 


64.21 


63.16 


.73 


62.14 


61.13 


60.13 


59.13 




67.26 


66.18 


65.11 


64. 6 


63. 2 


.74 


62.00 


60.29 


59.29 


59. 1 




67.11 


66. 3 


64.27 


63.22 


62.19 


.75 


61.16 


60.16 


59.16 


58.18 




66.25 


65.18 


64.12 


63. 8 


62. 5 


.76 


61. 3 


60. 3 


59. 4 


58. 6 




66.10 


65. 3 


63.28 


62.24 


61.21 


.77 


60.19 


59^20 


58.21 


57.24 




65.25 


64.19 


63.14 


62.11 


61. 8 


.7§ 


60. 7 


59- 8 


58.10 


57.12 




65.11 


64. 5 


63.00 


61.27 


60.25 


.79 


59.25 


58.25 


57.28 


57. 1 




64.26 


63.21 


62.16 


61.14 


60.12 


§0 


59 12 


58.13 


57-16 


56.19 




64.12 


63. 7 


62. 3 


61. 1 


60.00 


.81 


59.00 


58. 1 


57. 4 


56. 7 




63.28 


62.23 


61.20 


60.18 


59.17 


.§2 


58.18 


57-20 


56.22 


55.26 




63.14 


62.10 


61. 7 


60. 5 


59. 5 


.83 


58. 6 


57- 8 


56.11 


55.15 




63. 1 


61.27 


60.24 


59.23 


58.23 


.84 


57.24 


5627 


56.00 


55. 4 




62.18 


61.14 


60.12 


59.11 


58.11 


.85 


57.13 


56-16 


55.19 54.24 




62. 5 


61. 1 


60.00 


58.29 


58.00 


.86 


57. 1 


56- 4 


55. 8 54.13 




61.22 


60.19 


59.17 


58.17 


57.18 


.87 


56.20 


55-23 


54.28 54.03 




61. 9 


60. 7 


59. 5 


58. 5 


57. 7 


.88 


56. 9 


55-13 


54.17 


53.23 




60.27 


59.25 


58.24 


57.24 


56.25 


89 


55.28 


55- 2 


54- 7 


53-13 




60.14 


59.13 


58.12 


57.13 


56.15 


.90 


55.17 


54-22 


53-27 


53. 3 




60. 2 


59. 1 


58. 1 


57. 2 


56. 4 


.91 


55. 7 


54-11 


53-17 


52.23 




59.20 


58.19 


57.19 


56.21 


55.23 


.92 


54.27 


54- 1 


53- 7 


52.14 




59. 8 


58. 7 


57. 7 


56.10 


55.13 


.93 


54.16 


53-22 


52.27 52. 4 




58.27 


57.26 


56.27 


55.29 


55. 2 


.94 


54. 6 


53-11 


52-17 51.24 




58.16 


57.15 


56.17 


55.19 


54.22 


.95 


53.26 


53- 2 


52- 8 51.15 




58. 4 


57. 4 


56. 6 


55. 8 


54.12 


.96 


53.16 


52-22 


51.29 51. 7 




57.23 


56.23 


55.25 


54.28 


54. 2 


.97 


53. 7 


52-13 


51-19 50.27 




57.12 


56.13 


5 5.15 


54.18 


53.22 


.98 


52.27 


52- 3 


51.10 50.18 




57. 1 


56. 2 


55. 4 


54. 8 


53.12 


.99 


52.18 


5124 


51. 1 50. 9 




56.20 


55.22 


54.24 


53.28 


53. 3 


1.00 


52. 8 


51-15 


50-22 50. 1 




56.10 


55.11 


54.14 


53.18 


52.23 


l.Ol 


51.29 


51- 6 


50.13 


49.22 




55.29 


55. 1 


54. 4 


53. 9 


52.14 


1.02 


51.20 


50-27 


50- 5 


49.13 




55.19 


54.21 


53.25 


52.29 


52. 5 


1 03 


51.11 


50-18 


49-26 


49. 5 




55. 9 


54.12 


53.15 


52.20 


51.26 


1 04 


51. 2 


50-10 


49-18 


48.27 




54.29 


54. 2 


53. 6 


52.11 


51.16 


1.05 


50.23 


50- 1 


49.10 


48-19 




54.19 


53.22 


52.26 


52. 2 


51. 7 


1.06 


50.15 


49-23 


49. 1 


48.11 




54. 9 


53.13 


52.17 


51.23 


50.29 


1 07 


50. 6 


49-14 


48.23 


48. 3 




54.00 


53. 3 


52. 8 


51.14 


50.20 


1.08 


49.28 


49- 6 


48.15 


47-25 




53.20 


52.24 


51.29 


5 1. 5 


50.12 


1.09 


49.20 


48-28 


48. 7 


47.17 




53.11 


.52.15 


51.20 


50.26 


50. 3 


1.10 


49.11 


48-20 


48-00 


47.10 




53. 1 


52. 6 


51.11 


50.18 


49.25 


1.11 


49. 3 


48-12 


47.22 


47. 2 




52.22 


51.27 


51. 3 


50. 9 


49.18 


112 


48.25 


48- 4 


47-14 


46.25 




52.13 


51.19 


50.24 


50. 1 


49. 9 


1.13 


48.17 


47-26 


47. 7 


46.17 




52. 5 


51.10 


50.15 


49.23 


49. 1 


114 


48.10 


47-19 


46.29 


46.10 




51.26 


51. 1 


50. 7 


49.15 


48.23 


115 


48. 2 


4711 


46.22 


46. 3 




51.17 


50.23 


49.29 


49. 7 


48.15 


1.16 


47.24 


47- 4 


46.14 


45.25 




51. 8 


50.14 


49.21 


48.29 


48. 7 


1.17 


47.16 


46-26 


46. 7 


45.19 




51.00 


50. 6 


49.13 


48.21 


48.00 


1.18 


47. 9 


46-19 


46.00 


45.11 




50.22 


49.28 


49. 5 


48.13 


47.22 


1.19 


47. 2 


46-12 


45.23 


45. 4 




50.13 


49.20 


48.27 


48. 5 


47.14 


1.20 


46.24 


46- 5 


45-16 


44.28 




50. 5 


49.12 


48.20 


47.28 


47. 7 


121 


46.17 


45-28 


45. 9 


44.21 




49.27 


49. 4 


48.12 


47.20 


47-00 


1.22 


46.10 


45-21 


45. 2 


44.15 




49.19 


48.26 


48. 4 


47.13 


46.22 


1.23 


46. 3 


45-14 


44.25 


44. 8 




49.11 


48.18 


47.27 


47. 6 


46.15 


1.24 


45.26 


45. 7 


44.19 


44. 1 




49. 3 


48.10 


47.19 


46,28 


46. 8 


1.25 


45.19 


45.00 


44.12 


43.25 







R0BINS0NIAN 


PERFECT MATURITY 


TABLES. 


Time (in months and days) required for different payments to mature a $100 share at the anntual rates in 
the heading. Payments made the beginning of the month. Interest compounded monthly. 




(When payments are at EN D of month, tee table 7 a, f oHowing this table.) 


4% 


5% 


6 % | 7 % 


| 8 % | Payment 


9% | 10%|10.2%|11%| 12% 


68.12 


66.19 


64.29 


63.13 


61.29 


1.30 


60.18 59. 9 


59. 1 


58. 1 


56.27 


66. 3 


64.14 


62.27 


61.13 


60. 2 


1.35 


58.23 57.16 


57. 9 


56.12 


55. 8 


64.00 


62.13 


60.29 


59.18 


58. 9 


1.40 


57. 2 55.27 


55.20 


54.24 53. 22 


62.00 


60.16 


59. 4 


57.25 


56.19 


1.45 


55.13 54.11 


54. 4 


53. 9 52. 9 


60. 4 


58.22 


57.13 


56. 6 


55. 1 


1.50 


53.28 52.27 


52.20 


51.27 50.28 


58.10 


57. 1 


55.24 


54.19 


53.16 


1.55 


52.15 51.15 


51. 9 


50.16 49.19 


56.21 


55.13 


54. 9 


53. 5 


52. 4 


1.60 


51. 4 50. 5 


50.00 


49. 8 48.12 


55. 4 


53.28 


52.25 


51.24 


50.23 


1.65 


49.25 48.28 


48.22 


48. 2 47. 7 


53.19 


52.16 


51.14 


50.14 


49.15 


1.70 


48.18 47.22 


47.17 


46.27 46. 4 


52. 7 


51. 5 


50. 5 


49. 6 


48. 9 


1.75 


47.13 46.18 


46.13 


45. 25 45. 2 


50.27 


49.27 


48.28 


48.00 


47. 4 


l.SO 


46.10 45.16 


45.11 


44.23 44. 1 


49.19 


48.20 


47.23 


46.27 


46. 1 


1.85 


45. 8 44.15 


44.11 


43.23 43. 2 


48.13 


47.15 


46.19 


45.24 


45.00 


1.90 


44. 7 43.16 


43. 10 


42.25 42. 4 


47. 8 


46.12 


45.17 


44. 23 


44.00 


1.95 


43. 8 42.17 


42.13 


41.27, 41. 8 


46. 5 


45.10 


44.16 


43.23 


43. 1 


2.00 


42.10 


41.20 


41.16 


41. 1 40.13 


44. 4 


43.11 


42.19 


41.28 


41. 7 


2.10 


40.18 


40.00 


39.26 


39.12 38.22 


42. 8 


41.16 


40.26 


40. 7 


39.18 


2.20 


89.00 


38.13 


38. 9 


37- 26 37.10 


40.16 


39.27 


39. 8 


38.20 


38. 2 


2.30 


37.16 


37-00 


36.26 


36.14 35.29 


38.28 


38.11 


37. 23 


37. 6 


36.20 


2.40 


36.04 


35. 20 


35.17 


35. 5 34.21 


37.14 


36.28 


36.12 


35.26 


35.11 


2.50 


34.26 


34. 13 


34.10 


33.29 33.16 


36. 4 


35.18 


35. 3 


34.19 


34. 4 


2.60 


33.21 


33. 8 


33. 5 


32.25 32.13 


34.26 


34.12 


33.28 


33.14 


33.00 


2.70 


32.18 


32. 5 


32. 3 


31.23 31.12 


33.21 


33. 7 


32.24 


32.11 


31.28 


2.80 


3116 


31. 5 


3f. 3 


30- 24 30.13 


32.18 


32. 5 


31. 22 


31.10 


30.28 


2.90 


30.17 


30. 7 


30. 4 


29.26 29.16 


31.17 


31. 5 


30.23 


30.11 


30.00 


3.00 


29.20 


29.10 


29. 8 


29.00 28.20 


29. 7 


28.27 


28.16 


28. 7 


27.27 


3.25 


27.18 


27. 9 


27. 8 


27.00 26.22 


27. 7 


26.28 


26.19 


26.11 


26. 3 


3.50 


25.24 


25.16 


25.15 


25. 8 95. 1 


25.15 


25. 7 


24.29 


24.22 


24.14 


3.75 


24. 7 


24.00 


23.29 


23.23 23.16 


23.29 


23.22 


23.15 


23. 8 


23. 2 


l.OO 


22.25 


22.19 


22.18 


22.13 22. 7 


22.18 


22.12 


22. 6 


22.00 


21.24 


4.25 


21.18 


21.12 


21.11 


21. 7 21. 1 


21.12 


21. 7 


21. 1 


20.25 


20.20' 


4.50 


20.15 


20.10 


20. 9 


20. 4 20.00 


20.10 


20. 4 


19.29 


19.24 


19.20 


4.75 


19.14 


19.10 


19. 9 


19. 5 19. 1 


19.10 


19. 5 


19. 1 


18.26 


18.22 


5.00 


18.17 


18.13 


18.12 


18. 9 


18. 5 


18. 13 


18. 9 


18. 4 


18.00 


17- 26 


5.25 


17.22 


17.18 


17.18 


17.15 


17.11 


17.19 


17.15 


17.11 


17. 7 


17. 3 


5.50 


16.29 


16.26 


16.25 


16.22 


16.19 


16.27 


16.23 


16.19 


16.16 


16.12 


5.75 


16. 9 


16. 5 


16. 5 


16. 2 


15.29 


16. 6 


16. 3 


15.29 


1526 


15.2.* 


6.00 


15.20 


15.16 


15.16 


15.13 


15-10 


15.17 


15.14 


15.11 


15. 8 


15. 5 


6.25 


15. 2 


14.29 


14.28 


14.26 14.23 


14.29 


14.27 


14.24 


14.21 


14.18 


6.50 


14.15 


14.13 


14.12 


14.10 14. 7 


14.13 


14.10 


14. 8 


14. 5 


14. 2 


6.75 


14.00 


13.28 


13. 27 


13.25 13.23 


13.28 


13. 25 


13.23 


13.21 


13.18 


7.00 


13.16 


13.13 


13.13 


13.11 


13. 9 


13.14 


13.12 


13. 9 


13. 7 


13. 4 


7.25 


13. 2 


13.00 


13.00 


12.28 


12.26 


13. 1 


12.28 


12.26 


12.24 


12.22 


7.50 


12.20 


12.18 


12.17 


12,16 


12.14 


12.19 


12.16 


12.14 


12.12 


12.10 


7.75 


12. 8 


12. 6 


12. 6 


12. 4 


12. 2 


12. 7 


12. 5 


12. 3 


12. 1 


11.29 


S.OO 


11.27 


11.25 


11.25 


11.24 11.22 


11.26 


11.24 


11.22 


11.20 


11.19 


8.25 


11.17 


11.15 


11.15 


11.13 11.12 


11.16 


11.14 


11.12 


11.10 


11. 9 


8.50 


11. 7 


11. 5 


11. 5 


11. 4j 11. 2 


11. 6 


11. 4 


11. 2 


11. 1 


10.29 


8.75 


10.28 


10.26 


10.25 


10.25 10.23 


10.27 


10.25 


10.23 


10.22 


10.21 


9.00 


10.19 


10.17 


10.17 


10.16 10.15 


10.18 


10.16 


10.15 


10.14 


10.12 


9.25 


10.11 


10. 9 


10. 9 


10. 8 


10. 6 


10.10 


10. 8 


10. 7 


10. 6 


10. 4 


9.50 


10. 3 


10. 2 


10. 1 


10.00 


9.29 


10. 2 


10. 1 


9.29 


9.28 


9.27 


9.75 


9.25 


9.24 


9.24 


9.23 


9.22 


9.25 


9.23 


9.22 


9.21 


9.19 


10.00 


9.18 


9.17 


9.17 


9.16 


9.15 , 



Time ( 


ROBINttONIAH 

in months and days) required 


PERFECT MATURITY 


TABLES. 






for different payments to mature a ilOO share at the annual rate« in 




the head 


ng. Payments mac 


le the beginning of the month. Interest compounded monthly. 






(When payments are at EN D of month, see table 7 a, following this table.) 




13% |13.2% • | 21% 




55.24 


55.17 


54.22 


53.22 


52.24 


J .30 


51.26 


51.00 


50. 5 


49.10 


48.17 




54. 7 


54. 1 


53. 7 


•52. 9 


51.11 


1.35 


50.15 


49.20 


48-26 


48. 3 


47.10 




52.23 


52.17 


51.24 


50.27 


50.00 


1.10 


49. 6 


48.12 


47.19 


46.27 


46. 6 




51.11 


51. 5 


50.13 


49.17 


48.22 


1.15 


47-29 


47. 6 


46.14 


45.23 


45. 2 




50. 1 


49.26 


49. 5 


48.10 


47.16 


1.50 


46.23 


46, 2 


45.11 


44.20 


44. 1 




48.23 


48.18 


47.29 


47. 5 


46.12 


1.55 


45.20 


44.29 


44. 9 


43.20 


43. 1 




47.18 


47.13 


46.24 


46. 1 


45. 9 


1.60 


44.18 


43.28 


43. 9 


42.20 


42. 2 




46.13 


46. 9 


45.21 


44.29 


44. 8 


1.65 


43.18 


42 29 


42.10 


41.22 


41. 5 




45.11 


45. 7 


44.19 


43.28 


43. 8 


1.70 


42.19 


42. 1 


41.13 


40.25 


40. 9 




44.10 


44. 6 


43.19 


42.29 


42.10 


1.75 


41.21 


41. 4 


40.16 


40-00 


39.13 




43.11 


43. 7 


42.20 


42. 1 


41.13 


1.80 


40-25 


40. 8 


39.21 


39. 5 


38.19 




42.13 


42. 8 


41.23 


41. 5 


40.17 


1.S5 


40.00 


39.13 


38.27 


38.12 


37.27 




41.16 


41.12 


40.27 


40. 9 


39.22 


1.90 


39. 5 


38.19 


38. 4 


37-19 


37. 5 




40.19 


40.16 


40. 2 


39.15 


38.28 


1.95 


38.12 


37.27 


37.12 


36-27 


36.13 




39.25 


39.21 


39. 7 


38.21 


38. 5 


2.00 


37-22 


37. 5 


36.20 


36- 7 


35.23 




36. 8 


38. 5 


37.22 


37. 7 


36.22 


2.10 


ae. 7 


35.23 


35.10 


34- 27 


34.14 




36.25 


36.22 


30.10 


35.26 


35.12 


2.20 


34-28 


34.15 


34. 3 


33-21 


33. 8 




35.15 


35.12 


35. 1 


34.18 


34. 5 


2.30 


33.22 


33.10 


32.28 


32.17 


32. 5 




34. 8 


34. 5 


33.25 


33.12 


33.00 


2 40 


32.18 


32. 7 


31.25 


31-15 


31. 4 




33. 4 


33. 1 


32.21 


82. 9 


31.28 


2.50 


31.17 


31. 6 


30.25 


30-15 


30. 5 




32. 1 


31.29 


31.20 


31. 8 


30.27 


2.60 


30.17 


30. 7 


29.27 


29-17 


2t 8 




31. 1 


30.29 


30.20 


30. 9 


29.29 


2.70 


29.19 


29.10 


29.00 


28-21 


2*s .2 




30. 3 


30.00 


29.22 


29.12 


29. 2 


2§0 


28.23 


28.14 


28. 5 


27-26 


27.18 




29. 6 


29. 4 


28.26 


28.16 


28. 7 


2.90 


27.29 


27.20 


27-11 


27. 3 


26.25 




28.10 


28. 8 


28. 1 


27.22 


27.14 


3.00 


27. 5 


26.27 


26.19 


26.11 


26. 4 




26.14 


26.12 


26. 5 


25.28 


25.20 


3.25 


25.13 


25. 5 


24.28 


24.21 


24.14 




24.24 


24.22 


24.16 


24.10 


24. 3 


3.50 


23.26 


23.20 


23.13 


23. 7 


23. 1 




23.10 


23. 8 


23. 3 


22.27 


22.21 


3.75 


22.15 


22.10 


22. 4 


21.28 


21.23 




22. 1 


22.00 


21.25 


21.20 


21.14 


1 00 


21. 9 


21. 4 


20.29 


20.23 


20.18 




20.26 


20.25 


20.21 


20.17 


20.11 


4.25 


20. 6 


20. 1 


19.27 


19.22 


19.18 




19.25 


19.24 


19.20 


19.16 


19.11 


4.50 


19. 7 


19. 2 


18.28 


18.24 


11 20 




18.27 


18.25 


18.22 


18.18 


18.13 


4.75 


18.10 


18. 6 


18. 2 


17-28 


l" 24 




18. 1 


18.00 


17.27 


17.23 


17.19 


5.00 


17.15 


17.12 


17. 8 


17. 5; 


17- 1 




17. 7 


17. 6 


17. 3 


17.00 


16.26 


5.25 


16.23 


16.20 


16.16 


16.13 


16.10 




16.16 


16.15 


16.12 


16. 9 


16. 6 


5.50 


16. 3 


15.29 


15.26 


15.23 


15.20 




15.26 


15.25 


15.23 


15.20 


15.17 


5.75 


15.14 


15.11 


15. 8 


15. 5 


15. 2 




15. 8 


15. 7 


15. 5 


15. 2 


14.29 


6.00 


14.26 


14.24 


14.21 


14.19 


14.16 




14.21 


14.20 


14.18 


14.15 


14.13 


6.25 


14.10 


14. 9 


14. 5 


14. 3 


14. 1 




14. 5 


14.04 


14. 2 


14.00 


13.28 


6.50 


13.25 


13.23 


13.20 


13.18 


13.16 




13.21 


13.20 


13.18 


13.16 


13.13 


6.75 


13.11 


13. 9 


13.07 


13. 5 


13. 3 




13. 7 


13. 6 


13. 4 


13. 2 


13.00 


7.00 


12.28 


12.26 


12.24 


12.22, 


12.20 




12.24 


12.23 


12.22 


12.19 


12.18 


7.25 


12.16 


12.14 


12.12 


12.10 


12. 8 




12.12 


12.11 


12.10 


12. 8 


12. 6 


7.50 


12. 4 


12. 2 


12. 1 


11.29 


11.27 




12. 1 


12.00 


11.29 


11.27 


11.25 


7.75 


11.23 


11.22 


11.20 


11.18 


11.16 




11.20 


11.20 


11.18 


11.16 


11.15 


§00 


11.13 


11.11 


11.10 


11. 8 


11. 7 




11.10 


11.10 


11. 8 


11. 7 


11. 5 


§25 


11. 4 


11. 2 


11. 1 


10.29 


10.28 




1 11. 1 


11.00 


10.29 


10.27 


10.26 


§.50 


10.24 


10.23 


10.21 


10.20 


10.19 




10.22 


10.21 


10.20 


10.19 


10.17 


§.75 


10.16 


10.14 


10.13 


10.12 


10.11 




10.14 


10.13 


10.12 


10.11 


10. 9 


9.00 


10. 8 


10. 6 


10. 5 


10. 4 


10. 2 




, 10. 6 


10. 5 


10. 4 


10. 3 


10. 1 


925 


10.00 


9.29 


9.27 


9.26 


9.25 




9.28 


9.27 


9.26 


9.25 


9.24 


950 


9.22 


9.21 


9.20 


9.19 


9.18 




9.21 


9.20 


9.19 


9.18 


9.17 


9.75 


9.1G 


9.14 


9.13 


9.12 


9.11 




9.14 


9.13 


9.12 


9.11 


9.10 


1000 


9. 9 


9. 7 


9. 7 


9. 5 


9. 4 





ROBINSONIAN 

Time (in months and days) required 
the heading. Payments made the begi 


PERFECT MATUI 


HIT TABL1 

are a $100 share at 
ompounded monthly 


28. 




for different payments to mat 
fining of the month. Interest c 


the annual rates in 




(When payments are at END of month, see 


table 7 «, foHowi 


ng this table.) 


22% | 23% | 24% | 25% | 26% | Payment] 27% | 28 


29% | 30% | 


47.25 


47. 4 


46.13 


45.23 


45. 4 


1.30 


44.15 


43.28 


43.10 


42.23 




46.19 


45.29 


45. 9 


44.20 


44. 2 


1.35 


43.13 


42.26 


42.10 


, 41.24 




45.16 


44.25 


44. 7 


43.18 


43. 1 


1.40 


42.13 


41.27 


41.11 


40.25 


! 


44.14 


43.24 


43. 6 


42.18 


42. 1 


1 45 


41.15 


40.29 


40.13 


39.28 




43.12 


42.24 


42. 7 


41.19 


41. 3 


1.50 


40.17 


40. 2 


39.17 


39. 3 




42.13 


41.25 


41. 9 


40.22 


40. 7 


1.55 


39.20 


39. 7 


38.22 


38. 8 




41.15 


40.28 


40.12 


39.26 


39.11 


1.60 


38.26 


38-12 


37.28 


37-15 




40.18 


40. 2 


39.16 


39. 1 


38.16 


1.65 


38 2 


37-19 


37. 5 


36.22 




39.23 


39. 7 


38.22 


38. 7 


37.23 


1.70 


37.10 


36.26 


36-13 


36. 1 




38.28 


38.13 


37.29 


37.14 


37. 1 


1.75 


36.18 


30. 5 


35-22 


35.10 




38. 4 


37.20 


37. 6 


36.23 


36.10 


1.80 


35-27 


35.14 


35. 2 


34.20 




37.11 


36.28 


36.15 


36. 2 


35.19 


1.85 


35. 7 


34-25 


34.13 


34. 1 




36.21 


36. 7 


35.24 


35.11 


34.29 


1.90 


34.17 


34- 5 


33-24 


33.13 




36.00 


35.17 


35. 4 


34.22 


34.10 


1.95 


33.28 


33-17 


33- 6 


32.25 




35.10 


34.27 


34.15 


34. 3 


33.22 


2.00 


33-10 


33-00 


32.19 


32. 9 




34. 2 


33.20 


33. 9 


32.28 


32.17 


2.10 


32. 6 


31-26 


31.16 


31. 6 




32.27 


32.16 


32. 5 


31.25 


31.15 


2.20 


31. 5 


30-25 


30-16 


30. 6 




31.24 


31.14 


31. 4 


30.24 


30.14 


2.30 


30. 5 


29-26 


29-17 


29. 8 




30.24 


30.14 


30. 5 


29.25 


29.16 


2.40 


29. 7 


28-29 


28^20 


28-12 




29.25 


29.16 


29. 7 


28.28 


28.20 


2.50 


28.11 


28- 3 


27-25 


27-17 




28.28 


28.20 


28.11 


28. 3 


27.25 


2.60 


27-17 


27 r 9 


27- 1 


26-24 




28. 3 


27.25 


27.17 


27. 9 


27. 1 


2.70 


26-24 


26-16 


26- 9 


26. 2 




27. 9 


27. 2 


26.24 


26.16 


26. 9 


2.80 


26- 2 


25-25 


25-18 


25.11 




26.17 


26.10 


26. 2 


25.25 


25.18 


2.90 


25-11 


25. 4 


24-28 


24-22 




25.25 


25.19 


25.12 


25. 5 


24.28 


3.00 


24-22 


2415 


24- 9 


24. 3 




24. 7 


24. 1 


23.25 


23.19 


23.13 


3.25 


23- 7 


23- 1 


22-26 


22-20 




22.24 


22.19 


22.13 


22. 8 


22. 3 


3.50 


21.28 


21-22 


21-17 


21.13 




21.17 


21.12 


21. 7 


21. 2 


20.27 


3.75 


20.23 


20-18 


20-13 


20. 9 




20.13 


20. 9 


20. 4 


20.00 


19.25 


4.00 


19.21 


19-16 


19-13 


19- 8 




19.13 


19. 9 


19. 4 


19. 1 


18.27 


4.25 


18-23 


18-19 


18-15 


18-11 




18.16 


18.12 


18. 8 


18. 4 


18.00 


4.50 


17- 27 


17-23 


17-20 


17-16 




17.21 


17.17 


17.13 


17.10 


17. 7 


4.75 


17- 3 


17-00 


16-27 


16-23 




16.28 


16.25 


16.21 


16.18 


16.15 


5.00 


16.12 


16- 8 


16- 6 


16- 3 




16. 7 


16. 4 


16. 1 


15.28 


15.25 


5.25 


15.22 


15-19 


15-16 


15-14 




15.17 


15.15 


15.12 


15. 9 


15. 6 


5.50 


15. 4 


15- 1 


14-28 


14-26 




15.00 


14.27 


14.25 


14.21 


14.19 


5.75 


14.17 


14- 14 


14-12 


14-10 




14.13 


14.11 


14. 8 


14. 6 


14. 4 


6.00 


14. 1 


13-29 


13-27 


1325 




13.28 


13.25 


13.23 


13.21 


13.19 


6.25 


13.16 


1314 


1312 


13-10 




13.14 


13.11 


13. 9 


13. 7 


13. 5 


6.50 


13. 3 


13- 1 


12-29 


12-27 




13. 1 


12.28 


12.28 


12.24 


12.22 


6.75 


12.20 


12-18 


12-16 


12-15 




12.18 


12.16 


12.14 


12.12 


12.10 


7.00 


12. 8 


12- 7 


12- 5 


12- 3 




12. 6 


12. 4 


12. 3 


12. 1 


11.29 


7.25 


11.27 


11-26 


11-24 


11-22 




11.25 


11.23 


11.22 


11.20 


11.19 


7.50 


11.17 


11- 15 


11-13 


11-12 




11.15 


11.13 


11.12 


11.10 


11. 9 


7.75 


11. 7 


11. 5 


11. 4 


11. 2 




11. 5 


11. 4 


11. 2 


11. 1 


10.29 


8.00 


10.28 


10-26 


10-25 


10-23 




10.26 


10.24 


10.23 


10.22 


10.20 


8.25 


10.19 


10-17 


10.16 


10.15 




10.17 


10.16 


10.14 


10.13 


10.12 


8.50 


10.10 


10- 9 


10. 8 


10- 6 




10. 9 


10. 7 


10. 6 


10. 5 


10. 4 


8.75 


10. 2 


10- 1 


10-00 


9-28 




10. 1 


10.00 


9.29 


9.27 


9.26 


900 


9.25 


9.24 


9-22 


9-21 




9.23 


9.22 


9.22 


9.20 


9.19 


925 


9.18 


9.16 


9.15 


9-14 




9.16 


9.15 


9.14 


9.13 


9.12 


950 


9.11 


9.10 


9. 9 


9. 7 




9.10 


9. 9 


9. 7 


9. 7 


9. 5 


975 


9. 4 


9. 3 


9. 2 


9. 1 




9. 3 


9. 2 


9. 1 


9.00 


8.29 


1000 


8.28 


8.27 


8-26 


8.25 


- 



Supplemental to To.l3l© :KTo« ^« 

(The numbers under the various rates represent days.) 



^ 

* 


5& 

20 


21 


22 


24 


24 


— 

24 


— 
25 


V 

mm 
25 


M 

25 


- 

2 6 


m 
2*; 


. Pay 

nieiit. 




^ 
i- 




Si 










9* 








19 


10.20 


2 6 


27 


27 


27 


27 


2 ? 


28 


28 


28 


2* 


28 


29 


17 


19 


20 


21 


22 


2 3 


23 


24 


24 


24 


2 5 


25 


0.25 


25 


2 6 


2 6 


26 


26 


27 


27 


27 


27 


27 


2 7 


28 


16 


18 


19 


20 


21 


22 


22 


23 


23 


23 


24 


24 


0.30 


24 


25 


25 


25 


2 5 


2 6 


26 


2 6 


26 


26 


26 


27 


15 


1G 


18 


19 


20 


21 


21 


22 


22 


22 


23 


23 


0.35 


2 3 


24 


2 4 


94 


24 


25 


25 


25 


25 


25 


26 


27 


14 


15 


17 


18 


19 


20 


20 


2 1 


21 


21 


22 


2 2 


0.40 


23 


23 


2 4 


24 


24 


24 


24 25 


25 


25 


25 


26 


13 


14 


16 


17 


18 


19 


20 


2 1 


21 


21 


2 2 


22 


0.45 


2 2 


23 


23 


2 3 


2 3 


23 


23 


24 


24 


24 


25 


26 


12 


14 


16 


17 


17 


18 


18 


19 


20 


2d 


21 


21 


0.50 


22 


22 


2 3 


2 3 


2 3 


2 3 


2 3 


24 


24 


24 


24 


25 


11 


13 


15 


16 


16 


17 


17 


18 


19 


2 


20 


21 


0.55 


21 


21 


22 


22 


2 2 


2 2 


2 2 


23 


23 


2 3 


24 


25 


10 


13 


14 


15 


16 


17 


17 


18 


18 


19 


2') 


21 


0.60 


21 


21 


2 1 


22 


22 


2 2 


2 2 


23 


23 


23 


24 


24 


10 


12 


14 


14 


15 


in 


17 


17 


18 


19 


20 


20 


0.65 


2 «J 


21 


2 1 


21 


2 1 


2 2 


22 


22 


22 


22 


2 3 


24 


10 


11 


13 


14 


15 


10 


17 


17 


18 


18 


19 


19 


0.70 


20 


20 


20 


21 


21 


2 1 


21 


22 


22 


22 


23 


23 


9 


10 


12 


13 


14 


15 


16 


16 


17 


17 


18 


19 


0.75 


19 


20 


20 


20 


2 1 


2 1 


2 1 


22 


22 


2 2 


23 


23 


9 


10 


11 


12 


13 


14 


15 


16 


17 


17 


18 


19 


0.80 


19 


20 


2ii 


20 


20 


2 


2 1 


21 


22 


22 


22 


22 


8 


9 


11 


12 


13 


14 


15 


16 


16 


17 


17 


18 


0.85 


18 


19 


19 


19 


2 


20 


2d 


21 


21 


21 


22 


22 


8 


9 


11 


12 


13 


14 


15 


16 


16 


16 


17 


17 


0.90 


18 


18 


19 


.19 


19 


19 


20 


20 


21 


21 


22 


22 


8 


9 


10 


11 


12 


13 


13 


14 


15 


16 


16 


17 


0.95 


17 


18 


In 


18 


16 


19 


19 


2u 


21 


21 


21 


21 


7 


8 


10 


1 1 


12 


1 3 


13 


14 


15 


15 


16 


16 


1.00 


17 


17 


18 


18 


18 


19 


19 


19 


20 


20 


21 


21 


7 


8 


10 


11 


12 


12 


13 


14 


1 5 


15 


16 


16 


1.10 


16 


17 


17 


17 


18 


18 


18 


19 


19 


19 


20 


20 


7 


8 


9 


10 


11 


12 


13 


14 


15 


15 


16 


16 


1.20 


16 


17 


17 


17 


18 


18 


IS 


19 


19 


19 


20 


20 


6 


7 


8 


9 


10 


1 1 


12 


13 


13 


14 


15 


15 


1.30 


16 


16 


16 


17 


17 


18 


In 


IN 


18 


19 


19 


20 


5 





7 


8 


9 


10 


11 


11 


12 


12 


13 


13 


1.60 


14 


14 


15 


15 


16 


17 


17 


17 


17 


17 


18 


18 


5 


5 


6 


7 


' 8 


9 


9 


10 


10 


10 


11 


11 


2.00 


12 


12 


13 


13 


14 


14 


14 


15 


15 


15 


16 


16 


4 


4 


5 


G 


6 


7 


7 


8 


9 


9 


10 


10 


2.50 


11 


11 


12 


12 


12 


12 


13 


13 


13 


14 


15 


15 


3 


3 


4 


5 


5 


6 


6 


7 


7 


8 


8 


9 


3.00 


9 


10 


10 


10 


11 


11 


11 


12 


12 


12 


12 


13 


2 


2 


2 


3 


3 


4 


4 


5 


5 


5 


6 


6 


5.00 


6 


7 


7 


7 


8 


8 


8 


9 


9 


9 


9 


10 


1 
1 


1 
1 


2 
1 


2 

1 


3 

1 


3 
2 


4 

2 


4 
2 


5 
2 


5 

o 


5 
3 


5 
3 


6.00 
10.00 


6 
3 


6 

4 


6 

4 


6 
4 


7 
5 


7 
5 


5 


8 

5 


8 
5 


8 

5 


8 
6 


8 
6 



The above table shows how to find the maturity of a share when payments 
are made at the end of the month. 

Find from table 7a the time to maturity, as there given in months and 
days, for the same payment and earning rate, when payments are made at 
the first of the month ; and add to it the number of days found in this table 
under the earning rate and on a line with the payment. 

Example. — To find when a $100 share will be matured by a 50 cent 
payment made at end of each month, at 12% per annum: By table 7a we 
fiud that, when payments are at the first of the month, the share will be 
matured in 109 mos. and 22 days, to which add 20 days, taken from 12% 
column and opposite 50 cent payment, in above table, making 110 mos. 
and 12 days to maturity, if payments are at end of month. 



ROBINSONIAN COMPLEX INTEKEST SIMPLIFIED, 



TABI^K I^O. S. 



SINKING rUND — For finding the sum to be paid or de- 
posited at the END of each TEAR, at the rates in the 
heading, to amount, at end of last year, to a given sum. 



ANNUAL SINKING FUND. 



Rule. — Take from the table the amount found in the proper annual 
rate column, and opposite the given number of years, and multiply it by the 
given sum — the product will be the required annual sinking fund. 



EXAMPLE. 

What sinking fund, or sum deposited at the end of each year for 40 
years, will amount to $10,000 at the end of the 40th year — interest to 
be compounded annually at 31 per cent per annum? 

In 3J per cent, column, opposite the 40 in centre column, we find 
.011827, which is the sum that, if so deposited, will at the end of 40 
years, amount to $1 ; hence, 10,000 times this sum ($118.27) will 
amount to $10,000. 



SEMI-ANNUAL SINKING FUND. 



If the sum is to be deposited, or paid, at the end of each half-year, 
then consider the rates in the heading as semi-annual rates, and the 
numbers in centre column as half-years. 



EXAMPLE. 

What sinking fund, or sum deposited at the end of each half-year for 
35 years (70 half-years), will amount to §4500 at the end of 35 years — 
interest compounded semi-annually at 1| per cent, per half-year ? 

In \\ per cent, column, opposite 70 half-years, we find .007389, 
which is the sum that, if so deposited, will in 35 years (70 half-years) 
amount to $1 ; hence, 4500 times this sum ($33.25) deposited at end of 
each half-y^ar, will amount to $4500 at the end of 35 years. 



1 

SINKING FUND— Or sun 

( If sum is to be paid at ( 


rABLE No, i 


each year to amount to SI. 
f-year, the rates in heading 


i paid 


at end of 


md of each hal 


will be semi-annual rates, and the 


figures in centre column half-years.) 


\y 2 % 


1 \%% 


1 2% 


| Yrs. 


1 *H%\ *>K% 


I *%%\ 3 % 


1.000000 


1.000000 


l. 000000 


1 


l. 000000 


1.000000 


1.000000 


1.000000 


.496278 


.495663 


.495050 


2 


.494438 


.493827 


.493218 


.492611 


.328383 


.327567 


.326755 


3 


.325 945 


.325137 


.324332 


.323530 


.244445 


.243532 


.242624 


4 


.241719 


.240818 


.239921 


.239027 


.194089 


.193121 


.192158 


5 


.191200 


.190247 


.189298 


.188355 


.160525 


.159523 


.158526 


6 


.157535 


.156550 


.155571 


.154598 


.136556 


.135531 


.134512 


7 


.133500 


.132495 


.131497 


.130506 


.118584 


.117543 


.116510 


8 


.115485 


.114467 


.113458 


.112456 


.104610 


.103558 


.102515 


9 


.101482 


.100457 


.099441 


.098434 


.093434 


.092375 


.091327 


10 


.090288 


.089259 


.088240 


.087231 


.084294 


.083230 


.082178 


11 


.081136 


.080106 


.079086 


.078077 


.076680 


.075614 


.074560 


12 


.073517 


.072487 


.071469 


.070462 


.070240 


.069173 


.068118 


13 


.067077 


.066048 


.065033 


.064030 


.064723 


.063656 


.062602 


14 


.061562 


.060537 


.059525 


.058526 


.059944 


.058877 


.057825 


15 


.056789 


.055766 


.054759 


.053767 


.055765 


.054700 


.053650 


16 


.052617 


.051599 


.050597 


.049611 


.052080 


.051016 


.049970 


17 


.048940 


.047928 


.046932 


.045953 


.048806 


.047745 


.046702 


1§ 


.045677 


.044670 


.043681 


.042709 


.045878 


.044821 


.043782 


19 


.042762 


.041761 


.040778 


.039814 


.043246 


.042191 


.041157 


20 


.040142 


.039147 


.038172 


.037216 


.040866 


.039815 


.038785 


21 


.037776 


.036787 


.035819 


.034872 


.038703 


.037656 


.036631 


22 


.035628 


.034647 


.033686 


.032747 


.036731 


.035688 


.034668 


23 


.033671 


.032696 


.031744 


.030814 


.034924 


.033886 


.032871 


24 


.031880 


.030913 


.029969 


.029047 


.033263 


.032230 


.031220 


25 


.030236 


.029276 


.028340 


.027428 


.031732 


.030703 


.029699 


26 


.028721 


.027769 


.026841 


.025938 


.030315 


.029291 


.028293 


27 


.027322 


.026377 


.025458 


.024564 


.029001 


.027982 


.026990 


28 


.026025 


.025088 


.024177 


.023293 


.0277.79 


.026764 


.025778 


29 


.024821 


.023891 


.022989 


.022115 


.026639 


.025630 


.024650 


30 


.023699 


.022778 


.021884 


.021019 


.025574 


.024570 


.023596 


31 


.022653 


.021739 


.020855 


.019999 


.024577 


.023578 


.022611 


32 


.021674 


.020768 


.019893 


.019047 


.023641 


.022648 


.021687 


33 


.020757 


.019859 


.018993 


.018156 


.022762 


.021774 


.020819 


34 


.019897 


.019007 


.018149 


.017322 


.021934 


.020951 


.020002 


35 


.019087 


.018206 


.017356 


.016539 


.021152 


.020175 


.019233 


36 


.018325 


.017452 


.016611 


.015804 


.020414 


.019443 


.018507 


37 


.017606 


.016741 


.015910 


.0.15112 


.019716 


.018750 


.017821 


3§ 


.016928 


.016070 


.015248 


.014459 


.019055 


.018094 


.017171 


39 


.016285 


.015436 


.014623 


.013844 


.018427 


.017472 


.016556 


40 


.015677 


.014836 


.014032 


.013262 


.017831 


.016882 


.015972 


41 


.015101 


.014268 


.013472 


.012712 


.017264 


.016321 


.015417 


42 


.014554 


.013729 


.012942 


.012192 


.016725 


.015787 


.014890 


43 


.014034 


.013217 


.012439 


.011698 


.016210 


.015278 


.014388 


44 


.013539 


.012730 


.011961 


.011230 


.015720 


.014793 


.013910 


45 


.013068 


.012268 


.011507 


.010785 


.015251 


.014330 


.013453 


46 


.012619 


.011827 


.011075 


.010363 


.014803 


.013888 


.013018 


47 


.012191 


.011407 


.010664 


.009961 


.014375 


.013466 


.012602 


48 


.011782 


.011006 


.010272 


.009578 


.013965 


.013061 


.012204 


49 


.011392 


.010623 


.009898 


.009213 


.013572 


.012674 


.01 1823 


50 


.011018 


.010258 


.009541 


.008865 



TABI 

LINKING FUND— Or sum paid 

(If sum is to be paid at end o: 


iE No. 


B. 

! each year to amoi 
f-year, the rates ii 




at end o: 


int to SI. 


! each hal 


i heading 


A'ill be semi-annual rates, 


and the figures in centre column half-years.) 


1>** 


1 \K% 


1 2% 


1 Yrs, 


1 »K%| *%% 


*x% 


3% 


013195 


.012303 


.011459 


51 


.010661 


.009909 


1 .009200 .008534 


012833 


.011947 


.011109 


52 


.010319 


.009574 


' .008874 .008217 


012485 


.011605 


.010774 


53 


.009991 


.009254 


: .008563 ,007915 


012151 


.011277 


.010452 


54 


.009677 


.008948 


.00826c 


i .007626 


011830 


.010961 


.010143 


55 


.009375 


.008654 


.007980 .007349 


011521 


.010658 


.009847 


56 


.009085 


.008372 


J .00770C 


1 .007084 


011223 


.010366 


.009561 


57 


.008807 


.008102 


: .007444 


\ .006831 


010937 


.010085 


.009287 


5§ 


.008540 


.007842 


. 00719IJ 


•006588 


010660 


.009814 


.009022 


59 


.008283 


.007593 


1 .006952 


•006356 


010393 


.009553 


.008768 


60 


.008035 


.007353 


.00672C 


.006133 


010136 


.009302 


.008523 


61 


.007797 


.007123 


.006498 


.005919 


009888 


.009059 


.008286 


62 


.007568 


.006901 


.006284 


•005714 


009647 


.008825 


.008058 


63 


.007347 


.006688 


.006079 


.005517 


.009415 


.008598 


.007839 


64 


.007134 


.006482 


: .005881 


.005328 


,009191 


.008380 


.007626 


65 


.006929 


.006285 


1 .005691 


.005146 


.008974 


.008168 


.007421 


66 


.006731 


.006094 


.005508 


•004971 


.008764 


.007964 


.007223 


67 


.006540 


.005910 


.005332 


.004803 ; 


.008560 


.007766 


.007032 


6§ 


.006355 


.005733 


.005163 


.004642 


.008363 


.007575 


.006847 


69 


.006177 


.005562 


.005000 


.004486 


.008172 


.007389 


.006668 


70 


.006005 


.005397 


! .004842 


.004337 


.007987 


.007210 


.006494 


71 


.005838 


.005238 


j .004090 


.004193 


.007808 


.007036 


.006327 


72 


.005677 


.005084 


.004544 


.004054 


.007634 


.006867 


.006165 


73 


.005522 


.004936 


! .004403 


.003921 


.007465 


.006704 


.006074 


74 


.005371 


.004792 


.004267 


.003792 


.007301 


.006546 


.005855 


75 


.005226 


.004654 


.004136 


.003668 


.007141 


.006392 


.005708 


76 


.005085 


.004520 


.004009 


.003548 


.006981 


.006243 


.005564 


77 


.004948 


.004390 


.003880 


.003433 


.006836 


.006098 


.005426 


78 


.004816 


.004265 


.003768 


.003322 


.006690 


.005957 


.005291 


79 


.004688 


.004143 


.003654 


.003215 


.006548 


.005821 


.005161 


80 


.004564 


.004026 


.003543 


.003112 


.006410 


.005688 


.005034 


81 


.004444 


.003912 


.003437 


.003012 


.006276 


.005559 


.004911 


82 


.004327 


.003803 


.003334 


.002916 


.006145 


.005434 


.004792 


83 


.004214 


.003696 


.00323 4 


.002823 


.006018 


.005312 


.004676 


84 


.004104 


.003593 


.003137 


.002733 


.005894 


.005194 


.004563 


85 


.003998 


.003493 


.003044 


.002647 


.005773 


.005078 


.004454 


86 


.003895 


.003396 


.002954 


.002563 


.005656 


.004966 


.004348 


87 


.003795 


.003303 


.002867 


.002482 


.005541 


.004857 


.004244 


88 


.003697 


.003212 


.002782 


.002404 


.005430 


.004751 


.004144 


89 


.003603 


.003124 


.002700 


.002329 


.005321 


.004648 


.004046 


90 


.003511 


.003038 


.002621 


.002256 


.005215 


.004547 


.003951 


91 


.003422 


.002955 


.002545 


.002185 


.005112- 


.004449 


.003 859 


92 


.003336 


.002875 


.002470 


.002117 


.005011 


.004353 


.003769 


93 


.003252 


.002797 


.002398 


.002051 


.004913 


.004260 


.003681 


94 


.003170 


.002721 


.002328 


.001987 


.004817 


.004169 


.003596 


95 


.003091 


.002648 


.002261 


.001926 


.004723 


.004081 


.003513 


96 


.003014 


.002577 


.002196 


.001866 


.004632 


.003995 


.003432 


97 


.002939 


.002507 


.002133 


.001809 


.004543 


.003911 


.003354 


98 


.002866 


.002440 


.002071 


.001753 


.004456 


.003829 


.003277 


99 


.002795 


.002375 


.002012 


.001699 


.004371 


.003749 


.003203 


100 


.002726 


.002312 


.001954 


.001647 

















TA] 

SINKING FUND— Or sum pa 

(If sum is to be paid at end 


BLE No. 


8. 

of each year to amount to SI. 
df-year, the rates in heading 


dd at end 


of each he 


will be semi-annual rates, and the figures in centre column half-years.) ( 


3^% 1 


4% | 


*%% 1 


Years. 


5% 


* x a% 


1 6% 


1.000000 


1.000000 


1.000000 


1 


1.000000 


l. 000000 


1.000000 


.491400 


.490196 


.488998 


9 


.487805 


.486618 


.485437 j 


• 321934 


.320349 


.318773 


3 


.317209 


.315654 


.314110 


.237251 


.235490 


.233744 


4 


.232012 


.230294 


.228591 


.186481 


.184627 


.182792 


5 


.180975 


.179176 


.177396 


.152668 


.150762 


.148878 


6 


.147017 


.145179 


.143368 


.128544 


.126610 


.124701 


7 


.122820 


.120964 


.119135 


.110477 


.108528 


.106610 


8 


.104722 


.102864 


.101036 


.096446 


.094493 


.092574 


9 


.090690 


.088839 


.087022 


.085241 


.083291 


.081379 


10 


.079505 


.077668 


.075868 


.076092 


.074149 


.072248 


11 


.070389 


.068571 


.066793 


•068484 


.066552 


.064666 


19 


.062825 


.061029 


.059277 


.062062 


.060144 


.058275 


13 


.056456 


.054684 


.052960 


.056571 


.054669 


.052820 


14 


.051024 


.049279 


.047585 


.051825 


.049941 


.048114 


15 


.046342 


.044626 


.042963 


.047685 


.045820 


.044015 


16 


.042270 


.040583 


.038952 


.044043 


.042199 


.040418 


17 


.038699 


.037042 


.035445 


.040817 


.038993 


.037237 


1§ 


.035546 


.033920 


.032357 


.037940 


.036139 


.034407 


19 


.032745 


.031150 


.029621 


.035361 


.033582 


.031876 


20 


.030243 


.028679 


.027185 


.033037 


.031280 


.029601 


21 


.027996 


.026465 


.025005 


.030932 


.029199 


.027546 


22 


.025971 


.024471 


.023046 


.029019 


.027309 


.025682 


23 


.024137 


.022670 


.021278 


.027273 


.025587 


.023987 


24 


.022471 


.021036 


.019679 


.025674 


.024012 


.022439 


25 


.020952 


.019549 


.018227 


.024205 


.022567 


.021021 


26 


.019564 


.018193 


.016904 


.022852 


.021239 


.019719 


27 


.018292 


.016952 


.015697 


.021603 


.020013 


.018521 


28 


.017123 


.015814 


.014593 


.020445 


.018880 


.017415 


29 


.016046 


.014769 


.013580 


.019371 


.017830 


.016392 


30 


.015051 


.013805 


.012649 


.018372 


.016855 


.015443 


31 


.014132 


.012917 


.011792 


.017442 


.015949 


.014563 


32 


.013280 


.012095 


.011002 


.016572 


.015104 


.013745 


33 


.012490 


.011335 


.010273 


.015760 


.014315 


.012982 


34 


.011755 


.010630 


.009598 


.014998 


.013577 


.012270 


35 


.011072 


.009975 


.008974 


.014284 


.012887 


.011606 


36 


.010434 


.009366 


.008395 


.013613 


.012240 


.010984 


37 


.009840 


.008800 


.007858 


.012982 


.011632 


.010402 


38 


.009284 


.008272 


.007358 


.012388 


.011061 


.009856 


39 


.008765 


.007780 


.006894 


.011827 


.010523 


.009343 


40 


.008278 


.007320 


.006462 


.011298 


.010017 


.008862 


41 


.007822 


.006891 


.006059 


.010798 


.009540 


.008409 


42 


.007395 


.006489 


.005683 


.010325 


.009090 


.007982 


43 


.006993 


.006113 


.005333 


.009878 


.008665 


.007581 


44 


.006616 


.005761 


.005019 


.009453 


.008262 


.007202 


45 


.006262 


.005431 


.004700 


.009051 


.007882 


.006845 


46 


.005928 


.005122 


.004415 


.008669 


.007522 


.006507 


47 


.005614 


.004831 


.004148 


.008306 


.007181 


.006189 


48 


.005318 


.004559 


.003898 


.007962 


.006857 


.005887 


49 


.005040 


.004302 


.003664 


.007634 


.006550 


1 .005602 


50 


.004777 


.004061 


.003444 





G FUND- 

n is to be 


—Or sum ] 
paid at en 


\3LE No 


. 8. 

> of each year to amount to SI. 
lalf-year, the rates in heading 


SINKIN 


)aid at ene 


(If SU1 


d of each 1 


will be semi-annual rates, and the figures in centre column half-years.) 


3K% 


I 4% 


I 4^% 


Years. 


I 5% 


1 *%% 


1 6% 


.007322 


.000259 


.005332 


51 


.004529 


1 .003835 


.003239 


.007024 


.005982 


.005077 


59 


.004294 


. .003622 


.003040 


.000741 


.005719 


.004835 


53 


.004073 


.003421 


.002866 


.006471 


.005469 


.004005 


54 


.003804 


.003232 


.002696 


.000213 


.005231 


.004388 


55 


.003007 


.003055 


.002537 


.005907 


.005005 


.004181 


56 


.003480 


.002887 


.002388 


.005732 


.004789 


.003985 


57 


.003303 


.002729 


.002247 


.005508 


.004584 


.003799 


5§ 


.003136 


.002580 


.002116 


.005294 


.004389 


.003022 


59 


.002978 


.002440 


.001992 | 


.005089 


.004202 


.003454 


60 


.002828 


.002307 


•001876 1 


.004892 


.004024 


.003295 


61 


.002686 


.002182 


.001700 j 


.004705 


.003854 


.003143 


69 


.002552 


.002064 


.001004 1 


.004525 


.C03692 


.002998 


63 


.002424 


.001953 


.001507 | 


.004353 


.003538 


.002801 


64 


.002304 


.001847 


.001470 1 


.004188 


.003390 


.002730 


65 


.002189 


.001748 


j .001391 


.004030 


.003249 


.002006 


66 


.002081 


i .001654 


j .001312 


.003879 


.003115 


.002488 


67 


.001978 


.001505 


! .001235 


.003734 


.002986 


.002375 


6§ 


.001880 


.001482 


i .001103 


.003595 


.002863 


.002267 


69 


.001787 


.001402 


.001090 


.003401 


.002745 


.002165 


70 


.001G99 


.001328 


.001033 


.003333 


.002633 


.002068 


71 


.001010 


.001257 


.000974 


.003210 


.002525 


.001975 


79 


.001536 


.001190 


.000918 


.003092 


.002422 


.001880 


73 


.001401 


.001127 


.000805 


.002978 


.002323 


.001802 


74 


.001390 


.001007 


.000815 


.002869 


.002229 


.001721 


75 


.001322 


.001010 


.000709 


.002765 


.002138 


.001644 


76 


.001257 


.000956 


.000725 


.002004 


.002052 


.001571 


77 


.001196 


.000906 


.000083 


.002507 


.001969 


.001501 


7§ 


.001138 


.000858 


.000044 


.002474 


.001890 


.001434 


79 


.001082 


.000812 


.000007 


.002385 


.001814 


.001371 


80 


.001030 


.000709 


.000573 


.002299 


.001741 


.001310 


81 


.000980 


.000729 


.000540 


.002216 


.001671 


.001252 


89 


.000932 


.000090 


.000509 


.002137 


.001005 


.001197 


83 


.000887 


.000054 


.000480 


.002060 


.001541 


.001144 


84 


.000844 \ 


.000019 


.000453 


.001987 


.001479 


.001093 


85 


.000803 


.000587 


.000427 


.001916 


.001420 


.001045 


86 


.000764 


.000556 


.000402 


.001848 


.001364 


.000999 


87 


.000727 ! 


.000527 


.000380 


.001782 


.001310 


.000955 


88 


.000692 


.000499 


.000358 


.001719 


.001258 


.000913 


89 


.000059 j 


.000473 


.000338 


.001658 


.001208 


.000873 


90 


.000627 1 


.000448 


.000318 


.001599 


.001160 


.000835 


91 


.000597 1 


.000424 


.000300 


.001543 


.001114 


.000798 


92 


.000568 


.000402 


.000283 


.001488 


.001070 


.000763 


93 


.000541 


.000381 


.000207 


.001436 


.001028 


.000730 


94 


.000515 


.000361 


.000252 


.001385 


.000987 


.000098 


95 


.000490 


.000342 


.000238 


.001337 


.000948 


.000067 


96 


.000466 


.000324 


.000224 


.001290 


.000911 


.000038 


97 


.000444 


.000307 


.000211 


.001245 


.000875 


.000010 


98 


.000423 


.000291 


.000199 


.001201 


.000841 


.000584 


99 


.000402 


.000276 


.000188 


.001159 


.000808 


.000558 


100 


.000383 


.000261 


.000177 



ROBINSONIAN PERFECT MATURITY TABLES. 



TABLE No. 8a 

PREPAID STOCK. 
Copyright, 1893, by J. Watts Robinson. 

The explanation of this Table is pretty much the same as that for Instal- 
ment Stock. 

The pre-payments are in the centre column, and include the usual 
amounts prepaid. The time it takes to mature a 8100 share at the different 
rates is opposite the pre-payment and under the respective rates, and is 
expressed in months and days — 70.27, for example, meaning 70 months and 
27 days. 

To find the maturity y at monthly compound, of prepayments other than 
those given i?i the table: Divide the par value of the share by the sum prepaid. 
( both expressed in same denomination of dollars or cents.) Then look for the 
quotient in the column of the ?nonthly earning rate in table No. I, and it will 
be found, exactly or approximately, opposite the number of months to maturity. 

Thus, to find when $46.50 prepaid will mature a 8100 share at ;0%: 
$100.00-^.$4G.50=$2.151; which falls between 92 and 93 months. 

For $100 shares, the quotient may be taken directly from Division Key-Table. 

If interest be compounded quarterly, semi-annually, or annually, then look 
for the quotient in the column of table No. 1, headed, respectively, by one-quar- 
ter, one-half, or the whole of the annual rate — and it will be found, approximate- 
ly if not exactly, opposite the number of quarter-, half-, or whole years that it 
takes the share to mature. 



To find what Pre-payment will mature a 8100 share at a given rate in 
a given time: Find, in the column of the given rate, the two times next 
greater and less than the given time — take their difference in days as a 
denominator, and the difference between the greater of the two times and 
the given time as a numerator. Multiply the fraction so formed hy the 
difference in cents between the two greater and less pre-payments, and add 
the product to the lesser pre-payment, for the required pre-payment. 

Example. — What pre-payment will mature a 8100 share at 20 per cent, 
in 70 months? Following the rule, we have 72.25 as the next greater, and 
63.16 as the next less, time — a difference of 279 days — and 85 days as the 
difference between the next greater and the given time — hence the fraction 
85 _^_ 270, which multiplied by 5.00 (the difference between the two payments 
which mature in the two approximate times) gives us 1.57 to add t< 
(the lesser pre-payment), giving 831.57 as the required pre-payment. 

The Share that will be matured by a given payment in a given time at 
a given rate, and the Rate which it will require for a given payment to 
mature a $100 share in a given time, are found by methods similar to the 
above, and are described fully under Instalment Stock. 



ROBL\SOMA> PERFECT MATURITY TABLES. 



PRE-PAID STOCK. 



Time ( in months and days from date Of payment ) required for any pre-paid share to mature to $100 at 
the annual rates in the heading. Interest compounded monthly. 



4% 


5% 


6 % | 7 % | § % [Payment 


9% 


10% 10.2%| 11% 


12% 


416.17 


333.12 


277.27 238.10 208-19 § 25 


185.16 


167. 1 


163.24 


151.28 


139.10 


301.2-4 


289.16 


241.12 207.00 


181. 6 


30 


161. 4 


145. 3 


142. 6 


131.28 


121.00 


315.14 


252.14 


210.15 


180.15 


158-00 


35 


140.15 


126.15 


124. 1 


115. 1 


105.15 


275.10 


220.11 


183.21 


157.16 


137.27 


40 


122.19 


110.12 


108. 8 


100.12 


92. 3 


257. 4 


205.24 


171.17 


147. 3 


128.23 


42 50 


114.15 


103. 3 


101. 3 


93.23 


86.00 


239.29 


192. 1 


160. 3 


137. 9 


120.15 


45 


106.26 


96. 7 


94.10 


87.15 


80. 7 


223.21 


179. 1 


149. 8 


128.00 


112. 2 


47. 50 


99.19 


89.21 


87.28 


81.17 


74.24 


208. 9 


166.21 


139.00 


119. 5 


104.10 


50 


92.23 


83.16 


81.27 


75.29 


69.20 


193.19 


154.29 


129. 6 


110.23 


96.29 


5250 


86. 7 


77- 19 


76. 4 


70.18 


64.23 


179.19 


143.23 


119.26 


102.24 


89.29 


55 


80.00 


72. 1 


70.20 


65.15 


60. 2 


166. 9 


133. 3 


110.29 


95. 4 


83. 9 


5750 


74. 2 


66.21 


65.11 


60.19 


55.18 


153.15 


122.26 


102.12 


87.25 


76.27 


60 


68.11 


61.17 


60.11 


55.29 


51.10 


129.14 


103.18 


86.11 


74. 2 


64.25 


65 


57.19 


51.27 


50.27 


47. 6 


43. 9 


107. 6 


85.23 


71.15 


61.10 


53.20 


70 


47.22 


42.29 


42. 4 


39. 3 


35.25 


86.14 


69. 


57-20 


49.14 


43. 9 


75 


38.15 


34.20 


34.00 


31.16 


28.27 


67. 1 


53.20 


44.22 


38.11 


33.17 


80 


29.26 


26.27 


26.11 


24.14 


22.13 



13% 



128.20 
111.22 
97.13 
85. 1 
79.12 
74. 3 
69. 3 
64.10 
59.24 
55.14 
51.11 
47.12 
40.00 
33. 3 
26.21 
20.21 



13.2%! 14%: 15%| 16% 



126.21 
110. 2 
95.29 
83.23 
78. 6 
72.29 
68. 1 
63.10 
58.27 
54.19 
50.17 
46.21 
39.11 
32.18 
26. 9 
20.12 



119.16 


111.18 


103.24 


96.28 


90.15 


84.15 


78.29 


73.22 


73.23 


68.26 


68.25 


64. 8 


64. 5 


59.28 


59.23 


55.24 


55.17 


51.26 


51.16 


48. 4 


47.21 


44.16 


44. 1 


41. 4 


37. 4 


34.20 


30.23 


28.21 


24.24 


23. 5 


19. 7 


17.29 



104.20 
90.27 
79. 8 
69. 5 
64.18 
60. 9 
56. 6 
52.10 
48.19 
45. 4 
41.2.} 
38.17 
32.16 
26.28 
21.22 
16.25 



Payment' I7V 18^ 19 20 



25 
30 
35 
40 

4250 
45 

47. 50 
50 

5250 
55 

57. 50 
60 
65 
70 
75 
80 



98-16 


93. 3 


85.19 


80.26 


74.19 


70.15 


65. 4 


61.16 


60.25 


57.14 


56.23 


53.20 


52.28 


50.00 


49. 8 


46.17 


45.24 


43. 9 


42.15 


40. 5 


39.10 


37. 5 


36. 9 


34. 9 


30.19 


28.28 


25.11 


23.29 


20.13 


19. 9 


15.26 


15.00 



88. 

76.19 

66.25 

58.10 

54.14 

50.25 

47.12 



44. 4 
41. 1 
38. 2 
35. 7 
32.15 
27.13 
22.21 
18. 9 
14. 6 



83.26 
72.25 
63-16 
55.13 
51.23 
48. 9 
45. I 
41.28 
38.30 
36. 5 
33.14 
30.27 
26. 2 
21.17 
17.12 
13.15 



22% 


23 % 


| 24% 


25% 


1 26% 


Payment 


27^ 


28% 


29% 


30% 




76. 9 


73. 2 


70.00 


67. 7 


64.20 


25 


62.10 


60. 3 


58. 2 


56. 4 




66. 8 


63.12 


60.24 


58.12 


56. 5 


30 


54. 3 


52. 6 


50.12 


48.23 




57.24 


55. 9 


53.00 


50.27 


48.29 


35 


47. 5 


45.15 


43.29 


42.15 




50.13 


48. 8 


46. 8 


44.13 


42.22 


40 


41. 6 


39.22 


38.11 


37. 3 




47. 3 


45. 2 


43. 6 


41.15 


39.28 


4250 


38.14 


37. 3 


35.25 


34.19 




43.28 


42. 2 


40.10 


3S.22 


37. 7 


45 


35.27 


34.19 


33.13 


32.10 




40.29 


39. 6 


37.18 


36. 3 


34.22 


47. 50 


33.14 


32. 8 


31. 5 


30. 4 




38. 4 


36.16 


35.00 


33.18 


32.10 


50 


31. 4 


30. 2 


29. 1 


28. 2 




35.14 


33.28 


32.16 


31. 7 


30. 2 


5250 


28.29 


27.28 


26.29 


26. 3 




32.27 


31.15 


30. 6 


29. 


27.27 


55 


26.26 


25.28 


25. 1 


24. 6 




30.14 


29. 4 


27.28 


26.25 


25.24 


5750 


24.26 


24.00 


23. 5 


22.12 




28. 4 


26.27 


25.24 


24.23 


23.25 


<H> 


22.29 


22. 4 


21.12 


20.21 




23.21 


22.21 


21.23 


20.27 


20. 3 


65 


19.11 


18.20 


18. 1 


17.13 




19.19 


18.24 


18. 1 


17. 9 


16.19 


70 


16. 1 


15.14 


14.28 


14.13 




15-25 


15. 5 


14.16 


13.29 


13.13 


75 


12.28 


12.14 


12. 1 


11.19 




12. 8 


11.23 


11. 8 


10.25 


10.12 


80 


10. 1 


9.21 


9.10 


9. 1 





ROBINSONIAN PERFECT MATURITY TABLES. 



TABLE X©. 9. 



EQUIVALENT MONTHLY AND PREPAID PAYMENTS THAT WILL 
MATURE A $100 SHARE IN SAME TIME AT SAME RATES. 

Copyright, 1893, by J. Watts Robinson. 

The usual prepaid payments are in the centre column, and the equiv- 
alent monthly payments, at the various rates, are found under the respective 
annual rates. 



It will be observed that the monthly payments equivalent to any one 
pre-payment vary for the different rates ; for examples : at 7 per cent, and 
8 per cent., for a $50.00 pre-payment, they differ by a little over 8 cents — 
and for the same pre-payment, at 4 per cent, and 30 per cent., they differ by 
about S2.ll. This is a very material point to be considered in establishing 
the relative amount of the two classes of payments. 



To find h^»w long it will take the two to mature, it is only necessary to 
consult either the Prepaid or the Instalment Stock Tables. 



J 



ROBIN SONIAN PERFECT MATURITY TABLES. 



Equivalent Monthly and Prepaid Payments that Mature 
a $ lOO Share in same time at same rates. 



Prepayments in centre 


and Monthly Payments 


in the columns of the respective 


rates. 


4% 


5% 


6% 


7% 


8% 


Prepaid. 


9% 


10% 


10.2%i 11%' 


12% 


0.111 


0.139 


0.166 


0.193 


0.221 


$25 


0.248 


0.276 


0.281 


0.303 


0.330 


0.143 


0.178 


0.213 


0.247 


0.284 


30 


0.319 


0.354 


0.362 


0.389 


0.424 


0.179 


0.224 


0.268 


0.312 


0.357 


35 


0.401 


0.445 


0.454 


0.489 


0.533 


0.222 


0.277 


0.332 


0.387 


0.442 


40 


0.496 


0.551 


0.562 


0.606 


0.660 


0.246 


0.307 


0.368 


0.429 


0.490 


42.50 


0.550 


0.611 


0.623 


0.671 


0.732 


0.272 


0.339 


0.407 


0.474 


0.540 


45 


0.609 


0.676 


0.690 


0.743 


0.810 


0.301 


0.375 


0.450 


0.525 


0.599 


47.50 


0.674 


0.748 


0.763 


0.822 


0.896 


0.332 


0.415 


0.497 


0.580 


0.662 


50 


0.744 


0.826 


0.843 


0.908 


0.990 


0.367 


0.459 


0.550 


0.641 


0.732 


5250 


0.823 


0.914 


0.932 


1.004 


1.094 


0.406 


0.507 


0.608 


0.709 


0.810 


55 


0.910 


1.010 


1.029 


1.111 


1.211 


0.449 


0.561 


0.673 


0.785 


0.896 


57. 50 


1.007 


1.118 


1.141 


1.229 


1.340 


0.498 


0.622 


0.747 


0.870 


0.993 


60 


1.117 


1.240 


1.264 


1.364 


1.486 


0.617 


0.771 


0.924 


1.077 


1.230 


65 


1.383 


1.536 


1.565 


1.687 


1.838 


0.775 


0.968 


1.161 


1.353 


1.546 


70 


1.737 


1.929 


1.963 


2.120 


2.313 


0.997 


1.245 


1.493 


1.740 


1.986 


75 


2.234 


2.481 


2.529 


2.724 


2.973 


1.330 


1.660 


1.990 


2.320 


2.650 


SO 


2.978 


3.306 


3.377 


3.633 


1 3.962 



13%!13.2% 


14% 


15% 


16% 


Prepaid. 


17% 


18% 


19%| 20%: 21% 


0.357 


0.363 


0.384 


0.412 


0.439 


25 


0.466 


0.493 


0.520 


0.546 


0.573 


0.459 


0.466 


0.494 


0.529 


0.564 


30 


0.598 


0.633 


0-668 


0.703 


0.737 


0.577 


0.586 


0.621 


0.665 


0-709 


35 


0.752 


0.796 


0.839 


0.883 


0.927 


0.715 


0.725 


0.769 


0.823 


0.877 


40 


0.931 


0.985 


1.039 


1.093 


1.147 


0.792 


0.803 


0.852 


0.912 


0-972 


4250 


1.032 


1.092 


1.152 


1.212 


1.271 


0.877 


0.891 


0.944 


1.010 


1.076 


45 


1.141 


1.208 


1.275 


1.342 


1.407 


0.969 


0-985 


1.044 


1.116 


1.191 


47. 50 


1.266 


1.338 


1.410 


1.483 


1.557 


1.072 


1.088 


1.153 


1.234 


1.316 


50 


1.397 


1.478 


1.558 


1.640 


1.719 


1.184 


1.203 


1.274 


1.365 


1.454 


5250 


1.544 


1.633 


1.722 


1.811 


1.901 


1.311 


1.330 


1.410 


1.509 


1.608 


55 


1.707 


1.806 


1.905 


2.004 


2.103 


1.450 


1.473 


1.561 


1.671 


1.781 


5750 


1.890 


2.000 


2.109 


2.218 


2.327 


1.609 


1.632 


1.730 


1.852 


1.974 


60 


2.096 


2.217 


2.340 


2.460 


2.581 


1.990 


2.021 


2.143 


2.294 


2.444. 


65 


2.594 


2.743 


2.894 


3.044 


3.194 


2.503 


2.541 


2.691 


2.881 


3.071 


70 


3.261 


3.452 


3.641 


3.829 


4.014 


3.219 


3.265 


3.459 


3.703 


3.945 


75 


4.187 


4.429 


4.671 


4.913 


5.155 


4.290 


4.355 


4.616 


4.940 


5.263 


80 


5.588 


5.912 


6.234 


6.554 


6.876 



22% 



0.600 
0.771 
0.969 
1.200 
1.331 
1.474 
1.630 
1.800 
1.990 
2.200 
2.436 
2.696 
3.343 
4.200 
5.397 
7.198 



23% 



0.626 
0.806 
1.012 
1.253 
1.390 
1.538 
1.702 
1.879 
2.078 
2.297 
2.545 
2.823 
3.489 
4.389 
5.638 
7.500 



24 



0.653 
0-840 
1.056 
1.307 
1.450 
1.604 
1.774 
1.961 
2.168 
2.396 
2.654 
2.943 
3.639 
4.578 
5.879 
7.825 






0.680 
0.874 
1.099 
1.361 
1.508 
1.669 
1.847 
2.043 
2.258 
2.493 
2.762 
3.063 
3.789 
4.766 
6.120 
8.158 



26% 



0.707 
0.909 
1.142 
1.414 
1.567 
1.735 
1.918 
2.122 
2.344 
2.592 
2.871 
3.183 
3.939 
4.954 
6.361 
8.500 



Prepaid. 



25 
30 
35 
40 

4250 
45 

47. 50 
50 

5250 
55 

57 50 
60 
65 
70 
75 
80 



27% 



0.733 

0.943 

1.186 

1.46 

1.626 

1.800 

1.989 

2.202 

2.432 

2.690 

2.979 

3.303 

4.089 

5.142 

6.602 

8.786 



28 



0.760 

0.97 

1.229 

1.520 

1.685 

1.865 

2.064 

2.279 

2.521 

2.787 

3.08 

3.423 

4.240 

5.329 

6.843 

9.094 



29 %i 3 0% 



0.78 

1.011 

1.272 

1.573 

1.744 

1.931 

2.137 

2.359 

2.609 

2.885 

3.196 

3.543 

4.390 

5.516 

7.084 

9.458 



0.813 
1.045 
1.314 
1.626 
1.803 
1.999 
2.207 
2.440 
2.695 
2.984 
3.304 
3.662 
4.538 
5.703 
7.325 
9.750 



TABLE No. 12. 



ROBINSONIAN EQUAL MONTHLY PAYMENTS 


To pay a Lo< 

Paymeate and interes 
Interest on both Loan and 


in of $100 in any number 


of Months. 

end of each month. 
nonthly at annual rates below 


t on loan bo*h payable at the 
Payments to be compounded i 


AT 

6£- 


Mos, 


AT 


AT 


Mos. 


AT 


AT 


Mos. 


AT 


100.5000 


1 


100.6667 


2.2263 


51 


2.3194 


1.2635 


101 


1.3637 


50.3753 


2 


50.5005 


2.1887 


52 


2.2820 


1.2540 


102 


1.3544 


33.6672 


3 


33.7788 


2.1525 


53 


2.2459 


1.2446 


103 


1.3452 


25.3133 


4 


25.4180 


2.1177 


54 


2.2112 


1.2355 


104 


1.3362 


20.3010 


5 


20.4018 


2.0841 


55 


2.1778 


1.2265 


105 


1.3273 


, 16.9595 


6 


17.0577 


2.0518 


56 


2.1456 


1.2177 


106 


1.3187 


14.5729 


7 


14.6692 


2.0206 


57 


2.1146 


1.2090 


107 


1.3102 


12.7829 


8 


12.8779 


1.9905 


58 


2.0846 


1.2006 


108 


1.3019 


11.3907 


9 


11.4848 


1.9614 


59 


2.0556 


1.1923 


109 


1.2937 


10.2771 


10 


10.3703 


1.9333 


60 


2.0276 


1.1841 


110 


1.2857 


9.3659 


11 


9.4586 


1.9061 


61 


2.0006 


1.1761 


111 


1.2778 


8.6066 


12 


8.6988 


1.8798 


62 


1.9744 


1.1682 


112 


1.2701 


7.9642 


13 


8.0561 


1.8543 


63 


1.9491 


1.1605 


113 


1.2626 


7-4136 


14 


7.5051 


1.8297 


64 


1.9246 


1.1529 


114 


1.2551 


6.9364 


15 


7.0277 


1.8058 


65 


1.9008 


1.1455 


115 


1.2478 


6.5189 


16 


6.6101 


1.7826 


66 


1.8778 


1.1382 


116 


1.2407 


6.1506 


17 


6.2415 


1.7602 


67 


1.8555 


1.1310 


117 


1.2336 


5-8232 


1§ 


5.9140 


1.7384 


68 


1.8338 


1.1240 


118 


1.2267 1 


5-5303 


19 


5.6210 


1.7172 


69 


1.8128 


1.1170 


119 


1.2199 


5.2666 


20 


5.3574 


1.6967 


70 


1.7924 


1.1102 


120 


1.2133 


5.0282 


21 


5.1188 


1.6767 


71 


1.7726 


1.1035 


121 


1.2067 


4-8114 


22 


4.9020 


1.6573 


72 


1.7533 


1.0969 


122 


1.2003 


4-6135 


23 


4.7041 


1.6384 


73 


1.7346 


1.0904 


123 


1.1940 


4.4321 


24 


4.5227 


1.6201 


74 


1.7164 


1.0840 


124 


1.1877 


4.2652 


25 


4.3559 


1.6022 


75 


1.6987 


1.0778 


125 


1 1816 


4-1112 


26 


4.2019 


1.5848 


76 


1.6814 


1.0716 


126 


1.1756 


3.9686 


27 


4.0593 


1.5679 


77 


1.6647 


1.0656 


127 


1.1697 


3.8362 


2§ 


3.9270 


1.5514 


78 


1.6483 


1.0596 


198 


1.1639 


3.7129 


29 


3.8038 


1.5354 


79 


1.6324 


1.0538 


129 


1.1582 


3.5979 


30 


3.6888 


1.5197 


80 


1.6169 


1.0480 


130 


1.1525 


3-4903 


31 


3.5813^ 


1.5044 


81 


1.6017 


1.0423 


131 


1.1470 


3.3895 


32 


3.4805 


1.4896 


82 


1.5870 


1.0367 


132 


1.1416 


3.2947 


33 


3.3859 


1.4750 


83 


1.5726 


1.0312 


133 


1.1362 


3.2056 


34 


3.2968 


1.4609 


84 


1.5586 


1.0259 


134 


1.1309 


3.1216 


35 


3.2129 


1.4470 


85 


1.5449 


1.0205 


135 


1.1257 


3-0422 


36 


3.1336 


1.4335 


86 


1.5316 


1.0152 


136 


1.1206 


2,9671 


37 


3.0587 


1.4203 


87 


1.5185 


1.0100 


137 


1.1156 


2.8960 


38 


2.9877 


1.4074 


88 


1.5058 


1.0049 


138 


1.1106 


2.8286 


39 


2.9204 


1.3948 


89 


1.4933 


.9999 


139 


1.1057 


2.7646 


40 


2.8564 


1.3825 


90 


1.4812 


.9949 


140 


1.1010 


2.7036 


41 


2.7956 


1.3705 


91 


1.4693 


.9901 


141 


1.0962 


2.6456 


42 


2.7377 


1.3587 


92 


1.4577 


.9852 


142 


1.0915 


2.5903 


43 


2.6825 


1.3472 


93 


1.4463 


.9805 


143 


1.0870 


2.5375 


44 


2.6299 


1.3360 


94 


1.4352 


.9758 


144 


1.0824 


2.4871 


45 


2.5795 


1.3249 


95 


1.4243 


.9713 


145 


1.0780 


2.4389 


46 


2.5314 


1.3142 


96 


1.4137 


.9667 


146 


1.0736 


2.3927 


47 


2.4854 


1.3036 


97 


1.4033 


.9622 


147 


1.0693 


2.3485 


48 


2.4413 


1.2932 


98 


1.3931 


.9578 


148 


1.0650 


2.3061 


49 


2.3990 


1.2831 


99 


1.3831 


.9535 


119 


1.0608 


2.2654 


50 


2.3584 


1.2732 


100 


1.3733 


.9492 


1501 1.0567 ! 



TABLE No. 12. 



ROBINSONIAN EQUAL MONTHLY PAYMENTS 

To pay a Loan of $100 in any number of Months. 



Paymemts and interest on loan both payable at the end of each month. 
Interest on both Loan and Payments to be compounded monthly at annual rates below- 



Mos. 



AT 





AT 




I 


x<x%. 


Mos. 




2.4149 


51 




2.3776 


52 




2.3418 


53 




2.3072 


54 




2.2740 


55 




2.2420 


56 




2.2111 


57 




2.1813 


58 ' 




2.1525 


59 1 




2.1247 


60 




2.0978 


61 




2.0719 


62 




2.0467 


63 




2.0224 


64 




1.9988 


65 




1.9760 


66 




1.9538 


67 




1.9324 


68 




1.9115 


69 




1.8913 


70 




1.8717 


71 




1.8526 


72 




1.8340 


73 




1.8160 


74 




1.7985 


75 




1.7814 


76 




1.7648 


77 




1.7487 


78 




1.7330 


79 




1.7176 


80 




1.7027 


81 




1.6881 


82 




1.6740 


83 




1.6601 


84 




1.6466 


85 




1.6334 


86 




1.6206 


87 




1.6080 


88 




1.5958 


89 




1.5838 


90 




1.5721 


91 




1.5607 


92 




1.5495 


93 




1.5386 


94 




1.5279 


95 




1.5174 


96 




1.5072 


97 




1.4972 


98 




1.4874 


99 




1.4778 


100 



AT 

12^ 



AT 



Mos. 



100. 

50. 

33. 

25. 

20. 

17. 

14. 

12 

11. 

10. 
9. 
8. 
8. 
7, 
7. 
6. 
6. 
6. 
5. 
5. 
5. 
4. 
4. 
4. 
4. 
4. 
4. 
4. 
3. 
3. 
3, 
3. 
3. 
3. 
3. 
3, 
3, 
3 
3 
2 
2 
2 
2 
2 
2 
2 
2 



.8333 


1 


.6259 


2 


.8904 


3 


.5230 


4 


.5028 


5 


.1561 


6 


.7659 


7 


.9733 


8 


.5792 


9 


.4640 


10 


.5517 


11 


.7916 


12 


.1485 


13 


.5973 


14 


.1197 


15 


.7019 


16 


.3333 


17 


.0057 


18 


.7127 


19 


.4490 


20 


.2105 


21 


.9937 


22 


.7958 


23 


.6145 


24 


.4477 


25 


.2938 


26 


.1513 


27 


.0191 


28 


.8960 


29 


.7811 


30 


.6737 


31 


.5731 


32 


.4786 


33 


.3896 


34 


.3058 


35 


.2267 


36 


.1519 


37 


.0811 


38 


.0139 


39 


.9501 


40 


.8894 


41 


• 8317 


42 


.7767 


43 


.7242 


44 


.6740 


45 


.6261 


46 


.5802 


47 


.5363 


48 


.4941 


49 


• 4537 


50 



101.0000 
50.7512 
34.0022 
25.6281 
20.6040 
17.2548 
14.8628 
13.0690 
11.6740 
10.5582 
•9.6454 
8.8849 
8.2415 
7.6901 
7.2124 
6.7945 
6.4258 
6.0982 
5.8052 
5.5415 
5.3031 
5.0864 
4.8886 
4.7073 
4.5407 
4.3869 
4.2446 
4.1124 
3.9895 
3.8748 
3.7676 
3.6671 
3.5727 
3.4840 
3.4004 
3.3214 
3.2468 
3.1761 
3.1092 
3.0456 
2.9851 
2.9276 
2.8727 
2.8204 
2.7705 
2.7228 
2.6771 
2.6334 
2.5915 
2.5513 



2.5127 
2.4756 
2.4400 
2.4057 
2.3726 
2.3408 
2.3102 
2.2806 
2.2520 
2.2244 
2.1978 
2.1720 
2.1471 
2.1230 
2.0997 
2.0770 
2.0551 
2.0339 
2.0133 
1.9933 
1.9739 
1.9550 
1.9367 
1.9189 
1.9016 
1.8848 
1.8684 
1.8525 
1.8370 
1.8219 
1.8072 
1.7929 
1.7789 
1.7653 
1.7520 
1.7391 
1.7264 
1.7141 
1.7021 
1.6903 
1.6788 
1.6676 
1.6567 
1.6460 
1.6355 
1.6253 
1.6153 
1.6055 
1.5959 
1.5866 



1.4684 
1.4592 
1.4502 
1.4414 
1.4328 
1.4243 
1.4160 
1.4079 
1.3999 
1.3921 
1.3844 
1.3769 
1.3695 
1.3622 
1.3551 
1.3482 
1.3413 
1.3346 
1.3280 
1.3215 
1.3151 
1.3089 
1.3027 
1.2967 
1.2908 
1.2849 
1.2792 
1.2736 
1.2680 
1.2626 
1.2572 
1.2520 
1.2468 
1.2417 
1.2367 
1.2318 
1.2269 
1.2222 
1.2175 
1.2128 
1.2083 
1.2038 
1.1994 
1.1951 
1.1908 
1.1866 
1.1825 
1.1784 
1.1744 
1.1704 



101 


1.5774 


102 


1.5684 


103 


1.5597 


104 


1.5511 


105 


1.5427 


106 


1.5344 


107 


1.5263 


108 


1.5184 


109 


1.5107 


110 


1.5031 


111 


1.4956 


112 


1.4883 


113 


1.4812 


114 


1.4741 


115 


1.4672 


116 


1.4605 


117 


1.4539 


118 


1.4474 


119 


1.4410 


120 


1.4347 


121 


1.4286 


122 


1.4225 


123 


1.4166 


124 


1.4108 


125 


1.4051 


126 


1.3995 


127 


1.3939 


128 


1.3885 


129 


1.3832 


130 


1.3780 


131 


1.3728 


132 


1.3678 


133 


1.3628 


134 


1.3580 


135 


1.3532 


136 


1.3484 


137 


1.3438 


138 


1.3392 


139 


1.3348 


140 


1.3303 


141 


1.3260 


142 


1.3218 r 


143 


1.3176 


144 


1.3134 


145 


1.3093 


146 


1.3054 


147 


1.3014 


148 


1.2975 


149 


1.2938 


150 


1.2900 









TABLE No. 13. 








ROBINSONIAN EQUAL MONTHLY PAYMENTS 


To pay a Lo 

Interest on Loan payable in at 


an of $100 in any number 


of Months. 
beginning of each month. 


ivance, and payme 


ats made at 


Interest on 


both Loan and Payments to be compounded monthly at annual rates below. 


AT 1 u 


AT 


AT 




AT 


II AT 




AT 


e#. 1 MoSi 


3^. 


II "e#. 


Mos. 


&%- 


; e#. 


Mos. 


o#. 


100.0025 


1 


100.0044 


2.2177 


51 


2.3085 


1.2597 


101 


1.3591 


50.1271 


a 


50.1705 


2.1803 


52 


2.2714 


1.2502 


102 


1.3498 


33.5022 


3 


33.5595 


2.1443 


53 


2 2355 


1.2409 


103 


1.3407 


25.1898 


4 


25.2542 


2.1096 


54 


2.2010 


1.2318 


101 


1.3318 


20.2025 


5 


20.2711 


2.0762 


55 


2.1678 


1.2229 


105 


1.3230 


16.8777 


6 


16.9491 


2.0441 


56 


2.1358 


1.2141 


106 


1.3144 


14.5028 


7 


14.5765 


2.0130 


57 


2.1050 


1.2055 


107 


1.3060 


12.7218 


8 


12.7970 


1.9830 


58 


2.0752 


1.1971 


108 


1.2977 


11.3361 


9 


11.4131 


1.9541 


59 


2.0464 


1.1888 


109 


1.2896 


10.2284 


io 


10.3061 


1.9261 


60 


2.0186 


1.1807 


110 


1.2816 


9.3218 


11 


9.4003 


1.8990 


61 


1.9918 


1.1727 


111 


1.2738 


8.5663 


12 


8.6456 


1.8728 


62 


1.9058 


1.164*9 


112 


1.2661 


7.9271 


13 


8.0071 


1.8476 


63 


1.9406 


1.1572 


113 


1.2587 


7.3792 


14 


7.4599 


1.8231 


64 


1.9163 


1.1497 


114 


1.2512 


6.9044 


15 


6.9856 


1.7993 


65 


1.8927 


1.1423 


115 


1.2440 


6.4890 


16 


6.5707 


1.7762 


66 


1.8698 


1.1350 


116 


1.2369 


6.1225 


17 


6.2046 


1.7540 


67 


1.8477 


1.1279 


117 


1.2290 


5.7967 


18 


5.8793 


1.7323 


68 


1.8261 


1.1209 


118 


1.2230 


5.5052 


19 


5.5882 


1.7112 


69 


1.8052 


1.1140 


119 


1.2162 


5.2430 


20 


5.3263 


1.6907 


70 


1.7849 


1.1072 


120 


1.2097 


5.0056 


21 


5.0894 


1.6708 


71 


1.7653 


1.1005 


121 


1.2031 


4.7899 


22 


4.8740 


1.6515 


72 


1.7461 


1.0940 


122 


1.1967 


4.5930 


23 


4.6774 


1.6328 


73 


1.7275 


1.0875 


123 


1.1905 


4.4125 


24 


4.4972 


1.6145 


74 


1.7094 


1.0811 


124 


1.1842 


4.2465 


25 


4.3314 


1.5967 


75 


1.6918 


1.0749 


125 


1.1781 


4.0932 


26 


4.1785 


1.5794 


76 


1.6746 


1.0688 


126 


1.1721 


3.9513 


27 


4.0369 


1.5626 


77 


1.6581 


1.0628 


127 


1.1663 


3.8196 


28 


3.9054 


1.5462 


78 


1.6418 


1.0568 


128 


1.1606 


3.6969 


29 


3.7830 


1.5303 


79 


1.6260 


1.0510 


129 


1.1549 


3.5825 


30 


3.6688 


1.5147 


80 


1.6106 


1.0453 


130 


1.1492 


3.4754 


31 


3.5620 


1.4994 


81 


1.5956 


1.0396 


131 


1.1438 


3.3751 


32 


3.4619 


1.4846 


82 


1.5809 


1.0340 


132 


1.1384 


3.2808 


33 


3.3679 


1.4702 


83 


1.5666 


1.0285 


133 


1.1331 


3.1921 


34 


3.2794 


1.4561 


84 


1.5527 


1.0232 


134 


1.1278 


3.1085 


35 


3.1960 


1.4423 


85 


1.5391 


1.0179 


135 


1.1227 


3.0295 


36 


3.1173 


1.4289 


86 


1.5259 


1.0126 


136 


1.1176 


2.9548 


37 


3.0428 


1.4157 


87 


1.5129 


j 1.0074 


137 


1.1126 


2.8841 


38 


2.9723 


1.4029 


88 


1.5003 


1.0024 


138 


1.1077 


2.8170 


39 


2.9054 


1.3904 


89 


1.4879 


.9974 


139 


1.1028 


2.7533 


40 


2.8419 


1.3781 


90 


1.4758 


.9925 


140 


1.0982 


2.6926 


41 


2.7815 


1.3661 


91 


1.4640 


.9876 


141 


1.0934 


2.6349 


42 


2.7240 


1.3544 


92 


1.4525 


.9828 


142 


1.0887 


2.5799 


43 


2.6692 


1.3430 


93 


1.4411 


.9781 


143 


1.0842 


2.5274 


44 


2.6168 


1.3318 


94 


1.4301 


.9735 


144 


1.0797 


2.4772 


45 


2.5669 


1.3208 


95 


1.4193 


.9690 


115 


1.0753 


2.4293 


46 


2.5191 


1.3101 


96 


1.4087 


.9644 


146 


1.07 


2.3833 


47 


2.4734 


1.2996 


97 


1.3984 


.9600 


147 


1.0666 j 


2.3393 


48 


2.4295 


1.2892 


98 


1.3883 


.9556 


148 


1.06*4 


2.2971 


49 


2.3875 


1.2792 


99 


1.3783 


.9513 


149 


1.05S2 


2.2566 


50 


2.3472 1 


1.2694 


100 J 


1.3686 


i .9470 1 


150 


1.0541 



TABLE No. 13. 



ROBINSONIAN EQUAL MONTHLY PAYMENTS 

To pay a Loan of $100 in any number of Months. 



Interest on Loan payable in advance, and payments made at beginning of each month. 
Interest on both Loan and Payments to be compounded monthly at annual rates below. 



AT 




AT 


1 AT i M 


AT 


AT 


M 


AT 


10^. 


Mos. 


12^. 


| io^. Mos ' 


12^ ; 


io#. 


Mos. 


12^. 


100.0069 


1 


100.0099 


2.4018 


51 


2-4977 


1.4632 


lOl 


1.5717 


50.2143 


2 


50.2587 


2.3649 


52 


2.4610 


1.4541 


102 


j 1.5628 


33.6172 


3 


33.6755 


2.3294 


53 


2-4257 


1 1.4452 


103 


1.5541 


25.3190 


4 


25.3842 


2.2951 


54 


2.3917 


1.4364 


104 


1.5456 


20.3402 


5 


20.4099 


2.2622 


55 


2-3590 


1.4278 


105 


1.5373 


17.0212 


6 


17-0939 


2.2303 


56 


2.3275 


1.4194 


106 


1.5291 


14.6507 


7 


14.7256 


2.1998 


57 


2.2972 


1.4111 


107 


1.5211 


12.8730 


8 


12.9495 


2.1701 


58 


2.2679 


1.4031 


108 


1.5133 


11.4904 


9 


11.5684 


2.1416 


59 


2.2396 


1.3952 


109 


1.5057 


10.3844 


10 


10.4636 


2.1140 


60 


2.2123 


1.3875 


110 


1.4982 


9.4797 


11 


9.5598 


2.0874 


61 


2-1860 


1.3799 


111 


1.4908 


8.7259 


12 


8,8068 


2.0617 


62 


2.1605 


1.3724 


112 


1.4835 


8-0880 


13 


8.1698 


2.0367 


63 


2.1358 


1.3651 


113 


1 1.4764 


7.5414 


14 


7-6239 


2.0125 


64 


2.1120 


1.3579 


114 


1.4694 


7.0678 


15 


7.1509 


1.9892 


65 


2.0889 


1.3508 


115 


1.4626 


6.6534 


16 


6.7371 


1.9665 


66 


2.0664 


1.3439 


116 


1.4560 


6.2878 


17 


6.3721 


1.9446 


67 


2.0447 


1.3371 


117 


1.4494 


5.9630 


18 


6.0477 


1.9233 


68 


2.02.57 


1.3304 


118 


1.4430 


5.6722 


19 


5.7576 


1.9026 


69 


2.0032 


1.3239 


119 


1.4377 


5.4108 


20 


5.4966 


1.8826 


70 


1.9835 


1.3175 


120 


1.4304 


5.1743 


21 


5.2605 


1.8632 


71 


1.9643 


1.3112 


121 


1.4243 


4.9593 


22 


5.0459 


1.8442 


72 


1.9456 


1.3050 


122 


1.4183 


4.7632 


23 


4.8508 


1.8258 


73 


1.9275 


1.2989 


123 


1.4125 


4.5833 


24 


4.6706 


1.8079 


74 


1.9099 


1.2929 


124 


1.4067 


4.4178 


25 


4.5056 


1.7905 


75 


1.8927 


1.2870 


125 


1.4011 


4-2652 


26 


4.3534 


1,7736 


76 


1.8761 


1.2812 


126 


1.3955 


4.1239 
3.9928 


27 


4.2124 


1.7571 


77 


1.8599 


1.2756 


127 


1.3900 


28 


4.0816 


1.7411 


78 


1.8441 


1.2700 


128 


1.3846 


3.8706 


29 


3.9599 


1.7255 


79 


1.8288 


1.2645 


129 


1.3794 


3.7568 


30 


3.8463 


1.7103 


80 


1.8138 


1.2591 


130 


1.3742 


3.6503 


31 


3.7402 


1.6955 


81 


1.7992 


1.2537 


131 


1.3691 


3.5504 


32 


3.6407 


1.6811 


82 


1.7850 


1.2485 


132 


1.3641 


3.4567 


33 


3.5473 


1.6671 


83 


1.7712 


1.2434 


133 


1.3592 


3.3685 


34 


3.4595 


1.6533 


84 


1.7577 


1.2383 


134 


1.3544 


3.2854 


35 


3.3766 


1.639-9 


85 


1.7446 


1.2334 


135 


1.3497 


3.2069 


36 


3.2984 


1.6268 


86 


1.7318 


1.2285 


136 


1.3450 


3.1328 


37 


3.2246 


1.6141 


87 


1.7192 


| 1.2236 


137 


1.3404 


3.0625 


3§ 


3.1546 


1.6016 


88 


1.7070 


1.2189 


138 


1.3359 


2.9959 


39 


3.0883 


1.5895 


89 


1.6952 


1.2143 


139 


1.3315 


2.9326 

2.8724 

, 2.8152 


40 


3.0253 


1.5776 


90 


1.6835 


| 1.2097 


140 


1.3271 


41 


2.9655 


1.5660 


91 


1.6721 


1 1.2052 


141 


1.3228 


42 


2.9085 


1.5547 


92 


1.6610 


1.2008 


142 


1.3186 


2.*606 
2.7085 


43 


2.8542 


1.5430 


93 


1.6501 


1.1963 


143 


1.3144 


44 


2.8024 


1.5328 


94 


1.6395 


1.1921 


144 


1.3103 


2.6587 


45 


2.7530 


1.5222 


95 


1.6292 


1.1878 


145 


1.3062 


f 2.6113 


46 


2.7058 


1.5118 


96 


1 6191 


1 1.1837 


146 


1.3023 


2.5657 


47 


2.6605 


1.5016 


97 


1.6092 


1.1796 


147 


1.2984 


2.5222 


48 


2.6172 


1.4917 


98 


1.5995 


1.1755 


148 


1.2946 


2.4804 


49 


2.5757 


1.4820 


99 


1.5900 


1.1716 


149 


1.2909 


2.4403 


50 


2.5359 1 


1.4725 


100 


1.5867 


1.1676 


150 


1.2871 



TABLE No. 14. 



ROBINSONIAN 


1 EQUAL MONTHLY PAYMENTS 


To pay a Lc 

Interest on loan due montl 


tan of $100 in any number 


of Months. 

at end of month. 




ily in advance, and payments 




Interest on 


both Loan and Payments to be compounded monthly at annual rates below. 


AT 




AT 


AT 




AT 


AT 




AT 


e#. 


Mos. 


8£. 


1 :e#. 


Mos, 
51 


2.3241 


1.2660 


Mos. 

101 


a 


100.5025 


1 


100.6712 


[ 2.2288 


1.3682 


50.3778 


2 


50.5050 


8.1912 


52 


2.2865 


1.2565 


102 


1.3581 


33.6697 


3 


33.7833 


2.1550 


53 


2 2504 


1.2471 


103 


1.3497 


25.3158 


4 


25.4225 


2.1202 


54 


2.2157 


1.2380 


104 


1.3407 


20.3035 


5 


20.4063 


2.0868 


55 


2.1823 


1.2290 


105 


1.3318 


16.9620 


6 


17.0622 


2-0543 


56 


2.1501 


1.2202 


106 


1.3232 


14.5754 


7 


14-6737 


2.0231 


57 


2.1191 


1.2115 


107 


13147 


12.7954 


8 


12.8824 


1.9930 


58 


2.0891 


1.2031 


108 


1.3063 


11.3932 


9 


11.4893 


1.9439 


59 


2.0601 


1.1948 


109 


1.2982 


10.2796 


10 


10-3748 


1.9358 


60 


S.0321 


1.1866 


110 


1.2902 


9.3684 


11 


9.4631 


1.9086 


61 


2.0051 


1.1786 


11 1 


1.2823 


8.6091 


12 


8.7033 


1.8823 


62 


1.9789 


1.1707 


112 


1.2746 


7.9067 


13 


8-0606 


1.8568 


63 


1.9536 


1.1630 


113 


1.2671 


7.4161 


14 


7.5096 


1.8322 


64 


1.9291 


1.1550 


114 


1.2596 


6.9389 


15 


7.0322 


1.8083 


65 


1.905 3 


1.1480 


115 


1.2523 


6.5214 


16 


6.6146 


1.7851 


66 


1.8823 


1.1407 


116 


1.2452 


6.1531 


17 


6.2460 


1.7627 


67 


1.8600 


1.1335 


117 


1.2381 


5.8257 


18 


5.9185 


1.7409 


68 


1.8383 


1.1265 


118 


1.2310 


5.5328 


19 


5.6255 


1.7197 


69 


1.8173 


1.1195 


119 


1.2244 


5.2691 


20 


5.3619 


1.6992 


70 


1.7969 


1.1127 


120 


1.2177 


5.0307 


21 


5.1233 


1.6792 


71 


1.7771 


1.1060 


121 


1.2112 


4.8139 


22 


4.9065 


1.6598 


72 


1.7578 


1.0994 


122 


1.2048 


4.6160 


23 


4.7086 


1.6409 


73 


1.7391 


1.0929 


123 


1.1985 


4.4346 


24 


4.5272 


1.6226 


74 


1.7209 


1.0865 


124 


1.1922 


4.2677 


25 


4.3604 


1.6047 


75 


1.7034 


1.0803 


125 


1.1861 


4.1137 


26 


4.2064 


1.5873 


76 


1.6859 


1.0741 


126 


1.1801 


3.9711 


27 


4.0638 


1.5704 


77 


1.6692 


1.0681 


127 


1.1742 


3.8387 


28 


3.9315 


1.5539 


78 


1.6528 


1.0621 


128 


1.1684 


3.7154 


29 


3.8083 


1.5379 


79 


1.6369 


1.0563 


129 


1.1627 


3.6004 


30 


3.6933 


1.5222 


80 


1.6214 


1.0505 


130 


1.1570 1 


3.4925 


31 


3.5858 


1.5069 


81 


1.6062 


1.0448 


131 


1.15 15 


3.3930 


32 


3.4850 


1.4921 


82 


1.5915 


1.0392 


132 


1.1400J 


3.2972 


33 


3.3904 


1.4775 


83 


1.5771 


1.0337 


133 


1.1407 


3.2081 


34 


3.3013 


1.4634 


84 


1.5631 


1.0284 


134 


1.1354 


3.1241 


35 


3.2174 


1.4475 


85 


1.5494 


1.0230 


135 


1.1302 


3.0447 


36 


3.1381 


1.4360 


86 


1.5361 


1.0177 


136 


1.1251 


2.9696 


37 


3.0632 


1.4228 


87 


1.5230 


1.0125 


137 


1.1201 


2.8985 


38 


2.9922 


1.4099 


88 


1.5103 


1.0074 


138 


1.1151 


2.8311 


39 


2.9249 


1.3973 


89 


1.4978 


1.0024 


139 


1.1102 


2.7671 


40 


2.8609 


1.3850 


90 


1.4857 


.9974 


140 


1.1055 


2.7061 


41 


2.8001 


1.3730 


91 


1.4738 


.9926 


141 


1.1007 


2.6481 


42 


2.7422 


1.3612 


92 


1.4622 


.9877 


142 


1.0960 


2.5928 


43 


2.6870 


1.3497 


93 


1.4508 


.9830 


143 


1.0915 


2.5400 


44 


2.6344 


1.3385 


94 


1.4397 


.9783 


144 


1.0869 I 


2.4896 


45 


2.5840 


1.3274 


95 


1.4288 


.9738 


115 


1.0825 


2.4414 


46 


2.5359 


1.3166 


96 


1.4181 


.9692 


146 


1.0781 


2.3952 


47 


2.4899 


1.3061 


97 


1.4078 


.9647 


147 


1.0738 j 


2.3510 


48 


2.4457 


1.2957 


98 


1.3976 


.9603 


148 


1.0695 


2.3086 


49 


2.4035 


1.2856 


99 


1.3876 


.9560 


119 


1.0653 


2.2679 


50 


2.3629 


1.2757 


100 


1.3778 


.9517 


150 


1.0611 



TABLE No. 14. 



ROBINSONIAN EQUAL MONTHLY PAYMENTS 
To pay a Loan of $100 in any number of Months. 



Interest 


on loan due monthly in'advance 9 aad payments at end of month. 




Interest on 


both Loan and Payments to be compounded monthly at annual rates below. 


AT 




AT 


AT 




AT 


AT 




AT 


10^. 


Mos. 


12^. 


lO^. 


Mos. 


12^ 


Mos, 


12^. 


100.8403 


1 


101.0100 


2.4219 


51 


2.5227 


1.4754 


lOl 


1.5874 


50.6329 


2 


50.7612 


2-3846 


52 


2.4856 


1.4662 


102 


! 1.5784 


33.8974 


3 


34.0122 


2-3488 


53 


2.4500 


1.4572 


103 


! 1.5697 


25.5300 


4 


25.6381 


! 2.3142 


54 


2.4157 


1.4484 


104 


1.5611 


20.5098 


5 


20.6140 


2.2810 


55 


2-3826 


1.4398 


105 


1.5527 


17.1631 


6 


17.2648 


2.2490 


56 


2-3508 


1.4313 


106 


1.5444 


14.7729 


7 


14.8728 


2-2181 


57 


2-3202 


1.4230 


107 


1.5363 


12.9803 


8 


13.0790 


2.1883 


58 


2.2906 


1.4148 


108 


1.5284 


11.5862 


9 


11.6840 


2.1595 


59 


2-2620 


1.4069 


109 


1.5207 


10.4710 


10 


10-5682 


2.1316 


60 


2.2344 


1-3991 


110 


15131 


9.5587 


11 


9.6554 


2.1048 


61 


2-2078 


1.3914 


111 


1.5056 


8.7985 


19 


8,8949 


2.0789 


62 


2-1820 


1.3839 


112 


1.4983 


8.1555 


13 


8.2515 


2.0537 


63 


2.1571 


1.3765 


113 


1.4912 


7.6043 


14 


7-7001 


2.0294 


64 


2.1330 


1.3692 


114 


1.4841 


7.1267 


15 


7.2224 


2.0058 


65 


2.1097 


1.3621 


115 


1.4772 


6.7089 


16 


6.8045 


1.9830 


66 


2.0870 


1.3552 


116 


1.4705 


6.3403 


17 


6.4358 


1.9608 


67 


2.0651 


1.3483 


117 


1.4639 


6.0127 


18 


6.1082 


1.9394 


68 


2.0439 


1.3416 


118 


1.4574 


5.7197 


19 


5.8152 


1.9185 


69 


2.0233 


1.3350 


119 


1.4510 


5.4560 


20 


5.55 15 


1.8983 


70 


2.0033 


1.3285 


120 


1.4447 


5.2175 


21 


5.3131 


1.8787 


71 


1.9839 


1.3221 


121 


1.4386 


5.0007 


22 


5.0964 


1.8596 


72 


1.9650 


1.3159 


122 


1.4325 


4.8028 


23 


4.8986 


1.8410 


73 


1.9467 


1.3097 


123 


1.4266 


4.6215 


24 


4.7173 


1.8230 


74 


1.9289 


1.3037 


124 


1.4208 


4.4547 


25 


4-5507 


1.8055 


75 


1.9116 


1.2978 


125 


1.4151 


4.3008 


20 


4.3969 


1.7884 


76 


1-8948 


1.2919 


126 


1.4095 


4.1583 


27 


4.2546 


1.771S 


77 


1.8784 


1.2862 


127 


1.4039 


4.0261 


28 


4.1224 


1 1.7557 


78 


1.8625 


1.2806 


128 


1.3985 


3.9030 


29 


3.9995 


1 1.7400 


79 


1.8470 


1.2750 


129 


1.3932 


3.7881 


30 


3-8848 


1.7246 


80 


1.8319 


1 1.2696 


130 


1.3880 


3.6807 


31 


3.7776 


1-7097 


81 


1.8172 


1.2642 


131 


1.3S23 


3-5801 


32 


3.6771 


1.6951 


82 


1.8029 


1.2590 


132 


1.3778 


3.4856 


33 


3-5827 


1.6810 


83 


1.7889 


1.2538 


133 


1.3728 


3-3966 


34 


3.4940 


1.6671 


84 


1.7753 


1.2487 


134 


1.3680 


3.3128 


35 


3.4104 


1.6536 


85 


1.7620 


1.2437 


135 


1.3632 


3.2337 


36 


3.3314 


1.6404 


86 


1.7491 


1.2388 


136 


1.3584 


3.1589 


37 


3.2568 


1.6276 


87 


1.7364 


1.2339 


137 


1.3538 


3.0881 


38 


3.1861 


1.6150 


88 


1.7241 


1.2292 


138 


1.3492 


3.0209 


39 


3.1192 


1.6028 


89 


1.7121 


1.2245 


139 


1.3448 


2.9571 


40 


3.0556 


1.5907 


90 


1.7003 


1.2198 


140 


1.3403 


2.8964 


41 


2.9951 


1.5791 


91 


1.6888 


1.2153 


141 


1.3360 


2.8387 


42 


2.9376 


1.5677 


92 


1.6776 


1.2108 


142 


1.3318 


2.7837 


43 


2.8827 


1.5565 


93 


1.6667 


1-2064 


143 


1.3276 


2.7312 


44 


2.8304 


1.5456 


94 


1.6560 


1.2020 


144 


1.3234 


2.6810 


45 


2.7805 


1.5349 


95 


1.6455 


1.1978 


115 


1.3193 


2.6331 


46 


2.7328 


1-5244 


96 


1.6353 


1.1956 


146 


1.3154 


2.5872 


47 


2.6871 


1.5142 


97 


1.6253 


1.1995 


147 


1.3114 


2.5433 


48 


2.6434 


1.5042 


98 


1.6155 


1.1854 


148 


1.3075 


2-5011 


49 


2.6015 


1.4944 


99 


1.6059 


! 1.1814 


149 


1.3038 


2.4607 


50 


2.5613 


1 1-4848 


100 1 


1.5966 


1.1773 


150 


1.3000 



TABLE No. 15. 



ROBINSONIAN EQUAL MONTHLY PAYMENTS 

To pay a Loan of $100 in any number of Years, from 1 to 25. 

Interest on Loan payable yearly in advance, and payments made the first of each month. 
Interest compounded annually on the Loan, and also on the Sum of the Payments in 
each year plus their accumulations of interest, at the rates given in the headings. 



EXPLANATION OF TABLE. 

This table gives the equal monthly payment 
which, being made at the first of each month 
for any given number of years, will amount, 
at the given rate, to exactly the same as $100 
does in the same time; or, in other words, 
will exactly pay a loan of $100 in the same 
time. 

Each monthly payment bears interest to the 
end of the year in which it is paid ; and the 
interest on these accumulations of interest, 
plus the sum of the 12 monthly payments, is 
compounded annually until the loan is paid. 
The interest on the loan is payable in ad- 
vance, and is also compounded annually until 
the loan is paid. The table covers any rate 
from \% to 25,%, and any number of years 
from 1 to 25. 

For example: at 10,% per annum $1.00,76 
paid monthly, as stated above, will pay a 
loan of $100 in exactly 20 years. (Found 
under 10,% and opposite 20 years.) In thi9 
case the sum of the 12 monthly payments 
made within any one year equals $12.09,12, 
which sum bears interest (within the year) for 
an average of 6^ months at 10,% per annum 
i\%% P er month). This interest amounts 
to .65,49, which, added to the sum of the 12 
monthly payments ($12.09,12), gives $12.74,61, 
which sum bears compound interest for 19 
years, and amounts to $717.26,9, to which the 
last yearly payment of $12.74,61 (which is 
entitled to no interest) must be added, mak- 
ing $730.03,5 — the same as the $100 amounts 
to in the same time. 

To pay a loan of any other amount : multi- 
ply the monthly payment in the table by that 
amount, and take one-hundredth of the pro- 
duct. If the loan were $1000 the monthly 
payment would be $10.07,6. If it were $60, 
the monthly payment would be .60,456. 

In like manner, a monthly payment of 
$2.30,05 will pay the loan in 25 years at 25,% 
per annum. 



Yearsl i% I 2% | 3% 4% 



For copies of these, or any other interest 
tables, either simple or compound, or for the 
computation of special tables for Building and 
Loan Associations, address 

J. WATTS ROBINSON, 

Author and Publisher of Robinsonian 
Interest Tables, etc- 



1 


| 8.3722 


8.4122 8.4535 8.4959 


2 


4.2073 


4.2494 4.2928 4.3377 


3 


, 2.8191 


2.8620 2.9064 2.9523 


4 


2.1250 


2.1684 2.2134 2.2601 


5 


l 1.7086 


1.7523 1.7979 


1.8452 


6 


1.4310 


1.4751 1.5211 


1.5690 


7 


1.2327 


1.2771 1.3236 


1.3720 


8 


1.0841 


1.1287 1.1755 


1.2245 


9 


.9684 


1.0133 1.0606 


1.1101 


io 


.8759 


.9211 


.9687 


1.0187 


11 


.8003 


.8457 


.8936 


.9441 


12 


.7373 


.7829 


.8312 


.8822 


13 


.6839 


.7298 


.7784 


.8299 


14 


.6382 


.6843 


.7333 


.7852 


15 


.5986 


.6449 


.6943 


.7467 


16 


.5640 


.6105 


! .6602 


.7131 


17 


.5334 


.5801 


.6302 


.6835 


18 


.5063 


.5532 


.6036 


.6574 


19 


.4820 


.5291 


.5799 


.6341 


20 


.4601 


.5075 


.5586 


.6132 


21 


.4404 


.4879 


.5393 


.5945 


22 


.4224 


.4702 


.5219 


.5775 


23 


.4060 


.4540 


.5061 


.5621 


24 


.3910 


.4392 


.4916 


.5480 


25 


.3772 


.4256 


.4783 


.5352 


Yfs 


14% 


15% 16% 


17% 


1 8.9822 


9.0366 9.0920 


9.1484 


2 4.8559 


4.9142 4.9736 


5.0342 


3 3.4882 


3.5490 3.6109 


3.6740 


4 2.8103 


2.8730 2.9369 


3.0022 


5 2.4081 


2.4726 2.5384 


2.6056 


6 2.1438 


2.2099 2.2775 


2.3466 


7 


1.9581 


2.0259 2.0952 


2.1660 


8 


1.8216 


1.8909 1.9618 


2.0343 


9 


1.7178 


1.7886 1.8611 


1.9351 


IO 


1.6368 


1.7091 1.7830 


1.8585 


11 


1.5724 


1.6460 1.7213 


1.7983 


12 


1.5203 


1.5952 1.6719 


1.7502 


13 


1.4776 


1.5538 1.6318 


1.7114 


14 


1.4424 


1.5198 


1.5989 


1.6797 


15 


1.4129 


1.4915 


1.5718 


1.6537 


16 


1.3882 


1.4678 


1.5492 


1.6322 


17 


1.3673 


1.4479 


1.5303 


1.6144 


18 


1.3495 


1.4311 


1.5145 


1.5994 


19 


1.3343 


1.4169 


1.5011 


1.5869 


20 


1.3214 


1.4047 


1.4898 


1.5764 


21 


1.3102 


1.3943 


1.4802 


1.5676 


22 


1.3006 


1.3855 


1.4720 


1.5601 


23 


1.2923 


1.3779 


1.4651 


1.5538 


24 


1.2851 


1.3713 


1.4592 


1.5484 


25 


1.2788 


1.3657 


1.4541 


1.5439 



Copyright, 1892. By J. Watts Robinson, Melrose, Mass. 



TABLE No. 15. 



ROBINSONIAN EQUAL MONTHLY PAYMENTS 


To pay a Loan 

Interest on Loan payable y 

Interest compounded annx 

each year plus their accu 


of $100 in any number of Years, from 1 to 25. 


early in advance, and payments made theirs* of each month, 
tally on the Loan, and also on the Sum of the Payments in 
mulations of interest, at the rates given in the headings. 


5% 


6% 


7% 


8% 


Years 


9% 


10% 


11% 


12% 


13% 


8.5396 


8.5643 


8.63*03 


8.6773 


i 


8.7255 


8.7747 


8.8250 


8.8764 


8.9288 


4.3838 


4.4313 


4.4801 


4.5301 


2 


4.5814 


4.6339 


4.6876 


4.7426 


4.7986 


2.9997 


3.0485 


3.0988 


3.1504 


3 


3.2035 


3.2578 


3.3135 


3.3705 


3.4287 


2.3084 


2.3583 


2.4097 


2.4626 


4 


2.5170 


2.5729 


2.6302 


2.6888 


2.7489 


- 1.8943 


1.9451 


1.9975 


2.0516 


5 


2.1072 


2.1644 


2.2231 


2.2833 


2.3450 


1.6188 


1.6704 


1.7238 


1.7789 


6 


1.8357 


1.8941 


1.9542 


2.0159 


2.0790 


1.4225 


1.4749 


1.5291 


1.5852 


7 


1.6432 


1.7028 


1.7642 


1.8272 


1.8919 


1.2756 


1.3288 


1.3839 


1.4410 


8 


1.5000 


1.5608 


1.6235 


1.6878 


1.7539 


1.1618 


1.2157 


1.2717 


1.3297 


9 


1.3897 


1.4517 


1.5156 


1.5812 


1.6487 


' 1.0710 


1.1257 


1.1825 


1.2415 


lO 


1.3025 


1.3656 


1.4306 


1.4975 


1.5663 


.9971 


1.0524 


1.1101 


1.1699 


11 


1.2320 


1.2962 


1.3623 


1.4305 


1.5005 


• .9357 


.9917 


1.0502 


1.1110 


12 


1.1740 


1.2392 


1.3066 


1.3759 


1.4472 


- .8840 


.9408 


1.0000 


1.0617 


13 


1.1257 


1.1919 


1.2603 


1.3308 


1.4033 


.8400 


.8974 


.9574 


1.0199 


14 


1.0849 


1.1521 


1.2216 


1.2932 


1.3668 


[ .8020 


.8601 


.9209 


.9843 


15 


1.0501 


1.1184 


1.1889 


1.2615 


1.3363 


.7689 


.8277 


.8893 


.9535 


16 


1.0203 


1.0895 


1.1610 


1.2347 


1.3104 


< .7400 


.7994 


.8617 


.9268 


17 


.9944 


1.0645 


1.1370 


1.2117 


1.2885 


j .7144 


.7745 


.8375 


.9034 


18 


.9719 


1.0429 


1.1163 


1.1920 


1.2698 


1 .6916 


.7524 


.8162 


.8828 


19 


.9522 


1.0241 


1.0984 


1.1750 


1.2537 


4 .6713 


.7327 


.7972 


.8646 


20 


.9348 


1.0076 


1.0828 


1.1602 


1.2398 


.6531 


.7151 


.7803 


.8485 


21 


.9195 


.9931 


1.0691 


1.1474 


1.2278 


.6367 


.6993 


.7652 


.8341 


22 


.9059 


.9803 


1.0571 


1.1362 


1.2174 


.6218 


.6851 


.7516 


.8213 


23 


.8938 


.9689 


1.0466 


1.1264 


1.2084 


.6083 


.6721 


.7394 


.8097 


24 


.8830 


.9589 


1.0373 


1.1179 


1.2005 


.5960 


.6604 


.7283 


.7994 


25 

Fs 

1 


.8733 


.9499 


1.0290 


1.1103 


1.1937 


1 18% 


19% 


20% 


21% 


22% 


2S% 

9.5065 


24% 


25% 




9.2058 


9.2641 


9.3233 


9.3835 


9.4445 


9.5693 


9.6330 


5.0958 


5.1585 


5.2221 


5.2869 


2 


5.3526 


5.4193 


5.4869 


5.5556 




3.7382 


3.8036 


3.8701 


3.9377 


3 


4.0064 


4.0761 


4.1469 


4.2187 




3.0686 


3.1363 


3.2052 


3.2752 


4 


3.3464 


3.4187 


3.4921 


3.5665 




|2.6741 


2.7439 


2.8149 


2.8871 


5 


2.9606 


3.0352 


3.1110 


3.1879 




2.4169 


2.4887 


5.5617 


2.6360 


6 


2.7116 


2.7884 


2.8663 


2.9455 




2.2381 


2.3117 


2.3866 


2.4629 


7 


2.5404 


2.6193 


2.6993 


2.7805 




2.1082 


2.1835 


2.2602 


2.3383 


8 


2.4177 


2.4984 


2.5803 


2.6635 




,'2.0106 


2.0876 


2.1660 


2.2458 


9 


2.3270 


2.4094 


2.4931 


2.5780 




1.9356 


2.0141 


2.0942 


2.1756 


lO 


2.2583 


2.3424 


2.4277 


2.5143 




1.8768 


1.9569 


2.0384 


2.1213 


11 


2.2055 


2.2911 


2.3780 


2.4660 




1.8301 


1.9116 


1.9945 


2.0788 


12 


2.1644 


2.2514 


2.3396 


2.4290 




1.7926 


1.8754 


1.9595 


2.0451 


13 


2.1321 


2.2203 


2.3097 


2.4003 




1.7622 


1.8461 


1.9315 


2.0183 


14 


2.1064 


2.1958 


2.2863 


2.3780 




1.7373 


1.8224 


1.9089 


1.9968 


15 


2.0859 


2.1763 


2.2678 


2.3605 




',1.7169 


1.8030 


1.8905 


1.9794 


16 


2.0695 


2.1608 


2.2532 


2.3467 




,1.7000 


1.7870 


1.8755 


1.9652 


17 


2.0562 


2.1484 


2.2416 


2.3358 




1.6860 


1.7739 


1.8632 


1.9538 


18 


2.0455 


2.1384 


2.2323 


2.3272 




1.6743 


1.7630 


1.8531 


1.9444 


19 


2.0368 


2.1304 


2.2249 


2.3204 




1.6645 


1.7540 


1.8448 


1.9367 


20 


2.0298 


2.1239 


2.2190 


2.3150 




v 4l.6564 
1.6496 


1.7465 


1.8379 


1.9305 


21 


2.0241 


2.1187 


2.2142 


2.3107 




1.7403 


1.8323 


1.9253 


22 


2.0194 


2.1145 


2.2104 


2.3072 




1.6438 


1.7351 


1.8276 


1.9211 


23 


2.0156 


2.1110 


2.2073 


2.3045 




1.6390 


1.7308 


1.8237 


1.9176 


24 


2.0125 


2.1083 


2.2049 


2.3023 




.1.6349 


1.7271 


1.8204 


1.9147 


25 


2.0099 


2.1060 


2.2029 


2.3005 





Copyright, 1892. By J. Watts Robinson, Melrose, Mass. 



TABLE NO. 16. 



ROBINSONIAN BUILDING-LOAN INTEREST TABLES. 



MONTHLY COMPOUND, at Annual Bates under heading. 



Amount of $1.00 
at end of 



3 mos. 6 mos. ,12 mos 



B 

Amount of $1.00 

each month at 

end of 



3 mos. 6 mos. 12 mos. 



What 
$1 at end 

ot each 
half year 
am'ts to 
at end of 

the year. 



D 

Monthly 

Sinking 
Fund 

to pay 8 1 

at end 

ot 
6 mos. 



1.00752 
1.01003 
1.01255 
1.01508 
1.01760 
1.02013 
1.02267 
1.02521 
1.02775 
1.03030 
1.03285 
1.03541 
1.03797 
1.04054 
1.04310 
1.04568 
1.04826 
1.05084 
1.05342 
1.05601 
1.05861 
1.06121 
1.06381 
1.06642 
1.06903 
1.07165 
1.07427 
1.07689 
1.08479 
1.09273 
1.10872 
1.12486 
1.14117 
1.15763 



1.01509 
1.02017 
1.02526 
1.03038 
1.03551 
1.04067 
1.04585 
1.05105 
1.05628 
1.06152 
1.06679 
1.07207 
1.07738 
1.08271 
1.08807 
1.09344 
1.09884 
1.10426 
1.10970 
1.11517 
1.12065 
1.12616 
1.13169 
1.13725 
1.14283 
1.14843 
1.15405 
1.15969 
1.17677 
1.19405 
1.22926 
1.26532 
1.30226 
1.34010 



1 


.03042 


3 


1 


.04074 


4 


1 


.05116 


5 


1 


.06168 


6 


1 


.07229 


7 


1 


.08300 


8 


1 


.09381 


9 


1 


.10471 


io 


1 


.11572 


11 


1 


12683 


12 


1 


13803 


13 


1 


14934 


14 


1 


16075 


15 


1 


17227 


16 


1 


18389 


17 


1 


19562 


18 


1 


20745 


19 


1 


21939 


20 


1 


23144 


21 


1 


.24360 


22 


1 


25586 


23 


1 


.26824 


21 


1 


28073 


25 


1 


.29333 


26 


1 


30605 


27 


1 


31888 


28 


1 


33183 


29 


1 


34489 


30 


1 


.38478 


33 


1 


42576 


36 


1 


.51107 


42 


1 


.60103 


48 


1 


.69586 


54 


1 


.79586 


60 



.01503 

.02004 

02507 

03010 

.03514 

.04018 

.04523 

.05028 

05534 

06010 

.06547 

.07055 

07563 

08071 

08581 

.09090 

.09601 

10112 

10623 

.11135 

11648 

12161 

12675 

.13189 

•13704 

.14219 

.14735 

.15252 

.16805 

.18363 

.21494 

.24646 

.27819 

.31013 



6.05272 
6.07039 
6.08811 
6-10588 
6.12370 
6.14157 
6.15948 
6.17745 
6.19547 
6.21354 
6.23165 
6.24982 
6.26804 
6.28631 
6.30462 
6.32299 
6.34141 
6.35989 
6-37841 
6.39698 
6.41561 
6.43428 
6.45301 
6.47179 
6.49062 
6.50951 
6.52844 
6.54743 
6.60471 
6.66246 
6.77941 
6.89829 
7.01915 
7.14201 



12.19680 
12.26320 
12.33002 
12.39724 
12.46488 
12.53293 
12.60139 
12.67028 
12.73959 
12.80933 
12.87949 
12.95009 
18.02112 
13.09258 
13.16448 
13.23683 
13.30962 
13.38286 
13.45654 
13.53068 
13.60528 
13.68033 
13.75585 
13.83183 
13.90827 
13.98519 
14.06258 
14.14044 
14.37692 
14.61779 
15.11303 
15.62684 
16.15991 
16.71298 



2.01509 
2.02017 
2.02526 
2.03038 
2.03551 
2.04067 
2.04585 
2.05105 
2.05628 
2.06152 
206679 
2.07207 
2.07738 
2.08271 
2.08807 
2.09344 
2.09884 
2.10426 
2.10970 
2.11517 
2.12065 
2.12616 
2.13169 
2.13725 
2-14283 
2-14843 
2.15405 
2-15969 
2.17677 
2-19405 
2.22926 
2.26532 
2.30226 
2.34010 



The above table embraces many rates not found in any of the others, and is especially valuable 
for showing the following: — 

ist. What Sinking Fund, deposited monthly in advance, will amount to, or pay off, semi- 
annual dividends as they become due: By multiplying the amount in section D, and opposite to 
the earning rate, by the semi-annual dividend. Thus, when the earning rate is 15^, semi-annual 
dividends of $3 .00 will be paid off by . 15955 X$3-oo= .47865 paid monthly in advance. 

2d. To find the Sinking Fund, deposited monthly in advance, that will pay off quarterly 
dividends; Divide the dividend by the amount opposite the earning rate and under 3 mos. in sec- 
tion B* Thus, the sinking fund necessary, at a 12 # earning rate, to pay off quarterly dividends of 
$2.00 is equal to $2.00-7-3.0604= .65351. 

3d. The same process, using the 12 mos. column in section B. will give the sinking fund, de- 
posited the first of each month, that will pay off annual dividends. 

Note.— The Sinking Fund, deposited the last of each month, which is necessary to pay off 
theM dividends is found by dividing the quarterly, semi-annual, or annual dividend (as the case 
may be) by $1.00 more than the amount found under the earning rate in table No. 2 and opposite 
2 r or 11 months, respectively. Thus, the earning rate being 21$, to pay off semi-annual divi- 
dends of $1.50, the sinking fund at the last of each month is equal to $1.50-^-6.26871= .23938 



NO. IT. 

PLAN FOR 

DIVISION OF PROFITS IN A BUILDING AND LOAN 

ASSOCIATION. 



By J. Watts Robinson, Boston, Mass. 
Author and Publisher of the 
Robinsonian Building-Loan Interest Tables 
" 5, 6, 7 and 8 % Interest Book, 

" Universal Interest Tables, 

" Interest on Daily Balance » 9 

&c, &c, &c. 



Copyright, 1898, by J. Watts Robinson, 



NO. 17. 

DIVISION OF PROFITS IN A BUILDING AND LOAN 
ASSOCIATION. 

There is a great diversity of methods among Building and Loan Asso- 
ciations for distributing profits. The following plan (which is not claimed 
as entirely original, except as extended and detailed,) is believed to be as 
practical and equitable as any If its publication tends in any degree to- 
wards producing uniformity of method in apportioning profits, one of its 
main objects will have been attained. 

The following abbreviations will occasionally be used here : — 
D. B. C. — for Dividend Bearing Capital during the term. 

B. V.— for Book Value. 
O. B. V. — for Book Value at last settlement. 
N. B. V. — for Book Value as found at present settlement. 



Having ascertained the total net profits earned during the term for which 
settlement is being made, we must next find what is the total dividend- 
bearing capital of all the snares still in force. Then, dividing the total net 
profits for the term by the total d. b. c. of all these shares, we will have 
the percentage of profit due to each of the participating shares. 

The profit due each share, or series, is found by multiplying the d. b. c. 
of the share, or series, by the percentage of profit. 

The dividend bearing capital (d. b. c.) of an instalment share is equal 
to its book value at last settlement (if it had any) plus the d. b. c. of its 
payments during the term into the loan fund. The former is, of course, 
taken from the books, and the latter is found, in each of the several cases 
( dependent on the length of term, number and amount of payments made 
during the term, and time in the month at which payments were made,) by 
multiplying one of the share's payments into the loan fund by the ratio 
found in the table A, B, C, D, E or F which is applicable to the case. 



SEMI-ANNUAL SETTLEMENTS. 

To find the d. b. c. of the payments made by an instalment share during 
a semi-annual term : — 

Case 1st. — When payments are made at first of month. 
Multiply one of its monthly loan fund payments by the ratio found in 
table A under the number of payments made by it during the term. 

Table A. 
No. of payments 12 3 4 5 6 

Ratios - £ \ 1 1} 2J 34 
That is, if there have been, during the term, 5 payments of $1.00 each 
into the loan fund, the d. b. c. of these payments equals $1.00x2 £=$2.50. 

Case 2d. — Payments at end of month. 

Table B. 
No. of payments 12 3 4 5 6 

Ratios \ \ 1 1} 2* 



quarterly settlements. 

Case Zd. — Payments first of month. Case 4th. — Payments end of month. 

Table C. Table D. 

1 2 3 No. of payments 1 2 3 

i 1.2 - - Ratios - - - $ 1 



ANNUAL SETTLEMENTS. 

Case bth — Payments at first of month. 
Table E. 
No. of payments 1 2 3 4 5 6 7 8 9 10 11 12 
Ratios - jj i ' i \j U H ^ 3 3j 4 T V H 6£ 



Case 6th. — Payments at end of month. 






Table F. 






No. of payments 123456789 


10 


11 12 


Ratios - T V i h it U If 2i 3 


3! 


4 T V 5J 



Having, by means of the above ratios, found the d. b. c. (exact to the 
fraction) of the share's loan fund payments during the term, add it to the 
book value of the share at last settlement (if it then had any) and the re- 
sult will be the d. b. c. of the share; and the total d. b. c. of all the in- 
stalment shares of the series in the class to which the share belongs will 
equal the d. b. c. of the one share ( just found) multiplied by the number of 
shares of its class and series still in force. 

(The d. b. c. of & series of instalment shares may be found direct, in 
the same manner as the d. b. c. of one of its shares is found — by simply 
substituting, in the computation, for the one monthly payment by the share 
the sum of one month's payments by the series — but there is no work saved 
by this over the process as above explained.) 

FULL-PAID AND PREPAID SHARES. 

In case of an association which issues monthly series, both full-paid and 
prepaid shares may have been issued during the term at some date interme- 
diate to the two settlements. If either of these be full-participating, (or 
partly participating, with the balance of its earnings to be credited to some 
named fund,) settlements being made semi-annually, the d. b. c. of the 
share for the term will be equal to as many sixths of the amount paid as it 
has been even months in force. That is, if $60 was paid just 4 months 
before date of settlement, its d. b. c. will be $60x4-6ths=$40. 

If, as is sometimes the case, such full- or pre-paid shares are issued, in 
the term, at some arbitrary date, the d. b. c. of one of these shares will be 
found by multiplying the amount found in table K, opposite the date of 
issue, by the number of hundreds and fractions of hundreds of dollars paid 
in. For example: if $60 was paid in on Jan. 10th, its d. b. c. will be equal 
to S94.475 X .60 = $56.68$. 

( Table K, which gives the exact d. b. c. of $100 paid at any arbitrary 
date during either the first or last semi-annual term of the year, will be 
found at the end of this explanation. It cannot be used in annual or quar- 
terly settlements.) 

Having thus given the methods of finding, in a semi-annual settlement, 
the dividend bearing capital of the different kinds of shares usually issued, I 
will now illustrate by a tabulated example which probably covers almost 
every case. I have taken, for illustration, the 3d settlement in an associa- 
tion whose settlements are made semi-annually, and where monthly pay- 
ments are made at end of month — to which Case 2d, Table B applies. 

( Annual and quarterly settlements follow exaetly the same rules as semi- 
annual settlements — but the ratios used must always be taken from the 
table which corresponds with the length of term.) 

Although I have, in the following illustration, (except in classes A and B) 
taken a somewhat desultory set of series, I have, nevertheless, taken a suf- 
ficient number of each class to illustrate the principle and method of the 
apportionment. Several of the classes of shares considered here may not 
be issued in individual cases, but it was necessary to show how they are to 
be treated when they are issued. 



Class A 
Class B. 
Class C. 
Class D 
Class E. 
Class F. 

Class G. 

Class H, 



Example — 3d Semi-annual Settlement — June 30, 1898. 

— Pays 35 cents at end of each month into loan fund. 

— Pays 60 cents at end of each month into loan fund. 

— Prepays $50, and is full-participating. 

— Prepays $60, receives 3# semi-annual cash dividends — balance of earnings cr. to share. 

— Full-paid — receives 3# s. a. cash dividends — excess of earnings credited to reserve fund. 

— Full-paid — receives 3^? semi-annual cash dividends (to be paid out of earnings before 
net profits are declared). 

— Full-paid — receives 3££ semi-annual cash dividends — 1^ of earnings to expense fund — 
balance to profit account. 

— Full-paid — receives Zi semi-annual cash dividends — 10 of earnings to expense fund — 
balance to reserve fund. This class may be issued at any time. 

Full paid and prepaid payments made at first of month. 



0Q 

CO 


Old 
Book 
Value 


l 


4.37 


2 


4.01 


3 


3.62 


4 


3.24 


5 


2.87 


6 


2.51 


7 


2.14 


8 


1.77 


9 


1.42 


10 


1.06 


11 


.72 


12 


.35 


13 




14 




15 




16 




17 




18 




1 


7.50 


2 


6.88 


3 


6-20 


4 


5.56 


5 


4.92 


6 


4.30 


7 


3.66 


8 


3.04 


9 


2.43 


10 


1.81 


11 


1.24 


12 


.60 


13 




14 




15 




16 




17 




18 




1 


55.38 


4 


53.81 


7 


52.75 


15 





D. B. C. 


D.B.C. 


No. 


of term's 


of one 


of 


payments 


share. 


shares 


•875~~ 


5.244 


550 


• 87i 


4.884 


340 


.874 


4.494 


270 


.874 


4.1l4 


160 


.874 


3.744 


320 


•87* 
•874 


3-384 


180 


3.014 


90 


.874 


2.644 


160 


.874 


2.294 


250 


.874 


1.934 


80 


.874 


1.594 


95 


.874 


1.224 


170 


.874 


.874 


160 


.58J 


.58i 


95 


.35 


.35 


240 


.174 


.174 


83 


•05f 


.05^ 


120 


.00 


.00 


219 
3582 


1.50 


9.00 


190 


1.50 


8.33 


230 


1.50 


7.70 


78 


1.50 


7.06 


150 


1.50 


6-42 


84 


1.50 


5.80 


60 


1.50 


5.16 


200 


1.50 


4.54 


160 


1.50 


3.93 


95 


1.50 


3.31 


64 


1.50 


2.74 


280 


1.50 


2.10 


110 


1.50 


1.50 


220 


1.00 


1.00 


160 


.60 


.60 


75 


.30 


.30 


240 


.10 


.10 


170 


.00 


.00 


165 
2731 




55.38 


80 




53.81 


60 




52.75 


70 




33.33 


30 
240 



D. B. C 

of each 
Series. 

2884/75 

1660.90 

1213.65 

658.20 

1198.40 

609.30 

271.35 

423.20 

573.75 

154.80 

151.54 

208.25 

139.20 

55.43 

84.00 

14.52 

7.00 

000 



10308.24 



1710.00 

1915.90 

600.60 

1059.00 

539.28 

348.00 

1032.00 

726.40 

373.35 

211.84 

767.20 

231.00 

330.00 

160.00 

45.00 

72.00 

17.00 

0.00 

10138.57 

4430.40 
3228.60 
3692.50 
1000.00 



12351.50 



Profit 
each 
Series 



144.24 

83-04 

60.68 

32.91 

59.92 

30.46 

13.57 

21.16 

28.69 

7- 74 

7.58 

10.41 

6-96 

2.77 

4.20 

.73 

.35 

.00 



515.41 



85.50 

95.79 

30.03 

52.95 

26.96 

17.40 

51.60 

36.32 

18.67 

10.59 

38.36 

11.55 

16. 50 

8-00 

2.25 

3.60 

.85 

.00 



506.9 2 



221.52 

161.43 

184.62 

50.00 



617.57 



Profit 

each 

Share 



.26 
.24 
.22 
.20 
.19 
.17 
.15 
.13 
.11 
.10 
.08 
.06 
.04 
• 03 
.02 
.01 
.00 
.00 



.45 
• 41 
.39 
.35 
.32 
.29 
.26 
.23 
.20 
.17 
.14 
.10 
.07 
.05 
.03 
.01 
.00 
.00 



2.77 
2.69 
2.64 
1.66 



Paid f New 
during Book 
term. Value 



2.10 
2.10 
2.10 
2.10 
2.10 

2.1a 

2.10 
2.10 
2.10 
2.10 
2.10 
2.10 
2.10 
1.75 
1.40 
1.05 
.70 
.35 



3.60 
3.60 
3.60 
3.60 
3.60 
3.60 
3.60 
3.60 
3.60 
3.60 
3. 60 
3-60 
3.60 
3.00 
2.40 
1.80 
1.20 
.60 



50.00 



EXAMPLE OF 3d SEMI-ANNUAL SETTLEMENT — continued. 



00 

J 

5 


'V. 
l 


OJd 
Book 
Value 

62.46 


D.B.C. 

of one 
share 

62.46 


No. 

of 

shares 


r 


30 


7 


61.20 


61.20 


40 


I 


16 




30-00 


45 
115 


r 

i 


1 


100.00 


100.00 


40 


4 


100.00 


100 00 


25 


7 


100.00 


100.00 


36 


13 




100.00 


15 










116 


r 


1 


100.00 


100.00 


20 


c 


7 


100.00 


100.00 


40 


i 


13 




100.00 


25 

85 



D. B. C. 

of each 
Series. 



1873-80 
2448.00 
1350.00 



5671-80 



4000.00 
2500.00 
3600.00 
1500.00 



11600-00 



2000.00 
4000.00 
2500.00 



8500.00 



Profit 
each 
Series 



93.69 

122.40 

67.50 



283. 5£ 



200.00 

125.00 

180.00 

75.00 



580.00 



100.00 
200.00 
125.00 



425.00 



Profit 

each 

Share 



3.12 
3.06 
1.50 



4% 



Profit 
Acc't. 



10-00 
20.00 
12.50 



42.50 



Divi- 
dends 
paid 



54.00 
72.00 
40.50 



166.50 

3% 



120.00 
75.00 

108-00 
45-00 



348.00 



34% 



70-00 

140.00 

87-50 



297.50 



Credit 

to 
Share. 



1.32 

1.26 

.60 



Reserve 
Fund. 

80.00 
50.00 
72.00 
30.00 



232.00 



Exp. 
Acc't. 

20.00 
40.00 
25.00 



85-00 



New 
Book 
Value 

63.78 
62.46 
60.60 



100.00 
100.00 
100.00 
100.00 



100.00 
100.00 
100.00 



When 
Issued. 



Jan. 10, '97 
Feb. 4, '98 



Am't D.B.C. | D.B.C. 

Paid, 'of 8100. of lot. 



2000.00 100.00 
1000.00 



3% 
div. 



1 % Earning ReserTe 
Exp. 1 of lot. Fund. 



2000.00 60.00 
94.474J 944.75J 28.34 



12944.75 88.34 



20-00 
9.45 



29.45 



100.00 
47.24 



20.00 2000.00 
9.45 1000.00 



147-24 



29.45 



From the above table, it will be seen that the total dividend bearing 
capital of all the shares in force at this settlement is as follows: — 



Of Class A 


810308.24 


" B 


10138.57 


11 C 


12351.50 


" D 


5671.80 


" E 
11 G 


"Siu^^**™ 


" H 


2944.75 



Total dividend bearing capital S 61514.08 
Now, supposing the total net profits to be $ 3080.00, we have 
3080.00-^61514.08=5% + a very small fraction, viz: .007 
It is not customary, nor is it good policy, to apportion the exact per- 
centage of profit as thus found — but to drop any small fraction like the .007 
in the above quotient — which has been done in this case — apportioning only 
the 5%. The results obtained by such apportionment: the profits to be 
carried to Expense, Profit and Reserve Funds, and the new book values of 
the various shares, are all given in above table. 

Synopsis of the Profit of each Class and its distribution. 





Profits to 


Cr. to 


1 Reserve 


Expense 


Profit 


Dividends 




Classes. 


Shares. 


Fund. 


Fund. 


Acc't. 


paid. 


Class A 


515.41 


509.88 


- 


- 






" B 


506.92 


503- 93 


- 


- 






" C 


617.57 


617.60 


- 


- 






" D 


283.59 


117.00 


- 


- 


- 


166.50 


" E 


580.00 


- 


232.00 


- 


- 


348.00 


" G 


425.00 


- 


- 


85.00 


42.50 


297.50 


" H 


147.24 


- 


29.45 


29.45 


- 


88.34 


Total 


3075.73 3 


1748.41 


261.45 


114.45 


42.50 


900.34 



4.27 + 8.58 = $12.85 Undivided Profits— the $8.58 hav- 
ing been saved in apportioning to the individual shares. 



TABLE K, 

On opposite page, gives the exact dividend-bearing capital, for the 
term, of $100 paid in at any date in either of the semi-annual terms of 
any year, excepting for the first term of leap years — and table H (on this 
page) gives it for that term in leap years. For example: the dividend 
bearing capital, for first term in a common year, of &100 paid March 18th 
is $57.4586, taken from Table K — which means that $100 paid in on that 
date is equivalent, as dividend bearing capital for the term, to $57.46 of 
book value on the preceding 31st of December. ( If this had been a leap 
year, the dividend bearing capital would have been $57.14, from table H.) 

In the same manner, the dividend bearing capital, in the 2d semi-annual 
term of any year, of $100 paid in on Aug. 12th is $76.63. 

To find the dividend bearing capital of any amount paid in j multiply 
the amount taken from the table opposite the proper date and under the 
proper month, by the hundreds and fractions of hundreds of dollars in the 
amount paid. Thus, $480 paid in on Aug. 12th is equivalent to $76.6304 
X 4.80, viz: to $367.83 of book value at the preceding settlement June 30th. 

TABLE H. 

Table H -- Dividend-Bearing Capital, in Semi-Annual Settlements, of 
$100 paid in at different dates in first Term of LEAP YEARS only. 



J an'y 



Feb'y 1 Date. 



March 1 April I Date. 1 May | June 



99.4505 
98.9011 
98.3516 
97-8022 
97.2527 
96-7033 
96-1538 
95.5044 
95.0549 
94-5055 
93.9560 
93.4066 
92.8571 
92.3077 
91.7582 
91.2088 
90.6593 
90.1099 
89.5604 
89.0110 
88.4615 
87.9121 
87.3626 
86.8132 
86.2637 
85.7143 
85.1648 
84.6154 
84.0659 
83.5165 
,82.9670 



82.4176 
81.8681 
81.3187 
80.7692 
80.2198 
79.6703 
79.1209 
78.5714 
78.0220 
77.4725 
76 9231 
76.3736 
75.8242 
75.2747 
74.7253 
74.1758 
73.6264 
73.0769 
72.5275 
71.9780 
71.4286 
70.8791 
70.3297 
69.7802 
69.2308 
68.6813 
68.1319 
67.5824 
67.0330 



1st 

2d 
3d 

4th 
5th 
6th 
7th 
8th 
9th 
10th 
11th 
12th 
13th 
14th 
15th 
16th 
17th 
18th 
19th 
20th 
21st 
22d 
23d 
24th 
25th 
26th 
27th 
28th 
29th 
30th 
31st 



66.4835 

65.9341 

65.3846 

64.8352 

64.2857 

63.7363 

63.1868 

62.6374 

62.0879 

61.5385 

60.9890 

60.4396 

59.8901 

59.3407 

58.7912 

58.2418 

57.6923 

57.1429 

56.5934 

56.0440 

55.4945 

54.9451 

54.3956 

53.8462 

53.2967 

52.7473 

52.1978 

51.6484 

51.0989 

50.5495 

50.0000 



49.4505 

48.9011 

48.3516 

47-8022 

47-2527 

46.7033 

46.1538 

45.6044 

45.0549 

44-5055 

43.9560 

43.4066 

42.8571 

42.3077 

41-7582 

41.2088 

40.6593 

40.1099 

39.5604 

39.0110 

38.4615 

37.9121 

37.3626 

36.8132 

36.2637 

35.7143 

35.1648 

34.6154 

34.0659 

33.5165 



1st 

2d 

3d 

4th 

5th 

6th 

7th 

8th 

9th 

10th 

11th 

12th 

13th 

14th 

15th 

16th 

17th 

18th 

19th 

20th 

21st 

22d 

23d 

24th 

25th 

26th 

27th 

28th 

29th 

30th 

31st 



32.9670 

32.4176 

31.8681 

31.3187 

30.7692 

30.2198 

29.6703 

29.1209 

28.5714 

28.0220 

27-4725 

26.9231 

26.3736 

25.8242 

25.2747 

24.7253 

24.1758 

23.6264 

23.0769 

22.5275 

21.9780 

21.4286 

20.8791 

20.3297 

19.7802 

19.2308 

18.6813 

18.1319 

17.5824 

17.0330 

16.4835 



15.9341 

15.3846 

14.8352 

14.2857 

13.7363 

13.1868 

12.6374 

12.0879 

11.5385 

10.9890 

10.4396 

9.8901 

9.3407 

8.7912 

8.2418 

7.6923 

7.1429 

6.5934 

6.0440 

5.4945 

4.9451 

4.3056 

3.8462 

3.2967 

2.7473 

2.1978 

1.6484 

1.0989 

0.5495 

0.0000 



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©ifliflTt^OOOOCMCM^ — O©05XXt>t>CD 

©©O5C5©©O50505O5C505XXXXXX 



CD ifl ifl ^ OC 00 CM 

X X X X' X X X 



Table No. 18. 



ROBINSONI AN BUILDING-LOAN INTERE ST TABLES. 

Present Worth of SI. 00 at end of each half-year. 

INTEREST COMPOUNDED MONTHLY. 



4% 


1 &% 


1 6% 


I 7% i Years. 


8% | 9% | 10% 


I 11% |12% 


.980 


.975 


.971 


.966 


V2 


.961 


.956 


.951 


.947 


.942 


1.941 


1.927 


1.912 


1.898 


I 


1.884 


1.870 


1.857 


1.843 


1.829 


2.883 


2.855 


2.827 


2.799 


1# 


2.772 


2.745 


2.718 


2.692 


2.666 


3.806 


3.760 


3.714 


3.669 


2 


3.624 


3.580 


3.537 


3.495 


3.453 


4.711 


4.642 


4.575 


4.508 


*V2 


4.443 


4.380 


4.317 


4.255 


4.195 


5.598 


5-503 


5.410 


5.320 


3 


5.231 


5.144 


5.059 


4.975 


4.894 


6.468 


6.343 


6. 221 


6.103 


sh 


5.987 


5.874 


5.764 


5.657 


5.552 


7.320 


7.162 


7.009 


6.859 


4 


6.714 


6.573 


6.436 


6.302 


6.173 


8.156 


7.961 


7-772 


7.590 


*V2 


7.413 


7.241 


7-075 


6.913 


6.757 


8.975 


8-740 


8.514 


8.295 


5 


8.084 


7-880 


7-682 


7.492 


7.307 


9.778 


9.500 


9-233 


8.976 


sy 2 


8.729 


8.490 


8-261 


8.039 


7.826 


10.564 


10.242 


9.932 


9.634 


6 


9.349 


9.074 


8.811 


8.558 


8.314 


11.336 


10.965 


10.609 


10.269 


6^ 


9.944 


9.633 


9.334 


9.048 


8-775 


12.092 


11.670 


11.267 


10.883 


7 


10.516 


10.166 


9.832 


9.513 


9.208 


12.833 


12.358 


11.905 


11.475 


**y* 


11.066 


10.677 


10.306 


9.953 


9.617 


13.560 


13.028 


12.525 


12.048 


8 


11.595 


11.165 


10.757 


10.369 


10.001 


14.277 


13.683 


13.126 


12.600 


*% 


12.102 


11.632 


11.186 


10.764 


10.364 


14.975 


14.321 


13.710 


13.134 


!> 


12.590 


12.078 


11.594 


11.137 


10.705 


15.659 


14.944 


14.276 


13.649 


9y 2 


13.059 


12.504 


11.982 


11.490 


11.027 


16.330 


15.551 


14.826 


14.146 


IO 


13.510 


12.912 


12.352 


11.825 


11.330 


16.988 


16.143 


15.359 


14.627 


ioy 2 


13.943 


13.302 


12.703 


12.142 


11.615 


17.632 


16.722 


15.877 


15.091 


n 


14.359 


13.675 


13.038 


12.441 


11.884 


18.264 


17.285 


16.379 


15.539 


UK 


14.758 


14.032 


13.356 


12.725 


12.137 


18.883 


17.835 


16-867 


15.972 


12 


15.143 


14.373 


13.658 


12.994 


12.376 


19.490 


18.371 


17.340 


16.390 


**H 


15.512 


14.699 


13.946 


13.249 


12.601 


20.085 


18.893 


17.799 


16.793 


13 


15.860 


15.011 


14.220 


13.489 


12.813 


20.668 


19.403 


18.245 


17.183 


13J£ 


16.207 


15-309 


14. 481 


13.717 


13.012 


21.240 


19.901 


18.678 


17.560 


14 


16.535 


15.594 


14.729 


13.933 


13.200 


21.801 


20.386 


19.098 


17.923 


■4J* 


16.849 


15.866 


14.965 


14.138 


13.377 


22.350 


20.859 


19.505 


18.274 


15 


17.152 


16.127 


15.190 


14.331 


13.544 



APPLICATION OF THE TABLE. 
Besides showing the Present Worth, at monthly compound, of $1.00 due at the end of 
each half-year for any of the periods given in the table — hence of any amount — 

The table enables us to determine what portion of the prepayment on a share is re- 
quired, at any actual or assumed earning rate, to offset, or cancel, annual, semi-annual, 
or quarterly dividends and periodically deducted expense. The remainder of the prepay, 
ment, after deducting this portion, is the part of the prepayment which is effective in ma- 
turing the share. This remainder is found, in the several cases, as follows : 
WHEN DIVIDENDS ARE PAID SEMI-ANNUALLY. 
1st. If expense is deducted annually from the share's earnings: Find the semi-annual 
Sinking Fund, at the earning rate, that will exactly cancel, or offset, the annual expense, 
and add it to the semi-annual dividend: then, by using the above table, find the present 
worth of this semi-annual sum and deduct it from the prepayment. The remainder will 
be the portion which goes to maturing the share. ( This semi-annual Sinking Fund is 
found, in this case, by multiplying the amount opposite the earning rate in side table B 
on next page by the annual expense.) 

Thus, to find this remainder when prepayment is $60.00; semi-annual dividend $2.00; 
annual expense $1.50; earning rate 15$; and time to maturity 6J years; (or, — without 
taking into account the time it would take the share to mature, — if the time it remains 
in force and participates in the profits be 6£ years:) Multiply .4814 (taken from table 
B opposite 15$) bv the $1.50 annual expense, giving us 72 cents as the equivalent semi- 
annual expense to^be added to Ihe semi-annual dividend; making $2.72 to be deducted 
semi-annually from the share's earnings to meet the dividends and expense. The pres- 
ent worth of this semi-annual $2.72 is $ 8.019 X $2.72 = $21.81 ; and $60.00— $21.81 gives 
us $38.19 as the portion of the prepayment which is effective in maturing the share, or 
in earning profit in excess of that required for dividends and expense. 

2d. If expense is deducted semi-annually : Add the semi-annual expense to the semi- 
annual dividend, and find from above table the present worth of the sum of the two, and 
deduct it from the prepayment, and the remainder is the portion which matures the share. 

[ Continued on next Page. 



Table NO. 18.— Continued. 



ROB1NSONI AN BU ILDI NC-LOAN INTERE ST TABLES. 

Present Worth of Si. 00 at end of each half-year. 

INTEREST COMPOUNDED MONTHLY. 



13% 



"14% | 15%T~16% Hears.l \7% | l§ff [ 19% | 20% | 21%' 



.937 

1.816 

2.640 

3.412 

4.136 

4.814 

5.450 

6-046 

6.605 

7.129 

7-620 

8.081 

8.512 

8-917 

9.296 

9.651 

9.984 

10.297 

10.589 

10.864 

11.121 

11.362 

11.588 

11.800 

11.999 

12.185 

12.360 

12.523 

12.677 

12.820 



.933 

1.803 

2.614 

3.371 

4.078 

4.736 

5.351 

5-924 

6.458 

6.957 

7.422 

7-856 

8.260 

8-638 

8.990 

9.318 

9-625 

9-910 

10.177 

10.425 

10.657 

10.874 

11.075 

11.264 

11.439 

11.603 

11.756 

11.898 

12.031 

12.154 



,928 
,790 
589 
,332 
020 
660 
,253 
804 
315 
790 
,230 
639 
,019 
.371 
698 
001 
283 
,544 
787 
012 
,221 
415 
595 
763 
918 
062 
196 
320 
435 
542 



.924 
1.777 

2.565 

3.292 

3-964 

4-585 

5.158 

5.688 

6.177 

6.629 

7.046 

7-431 

7.787 

8.116 

8.419 

8.700 

8.959 

9.198 

9.419 

9.623 

9.811 

0.985 

10.146 

10.295 

10.432 

10.558 

10.676 

10.784 

10 883 

10.976 



72 
1 

2 

W2 
3 

3^ 
4 

5 

zy 2 

6 

6^ 
7 

8 

SK 
9 

9)4 

io 

10^ 

11 

■ IJ* 

12 

12^ 
13 
18)£ 
14 

15 



.919 
1.764 
2.540 
3.254 
3.909 
4-512 
5.066 
5.575 
6.043 
6.473 
6-868 
7.231 
7.565 
7-872 
8-153 
8. 413 
8-651 
8.870 
9.071 
9.256 
9.426 
9.582 
9.725 
9.857 
9.978 
10.090 
10.192 
10.286 
10.373 
10.452 



.915 
1.751 
2.516 
3.215 
3.855 
4.440 
4.975 
5.465 
5-912 
6-322 
6.696 
7.038 
7.351 
7.638 
7.899 
8.139 
8.358 
8.558 
8.741 
8.909 
9.062 
9.202 
9.330 
9.447 
9.555 
9.653 
9.742 
9.824 
9.899 
9.968 



.910 
1.738 
2.492 
3.178 
3.802 
4-370 
4-887 
5.358 
5.786 
6.175 
6.530 
6.853 
7-146 
7.413 
7-657 
7.878 
8.079 
8.263 
8-430 
8.581 
8.720 
8.845 
8.960 
9.064 
9.159 
9.245 
9.323 
9.395 
9.460 
9.519 



.906 
1.726 
2.468 
3.141 
3-750 
4-301 
4.801 
5.253 
5-663 
6.034 
6.370 
6.674 
6.949 
7-199 
7.425 
7-629 
7.814 
7.982 
8.134 
8.272 
8.396 
7-509 
8.611 
8.704 
8.788 
8-864 
8.932 
8.995 
9.051 
9.102 



.901 
1.713 
2.445 
3.104 
3.699 
4.234 
4.717 
5.152 
5.543 
5.897 
6.216 
6.502 
6.761 
6.994 
7-204 
7.393 
7-563 
7.717 
7-855 
7.980 
8.092 
8.193 
8.285 
8.367 
8.441 
8.508 
8.568 
8.622 
8.671 
8.715 



B 




C_ 


0.4950 


4 


2.0100 


0.4938 


5 


2.0126 


0.4925 


6 


2.0151 


0.4913 


7 


2.0176 


0.4900 


S 


2.0201 


0.4888 


9 


2.0227 


0.4876 


10 


2.0252 


0.4863 


11 


2.0278 


0.4851 


12 


2.0303 


0.4838 


13 


2.0328 


0.4826 


14 


2.0345 


0.4814 


15 


2.0380 


0.4801 


16 


2.0405 


0.4789 


17 


2.0431 


0.4777 


i§ 


2.0457 


0.4765 


19 


2.0483 


0.4752 


20 


2.0508 



WHEN DIVIDENDS ARE PAID ANNUALLY. 

Expense being- deducted annually ', also: 
Multiply the sum of one of the annual dividends -f- the annual ex- 
pense by the amount found opposite the earning rate in side table 
B, then subtract the product from the prepayment and the remain- 
der will be the portion which goes to maturing the share. 

WHEN DIVIDENDS ARE PAID QUARTERLY. 

1st. If expense is deducted annually front the share's earnings: 
Multiply the present worth of $1.00 each half-year, ( at the earning 
rate ancl for the time, — found from above table as before,) by the 
amount opposite same rate in side table C, and multiply this prod- 
uct by the quarterly dividend — calling this last product a,. Then 
multiply the amount opposite the same rate in table B by the an- 
nual expense, and deduct the sum of this product -j- product sl from 
the prepayment. The remainder will be the portion of the prepay- 
ment which goes to maturing the share. 

2d. If expense is deducted semi-annually : 
Proceed as before until you find a.; then add the semi-annual ex- 
pense to it, and subtract the sum from the prepayment. The re- 
mainder is the portion which goes to mature the share. 

IN GENERAL. 

Table B gives the semi-annual payments, made at the end of each half-year, that 
are, at the various rates, respectively equivalent to annual payments of $1.00 each made 
at tie end of the year. 

Table C gives the semi-annual payments, made at the end of each half-year, that 
are, at the various rates, respectively equivalent to quarterly payments of $1.00 each made 
at the end of the quarter. 









TABLE 


NO. 18 a. 










KOBINSOWIAN BUILDING-LOAN INTEEEST TABLES. 


Present Worth of $1.00 at end of each half-year. 


INTEREST COMPOUNDED SEMI-ANNUALLY. 


4f*| 5% | 6% 7% ; Years.! 8% 


9% | 10% 11% ! 12% 


.980 


.976 


.971 


.966 


% 


.962 


.957 


.952 


.948 


.943 


1.942 


1.927 


1.913 


1.900 


1 


1.886 


1.873 


1.859 


1.846 


1.833 


2.884 


2.856 


2.829 


2.802 


IK 


2.775 


2.749 


2.723 


2.698 


2.673 


3.808 


3-762 


3.717 


3.673 


2 


3-630 


3.588 


3.546 


3.505 


3.465 


4-713 


4.646 


4.580 


4-515 


*% 


4.452 


4.390 


4.329 


4.270 


4-212 


5-601 


5.508 


5.417 


5.329 


3 


5.242 


5-158 


5-076 


4.995 


4-917 


6.472 


6.349 


6.230 


6.115 


3^ 


6.002 


5-893 


5.786 


5-683 


5.582 


7.325 


7.170 


7.020 


6-874 


4 


6.733 


6-596 


6-463 


6-335 


6-210 


8.162 


7.971 


7,786 


7.608 


*% 


7.435 


7-269 


7-108 


6.952 


6-802 


8-983 


8.752 


8.530 


8-317 


5 


8.111 


7-913 


7.722 


7-538 


7-360 


9.787 


9.514 


9.253 


9.002 


zy 2 


8-760 


8-529 


8.306 


8-093 


7.887 


10.575 


10.258 


9.954 


9.663 


6 


9.384 


9.119 


8.862 


8-619 


8.384 


11.348 


10.983 


10.635 


10.303 


%y* 


9.986 


9.683 


9.394 


9.117 


8-853 


12.106 


11.691 


11.296 


10.921 


7 


10.563 


10.223 


9.899 


9-590 


9.295 


12.849 


12.381 


11.938 


11.517 


t% 


11.118 


10.740 


10.380 


10.038 


9-712 


13.578 


13.055 


12.561 


12.094 


8 


11.652 


11.234 


10.838 


10.462 


10-106 


14.392 


13.712 


13.166 


12.651 


%% 


12.166 


11.707 


11.274 


10.865 


10.477 


14-992 


14.353 


13.754 


13.190 


9 


12.659 


12.160 


11.690 


11.246 


10-828 


15-678 


14.979 


14.324 


13.710 


9* 


13.134 


12.593 


12.085 


11.608 


11.158 1 


16.351 


15.589 


14.877 


14. 212 


io 


13.590 


13.008 


12.462 


11.950 


11.470 ! 


17-011 


16.185 


15.415 


14.698 


\*% 


14.029 


13.405 


12.821 


12.275 


11.764 : 


17.658 


16.765 


15.937 


15.167 


11 


14.451 


13.784 


13.163 


12.583 


12-042 


18.292 


17-332 


16.444 


15-620 


\\y 2 


14-857 


14.148 


13-489 


12.875 


12.303 ; 


18.914 


17.885 


16.936 


16-058 


12 


15.247 


14.495 


13.799 


13.152 


12.550 | 


19-523 


18-424 


17-413 


16-482 


V*% 


15.622 


14.828 


14.094 


13.414 


12-783 | 


20-121 


18.951 


17.877 


16.890 


13 


15.983 


15.147 


14.375 


13.663 


13.003 1 


20.707 


19.464 


18.327 


17-285 


13^ 


16.330 


15.451 


14.643 


13.898 


13.211 


21.281 


19.965 


18.764 


17.667 


14 


16.663 


15.743 


14.898 


14.121 


13.406 


21.884 


20.454 


19.188 


18.036 


14^ 


16.984 


16.022 


15.141 


14.333 


13.591 


22.396 


20.930 


19.600 


18.392 


15 17-292 16.289 15.372 14.534 ' 13.765 


APPLICATION OF THE TABLE. 


1 B 1 % | C 


Besides showing the Present Worth, at semi-annual 


0.4950 1 4 


2.0100 


compound, of $1.00 due at the end of each half-year, 


0.4938| 5 


3.0125 1 


for any of the periods given in the table — hence of any 


0.4926 


6 


2.0150 


am ount — 


0.4914 


* 


2.0175 ! 


This table enables us to determine what part of the 


0.4902 


I 


2.0200 | 


prepayment on a share is required, at any actual or as- 


0.4890 


£ 


2.0225 


sumed earning rate, to offset annual, semi-annual, or 


0.4878 


IO 


2.0250 


quarterly dividends and periodically deducted expense. 


0.4866 


ii 


2.0275 


The remainder of the pre-payment, after deducting 


0.4854 


12 


2.0300 


this portion, is the part of the pre-payment which, at 


0.4843 


13 


2.0325 


semi- annual compound, will mature the share. This 


0.4831 


14 


2.0350 


remainder is found, in the several cases which may 


0.4819 


15 


2.0375 


arise, as is explained in Table No. 18, (which see,) by 


0.4808 
0.4796 
0.4785 
0.4773 
0.4762 


16 

18 
19 


2.0400 
2.0425 I 
2.0450 
2.0475 1 


using tables B and C as here shown, instead of ta- 
bles B and C as given in that table. 
When dividends and expeuse are both semi-annual, 


the present worth of both is equal to the product of 


20 ' 


> n?;no ll 


their sum by the present worth of $1 00 found above. 




The difference between this product and the prepayment is the amount 


which goes to maturing the share. 



TABLE NO. 18 a.— Continued. 



ROBINSONIAU BUILDING-LOAN INTEEEST TABLES. 



Present Worth of SI.OO at end of each half-year. 

INTEREST COMPOUNDED SEMI-ANNUALLY. 



13% j 14% i 15% i 16% i Years. 17% | IW% 19'; 20; 21 



.939 

1.821 

2.648 

3.42G 

4.156 

4-841 

5.485 

6.089 

6.656 

7.189 

7.689 

8.159 

8.600 

9-014 

9.403 

9.768 

10.101 

10.422 

10.725 

11.008 

11.275 

11.525 

11.760 

11.981 

12.188 

12.382 

12.565 

12.736 

12.897 

13.049 



.935 

1.808 

2.624 

3.387 

4.100 

4.767 

5.389 

5.971 

6.515 

7-024 

7.499 

7.943 

8-358 

8-745 

9.108 

9.447 

9.763 

10.059 

10.330 

10.594 

10.836 

11.061 

11.272 

11.469 

11.654 

11.826 

11.987 

12.137 

12.278 

12.409 



.930 

1.796 

2.601 

3.349 

4.040 

4.700 

5.303 

5.863 

6.385 

6.870 

7.321 

7.741 

8.132 

8.495 

8.833 

9.148 

9.440 

9.712 

9.965 

10.200 

10.419 

10.623 

10.812 

10.988 

11.152 

11.305 

11.447 

11.579 

11.702 

11.816 I 



.920 

1.783 

2.577 

3.312 

993 

623 

206 

47 

247 

6.710 

7.139 

7.536 

7.904 

8.244 

8.559 

8.851 

9.122 

9.372 

9.604 

9.818 

10.017 

10.201 

10.371 

10.529 

10.675 

10.810 

10.935 

11.051 

11.158 

11.258 



72 
1 

a 

*>2 

3 
4 

*H 
5 

6 

7 

>2 

§ 

9 
10 

11 

H>2 / 

12 

1 a J* 

13 

13^ 
14 

15 



.922 


.917 


.913 


.909 


.905 


1.771 


1.759 


1.747 


1.730 


1.724 


2.554 


2.531 


2.509 


2.487 


2.465 


3.276 


3.240 


3.204 


3.170 


3.136 


3.941 


3.890 


3.840 


3.791 


3.743 


4.554 


4.486 


4.420 


4.355 


4.292 


5.119 


5.033 


4.950 


4.868 


4.789 


5.639 


5.535 


5.433 


5.335 


5.239 


6.119 


5.995 


5.875 


5.759 


5.646 


6.562 


6.418 


6.279 


6.145 


6.015 


6.970 


6.805 


6.047 


6.495 


6.398 


7.345 


7.101 


6.984 


6.814 


6.650 


7.692 


7.487 


7-291 


7.103 


6.923 


8.011 


7.780 


7.572 


7.367 


7.170 


8.305 


8.001 


7.828 


7.606 


7.394 


8.576 


8.313 


8-002 


7.824 


7-596 


8.826 


8.544 


8-270 


8.022 


7-779 


9.056 


8.750 


8.471 


8.201 


7-945 


9.268 


8.950 


8.650 


8.365 


8-095 


9.404 


9.129 


8.812 


8.514 


8.231 


9.644 


9.292 


8.961 


8-649 


8-354 


9.810 


9.442 


9.097 


8.772 


8.465 


9.964 


9.580 


9-221 


8-883 


8.566 


10.105 


9.707 


9-334 


8.985 


8.657 


10.235 


9-823 


9.438 


9.077 


8.739 


10.355 


9.929 


9.532 


9.161 


8.814 


10.465 


10.027 


9- 618 


9.237 


8.881 


10.567 


10.116 


9.697 


9-307 


8.942 


10.661 


10.198 


9.769 


9.370 


8.997 


10.747 


10.274 


9.835 


9.427 


9.047 



APPLICATION OF THE TABLE. 
Besides showing the Present Worth, at semi-annual 
compound, of $ 1.00 due at the end of each half-year, 
for any of the periods given in the table — hence of any 
amount — 

This table enables us to determine what part of the 
prepayment on a share is required, at any actual or as- 
sumed earning rate, to offset annual, semi-annual, or 
quarterly dividends and periodically deducted expense. 
The remainder of the pre-pay ment, after deducting 
this portion, is the part of the pre-payment which, at 
semi-annual compound, will mature the share. This 
remainder is found, in the several cases which may 
arise, as is explained in Table No. 18, (which see.) by 
using tables B and C as here shown, instead of ta- 
bles B and C as given in that table. 

When dividends and expeuse are both semi-annual, 
the present worth of both is equal to the product of 
their sum by the present worth of $1.00 found above. 

The difference between this product and the prepayment is the amount 

which goes to maturing the share. 



B 


% 


C 


0.4950 


4 2.0100 


0.4938 


5 2.0125 


0.4926 


6 2.0150 


0.4914 


7 2.0175 


0.4902 


8 


2.0200 


0.4890 


*> 


2.0225 


0.4878 


10 


2.0250 


0.4866 


11 


2.0275 


0.4854 


IS! 


2.0300 


0.4843 


13 


2.0325 


0.4831 


14 


2.0350 


0.4819 


15 


2.0375 


0.4808 


16 


2.0400 


0.4796 


17 


2.0425 


0.4785 


18 


2.0450 


0.4773 


19 


2.0475 


0.4762 


SO 


2.0500 



Table No. 19. 



ROBINSONIAN BUILDINC-LOAN INTEREST TABLES. 


Comparative Simple and Compound Interest. 


Amount of $1.00 placed at interest the first of each month — at Simple and at 


Monthly, Quarterly, Semi-Annual, and Annual Compound Interest. 


Simple 
Int. 


Compounded each 


Years 


Simple 


Compounded each 


Month 1 3 Mob. I 6 Moa. 1 Tear. 


Month 1 3 Moa. 1 6 Moa. 1 Tear. 







4% 














5% 














12.26 


12.26 


12.26 


12.26 


12.26 


1 


12.33 


12.33 


12.33 


12.33 


12.33 


25.00 


25.03 


25.02 


25.02 


25.01 


2 


25.25 


25.29 


25.29 


25.28 


25.27 


38.22 


38.31 


38.30 


38.29 


38.27 


3 


38.78 


38.91 


38.90 


38.89 


38.85 


51.92 


52.13 


52.12 


52.10 


52.06 


4 


52.90 


53.24 


53.21 


53.18 


53.12 


66.10 


66.52 


66.50 


66.46 


66.40 


5 


67.63 


68.29 


68.25 


68.20 


68.10 


80.76 


81.49 


81.46 


81.41 


81.32 


6 


82 95 


84.11 


84.06 


83.98 


83,83 


95.90 


97.08 


97.03 


96.96 


96.83 


7 


98.88 


100.75 


100.67 


100.56 


100.35 


111.52 


113.29 


113.23 


113.14 


112.97 


8 


115.40 


118.23 


118.13 


117.98 


117.69 


127.62 


130.17 


130.09 


129.97 


129.75 


9 


132.53 


136.61 


136.47 


136. 2S 


135.90 


144.20 


147.74 


147.64 


147-49 


147.19 


io 


150.25 


155.93 


155.76 


155.5C 


155.02 


161.26 


166.02 


165.89 


165.70 


165.34 


11 


168.58 


176.24 


176.02 


175.7C 


175.10 


178.80 


185.05 


184.89 


184.66 


184.22 


12 


187.50 


197.58 


197.32 


196.92 


196.18 


196.82 


204.85 


204.66 


204.38 


203.85 


13 


207.03 


220.02 


219.70 


219.22 


218.31 


215.32 


225.46 


225.24 


224.90 


224.26 


14 


227.15 


243.61 


243.22 


242.65 


241.55 


234.30 


246.91 


246.64 


246.25 


245.49 


15 


247.88 


268.40 


267.94 


267.26 


265.96 








6% 














7% 













12.39 


12,40 


12.40 


12,39 


12.39 


1 


12.46 


12.46 


12.46 


12.46 


12.46 


25.50 


25.56 


25.55 


25.54 


25.52 


2 


25.75 


25.83 


25.82 


25.81 


25.78 


39.33 


39.53 


39.51 


39.49 


39.44 


3 


39.87 


40.16 


40.14 


40.10 


40.04 


53.88 


54.37 


54.34 


54.29 


54.20 


4 


54.86 


55.53 


55.48 


55.42 


55.30 


69.15 


70.12 


70.06 


69.99 


69.84 


5 


70.68 


72.01 


71.93 


71.83 


71.63 


85.14 


86.84 


86.76 


86.64 


86.42 


6 


87.33 


89.68 


89.57 


89.40 


89.09 


101.85 


104.59 


104.48 


104.31 


104.00 


7 


104.83 


108.63 


108.46 


108.23 


107.79 


119.28 


123.44 


123.29 


123.06 


122.63 


8 


123.16 


128.95 


128.72 


128.40 


127.79 


137.43 


143.45 143.25 


142.95 


142.38 


9 


142.34 


150.73 


150.43 


150.00 


149.19 


156.30 


164.70 164.43 


164.04 


163.31 


10 


162.35 


174.09 


173.71 


173.15 


172.08 


175.89 


187.25 


186.92 


186.43 


185.50 


11 


183.21 


199.14 


198.65 


197-93 


196.58 


196.20 


211.20 210.78 


210.17 


209.02 


12 


204.90 226.01 


225.39 


224.49 


222.80 


217.23 


236.62 236.11 


235.37 


233.95 


13 


227-44 254.81 


254.05 


252.94 


250.85 


238.98 


263.62 


263.00 


262.09 


260.38 


14 


250.81 285.69 


284.76 


283.41 


280.87 


261.45 


292.27 


291.53 

8% 


290-45 


288.39 


15 


275.03 


318.81 


317.69 

9% 


316.06 


312.98 








12.52 


12.53 


12.53 


12.53 


12.52 


1 


12.59 


12.60 


12.60 


12.59 


12.59 


26.00 


26.11 


26.09 


26.07 


26.04 


2 


26.25 


26.38 


26.37 


26.34 


26.30 


40.44 


40.81 


40.77 


40.73 


40.64 


3 


41.00 


41.46 


41.42 


41.36 


41.25 


55.84 


56.73 


56.66 


56.58 


56.42 


4 


56.82 


57.95 


57-87 


57.76 


57.55 


72.20 


73.97 


73.86 


73.72 


73.45 


5 


73.73 


75.99 


75.86 


75.66 


75.32 


89.52 


92.64 


92.48 


92.26 


91.85 


6 


91.71 


95.72 


95.51 


95.22 


94.68 


107.80 


112.86 


112.64 


112.31 


111.71 


7 


110.78 


117.30 


117.00 


116.57 


115.79 


127.04 


134.76 


134.45 


134.00 


133.17 


8 


130.92 


140.91 


140.49 


139.89 


138.79 


147.24 


158.48 


158.06 


157.46 


156.34 


9 


152.15 


166.72 


166.16 


165.36 


163.87 


168.40 


184.17 


183.62 


182.84 


181.37 


10 


174.45 


194.97 


194.23 


193.17 


191.20 


190.52 


211.98 


211.29 


210.28 


208.04 


11 


197.84 


225.86 


224.91 


223.54 


221.00 


213.60 


242.11 


241.23 


239.97 


237.59 


12 


222.30 


259.64 


258.44 i 


256.70 


253.47 


237.64 


274.74 


273.65 


272.07 


269.12 


13 


247.85 


296.60 


295.09 \ 


292.92 


288.87 


262.64 


310.08 


308.74 


306.80 


303.17 


14 


274.47 


337.03, 


335.16 I 


$32.46 1 


327.45 


288.60 

_ — - 


348.35 


346.72 


344.361339.94 


15J 


302.18 


381.24)378.95 I 


J75.65U 


$69.51 



Table NO. 19. — Continued. 



ROBINSONIAN BU ILDI NC-LOAN I NTEREST TABLES. 



Comparative Simple and Compound Interest. 

Amount of $1.00 placed at interest the first of each month — at Simple and at 
Monthly, Quarterly, Semi-Annual, and Annual Compound Interest. 



Simple 
Int. 


Compounded each 


Years 


Simple 
Int. 


Compounded each 


! Month 1 3 Moa. 1 6 Moa. 1 Year, 


Month 1 3 Mos. | 6 Mos. 1 Year. 






10% 


c 













1 I cL i 




~~~^~~ 






M.M./0 






12.65 


12.67 


12.67 


12.66 


12.65 


1 


12.72 


12.74 


12.73 


12.73 


12.72 


26.50 


26.67 


26.65 


26.62 


26.57 


2 


26.75 


26.95 


26.93 


26.89 


26.83 


41.55 


42.13 


42.08 


42.00 


41.87 


3 


42.11 


42.81 


42.75 


42.65 


42. 49 


57.80 


59.21 


59.11 


58.97 


58.71 


4 


58.78 


60.51 


60-38 


60.20 


59.88 


75.25 


78.08 


77.91 


77.67 


77.23 


5 


76.78 


80.25 


80.03 


79.73 


79.19 


93-90 


98.93 


98.66 


98.29 


97.60 


6 


96.09 


102.27 


101.94 


101. 47 


100.61 


113.75 


121.96 


121.57 


121.02 


120.01 


7 


116.73 


126.85 


126.36 


125.66 


124.39 


134.80 


147.40 


146.86 


146.09 


144.66 


8 


138.68 


154.27 


153.57 


152.59 


150-79 


157.05 


175.50 


174.77 


173.72 


171.78 


9 


161.96 


184.86 


183.91 


182.56 


180.09 


180-50 


206.55 205.58 


204.18 


201.61 


10 


186.55 


218-99 


217.72 


21C92 


212.62 


204.15 


240.85 239.58 


237.77 


234.42 


11 


212.47 


257.07 


255.41 


253.05 


248-72 


231.00 


278.74 277-12 


274.80 


270.51 


12 


239.70 


299.56 


297.42 


294.38 


288-80 


258.05 


320.60 318.56 


315.63 


310.21 


13 


268.26 


346.96 


344.25 


340.38 


333.28 


286.30 


366.84 364.29 


360.64 


353.88 


14 


298-13 


399.85 


396.44 


391.57 


382.66 


315.75 


417.92 


414-77 


410.26 


401.92 


15 


329.33 


458.86 


454.61 


448.56 


437.46 








12% 
















13% 





■ 


12.78 


12.81 


12.80 


12.79 


12.78 


1 


12.85 


12.88 


12.87 


12.86 


12.85 


27.00 


27.24 27.21 


27.17 


27.09 


2 


27.25 


27-54 


27.50 


27.45 


27.36 


42.66 


43.51 


43.43 


43.32 


43.12 


3 


43.22 


44.22 


44.12 


43.99 


43.76 


59.76 


61.83 


61.68 


61.46 


61.08 


4 


60.74 


63.20 


63.01 


62.75 


62.30 


78.30 


82.49 82.22 


81.85 


81.19 


5 


79.83 


84.80 


84.48 


84.04 


83.24 


98.28 


105.76 105.35 


104.76 


103.71 


6 


100.47 


109.39 


108.89 


108.18 


106.91 


119.70 


131.98 131.37 


130.50 


128-94 


7 


122.68 


137-37 


136.62 


135.56 


133.65 


142.56 


161.53 160.66 


159.43 


157-19 


8 


146.44 


169.21 


168.13 


166.61 


163.87 


166.86 


194-82 193.62 


191.92 


188.83 


9 


171.77 


205.44 


203.95 


201.83 


198.01 


192.60 


232.34 230.73 


228.44 


224.27 


10 


198.65 


246.68 


244.65 


241.78 236.60 


219.78 


274.61 272.49 


269.47 


263.97 


11 


227.10 


293.61 


290.91 


287.10 280.20 


248.40 


322.25 319.49 


315.56 


308-42 


12 


257.10 


347.02 


343.49 


338.49 329.48 


273.46 


375.93 372.39 


367-36 


358.21 


13 


288.67 


407.80 


403.23 


396.79 385.15 


309.96 


436.42 431.93 


425.56 


413.98 


14 


321.79 


476.97 


471.14 


462.90 448.07 


342.90 


504.58 


498.94 


490.95 


476.43 


15 


356.48 


555.56 


548.31 


537.90 


519.16 







14% 














15% 


. 




1 ■ 








12.91 


12.95 


12.94 


12.93 


12.91 


1 


12.98 


13.02 


13.01 


12.99 


12.98 


27-50 


27.83 


27.79 


27.73 


27.63 


2 


27.75 


28.14 


28.08 


28-01 


27-90 


43.77 


44.94 


44.83 


44.67 


44.41 


3 


44.33 


45.68 


45.55 


45.37 


45.06 


61.72 


64.60 


64.38 


64.07 


63.53 


4 


62.70 


66.04 


65.78 


65.42 


64.79 


81.35 


87.20 


86.82 


86.28 


85.34 


5 


82.88 


89.68 


89.23 


88.60 


87.48 


102.66 


113.17 


112.57 


111.71 


110.19 


6 


104.85 


117.12 


116.39 


115.38 113.58 


125.65 


143.03 


142.11 


140.83 


138.53 


7 


128.63 


148.97 


147.87 


146.33 


143.59 


150. 32 


177.33 


176.02 


174.16 


170.83 


8 


154.20 


185.94 


184.34, 


182.10 


178.11 


176.67 


216.77 


214.92 


212.32 


207.66 


9 


181.58 


228.85 


226.59, 


223.43 217-80 


204.70 


262.09 


259.57 


256.02 


249.64 


10 


210.75 


278,66 


275.55J 


271.20 263.44 


234.41 


314.18 


310.80 


306.04 


297.50 


11 


241.73 


336.47 


332.27 


326.39 315.93 


265-80 374.05 


369.59 


363.31 


352.07 


12 


274.50 


403.58 


398-00 


390-18 376.30 


298.87 


442.87 


437-05 


428.88 


414.26 


13 


309.08 


481.48 


474. 15 1 


463-90 445.72 


333. 62 


521.95 


514.47 


503.96 


485.17 


14 


345.45! 


571.90 562.38 


549-09 525.55 


370.05 612. 85 ! 603. 31 


589.91 566.01 


15 383.63 676.86 664.61 647.54 617-36 



Table NO. 19 .—Continued. 



ROBINSONIAN BUILDING-LOAN INTEREST TABLES. 

Comparative Simple and Compound Interest. 

Amount of $1.00 placed at interest the first of each month — at Simple and at 
Monthly, Quarterly, Semi-Annual, and Annual Compound Interest. 



Simple 
Int. 



Compounded each 



Month I 3 Mos. 



13.04 
28.00 
44.88 
63.68 
84.40 
107.04 
131.60 



13.09 
28.44 
46.43 
67.52 
92.25 
121.23 
155.21 



16% 
13.08 
28.38 
46.28 
67.22 
91.72 
120.37 
153.90 



6 Mos. I Year, 



Years 



"Compounded each" 



Simple 
Int. Month I 3 Mos. I 6 Mos. I Year. 



13.04 
28.17 
45.71 
66.07 
89.68 
119.18'll7.07 
152.07 148.84 
190.44 185.69 
235.19 228.44 
287.39 278.03 



158.08 195. 04|l93. 12 
186.48 241. 73239. 00 
216. 80| 296.47,292.68 
249.04 360.64 355.47 348-27 335.56 
283.20435.86 428 93 419.28 402.29 
319.28524.04 514-87 502.11 479.69 
357.28 627.40 615.40 598.73 569.48 
397.20 748.58 733.01 711.42 673.64 



13.17 

28.50 

45.99 

65.64 

87.45 
111.42 
137.55 
165.84 214 
196. 29*270 
228.90 336 
263.67 
300.60 
339.69 
380.90 
424.35 



.00 



18% 

13.22 

28.98 
47.78 
70.20 
96.94 



128.82 



13.30 

29.00 

47.10 

67.60 

90.50 

115.80 

143.50 

173.60 

206.10 

241.00 

278.30 

318.00 

360.10 

404.60 

451.50 



13 
29 
47 
70 
97 
130 

168.67jl66.84 
.90 212.18 
,17266. 25 
26 330.72 
,27|407.61 
74 499.31 



415 
509 
622 
757 
919 



69608. 65 



79|739.05 
25 894.55 



13.38 

29.70 

49.60 

73.87 

103.45 

139.53 

183.53 

237.18 

302.59 

382.36 

479.63 

598.24 

742.88 

919.24 

1134.29 



20% 

13.36 

29.60 

49.34 

73.34 

102.50 

137.96 

181.05 

233.43 

297.09 

374.48 

468.54 

582.88 

721.85 

890.78 

1096.11 



13.20 

28.88 

47.51 

69.64 

95.94 

127-19 

164.31 

208.42 

260.82 

323.08 

397.05 

484.93 

589.34 

713.39 

860.78 



13.17 

28.71 

47.05 

68.69 

94.22 

124.35 

'159.90 

201.86 

251.36 

|309.78 

378.71 

460.04 

'556.02 

J669.27 

802.91 



13.34 

29.47 

48.99 

72.62 

101.20 

135.79 

177.64 

228.28 

289.55 

363.70 

453.41 

561.96 

693.30 

852.23 

1044.54 



13.30 

29.26 

48.41 

71.39 

98.97 

132.07 

171.78 

219,44 

276.63 

345.25 

427.60 

526.42 

645.00 

787.31 

958.07 



17 

1 13.11 13.16 13.15 13.13 13.11 

2 28.25 28-75 28.68 28.59 28.44 

3 45.44 47-20 47.02 46.78 46.38 

4 64.66 69.05 68-69 68.21 67.37 

5 85.93 94.91 94-29 93.42 91.92 

6 109.23 125.52 124.51 123.11 120.66 

7 134.58 161.77 160.22 158.06 154.27 

8 161.96 204.68 202.39 199.20 193.60 

9 191.39 255.49 252.20 247.64 239.62 

10 222.85 315.64 311.04 304.65*293.46 

11 256.36 386-84 380.53 371.78 356.46 

12 291.90 471.14 462.61 450.80 430.16 

13 329.49 570.95 559.57 543.82516.39 

14 369.11 689.10 674.08 653.33 617-28 

15 410.78 828.99 809.34 782.24 735.32 



.24 
.75 
.55 
.62 
.96 
6 113.61 
.53 



7 
8 
9 
10 
11 
12 
13 
14 



140 
169 
201 
234 
271 
309 
349 
392 



15 437 



1 

2 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 



13.31 
29-38 
48.78 
72.22 
100.51 
134.67 
175.91 
72 225.71 
20 285.84 
95 358.46 
99 446.13 
30 551.99 
90 679.81 
77 834.16 
93 102051 



10 

13.30 

29-29 

48.56 

71-75 

99.68 
133.30 131 
173-78 170 
222.51 218 
281.19 274 
351.83 342 
436.89 424 
539.29 521 
662.58 639 
811.02 779 
989.73 947 



2 7 
17 
2 5 
12 
,54 
-41 



13.37 

29 25 

47-66 

68.58 

92-03 

117-99 

146.48 

177.48 

211.01 

247-05 

285.62 

326.70 

370.31 

416.43 

465.08 



13.46 

30.03 

50-43 

75-51 

106.51 

144.61 

191.54 



21 

13. 

29- 

50. 

74 
105 
142. 
188 



13.24 
28-98 
47-73 
70.03 
96.57 
128.15 
.83 165.74 
-10 210.46 
78 263.69 
.73 327.02 
.21 402.39 
-90 492.08 
-04 598-91 
49 725.82 
90 876.96 



.40 
77 
.75 
.15 



249.33 244 



J 



13. 

29. 
49. 
74. 
103.95 101.43 
140.33 136.10 
67J184. 
95 238. 



13.37 
29-54 
49.10 
72-78 



320.49 314. 
408.12398. 
516.03 502.76 
648-91 630 



02 305 
77 386 



812.55 
1014.07 
1262 22 



787. 
979- 
1214. 



40 605 
02 752 
09 932 
,90 1 1151 



.74 17804 
.98 228.79 
21 290-21 
.07 364.51 
.80 454. 43 
,36 563.22 
56 694.86 
30 854.15 
76 1 1046.89 



TABLE NO. 19 a. 



ROBINSONIAN BU ILDI NC-LOAN INTEREST TABLES. 



Comparative Simple and Compound Interest. 

Amount of 81.00 — at Simple and at Monthly, Quarterly, Semi-Annual, and 
Annual Compound Interest. 



Simple 


Compounded each 


Years 


Simple 
! Int. 


Componnded each 
Month 1 3 Mos. 1 6 Mos. 1 Year. 


Int. 


Month 1 3 Mos. 


1 6 Mob. 


1 Tear, 






4% 














5% 

















1.04 


1.04 


1.04 


1.04 


1.04 


1 


1.05 


1.05 


1.05 


1.05 


1.05 


1.08 


1.08 


1.08 


1.08 


1.08 


2 


1.10 


1.10 


1.10 


1.10 


1.10 


1.12 


1.13 


1.13 


1.13 


1.12 


3 


1.15 


1.16 


1.16 


1.16 


1.16 


1.16 


1.17 


1.17 


1.17 


1.17 


4 


1.20 


1.22 


1.22 


1.22 


1.22 


1.20 


1.22 


1.22 


1.22 


1.22 


5 


1.25 


1.28 


1.28 


1.28 


1.28 


1.24 


1.27 


1.27 


1.27 


1.27 


6 


1.30 


1.35 


1.35 


1.34 


1.34 


1.28 


1.32 


1.32 


1.32 


1.32 


7 


1.35 


1.42 


1.42 


1.41 


1.41 


1.32 


1.38 


1.37 


1.37 


1.37 


8 


1.40 


1.49 


1.49 


1.48 


1.48 


1.36 


1.43 


1.43 


1.43 


1.42 


9 


1.45 


1.57 


1.56 


1.56 


1.55 


1.40 


1.49 


1.49 


1.49 


1.48 


10 


1.50 


1.64 


1.64 


1.64 


1.63 


1.44 


1 .55 


1.55 


1.55 


1.54 


11 


1 .55 


1.73 


1.73 


1.72 


1.71 


1.48 


1.61 


1.61 


1.61 


1.60 


12 


1.60 


1.82 


1.82 


1.81 


1-80 


1.52 


1.68 


1.68 


1.67 


1.66 


13 


1.65 


1.91 


1.91 


1.90 


1.89 


1.56 


1.75 


1.75 


1.74 


1.73 


14 


1.70 


2.01 


2.01 


2.00 


1.98 


1.60 


1.82 


1.82 

6% 


1.81 


1.80 


15 


1.75 


2.11 


2.11 

7% 


2.10 


2.08 


-" 
















1.06 


1.06 


1.06 


1.06 


1.06 


1 


1.07 


1.07 


1.07 


1.07 


1.07 


1.12 


1.13 


1.13 


1.13 


1.12 


2 


1.14 


1.15 


1.15 


1.15 


1.14 


1.18 


1.20 


1.20 


1.19 


1.19 


3 


1.21 


1.23 


1.23 


1.23 


1.23 


1.24 


1.27 


1.27 


1.27 


1.26 


4 


1.28 


1.32 


1.32 


1.32 


1.31 


1.30 


1.35 


1.35 


1.34 


1.34 


5 


1.35 


1.42 


1.41 


1.41 


1.40 


1.36 


1.43 


1.43 


1.43 


1.42 





1.42 


1.52 


1.52 


1.51 


1.50 


1.42 


1.52 


1.52 


1.51 


1.50 


7 


1.49 


1.63 


1.63 


1.62 


1.61 


1.48 


1.61 


1.61 


1.60 


1.59 


8 


1.56 


1.75 


1.74 


1.73 


1.72 


1.54 


1.71 


1.71 


1.70 


1.69 


9 


1.63 


1.87 


1.87 


1.86 


1.84 


1.60 


1.82 


1.81 


1.81 


1.79 


10 


1.70 


2.01 


2.00 


1.99 


1.97 


1.66 


1.93 


1.93 


1.92 


1.90 


11 


1.77 


2.15 


2.15 


2.13 


2.10 


1.72 


2.05 


2.04 


2.03 


2.01 


12 


1.84 


2.31 


2.30 


2.28 


2.25 


1.78 


2.18 


2.17 


2.16 


2.13 


13 


1.91 


2.48 


2.46 


2.45 


2.41 


1.84 


2.31 


2.30 


2.29 


2.26 


14 


1.98 


2-66 


2.64 


2.62 


2.58 


1.90 


2.45 


2.44 

8% 


2.43 


2.40 


15 


2.05 


2.85 


2.83 

9% 


2.81 


2.76 


















1.08 


1.08 


1.08 


1.08 


1.08 


1 


1.09 


1.09 


1.09 


1.09 


1.09 


1.16 


1.17 


1.17 


1.17 


1.17 


2 


1.18 


1.20 


1.19 


1.19 


1.19 


1.24 


1.27 


1.27 


1.27 


1.26 


3 


1.27 


1.31 


1.31 


1.30 


1.30 


1.32 


1.38 


1.37 


1.37 


1.36 


4 


1.36 


1.43 


1.43 


1.42 


1.41 


1.40 


1.49 


1.49 


1.48 


1.47 


5 


1.45 


1.57 


1.56 


1.55 


1.54 


1.48 


1.61 


1.61 


1.60 


1.59 


6 


1.54 


1.71 


1.71 


1.70 


1.68 


1.56 


1.75 


1.74 


1.73 


1.71 


7 


1.63 


1.87 


1.86 


1.85 


1.83 


1.64 


1.89 


1.88 


1.87 


1.85 


8 


1.72 


2.05 


2.04 


2.02 


1.99 


1.72 


2.05 


2.04 


2.03 


2.00 


9 


1.81 


2.24 


2.23 


2.21 


2.17 


1.80 


2.22 


2.21 


2.19 


2.16 


10 


1.90 


2.45 


2.44 


2.41 


2.37 


1.88 


2.40 


2.39 


2. 37 


2.33 


11 


1.99 


2.68 


2.66 


2.63 


2.58 


1.96 


2.60 


2.59 


2.56 


2.52 


12 


2.08 


2.93 


2.91 


2.88 


2.81 


2.04. 


2.82 


2.80 


2.77 


2.72 


13 


2.17 


3-21 


3.18 


3.14 


3.07 


2.12 


3.05 


3.03 


3.00 


2.94 


14 


2.26 


3.51 


3.48 


3.43 


3.34 


2.20 


3.31 


3.28 


3.24 


3.17 


15 


2.35 


3.84 


3.80 


3.75 


3.64 







TABLE NO. 


19 a. — Continued 




R( 

Cor 


>BINSONIAN BUILDING-LOAN INTEREST TABLES. 


nparative 


Simple and 


Compou 


nd Interest. 


Amount of $1.00 — at Simple and at Monthly, Q 


uarterly, Semi-Annual, and 






Annual Compound Interest. 


Simple 
Int. 


Compounded each 


Tears 


Simple 
Int. 


Componnded each 
Month 1 3 Mos. 1 6 Mos. 1 Year. 


Month 1 3 Mos. 1 6 Mos. 1 Tear, 






10% 

1.10 












110/. 




1.10 


1.10 


1.10 


1.10 


1 


1.11 


1.12 


M. M. yo 
1.11 


1.11 


1.11 


1.20 


1.22 


1.22 


1.22 


1.21 


2 


1.22 


1.24 


1.24 


1.24 


1.23 


1.30 


1.35 


1.34 


1.34 


1.33 


3 


1.33 


1.39 


1.38 


1.38 


1.37 


1.40 


1.49 


1.48 


1.48 


1.46 


4 


1.44 


1.55 


1.54 


1.53 


1.52 


1.50 


1.65 


1.64 


1.63 


1.61 


5 


1.55 


1.73 


1.72 


1.71 


1.69 


1.60 


1.82 


1.81 


1.80 


177 


6 


1.66 


1.93 


1.92 


1.90 


1.87 


1.70 


2.01 


2.00 


1.98 


1.95 


7 


1.77 


2.15 


214 3. 12 


2.08 


1.80 


2.22 


2.20 


2.18 


2.14 


§ 


1.88 


2.40 


2.38 2.36 


2.30 


1.90 


2.45 


2.43 


2.41 


2.36 


9 


1.99 


2.68 


2.66 


2.62 


2.56 


2.00 


2.71 


2.69 


2.65 


2-59 


io 


2.10 


2.99 


2.96 


2.92 


2-84 


2.10 


2.99 


2.96 


2.93 


2.05 


11 


2.21 


3.34 


3.30 


3.25 


3.15 


2.20 


3.30 


3.27 


3.23 


3.14 


12 


2.32 


3.72 


3.68 


3.61 


3-50 


2.30 


3.65 


3.61 


3.56 


3.45 


13 


2.43 


4.15 


4.10 


4.02 


3.88 


2.40 


4.03 


3.99 


3.92 


3.80 


14 


2.54 


4.63 


4.57 


4.48 


4.31 


2.50 


4.45 


4.40 


4.32 


4.18 


15 


2.65 


5.17 


5.09 


4.98 


4.78 








12% 













13 #> 












m. t» yc 




1.12 


1,13 


1.13 


1.12 


1.12 


1 


1.13 


1.14 


1.14 


1.13 


1.13 


1.24 


1.27 


1.27 


1.26 


1.25 


2 


1.26 


1,30 


1.29 


1.29 


1.28 


1.36 


1.43 


1.43 


1.42 


1.40 


3 


1.39 


1.47 


1.47 


1.46 


1.44 


1.48 


1.61 


1.60 


1.59 


1.57 


4 


1.52 


1.68 


1.67 


1.65 


1.63 


1.60 


1.82 


1.81 


1.79 


1.76 


5 


1.65 


1.91 


1.90 


1.88 


1.84 


1.72 


2.05 


2.03 


2.01 


1.97 


6 


1.78 


2.17 


2.15 


2.13 


2.08 


1.84 


2.31 


2.29 


2.26 


2.21 


7 


1.91 


2.47 


2.44 


2.41 


2.35 


1.96 


2.60 


2.58 


2.54 


2.48 


§ 


2.04 


2.81 


2.78 


2.74 


2.66 


2.08 


2.93 


2.90 


2.85 


2.77 


9 


2.17 


3.20 


3.16 


3.11 


3.00 


2.20 


3.30 


3.26 


3.21 


3.11 


10 


2.30 


3.64 


3.59 


3.52 


3.39 


2.32 


3.72 


3.67 


3.60 


3.48 


11 


2.43 


4.15 


4.08 


4.00 


3-84 


2.44 


4.19 


4.13 


4.05 


3.90 


12 


2.56 


4.72 


4.64 


4.53 


3.33 


2.56 


4.72 


4.65 


4.55 


4.36 


13 


2.69 


5.37 


5.28 


5.14 


4.90 


2.68 


5.32 


5.23 


5.11 


4.89 


14 


2.82 


6.11 


5.99 


5.83 


5.53 


2.80 


6.00 


5.89 


5.74 


5.47 


15 


2.95 


6.95 


6-81 


6.61 


6.25 


. 




14% 












15 % — 
















1.14 


1.15 


1,15 


1.14 


1.14 


1 


1.15 


1.16 


1.16 


1.16 


1.15 


1.28 


1.32 


1.32 


1.31 


1.30 


2 


1.30 


1.35 


1.34 


1.34 


1.32 


1.42 


1.52 


1.51 


1.50 


1.48 


3 


1.45 


1.56 


1.56 


1.54 


1.52 


1.56 


1.75 


1.73 


1.72 


1.69 


4 


1.60 


1.82 


1.80 


1.78 


1.75 


1.70 


2.01 


1.99 


1.97 


1.93 


5 


1.75 


2.11 


2.09 


2.06 


2.01 


1.84 


2.31 


2.28 


2.25 


2.19 


6 


1.90 


2.45 


2.42 2.38 


2.31 


1.98 


2.65 


2.62 


2.58 


2.50 


7 


2.05 


2.84 


2.80 2.75 


2.66 


2.12 


3.05 


3.01 


2.95 


2-85 


8 


2.20 


3.30 


3.25 3.18 


3.06 


2.26 


3.50 


3.45 


3.38 


3-25 


9 


2.35 


3.83 


3.76 


3.68 


3.52 


2.40 


4.02 


3.96 


3.87 


3.71 


IO 


2.50 


4.44 


4.36 


4.25 


4.05 


2.54 


4.62 


4.54 


4.43 


4.23 


11 


2.65 


5.15 


5.05 4.91 


4.65 


2.68 


5.31 


5.21 


5.07 


4-82 


12 


2.80 


5.98 


5.85 5.67 


5.35 fj 


2.82 


6.11 


5.98 


5.81 


5.49 


13 


2.95 


6.94 


6.78 6.56 


6.15 


2.96 


7.02 


6.87 


6.65 


6.26 


14 


3.10 


8.06 


7-86 7-58 


7.08 


3.10 


8.07 


7.88 


7-61 7.14 


15 


3.25 


9.35 J 9.11 8.75 8.14 



ROBINSONIAN BU 1LDI NC-LOAN INTEREST TABLES. 



Comparative Simple and Compound Interest. 

imount of $1.00 — at Simple and at Monthly, Quarterly, Semi- Annual, and 
Annual Compound Interest. 



Compounded each 



Month 1 3 Moa. 1 6 Moa. I Year, 



Years 



Simple 
Int. 



Componnded each 



Month 1 3 Mos. 



6 Mos. I Year. 



1.17 

1.37 
1.61 

1.89 
2.21 
2.60 
3.04 
3.57 
4.18 
4.90 
5.75 
6.73 
7-90 
9.26 
10.85 



1.20 
1.43 
1.71 
2.04 
2.44 
2.92 
3.49 
4.18 
4.99 
5.97 
7.14 
8.53 
10.20 
12.20 
14.58 



1.22 

1.49 

1.81 

2.21 

2.70 

3.29 

4.01 

4.89 

5.96 

7.27 

8.86 

10.81 

13.18 

16.07 

19.59 



16% 
1.17 
1.37 
1.60 
1.87 
2.19 
2.56 
3.00 
3.51 
4.10 
4.80 
5.62 
6.57 
7.69 
8.99 

10.52 

18 % 

1.19 
1.42 

1.70 
2.02 
2.41 
2.88 
3.43 
4.09 
4.88 
5.82 
6.94 
8.27 
9.86 
11.76 
14.03 

20% 

1.22 

1.48 

1.80 

2.18 

2.65 

3.23 

3.92 

4.77 

5.79 

7.04 

8.56 

10.40 

12.64 

15.37 

18.68 



1.17 
1.36 
1.59 
1.85 
2.16 
2.52 
2.94 
3.43 
4.00 
4.66 
5.44 
6.34 
7.40 
8.63 
10.06 



1.19 
1.41 
1.68 
1.99 
2.37 
2.81 
3.34 
3.97 
4.72 
5.60 
6.66 
7.91 
9.40 
11.17 
13.27 



1.21 
1.46 
1.77 
2.14 
2.59 
3.14 
3.80 
4.59 
5.56 
6.73 
8.14 
9.85 
11.92 
14.42 
17.45 



1.16 


1 


1.35 


2 


1.56 


3 


1.81 


4 


2.10 


5 


2.44 


6 


2.83 


7 


3.28 


8 


3.80 


9 


4.41 


io 


5.12 


11 


5.94 


12 


6-89 


13 


7-99 


14 


9.27 


15 


1.18 


1 


1.39 


2 


1.64 


3 


1.94 


4 


2.29 


5 


2.70 


6 


3.19 


7 


3.76 


8 


4.44 


9 


5.23 


10 


6.18 


11 


7.29 


12 


8.60 


13 


10.15 


14 


11.97 


15 


1.20 


1 


1.44 


2 


1.73 


3 


2.07 


4 


2.49 


5 


2.97 


6 


3.58 


7 


4.30 


8 


5.16 


9 


6.19 


10 


7.43 


11 


8.92 


12 


10.70 


13 


12.84 


14 


15.41 


15 J 



1.17 
1.34 
1.51 

1.68 
1.85 
2.02 
2.19 
2.36 
2.53 
2.70 
2.87 
3.04 
321 
3.38 
3.55 



1.19 
1.38 
1.57 
1.76 
1.95 
2.14 
2.33 
2.52 
2.71 
2.90 
3.09 
3.28 
3.47 
3.66 
3.85 



1.21 
1.42 
1.63 
1.84 
2.05 
2.26 
2.47 
2.68 
2.89 
3.10 
3.31 
3.52 
3.73 
3.94 
4.15 



1.23 
1.52 

1.87 

2.30 

2.83 

3.49 

4.29 

5.29 

6.51 

8.02 

9.88 

12.16 

14.98 

18.44 

22.71 



17% 
1.18 
1.40 
1.65 
1.95 
2.30 
2.72 
3.21 
3.79 
4.47 
5.29 
6.24 
7.37 
8.70 
10.29 
12.15 

19% 

1.20 
1.45 
1.75 
2.10 
2.53 
3.05 
3.67 
4.42 
5.32 
6.40 
7.71 
9.28 
11.17 
13.45 
16.19 

21 % 

1.23 
1.51 
1.85 

2.27 

2.78 

3.41 

4.19 

5.14 

6.31 

7.74 

9.50 

11.66 

14.31 

17.56 

21.54 



1.18 
1.39 
1.6.3 
1.92 
2.26 
2.66 
3.13 
3.69 
4.34 
5.11 
6.02 
7.08 
8.34 
9-82 
11.56 



1.20 
1.44 
1.72 

2.07 

2.48 

2.97 

3.56 

4.27 

5.12 

6.14 

7.36 

8.83 

10.59 

12.69 

15.22 



1.22 

1.49 

1.82 

2.22 

2.71 

3.31 

4.05 

4.94 

6.03 

7.37 

8.99 

10.98 

13.41 

16.37 

19.99 



1.17 
1.37 
1.60 
1.87 
2.19 
2.57 
3.00 
3.51 
4.11 
4.81 
5.62 
6.58 
7-70 
9.01 
10.54 



1.19 
1.42 

1.69 
2.01 
2.39 
2.84 
3.38 
4.02 
4-79 
5.69 
6-78 
8-06 
9.60 
11.42 
13.59 



1.21 
1.46 
1.77 
2.14 
2.59 
3.13 
3.80 
4.59 
5.56 
6.73 
8.14 
9.85 
11.92 
14.42 
17.45 



TABLE NO. 20. 



KOBINSONIAN BUILDING-LOAN INTEEEST TABLES. 



WITHDRAWAL VALUES. -Pay merits at END of each month. 

Based on $1.00 monthly payments, and equated simple interest at 
any of the annual rates in the heading. 



Also for finding the rate of simple interest earned. 

TO FIND WITHDRAWAL VALUES. 

The Withdrawal Value of a share, at any annual rate of simple int- 
erest, is found by multiplying the amount found in this table opposite 
the number of months the share has been in force, and under the rate 
allowed, by one of the monthly payments. Thus, the withdrawal value, 
at an ,8% withdrawal rate, of a share on which the dues paid into the 
loan fund were 50 cents each month for 106 months, will be equal to 
$143.10X0.50=^71.55. 

tKS» If payments are atjirst of the month, then the withdrawal value is equal to that 
found as above for one month more, less the amount of one of the payments. Thus, in 
this case, the withdrawal value of the above share would have been $72.40—0.50=^71.90. 

RATE OF SIMPLE INTEREST EARNED. 

To find the rate of simple interest earned up to any given time : di- 
vide the book value of the share at that time by the amount paid each 
month into the loan fund, then look in the table, along the line of the 
age, for the quotient; which, if found exactly, will be in the column of 
the exact rate earned. 

Example: Book value of share $73.26; monthly payment into 
loan fund 50 cents ; age 108 months. We have $73. 26-H). 50=$146. 52, 
which is found, exactly, on the line of 108 months under 8%, which is 
the exact rate of simple interest earned. 

If the exact quotient, as found above, be not found on the line of the 
age, then subtract the next less amount found there from this quotient; 
divide the remainder by the difference between the amounts on that line 
next less and next greater than the quotient ; and add this last quotient 
to the rate over the smaller amount, for the rate earned. 

Example: Book value of share $45.00; monthly payment into 
loan fund 60 cents ; age 57 month*. We have 45.00-5-0.60=75.00; and 
on the line of 57 months we find the next amount less than 75.00 to be 
74o29, in 13% column, which is less by 71 cents. The next greater is 
75.62, in 14% column; and 75.62—74.29=1.33. Then 0.71-^-1.33=0.534, 
which added to 13% (over the smaller amount) gives us 13.534 % as the 
exact rate of simple interest earned. 

ggg^In the same manner, if we divide the total book value of all the 
shares by the average amount paid each month into the loan fund by all 
the shares, and use the quotient as before, we will find the rate of sim- 
ple interest the association has earned. 



H^gr* This Table occupies next 6 pages. 



TABLE NO. 20. 



ROBINSONIAN BUILDING-LOAN INTER EST TABLES. 

WITHDRAWAL VALUES^ -Payments at END of each month. 

Based on $1.00 monthly payments, and equated simple interest at 
any of the annual rates in the heading. 

Also for finding the rate of simple interest earned. 



4 



5% 



6 % \ Mouths. 



t(& 



8% 



9% 



10 



1.0000 
2.0042 
3.0125 
4.0250 
5.0417 
6.0625 
7.0875 
8.1167 
9.1500 
10.1875 
11.2292 
12.2750 
13.3250 
14.3792 
15.4375 
16.5000 
17.5667 
18.6375 
19.7125 
20.7917 
21.8750 
22.9625 
24.0542 
25.1500 
26.2500 
27.3542 
28.4625 
29.5750 
30.6917 
31.8125 
32.9375 
34.0667 
35.2000 
36.3375 
37.4792 
38.6250 
39.7750 
40.9292 
42.0875 
43.2500 
44.4167 
45.5875 
46.7625 
47.9417 
49.1250 
50.3125 
51.5042 
52.7000 
53.9000 
55.1042 



1.0000 


1 


2.0050 


2 


3.0150 


3 


4.0300 


4 


5-0500 


5 


6.0750 


6 


7.1050 


7 


8-1400 


8 


9.1800 


9 


10.2250 


10 


11.2750 


11 


12.3300 


12 


13.3900 


13 


14.4550 


14 


15.5250 


15 


16.6000 


16 


17.6800 


17 


18.7650 


18 


19.8550 


19 


20-9500 


20 


22.0500 


21 


23.1550 


22 


24.2650 


23 


25.3800 


24 


26.5000 


25 


27.6250 


26 


28.7550 


27 


29.8900 


28 


31.0300 


29 


32.1750 


30 


33.3250 


31 


34.4800 


32 


35.6400 


33 


36.8050 


34 


37.9750 


35 


39.1500 


36 


40.3300 


37 


41.5150 


38 


42.7050 


39 


43.9000 


40 


45.1000 


41 


46.3050 


42 


47.5150 


43 


48.7300 


44 


49.9500 


45 


51.1750 


46 


52.4050 


47 


53.6400 


48 


54.8800 


49 


56.1250 


50 



1.0000 
2.0058 
3.0175 
4.0350 
5.0583 
6.0875 
7.1225 
8.1633 
9.2100 
10.2625 
11.3208 
12.3850 
13. 4550 
14-5308 
15.6125 
16.7000 
17.7933 
18.8925 
19.9975 
21.1083 
22.2250 
23.3475 
24.4758 
25.6100 
26.7500 
27.8958 
29.0475 
30.2050 
31.3683 
32.5375 
33.7125 
34.8933 
36.0800 | 
37-2725 ! 
38.4708 
39.6750 
40.8850 
42.1008 
43.3225 
44.5500 
45.7833 
47-0225 
48.2675 
49.5183 
50.7750 
52.0375 
53.3058 
54.5800 
55.8600 
57.1458 



1.0000 
2.0067 
3.0200 
4.0400 
5.0667 
6.1000 
7.1400 
8.1867 
9.2400 
10.3000 
11.3667 
12.4400 
13.5200 
14.6067 
15.7000 
16.8000 
17.9067 
19.0200 
20.1400 
21.2667 
22.4000 
23.5400 
24.6867 
25.8400 
27.0000 
28.1667 
29.3400 
30-5200 
31.7067 
32.9000 
34.1000 
35.3067 
36.5200 
37.7400 
38.9667 
40.2000 
41.4400 
42.6867 
43.9400 
45.2000 
46.4667 
47.7400 
49-0200 
50.3067 
51.6000 
52.9000 
54.2067 
55-5200 
56.8400 
58.1667 



1.0000 
2.0075 
3.0225 
4-0450 
5.0750 
6-1125 
7-1575 
8-2100 
9.2700 
10.3375 
11.4125 
12.4950 
13.5850 
14.6825 
15.7875 
16.9000 
18.0200 
19.1475 
20.2825 
21.4250 
22.5750 
23.7325 
24.8975 
26.0700 
27.2500 
28-4375 
29.6325 
30-8350 
32.0450 
33.2625 
34.4875 
35.7200 
36.9600 
38.2075 
39.4625 
40.7250 
41.9950 
43.2725 
44.5575 
45.8500 
47.1500 
48.4575 
49.7725 
51.0950 
52.4250 
53.7625 
55.1075 
56.4600 
57.8200 
59.1875 



1.0000 
2.0083 
3.0250 
4.0500 
5.0833 
6.1250 
7-1750 
8.2333 
9-3000 
10.3750 
11.4583 
12.5500 ! 
13.6500 
14.7583 
15.8750 
17.0000 
18.1333 
19.2750 
20.4250 
21.5833 
22.7500 
23.9250 
25.1083 l 
26.3000 
27.5000 
28.7083 
29-9250 
31.1500 
32.3833 
33.6250 
34.8750 
36.1333 
37.4000 
38.6750 
39.9583 
41.2500 
42.5500 
43.8583 
45.1750 
46.5000 
47.83:53 
49.1750 
50.5250 
51.8833 
53.2500 
54.6250 
56.0083 
57.4000 
58.8000 
60.2083 







TABIiB NO 


. 20. — Continued. 






BOBIUSONIAN BUILDING-LOAN INTEREST TABLES. 


WITHDRAWAL VALUES.— Payments at END of each month. 


Based on $1.00 monthly payments, and 


equated simple interest a 




anj 


r of the annual rates in 1 


the heading. 




Also for finding the rate of simple interest earned. 


4% 


5% 


I 6% 


Months. 


7% 


8% 


9% 


10% 


55.2500 


56.3125 


57.3750 


51 


58.4375 


59.5000 


60.5625 


61.6250 


56.4200 


57.5250 


58.6300 


52 


59.7350 


60.8400 


61.9450 


63-0500 


57.5933 


58.7417 


59.8900 


53 


61.0383 


62.1867 


63.3350 


64-4833 


58.7700 


59.9625 


61.1550 


54 


62.3475 


63.5400 


64.7325 


65.9250 


59.9500 


61.1875 


62.4250 


55 


63.6625 


64.9000 


66.1375 


67-3750 


61.1333 


62.4167 


63.7000 


56 


64.9833 


66.2667 


67.5500 


68.8333 


62.3200 


63.6500 


64.9800 


57 


66.3100 


67.6400 


68.9700 


70.3000 


63.5100 


64.8875 


66.2650 


58 


67.6425 


69.0200 


70.3975 


71-7750 


64.7033 


66.1292 


67.5550 


59 


68.9808 


70.4067 


71.8325 


73.2583 


65.9000 


67.3750 


68.8500 


60 


70.3250 


71.8000 


73.2750 


74.7500 


67.1000 


68.6250 


70.1500 


61 


71.6750 


73.2000 


74.7250 


76.2500 


68.3033 


69.8792 


71.4550 


62 


73.0308 


74.6067 


76.1825 


77.7583 


69.5100 


71.1375 


72.7650 


63 


74.3925 


76.0200 


77.6475 


79.2750 


70.7200 


72.4000 


74.0800 


64 


75.7600 


77.4400 


79.1200 


80.8000 


71.9333 


73.6667 


75.4000 


65 


77.1333 


78.8667 


80.6000 


82.3333 


73.1500 


74.9375 


76.7250 


66 


78.5125 


80.3000 


82.0875 


83.8750 


74.3700 


76.2125 


78.0550 


67 


79.8975 


81.7400 


83.5825 


85.4250 


75.5933 


77.4917 


79.3900 


68 


81.2883 


83.1867 


85.0850 


86.9833 


76.8200 


78.7750 


80.7300 


69 


82.6850 


84.6400 


86.5950 


88.5500 


78.0500 


80.0625 


82.0750 


70 


84.0875 


86.1000 


88.1125 


90.1250 


79.2833 


81.3542 


83-4250 


71 


85.4958 


87-5667 


89.6375 


91.7083 


80.5200 


82.6500 


84.7800 


72 


86-9100 


89.0400 


91.1700 


93.3000 


81.7600 


83.9500 


86.1400 


73 


88-3300 


90.5200 


92.7100 


94.9000 


83.0033 


85.2542 


87.5050 


74 


89.7558 


92.0067 


94.2575 


96.5083 


84.2500 


86.5625 


88.8750 


75 


91.1875 


93.5000 


95.8125 


98.1250 


85.5000 


87-8750 


90.2500 


76 


92.6250 


95.0000 


97.3750 


99.7500 


86.7533 


89.1917 


91.6300 


77 


94.0683 


96.5067 


98.9450 


101.3833 


88.0100 


90.5125 


93.0150 


78 


95.5175 


98.0200 


100.5225 


103.0250 


89.2700 


91.8375 


94.4050 


79 


96.9725 


99.5400 


102.1075 


104.6750 


90.5333 


93.1667 


95.8000 


80 


98.4333 


101.0667 


103.7000 


106.3333 


91.8000 


94.5000 


97.2000 


81 


99.9000 


102.6000 


105.3000 


108.0000 


93.0700 


95.8375 


98.6050 


82 


101.3725 


104.1400 


106.9075 


109.6750 


94.3433 


97.1792 


100.0150 


83 


102.8508 


105.6867 


108.5225 


111.3583 


95.6200 


98.5250 


101.4300 


84 


104.3350 


107.2400 


110.1450 


113.0500 


96.9000 


99.8750 


102.8500 


85 


105.8250 


108.8000 


111.7750 


114.7500 


98.1833 


101.2292 


104.2750 


86 


107.3208 


110.3667 


113.4125 


116.4583 


99.4700 


102.5875 


105.7050 


87 


108.8225 


111.9400 


115.0575 


118.1750 


100.7600 


103.9500 


107.1400 


88 


110.3300 


113.5200 


116.7100 


119.9000 


102.0533 


105.3167 


108.5800 


89 


111.8433 


115.1067 


118.3700 


121.6333 


103.3500 


106.6875 


110.0250 


90 


113.3625 


116.7000 


120-0375 


123.3750 


104.6500 


108.0625 


111.4750 


91 


114.8875 


118.3000 


121.7125 


125.1250 


105.9533 


109.4417 


112.9300 


92 


116.4183 


119.9067 


123.3950 


126.8833 


107.2600 


110.8250 


114.3900 


93 


117.9550 


121.5200 


125.0850 


128.6500 


108.5700 


112.2125 


115.8550 


94 


119.4975 


123.1400 


126.7825 


130.4250 


109.8833 


113.6042 


117-3250 


95 


121.0458 


124.7667 


128.4875 


132.2083 


111.2000 


115.0000 


118.8000 


96 


122.6000 


126.4000 


130.2000 


134.0000 


112.5200 


116.4000 


120.2800 


97 


124.1600 


128.0400 


131.9200 


135.8000 


113.8433 


117.8042 


121.7650 


98 


125.7258 


129.6867 


133.6475 


137-6083 


115.1700 


119.2125 


123.2550 


99 


127.2975 


131.3400 


135.3825 


139.4250 


116.5000 


120.6250 


124.7500 


100 


128.8750 


133.0000 


137.1250 


141.2500 
J 



TABIjE ITO. 20.— Continued. 



ROBINSONIAN BUILDING-LOAN INTER EST TABLES. 

WITHDRAWAL VALUES. -Payments at END of each month. 

Based on $1.00 monthly payments, and equated simple interest at 
any of the annual rates in the heading. 

Also for finding the rate of simple interest earned. 



6< 



| Months. | 7 % 



8% 



9% 



10< 



117-8333 


122.0417 


126.2500 


101 


i 130.4583 


134.6667 


138.8750 


143.0833 


119.1700 


123.4625 


127.7550 


102 


! 132.0475 


136.3400 140.6325 


144.9250 


120.5100 


124.8875 


129.2650 


103 


; 133.6425 


138.0200 142.3975 


146.7750 


121.8533 


126.3167 


130.7800 


104 


135.2433 


' 139.7067 j 144.1700 


148.6333 


123.2000 


127.7500 


132.3000 


105 


136.8500 


141.4000 ! 145.9500 


150.5000 


124.5500 


129.1875 


133.8250 


106 


138-4625 


1 143.1000 | 147.7375 


152.3750 


125.9033 


130.6292 


135.3550 


107 


140.0808 


144.8067 


149.5325 


154.2583 


127.2600 


132.0750 


136.8900 


108 


141.7050 


146.5200 


151.3350 


156.1500 


128.6200 


133.5250 


138.4300 


109 


143.3350 


148.2400 


153.1450 


158.0500 


129.9833 


134.9792 


139.9750 


110 


144.9708 


1 149.9667 


154.9625 


159.9583 


131.3500 


136.4375 


141.5250 


111 


146.6125 


151.7000 


156.7875 


161.8750 


132.7200 


137.9000 


143.0800 


112 


148.2600 


153.4400 


158.6200 


163.8000 


134.0933 


139.3667 


144.6400 


113 


149.9133 


155.1867 


160.4600 


165.7333 


135.4700 


140.8375 


146.2050 


114 


151.5725 


156.9400 


162.3075 


167.6750 


136.8500 


142.3125 


147.7750 


115 


153.2375 


158.7000 


164.1625 


169.6250 


138.2333 


143.7917 


149.3500 


116 


154.9083 


160.4667 


166.0250 


171.5833 


139.6200 


145.2750 


150.9300 


117 


156.5850 


162.2400 


167.8950 


173.5500 


141.0100 


146.7625 


152.5150 


11§ 


158.2675 


164.0200 


169.7725 


175.5250 


142.4033 


148.2542 


154.1050 


119 


159.9558 


165.8067 


171.6575 


177.5083 


143.8000 


149.7500 


155.7000 


120 


161.6500 


167-6000 


173.5500 


179.5000 


145.2000 


151.2500 


157.3000 


121 


103-3500 


169.4000 


175.4500 


181.5000 


146.6033 


152.7542 


158.9050 


122 


165.0558 


171.2067 


177.3575 


183.5083 


148-0100 


154.2625 


160.5150 


123 


166.7675 


173.0200 


179.2725 


185.5250 


149.4200 


155.7750 


162.1300 


124 


168.4850 


174.8400 


181.1950 


187.5500 


160.8333 


157.2917 


163.7500 


125 


175.2083 


176.6667 


183.1250 


189.5833 


152.2500 


158.8125 


165.3750 


126 


171.9375 


178.5000 


185.0625 


191.6250 


153.6700 


160.3375 


167.0050 


127 


173.6725 


180.3400 


187.0075 


193.6750 


155.0933 


161.8667 


168.6400 


12§ 


175.4133 


182.1867 


188.9600 


195.7333 


156.5200 


163.4000 


170.2800 


129 


177.1600 


184.0400 


190.9200 


197.8000 


157.9500 


164.9375 


171.9250 


130 


178.9125 


185.9000 


192.8875 


199.8750 


159.3833 


166.4792 


173.5750 


131 


180.6708 


187.7667 


194.8625 


201.9583 


160-8200 


168.0250 


175.2300 


132 


182.4350 


189.6400 


196.8450 


204.0500 


162.2600 


169.5750 


176.8900 


133 


184.2050 


191.5200 


198.8350 


206.1500 


163.7033 


171.1292 


178.5550 


134 


185.9808 


193.4067 


200.8325 


208.2583 


165.1500 


172.6875 


180.2250 


135 


187-7625 


195.3000 


202.8375 


210.3750 


166.6000 


174.2500 


181.9000 


136 


189.5500 


197.2000 


204.8500 


212.5000 


168.0533 


175.8167 


183.5800 


137 


191.3433 


199.1067 


206.8700 


214.6333 


169.5100 


177.3875 


185.2650 


138 


193.1425 


201.0200 


208.8975 


216.7750 


170.9700 


178.9625 


186.9550 


139 


194.9475 


202.9400 


210.9325 


218.9250 


172.4333 


180.5417 


188.6500 


140 


196.7583 


204.8667 


212.9750 


221.0833 


173.9000 


182.1250 


190.3500 


141 


198.5750 


206.8000 


215.0250 


223.2500 


175.3700 


183.7125 


192.0550 


142 


200.3975 


208.7400 


217.0825 


225.4250 


176.8433 


185.3042 


193.7650 


143 


202.2258 


210.6867 


219.1475 


227.6083 


178.3200 


186.9000 


195.4800 


144 


204.0600 


212.6400 


221.2200 


229.8000 


179.8000 


188.5000 


197.2000 


145 


205.9000 


214.6000 


223.3000 


232.0000 


181.2833 


190.1042 


198.9250 


146 


207.7458 


216.5667 


225.3875 


234.2083 


182.7700 


191.7125 


200.6550 


147 


209.5975 


218.5400 


227.4825 


236.4250 


184.2-600 


193.3250 


202.3900 


148 


211.4550 


220.5200 


229.5850 


238.6500 


185.7533 


194.9417 


204.1300 


149 


213.3183 


222.5067 


231.6950 


240.8833 


187.2500 


196.5625 


205.8750 


150 


215.1875 


224.5000 


233.8125 


243.1250 







TABLE NO 


K 20. — Continued. 






KOBINSONIAN BUILDING-LOAN INTEREST TABLES. 


WITHDRAWAL VALUES - 


Payments at END of each month. 


Based on $1.00 monthly payments, and equated simple interest at 




any 


of the annual rates in the heading. 




Also for finding the rate of simple interest earned. 


11% 


12% 


13% 1 Months, 


14% 15% 


16% 


1 18% 


1.0000 


1.0000 


1.0000 


1 


1.0000 


1.0000 


1.0000 


1.0000 


2.0092 


2.0100 


2.0108 


2 


2.0117 


2.0125 


2.0133 


2.0150 


3.0275 


3.0300 


3.0325 


3 


3.0350 


3.0375 


3.0400 


3.0450 


4.0550 


4.0600 


4.0650 


4 


4.0700 


4.0750 


4.0800 


4.0900 


5.0917 


5.1000 


5.1083 


5 


5.1167 


5.1250 


5.1333 


5.1500 


6.1375 


6.1500 


6.1625 


6 


6.1750 


6.1875 


6.2000 


6.2250 


7.1925 


7.2100 


7.2275 


7 


7.2450 


7.2625 


7.2800 


7.3150 


8.2567 


8.2800 


8.3033 


8 


8.3267 


8.3500 


8.3733 


8.4200 


9.3300 


9.3600 


9.3900 


9 


9.4200 


9.4500 


9.4800 


9.5400 


10.4125 


10.4500 


10.4875 


10 


10.5250 


10.5625 


10.6000 


10.6750 


11.5042 


11.5500 


11.5958 


11 


11.0417 


11.6875 


11.7333 


11.8250 


12.6050 


12.6600 


12.7150 


12 


12.7700 


12.8250 


12.8800 


12.9900 


13.7150 


13.7800 


13.8450 


13 


13.9100 


13.9750 


14.0400 


14.1700 


14.8342 


14.9100 


14.9858 


14 


15.0617 


15.1375 


15.2133 


15.3650 


15.9625 


16.0500 


16.1375 


15 


16.2250 


16.3125 


16.4000 


16.5750 


17.1000 


17-2000 


17.3000 


16 


17.4000 


17.5000 


17-6000 


17-8000 


18.2467 


18.3600 


18-4733 


17 


18.5867 


. 18.7000 


18.8133 


19.0400 


19-4025 


19.5300 


19.6575 


IS 


19.7850 


19.9125 


20.0400 


20.2950 


20.5675 


20.7100 


20.8525 


19 


20.9950 


21.1375 


21.2800 


21.5650 


21.7417 


21.9000 


22.0583 


20 


22.2167 


22.3750 


22-5333 


22.8500 


22.9250 


23.1000 


23.2750 


21 


23.4500 


23.6250 


23.8000 


24.1500 


24.1175 


24.3100 


24.5025 


22 


24.6950 


24.8875 


25.0800 


25.4650 


25.3192 


25.5300 


25-7408 


23 


25.9517 


26.1625 


26.3733 


26.7950 


26.5300 


26.7600 


26.9900 


24 


27.2200 


27.4500 


27.6800 


28.1400 ' 


27.7500 


28-0000 


28.2500 


25 


28.5000 


28.7500 


29.0000 


29.5000 


28.9792 


29.2500 


29.5208 


26 


29.7917 


30.0625 


30.3333 


30.8750 


30.2175 


30.5100 


30.8025 


27 


31.0950 


31.3875 


31.6800 


32.2650 


31.4650 


31.7800 


32.0950 


28 


32.4100 


32.7250 


33.0400 


33.6700 


32.7217 


33.0600 


33.3983 


29 


33.7367 


34.0750 


34.4133 


35-0900 


33.9875 


34.3500 


34.7125 


30 


35.0750 


35.4375 


35.8000 


86.5250 


35.2625 


35.6500 


36.0375 


31 


36.4250 


36.8125 


37.2000 


37.9750 | 


36.5467 


36.9600 


37.3733 


32 


37.7867 


38.2000 


38.6133 


39.4400 


37.8400 


38.2800 


38.7200 


33 


39.1600 


39.6000 


40.0400 


40.9200 


39.1425 


39.6100 


40.0775 


34 


40.5450 


41.0125 


41.4800 


42.4150 


40.4542 


40.9500 


41-4458 


35 


41.9417 


42.4375 


42.9333 


43.9250 ' 


41.7750 


42.3000 


42.8250 


36 


43.3500 


43.8750 


44.4000 


45.4500 


43.1050 


43.6600 


44.2150 


37 


44.7700 


45.3250 


45.8800 


46.9900 


44.4442 


45.0300 


45.6158 


38 


46.2017 


46.7875 


47.3733 


48-5450 ! 


45.7925 


46.4100 


47.0275 


39 


47.6450 


48.2625 


48.8800 


50.1150 


47.1500 


47.8000 


48.4500 


40 


49.1000 


49.7500 


50.4000 


51.7000 


48.5167 


49.2000 


49.8833 


41 


50.5667 


51.2500 


51.9333 


53.3000 


49.8925 


50.6100 


51.3275 


42 


52.0450 


52.7625 


53.4800 


54.9150 


51.2775 


52.0300 


52.7825 


43 


53.5350 


54-2875 


55.0400 


56.5450 


52.6717 


53.4600 


54.2483 


44 


55.0367 


55.8250 


56.6133 


58.1900 


54.0750 


54.9000 


55.7250 


45 


56.5500 


57.3750 


58.2000 


59.8500 


55.4875 


56.3500 


57.2125 


46 


58.0750 


58.9375 


59.8000 


61.5250 


56.9092 


57.8100 


58.7108 


47 


59.6117 


60-5125 


61.4133 


63.2150 


58.3400 


59.2800 


60.2200 


48 


61.1600 


62.1000 


63.0400 


64.9200 I 


59.7800 


60.7600 


61.7400 


49 


62.7200 


63.7000 


64.6800 


66.6400 I 


61.2292 


62.2500 


63.2708 


50 1 


64.2917 


65.3125 


66.3333 


68.3750 | 



TABLE NO. 20.— Continued. 



BOBINSONIAN BUILDING-LOAN INTER EST TABLES. 

WITHDRAWAL VALUES. -Payments at END of each month. 

Based on $1.00 monthly payments, and equated simple interest at 
any of the annual rates in the heading. 

Also for finding the rate of simple interest earned. 



11 % 


12% 


13% 


Months, 


14% 15% 16% 18% 


62.6875 


63-7500 


64.8125 


51 


65.8750 


66.9375 


68.0000 


70.1250 


64.1550 


65.2600 


66.3650 


52 


67.4700 


68.5750 


69.6800 


71.8900 


65.6317 


66.7800 


67-9283 


53 


69.0767 


70.2250 


71.3733 


73.6700 


67.1175 


68.3100 


69.5025 


54 


70.6950 


71.8875 


73.0800 


75.4650 


68.6125 


69.8500 


71.0875 


55 


72.3250 


73.5625 


74.8000 


77.2750 


70.1167 


71.4000 


72.6833 


56 


73.9667 


75.2500 


76.5333 


79.1000 


71.6300 


72.9600 


74.2900 


57 


75.6200 


76.9500 


78.2800 


80.9400 


73.1525 


74.5300 


75.9075 


58 


77.2850 


78.6625 


80.0400 


82.7950 


74.6842 


76.1100 


77.5358 


59 


78.9617 


80.3875 


81.8133 


84.6650 


76.2250 


77-7000 


79.1750 


60 


80.6500 


j 82.1250 


; 83.6000 


86.5500 


77-7750 


79.3000 


80.8250 


61 


82.3500 


83.8750 


85.4000 


88.4500 


79.3342 


80.9100 


82.4858 


62 


84.0617 


85.6375 


87.2133 


90.3650 


80.9025 


82.5300 


84.1575 


63 


85.7850 


87.4125 


89.0400 


92.2950 


82.4800 


84.1600 


85.8400 


64 


87.5200 


[ 89.2000 


90.8800 


94.2400 


84.0667 


85.8000 


87.5333 


65 


88-2667 


91.0000 


92.7333 


96-2000 


85-6625 


87.4500 


89.2375 


66 


91.0250 


92.8125 


94.6000 


: 98-1750 


87.2675 


89.1100 


90.9525 


67 


92.7950 


94.6375 


96.4800 


100.1650 


88.8817 


90.7800 


92.6783 


68 


94.5767 


96.4750 


98.3733 


102.1700 


90.5050 


92.4600 


94.4150 


69 


96.3700 


98.3250 


100.2800 


104.1900 


92.1375 


94.1500 


96.1625 


70 


98.1750 


100.1875 


102.2000 


106.2250 


93.7792 


95.8500 


97.9208 


71 


99.9917 


102.0625 


104.1333 


108.2750 


95.4300 


97.5600 


99.6900 


72 


101.8200 


103.9500 


106.0800 


110.3400 


97.0900 


99.2800 


101.4700 


73 


103.6600 


105.8500 


108.0400 


112.4200 


98.7592 


101.0100 


103.2608 


74 


105.5117 


107.7625 


110.0133 


114.5150 


100.4375 


102.7500 


105.0625 


75 


107-3750 


109.6875 


112.0000 


116.6250 


102.1250 


104.5000 


106.8750 


76 


109.2500 


111.6250 


114.0000 


118.7500 


103.8217 


106.2600 


108.6983 


77 


111.1367 


113.5750 


116.0133 


120.8900 


105.5275 


108.0300 


110.5325 


78 


113.0350 


115.5375 


118.0400 


123.0450 


107.2425 


109.8100 


112.3775 


79 


114.9450 


117.5125 


120.0800 


125.2150 


108.9667 


111.6000 


114.2333 


80 


116.8667 


119.5000 


122.1333 


127.4000 


110.7000 


113.4000 


116.1000 


81 


118.8000 


121.5000 


124.2000 


129.6000 


112.4425 


115.2100 


117.9775 


82 


120.7450 


123.5125 


126.2800 


131.8150 


114.1942 


117.0300 


119.8658 


83 


122.7017 


125.5375 


128.3733 


134.0450 


115.9550 


118.8600 


121.7650 


84 


124.6700 


127.5750 


130.4800 


136.2900 


117.7250 


120.7000 


123.6750 


85 


126.6500 


129.6250 


132.6000 


138.5500 


119.5042 


122.5500 


125.5958 


86 


128.6417 


131.6875 


134.7333 


140.8250 


121.2925 


124.4100 


127.5275 


87 


130.6450 


133.7625 


136.8800 


143.1150 


123.0900 


126.2800 


129.4700 


88 


132.6600 


135.8500 


139.0400 


145.4200 


124.8967 


128.1600 


131.4233 


89 


134.6867 


137-9500 


141.2133 


147-7400 


126.7125 


130.0500 


133.3875 


90 


136.7250 


140.0625 


143.4000 


150.0750 


128.5375 


131.9500 


135.3625 


91 


138.7750 


142.1875 


145.6000 


152.4250 


130.3717 


133.8600 


137.3483 


92 


140.8367 


144.3250 


147.8133 


154.7900 


132.2150 


135.7800 


139.3450 


93 


142.9100 


146.4750 


150.0400 


157.1700 


134.0675 


137-7100 


141.3525 


94 


144.9950 


148-6375 


152.2800 


159.5650 


135.9292 


139.6500 


143.3708 


95 


147-0917 


150.8125 


154.5333 


161.9750 


137.8000 


141.6000 


145.4000 


96 


149.2000 


153.0000 


156.8000 


164.4000 


139.6800 


143.5600 


147.4400 


97 


151.3200 


155.2000 


159.0800 


166.8400 


141.5692 


145,5300 


149.4908 


98 


153.4517 


157.4125 


161.3733 


169.2950 


143.4675 


147.5100 


151 .5525 


99 


155.5950 


159.6375 


163.6800 


171.7650 


145.3750 


149.5000 


153.6250 


100 


157-7500 


161.8750 , 


166.0000 


174.2500 



TABLE NO. 20.— Continued. 



ROBINSONIAN BUILDING-LOAN INTEREST TABLES. 


WITHDRAWAL VALUES. -Payments at END of each month. 


Based on $1.00 monthly payments, and equated simple interest at 


any of the annual rates in the heading. 


Also for finding the rate of simple interest earned. 


11% | 12% | 13% 


Months,! 14% 15% | 16% 18% 


147.2917 


151.5000 


155.7083 


101 


159.9167 


164.1250 


168.3333 


176.7500 


149.2175 


153.5100 


157.8025 


102 


162.0950 


166.3875 


170.6800 


179.2650 


151.1525 


155.5300 


159.9075 


103 


164.2850 


168-6625 


173.0400 


181.7950 


153.0967 


157.5600 


162.0233 


104 


166.4867 


170.9500 


175.4133 


184.3400 


155.0500 


159.6000 


164.1500 


105 


168.7000 


173.2500 


177-8000 


186.9000 


157.0125 


161.6500 


166.2875 


106 


170.9250 


175.5625 


180.2000 


189.4750 


158.9842 


163.7100 


168.4358 


107 


173.1617 


177.8875 


182.6133 


192.0650 


160.9650 


165.7800 


170.5950 


ION 


175.4100 


180.2250 


185.0400 


194-6700 


162.9550 


167.8600 


172.7650 


109 


177.6700 


182.5750 


187.4800 


197-2900 


164.9542 


169.9500 


174.9458 


110 


179.9417 


184.9375 


189.9333 


199.9250 


166.9625 


172.0500 


177.1375 


111 


182.2250 


187.3125 


192.4000 


202.5750 


168.9800 


174.1600 


179.3400 


112 


184.5200 


189.7000 


194.8800 


205.2400 


171.0067 


176.2800 


181.5533 


113 


186.8267 


192.1000 


197.3733 


207-9200 


173.0425 


178.4100 


183.7775 


114 


189.1450 


194.5125 


199.8800 


210.6150 


175.0875 


180.5500 


186.0125 


115 


191.4750 


196.9375 


202.4000 


213.3250 


177- 1417 


182.7000 


188.2583 


116 


193.8167 


199.3750 


204-9333 


216-0500 


179.2050 


184.8600 


190.5150 


117 


196.1700 


201.8250 


207.4800 


218.7900 


181.2775 


187-0300 


192.7825 


IIS 


198.5350 


204.2875 


210-0400 


221.5450 


183.3592 


189.2100 


195.0608 


119 


200.9117 


206.7625 


212.6133 


224.3150 


185.4500 


191.4000 


197-3500 


120 


203.3000 


209.2500 


215.2000 


227.1000 ; 


187.5500 


193.6000 


199.6500 


121 


205.7000 


211.7500 


217-8000 


229.9000 


189-6592 


195-8100 


201.9608 


122 


208.1117 


214.2625 


220.4133 


232.7150 


191-7775 


198.0300 


204.2825 


123 


210.5350 


216-7875 


223-0400 


235.5450 


193-9050 


200.2600 


206.6150 


124 


212.9700 


219.3250 


225.6800 


238.3900 


196.0417 


202.5000 


208.9583 


125 


216.4167 


221.8750 


228-3333 


241.2500 


198.1875 


204-7500 


211.3125 


126 


218.8750 


224.4375 


231.0000 


244.1250 


200.3425 


207-0100 


213.6775 


127 


221.3450 


227.0125 


233.6800 


247.0150 


202.5067 


209.2800 


216.0533 


128 


223.8267 


229.6000 


236.3733 


249.9200 


204.6800 


211.5600 


218.4400 


129 


226.3200 


232.2000 


239.0800 


252.8400 


206-8625 


213.8500 


220.8375 


130 


228.8250 


234.8125 


241.8000 


255.7750 


209.0542 


216.1500 


223.2458 


131 


231.3417 


237.4375 


244.5333 


258.7250 


211.2550 


218.4600 


225.6650 


132 


233.8700 


240.0750 


247.2800 


261.6900 


213.4650 


220.7800 


228.0950 


133 


236.4100 


242.7250 


250.0400 


264.6700 


215.6842 


223.1100 


230.5358 


134 


238.9617 


245.3875 


252.8133 


267.6650 


217.9125 


225.4500 


232.9875 


135 


'241.5250 


248.0625 


255.6000 


270.6750 


220.1500 


227.8000 


235.4500 


136 


243.1000 


250.7500 


258.4000 


273.7000 


222.3967 


230.1600 


237-9233 


137 


245.6867 


253.4500 


261.2133 


276.7400 


224.6525 


232.5300 


240.4075 


138 


248.2850 


256.1625 


264.0400 


279.7950 


226.9175 


234.9100 


242.9025 


139 


250.8950 


258.8875 


266.8800 


282.8650 


229.1917 


237.3000 


245.4083 


140 


253.5167 


261.6250 


269.7333 


285.9500 


231.4750 


239.7000 


247.9250 


141 


256.1500 


264.3750 


272.6000 


289.0500 


233.7675 


242.1100 


250.4525 


142 


258.7950 


267.1375 


275.4800 


292.1650 


236.0692 


244.5300 


252.9908 


143 


261.4517 


269.9125 


278.3733 


295.2950 


238.3800 


246.9600 


255.5400 


144 


264.1200 


272.7000 


281.2800 


298.4400 


240.7000 


249.4000 


258.1000 


145 


266.8000 


275.5000 


284.2000 


301.6000 


243.0292 


251.8500 


260.6708 


146 


269.4917 


278.3125 


287.1333 


304.7750 


245.3675 


254.3100 


263.2525 


147 


272.1950 


281.1375 


290.0800 


307.9650 


247.7150 


256.7800 


265.8450 


148 


274.9100 


283.9750 


293.0400 


311.1700 


250.0717 


259.2600 


268.4483 


149 


277.6367 


286.8250 


296.0133 


314.3900 


252.4375 


261.7500 


271.0625 


150 


280.3750 


289.6875 


299.0000 


317.6250 ] 



TABLE NO. 21. 



KOBINSONIAN BUILDING-LOAN INTEEEST TABLES. 



TABLE OF RATES EAENED BY A LOAN, 

ALSO 

SHOWING THE RATES ACTUALLY PAID BY A BOEEOWEE 
In a Building-Loan Association. 

This table shows, by a simple reference, the following : — 

ist. The rate of interest earned, at monthly compound, by a 

loan which is paid up, at date of last payment, by a given number 

of equal monthly payments: 

By taking the rate found at intersection of the column headed by the 
monthly payment and the line passing through the given number of 
payments. Thus, to find the rate earned by a S100 loan that is paid up 
in 98 months by 99 monthly payments of SI .324 each : Looking in col- 
umn headed 1.3250, and opposite 99 payments, we find 7%. which is the 
rate earned. Proof: 8100, at 7% per annum, compounded monthly, 
amounts in 98 months to $176.83 ; and $1,324* paid at the first of each 
mouth and at the last of last month, that is, for 99 times, amounts to 
$132.47X1.324+1.324=176.85; the difference of 2 cents being due to the 
fact that the rate earned is not exactly 7%, although nearer to that rate 
than it is to either 6 7-8 or 7 1-8 %. 

2d. The actual rate, at monthly compound, paid by a bor- 
rower in a Building-Loan Association, at any period of maturity 
of his shares: 

Is found by taking the rate at the intersection of the column headed 
by the SUM of the monthly interest, premium and dues and the line 
passing through the number of payments which is ONE greater than 
the number of months it takes the borrower's shares to mature. Thus, 
if his total monthly payment be $1.50, (made up of 6% interest, 6% pre- 
mium, 50 cents dues,) and the time it takes his shares to mature be 101 
months; then, looking in the column headed 1.5000 and opposite 102 
payments, we find 11%, which is the actual rate, within less than l-8th 
of 1% per annum, paid by the borrower. Proof: $100, at 11% per an- 
num, monthly compound, amounts to 251.33 in 101 months; and $1.50 
paid the first of each month for 101 months and also at the end of the 
101st month, amounts to 251.41 ; the difference of 8 cents being due to 
the rate not being exactly 11%. 

Note. — As the loan is paid up at the time of last payment, and there are to be no 
more payments, the interest thereafter gained by both borrower and lender will be pre- 
cisely the same; hence, if settlement be made one, or any number of months after last 
payment, the rate found as above will still be the true rate. 

PAYMENTS XOT IX THE HEADING. 
"When the amount of the borrower's monthly payment is intermedi- 
ate to those given in the heading, the rate earned, or actually paid, may 
be found quite accurately by proportion — almost by simple inspection. 
For example : A $100 loan, paid up at the time of last payment by 94 
monthly payments of 1.36 each. From the table, we see that if the 
payments were 1.35 the loan would earn 64%; and if they were 1.374, 
the loan would earn, or the actual rate paid be, 7%; hence, with 1.36 
payments the rate will be 64 plus two-fifths of the 4% difference ; giving 
6.7 % as the rate earned or actually paid. 

gg|** To find how much of the monthly payment is on the principal, 
and how much is on the iuterest : Multiply the loan by the monthly 



TABLE NO. 21. 



KOBINSOinAN BUILDING-LOAN INTEREST TABLES. 

payment and divide the product by what the loan amounts to at the rate 
earned ( found from table No. 1.) The quotient will be the portion of 
the payment which goes to paying the principal; the balance goes to 
paying the interest. Tims a $100 loan paid up by 92 payments of $1.45 
each : We have 1.45X100.00-M83.06=0.792, which is the portion of the 
monthly payment that goes to paying the principal— the balance goes 
to paying the interest. 



Remarks. — When the whole dues go into the loan fund, and there 
are no other sources of profit or loss than those due to the earnings of 
the loan, (or when all other sources balance each other,) the borrower's 
shares will mature in the time given in my " Perfect Maturity Tables " 
opposite the dues and under the rate charged on the loan ; and the rate 
charged, the rate actually paid, and the rate earned will all be the same. 
For example: if interest be 6%, premium 6%, and the dues (all ) be 50 
cents a month, and there are no extraneous sources of profit or loss, the 
borrower s shares will mature in 110 months ; and the rate earned up to 
that time will be 12%, and the rate actually paid by the borrower will 
also be 12%. 

But, if, on account of any extraneous causes, the shares mature 
either before or after this (the natural ) time, the rate actually paid 
will differ from that charged. If shares mature before the natural time, 
the rate actually paid will be decreased ; but, if the shares do not mature 
until after the natural time, the rate actually paid will be greater than 
the rate charged. 



Taking the same example as before, but supposing that the shares ma- 
ture in 100 months, the rate earned ( see table opposite 101 payments ) will 
be 10J per cent; at which rate it will take 61 cent monthly dues to mature 
the shares in 100 months. But, as the borrower pays only 50 cents dues, 
the other 11 cents must come from sources extraneous to the loan and the 
borrower's dues. 

Again : if the shares do not mature until 120 months, the rate earned 
(see table opposite 121 payments) will be 13£ per cent. ; at which rate 401 
cents dues will mature the shares; but as the borrower pays 50 cents dues, 
he overpays 9-J cents per share per month, which should go into profit. 



Monthly Payments for different Rates of Interest and Premiums Bid. 



Monthly Premium 

above 6% 

bid per share. 


Annual 
Rate Bid. 


Monthly 
Payment, 
$100 Loan. 


Monthly Premium 

above 6% 

bid per share. 


Annual 
Rate Bid. 


Monthly 

Payment, 

$100 Loan. 


glOO Share 


$200 Share 


#100 Share 


£200 Share 






5% 


.91661 




7* 


1.1041? 






5j 


.9375 
.95831 


.125 


.25 


7i 
7l 


1.125 
1.14581 






5l 


.979li 


.15 


.30 


7-8 


1.150 






6 


1.000 






8 


1.16661 






6i 


1.02081 


.175 


.35 


8.1 


1.175 


.025 


.05 


6.3 


1.025 






8i 


1.1875 






64 


1.0416? 


.20 


.40 


8.4 


1 200 


.05 


.10 


6.6 


1.050 






8.5 


1.20831 






6| 


1.0625 


.225 


.45 


8.7 


1.225 


.075 


.15 


6.9 

7 


1.075 
1.08331 


.25 


.50 


8| 
9 


1.2291? 
1.250 


.10 


.20 


1 7.2 


1.100 


I 









TABLE NO. 21. 



BOBINSONIAN BUILDING-LOAN INTEREST TABLES. 



Sates Earned by a $100 Loan 
"When paid up by equal monthly advance payments as in heading. 



OS 



oc 
•a 

OS 



OS 
OS 



o 
© 

© 



© I -H 



oo 
© 

© 



No. of 

Pay. 

ments 



© 

© 



© I Ft» 

© I <o 

© © 



© 



eo I © 

00 © 

© ** 



3 

34 

31 

34 

31 

81 

31 

35 

4 

41 

4i 

41 

44 

45 

41 

45 

5 

5 

51 

5i 

51 

51 

51 

51 

51 

51 

55 

6 

6 

65 

65 

6i 



3 

3i 

31 

34 

31 

31 

35 

4 

45 

4i 

41 

44 

41 

41 

45 

5 

5 

55 

5i 

51 

54 

51 

51 

51 

55 

55 

6 

65 

6i 

6i 

6§ 

64 

64 

65 

65 

61 



3 

3i 

31 

34 

31 

31 

35 

4 

4i 

41 

44 

41 

41 

45 

45 

5 

55 

5i 

51 

54 

55 

51 

51 

55 

6 

6 

65 

6i 

61 

61 

64 

65 

61 

61 

65 

61 

7 

7 

75 



3 

35 

35 

34 

35 

31 

4 

45 

4i 

41 

44 

45 

41 

45 

5 

55 

5i 

55 

54 

55 

51 

51 

55 

6 

64 

6i 

6i 

61 

64 

65 

65 

61 

65 

65 

7 

75 

75 

7i 

7i 

71 

74 

74 



34 

35 

34 

31 

31 

4 

44 

4i 

41 

44 

41 

45 

5 

55 

5i 

51 

54 

55 

55 

51 

55 

6 

6i 

6i 



64 

65 

61 

61 

61 

7 

7 

74 

7i 

7i 

71 

74 

74 

75 

71 

71 

75 

75 



107 

IO§ 

109 

110 

111 

112 

113 

114 

115 

116 

117 

118 

119 

130 

121 

122 

123 

124 

125 

126 

127 

128 

129 

130 

131 

132 

133 

134 

135 

136 

137 

138 

139 

140 

141 

142 

143 

144 

145 

146 

147 

148 

149 

150 

151 

152 

153 

154 

155 

156 



- 


- 


- 


3 


31 


. 


. 


. 


34 


34 


. 


. 


31 


31 


38 


- 


34 


34 


34 


31 


. 


3i 


34 


31 


35 


3 


31 


35 


35 


44 


Si 


38 


31 


4 


41 


31 


31 


35 


41 


44 


34 


35 


44 


41 


48 


31 


44 


4i 


44 


41 


35 


4i 


44 


41 


5 


4 


41 


41 


44 


54 


44 


44 


41 


5 


51- 


41 


41 


45 


51 


51 


44 


45 


5 


51 


54 


45 


5 


54 


51 


51 


41 


54 


5i 


54 


51 


45 


5i 


51 


58 


55 


5 


51 


54 


54 


64 


54 


54 


55 


51 


64 


5i 


51 


51 


6 


61 


51 


51 


55 


64 


61 


54 


55 


6 


6i 


64 


55 


6 


64 


61 


65 


51 


65 


61 


64 


61 


55 


6i 


61 


68 


65 


6 


61 


64 


61 


7 


6J 


61 


65 


65 


75 


6i 


64 


61 


65 


75 


6i 


65 


61 


7 


71 


61 


61 


65 


74 


71 


64 


65 


7 


71 


74 


65 


65 


74 


71 


74 


61 


7 


74 


71 


75 


61 


74 


7i 


74 


71 


65 


7i 


71 


75 


74 


7 


7i 


71 


78 


74 


7 


71 


74 


71 


8 


74 


74 


78 


75 


85 


7i 


74 


71 


75 


85 


74 


71 


71 


8 


8i 


71 


71 


74 


84 


81 


74 


71 


75 


84 


81 


74 


75 


8 


81 


84 


75 


75 


84 


81 


84 


71 


8 


84 


81 


85 


71 


84 


8i 


84 


85 


75 


85 


81 


84 


81 


75 


8i 


81 


81 


85 


8 


8i 


84 


85 


85 



31 

31 

31 

4 

41 

41 

44 

45 

41 

5 

54 

51 

51 

58 

51 

55 

6 

64 



64 

65 

61 

65 

65 

7 

75 

71 

71 

71 

74 

75 

71 

71 

75 

8 

81 

81 

81 



84 

84 



81 















TABLE 


NO. 


21. 












EOBINSONIAN BUILDING-LOAN INTEREST TABLES. 




Hates 


Earned by a 


$100 Loan 






When paid 


up by equal monthly advance payments as 


! in heading. 


■w 


-M 


O 


oo 


o 


can 


o 


o 




© 


-*? 


O 


C-) 


c 


z 


s? 


-f 


>o 


>o 


o 


CO 


o 


t^ 


No. of 


© 


GO 


*3 


os 


o 


o 


a 


o 


CM 


■* 


o 


to 


1^ 


oo 


P„« 


© 


© 


r>\ 


CN 


Bs 


o 


&• 


^H 


i— 1 


1—1 


T— 1 


T— 1 


y—t 


T-* 


1 <l\ - 


« 


CO 


co 


©J 


oi 


00 


eS 


^H 


T— 1 


^H 


.— 1 


rH 


rH 


— 


merits. 


^H 


•H 


rH 


— 


— 


— ' 


• 


■ 


• 


• 


3 


35 


31 


90 


81 


35 


44 


4! 


41 


55 


. 


. 


• 


. 


34 


31 


31 


97 


35 


44 


44 


44 


5 


61 


. 


. 


- 


3 


3§ 


3i 


35 


9§ 


44 


4| 


41 


41 


54 


64 


. 


. 


3 


34 


ss 


35 


44 


99 


41 


44 


45 


5 


54 


64 


. 


3 


34 


34 


35 


4 


44 


100 


41 


41 


5t 


54 


5! 


61 


. 


Si 


81 


31 


4 


44 


44 


lOl 


41 


5 


54 


5! 


55 


61 


3 


3| 


31 


35 


44 


44 


41 


102 


5 


54 


54 


51 


6 


71 


31 


31 


4 


44 


44 


41 


45 


103 


54 


51 


51 


55 


64 


74 


31 


31 


44 


41 


41 


45 


54 


104 


58 


54 


55 


6 


61 


74 


34 


4 


41 


44 


45 


5 


54 


105 


54 


51 


65 


64 


6! 


7! 


81 


4i 


41 


41 


5 


54 


54 


106 


51 


55 


64 


6! 


61 


71 


31 


41 


41 


45 


54 


51 


5| 


107 


6 


64 


64 


64 


7 


8 


41 


44 


5 


54 


51 


51 


55 


108 


65 


64 


61 


61 


71 


81 


44 


41 


55 


54 


51 


51 


6 


109 


64 


64 


61 


65 


74 


84 


44 


45 


51 


51 


51 


6 


6? 


110 


64 


64 


7 


7 


74 


84 


41 


5 


54 


51 


55 


64 


61 


111 


64 


61 


75 


74 


7! 


8! 


41 


54 


51 


51 


65 


64 


64 


112 


61 


7 


74 


7! 


71 


81 


5 


5§ 


51 


55 


64 


61 


61 


113 


65 


74 


7! 


74 


75 


85 


55 


54 


6 


6 


61 


61 


65 


114 


75 


74 


71 


7! 


8 


9 


54 


51 


64 


64 


64 


61 


7 


115 


74 


71 


71 


71 


84 


91 


5| 


55 


64 


6§ 


61 


65 


74 


116 


7? 


74 


75 


7? 


85 


94 


5i 


6 


61 


64 


65 


7 


74 


117 


74 


74 


8 


84 


84 


9! 


51 


65 


61 


61 


7 


74 


7§ 


118 


74 


71 


84 


84 


8! 


9! 


55 


64 


61 


61 


75 


74 


74 


119 


71 


75 


84 


8! 


81 


91 


6 


61 


65 


65 


74 


71 


74 


120 


75 


8 


81 


84 


85 


91 


64 


64 


7 


7 


71 


74 


71 


121 


8 


84 


84 


8! 


9 


95 


64 


61 


74 


75 


74 


71 


75 


122 


84 


84 


81 


81 


91 


10 


61 


61 


74 


74 


71 


71 


8 


123 


84 


81 


81 


85 


94 


101 


6i 


65 


71 


75 


71 


75 


84 


124 


81 


84 


85 


9 


9! 


104 


61 


7 


74 


74 


75 


8 


84 


125 


84 


84 


9 


9 


94 


10! 


61 


7i 


71 


71 


8 


84 


81 


126 


84 


81 


95 


95 


94 


104 


65 


74 


71 


71 


85 


84 


84 


127 


81 


85 


94 


94 


9! 


10! 


7 


71 


71 


75 


84 


81 


8f 


128 


85 


9 


94 


9! 


91 


10! 


7i 


74 


75 


8 


81 


84 


81 


129 


9 


94 


9! 


94 


95 


101 


74 


71 


8 


85 


8§ 


81 


81 


130 


9 


94 


94 


9! 


10 


101 


71 


71 


84 


84 


84 


81 


85 


131 


94 


94 


91 


91 


10 


11 


74 


75 


84 


84 


81 


81 


9 


132 


94 


91 


91 


91 


101 


11 


74 


75 


81 


81 


81 


84 


94 


133 


91 


94 


91 


9! 


104 


111 


71 


8 


81 


84 


85 


9 


94 


134 


9§ 


91 


95 


10 


101 


114 


71 


84 


84 


81 


85 


9 


94 


135 


94 


94 


10 


105 


10! 


11! 


75 


84 


81 


81 


9 


94 


91 


136 


91 


91 


10 


104 


104 


Hi 


8 


81 


81 


81 


95 


94 


94 


137 


91 


95 


105 


104 


10! 


114- 


8 


81 


81 


85 


94 


91 


94 


138 


91 


95 


104 


10! 


10! 


114 


81 


84 


85 


9 


94 


91 


91 


139 


95 


10 


10! 


10! 


101 


Hi 


84 


81 


9 


9 


91 


94 


91 


140 


10 


104 


10! 


104 


105 


111 


84 


81 


9 


94 


94 


91 


91 


141 


10 


105 


104 


104 


105 


111 


8i 


81 


94 


94 


91 


91 


95 


142 


105 


104 


104 


10! 


11 


111 


84 


85 


94 


94 


91 


91 


10 


143 


104 


10f 


101 


101 


Hi 


115 


84 


85 


94 


91 


91 


91 


10 


144 


104 


10! 


101 


101 


11! 


12 


81 9 


91 


94 


91 


95 104 


145 


10! 


104 


1011 


105 


114 12 















TABLE NO. 


21. 












— _____ , 

ROBINSONIAN BUILDING-LOAN INTEREST TABLES. 






Bates Earned by a 


$100 Loan 


When paid 


up by equal m 


onthly advance payments as in heading. 


_■ c_ 


o 


r*f> 


o 


© 


o 


«» 




o 


© 


o 


o 


o 


O 


03 


•o 


iQ 


CO 


o 


>o 


o 


o 


No. of 


»o 


o 


^o 


o 


<C 


~ 


a 


t> 


<M 


CO 


US 


p. 


o 


T— 1 


P av- 


CN 


tQ 


h- 


o 


c\ 


•o 


_ 


'M 


CO 


CO 


oo 


CO 


-* 


■* 


al ents 


^ 


"^ 


**i 


o 


>o 


»q 


. 


34 


31 


31 


41 


44 


54 


84 


51 


55 


64 


7 


7i 


8 


- 


34 


34 


4 


45 


54 


54 


85 


55 


64 


61 


74 


71 


8i 


. 


31 


4 


4? 


45 


51 


51 


86 


6 


64 


7 


74 


84 


8f 


3 


44 


41 


44 


54 


51 


64 


87 


64 


61 


74 


74 


85 


85 


34 


4f 


44 


45 


54 


6 


64 


88 


64 


7 


75 


84 


85 


9k 


34 


41 


45 


54 


51 


64 


65 


89 


61 


71 


74 


84 


85 


9| 


31 


44 


54 


54 


6 


64 


65 


90 


7 


74 


84 


85 


94 


9f 


45 


54 


51 


51 


61 


61 


74 


91 


74 


71 


84 


85 


91 


95 


4f 


51 


54 


6 


64 


7 


74 


92 


74 


8 


84 


9 


94 


10 


4| 


51 


55 


61 


61 


71 


75 


93 


71 


81 


81 


94 


91 


10J 


45 




























54 


64 


65 


65 


74 


71 


8 


95 


84 


81 


94 


91 


104 


10f 


5f 


6t 


64 


65 


75 


75 


81 


96 


84 


85 


91 


94 


10| 


10$ 


54 


64 


61 


75 


74 


84 


84 


97 


85 


94 


94 


104 


105 


111 


51 


61 


7 


75 


75 


81 


85. 


98 


85 


91 


91 


104 


101 


m 


6 


7 


74 


74 


8 


84 


85 


99 


9 


94 


10 


104 


11 


HI 


64 


71 


71 


71 


81 


81 


9 


100 


94 


91 


104 


105 


Hi 


HI 


61 


71 


71 


75 


85 


85 


94 


101 


91 


95 


10f 


105 


HI 


HI 


61 


71 


71 


84 


85 


94 


94 


102 


95 


10 


104 


11 


114 


12 


61 


71 


8 


81 


81 


91 


95 


103 


91 


104 


101 


114 


115 


m 


7 


8 


85 


84 


9 


91 


91 


104 


95 


10| 


105 


HI 


111 


12i 


74 


84 


84 


85 


94 


95 


95 


105 


105 


105 


11 


114 


12 


12| 


74 


81 


84 


81 


91 


91 


104 


106 


104 


101 


114 


115 


124 


121 


74 


84 


84 


9 


94 


95 


104 


107 


10| 


105 


HI 


ill 


124 


121 


71 


84 


81 


94 


94 


104 


104 


108 


104 


11 


114 


115 


12| 


125 


71 


81 


9 


94 


91 


101 


104 


109 


101 


114 


Hi 


12 


124 


13 


8 


84 


94 


91 


95 


101 


101 


110 


105 


ill 


HI 


124 


125 


131 


84 


94 


91 


95 


10 


104 


105 


111 


11 


114 


115 


125 


121 


13J 


81 


94 


91 


91 


104 


105 


11 


112 


111 


ill 


12 


124 


125 


13f 


81 


94 


94 


95 


105 


101 


114 


113 


111 


ill 


124 


125 


13 


134 


84 


94 


95 


10 


104 


105 


111 


114 


HI 


115 


124 


121 


135 


13| 


81 


94 


91 


104 


105 


11 


115 


115 


114 


12 


12f 


125 


134 


131 


84 


91 


95 


101 


101 


114 


114 


116 


Hi 


124 


124 


13 


135 


135 


9 


94 


10 


105 


105 


111 


115 


117 


ill 


124 


125 


134 


134 


14 


94 


10 


104 


104 


11 


111 


111 


118 


115 


124 


121 


134 


135 


14 


91 


104 


101 


105 


114 


114 


115 


119 


12 


124 


125 


134 


131 


m 


91 


101 


101 


101 


114 


115 


115 


120 


124 


124 


13 


13| 


135 


Hi 


94 


101 


104 


105 


114 


111 


12 


121 


124 


125 


134 


134 


135 


14f 


9| 


104 


104 


11 


HI 


115 


124 


122 


124 


121 


134 


135 


14 


144 


91 


104 


101 


11 


114 


12 


124 


123 


12| 


125 


134 


131 


144 


144 


91 


101 


105 


114 


ill 


12 


12f 


124 


124 


125 


13| 


131 


144 


14f 


94 


105 


11 


ill 


ill 


124 


124 


125 


125 


13 


134 


135 


144 


14} 


10 


105 


115 


HI 


115 


121 


124 


126 


121 


134 


134 


14 


141 


145 


104 


n 


114 


114 


115 


125 


125 


127 


121 


134 


13f 


144 


144 


145 


101 


114 


111 


Hi 


12 


124 


121 


128 


125 


134 


131 


144 


145 


15 


101 


ill 


HI 


115 


124 


124 


125 


129 


13 


135 


135 


144 


145 


155 


10| 


ill 


114 


111 


124 


125 


125 


130 


13 


134 


135 


145 


141 


155 


104 


ill 


114 


115 


124 


121 


13 


131 


135 


184 


14 


14f 


145 


15J 


10| 


114 


114 


115 


12| 


121 


134 


132 


134 


135 


14 


144 


145 


15i 


101 


ill 


111 


12 


124 


125 


134 


133 


134 


131 


144 


144 J 


15 


15f 



TABLE NO. 21. 



EOBINSONIA25T BUILDING-LOAN INTEREST TABLES. 



Bates Earned by a $100 Loan 

When paid up by equal monthly advance payments as in heading. 



"S 1° 


o 


o 


o 


© 


© 


© 




© 


© 


o 


© 


o 


rt 


g »o 


o 


*o 


o 


"O 


© 


O 


No. of 


© 


*o 


© 


»o 


© 


»Q 


a *> 


o 


(M 


o 


t>- 


© 


(M 


Pay- 


O 


r» 


© 


O* 


3a 


r>- 


t*-» kO 


CO 


CO 


CO 


co 


r> 


r> 


t^ 


r>. 


Q0 


QO 


00 


00 


-S« 














ments. 














dm 1 — 


tH 


tH 


1— i 


T— 1 


T-H 


i— i 




1—1 


*"• 


rH 


*■< ' 


T*4 


'— ' 



41 
51 



7 

71 

71 

8 

8} 



94 



91 

10J 

101 

101 

n 

114 

HI 

Hi 

ill 

US 

124 

121 

12| 

12| 

121 

121 

13 

134 

131 

13| 

13| 

131 

134 

134 

14 

144 

141 

14f 

144 

14$ 

141 

141 



5 


54 


6 


64 


1 7i 


51 


54 


61 


7 


74 


5} 


61 


64 


71 


7? 


64 


6$ 


71 


71 


8} 


64 


7 


7$ 


84 


8$ 


64 


71 


74 


84 


9 


71 


71 


81 


81 


9} 


74 


84 


8$ 


94 


9$ 


74 


88 


84 


91 


94 


81 


81 


91 


91 


101 


84 


9 


9s 


10 


104 


81 


91 


91 


104 


101 


9 


9ft 


104 


10$ 


114 


98 


9J 


10| 


10? 


111 


9$ 


104 


10$ 


114 


11$ 


94 


10| 


10$ 


HI 


114 


104 


10ft 


114 


lift 


124 


10| 


104 


ni 


111 


121 


10$ 


U4 


114 


12 


124 


101 


111 


111 


121 


121 


11 


114 


12 


124 


124 


111 


111 


121 


12ft 


134 


114 


114 


12$ 


124 


13f 


n$ 


124 


12$ 


13 


134 


Hi 


12} 


124 


134 


13} 


12 


124 


13 


13$ 


13$ 


124 


12ft 


13J 


13ft 


14 


121 


124 


134 


131 


141 


124 


13 


134 


134 


148 


121 


134 


13$ 


144 


144 


124 


13$ 


131 


141 


14$ 


13 


134 


134 


14« 


144 


134 


13ft 


144 


144 


15 


13| 


131 


141 


14ft 


15$ 


134 


131 


14$ 


141 


15} 


13$ 


14 


144 


144 


158 


131 


144 


14$ 


154 


154 


134 


14$ 


141 


151 


15$ 


14 


144 


144 


151 


151 


144 


14$ 


15 


15$ 


15$ 


141 


141 


154 


154 


16 


14| 


141 


151 


15$ 


164 


144 


144 


15$ 


151 


16} 


14$ 


15 


154 


154 


16} 


141 


154 


154 


16 


168 


141 


151 


15$ 


164 


164 


144 


15$ 


151 


164 


16$ 


15 


154 


154 


164 


161 


154 


154 


16 


16$ 


161 


151 


15$ 


16 


164 


16$ 



9* 
94 
9* 
10* 
101 
10| 
11 
111 
114 
ill 
12* 
12| 
124 
121 
13 
131 
13f 
13| 
13| 
14 
14* 
141 
144 
14| 
141 
15 
15* 
151 
15| 
154 
15| 
151 
15* 
16 
16* 
161 
16f 
164 
16| 
161 
164 
16? 
17 
17* 
171 
171 



72 

73 

74 

75 

76 

77 

78 

79 

80 

81 

82 

83 

84 

85 

86 

87 

88 

89 

90 

91 

92 

93 

94 

95 

96 

97 

98 

99 

100 

101 

102 

103 

104 

105 

106 

107 

108 

109 

110 

111 

112 

113 

114 

115 

116 

117 

118 

119 

120 

121 



6* 

8| 

9 

91 

9| 
10 
10f 

iot 
11 

111 

114 

111 

12 

121 

124 

12} 

13 

131 

134 

13| 

13* 

14 

141 

14f 

14f 

141 

15 

15* 

151 

15| 

154 

151 

151 

16 

16* 

161 

161 

164 

16» 

161 

16* 

16* 

17 

17* 

171 

171 

171 

174 

m 

171 



81 

9* 
94 

9* 
10* 
104 
10* 
11* 
HI 
111 
12 
121 
124 
121 
13 
131 
134 
131 
13* 
14* 
14| 
144 
141 
14* 
15 
151 
15| 
154 
151 
15* 
16 
16* 
161 
16! 
164 
161 
161 
16* 
17 
17* 
171 
171 
174 
174 
171 
171 
17? 
17* 
18 
18* 



91 

91 
10 
10| 
10| 

11 

111 
m 
ii* 

121 

124 

121 

13 

131 

134 

131 

14 

14* 

14| 

14| 

141 

15 

15J 

15| 

154 

15J 

15* 

16 

16* 

161 

16f 

16| 

161 

16* 

17 

17* 

171 

17| 

17| 

174 

17* 

171 

17* 

18 

18 

18* 

181 

181 

18f 

184 



101 
10& 
11 
HI 
1U 
12 
12| 
12| 
12* 
13* 
134 
131 
14 
14} 
144 
14f 
14* 
15* 
151 
154 
15| 
15* 
16 
16} 
16| 
164 
161 
16* 
17 
17* 
171 
171 
174 
17| 
171 
17* 
18 
18* 
18} 
18f 
184 
181 
181 
181 
18? 
19 
19 
19* 
19* 
18* I 19} 



91 

10* 
104 

10* 

11* 

114 

11* 

12* 

12| 

121 

13 

13} 

134 

131 

14 

14} 

14| 

14| 

14* 

15 

15} 

15| 

15| 

151 

15* 

16* 

16} 

16f 

16| 

161 

16? 

17 

17* 

17} 

17f 

174 

174 

171 

17? 

18 

18 

18* 

18} 

181 

184 

184 

181 

181 

181 













TABLE 


! NO 


. 21. 












ROBINSONIAN BUILDING-LOAN INTEREST TABLES. 




Rates Earned by a $100 Loan 




When 


paid up by equal monthly advance payments as in heading. 


"S ° 


o 


o 


o 


O 1 „ . 


© I © 


. — . ■■- 


o 


o 


© 


9 


£ © 


© 


o 


© 


© No. of 


o 1 © 


o 


o 


o 


o 




o 


s s 


■o 


o 


•o 


© Pav. 




o 


© 


o 


o 


© 




5Joi 


o> 


© 


© 


i-H 1 - 


""I °1 


CO 


•^4 


«3 


«© 


t^. 


cc - 


fif — ' 


— ' 


c^ 


n 


• i in c n is . 
CM 1 


(N 1 C^ 


G^ 


c^i 


c^i 


c^i 


s^i 


c^i 












48 




21 


51 


71 


91 


111 


131 


16| 












49 




31 


61 


81 


104 


121 


141 


16| 












50 


3| 


41 


7 


91 


HI 


13| 


15f 


171 










31 


51 


44 


51 


71 


101 


121 


14| 


168 


184, 








3 


41 


52 


5| 


64 


81 


101 


13 


151 


171 


19$ 






21 


31 


5 


53 


61 


71 


9} 


H8 


131 


151 


171 


191 






34 


41 


51 


54 


7 


81 


101 


12| 


144 


164 


184 


204 




3$ 


41 


54 


61 


55 


71 


81 


11 


13 


151 


17$ 


19$ 


21 I 


21 


31 


5 


61 


71 


56 


81 


94 


118 


131 


151 


171 


191 


21| 


34 


41 


51 6| 


8 


57 


9$ 


10$ 


121 


141 


16| 


181 


201 




4i 


51 


61 74 


81 


58 


91 


101 


121 


141 


161 


181 


201 




41 


6 


71 


81 


91 


59 


101 


HI 


134 


154 


174 


19f 


211 




54 


6| 


71 


81 


91 


60 


101 


12 


14 


16 


18 


191 




61 


74 


81 


91 


10f 


61 


114 


124 


144 


164 


184 


20| 




61 


71 


8? 


91 


11 


62 


12 


13 


15 


17 


181 


201 




71 


81 


9| 101 


114 


63 


124 


134 


154 


174 


19| 


211 




71 


81 


91 i 10J 


12 


64 


13 


14 


16 


171 


191 


21t 




81 


91 


lot in 


124 


65 


134 


Hi 


16! 


18| 


201 






81 


91 


101 


111 


121 


66 


131 


HI 


161 


181 


201 






n 


101 


111 


121 


13| 


67 


Hi 


151 


171 


191 


21 






n 


101 


111 


121 


13} 


6§ 


141 


15| 


178 


194 


21| 






101 


114 


121 


131 


HI 


69 


15$ 


16$ 


18 


191 






104 


114 


124 


134 


144 


70 


154 


16| 


188 


20 J 






10? 


Hi 


121 


131 


HI 


71 


151 


161 


188 


204 






Ill 


121 


131 


141 


151 


72 


161 


17$ 


19 


201 






HI 


121 


131 


148 


154 


73 


164 


174 


191 


211 






12 


13 


14 


141 


151 


74 


161 


171 


198 






12| 


131 


141 


151 


161 


75 


171 


18 


191 






128 


131 


148 


158 


164 


76 


171 


18f 


201 






13 


14 


141 


151 


161 


77 


171 


18§ 


201 






13| 


Hi 


151 


161 


17 


78 


18 


181 


208 






13| 


Hi 


154 


16§ 


17f 


79 


181 


19$ 


201 






13J 


Hi 


151 


168 


17| 


80 


184 


I9f 


211 






141 


15$ 


16 


161 


171 


81 


181 


19| 






141 


lot 


161 


171 


18 J 


82 


19 


191 






141 


151 


164 


171 


181 


83 


19$ 


20 




. 


141 


151 


16| 


178 


184 


84 


19| 


201 






151 


16 


17 


171 


181 


85 


i9i 


204 






15| 


161 


171 


18 


19 


86 


191 


20| 






15| 


164 


171 


18} 


19$ 


87 


20 


201 






151 


161 


178 


184 


191 


88 


201 


21$ 






16 


161 


171 


188 


194 


89 


20f 






161 


171 


18 


181 


191 


90 


204 






16| 


171 


181 


19 


191 


91 


201 






168 


174 


18| 


191 


20 


92 


201 






161 


171 


184 


19| 


201 


93 


21 






161 


171 


188 


194 


20f 


94 


21$ 






171 


18 


181 


198 


204 


95 






171 


18$ 


19 


191 


20f 


96 






171 


181 


191 


20 


201 


I 97 



















TABLE Q. 

ROBINSONIAN DIVISION KEY-TABLE. 

Copyright, 1893, by J. Watts Robinson. 

This table gives the quotients resulting from dividing $100 by all the consecutive 
cents; by all the consecutive dimes; and by all the consecutive dollars, from 1 to 
1000 of each. Thus 151 (under D, the divisor), may be regarded as either 151 cents; 
151 dimes ($15.10); or 151 dollars. When the amounts under D are regarded as cents, 
the decimal point in the quotient (under Q) must be removed two places to the right ; 
when regarded as dunes, one place to the right; and when regarded as dollars, the 
decimal point is already properly placed. 

The peculiar use of the Key-table, to Building and Loan people, is (in connection 
with Tables 1, 2, 3 and 4 in the " Robinsonian Bond and Investment Tables," and in 
the " Robinsonian Building-Loan Interest Tables") first, in finding the rate per 
cent, of earning of a loan which is paid up in a given number of months, or years, by 
stated equal payments each month, or year, for a given number of either : And, 
secondly and thirdly, in finding the maturing time of both prepaid and instalment 
shares, by those who do not have the " Robinsonian Perfect Maturity Tables," which 
are contained in the " Building-Loan Interest Tables" mentioned above. 

APPLICATION. 

1st. To find the rate of earnings of a $100 loan which is paid up by a given number 
of equal monthly payments. 

Rule, -«■ Find, in the Key-table, the given monthly payment under D.* Remove 
the decimal point in the amount on its right two places' to its right, and look for this 
changed amount in Table 4 on the horizontal line passing through the given number 
of months. It will very seldom be found exactly — but the nearest approximation 
found will be under the nearest approximate rate given in the table to the rate of 
earning. 

(To find the exact rate of earnings : take the difference between the two approx- 
imate amounts thus found in Table 4, also the difference between the greater of these 
two and the amount taken from the Key-table. Multiply the latter difference by the 
difference in the two consecutive rates given in the table ; divide this product by the 
former difference, and add the quotient to the lesser rate, for the exact rate the' loan 
earns.) 

Example 1. — What will be the rate of earnings of a $100 loan which is paid up 
in 80 months by equal monthly payments of $2.25? 

Answer. — Opposite 225 in Key-table, we find .4444. Removing the decimal point 
two places to right we have 44.44. Looking along the line of 80 months in Table 4, 
we find the nearest approximation to this latter amount to be 42.88 (nearly) in 1 3 4 % 
column ; hence 1 3 4 % per month is the nearest approximate rate in the table to actual 
rate of earnings. The next nearest approximate amount is 46.41 (nearly), in \y 2 % 
column. Xow, to find the exact rate : following the rule, we have 46.41 — 42.88 = 3.53, 
and 46.41—44.44 = 1.97. which latter multiplied Toy 1 i (the difference in rates between 
the two columns) = .49 %. Dividing .49 by 3.53 we have .14 % to add to 1.5 %, giving 
us 1.64 % per month, or 19.68 % per annum, as the exact rate earned. 

Note. — The same rule applies when the payments are made yearly, half-yearly, 
quarterly, or weekly — always bearing in mind that the rates in the heading of Table 
4 must be the rates'for these respective periods, and that the numbers under " Years," 
must be the number of the periods. 

Example 2. —What rate does a §1000 loan earn if paid up by 10 equal annual 
payments of $132.67 each ? 

Answer.— ($1000 -^ $132.67 = $100 -^-813.267.) Opposite 13 in Key-table we find 
(practically) 7.69, and opposite 14 we find 7.14; a difference of .55 for a difference of 
$1 in payment. Hence, for .27 more of payment than $13 the difference is (.27 x-55), 
.1485 less of quotient than 7.6923, or 7.5438. Looking in Table 4, along the line of 10 
years, we rind 7.5376 under 5% %, which is practically the annual rate earned. If we 
had regarded the payment as $133 — which is practically near enough - we would 
(as the loan in this example is $1000 instead of $100), have found 7.519 as the quotient ; 
which would have given us the same approximate rate as before, viz: 5U %. The 
exact rate may be computed as in Example 1. 



For explanation of method of finding the maturitv of shares, etc., see page at end 
of this table. 





ROBINSONIAN DIVISION 


KEY-TABLE. 




For finding the Rate earned by a Loan that is paid up in a given 




time by a given monthly or yearly payment; also 


ii u 


Maturity of Prepaid and Instalment Shares, &c. 


(For explanation see preceding page.) 


D.| Q. 


D.| Q. 


D.| Q. |D.| Q. 


D.| Q. 


D.| Q. |D. Q. 


1 


100.000 


51 


1.9608 


101 


.9901 


151J-6623 


201 


;.4975 


251 


.3984 


301,-3322 


2 


50.0000 


52 


1.9231 


102 


.9804 


152 .6579 


202 


.4950 


252 


.3968 


302 .3311 


3 


33.3333 


53 


1.8868 


103 


.9709 


153'.6536 


203 


1.4926 


253 


.3953 


303 .3300 


4 


25.0000 


54 


1.8518 


104 


.9615 


154 .6494 


204 


.4902 


254 


.3937 


304 .3289 


5 


20.0000 


55 


1.8182 


105 


.9524 


155 .6452 


205 


'.4878 


255 


.3922 


305 


.3279 


6 


16.6667 


56 


1.7857 


106 


.9434 


156 


.6410 


206 


.4854 


256 


.3906 


306 


.3268 


7 


14.2857 


57 


1.7541 


107 


.9346 


157 


.6369 


207 


.4831 


257 


.3852 


307 


.3257 


8 


12.5000 


58 


1.7241 


108 


.9259 


158 


.6329 


208 


.4808 


258 


.3876 


308 


.3247 


9 


11.1111 


59 


1.6949 


109 


.9174 


159 


.6289 


209 


.4785 


259 


.3861 


309 


.3236 


10 


10.0000 


60 


1.6667 


no 


.9091 


160 


.6250 


210 


• 4762 


260 


.3846 


310 


.3226 


11 


9.0909 


61 


1.6393 


111 


.9009 


161 


.6211 


211 


.4739 


261 


.3831 


311 


.3215 


12 


8.3333 


62 


1.6129 


112 


.8929 


162 


.6173 


212 


.4717 


262 


.3817 


312 


.3205 


13 


7.6923 


63 


1.5873 


113 


.8850 


163 


.6135 


213 


.4695 


263 


.3802 


313 


.3195 


14 


7.1429 


64 


1.5625 


114 


.8772 


164 


.6098 


214 


.4673 


264 


.3788 


314 


.3185 


15 


6.6667 


65 


1.5385 


115 


.8696 


165 


.6061 


215 


.4651 


265 


.3774 


315 


3175 


16 


6.2500 


66 


1.5152 


116 


.8621 


166 


.6024 


216 


.4630 


266 


.3759 


316 


.3165 


17 


5.8824 


67 


1.4925 


117 


.8547 


167 


.5988 


217 


.4608 


267 


.3745 


317 


• 3155 


18 


5.5556 


68 


1.4706 


118 


.8475 


168 


.5952 


218 


.4587 


268 


.3731 


318 


.3145 


19 


5.2632 


69 


1.4493 


119 


.8403 


169 


.5917 


219 


• 4562 


269 


.3717 


319 


3135 


20 


5.0000 


70 


1.4286 


120 


.8333 


170 


.5882 


220 


.4546 


270 


.3704 


320 


.3125 


21 


4.7619 


71 


1.4085 


121 


.8264 


171 


.5848 


221 


.4525 


271 


.3690 


321 


.3115 


22 


4.5455 


72 


1.3889 


122 


.8197 


172 


.5814 


222 


.4505 


272 


.3676 


322 


.3106 


23 


4,3478 


73 


1.3699 


123 


.8130 


173 


.5780 


223 


■ 4484 


273 


.3663 


323 


.3096 


24 


4.1667 


74 


1.3514 


124 


.8065 


174 


.5747 


224 


.4465 


274 


.3650 


324 


.3086 


25 


4.0000 


75 


1.3333 


125 


.8000 


175 


.5714 


225 


.4444 


275 


.3636 


325 


.3077 


26 


3.8462 


76 


1.3158 


126 


.7937 


176 


.5682 


226 


.4425 


276 


.3623 


326 


.3067 


' 27 


3.7037 


77 


1.2987 


127 


.7874 


177 


.5650 


227 


.4405 


277 


.3610 


327 


.3058 


28 


3.5714 


78 


1.2821 


128 


.7813 


178 


.5618 


228 


.4386 


278 


.3597 


328 


.3049 


29 


3.4483 


79 


1.2658 


129 


.7752 


179 


.5587 


229 


.4367 


279 


.3584 


329 


.3040 


30 


3.3333 


80 


1.2500 


130 


.7692 


180 


.5556 


230 


.4348 


280 


.3571 


330 


.3030 


31 


3.2258 


81 


1.2346 


131 


.7634 


181 


.5525 


231 


.4329 


281 


.3559 


331 


.3021 


32 


3.1250 


82 


1.2195 


132 


.7576 


182 


.5495 


232 


.4311 


282 


.3546 


332 


.3012 


33 


3.0303 


83 


1.2048 


133 


.7519 


183 


.5464 


233 


.4292 


283 


.3534 


333 


.3003 


34 


2.9412 


84 


1.1905 


134 


.7463 


184 


.5435 


234 


• 4274 


284 


.3521 


334 


• 2994 


35 


2.8571 


85 


1.1765 


135 


.7407 


185 


.5405 


235 


.4255 


285 


.3509 


335 


.2985 


36 


2.7778 


86 


1.1628 


136 


.7353 


186 


.5376 


236 


.4237 


286 


• 3497 


336 


.2976 


37 


2.7027 


87 


1.1494 


137 


.7299 


187 


.5348 


237 


.4219 


287 


.3484 


337 


.2967 


38 


2.6316 


88 


1.1364 


138 


.7246 


188 


.5319 


238 


.4202 


288 


.3472 


338 


.2959 


39 


2.5641 


89 


1.1236 


139 


.7194 


189 


.5291 


239 


.4184 


289 


.3460 


339 


.2950 j 


40 


2.5000 


90 


1.1111 


140 


.7143 


190 


.5263 


240 


.4167 


290 


.3448 


340 


.2941] 


41 


2.4390 


91 


1.0989 


141 


.7092 


191 


.5236 


241 


• 4145 


291 


.3436 


341 


.2933 1 


42 


2.3810 


92 


1.0870 


142 


.7042 


192 


.5208 


242 


• 4132 


292 


.3425 


342 


.2924] 


43 


2.3256 


93 


1.0753 


143 


.6993 


193 


.5181 


243 


.4115 


293 


.3413 


343 


.2915 


44 


2.2727 


91 


1.0638 


144 


.6944 


194 


.5155 


244 


.4098 


294 


.3401 


344 


.2907 


45 


2.2222 


95 


1.0526 


145 


.6897 


195 


.5128 


245 


.4082 


295 


.3390 


345 


.289^ | 


46 


2.1739 


96 


1.0417 


146 


.6849 


196 


.5102 


246 


• 4065 


296 


.3378 


346 


.2890 1 


47 


2.1277 


97 


1.0309 


147 


.6803 


197 


.5076 


247 


.4049 


297 


.3367 


347 


.2882 t 


48 


2.0833 


98 


1.0204 


148 


.6757 


198 


.5051 


248 


.4032 


298 


.3356 


348 


.2874 j 


49 


2.0408 


99 


1.0101 


149 


.6711 


199 


.5025 


249 


.4016 


299 


.3344 


349 


.2865 


50 


2.0000 


100 


1.0000 


150 


6667 


200 


.5000 


250 


.4000 


300 


.3333 


350 


2857 





ROBINSONIAX DIVISION 


KEY-TABLE. 




For finding the Rate 


earned by a Loan that is paid up in a given 


time by a given monthly or yearly payment; also 


" " Maturity of Prepaid and Instalment Shares, &c. 


(For explanation see preceding page.) 


D.| Q. 


D.| Q. 


D. | Q. { D. ! Q. 


D.| Q. 


D.| Q. 


D. | Q. 


351 


.2849 


401 


.2494 


451 


.2217 


501 


.1996 


551 


.1815 


601 


.1664 


651 


.1536 


352 


.2841 


402 


.2488 


452 


.2212 


502 


.1992 


552 


.1812 


602 


.1661 


652 


.1534 


353 


.2833 


403 


.2481 


453 


.2208 


503 


.1988 


553 


.1808 


603 


.1658 


653 


.1531 


354 


.2825 


404 


.2475 


454 


.2203 


504 


.1984 


554 


.1805 


604 


.1656 


654 


.1529 


355 


.2817 


405 


.2469 


455 


.2198 


505 


.1980 


555 


.1802 


605 


.1653 


655 


.1527 


356 


.2809 


406 


.2463 


456 


.2193 


506 


.1976 


556 


.1799 


606 


.1650 


656 


.1524 


357 


.2801 


407 


.2457 


457 


.2188 


507 


.1972 


557 


.1795 


607 


.1647 


657 


.1522 


358 


.2793 


408 


.2451 


458 


.2183 


508 


.1969 


558 


.1792 


608 


.1645 


658 


.1520 


359 


.2786 


409 


.2445 


459 


.2179 


509 


.1965 


559 


.1789 


609 


.1642 


659 


.1517 


360 


.2778 


410 


.2439 


460 


.2174 


510 


.1961 


560 


.1786 


610 


.1639 


660 


.1515 


361 


.2770 


411 


.2433 


461 


.2169 


511 


.1957 


561 


.1783 


611 


.1637 


661 


.1513 


362 


.2762 


412 


.2427 


462 


.2165 


512 


.1953 


562 


.1779 


612 


.1634 


662^ 


.1511 


363 


.2755 


413 


.2421 


463 


.2160 


513 


.1949 


563 


.1776 


613 


.1631 


663' 


.1508 


364 


.2747 


414 


.2415 


464 


.2155 


514 


.1946 


564 


.1773 


614 


.1629 


664 


.1506 


365 


.2740 


415 


.2410 


465 


.2151 


515 


.1942 


565 


.1770 


615 


.1626 


665 


.1504 | 


366 


.2732 


416 


.2404 


466 


.2146 


516 


.1938 


566 


.1767 


616 


.1623 


666 


.1502 


367 


.2725 


417 


.2398 


467 


.2141 


517 


.1934 


567 


.1764 


617 


.1621 


667 


.1499 ; 


368 


.2717 


418 


.2392 


468 


.2137 


518 


.1931 


568 


.1761 


618 


.1618 


668 


.1497 


369 


.2710 


419 


.2387 


469 


.2132 


519 


.1927 


569 


.1757 


619 


.1616 


669 


.1495 


370 


.2703 


420 


.2381 


470 


.2128 


520 


.1923 


570 


.1754 


620 


.1613 


670 


.1493 ; 


371 


.2695 


421 


.2375 


471 


.2123 


521 


.1919 


571 


.1751 


621 


.1610 


671 


.1490 


372 


.2688 


422 


.2370 


472 


.2119 


522 


.1916 


572 


.1748 


622 


.1608 


672 


.1488 


373 


,2681 


423 


.2364 


473 


.2114 


523 


.1912 


573 


.1745 


623 


.1605 


673 


.1486 


374 


.2674 


424 


.2358 


474 


.2110 


524 


.1908 


574 


.1742 


624 


.1603 


674 


.1484 ; 


375 


.2667 


425 


.2353 


475 


.2105 


525 


.1905 


575 


.1739 


625 


.1600 


675 


.1481 


376 


.2660 


426 


.2347 


476 


.2100 


526 


.1901 


576 


.1736 


626 


.1597 


676 


.1479 


377 


.2653 


427 


.2342 


477 


.2096 


527 


.1898 


577 


.1733 


627 


.1595 


677 


.1477 


378 


.2646 


428 


.2336 


478 


.2092 


528 


.1894 


578 


.1730 


628 


.1592 


678 


.1475 


379 


.2639 


429 


.2331 


479 


.2088 


529 


.1890 


579 


.1727 


629 


.1590 


679 


.1473 


380 


.2632 


430 


.2326 


480 


.2083 


530 


.1887 


580 


.1724 


630 


.1587 


680 


.1471 


381 


.2625 


431 


.2320 


481 


.2079 


531 


.1883 


581 


.1721 


631 


.1585 


681 


.1468 


382 


.2618 


432 


.2315 


482 


.2075 


532 


.1880 


582 


.1718 


632 


.1582 


682 


.1466 


383 


.2611 


433 


.2309 


483 


.2070 


533 


.1876 


583 


.1715 


633 


.1579 


683 


.1464 


384 


.2604 


434 


.2304 


484 


.2066 


534 


.1873 


584 


.1712 


634 


.1577 


684 


.1462 


385 


.2597 


435 


.2299 


485 


.2062 


535 


.1869 


585 


.1709 


635 


.1575 


685 


.1460 


386 


.2591 


436 


.2294 


486 


.2058 


536 


.1866 


586 


.1706 


636 


.1572 


686 


.1458 


387 


.2584 


437 


.2288 


487 


.2053 


537 


.1862 


587 


.1704 


637 


.1570 


687 


.1456 


388 


.2577 


438 


.2283 


488 


.2049 


538 


.1859 


588 


,1701 


638 


.1567 


688 


.1453 


389 


.2571 


439 


.2278 


489 


.2045 


539 


.1855 


589 


.1698 


639 


.1565 


689 


.1451 


390 


.2564 


440 


.2273 


490 


.2041 


540 


.1852 


590 


.1695 


640 


.1563 


690 


.1449 


391 


.2558 


441 


.2268 


491 


.2037 


541 


.1848 


591 


.1692 


641 


.1560 


691 


.1447 


392 


.2551 


442 


.2262 


492 


.2033 


542 


.1845 


592 


.1689 


642 


.1558 


692 


.1445 


393 


.2545 


443 


.2257 


493 


.2028 


543 


.1842 


593 


.1686 


643 


.1555 


693 


.1443 


394 


.2538 


444 


.2252 


494 


.2024 


544 


.1838 


594 


.1683 


644 


.1553 


694 


.1441 


.395 


.2532 


445 


.2247 


495 


.2020 


545 


.1835 


595 


• 1681 


645 


.1550 


695 


.1439 


396 


.2525 


446 


.2242 


496 


.2016 


546 


.1832 


596 


.1678 


646 


.1548 


696 


.1437 


397 


.2519 


447 


.2237 


497 


.2012 


547 


.1828 


597 


.1675 


647 


.1546 


697 


.1435 I 


398 


.2513 


448 


.2232 


498 


.2008 


548 


.1825 


598 


.1672 


648 


.1543 


698 


.1433 


399 


.2506 


449 


.2227 


499 


.2004 


549 


.1822 


599 


.1669 


649 


.1541 


699 


.1431 | 


400l .2500 


450 .2222 


500 


.2000 


550 


.1818 


600 


.1667 


650 


.1538 


700 


.1429 





ROBINSONIAN DIVISION 


KEY-TABLE. 


For finding the Rate earned by a Loan that is paid up in a given 


time by a given monthly or yearly payment; also 


" " Maturity of Prepaid and Instalment Shares, &c. 


(For explanation see preceding page.) 


D. | Q. 1 D.| Q. | D. | Q. | D. | Q. | D. | Q. | D. | Q. | 


701 


.1427 


751 


.1332 


80l[.1248 


851 


.1175 


901 


.1110 


951 


.1052 




702 


.1425 


752 


.1330 


802 .1247 


852 


.1174 


902 


.1109 


952 


.1050 


I 


703 


.1422 


753 


.1328 


803 .1245 


853 


.1172 


903 


.1107 


953 


.1049 




704 


.1420 


754 


.1326 


804 .1244 


854 


.1171 


904 


.1106 


954 


.1048 




705 


.1418 


755 


.1325 


805 .1242 


855 


.1170 


905 


.1105 


955 


.1047 




706 


.1416 


756 


.1323 


806 


.1241 


856 


.1168 


906 


.1104 


956 


.1046 




707 


.1414 


757 


.1321 


807 


.1239 


857 


.1167 


907 


.1103 


957 


.1045 




708 


.1412 


758 


.1319 


808 


.1238 


858 


.1166 


908 


.1101 


958 


.1044 




709 


.1410 


759 


.1318 


809 


.1236 


859 


.1164 


909 


.1100 


959 


.1043 




710 


.1408 


760 


.1316 


810 


.1235 


860 


.1163 


910 


.1099 


960 


.1042 




711 


.1406 


761 


.1314 


811 


.1233 


861 


.1161 


911 


.1098 


961 


.1041 




712 


.1404 


762 


.1312 


812 


.1232 


862 


.1160 


9 12 


.1096 


962 


.1040 




713 


.1403 


763 


.1311 


813 .1230 


863 


.1159 


913 


.1095 


963 


.1038 




714 


.1401 


764 


.1309 


814 


.1229 


864 


.1157 


9 14 


.1094 


964 


.1037 




715 


.1399 


765 


.1307 


815 


.1227 


865 


.1156 


915 


.1093 


965 


.1036 




716 


.1397 


766 


.1305 


816 


.1225 


866 


.1155 


9 16 


.1092 


966 


.1035 




717 


.1395 


767 


.1304 


817-1224 


867 


.1153 


917 


.1091 


967 


.1034 




718 


.1393 


768 


.1302 


818 .1222 


868 


.1152 


918 


.1089 


968 


.1032 




719 


.1391 


769 


.1300 


819 .1221 


869 


.1151 


919 


.1088 


969 


.1033 




720 


.1389 


770 


.1299 


820 .1220 


870 


.1149 


920 


.1087 


970 


• 1031 




721 


.1387 


771 


.1297 


821 .1218 


871 


.1148 


921 


.1086 


971 


.1030 




722 


.1385 


772 


.1295 


822 .1217 


872 


.1147 


922 


.1085 


972 


.1029 




723 


.1383 


773 


.1294 


823 .1215 


873 


.1 145 


923 


.1083 


973 


.1028 




724 


.1381 


774 


.1292 


824'.1214 


874 


.1144 


924 


.1082 


974 


.1027 




725 


.1379 


775 


.1290 


825 .1212 


875 


.1143 


925 


.1081 


975 


.1026 




726 


.1377 


776 


.1289 


826 .1211 


876 


.1142 


926 


.1080 


976 


.1025 




727 


.1376 


777 


.1287 


827 


.1209 


877 


.1140 


927 


.1079 


977 


.1024 




728 


.1374 


778 


.1285 


828 


.1208 


878 


.1139 


928 


.1078 


978 


.1022 




729 


.1372 


779 


.1284 


829 


.1206 


879 


.1138 


929 


.1076 


979 


.1021 




730 


.1370 


780 


.1282 


830 


.1205 


880 


.1136 


930 


.1075 


980 


.1020 




731 


.1368 


781 


.1280 


831 


.1203 


881 


.1135 


931 


.1074 


981 


.1019 




732 


.1366 


782 


.1279 


832 


.1202 


882 


.1134 


932 


.1073 


982 


.1018 




733 


.1364 


783 


.1277 


833 


.1200 


883 


.1133 


933 


1072 


983 


.1017 




734 


.1362 


784 


.1276 


834 


.1199 


884 


.1131 


934 


.1071 


984 


.1016 




735 


.1361 


785 


.1274 


835 


.1198 


885 


.1130 


935 


.1070 


985 


.1015 




736 


.1359 


786 


.1272 


836 


.1196 


886 


.1129 


936 


.1068 


986 


.1014 




737 


.1357 


787 


.1271 


837 


.1195 


887 


.1127 


937 


.1067 


987 


.1013 




738 


.1355 


788 


.1269 


838 


.1193 


888 


.1126 


938 


.1066 


988 


.1012 




739 


.1353 


789 


.1267 


839 


.1192 


889 


.1125 


939 


.1065 


989 


.1011 




740 


.1351 


790 


,1266 


840 


.1190 


890 


.1124 


940 


• 1064 


990 


.1010 




741 


.1350 


791 


.1264 


841 


.1189 


891 


.1122 


941 


.1063 


991 


.1009 




742 


.1348 


792 


.1263 


842 


.1188 


892 


.1121 


942 


.1062 


992 


.1008 




743 


.1346 


793 


.1261 


843 


.1186 


893 


.1120 


943 


.1060 


993 


.1007 




744 


.1344 


791 


.1259 


844 


.1185 


894 


.1119 


944 


.1059 


994 


.1006 




745 


.1342 


795 


.1258 


845 


.1183 


895 


.1117 


945 


.1058 


995 


.1005 




746 


.1340 


796 


.1256 


846 


.1182 


896 


.1116 


946 


.1057 


996 


.1004 


( 


747 


.1339 


797 


.1255 


847 


.1181 


897 


.1115 


947 


.1056 


997 


.1003 


748 


.1337 


798 


.1253 


848 


.1179 


898 


.1114 


948 


.1055 


998 


.1002 




749 


.1335 


799 


.1252 


849 


.1178 


899 


.1112 


949 


.1054 


999 


.1001 




750 


.1333 


800 


.1250 


850 


.1176 


900 


.1111 1 


950 


.1053 1 


1000 


.1000 





ROBINSONIAN DIVISION KEY-TABLE. 

Continued. 

MATURITY OF SHARES. 
To find the time it takes a given monthly payment to mature a $100 share at a 
given rate of interest : 

Rule. —Find in the Key-table, under D, the amount, in cents, of the given 
monthly instalment. Remove the decimal point two places to the right in amount 
opposite ; then look in Table 2, in the given rate column, for the nearest approximation 
to this changed amount. It will be found opposite the nearest approximate number 
of even months to maturity. 

Example. — How long will it take a 75-cent monthly payment to mature a $100 
share at 12 % per annum = 1 % per month ? Answer. — We find in Key-table opposite 
75, 1.3333. Removing decimal point two places, we have 133.33. Looking in 1 % col- 
umn of Table 2, we find 134.30879 (the nearest approximation to 133.33) opposite 85 
months, — which is the nearest approximate number of even months to maturity. By 
a simple process of proportion, the exact time (84 months, 17 days) can be found. 

To find how long it will take a given prepaid amount to mature a $100 share at 
a given rate : 

Rule. — Find in the Kej'-table, under D, the amount corresponding to the dollars 
and dimes of the amount paid. (For example, $42.50 pre-paid will be represented in 
Key-table by 425.) Remove the decimal point in amount opposite one place to the 
right ; then look in Table 1, in the given rate column, lor the nearest approximation 
to the amount so changed. It will be found opposite the nearest approximate num- 
ber of even months to maturity. 

Example. — How long will it take a pre-payment of $57.50 to mature a $100 share 
at 15 % = li4 oj per month? Ansuer. — We find in Key-table opposite 575, .1739. 
Removing decimal point one place we have 1.739. Looking in 1 \ % column of Table 1, 
we find 1.74895 opposite 45 months ; hence 45 months is the nearest approximate num- 
ber of even months to maturity. The exact time, found easily by proportion, is 44 
months, 16 days. 

Xote. — The " Robinsonian Perfect Maturity Tables" give the exact solu- 
tion of all maturity problems like the above by a single reference, — and, when either 
three of the four functions (Share, Payment, Rate and Time) are given enable us to 
easily determine the other. 



ROBINSONIAN 
MONTHLY, QUARTERLY AND SEMI-ANNUAL 

COMPOUND INTEREST TABLES. 



Supplemental to 
Robinsonian Building-Loan Interest Tables. 



y 



Showing the Monthly Values of $1.00 paid each 

month, (either at first or last of month,) for 

any number of months from 1 to 200, 

at all rates from 5% to 16%, and 

with interest compounded 

Monthly, Quarterly and Semi-annually* 



AUTHOR AND PUBLISHER OF 

-ROBINSONIAN- 



UNIVERSAL INTEREST TABLES, 

BUILDING-LOAN INTEREST TABLES, 

BOND AND INVESTMENT TABLES, 

MULTIPLICATION AND DIVISION TABLES, 

INTEREST ON DAILY BALANCES, 

INTEREST AND MATURITY TABLES, 

6 PER CENT. INTEREST BOOK, 

WITHDRAWAL VALUES, 

RATES EARNED, &c. 



For Sale by Booksellers and Stationers, and by 



J. WATTS ROBINSON, Author and Publisher, 



BOSTON, MASS. 



COPYRIGHT 1885, BY J. WATTS ROBINSON. 



Semi-annual Compound Interest. 
Table No. 23. 

In order to meet a demand from some Building-Loan Secretaries 
and others, I have prepared Table No. 23, which gives the successive 
values, for any number of months up to 200, of $ 1.00 placed at Sim- 
ple interest at the end of each month, with interest compounded semi- 
annually on the half-yearly aggregates. The table embraces every 
annual rate from 5% to 21%. These limits will cover about all the cases 
which ever arise. (Tables at other rates will be computed to order 
by the author, if desired.) 

For instance, a simple reference to table No. 23 will show when, on 
above basis, $ 1.00 paid at the end of each month will mature a $200 
share at any desired rate. Thus, at 10% per annum, we see by the 
table that $1.00 so paid will amount to $199.93 at the end of 119 
months — hence it will about mature a $ 200 share in that time. 

Having thus the value of $1.00 paid at the end of each month, 
the value of $0.50 so paid will be just one-half of it, $ 0.25 one-quar- 
ter of it, $0.60 six- tenths of it— and, generally, for any payment 
whatever, the value to which it amounts will be found by multiplying 
the value, as per table, of $ 1.00 paid each month by the cents in the 
given payment. Thus, at 9%, a $ 0.35 monthly payment will amount 
to $ 115. 7225X. 35=$ 40.50, in 84 months. 

USES OF THE MATURITY KEY-TABLE. 

Now, in order to find, by a simple inspection, how long it will take 
ANY monthly payment made on the above stated basis to mature a 
share of ANY par value, I insert on opposite page my ^Maturity Key- 
Table. n In using this table, we look in its heading for the par value 
of the share, and in the centre column for the payment — then, noting 
the amount at the intersection of the column and line passing through 
these two, we look for this same amount in table No. 23, under the 
given rate. If it be found exactly, the number of months to which it 
is opposite will be the exact time to maturity. Thus when will a 65 
cents payment mature a $ 125 share at 10%? Opposite .65 and under 
$125 in the Maturity Key-Table, we find $192.31; which is found 
very nearly exactly ($192.18) opposite 116 months in the 10% column 
of table No. 23 — hence 116 months is the exact time to maturity, to 
within about 1 day. 

A 50 cents payment will in the same manner, be found to mature 
a $ 100 share in about 111 months and 12 days at 12%. A 10 cents 
payment will mature a $50 share in about 156i months, at 16%. 

(When the Key-Table does not give both the payment and par 
value of the share, then divide the par value of the share by the cents 
of monthly payment— and look, as before explained, in the given rate 
column of table No. 23 for the quotient; and it will be found, at least 
approximately, opposite the number of months to maturity.) 



Table No. 24. 

This table gives the half-yearly values of $ 1.00 paid at the end 
of each half-year, with interest compounded half-yearly. Thus, $ 1.00 
so paid at end of each half-year, with interest at 12% per annum, com- 
pounded semi-annually, amounts to $ 25.67 in 8 years. For the values 
of other amounts so paid, multiply the amounts taken from the table, 
for the same rate and time, by the payments made. 



If no interest be allowed on monthly payments until the end of 
the half-year term in which they are paid, ( which seems to me emi- 
nently unfair,) then their value, at semi-annual compound, will be 
equal to the amount in table No. 24, under the annual rate and oppo- 
site the given time, multiplied by the sum of the 6 payments — and this 
regardless of the time in the month when payments are made. Thus, 
the value cf 50 cents monthly payments at the end of 10 years, at 9% 
per annum, semi-annual compound, will equal $31.3714X$3.00= 
$94.11. In 5 months' longer time, their value will equal $94.11+ 
its interest for 5 months ($3.53) + 5 payments ($2.50)=$ 100.14. 


But it will not do to take the sum of the 6 payments, plus the 
earnings they make each half-year at a given rate, and compound the in- 
terest semi-annually on this sum at that rate; for the result would not 
show the actually earned values of the share at its different stages. 
The rate at which, in this case, interest may be rightly compounded 
semi-annually will be indicated by the amount which $ 1.00 earns at 
the given annual rate in 6 months. Thus, if the annual rate ( based 
'on either the monthly loaning or earning rate ) be 12%, then, in order 
that values may be found accurately by semi-annual compound, the 
rate used should be .06152%; the .06152 being what $ 1.00 earns in 6 
months at 12% per annum, compounded monthly. 


Robinsonian Maturity Key-Table. 


$25 

SHARE 


$40 

SHARE 


$50 

SHARE 


$60 

SHARE 


PAY- | $75 

MENTJSHARE 


$100 

SHARE 


$125 

SHARE 


$200 

SHARE 


500.00 


800.00 


1000. 


1200. 


.05 


1500. 


2000. 


2500. 


4000. 


250.00 


400-00 


500.00 


600.00 


.10 


750.00 


1000. 


1250. 


2000. 


166.67 


266.67 


333.33 


400.00 


.15 


500.00 


660.67 


833.33 


1333. 


125.00 


200.00 


250.00 


300.00 


.20 


375.00 


500.00 


625.00 


1000. 


k 100.00 


160.00 


200-00 


240-00 


.25 


300.00 


400.00 


500.00 


800.00 


,-83.33 


133-33 


166.67 


200.00 


.30 


250.00 


333.33 


416.67 


666.67 


71.43 


114.29 


142.86 


171.43 


.35 


214.29 


285.71 


357.14 


571.43 


62.50 


100-00 


125.00 


150.00 


.40 


187-50 


250-00 


312.50 


500.00 


55.56 


88.89 


111.11 


133.33 


.45 


166.67 


222.22 


277.78 


444.44 


50.00 


80.00 


100.00 


120.00 


.50 


150.00 


200.00 


250.00 


400.00 


45.45 


72.73 


90.91 


109.09 


.55 


136.36 


181.82 


227.27 


303.63 


41.67 


66.67 


83.33 


100.00 


.60 


125.00 


166.67 


208.33 


333.33 


38.46 


61.54 


76.92 


92.31 


.65 


115.38 


153.85 


192.31 


307- 69 


35.71 


57.14 


71.44 


85.71 


.70 


107.14 


142.86 


178.57 


285.71 


33-33 


53.33 


66-67 


80.00 


.75 


100.00 


133.33 


166.67 


206.67 


31.25 


45-00 


62.50 


75.00 


.80 


93.75 


125.00 


156.25 


250.00 


29.41 


47.06 


58.82 


70.59 


.85 


88.24 


117.65 


147.06 


235.29 


27.78 


44.44 


55.56 


66.67 


.90 


83.33 


111.11 


138.89 


222.22 


26.32 


42.11 


52.63 


63.16 


.95 


78.95 


105.26 


131.58 


210-53 


25.00 


40.00 


50.00 


60.00 


1.00 


75.00 


100.00 


125.00 


200.00 


20.00 


32.00 


40.00 


48.00 


1.25 


60.00 


80.00 


100.00 


160.00 


16.67 


26.67 


33.33 


40.00 


1.50 


50.00 


66.67 


83.33 


133.33 


14.29 


22.86 


28.57 


34.29 


1.75 


42.86 


57.14 


71.43 


114.29 


12.50 


20.00 


25.00 


30.00 


2.00 


37.50 


50.00 


62.50 


100.00 


11.11 


17.78 


22,22 


26.67 


2.25 


33.33 


44.44 


55.56 


88.89 


10.00 


16.00 


20.00 


24.00 


2.50 


30.00 


40.00 


50.00 


80.00 


9.09 


14.55 


18.18 


21.82 


2.75 


27.27 


36.36 


45.45 


72.72 


8.33 


13.33 


16.67 


20.00 


3.00 


25.00 


33.33 


41.67 


66.67 


7-69 


12.31 


15.38 


18.46 


3.25 


23.08 


30.77 


38.46 


61.54 


7.14 


11.43 


14.29 


17.14 


3.50 


21.43 


28.57 


35.71 


67.14 


6.25 


10.00 


12.50 


15.00 


4.00 


18.75 


25.00 


31.25 


50.00 


5.56 


8.89 


11.11 


13.33 


4.50 


16.67 


22.22 


27.78 


44.44 


5.00 8-00 


10.00 


12.00 


5.00 


15.00 


20-00 25.00 


40.00 





Robinsonian Table No. 23, 

Monthly Values 

Of $1.00 placed at simple interest at the END of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



3 % | Mos.| 4 % 


| 3% | Mos. 


4% . 3% | Mos. | 4% 


1.0090 


| 1 


1.0000 


54.3026 


51 


55.4562 


114.6450 


101 


119.6805 


2.0025 


2 


2.0033 


55.4374 


52 


56.6393 


115.9282 


102 


121.0730 


3-0075 


3 


3.0100 


56.5747 


53 


57.8257 


117-2180 


103 


122.4766 


4.0150 


4 


4.0200 


57- 7145 


54 


59.0155 


118.5103 


104 


123.8835 


5.0250 


5 


5.0333 


58-8587 


55 


60.2122 


119.8051 


105 


125.2938 


6.0.375 


6 


6.0500 


60.0055 


56 


61.4123 


121.1025 


106 


126.7073 


7.0526 


7 


7.0702 


61- 1548 


57 


62.6157 


122.4023 


107 


128.1242 


8.0702 


8 


8,0937 


62.3066 


58 


63.8224 


123. 7046 


108 


129.5445 


9.0903 


9 


9.1205 


63.4609 


59 


65. 0324 


125-0139 


109 


130.9763 


10.1129 


10 


10.1507 


64-6177 


60 


66.2458 


126.3256 


110 


132.4115 


11.1380 


11 


11.1842 


65.7792 


61 


67-4666 


127-6399 


111 


133.8499 


12.1656 


12 


12.2210 


66.9433 


62 


68-6908 


128-9566 


112 


134.2918 


13.1960 


13 


13.2617 


68.1098 


63 


69-9183 


130.27-^9 


113 


136.7369 


14.2289 


14 


14.3058 


69.2789 


64 


71.1491 


131.5977 


114 


138.1854 


15.2643 


15 


15.3532 


70- 4504 


65 


72.3832 


132.9267 


115 


139.6460 


16.3022 


16 


16-4039 


71.6244 


66 


73.6207 


134.2582 


116 


141.1099 


17.3426 


17 


17-4580 


72.8035 


67 


74.8661 


135.5921 


117 


142.5772 


18.3855 


18 


18.5154 


73.9851 


68 


76.1149 


136.9286 


118 


144.0479 


19.4315 


19 


19-5771 


75.1691 


69 


77.3669 


138.2676 


119 


145.5218 


20.4800 


20 


20.6422 


76- 3557 


70 


78.6223 


139.6091 


120 


146.9991 


21.5309 


21 


21.7106 


77.5447 


71 


79.8811 


140.9582 


121 


148.4891 


22.5844 


22 


22.7823 


78.7363 


72 


81-1431 


142.3097 


122' 


149.9824 


23.6404 


23 


23.8573 


79.9331 


73 


82-4136 


143.6637 


128 


151.4791 


24.6988 


24 


24.9357 


81.1325 


74 


83-6874 


145.0202 


124 


152.9791 


25.7606 


25 


26.0188 


82. 3343 


75 


84-9646 


146.3792 


125 


154.4824 


26.8248 


26 


27-1053 


83.53S7 


76 


86-2450 


147.7408 


126 


155.9891 


27-8916 


27 


28.1951 


84.7455 


77 


87-5289 


149.1101 


127 


157.5090 


28.9608 


28 


29.2882 


85.9549 


78 


88.8160 


150.4820 


128 


159.0323 


30.0326 


29 


30.3847 


87.1697 


79 


90.1121 


151.8563 


129 


160.5590 


31.1068 


30 


31.4844 


88.3871 


80 


91. 4114 


153.2332 


130 


162.0889 


32.1846 


31 


32.5894 


89.6070 


81 


92.7142 


154.6125 


131 


163.6222 


33.2648 


32 


33.6977 


90.8294 


82 


94-0202 


155.9944 


132 


165.1589 


34. 3476 


33 


34.8093 


92.0543 


83 


95.3296 


157.3844 


133 


166.7094 


35.4329 


34 


35.9242 


93.2817 


84 


96-6423 


158.7769 


134 


168.2632 


36.5206 


35 


37.0425 


94.5149 


85 


97.9645 


160.1718 


135 


169.8204 


37.6109 


36 


38.1641 


95.7506 


86 


99.2899 


161.5693 


136 


171.3810 


38.7049 


37 


39.2913 


96.9888 


87 


100.6187 


162.9693 


137 


172.9448 


39.8015 


38 


40.4219 


98.2295 


88 


101.9509 


164.3718 


138 


174.5120 


40.9005 


39 


41.5558 


99.4727 


89 


103.2864 


165.7827 


139 


176.0937 


42.0020 


40 


42.6930 


100.7184 


90 


104-6252 


167.1962 


140 


177.6788 


43.1061 


41 


43.8335 


101.9702 


91 


105.9739 


168.6121 


141 


179.2671 


44.2126 


42 


44.9774 


103.2245 


92 


107-3260 


170.0305 


142 


180.8589 


45.3231 


43 


46.1273 


104.4813 


93 


108-6814 


171.4514 


143 


182.4539 


46.4361 


44 


47.2806 


105.7406 


94 


110.0402 


172.8749 


144 


184.0523 


47.5517 


45 


48.4372 


107.0024 


95 


111.4023 


174.3071 


145 


185.6658 


48.6697 


46 


49.5971 


108.2667 


96 


112.7677 


175.7417 


146 


187.2826 


49.7902 


47 


50.7604 


109.5373 


97 


114.1436 


177.1789 


147 


188.9028 


50.9133 


48 


51.9270 


110.8105 


98 


115.5228 


178.6186 


148 


190.5263 


52.0405 


49 


53.1001 


112.0862 


99 


116.9054 


180.0608 


149 


192.1531 


53.1703 


50 


54.2765 


113.3643 


100 


118.2912 


181.5055 


150 


193.7833 



Robinsonian Table No, 23, 

Monthly Values 

Of $1.00 placed at simple interest at the end of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



3% 


Mos. | 


182-9593 


151 


184-4155 


152 


185.8743 


153 


187'.3355 


154 


188-7993 


155 


190.2656 


156 


191.7412 


157 


193.2194 


158 


194-7001 


159 


196.1832 


160 


197.6689 


161 


199.1571 


162- 


>00-65 50 


163 


J02.1553 


164 


J03.6582 


165 


'05.1636 


166 


106.6715 


167 


108.1819 


168 


109.7024 


169 


11.2253 


170 


12.7508 


171 


14.2787 


172 


15.8092 


173 


J17.3422 


174 


18.8855 


175 


20.4314 


176 


21.9797 


177 


23.5306 


IV 8 


p. 0839 


179 


J26-6398 


180 


28.2064 


181 


29.7755 


182 


31.3471 
B2-9212 


183 


184 


! 34-4978 


185 


^6.0769 


186 


(37.6671 


187 


39.2598 


188 


40.8550 


189 


12.4526 


190 


14.0528 


191 


15.6555 


192 


17.2697 


193 


18.8863 


194 


i0.5054 


195 


f»2.1271 
13.7512 


196 


197 


i5.3779 


198 


117.0163 


199 


». 8. 6573 


200 



I 3* 



195.4293 
197.0785 
198.7311 
200.3871 
202.0464 
203.7090 
205.3880 
207.0704 
208.7561 
210.4451 
211.1375 
213.8332 
215.5459 
217.2620 
218.9815 
220.7043 
222.4304 
224.1598 
225.9070 
227.6576 
229.4114 
231.1686 
232.9292 
234.6930 
236.4753 
238.2610 
240.0499 
241.8423 
243.6379 
245.4369 
247.2550 
249.0765 
250.9012 
252.7294 
254.5608 
256.3956 
258.2503 
260.1083 
261.9696 
263.8342 
265.7022 
267.5735 
269.4654 
271.3607 
273.2593 
275.1612 
277.0664 
278.9750 
280.9049 
282.8382 



265.2460 
275.2622 
285.4287 
295.7476 
306.2213 
316.8521 
327- 6424 
3385945 
349.7110 
360.9941 
372.4465 
384-0707 
395.8693 
407-8448 



Yrs. 



17 
17* 

18 

18i 

19 

19* 

20 

20i 

21 

21* 

22 

224 

23 

23£ 



4% | 3% 1 Yrs. | 4% 



290.6045 
302.4666 
314.5659 
326.9072 
339.4954 
352.3353 
365.4320 
378.7906 
392.4165 
406.3148 
420.4911 
434.9509 
449.6999 
464.7439 



420.0000 
432. 3375 
444.8601 
457.5705 
470.4715 
483.5661 
496.8571 
510.3474 
524-0402 
537.9383 
552-0448 
566.3630 
580.8960 



24 

24J 

25 

2oi 

26 

26i 

27 

27£ 

28 

28i 

29 

29i 

30 



480.0888 
495.7406 
511.7054 
527.9895 
544.5993 
561.5413 
578-8221 
596-4485 
614.4275 
632.7661 
651.4714 
670-5508 
690.0118 



AMOUNTS AT END OF £ YEARS FOR 30 YEARS. 

I have thus carried these 3% and 4% tables 
up to 200 months, and each table shows at once 
what §1.00, at the end of each month, amounts 
to at the end of each of the 200 months. But 
I also carry these 3% and 4% tables on, by % 
years, to 30 years, as above — and the amount 
at the end of each month of these additional 
years is easily found, as follows : 

To the amount at the end of the preceding £ 
year, as shown in table, add the interest there- 
on for the added months — ( \ % for each month 
at 3 % ; and 1-3 % for each month at 4 % ); and 
to these respective sums add as follows : 





At 3% 


At 4% 


For 1 month, 


1.0000 


1.0000 


" 2 months, 


2.0025 


2.0033 


" 3 months, 


3.0075 


3.0100 


u 4 months, 


4.0150 


4.0200 


" 5 months, 


5.0250 


5.0333 


Example : 


At 3 % 


At 4 % 


At end of 20 years 


327.6424 


365.4320 


4 months interest 


3.2764 


4.8724 


4 added payments 


4.0150 


4.0200 


Am't at 20 yrs. 4 mos 


334,9338 


374.3244 



Robinsonian Table No. 23. 



Monthly Values 

Of $1.00 placed at simple interest at the end of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



IMos. 



9< 



10< 



1.0000 


1.0000 


1.0000 


1 


1.0000 


1.0000 


1.0000 


2.0042 


2.0050 


2.0058 


2 


2.0067 


2.0075 


2.0083 


3-0125 


3.0150 


3.0175 


3 


3-0200 


3.0225 


3.0250 


4.0250 


4.0300 


4.0350 


4 


4.0400 


4.0450 


4-0500 


5.0417 


5.0500 


5.0583 


5 


5.0667 


5.0750 


5.0833 


6.0625 


6.0750 


6.0875 


6 


6.1000 


6.1125 


6.1250 


7-0878 


7.1054 


7-1230 


7 


7.1407 


7.1583 


7.1760 


8.1172 


8.1408 


8.1644 


8 


8.1880 


8.2117 


8-2354 


9.1508 


9.1811 


9.2115 


9 


9.2420 


9.2725 


9.3031 


10.1885 


10.2265 


10.2645 


io 


10.3027 


10.3409 


10.3792 


11.2305 


11.2769 


11.3234 


11 


11.3700 


11.4107 


11.4636 


12.2766 


12-3323 


12.3881 


12 


12.4440 


12.5001 


12.5563 


13.3277 


13.3939 


13.4603 


13 


13.5270 


13.5938 


13.6609 


14.3830 


14- 4606 


14.5384 


14 


14-6106 


14.6951 


14.7739 


15.4425 


15-5322 


15.6224 


15 


15.7129 


15.8038 


15.8952 


16.5062 


16-6089 


16.7121 


16 


16.8158 


16.9201 


17.0248 


17-5740 


17.6906 


17.8077 


17 


17.9255 


18.0438 


18.1628 


18.6460 


18-7772 


18-9091 


18 


19.0418 


19.1751 


19.3091 


19.7237 


19.8711 


20.0194 


19 


20.1687 


20.3189 


20.4700 


20.8055 


20.9700 


21.1356 


20 


21.3023 


21.4702 


21.6392 


21.8916 


22.0739 


22.2576 


21 


22.4426 


22.0290 


22.8168 


22.9817 


23.1828 


23.3854 


22 


23.5895 


23.7953 


24-0027 


24.0761 


24.2966 


24.5190 


23 


24.7432 


24.9691 


25.1970 


25.1746 


25-4155 


25-0585 


24 


25.9034 


26.1504 


26.3995 


26.2795 


26.5426 


20.8081 


25 


27.0761 


27.3466 


27.6195 


27.3886 


27.6747 


27.9636 


26 


28.2555 


28.5502 


28.8479 


28.5018 


28-8118 


29.1250 


27 


29.4415 


29.7613 


30.0845 


29.6192 


29-9538 


30.2922 


28 


30.6342 


30.9800 


31.3295 


30.7408 


31.1009 


31.4652 


29 


.31.8335 


32.2061 


32.5828 


31.8665 


32.2530 


32.6440 


30 


33.0396 


33.4397 


33.8445 


32.9993 


33.4143 


33.8344 


31 


34.2598 


34.6905 


35.1265 


34.1362 


34.5805 


35.0307 


32 


35.4868 


35.9488 


30.4169 


35.2773 


35.7518 


36.2328 


33 


36.7204 


37.2146 


37.7156 


36.4226 


36.9281 


37.4407 


34 


37.9006 


38.4879 


39.0227 


37.5720 


38-1093 


38.6545 


35 


39.2076 


39.7687 


40.3380 


38.7257 


39.2956 


39.8741 


36 


40.4612 


41.0570 


41.6617 


39.8870 


40.4921 


41.1067 


37 


41.7309 


42.3649 


43.0089 


41.0525 


41.6935 


42.3451 


38 


43.0073 


43.6804 


44.3644 


42.2222 


42.9000 


43.5893 


39 


44.2904 


45.0033 


45.7282 


43.3961 


44.1115 


44.8394 


40 


45.5801 


46.3337 


47.1004 


44.5741 


45.3280 


46.0954 


41 


46.8765 


47-6716 


48.4809 


45.7563 


46-5495 


47-3571 


42 


48.1796 


49.0171 


49.8698 


46.9469 


47-7822 


48.6334 


43 


49.5008 


50.3847 


51.2854 


48.1418 


49.0200 


49.9155 


44 


50.8287 


51.7598 


52'.7093 


49.3407 


50.2627 


51.2034 


45 


52.1632 


53.1424 


54.1415 


50.5439 


51.5104 


52.4971 


46 


53.5044 


54.5326 


55.5821 


51.7512 


52.7632 


53.7967 


47 


54.8522 


55.9302 


57.0310 


52.9627 


54.0209 


55.1021 


48 


56.2068 


57-3353 


58.4883 


54.1834 


55.2910 


56.4236 


49 


57.5815 


58.7653 


59.9757 


55.4082 


56.5662 


57.7508 


50 1 


58.9629 


60.2029 


61.4714 



Robinsonian Table No. 23. 



Monthly Values 

Of $1.00 placed at simple interest at the end of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



11% | 12% | 13< 



Mos. 



14% 



1$ 



10 



4 
5 
6 
7 
8 
9 
10 
11 
12 
13 
14 
15 
17 
18 
19 
20 
21 
23 
24 
25 
26 
27 
29 
30 
31 
32 
34 
35 
36 
38 
39 
40 
42 
43 
45 
46 
47 
49 
50 
52 
53 
55 
56 
58 
59 
61 
62 



.0000 
.0092 
.0275 

0550 
.0917 
.1375 

1938 
.2592 
.3338 
.4175 

5105 
.6126 
.7282 
.8530 
.9869 
.1300 
.2823 
.4438 
.6220 
.8094 
.0060 
.2117 
.4266 
.6507 
.8950 
.1484 
.4110 
.6829 
.9638 
.2539 
.5679 
.8911 
.2234 
.5649 
.9156 
.2754 
.6629 
.0596 
.4655 
.8805 
.3047 
.7381 
.2032 
.6774 
.1609 
.6535 
.1552 
.6662 
.21.31 
• 7692 



1.0000 
2.0100 
3.0300 
4.0600 
5.1000 
6.1500 
7.2115 
8.2830 
9.3645 
10.4560 
11.5575 
12.6690 
13.7957 
14.9324 
16.0791 
17.2358 
18.4025 
19.5791 
20.7749 
21.9807 
23.1965 
24.4223 
25.6581 
26.9039 
28.1729 
29.4520 
30.7410' 
32.0400 
33.3491 
34.6681 
36.0148 
37.3715 
38.7382 
40.1148 
41.5015 
42.8982 
44.3272 
45.7662 
47.2152 
48.6741 
50.1431 
51.6221 
53.1383 
54.6645 
56.2003 
57.7470 
59.3032 
60.8694 
62.4781 
64.0968 J 



1.0000 
2.0108 
3.0325 
4.0650 
5.1083 
6.1625 
7.2293 
8.3069 
9.3953 
10.4945 
11.6046 
12.7256 
13.8634 
15.0121 
16.1716 
17*3420 
18.5232 
19.7152 
20.9288 
22.1532 
23.3885 
24.6346 
25.8915 
27.1592 
28.4534 
29.7585 
31.0744 
32.4011 
33.7387 
35.0871 
3G.4672 
37.8581 
39.2599 
40-6725 
42.0959 
43.5302 
45.0018 
46.4842 
47.9775 
49.4815 
50.9964 
52.5222 
54.0912 
55.6710 
57.2617 
58.8631 
60.4755 
62.0986 
63.7714 
65.4549 



1 

2 
3 
4 
5 
6 
7 
8 
9 
10 
11 
12 
13 
14 
15 
16 
11 
IS 
19 
20 
21 
22 
23 
24 
25 
20 
27 
28 
29 
30 
31 
32 
33 
34 
35 
36 
31 
38 
39 
40 
41 
42 
43 
44 
45 
46 
47 
48 
49 
50 



1.0000 
2.0117 
3.0350 
4.0700 
5.1167 
6.1750 
7.2470 
8.3308 
9.4261 
10.5332 
11.6519 
12.7823 
13.9314 
15.0922 
16.2646 
17.4488 
18.6445 
19.8520 
21.0836 
22.3269 
23.5818 
24.8484 
26.1267 
27.4166 
28.7365 
30.0680 
31.4112 
32.7661 
34.1326 
35.5108 
36.9251 
38.3511 
39.7887 
41.2380 
42.6989 
44.1716 
45.6869 
47.2139 
48.7526 
50.3029 
51.8649 
53.4386 
55.0620 
56.6971 
58.3439 
60.0024 
61.6725 
63.3543 
65.0934 
66.8442 



1.0000 
2.0125 
3.0375 
4.0750 
5.1250 
6.1875 
7.2648 
8.3547 
9.4570 
10.5719 
11.6992 
12.8391 
13.9996 
15.1725 
16.3580 
17.5560 
18.7665 
19.9895 
21.2394 
22.5017 
23.7766 
25.0640 
26.3638 
27.6762 
29.0222 
30.3806 
31.7516 
33.1350 
34.5310 
35.9394 
37.3887 
38.8504 
40.3246 
41.8114 
43.3106 
44.8224 
46.3827 
47.9554 
49.5407 
51.1385 
52.7488 
54.3716 
56.0512 
57.7433 
59.4480 
61.1651 
62.8948 
64.6369 
66.4449 
68.2653 



1.0000 
2.0133 
3.0400 
4.0800 
5.1333 
6.2000 
7.2827 
8.3787 
9.4880 
10.6107 
11.7467 
12.8960 
14.0679 
15.2532 
16.4518 
17.6638 
18.8891 
20.1277 
21.3960 
22.6778 
23.9728 
25.2812 
26.6029 
27-9379 
29.3104 
30.6962 
32.0954 
33.5079 
34.9338 
36.3729 
37.8579 
39.3562 
40.8678 
42.3928 
43.9311 
45.4828 
47-0892 
48-7090 
50.3421 
51.9885 
53.6483 
55.3214 
57-0590 
58.8100 
60.5742 
62.3519 
64.1428 
65.9471 
67.8264 
69.7190 



Rob nsonian Table No. 23. 



Monthly Values 

Of $1.00 placed at simple interest at the END of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



5% 



6^ 



|Mos. 



§< 



9$ 



10 fr 



56.6372 

57.8704 

59.1078 

60.3493 

61.6007 

62.8563 

64.1161 

65.3801 

66.6482 

67.9205 

69.2035 

70.4907 

71.7820 

73.0775 

74.3772 

75.6810 

76.9964 

78.3159 

79.6395 

80.9674 

82.2994 

83.6355 

84.9840 

86.3367 

87.6935 

89.0545 

90.4196 

91.7889 

93.1714 

94.5580 

95.9488 

97.3437 

98.7429 

100.1462 

101.5634 

102.9849 

104.4105 

105.8403 

107.2742 

108.7123 

110.1653 

111.6224 

113.0837 

114.5492 

116.0188 

117.4926 

118.9822 

120.4759 

121.9738 

123.4758 



57-8463 
59.1314 
60.4215 
61.7166 
63.0252 
64.3387 
65.6573 
66.9809 
68-3095 
69.6431 
70.9913 
72.3445 
73.7027 
75.0659 
76.4341 
77.8074 
79.1964 
80.5904 
81.9895 
83.3935 
84.8025 
86.2166 
87.6477 
89.0837 
90.5248 
91.9709 
93.4220 
94.8781 
96.3525 
97.8319 
99.3162 
100.8056 
102.3000 
103.7994 
105.3184 
106.8424 
108.3714 
109.9054 
111.4444 
112.9884 
114.5533 
116.1233 
117.6982 
119.2782 
120.8631 
122.4531 
124.0653 
125.6826 
127.3049 
128.9321 



59.0839 
60.4229 
61.7676 
63.1182 
64.4864 
65.8604 
67-2403 
68.6260 
70.0175 
71.4149 
72.8314 
74.2539 
75.6821 
77.1162 
78.5561 
80-0019 
81.4686 
82.9411 
♦84.4194 
85.9036 
87.3936 
88.8894 
90-4080 
91.9323 
93.4625 
94-9985 
96.5404 
98.0881 
99.6603 
101.2383 
102.8221 
104.4118 
106.0073 
107.6087 
109.2364 
110.8699 
112.5093 
114.1545 
115.8056 
117.4625 
119.1477 
120.8387 
122.5356 
124.2382 
125.9468 
127.6611 
129.4058 
131.1564 
132.9127 
134.6749 



51 

52 

53 

54 

55 

56 

57 

58 

59 

60 

61 

62 

63 

64 

65 

66 

67 

68 

69 

70 

71 

72 

73 

74 

75 

76 

77 

78 

79 

80 

81 

82 

83 

84 

85 

86 

87 

88 

89 

90 

91 

92 

93 

94 

95 

96 

97 

98 

99 

100 



60.3509 
61.7456 
63.1470 
64.5551 
65.9854 
67.4225 
68.8662 
70.3165 
71.7736 
73.2373 
74.7255 
76.2204 
77.7220 
79.2302 
80.7452 
82.2667 
83.8152 
85-3703 
86.9321 
88.5005 
90.0756 
91.6574 
93.2685 
94.8862 
96.5106 
98.1416 
99.7793 
101.4237 
108.0999 
104.7827 
106.4722 
108.1683 
109.8712 
111.5807 
113.3245 
115.0751 
116.8323 
118.5961 
120.3667 
122.1439 
123.9582 
125.7791 
127.6068 
129.4411 
131.2820 
133.1296 
135.0172 
136.9114 
138.8122 
140.7198 



61.6479 
63.1004 
64.5604 
66.0279 
67.5231 
69.0258 
70.5361 
72.0538 
73.5790 
75.1117 
76.6750 
78.2459 
79.8242 
81.4100 
83.0034 
84.6042 
86.2387 
87.8808 
89.5303 
91.1873 
92.8519 
94.5239 
96.2328 
97.9493 
99.6732 
101.4046 
103.1435 
104.8900 
106.6766 
108.4708 
110.2725 
112.0817 
113.8983 
115.7225 
117.5904 
119.4659 
121.3488 
123.2392 
125.1371 
127.0425 
128.9954 
130.9557 
132.9235 
134.8988 
136.8816 
138.8719 
140.9135 
142.9625 
145.0191 
147.0831 



62.9755 
64.4879 
66.0086 
67.5377 
69.1005 
70.6716 
72.2511 
78.8389 
75.4351 
77.0395 
78.6815 
80.3319 
81.9905 
83.6575 
85.3329 
87.0166 
88.7417 
90.4752 
92.2170 
93.9671 
95.7256 
97.4924 
99.3048 
101.1256 
102.9547 
104.7921 
106.6379 
108.4920 
110.3961 
112.8086 
114.2293 
116.1584 
118.0959 
120.0416 
122.0420 
124.0506 
126.0677 
128.0930 
130.1267 
132.1687 
134.2701 
136.3798 
138.4979 
140.6243 
142.7591 
144.9021 
147.1097 
149.3255 
151.5497 
153.7822 



Robinsonfan Table No. 23. 



Monthly Values 


Of $ 1.00 placed at simple interest at the end of each month — with 


Interest compounded SEMI-ANNUALLY 


At ANNUAL rates in the heading. 


11% | 12% 13% 


Mos. 


14% i 15% 16% 


64.3345 


65.7255 


67.1493 


51 


68.6067 


70.0983 


71.6250 


65.9089 


67.3642 


68.8546 


52 


70.3808 


71.9438 


73.5443 


67.4925 


69.0129 


70.5706 


53 


72.1666 


73.8017 


75.4769 


69.0853 


70.6716 


72.2975 


54 


73.9641 


75-6722 


77.4229 


70.7186 


72.3783 


74.0808 


55 


75.8270 


77.6181 


79.4552 


72.3610 


74.0950 


75.8748 


56 


77.7016 


79.5765 


81.5008 


74.0126 


75.8217 


77.6797 


57 


79.5878 


81.5474 


83.5598 


75.6734 


77.5585 


79.4954 


58 


81.4857 


83.5308 


85.6321 


77.3434 


79.3052 


81.3220 


59 


83-3953 


85.5267 


87.7177 


79.0225 


81.0619 


83.1594 


60 


85.3166 


87.5351 


89.8167 


80.7469 


82.8725 


85.0603 


61 


87.3119 


89.6293 


92.0142 


82.4804 


84.6931 


86.9720 


62 


89.3190 


91.7360 


94.2251 


84.2231 


86.5237 


88.8946 


63 


91.3376 


93.8552 


96.4494 


85.9750 


88.3644 


90-8279 


64 


93.3680 


95.9869 


98-6869 


87.7360 


90.2150 


92.7722 


65 


95.4100 


98.1310 


100.9378 


89.5062 


92.0756 


94.7272 


66 


97.4637 


100.2877 


103-2020 


91.3267 


93.9963 


96.7534 


67 


99.6008 


102.5413 


105.5780 


93.1563 


95.9271 


98.7905 


68 


101.7495 


104.8074 


107.9674 


94.9951 


97.8679 


100.8384 


69 


103.9100 


107.0860 


110.3701 


96.8431 


99.8186 


102.8971 


70 


106.0820 


109.3771 


112.7861 


98.7003 


101.7794 


104.9666 


71 


108.2658 


111.6807 


115.2155 


100.5666 


103.7501 


107.0470 


72 


110.4612 


113.9968 


117-6582 


102.4884 


105.7876 


109.2067 


73 


112.7499 


116.4218 


120.2270 


104.4194 


107.8351 


111.3772 


74 


115.0503 


118-8592 


122.8091 


106.3596 


109.8926 


113.5585 


75 


117.3623 


121.3092 


125.4045 


108.3090 


111.9601 


115.7507 


76 


119.6860 


123.7717 


128-0133 


110.2675 


114.0376 


117.9537 


77 


122.0214 


126.2466 


130.6354 


112.2352 


116.1251 


120.1676 


78 


124.3685 


128.7341 


133-2708 


114.2640 


118.2864 


122.4694 


79 


126.8194 


131.3433 


136.0478 


116.3020 


120.4576 


124-7820 


80 


129.2821 


133.9649 


138.8381 


118.3492 


122.6389 


127.1055 


81 


131.7564 


136.5991 


141.6417 


120.4055 


124.8301 


129.4398 


82 


134.2423 


139.2458 


144.4586 


122.4710 


127.0314 


131.7850 


83 


136.7400 


141.9050 


147-2889 


124.5457 


129.2426 


134-1410 


84 


139.2493 


144.5766 


150.1325 


126.6873 


131.5351 


136.5941 


85 


141.8738 


147-3838 


153.1343 


128.8382 


133.8375 


139.0582 


86 


144.5101 


150.2035 


156.1494 


130.9982 


136.1499 


141.5330 


87 


147.1580 


153.0358 


159.1778 


133.1673 


138.4723 


144.0187 


88 


149.8176 


155-8805 


162.2196 


135.3457 


140.8048 


146.5153 


89 


152.4888 


158.7377 


165.2747 


137-5332 


143.1472 


149.0226 


90 


155.1717 


161.6074 


168.3431 


139.7939 


145.5787 


151.6370 


91 


157-9820 


164.6275 


171.5877 


142.0638 


148.0201 


154.2623 


92 


160.8041 


167-6601 


174.8456 


144.3428 


150.4716 


156.8963 


93 


163.6377 


170.7052 


178.1168 


146.6311 


152.9331 


159.5453 


94 


166.4831 


173.7628 


181.4014 


148.9284 


155.4046 


162.2030 


95 


169.3401 


176.8328 ! 


184.6993 


151.2350 


157.8860 


164.8716 


96 


172.2087 


179.9154 


188.0106 


153.6213! 


160.4649 


167.6577 


97 


175.2178 


183.1644 


191.5174 


156-01681 


163.0537 


170.4546 


98 


178.2386 


186.4258 


195.0375 


158.4215 


165.6526 


173.2624 


99 


181.2710 


189.6998 


198.5710 


160.8353 


168.2615 


176.0810 


100 


184.3151 


192.9862 


202.1178 



Robinsonian Table No. 23. 



Monthly Values 

Of $1.00 placed at simple interest at the end of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



5% 



65 



Mos. * 



95 



10% 



124.9820 
126.4924 
128.0195 
129.5507 
131.0861 
132.6256 
134.1694 
135.7172 
137.2827 
138.8524 
140.4262 
142.0042 
143.5863 
145.1727 
146.7776 
148.3866 
149.9998 
151.6172 
153.2388 
154.8645 
156.5098 
158.1592 
159.8128 
161.4706 
163.1325 
164.7986 
166.4853 
168.1761 
169.8711 
171.5702 
173.2736 
174.9811 
176.7102 
178.4434 
180.1808 
181.9224 
183.6682 
185.4181 
187.1907 
188,9674 
190.7483 
192.5334 
194.3226 
196.1160 
197.9332 
199.7545 
201.5800 
203.4096 
205.2435 
207.0814 



130.5644 

132.2016 

133.8627 

135.5287 

137-1997 

138.8757 

140.5567 

142.2427 

143.9539 

145.6701 

147.3913 

149.1175 

150.8488 

152.5850 

154.3479 

156.1158 

157.8887 

159.6667 

161.4496 

163.2375 

165,0537 

166.8749 

168.7011 

170,5323 

172.3685 

174.2096 

176.0807 

177-9567 

179.8378 

181.7238 

183.6149 

185.5109 

187-4385 

189.3710 

191.3086 

193.2512 

195.1987 

197.1513 

199.1370 

201.1278 

203.1235 

205.1243 

207.1300 

209-1408 

211.1865 

213.2372 

215.2929 

217.3536 

219.4193 

221.4900 



136.4429 

138.2168 

140.0230 

141.8351 

143.6531 

145.4768 

147.3064 

149.1419 

151.0119 

152.8877 

154.7694 

156.6568 

158.5502 

160.4493 

162.3853 

164.3271 

166.2747 

168.2282 

170.1874 

172.1526 

174.1568 

176.1668 

178.1827 

180.2045 

182.2320 

184.2654 

186.3403 

188-4210 

190.5075 

192.5999 

194.6981 

196.8022 

198.9502 

201.1041 

203.2637 

205.4292 

207.6006 

209.7778 

212.0015 

214.2310 

216.4664 

218.7076 

220.9546 

223.2075 

225.5095 

227.8174 

230.1311 

232.4507 

234.7760 

237.1073 



101 

102 

103 

104 

105 

106 

107 

10§ 

109 

HO 

111 

11* 

113 

114 

115 

116 

117 

118 

119 

120 

121 

122 

123 

124 

125 

126 

127 

12§ 

129 

130 

131 

132 

133 

134 

135 

136 

137 

138 

139 

140 

141 

142 

143 

144 

145 

146 

147 

148 

149 

150 



142.6340 

144.5548 

146.5185 

148.4889 

150.4659 

152.4496 

154.4400 

156.4370 

158.4799 

160.5295 

162.5858 

164.6487 

166.7183 

168.7945 

170.9198 

173.0518 

175.1904 

177.3357 

179.4876 

181.6463 

183.8573 

186-0749 

188.2992 

190.5302 

192.7078 

195.0121 

197.3122 

199.6190 

201.9324 

204.2525 

206.5792 

208.9126 

211.3054 

213.7048 

216.1109 

218.5236 

220.9430 

223.3691 

225.8582 

228.3540 

230,8565 

233.3656 

235.8814 

238.4039 

240.9932 

243.5893 

246.1920 

248.8013 

251.4173 

254.0400 



149.1546 

151.2337 

153.3679 

155.5097 

157.6589 

159.8157 

161.9799 

164.1517 

166.3828 

168.6215 

170.8676 

173.1212 

175.3824 

177.6510 

179.9834 

182.3233 

184.6707 

187.0256 

189.3879 

191.7578 

194.1960 

196.6417 

199.0949 

201.5556 

204.0237 

206.4994 

209.0482 

211.6044 

214.1682 

216.7394 

219.3182 

221.9044 

224.5687 

227.2405 

229.9197 

232.6065 

235.3008 

238.0026 

240.7876 

243.5801 

246,3802 

249.1877 

252.0027 

254.8252 

257.7364 \ 

260.6551 j 

263.5813 

266.5150 

269.4562 

272.4048 



156.0231 

158.2722 

160.5912 

162.9184 

165.2541 

167.5980 

169.9503 

172.3109 

174.7468 

177.1910 

179.6436 

182.1046 

184.5738 

187-0514 

189.6102 

192.1773 

194.7527 

197-3364 

199.9285 

202.5290 

205.2167 

207-9128 

210.6172 

213.3299 

216.0510 

218.7804 

221.6036 

224.4351 

227.2749 

230.1231 

232.9796 

235.8444 

238.8098 

241.7835 

244.7655 

247.7559 

250.7546 

253.7617 

256.8763 

259.9994 

263.1307 

266.2704 

269.4184 

272.5747 

275.8462 

279.1260 

282.4141 

285.7106 

289.0154 

292.3285 



Robinsonian Table No. 23. 



Monthly Values 

Of $ 1.00 placed at simple interest at the end of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



11! 



12< 



13% I Mos. 



14 



'o 



15: 



16< 



163.2583 
165.8904 
168.2093 
170.7372 
173.2744 
175.8207 
178.3762 
180.9409 
183.5995 
186.2673 
188.9443 
191.6304 
194.3257 
197-0301 
199.8363 
202.6515 
205.4760 
208.3096 
211.1524 
214.0043 
216.9660 
219.9369 
222.9169 
225.9061 
228.9045 
231.9120 
235.0379 
238.1729 
241.3171 
244.4705 
247.6330 
250.8047 
254.1037 
257.4120 
260.7293 
264.0559 
267.3916 
270.7365 
274.2182 
277.7091 
281.2092 
284.7185 
288.2369 
291.7645 
295.4390 
299.1226 
302.8155 
306.5175 
310.2287 
313.9490 



170.8803 
173.5092 
176.2443 
178.9894 
181.7445 
184.5096 
187.2846 
190.0697 
192.9704 
195.8811 
198.8018 
201.7325 
204.6732 
207.6239 
210.7002 
213.7864 
216.8826 
219.9889 
223.1051 
226.2314 
229.4937 
232.7660 
236.0483 
239.3406 
242.6429 
245.9552 
249.4148 
252.8843 
256.3639 
259.8534 
263.3530 
266.8626 
270.5312 
274.2098 
277.8984 
281-5971 
285.3057 
289.0243 
292.9146 
296.8148 
300.7250 
304.6453 
308.5755 
312.5158 
316.6409 
320.7761 
324.9212 
329.0764 
333.2416 
337.4167 



178.9105 
181.7507 
184.7197 
187.6995 
190.6901 
193.6916 
196.7039 
199*7270 
202.8907 
206.0653 
209.2507 
212.4469 
215.6539 
218.8718 
222.2429 
225.6248 
229.0176 
232.4212 
235.5357 
239.2610 
242.8530 
246.4558 
250.0694 
253.G939 
257.3293 
260.9754 
264.8027 
268.6407 
272.4896 
276.3494 
280.2199 
284.1013 
288.1791 
292.2677 
296.3671 
300.4774 
304.5985 
308.7304 
313.0750 
317.4304 
321.7966 
326.1737 
330.5616 
334.9004 
339.5891 
344.2287 
348.8791 
353.5403 
358.2124 
362.8953 



101 
102 
103 
104 
105 
106 
107 
10§ 
109 
110 
111 
113 
113 
114 
115 
116 
117 
118 
119 
120 
121 
122 
123 
124 
125 
126 
127 
12§ 
129 
130 
131 
132 
133 
134 
135 
136 
137 
138 
139 
140 
141 
142 
143 
144 
115 
146 
147 
148 
149 
150 



187.3709 
190-4383 
193.6601 
196.8936 
200.1387 
203.3955 
206.6639 
209.9440 
213.3934 
216.8544 
220.3271 
223.8114 
227.3074 
230.8151 
234.5079 
238.2125 
241.9286 
245.6565 
249.3960 
253.1472 
257.1005 
261.0656 
265.0423 
269.0307 
273.0307 
277.0425 
281.2746 
285.5185 
289.7740 
294.0411 
298.3199 
302.6104 
307.1409 
311.6830 
316.2368 
320.8C23 
325.3794 
329.9682 
334.8178 
339.6791 
344.5521 
349.4367 
354.3330 
359.2409 
364.4321 
369.6349 
374.8494 
380-0755 
385.3133 
390.5628 



196.2851 
199.5966 
203.0915 
206.5990 
210.1190 
213.G514 
217.1964 
220.7538 
224.5133 
228.2852 
232.0696 
235.8665 
239.6760 
243.4979 
247.5410 
251.5978 
255.6665 
259.7478 
263.8415 
267-9477 
272.2971 
276.6589 
281.0333 
285.4201 
289.8194 
294.2313 
298.9092 
303.5990 
308-3025 
313.0179 
317.7458 
322.4861 
327.5172 
332.5608 
337.6169 
342.6855 
347.7665 
352.8601 
358.2709 
303.6941 
369.1299 
374.5781 
380.03S9 
385.5121 
391.3310 
397.1624 
403.0003 
408.8027 
4 14.7316 
420.0130 



205.6779 
209.2514 
213.0414 
216.8448 
220.6615 
224.4915 
228.3348 
232.1915 
236.2874 
240.3966 
244.5192 
248.6551 
252.8043 
256.9668 
261.3931 
265.8326 
270.2855 
274.7517 
279.2313 
283.7242 
288.5072 
293.3035 

I 298.1131 
302.9361 

! 307-7725 
312.6221 
317.7904 

; 322.9720 
328.1670 
333.3753 

| 338.5909 

1 343.8319 
349.4103 

I 355.0141 

! 360.6252 
366.2496 
371.8873 
377.5384 
383.5723 
389.6195 
395.6800 
401.7538 
407.8410 
413.9415 
420.4607 
420.9933 
433.5392 
440.0984 
440.6709 
453.2508 



Robinsonian Table No. 23. 



Monthly Values 


Of $1.00 placed at simple interest at the end of each month — with 


Interest compounded SEMI-ANNUALLY 


At ANNUAL 


RATES IN THE HEADING. 


5% | 6% | 7% 


|Mos.| 8% 9% 10% 


208.9443 


223.5975 


239.4904 


151 


256.7336 


275.4479 


295.7646 


210.8113 


225.7099 


241.8793 


152 


259.4339 


278.4984 


299.2090 


212.6825 


227.8274 


244.2741 


153 


262.1408 


281.5565 


302.6617 


214.5578 


229.9498 


246.6748 


154 


264.8544 


284.6220 


306.1228 


216.4373 


232,0773 


249.0812 


155 


267.5747 


287.6950 


309.5922 


218.3210 


234-2097 


251.4935 


156 


270.3016 


290.7756 


313.0699 


220.2307 


236-3808 


253.9606 


157 


273.1037 


293.9564 


316.6788 


222.1445 


238.5568 


256.4334 


158 


275.9123 


297.1447 


320.2961 


224.0625 


240-7379 


258.9121 


159 


278.7277 


300.3405 


323.9217 


225.9847 


242.9239 


261.3967 


160 


281.5497 


303.5438 


327.5556 


227.9110 


245.1150 


263.8871 


161 


284.3784 


306.7546 


331.1978 


229.8415 


247-3110 


266.3833 


162 


287.2137 


309.9730 


334.8484 


231.7992 


249-5476 


268.9372 


163 


290.1285 


313.2978 


338.6388 


233.7610 


251.7891 


271.4909 


164 


293.0499 


316.6301 


342.4375 


235.7270 


254.0357 


274.0625 


165 


295.9780 


319.9699 


346.2446 


237.6972 


256.2872 


276-6339 


166 


298.9127 


323.3172 


350.0600 


239.6715 


258.5438 


279.2111 


167 


301.8542 


326.6720 


353.8837 


241.6500 


260.8054 


281.7942 


168 


304.8023 


330.0342 


357.7158 


243.6569 


263.1094 


284.4380 


169 


307.8343 


333.5095 


361.6908 


245.6680 


265.4184 


287.0876 


170 


310.8730 


336.9923 


365.6861 


247.6832 


267.7324 


289.7431 


171 


313.9183 


340.4825 


369.6837 


249.7025 


270.0515 


292.4044 


172 


316.9703 


343.9803 


373.6897 


251.7261 


272.3755 


295.0715 


173 


320.0290 


347.4855 


377.7040 


253.7538 


274.7045 


297.7445 


174 


323.0943 


350.9983 


381.7260 


255.8111 


277.0780 


300.4813 


175 


320.2483 


354.6308 


385.9077 


257.8726 


279.4506 


303.2240 


176 


329.4089 


358.2708 


390.0971 


259.9382 


281.8401 


305.9725 


1 77 


332.5762 


301.9183 


394.2948 


262.0080 


284.2286 


308-7209 


178 


335.7502 


365.5732 


398.5008 


264.0820 


286.6221 


311-4870 


179 


338.9308 


369.235? 


402.7152 


266.1601 


289.0207 


314-2530 


180 


342.1181 


372.9057 


406.9379 


268.2691 


291.4658 


317-0862 


181 


345.3989 


376.7025 


411.3291 


270.3823 


293.9159 


319.9252 


182 


348.6804 


380.5068 


415.7286 


272.4996 


296.3710 


322.7700 


183 


351.9805 


384.3186 


420.1304 


274.6211 


298.8311 


325.6206 


184 


355.2813 


388.1379 


424.5525 


276.7468 


301.2962 


32$.4771 


185 


358.5887 


391.9647 


428.9770 


278.8766 


303.7663 


331.3394 


186 


361.9028 


395.7990 


433.4098 


281.0386 


306.2851 


334.2722 


187 


365.3155 


399.7675 


438.0216 


283.2048 


308.8089 


337.2109 


188 


368.7349 


403.7435 


442.6417 


285.3751 


311.3378 


340.1553 


189 


372.1609 


407.7269 


447.2701 


287.5496 


313.8716 


343.1057 


190 


375.5936 


411.7179 


451.9068 


289.7282 


316.4104 


346.0618 


191 


379.0329 


415.7164 


456.5519 


291.9111 


318.9543 


349.0238 


192 


382.4790 


419.7224 


461.2053 


294.1274 


321.5490 


352.0598 


193 


386.0288 


423.8703 


466.0487 


296.3478 


324.1488 


355.1016 


194 


389.5853 


428.0258 


470.9004 


298.5724 


326.7536 


358.1492 


195 


393.1485 


432.1887 


475.7605 


300.8012 


329.3633 


361.2027 


196 


396.7184 


436.3591 


480.6288 


303.0342 


331.9781 


364.2620 


197 


400.2949 


440.5370 


485.5056 


305.2713 


334.5979 


367.3271 


198 


403.8781 


444.7224 


490.3906 


307.5433 


337-2709 


370.4699 


199 


407.5706 


449.0579 


495.4772 


309.8194 


339.9489 


373.6184 


200 


411.2698 J 


453.4008 


500.5721 



Robinsonian Table No. 23. 



Monthly Values 

Of $1.00 placed at simple interest at the end of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



11% | 12; 



13; 



Mos. 14^ 



15; 



16; 



317.8269 
321.7139 
325.6101 
329.5155 
333.4300 
337.353? 
341.4461 
345.5477 
349.6584 
353.7783 
357.9074 
362.0457 
366.3644 
370.6923 
375.0294 
379.3757 
383.7311 
388.0957 
392.6532 
397.21Q9 
401.7958 
406.3808 
410.9751 
415.5784 
420.3879 
425.2065 
430.0343 
434.8713 
439.7174 
444.5727 
449.6480 
454.7324 
459.8260 
464.9287 
470.0407 
475.1617 
480.5174 
485.8822 
491.2562 
496.6393 
502.0317 
507.4331 
513.0846 
518.7453 
524.4151 
530.0940 
535.7822 
541.4795 
547.4430 
553.4158 



341.7909 
346.1750 
350.5692 
354.9734 
359.3870 
363.8117 
368.4498 
373.0980 
377.7561 
382.4242 
387.1023 
391.7904 
396.7083 
401.6362 
406.5741 
411.5220 
416.4799 
421.4479 
426.6624 
431.8868 
437.1213 
442.3658 
447.6203 
452.8848 
458,4136 
463.9525 
469.5013 
475.0602 
480.6290 
486.2078 
492.0699 
497.9420 
503.8241 
509.7162 
515.6182 
521.5303 
527.7456 
533.9709 
540.2062 
546.4515 
552.7068 
558.9721 
565.5619 
572.1616 
578.7713 
585.3910 
592.0207 
598.6605 
605.6471 
612.6437 



367.8267 
372.7689 
377.7219 
382.6858 
387.6605 
392.6460 
397-8997 
403.1642 
408.4395 
413.7257 
419.0227 
424.3305 
429.9274 
435.5352 
441.1537 
446.7832 
452.4234 
458.0745 
464.0370 
470.0103 
475.9944 
481.9894 
487.9952 
494.0118 
500.3636 
506.7262 
513.0997 
519.4840 
525.8791 
532.2851 
539.0515 
545.8288 
552.6169 
559.4158 
566.2255 
573.0461 
580.2541 
587.4729 
594.7026 
601.9431 
609.1944 
616.4566 
624 1349 
631.8240 
639.5239 
647.2347 
654.9563 
662.6888 
670.8679 
679.0579 



151 
152 
153 
154 
155 
156 
157 
158 
159 
160 
161 
162 
163 
164 
165 
166 
167 
16§ 
169 
170 
171 
172 
173 
174 
175 
176 
177 
178 
179 
180 
181 
182 
183 
184 
185 
186 
187 
188 
189 
190 
191 
192 
193 
194 
195 
196 
197 
198 
lOO 
200 



396,1194 
401.6876 
407.2675 
412.8591 
418.4623 
424 0772 
430.0248 
435.9840 
441.9549 
447.9375 
453.9317 
459.9376 
466.3035 
472.6811 
479.0704 
485.4714 
491.8840 
498.3082 
505.1218 
511.9471 
518-7840 
525.6326 
532.4929 
539.3648 
546.6574 
553.9617 
561.2776 
568.6052 
575.9444 
583.2953 
591.1005 
598.9172 
606.7457 
614.5858 
622.4376 
630.3010 
638.6545 
647.0197 
655.3966 
663.7851 
672.1853 
680.5971 
689.5374 
698.4894 
707.4530 
716.4283 
725.4153 
734.4139 
743.9821 
753.5619 



426 8707 
433.1408 
439.4235 
445.7187 
452.0263 
458.3465 
465.0758 
471.8177 
478.5720 
485.3388 
492.1182 
498.9100 
506.1464 
513.3952 
520.6566 
527.9305 
535.2169 
542.5157 
550.2972 
558.0911 
565.8976 
573.7165 
581.5480 
589.3919 
597.7593 
606.1392 
614.5316 
622.9365 
631.3539 
639.7838 
648.7811 
657.7909 
666.8132 
675.8480 
684.8953 
693-9551 
703.6295 
713.3165 
723.0159 
732.7279 
742.4523 
752.1892 
762.5916 
773.0065 
783.4348 
793-8737 
804-3261 
814.7909 
825.9758 
837.1732 



460.3003 
467.3570 
474.4271 
481.5105 
488.6073 
495.7174 
503.3269 
510.9498 
518.5860 
526.2356 
533.8985 
541.5748 
549.7958 
558.0301 
566.2778 
574.5388 
582.8131 
591.1007 
599.9821 
608.8768 
617-7848 
626.7061 
635.6408 
644.5888 
654.1833 
663.7912 
673.4124 
683.0469 
692.6947 
702.3559 
712.7207 
723.0987 
733.4901 
743.8949 
754.3130 
764.7444 
775.9410 
787.1509 
798.3742 
809.6107 
820.8607 
832.1239 
844.2189 
856.3272 
868.4489 
880.5839 
892.7322 
904-8938 
917.9591 
931 0377 



Robinsonian Table No. 23. 



Monthly Values 

Of $1.00 placed at simple interest at the end of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



17< 



18! 



Mos. 



19% | 20$ 



21 



1.0000 
2. 0142 
3.0425 
4.0850 
5.1417 
6.2125 
7.3005 
8.4027 
9.5190 
10.6495 
11.7942 
12.9531 
14.1366 
15.3342 
16.5461 
17.7721 
19.0122 
20.2666 
21.5537 
22.8550 
24.1704 
25,5000 
26.8438 
28-2017 
29.6013 
31.0149 
32.4428 
33.8848 
35.3410 
36.8114 
38.3329 
39.8685 
41.4184 
42.9824 
44.5605 
46.1528 
47.8067 
49.4747 
51.1568 
52.8532 
54.5637 
56.2883 
58.0858 
59.8973 
61.7231 
63.5630 
65.4171 
67.2853 
69.2386 
71.2059 



1.0000 
2.0150 
3.0450 
4.0900 
5.1500 
6.2250 
7.3184 
8.4268 
9.5501 
10.6885 
11.8419 
13.0103 
14.2054 
15.4156 
16.6407 
17.8809 
19.1360 
20.4062 
21.7123 
23.0334 
24.3695 
25.7205 
27.0866 
28.4677 
29.8947 
31.3368 
32.7938 
34.2658 
35-7528 
37.2548 
38.8136 
40.3875 
41.9763 
43.5801 
45.1989 
46.8328 
48.5352 
50.2527 
51.9852 
53.7327 
55.4952 
57.2727 
59.1318 
61.0059 
62.8950 
64.7991 
66.7182 
68.6522 
70.6820 
72.7268. 



1 

2 
3 
4 
5 
6 
7 
8 
9 
lO 
11 
12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
29 
30 
31 
32 
33 
34 
35 
36 
37 
38 
39 
40 
41 
42 
43 
44 
45 
46 
47 
48 
49 
50 



1.0000 
2.0158 
3.0475 
4.0950 
5.1583 
6.2375 
7.3363 
8.4509 
9.5813 
10.7275 
11.8896 
13-0676 
14.2745 
15.4972 
16.7358 
17.9902 
19.2604 
20.5465 
21.8718 
23.2130 
24.5699 
25.9428 
27.3314 
28.7359 
30.1909 
31.6617 
33.1484 
34.6508 
36.1692 
37.7033 
39.3003 
40.9131 
42.5417 
44.1862 
45.8465 
47.5226 
49.2751 
51.0433 
52.8274 
54.6274 
56.4432 
58.2748 
60.1975 
62.1360 
64.0903 
66.0005 
68.0465 
70.0484 
72.1575 
74.2824 



1.0000 
2.0167 
3.0500 
4.1000 
5.1667 
6.2500 
7.3542 
8.4750 
9.6125 
10.7667 
11.9375 
13.1250 
14.3438 
15.5792 
16.8313 
18.1000 
19.3854 
20.6875 
22.0323 
23.3938 
24.7719 
26.1667 
27.5781 
29.0063 
30.4897 
31.9898 
33.5066 
35.0400 
36.5901 
38.1569 
39.7928 
41.4454 
43.1147 
44.8007 
46.5033 
48.2226 
50.0263 
51.8466 
53.6837 
55.5374 
57.4078 
59.2948 
61.2831 
63-2880 
65.3096 
67-3478 
69.4027 
71.4743 
73.6655 
75.8734 



1.0000 
2.0175 
3.0525 
4.1050 
5.1750 
6.2625 
7.3721 
8.4992 
9.6438 
10.8059 
11.9855 
13.1826 
14.4133 
15.6615 
16-9271 
18.2103 
19.5110 
20.8292 
22.1937 
23.5758 
24.9753 
26.3923 
27.8268 
29.2788 
30.7912 
32.3211 
33.8684 
35.4333 
37.0157 
38.6156 
40.2913 
41.9846 
43.6954 
45.4237 
47.1694 
48.9327 
50.7890 
52.6629 
54.5542 
50.4630 
58.3893 
60-3331 
62.3890 
64.4623 
66.5531 
68.6615 
70-7873 
72.9303 
75.2069 
77.5007 





Robinsonian 


Table 


No. 23. 


Monthly Values 


Of $1.00 placed at simple interest at the END of each month — with 


Interest com 


pounded SEMI-ANNUALLY 


At ANNUAL rates in the heading. 


17% | 18% 


1 Mos. 


| 19% | 20% | 21% 


73.1875 


74.7866 


51 


76.4232 


78.0980 


79.8120 


75.1832 


76.8614 


52 


78.5798 


80.3393 


82.1408 


77-1931 


78.9512 


53 


80.7522 


82.5972 


84.4871 


79.2171 


81.0560 


54 


82.9405 


84.8717 


86.8508 


81.3393 


83.2718 


55 


85.2537 


87-2863 


89.3707 


83.4758 


85.5026 


56 


87.5828 


89.7175 


91.9081 


85.6263 


87.7485 


57 


89.9276 


92.1653 


94.4630 


87-7911 


90.0093 


58 


92.2884 


94.6298 


97,0354 


89.9700 


92.2851 


59 


94.6449 


97.1110 


99.6253 


92.1631 


94.5760 


60 


97.0573 


99.6089 


102.2327 


94.4687 


96.9946 


61 


99.5941 


102.2690 


105.0218 


96.7885 


99.4283 


62 


102.1466 


104.9459 


107.8283 


99.1225 


101.8769 


63 


104.7150 


107.6393 


110.6524 


101.4706 


104.3405 


64 


107.2993 


110.3495 


113.4940 


103.8329 


106.8192 


65 


109.8994 


113.0763 


116.3530 


106.2094 


109.3128 


66 


112.5153 


115.8198 


119.2296 


108.7140 


111.9525 


67 


115.2967 


118.7501 


122.3161 


111.2328 


114.6072 


68 


118.0941 


121.6971 


125.4201 


113.7658 


117-2769 


69 


120.9072 


124.6608 


128.5417 


116.3129 


119.9616 


70 


123.7362 


127.6411 


131.6807 


118.8742 


122.6613 


71 


126.5810 


130.6381 


134.8372 


121.4497 


125.3760 


72 


129.4417 


133.6518 


138.0112 


124.1703 


128.2566 


73 


132.4912 


136.8793 


141.4264 


126.9050 


131.1523 


74 


135.5565 


140.1235 


144.8591 


129.6538 


134.0629 


75 


138.6377 


143.3844 


148.3093 


132.4169 


136.9885 


76 


141.7347 


146.6619 


151.7770 


135.1941 


139.9292 


77 


144.8475 


149.9561 


155.2622 


137.9854 


142.8848 


78 


147.9762 


153-2670 


158-7649 


140.9402 


146.0281 


79 


151.3191 


156-8214 


162.5433 


143.9092 


149.1864 


80 


154.6779 


160.3925 


166.3392 


146.8923 


152.3596 


81 


158.0r>25 


163.9803 


170.1526 


149.8896 


155.5479 


82 


161.4430 


167.5847 


173.9834 


152.9011 


158.7512 


83 


164.8493 


171.2059 


177.8318 


155.9267 


161.9695 


84 


168.2714 


174.8436 


181.6977 


159.1357 


165.3990 


85 


171.9357 


178.7577 


185.8774 


162.3588 


168.8435 


86 


175.6158 


18?. 6884 


190.0746 


165.5961 


172.3031 


87 


179.3118 


186.6358 


194.3893 


168.8475 


175.7776 


88 


183.0236 


190.5999 


198.5216 


172.1132 


179.2672 


89 


186.7512 


194.5806 


202.7713 


175.3930 


182.7717 


90 


190.4947 


198-5780 


207.0385 


178.8777 


186.5133 


91 


194.5109 


202.8876 


211.6616 


182.3766 


190.2699 


92 


198.5429 


207.2139 


216.3023 


185.8897 


194.0414 


93 


202.5907 


211.5569 


220.9605 


189.4169 


197.8280 


94 


206.6544 


215.9165 


225.6362 


192.9583 


201.6296 


95 


210.7339 


220.2928 


230.3293 


196.5139 


205.4462 


96 


214.8292 


224.6858 


235.0400 


200.2978 


209.5279 


97 


219.2306 


229.4306 


240.1532 


204.0959 


213.6245 


98 


223.6479 


234.1920 


245.2839 


207.9082 


217.7362 


99 


228-0811 


238.9701 


250.4321 


211.7347 


221.8629 


100 


232.5300 


243.7649 


255.5978 



Robinsonian Table No. 23. 



Monthly Values 

Of $ 1.00 placed at simple interest at the END of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



17< 



18< 



Mos. I 19 < 



20^ 



21 < 



215.5753 
219.4301 
223.5386 
227-6614 
231.7983 
235.9494 
240.1147 
244.2941 
248.7549 
253.2299 
257.7191 
262.2224 
266.7399 
271.2716 
276.1146 
280.9718 
285.8432 
290-7287 
295.6283 
300-5422 
305.7999 
311.0717 
316.3577 
321.6579 
326.9723 
332.3008 
338.0084 
343.7301 
349.4661 
355.2162 
360.9804 
366.7588 
372.9546 
379.1645 
385.3886 
391.6268 
397.8793 
404.1458 
410.8712 
417.6108 
424.3645 
431.1324 
437.9145 
444.7107 
452.0108 
459.3251 
466.6535 
473.9960 
481.3528 
488.7237 



226.0046 
230.1613 
234.6137 
239.0812 
243.5636 
248.0610 
252.5734 
257-1008 
261.9573 
266.8289 
271.7154 
276.6169 
281.5334 
286.4649 
291.7619 
297.0739 
302.4008 
307.7428 
313.0998 
318.4717 
324.2488 
330.0409 
335.8480 
341.6701 
347.5071 
353.3592 
359.6596 
365.9750 
372.3054 
378-6508 
385.0111 
391.3865 
398.2573 
405.1431 
412.0439 
418.9597 
425-8905 
432.8363 
440.3289 
447.8364 
455.3590 
462.8965 
470.4490 
478-0166 
486.1868 
494.3721 
502.5723 
510.7876 
519.0178 
527. 2631 



101 

102 

103 

104 

105 

106 

107 

108 

109 

HO 

111 

112 

113 

114 

115 

116 

117 

118 

119 

120 

121 

122 

123 

124 

125 

126 

127 

128 

129 

130 

131 

132 

133 

134 

135 

136 

137 

138 

139 

140 

141 

142 

143 

144 

145 

146 

147 

148 

149 

150 



236.9948 
241.4755 
246.2988 
i 251.1380 
255.9930 
260.8639 
i 265.7506 
270.6531 
275.9385 
281.2396 
■ 286.5567 
291.8895 
' 297.2382 
302.6027 
' 308.3939 
314.2009 
320.0238 
325.8625 
I 331.7171 
337.5874 
343.9326 
j 350.2935 
356.6703 
j 363.0630 
369.4714 
1 375.8957 
382.8474 
389.8149 
396.7983 
403.7975 
| 410.8125 
417.8433 
425.4592 
433.0909 
440.7384 
448.4017 
456.0809 
463.7759 
472.1191 
480.4780 
488.8528 
497.2434 
505.6499 
514.0722 
523.2116 
532.3669 
541.5381 
550.7251 
559.9279 
569.1465 



248.5763 

253.4044 

258.6278 

263.8679 

269.1246 

274.3980 

279.6881 

284.9948 

290.7447 

296.5113 

302.2946 

308-0945 

313.9111 

319-7443 

326.0734 

332.4191 

338.7815 

345.1606 

351.5563 

357.9687 

364.9349 

371.9177 

378. 9172 

385.9333 

392.9661 

400-0156 

407-6825 

415.3661 

423.0664 

430.7833 

438.5169 

446.2672 

454.7050 

463.1594 

471.6305 

480.1183 

488.6228 | 

497.1439 I 

506.4296 

515-7820 ; 

525.0511 J 

534.3868 

543.7392 

553.1083 

563.3268 

573.5619 

583.8137 

594.0822 

604.3673 

614.6691 



260-7810 
265.9817 
271.6364 
277.3086 
282.9983 
288.7054 
294.4301 
300.1723 
306.4253 
312.6958 
318-9838 
325.2894 
331.6124 
337-9529 
344.8671 
351.7987 
358.7479 
365.7146 
372.6988 
379.7004 
387,3452 
395.0075 
402.6872 
1 410.3845 
418.0992 
425.8315 
434.2835 
442.7531 
451.2401 
459.7447 
468.2667 
476.8063 
486.1504 
495.5120 
504.8911 
514.2877 
523.7018 
533.1334 
543.4633 
553.8106 
564.1755 
574.5578 
584.9576 
595.3750 
606.7940 
618-2306 
629.6846 
641.1562 
652.6453 
664.1518 



Robinsonian Table No. 23. 



Monthly Values 

Of $ 1.00 placed at simple interest at the end of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



17% 


i 18% 


j Mos. 


19% | 20% | 21% 


496.6472 


536.1720 


r 151 


579.1580 


625.9136 


676.7745 


504.5850 


545.0960 


152 


589.1853 


637.1748 


689.4146 


512.5369 


554.0349 


153 


599.2285 


648.4526 


702.0723 


520-5030 


562.9889 


154 


609.2875 


659.7471 


714.7475 


528.4833 


571.9578 


155 


619.3623 


671.0582 


727.4401 


536.4777 


580-9418 


156 


629.4529 


682.3860 


740.1503 


545.0778 


590.6559 


157 


640.4193 


694.7591 


754.1029 


553.6920 


600.3850 


158 


651.4014 


707.1489 


768.0730 


562.3205 


610.1291 


159 


662.3995 


719.5553 


782.0607 


570.9631 


619.8883 


160 


673.4133 


731.9784 


| 796.0658 


579.6198 


629.6624 


161 


684.4430 


744.4182 


810.0884 


588.2908 


639.4515 


162 


695.4885 


756.8746 


824.1285 


597-6249 


650.0433 


163 


707-5004 


770.4892 


839.5508 


606.9732 


660.6501 


164 


719.5281 


784.1205 


854.9905 


616.3356 


671.2718 


165 


731.5717 


797.7684 


870.4478 


625.7123 


681.9086 


166 


743.6311 


811.4329 


885.9225 


635.1030 


692.5604 


167 


755.7063 


825.1142 


901.4148 


644.5080 


703.2272 


168 


767.7974 


838-8121 


916.9245 


654.6385 


714-7756 


169 


780.9542 


853.7923 


933.9707 


664.7832 


726.3390 


170 


794.1268 


868.7892 


951.0344 


674.9421 


737-9174 


171 


807.3152 


883.8027 


968.1156 


685.1151 


749.5108 


172 


820.5195 


898.8329 


985.2143 


695.3023 


761.1192 


173 


833.7397 


913.8798 


1002.3304 


705.5037 


772.7426 


174 


846.9756 


928.9433 


1019.4641 


716.4983 


785.3337 


175 


861.3861 


945.4257 


1038.3047 


727.5071 


797.9399 


176 


875.8124 


961.4248 


1057.1629 


738.5301 


810.5610 


177 


890.2545 


978.4405 


1076.0385 


749.5672 


823.1972 


178 


904,7124 


994.9729 


1094.9316 


760.6185 


835.8483 


179 


919.1862 


1011.5219 


1113.8422 


771.6840 


848.5144 


180 


933.6758 


1028.0876 


1132.7704 


783.6162 


862.2422 


181 


949.4590 


1046.2224 


1153.5938 


795.5625 


875.9849 


182 


965.2581 


1064.3739 


1174.4348 


807.5230 


889.7426 


183 


981.0729 


1082.5420 


1195.2933 


819.4977 


903.5153 


184 


996.9036 


1100.7268 


1216.1693 


831.4866 


917.3030 


185 


1012.7502 


1118.9283 


1237.0628 


843.4896 


931.1057 


186 


1028.6125 


1137-1464 


1257.9737 


856.4391 


946.0723 


187 


1045.8989 


1157-0988 


1280.9883 


869.4027 


961.0539 


188 


1063.2011 


1177.0680 


1304.0203 


882.3804 


976.0505 


189 


1080.5191 


1197.0537 


1327.0699 


895.3724 


991.0621 


190 


1097.8530 


1217.0562 


1350.1369 


908.3785 


1006.0887 


191 


1115.2027 


1237.0753 


1373.2214 


921.3987 


1021.1303 


192 


1132.5682 


1257.1110 


1396.3235 


935.4519 


1037.4472 


193 


1151.5005 


1279.0629 


1421.7591 


949.5192 


1053.7792 


194 


1170.4487 


1301.0314 


1447.2123 


963.6007 


1070.1261 


195 


1189.4127 


1323.0166 


1472.6830 


977.6963 


1086.4881 


196 


1208.3925 


1345.0184 


1498.1711 


991-8061 


1102.8650 


197 


1227.3882 


1367.0370 


1523.6768 


1005.9301 


1119.2570 


198 


1246-3997 


1389.0722 


1549.2000 


1021.1808 


1137.0458 


199 


1267.1343 


1413.2234 


1577.3110 


1036.4456 


1154.8497 


200 


1287.8848. 


1437.3912 


1605.4395 



Robinsonian Table No. 24. 



Semi-Annual Values 

Of $ 1.00 paid at the end of each half-year, with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



2% 



2> 



7i7o 



Years. 



3% | 3%% | 4% 



1.0000 


1.0000 


% 


2.0100 


2.0125 


1 


3.0301 


3.0377 


1^ 


4.0604 


4.0756 


2 


5.1010 


5.1266 


*>2 


6.1520 


6.1907 


3 


7.2135 


7.2680 


*% 


8.2857 


8.3589 


4 


9.3685 


9.4634 


*% 


10.4622 


10.5817 


5 


11.5668 


11.7139 


*% 


12.6825 


12.8604 


6 


13.8093 


14.0211 


*% 


14.9474 


15.1964 


7 


16.0969 


16-3863 


ty* 


17.2579 


17-5912 


8 


18.4304 


18.8111 


§J£ 


19.6147 


20.0462 


9 


20.8109 


21.2968 


9% 


22.0190 


22.5630 


10 


23.2392 


23.8450 


io M 


24.4716 


25.1431 


li 


25.7163 


26.4574 


\\% 


26.9735 


27.7881 


12 


28-2432 


29.1354 


1»K 


29.5256 


30.4996 


13 


30.8209 


31.8809 


13^ 


32.1291 


33.2794 


14 


33.4504 


34.6954 


14^ 


34.7849 


36.1291 


15 


36.1327 


37.5807 


1^ 


37.4941 


39.0504 


16 


38.8690 


40.5386 


16)4 


40.2577 


42.0453 


17 


41.6603 


43.5709 


1*# 


4:*. 0769 


45.1155 


18 


44.5076 


46.6794 


18K 


45.9527 


48.2629 


19 


47.4123 


49.8662 


19# 


48.8864 


51.4896 


20 


50.3752 


53.1332 


«o# 


51.8790 


54.7973 


21 


53.3978 


56.4823 


2l>£ 


54.9318 


58.1883 


22 


56.4811 


59.9157 


22^ 


58.0459 


61.6646 


23 


59.6263 


63.4354 


23^ 


61.2226 


65.2284 


24 


62.8348 


67.0437 


24>£ 


64.4632 


68.8818 


25 



1.0000 

2-0150 

3.0452 

4.0909 

5.1523 

6.2296 

7-3230 

8.4328 

9.5593 

10.7027 

11.8633 

13.0412 

14.2368 

15.4504 

16.6821 

17.9324 

19.2014 

20.4894 

21.7967 

23.1237 

24.4705 

25.8376 

27.2251 

28.6335 

30.0630 

31.5140 

32.9867 

34.4815 

35.9987 

37.5387 

39.1018 

40.6883 

42.2986 

43.9331 

45.5921 

47.2760 

48.9851 

50.7199 

52.4807 

54.2679 

56.0819 

57-9231 

59.7920 

61.6889 

63.6142 

65-5684 

67-5519 

69.5652 

71.6087 

73.6828 



1.0000 

2.0175 

3.0528 

4.1062 

5.1781 

6.2687 

7.3784 

8.5075 

9.6564 

10.8254 

12.0148 

13.2251 

14.4505 

15.7095 

16.9844 

18-2817 

19-6016 

20.9446 

22.3112 

23.7016 

25.1164 

26.5559 

28.0207 

29.5110 

31.0275 

32.5704 

34.1404 

357379 

37-3633 

39-0172 

40-7000 

42-4122 

44.1544 

45-9271 

47.7308 

49.5661 

51.4335 

53-3336 

55.2670 

57.2341 

59.2357 

61-2724 

63.3462 

65.4532 

67-5986 

69.7816 

72.0027 

74.2628 

76.5624 

78.9022 



1.0000 
2.0200 
3.0604 
4.1216 
5.2040 
6.3081 
7.4343 
8.5830 
9.7546 
10.9497 
12.1687 
13.4121 
14.6803 
15.9739 
17.2934 
18.6393 
20.0121 
21.4123 
22.8406 
24.2974 
25.7833 
27-2990 
28.8450 
30.4219 
32.0303 
33.6709 
35.3443 
37.0512 
38.7922 
40.5681 
42.3794 
44.2270 
46.1116 
48.0338 
49.9945 
51.9944 
54.0343 
56.1149 
58.2372 
60.4020 
62.6100 
64.8622 
67.1595 
69.5027 
71-8927 
74.3306 
76.8172 
79.3535 
81.9406 
84.5794 



Robinsonian Table No. 24. 



Semi-Annual Values 

Of $ 1.00 paid at the end of each half-year, with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



I 



65 



I 



Years. 



8% 



9% 



10% 



1.0000 
2.0250 
3.0756 
4.1525 
5.25G3 
6.3877 
7.5474 
8.7361 
9.9545 
11.2034 
12.4835 
13.7956 
15.1404 
16.5190 
17.9319 
19.3802 
20.8647 
22.3863 
23.9460 
25.5447 
27.1833 
28.8629 
30.5844 
32.3490 
34.1578 
36.0117 
37.9120 
39.8598 
41.8563 
43.9027 
46.0003 
48.1503 
50.3540 
52.6129 
54.9282 
57.3014 
59.7339 
62.2273 
64.7830 
67.4026 
70.0876 
72.8398 
75.6608 
78.5523 
81.5161 
84.5540 
87.6679 
90.8596 
94.1311 
97.4843 



1.0000 

2.0300 

3.0909 

4.1836 

5.3091 

6.4684 

7-6625 

8-8923 

10.1591 

11.4639 

12.8078 

14.1920 

15.6178 

17-0863 

18.5989 

20.1569 

21.7616 

23.4144 

25.1169 

26.8704 

28-6765 

30.5368 

32.4529 

34.4265 

36.4593 

38-5530 

40.7096 

42.9309 

45.2189 

47.5754 

50.0027 

52.5028 

55.0778 

57.7302 

60.4621 

63.2759 

66.1742 

69.1594 

72.2342 

75.4013 

78.6633 

82.0232 

85.4839 

89.0484 

92.7199 

96.5015 

100.3965 

104.4084 

108.5407 

112.7969 



1.0000 

2.0350 

3.10G2 

4.2149 

5.3625 

6.5502 

7-7794 

9.0517 

10.3685 

11.7314 

13.1420 

14.6020 

16.1130 

17.6770 

19.2957 

20.9710 

22.7050 

24.4997 

26.3572 

28.2797 

30.2095 

32.3289 

34.4604 

36.6665 

38.9499 

41.3131 

43.7591 

46.2906 

48.9108 

51.6227 

54.4295 

57.3345 

60.3412 

63.4532 

66.6740 

70.0076 

73.4579 

77-0289 

80.7249 

84-5503 

88.5095 

92.6074 

96.8486 

101.2383 

105.7817 

110.4840 

115.3510 

120.3883 

125.6018 

130.9979 



1 

1& 

2 

»K 
3 

3^ 

4 

5 

sy 2 

6 

6^ 
7 

7% 

8 

9 

9K 
10 

10)4 
n 

UK 

12 

13 

13« 
14 
14^ 
15 

1«K 

16 

17 
IS 

19 

1»& 
20 

21 

*V4 

22 

22^ 

23 

23^ 

24 

24^ 

25 



1.0000 

2.0400 

3.1216 

4.2465 

5.4163 

6.6330 

7.8983 

9.2142 

10.5828 

12.0061 

13.4864 

15.0258 

16.6268 

18.2919 

20.0236 

21.8245 

23.6975 

25.6454 

27.6712 

29.7781 

31.9692 

34.2480 

36.6179 

39.0826 

41.6459 

44.3117 

47.0842 

49.9676 

52.9663 

56.0849 

59.3283 

62.7015 

66.2095 

69.8579 

73.6522 

77-5983 

81.7022 

85.9703 

90.4091 

95.0255 

99.8265 

104.8196 

110.0124 

115.4129 

121.0294 

126.8706 

132.9454 

139.2632 

145.8337 

152.6671 



1.0000 

2.0450 

3.1370 

4.2782 

5.4707 

6.7169 

8.0192 

9.3800 

10.8021 

12.2882 

13.8412 

15.4640 

17.1599 

18.9321 

20.7841 

22.7193 

24.7417 

26.8551 

29.0636 

31.3714 

33.7831 

36.3034 

38.9370 

41.6892 

44.5652 

47.5706 

50.7113 

53.9933 

57.4230 

61.0071 

64.7524 

68.6662 

72.7562 

77.0303 

81.4966 

86.1640 

91.0413 

96.1382 

101.4644 

107.0303 

112.8467 

118.9248 

125.2764 

131.9138 

138.8500 

146.0982 

153.6726 

161.5879 

169.8594 

178.5030 



1.0000 
2.0500 
3.1525 
4.3101 
5.5256 
6.8019 
8.1420 
9.5491 
11.0266 
12.5779 
14.2068 
15.9171 
17.7130 
19.5986 
21.5786 
23.6575 
25.8404 
28.1324 
30.5390 
33.0660 
35.7193 
38.5052 
41.4305 
44-5020 
47. 7271 
51.1135 
54.6691 
58.4026 
62.3227 
66.4388 
70.7608 
75.2988 
80.0638 
85.0670 
90.3203 
95.8363 
101.6281 
107.7095 
114.0950 
120.7998 
127.8398 
135.2318 
142.9933 
151.1430 
159.7002 
168.6852 
178.1194 
188.0254 
198.4267 
209.3480 




Robinsonian Table No. 24. 





Semi-Annual Values 


Of $ 1.00 paid at the end of each half-year, with 


Interest compounded SEMI-ANNUALLY 




At ANNUAL rates in the heading. 


n% 


| 12% | 13% | Years. | 14% | 15% 16% 


1.0000 


1.0000 


1.0000 


H 


1.0000 


1.0000 


1.0000 


2.0550 


2.0600 


2.0650 


l 


2.0700 


2.0750 


2.0800 


3.1680 


3.1836 


3.1992 


itf 


3.2149 


3.2306 


3.2464 


4.3423 


4.3746 


4.4072 


2 


4.4399 


4.4729 


4.5061 


5.5811 


5.6371 


5.6936 


»« 


5.7507 


5.8084 


5.8666 


6.8881 


6.9753 


7-0637 


3 


7-1533 


7*2440 


7.3359 


8.2669 


8.3938 


8.5229 


3^ 


8-6540 


8.7873 


8.9228 


9.7216 


9.8975 


10.0769 


4 


10.2598 


10.4464 


10.6366 


11.2563 


11.4913 


11.7319 


*H 


11.9780 


12.2298 


12.4876 


12.8754 


13.1808 


13.4944 


5 


13.8164 


14.1471 


14.4866 


14.5835 


14.9716 


15.3716 


&X 


15.7836 


16.2081 


16.6455 


16.3856 


16.8699 


17.3707 


6 


17.8885 


18.4237 


18.9771 


18.2868 


18.8821 


19.4998 


cy 2 


20,1406 


20.8055 


21.4953 


20.2926 


21.0151 


21.7673 


7 


22-5505 


23.3659 


24.2149 


22.4087 


23.2760 


24.1822 


**% 


25.1290 


26.1184 


27.1521 


24.6411 


25.6725 


26.7540 


8 


27.8881 


29.0772 


30.3243 


26.9964 


28.2129 


29.4930 


s l A 


30.8402 


32.2580 


33.7502 


29.4812 


30.9057 


32.4101 


9 


33.9990 


35.6774 


37.4502 


32.1027 


33.7600 


35.5167 


9y 2 


37.3790 


39.3532 


41.4463 


34.8683 


36.7856 


38.8253 


10 


40.9955 


43.3047 


45.7620 


37.7861 


39.9927 


42.3490 


10>£ 


44.8652 


47.5525 


60.4229 


40.8643 


43.3923 


46.1016 


11 


49.0057 


52.1190 


55.4568 


44.1118 


46.9958 


50.0982 


I1J* 


53.4361 


57.0279 


60.8933 


47.5380 


50.8156 


54.3546 


12 


58.1767 


62.3050 


66.7648 


51.1526 


54.8645 


58.8877 


1Q% 


63.2490 


67.9779 


73.1059 


54.9660 


59.1564 


63.7154 


13 


68.6765 


74.0762 


79.9544 


58.9891 


63.7058 


68.8569 


13^ 


74.4838 


80.6319 


87.3508 


63.2335 


68.5281 


74.3326 


14 


80.6977 


87.6793 


95.3388 


67.7114 


73.6398 


80.1642 


**X 


87.3465 


95.2553 


103.9659 


72.4355 


79.0582 


86.3749 


15 


94.4608 


103.3994 


113.2832 


77.4194 


84.8017 


92.9892 


IStf 


102 0730 


112.1544 


123.3459 


82.6775 


90.8898 


100.0335 


16 


110.2182 


121.5659 


134.2135 


88.2248 


97.3432 


107.5357 


16# 


118.9334 


131.6834 


145.9506 


94.0771 


104.1838 


115.5255 


17 


128.2588 


142.5596 


158.6267 


100.2514 


111.4348 


124.0347 


H% 


138.2369 


154.2516 


172.3168 


106.7652 


119.1209 


133.0969 


18 


148.9135 


166.8205 


187.1021 


113.6373 


127.2681 


142.7482 


"# 


160.3374 


180.3320 203.0703 


120.8873 


135.9042 


153.0269 


19 


172.5610 


194.8569 220.3159 


128.5361 


145.0585 


163.9736 


1»# 


185.6403 


210.4712 238.9412 


136.6056 


154.7620 


175.6319 


20 


199-6351 


227.2565 259.0565 


145.1189 


165.0477 


188.0480 


»o# 


214.6096 


245.3008 280.7810 


154.1005 


175.9505 


201.2711 


21 


230-6322 


264.6983 304.2435 


163.5760 


187.5076 


215.3537 


aitf 


247.7765 


285.5507 


329.5830 


173.5727 


199.7580 


230.3517 


22 


266.1209 


307.9670 


356.9496 


184.1192 


212.7435 


246.3246 


3»tf 


285.7493 


332.0645 


386.5056 


195.2457 


226.5081 


263.3357 


23 


306.7518 


357.9693 


418.4261 


206.9842 


241.0986 


281.4525 


23M 


329.2244 


885.8170 


452.9002 


219.3684 


256.5645 


300.7469 


24 


353.2701 


415.7633 


490.1322 


232.4336 


272.9584 


321.2955 


**% 


378.9990 


447.9348 


530.3427 


246.2175 


290.3359 


343.1797 1 


25 


406.5289 


482.5299 ' 


573.7702 



Robinsonian Table No. 24. 



Semi-Annual Values 






Of $ 1.00 paid at the end of each half-year, with 




Interest com 


pounded SEMI-ANNUALLY 




At ANNUAL rates in 


THE HEADING. 




17% ! 18% 


Years. 


1 i»% 


20% 


21% 




1.0000 


1.0000 


H 


1.0000 


1.0000 


1.0000 




2.0850 


2.0900 


l 


2.0950 


2.1000 


2.1050 




3.2622 


3.2781 


*H 


3.2940 


3-3100 


3.3260 




4.5395 


4.5731 


2 


4.6070 


4.6410 


4.6753 




5.9254 


5.9847 


*% 


6.0446 


6.1051 


6.1662 




7-4290 


7-5233 


3 


7.6189 


7-7156 


7.8136 




9.0605 


9.2004 


3% 


9.3426 


9.4872 


9.6340 




10.8306 


11.0285 


4 


11.2302 


11.4359 


11.6456 




12.7512 


13.0210 


*y* 


13.2971 


13.5795 


13.8684 




14.8351 


15.1929 


5 


15.5603 


15.9374 


16.3246 




17.0961 


17.5603 


5% 


18.0385 


18.5312 


19.0387 




19.5492 


20.1407 


6 


20.7522 


21.3843 


22.0377 




22.2109 


22.9534 


6^ 


23.7236 


24.5227 


25.3517 




25.0989 


26.0192 


7 


26.9774 


27-9750 


29.0136 




28-2323 


29.3609 


t% 


30.5402 


31.7725 


33.0600 




31.6320 


33.0034 


8 


34.4416 


35.9497 


37.5313 




35.3207 


36.9737 


§^ 


38.7135 


40.5447 


42.4721 




39.3230 


41.3013 


9 


43.3913 


45.5992 


47.9317 




43.6655 


46.0185 


9V 2 


48-5135 


51.1591 


53.9645 




48.3770 


51.1601 


10 


54.1222 


57.2750 


60.6308 




53.4891 


56.7645 


io>£ 


60.2638 


64-0025 


67.9970 




59.0356 


62.8733 


11 


66.9889 


71.4027 


76.1367 




65.0537 


69.5319 


11K 


74.3529 


79.5430 


85.1311 




71-5832 


76.7898 


12 


82.4164 


88-4973 


95.0699 




78.6678 


84.7009 


12 J* 


91.2459 


98-3471 


106.0522 




86.3546 


93.3240 


13 


100.9143 


109.1818 


118.1877 




94.6947 


102.7231 


13M 


111.5012 


121.0999 


131.5974 




103-7437 


112.9682 


14 


123.0938 


134.2099 


146.4151 




113.5620 


124.1354 


14# 


135.7877 


148.6309 


162.7887 




124.2147 


136.3075 


15 


149.6875 


164.4940 


180.8815 




135.7730 


149.5752 


1*K 


164.9078 


181.9434 


200-8741 




148.3137 


164.0370 


16 


181.5741 


201.1378 


222.9658 




161.9203 


179.8003 


16# 


199.8236 


222.2515 


247-3772 




176.6836 


196.9823 


17 


219.8068 


245.4767 


274.3518 




192.7017 


215.7108 


1*K 


241.6885 


271.0244 


304.1588 




210.0813 


236-1247 


18 


265.6489 


299.1268 


337-0955 




228-9382 


258.3760 


1*% 


291.8855 


330.0395 


373.4905 




249.3980 


282.6298 


19 


320.6147 


364.0434 


413.7070 




271.5968 


309.0665 


19% 


352.0731 


401.4478 


458.1462 




295.6825 


337.8824 


20 


386.5200 


442.5926 


507-2516 




321.8156 


369.2919 


»©# 


424.2394 


487.8518 


561.5130 




350.1699 


403.5281 


21 


465.5421 


537.6370 


621.4719 




380.9343 


440.8457 


21^ 


510.7686 


592.4007 


687.7264 




414.3137 


481.5218 


22 


560.2917 


652.6408 


760.9377 




450.5304 


525.8587 


22^ 


614.5194 


718.9048 


841.8361 




489.8255 


574.1860 


23 


673.8987 


791.7953 


931.2289 




532.4606 


626.8628 


23^ 


738.9191 


871.9749 


1030.0080 




578.7198 


684.2804 


24 


810.1164 


960.1723 


1139.1588 




628.9110 


746.8657 


24^ 


888.0775 


1057.1896 


1259.7705 




683.3684 


815.0836 


25 


973.4448 


1163.9085 


1393.0464 





Robinsonian Table No. 25. 



Monthly Values 

Of $ 1.00 placed at simple interest at the first of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



5% 


I 6% 


1 7% 


1 Mos. 


1 8% 


1 9% 


1 io# 


1.0042 


1.0050 


1.0058 


1 


1.0067 


1.0075 


1.0083 


2.0125 


2.0150 


2.0175 


2 


2.0200 


2.0225 


2.0250 


3-0250 


3.0300 


3.0350 


3 


3.0400 


3.0450 


3.0500 


4.0417 


4.0500 


4.0583 


4 


4.0667 


4.0750 


4.0833 


5.0625 


5.0750 


5.0875 


5 


5.1000 


5.1125 


5.1250 


6.0875 


6.1050 


6.1225 


6 


6.1400 


6.1575 


6.1750 


7.1170 


7-1405 


7.1640 


7 


7.1876 


7.2112 


7.2348 


8.1507 


8.1811 


8.2114 


§ 


8.2419 


8.2724 


8.3029 


9.1886 


9.2266 


9.2646 


9 


9.3028 


9.3410 


9.3794 


10.2306 


10.2771 


10.3237 


10 


10.3704 


10.4172 


10.4642 


11.2768 


11.3326 


11.3886 


11 


11.4447 


11.5009 


11.5573 


12.3272 


12.3932 


12.4593 


12 


12.5256 


12.5921 


12.6588 


13.3827 


13.4601 


13.5378 


13 


13.6158 


13.6940 


13.7726 


14.4424 


14.5321 


14.0221 


14 


14.7126 


14.8035 


14.8947 


15.5063 


15.6090 


15.7123 


15 


15.8161 


15.9204 


16.0252 


16.5743 


16.6910 


16.8083 


16 


16.9263 


17.0449 


17.1640 


17.6465 


17-7780 


17.9102 


17 


18.0431 


18.1768 


18.3112 


18-7229 


18.8699 


19.0179 


18 


19.1666 


19.3162 


19.4667 


19.8050 


19.9693 


20.1346 


19 


20.3011 


20.4686 


20.6372 


20.8914 


21.0736 


21.2572 


20 


21.4422 


21.6285 


21.8161 


21.9819 


22.1830 


22.3857 


21 


22.5900 


22.7958 


23.0034 


23.0766 


23.2973 


23.5199 


22 


23.7444 


23.9707 


24.1989 


24.1754 


24-4167 


24.6601 


23 


24.9055 


25.1531 


25.4028 


25.2784 


25.5410 


25.8060 


24 


26.0733 


26.3430 


26.6150 


26.3879 


26.6737 


26.9024 


25 


27.2538 


27.5480 


27.8451 


27-5016 


27.8115 


28.1246 


26 


28.4409 


28.7606 


29.0836 


28.6194 


28.9542 


29.2926 


27 


29.6348 


29.9807 


30.3304 


29.7414 


30.1019 


30.4005 


28 


30.8352 


31.2083 


31.5855 


30.8676 


31.2546 


31.6462 


29 


32.0424 


32.4433 


32.8490 


31.9979 


32.4123 


32.8317 


30 


33.2562 


33.6859 


34.1208 


33.1354 


33.5793 


34.0290 


31 


34.4846 


34.9460 


35.4134 


34.2770 


34.7514 


35.2322 


32 


35.7196 


36.2137 


36.7145 


35.4229 


35.9285 


36.4413 


33 


36.9613 


37.4888 


38.0238 


36.5729 


37.1105 


37-6561 


34 


38.2097 


38.7715 


39.3415 


37.7270 


38.2976 


38.8768 


35 


39.4648 


40.0616 


40,6675 


38.8853 


39.4896 


40.1033 


36 


40.7265 


41.3593 


42.0018 


40.0515 


40.6921 


41.3431 


37 


42.0046 


42.6770 


43.3602 


41.2219 


41.8995 


42.5887 


38 


43.2895 


44.0021 


44.7268 


42.3964 


43.1120 


43.8401 


39 


44.5810 


45.3348 


46.1019 


43.5751 


44.3294 


45.0974 


40 


45.8792 


46.6750 


47.4852 


44.7580 


45.5519 


46.3605 


41 


47.1840 


48.0227 


48.8769 


45.9450 


46.7793 


47.6294 


42 


48.4955 


49.3779 


50.2769 


47.1406 


48.0182 


48.9131 


43 


49.8255 


50.7558 


51.7042 


48.3404 


49.2621 


50.2026 


44 


51.1621 


52.1411 


53.1399 


49.5443 


50.5110 


51.4979 


45 


52.5054 


53.5339 


54.5838 


50.7524 


51.7649 


52.7991 


46 


53.8554 


54.9343 


56.0361 


51.9647 


53.0238 


54.1061 


47 


55.2120 


56.3421 


57.4968 


53.1811 


54.2877 


55.4190 


48 


56.5753 


57.7574 


58.9657 


$4.4069 


55.5642 


56.7481 


49 


57.9592 


59.1981 


60.4655 


55.6368 


56.8456 


58.0830 


50 


59.3497 


60.6463 


61.9735 



Robinsonian Table No. 25. 



Monthly Values 

Of $1.00 placed at simple interest at the first of each month — with 

Interest compounded SEMI- AKNU ALLY 

At ANNUAL rates in the heading. 



11! 



1»5 



13^ 



Mos. | 14% | 15% 



16 



1.0092 


1.0 1 00 


1.0108 


1 


1.0117 


1.0125 


1.0133 


2.0275 


2.0300 


2.0325 


2 


2.0350 


2.0375 


2.0400 


3.0550 


3.0600 


3-0650 


& 


• 3.0700 


3.0750 


3.0800 


4.0917 


4.1000 


4.1083 


4 


4.1167 


4.1250 


4.1333 


5.1375 


5.1500 


5.1625 


5 


5.1750 


5.1875 


5.2000 


6.1925 


6.2100 


6.2275 


6 


6-2450 


6.2625 


6.2800 


7.2584 


7.2821 


7-3058 


7 


7-3295 


7.3533 


7.3771 


8-3335 


8-3642 


8-3949 


8 


8.4257 


8.4566 


8.4875 


9.4178 


9.4503 


9-4949 


9 


9.5336 


9.5723 


9.6112 


10.5112 


10.5584 


10.6057 


io 


10.6531 


10.7006 


10.7483 


11.6138 


11.6705 


11.7273 


11 


11.7843 


11.8414 


11.8987 


12.7256 


12.7926 


12.8598 


12 


12.9272 


12.9947 


13.0624 


13.8514 


13.9305 


14-0C99 


13 


14.0896 


14.1696 


14.2499 


14.9864 


15.0785 


15.1709 


14 


15.2638 


15.3571 


15.4507 


16.1305 


16.2364 


16.3427 


15 


16.4496 


16.5570 


16.6649 


17.2839 


17.4043 


17.5254 


10 


17.6471 


17-7694 


17.8924 


18.4463 


18.5822 


18.7189 


17 


18.8562 


18.9944 


19.1332 


19.6180 


19.7702 


19.9232 


18 


20.0771 


20.2318 


20.3874 


20.8070 


20.9779 


21.1498 


19 


21.3229 


21.4972 


21.6726 


22.0052 


22.1956 


22.3873 


20 


22.5805 


22.7751 


22.9711 


23.2125 


23.4233 


23.6357 


21 


23.8497 


24.0655 


24.2829 


24.4290 


24.6610 


24.8948 


22 


25.1306 


25.3684 


25.6081 


25.6547 


25.9087 


26.1648 


23 


26.4232 


26.6838 


26.9466 


26.8895 


27.1664 


27.4457 


24 


27-7274 


28.0117 


28.2984 


28.1451 


28.4480 


28.7538 


25 


29.0626 


29.3743 


29.6890 


29.4100 


29.7397 


30.0728 


26 


30.4094 


30.7495 


31.0930 


30.6839 


31.0414 


31.4027 


27 


31.7679 


32.1371 


32.5103 


31.9671 


32.3530 


32.7433 


2S 


33.1381 


33.5373 


33-9410 


33.2594 


33.6747 


S4.0948 


29 


34.5199 


34.9499 


35.3849 


34.5609 


35.0063 


35.4571 


30 


35.9134 


36.3750 


36.8423 


35.8869 


36.3664 


36.8521 


31 


37.3440 


37.8422 


38.3468 


37-2220 


37.7365 


38.2579 


32 


38.7863 


39.3219 


39.8647 


38.5663 


39.1165 


39.6745 


33 


40.2403 


40.8141 


41.3959 


39.9198 


4^.5066 


^11.1020 


34 


41.7060 


42.3188 


42.9405 


41.2824 


11.906? 


42.5402 


35 


43.1833 


43.8360 


44.4984 


42.6543 


43.^167 


43.9894 


36 


44.6723 


45.3657 


46.0696 


44.0544 


£i.7599 


45.4767 


37 


46.2051 


46.9452 


47.6972 


45.4638 


46.2131 


16.9750 


38 


47.7497 


48.5373 


49.3382 


46.8822 


47.6702 


18.4840 


39 


49.3058 


50.1419 


50.9924 


48.3099 


49.24Pi 


50.0039 


40 


50.8737 


51.7590 


52.6600 


49.7467 


50.3326 


61.5346 


41 


52.4532 


53.3885 


54.3409 


51.1927 


52.1257 


53.0762 


42 


54.0444 


55.0306 


56.0352 


52. 6712 


53.6570 


64.6620 


43 


55.6865 


56.7310 


57.7957 


54.1588 


55.1982 


56.2587 


44 


57.3404 


58.4439 


59.5695 


55.6555 


56.7495 


57.8661 


45 


59.0059 


60.1693 


61.3566 


57.1615 


58.3103 


59.4845 


46 


60.6831 


61.9071 


63.1571 


58.6766 


59.8820 


61.1136 


47 


62.3719 


63.6575 


64.970*9 


60.2008 


61.4633 


62.7536 


48 


64.0725 


65.4204 


66.7980 


61.7618 


63.0879 


64.4443 


49 


65.8316 


67.2507 


68.7020 


63.3320 


64.7225 


66.1458 


50 


67.6025 


69.0934 I 


70.6193 



Robinsonian Table No. 25. 



Monthly Values 

Of $1.00 placed at simple interest at the first of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



5% 6% 7% 


| Mos. 


8% | 9% 10% 


56.8709 


58.1320 


59.4238 


51 


60.7469 


62.1020 


63.4899 


58.1091 


59.4235 


60.7704 


52 


62.1507 


63.5652 


65.0146 


59.3515 


60.7199 


62.122*8 


53 


63.5612 


65.0358 


66.5477 


60.5981 


62.0213 


63.4811 


54 


64.9784 


66.5140 


68.0890 


61.8548 


63.3364 


64.8573 


55 


66.4182 


68.0204 


69.6648 


63.1156 


64.6566 


66.2392 


56 


67-8647 


69.5342 


71.2489 


64.3806 


65.9817 


67.6270 


57 


69.3179 


71.0556 


72.8413 


65.6498 


67.3118 


69.0207 


5§ 


70.7778 


72.5844 


74.4420 


66.9231 


68.6469 


70-4201 


59 


72.2443 


74.1208 


76.0511 


68.2006 


69.9870 


71.8255 


60 


73.7175 


75.6646 


77.6685 


69.4889 


71.3419 


73.2503 


61 


75.2150 


77-2396 


79.3241 


70.7814 


72.7019 


74.6809 


62 


76.7204 


78.8221 


80.9880 


72.0781 


74.0668 


76.1174 


63 


78.2318 


80.4121 


82.6602 


73.3789 


75.4367 


77.5597 


64 


79.7500 


82.0096 


84.3408 


74.6839 


76.8117 


79.0079 


65 


81.2747 


83.6146 


86.0297 


75.9931 


78.1916 


80.4618 


66 


82.8062 


85.2271 


87.7269 


77.3139 


79.5876 


81.9370 


67 


84.3049 


80.8738 


89.4663 


78.6389 


80.9885 


83.4181 


68 


85.9303 


88.5280 


91.2140 


79.9680 


82.3945 


84.9049 


69 


87.5023 


90.1897 


92.9701 


81.3013 


" 83.8054 


86.3976 


70 


89.0810 


91.8589 


94.7345 


82.6388 


85.2214 


87.8961 


71 


90.6664 


93.5356 


96.5072 


83.9804 


86.6423 


89.4005 


72 


92.2584 


95.2198 


98.2883 


85.3345 


88.0806 


90.9278 


73 


93.8802 


96.9414 


100.1157 


80.6928 


89.5238 


92.4610 


74 


95.5086 


98-6706 


101.9514 


88.0552 


90.9720 


94.0000 


75 


97.1436 


100.4072 


103.7955 


89.4218 


92.4252 


95.5449 


76 


98.7853 


102.1514 


105.6479 


90.7925 


93.8834 


97.0955 


77 


100.4337 


103.9030 


107.5086 


92.1674 


95.3466 


98.6520 


78 


102.0888 


105.6622 


109.3777 


93.5556 


96.8283 


100.2333 


79 


103.7760 


107.4621 


111.2975 


94.9480 


98.3151 


101.8205 


SO 


105.4700 


109.2696 


113.2256 


96.3445 


99.8008 


103.4134 


81 


107.1706 


111.0846 


115.1621 


97.7452 


101.3035 


105.0122 


82 


108.8778 


112.9070 


117.1009 


99.1501 


102.8053 


106.6169 


83 


110.5917 


114.7370 


119.0601 


100.5591 


104.3120 


108.2273 


84 


112.3123 


116.5745 


121.0216 


101.9823 


105.8386 


109.8645 


85 


114.0678 


118.4563 


123.0384 


103.4096 


107.3701 


111.5075 


86 


115.8298 


120.3450 


125.0636 


104.8411 


108.9067 


113.1503 


87 


117.5986 


122.2424 


127-0971 


106.2768 


110.4482 


114.8110 


88 


119.3740 


124.1467 


129.1389 


107.7166 


111.9948 


116.4715 


89 


121.1561 


126.0585 


131.1891 


109.1606 


113.5464 


118.1378 


90 


122.9448 


127.9778 


133.2476 


110.6196 


115.1191 


119.8328 


91 


124.7711 


129.9451 


135.3664 


112.0828 


116.6968 


121.5336 


92 


126.6041 


131.9200 


137-4934 


113.5501 


118-2796 


123.2402 


93 


128.4437 


133.9023 


139.6288 


115.0216 


119.8673 


124.9527 


94 


130.2900 


135.8921 


141.7726 


116.4973 


121.4600 


126.6710 


95 


132.1430 


137.8895 


143.9246 


117.9771 


123.0578 


128.3951 


96 


134.0026 


139.8943 


146.0850 


119.4729 


124.6780 


130.1499 


97 


135.9026 


141.9510 


148.3107 


120.9728 


126.3033 


131.9106 


98 


137.8093 


144.0152 


150.5448 


122.4768 


127-9336 


133.6770 


99 


139.7227 


146.0869 


152.7871 


123.9851 


129.5689 


135.4493 


100 


141.6427 


148.1661 


155.0378 



Robinsonian Table No. 25. 





Monthly Values 




Of $1.00 placed at 


simple interest at the first of each month — with 


Interest compounded SEMI-ANNUALLY 


At ANNUAL rates in the heading. 




11% 1*2% 


1 13% 


Mos. 


| 14% 15% 


16% 


64.9114 


66.3672 


67-8581 


51 


69-3850 


70.9487 


72.5499 


66.4999 


68.0218 


69.5813 


52 


71.1792 


72.8164 


74.4939 


68-0975 


69.6864 


71-3153 


53 


72.9850 


74.6967 


76.4512 


69.7044 


71.3611 


73.0601 


54 


74.8025 


76.5894 


78.4219 


71.3525 


73.0847 


74.8624 


55 


76.6869 


78.5593 


80.4808 


73.0098 


74-8183 


76-6756 


56 


78.5829 


80.5417 


82.5531 


74.6763 


76.5619 


78-4996 


57 


80.4906 


82.5365 


84.6387 


76.3519 


78.3155 


80.3344 


58 


82.4100 


84.5439 


86.7377 


78.0367 


80-0791 


82.1800 


59 


84.3410 


86.5638 


88.8500 


79-7306 


81.8527 


84.0365 


60 


86.2837 


88.5961 


90.9756 


81.4707 


83.6813 


85.9577 


61 


88.3020 


90.7161 


93.2020 


83.2199 


85.5198 


87.8898 


62 


90.3320 


92.8485 


95.4416 


84-9782 


87-3683 


89.8327 


63 


92.3736 


94.9935 


97.6946 


86-7458 


89.22C8 


91.7864 


64 


94.4270 


97.1509 


99.9610 


88.5224 


91.0954 


93.7510 


65 


96.4919 


99.3209 


102.2407 


90.3083 


92.9739 


95.7264 


66 


98.5686 


101.5033 


104.5337 


92.1453 


94.9136 


97-7743 


67 


100.7302 


103.7846 


106.9408 


93.9915 


96.8634 


99.8330 


68 


102.9035 


106.0784 


109.3612 


95.8468 


98-8231 


101.9025 


69 


105.0885 


108.3847 


111.7950 


97.7113 


100.7929 


103.9829 


70 


107.2851 


110.7035 


114.2421 


99.5849 


102.7726 


106.0741 


71 


109.4934 


113.0348 


116.7026 


101.4678 


104.7623 


108.1761 


72 


111.7134 


115.3786 


119.1764 


103.4071 


106.8200 


110.3588 


73 


114.0284 


117.8333 


121.7787 


105-3555 


108.8876 


112.5524 


74 


116.3550 


120.3006 


124.3944 


107-3131 


110.9652 


114.7568 


75 


118.6933 


122.7803 


127-0234 


109.2799 


113.0528 


116.9721 


76 


121.0433 


125.2725 


129.6658 


111.2559 


115.1505 


119.1981 


77 


123.4050 


127.7773 


132.3214 


113.2410 


117. 2581 


121.4351 


78 


125.7783 


130.2945 


134.9905 


115.2882 


119.4407 


123.7614 


79 


128.2574 


132.9357 


137-8037 


117.3446 


121.6332 


126.0986 


80 


130.7481 


135.5894 


140.6302 


119.4101 


123.8358 


128.4467 


81 


133.2506 


138.2555 


143.4701 


121.4848 


126.0484 


130.8056 


82 


135.7646 


140.9342 


146.3233 


123.5687 


128.2710 


133.1753 


83 


138.2904 


143.6254 


149.1898 


125.6618 


130.5036 


135.5558 


84 


140.8278 


146.3291 


152.0697 


127-8228 


132.8186 


138.0352 


85 


143.4825 


149.1707 


155.1106 


129.9931 


135.1436 


140.5254 


86 


146.1488 


152.0248 


158.1649 


132.1725 


137.4787 


143.0264 


87 


148.8268 


154.8914 


161.2325 


134.3610 


139.8237 


145.5382 


88 


151.5164 


157.7705 


164.3134 


136.5587 


142.1787 


148.0609 


89 


154.2178 


160.6621 


167.4077 


138-7656 


144.5438 


150.5945 


90 


156.9307 


163.5663 


170.5153 


141.0468 


146.9992 


153.2367 


91 


159.7733 


166.6233 


173.8021 


143.3372 


149.4646 


155.8898 


92 


162.6275 


169.6929 


177.1023 


145.6367 


151.9401 


158.5538 


93 


165.4933 


172.7750 


180.4159 


147-9454 


154.4255 


161.2286 


94 


168.3708 


175.8696 


183.7428 


150.2632 


156.9210 


163.9142 


95 


171.2600 


178.9767 


187.0830 


152.5903 


159.4264 


166.6106 


96 


174.1609 


182.0962 


100.4365 


154-9982 


162.0307 


169.4264 


97 


177.2044 


185.3849 


193.9890 


157.4152 


164.6449 


172.2530 


98 


180.2596 


188.6861 


197.5548 


159.8415 


167.2692 


175.0904 


99 


183.3265 


191.9998 


201.1340 


162.2769 




169.9035 


177.9387 


100 


186.4051 


195.3260 


204.7264 



Robinsonian Table No. 25. 



Monthly Values 


Of $ 1.00 placed at simple interest at the first of each month — with 


Interest compounded SEMI-ANNUALLY 


At ANNUAL hates in the heading. 


5% | 6%| 7% | Mos. | 8% | 9% 10% 


125.4975 


131.2092 


137.2275 


lOl 


143.5694 


150.2529 


157.2969 


127.0140 


132.8545 


139.0115 


102 


145.5027 


152.3471 


159.5643 


128.5474 


134.5238 


140-8282 


103 


147.4794 


154.4972 


161.9023 


130.0850 


136.1980 


142.6508 


104 


149.4628 


156.6548 


164.2487 


131.6267 


137.8773 


144.4792 


105 


151.4528 


158.8199 


166.6034 


133.1726 


139.5616 


146.3134 


106 


153.4495 


160-9925 


168.9664 


134.7227 


141.2509 


148.1535 


107 


155.4528 


163.1726 


171.3378 


136.2769 


142.9451 


149.9994 


108 


157-4628 


165.3602 


173.7175 


137.8489 


144.6649 


151.8802 


109 


159.5193 


167.6079 


176.1735 


139.4250 


146.3896 


153.7669 


HO 


161-5823 


169.8631 


178.6378 


141.0054 


148-1193 


155.6593 


111 


163.6521 


172.1258 


181.1104 


142.5898 


149.8540 


157.5577 


113 


165.7285 


174.3960 


183.5914 


144.1785 


151.5938 


159.4618 


113 


167.8116 


176.6737 


186.0807 


145.7713 


153.3385 


161.3718 


114 


169.9013 


178.9589 


188-5783 


147.3829 


155.1102 


103.3190 


115 


172.0407 


181.3086 


191.1582 


148.9986 


156.8869 


165.2720 


116 


174.1867 


183.6658 


193.7463 


150.6185 


158-6686 


107*2308 


117 


176.3394 


186.0305 


196.3428 


152.2425 


160-4553 


169.1955 


118 


178.4987 


188.4027 


198.9476 


153.8707 


162.2469 


171.1660 


119 


180.6647 


190.7823 


201.5608 


155.5031 


164.0436 


173.1424 


120 


182.8374 


193.1695 


204.1823 


157.1552 


165.8689 


175.1582 


121 


185.0630 


195.6258 


206.8921 


158.8115 


167-6991 


177.1798 


122 


187.2952 


198.0896 


209.6103 


160.4719 


169.5343 


179.2073 


123 


189.5342 


200.5608 


212.3368 


162.1365 


171.3745 


181.2407 


124 


191.7797 


203.0396 


215.0717 


163.8053 


173.2197 


183.2798 


125 


194.0320 


205.5259 


217.8149 


165.4782 


175.069$ 


185.3248 


126 


196.2909 


208.0197 


220.5664 


167.1718 


176.9503 


187.4117 


127 


198.6062 


210.5873 


223.4128 


168.8697 


178.8356 


189.5045 


128 


200.9281 


213.1625 


226.2675 


170.5717 


180.7260 


191.6030 


129 


203.2567 


215.7451 


229.1305 


172.2778 


182.6213 


193.7074 


130 


205.5920 


218.3353 


232.0019 


173.9881 


184.5217 


195.8176 


131 


207.9339 


220.9329 


234.8816 


175.7026 


186.4270 


197.9337 


132 


210.2825 


223.5380 


237.7697 


177.4389 


188.3642 


200.0941 


133 


212.6911 


226.2221 


240.7594 


179.1793 


190.3063 


202.2604 


134 


215.1063 


228.9136 


243.7575 


180.9239 


192.2534 


204.4325 


135 


217.5282 


231.6127 


246.7639 


182.6727 


194.2056 


206.6105 


136 


219.9567 


234.3192 


249.7787 


184.4256 


196.1627 


208.7943 


137 


222.3920 


237.0332 


252.8018 


186.1827 


198.1249 


210.9839 


138 


224.8338 


239.7548 


255.8332 


187.9626 


200.1205 


213.2205 


139 


227.3394 


242.5604 


258.9735 


189.7467 


202.1211 


215.4629 


140 


229.8516 


245.3736 


262.1221 


191.5350 


204.1267 


217.7111 


141 


232.3705 


248.1942 


265.2790 


193.3274 


206.1374 


219.9652 


142 


234.8961 


251.0224 


268.4443 


195.1240 


208.1530 


222.2251 


143 


237.4283 


253.8581 


271.6179 


196.9248 


210.1736 


224.4908 


144 


239.9672 


256.7012 


274.7998 


198.7495 


212.2295 


226.8062 


145 


242.5736 


259.6340 


278.0988 


200.5783 


214.2903 


229.1274 


146 


245.1868 


262.5742 


281.4048 


202.4113 


216.3562 


231.4544 


147 


247.8065 


265.5220 


284-7198 


204.2485 


218.4271 


233.7873 


148 


250.4330 


268.4773 


288.0432 


206.0899 


220.5029 


236.1260 


149 


253.0661 


271.4400 


291.3748 


207.9354 


222.5838 


238.4705 


150 


255.7059 


274.4103 


294.7148 

1 



Robinsonian Table No. 25. 



Monthly Values 

Of $1.00 placed at simple interest at the first of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



II 



12: 



i. 13 



70 



Mos. 



14% | 15% | 16% 



164.7215 
167.1752 
169.7168 
172.2676 
174.8275 
177.3966 
179.9749 
182.5624 
185.2450 
187.9368 
190.6378 
193.3480 
196.0673 
198.7958 
201.6273 
204.4679 
207.3177 
210.1766 
213.0448 
215.9221 
218.9105 
221.9081 
224.9149 
227.9309 
230.9560 
233.9902 
237.1443 
240.3076 
243.4800 
246.6616 
249.8523 
253.0522 
256.3810 
259.7190 
263.0662 
266.4225 
269.7880 
273.1626 
276.6758 
280.1981 
283.7296 
287.2702 
290.8201 
294.3791 
298.0867 
301.8035 
305.5295 
309.2646 
313.0089 
316.7624 



172.5477 
175.2020 
177.9640 
180.7360 
183.5180 
186.3101 
189.1121 
191.9241 
194.8533 
197.7926 
200.7418 
203.7011 
206.6703 
209.6495 
212.7560 
215.8725 
218 9990 
222.1355 
225.2820 
228.4385 
231.7329 
235.0373 
238.3517 
241.6761 
245.0104 
248.3548 
251.8484 
255.3519 
258-8655 
262.3890 
265.9226 
269.4661 
273.1708 
276.8854 
280.6101 
284.3448 
288.0894 
291.8441 
295.7725 
299.7110 
303.6594 
307.6179 
311.5863 
315.5647 
319.7304 
323.9060 
328.0917 
332.2873 
336.4930 
340.7086 



180.7978 
183.6678 
186.6684 
189.6798 
192.7020 
195.7351 
198.7790 
201.8337 
205.0311 
208.2393 
211.4583 
214.6882 
217.9289 
221.1804 
224.5873 
228.0051 
231.4337 
234.8732 
238.3235 
241.7846 
245.4148 
£49.0558 
252.7076 
256.3703 
260.0438 
263.7281 
267-5960 
271.4747 
275.3643 
279.2647 
283.1759 
287.0979 
291.2190 
295.3509 
299.4936 
303.6472 
307-8116 
311.9868 
316.3775 
320.7790 
325.1914 
329.6146 
334.0486 
338.4934 
343.1713 
347.8600 
352.5595 
357.2698 
361.9910 
366.7230 



101 

102 

103 

104 

105 

106 

107 

108 

109 

HO 

111 

112 

113 

114 

115 

116 

117 

118 

119 

129 

121 

122 

123 

124 

125 

126 

127 

128 

129 

139 

131 

132 

133 

134 

135 

136 

137 

138 

139 

149 

141 

142 

143 

144 

145 

146 

147 

148 

149 

150 



189.4953 
192.5972 
195.8558 
199.1261 
202.4081 
205.7017 
209.0070 
212.3240 
215.8127 
219.3132 
222.8253 
226-3491 
229.8845 
233.4316 
237.1667 
240.9134 
244.6717 
248.4418 
252.2235 
256.0168 
260.0154 
2640256 
268-0474 
272-0810 
276.1262 
280.1830 
284.4635 
288.7556 
293.0594 
297.3749 
301.7020 
306.0408 
310.6230 
315.2168 
319.8223 
324.4394 
329.0682 
333.7087 
338.6136 
343.5302 
348.4585 
353.3984 
358.3500 
363.3133 
368.5636 
373.8256 
379.0993 
384.3846 
389.6816 
394.9902 



198.6647 
202.0159 
205.5536 
209.1038 
212.6665 
216,2417 
219.8294 
223.4296 
227.2350 
231.0529 
234.8833 
238-7261 
242.5815 
246.4494 
250.5425 
254.6481 
258.7662 
262.8968 
267.0400 
271.1956 
275.5980 
280.0130 
284.4404 
288.8803 
293.3328 
297.7977 
302.5327 
307.2802 
312.0401 
316.8126 
321.5976 
326.3951 
331.4875 
336.5924 
341.7099 
346.8398 
351.9823 
357.1372 
362.6139 
368.1031 
373.6048 
379.1191 
384.6458 
390.1850 
396.0748 
401.9771 
407.8919 
413.8192 
419.7590 
425.7114 ) 



208.3323 
211.9514 
215.7908 
219.6435 
223.5095 
227.3888 
231.2815 
235.1875 
239.3367 
243.4992 
247.6750 
251.8642 
256.0667 
260.2825 
264.7663 
269.2634 
273.7738 
278.2976 
282.8347 
287.3851 
292.2303 
297.0887 
301.9605 
306.8457 
311.7441 
316.6559 
321.8914 
327.1401 
332.4022 
337-6776 
342.9663 
348.2684 
353.9253 
359.5956 
365.2792 
370.9761 
376.6863 
382.4099 
388.5220 
394.6475 
400.7863 
406.9384 
413.1039 
419.2827 
425.8865 
432.5036 
439.1340 
445.7778 
452.4349 
459.1053 



Robinsonian Table No. 25. 



Monthly Values 


Of $ 1.00 placed at simple interest at the first of each month — with 


Interest compounded SEMI-ANNUALLY 


At ANNUAL 


RATES IN THE HEADING. 


5% | 6% | 7% 


Mos. 


8% 9% 10% 


209.8060 


224.7017 


240.8674 


151 


258.4172 


277.4759 | 298.1791 


211.6807 


226.8246 


243.2702 


152 


261.1353 


280.5489 


301.6517 


213.5596 


228.9526 


245.6787 


153 


263.8600 


283.6295 


305.1327 


215.4426 


231.0855 


248.0931 


154 


266.5914 


286.7176 


308.6220 


217.3299 


233.2234 


250.5134 


155 


269.3294 


289.8132 


312.1196 


219.2213 


235.3663 


252.9395 


156 


272.0741 


292.9162 


315.6256 


221.1389 


237-5482 


255.4208 


157 


274.8946 


296.1206 


319.2641 


223.0606 


239.7350 


257.9079 


158 


277.7218 


299.3325 


322.9110 


224.9865 


241.9268 


260.4009 


159 


280.*5556 


302.5519 


326.5662 


226.9166 


244.1236 


262.8997 


160 


283.3961 


305.7787 


330.2298 


228.8509 


246.3255 


265.4044 


161 


286.2432 


309.0131 


333.9016 


230.7893 


248.5323 


267.9148 


162 


289.0971 


312.2550 


337.5819 


232.7551 


250.7800 


270.4835 


163 


292.0311 


315.6044 


341.4034 


234.7250 


253.0326 


273.0580 


164 


294.9717 


318.9613 


345.2332 


236.6992 


255.2903 


275.6384 


165 


297.9190 


322.3257 


349.0714 


238-6775 


257-5530 


278.2245 


166 


300.8730 


325.6976 


352.9179 


240.6599 


259.8206 


280.8165 


167 


303.8336 


329.0770 


356.7728 


242.6465 


262.0933 


283.4144 


168 


306.8010 


332.4639 


360.6359 


244.6617 


264.4087 


286.0734 


169 


309.8530 


335.9649 


364.6496 


246.6811 


266.7292 


288.7384 


170 


312.9116 


339.4734 


368.6715 


248-7046 


269.0547 


291.4091 


171 


315.9770 


342.9894 


372.7018 


250.7323 


271.3851 


294.0857 


172 


319.0490 


346.5129 


376.7405 


252.7642 


273.7206 


296.7681 


173 


322.1277 


350.0438 


380.7874 


254.8002 


276.0611 


299.4564 


174 


325.2130 


353.5823 


384.8427 


256.8660 


278-4464 


302.2090 


175 


328.3878 


357.2417 


389.0581 


258.9360 


280.8367 


304.9675 


176 


331.5692 


360.9086 


393.2818 


261.0102 


283.2320 


307.7319 


177 


334.7573 


364.5829 


397.5138 


263.0885 


285.6323 


310.5020 


178 


337.9520 


368.2648 


401.7542 


265.1710 


288.0376 


313.2780 


179 


341.1534 


371.9542 


406-0029 


267.2577 


290.4479 


316.0598 


ISO 


344.3615 


375.6510 


410.2599 


269.3754 


292.9052 


318.9094 


181 


347.6639 


379.4759 


414.6870 


271.4974 


295.3674 


321.7647 


182 


350.9730 


383.3083 


419.1225 


273.6234 


297.8346 


324.6259 


183 


354.2887 


387.1482 


423.5664 


275.7537 


300.3069 


327.4929 


184 


357.6112 


390.9956 


428.0185 


277-8881 


302.7841 


330.3658 


185 


360.9402 


394.8504 


432.4790 


280.0266 


305.2664 


333.2444 


186 


364.2760 


398.7128 


436.9479 


282.1976 


307-7977 


336.1942 


187 


367.7112 


402.7107 


441.5974 


284.3727 


310.3340 


339.1498 


188 


371.1530 


406.7160 


446.2553 


286.5520 


312.8753 


342.1112 


189 


374.6015 


410.7289 


450.9216 


288.7354 


315.4217 


345.0785 


190 


378.0567 


414.7492 


455.5961 


290.9230 


317-9730 


348.0516 


191 


381.5185 


418.7771 


460.2790 


293.1148 


320.5293 


351.0305 


192 


384.9870 


422.8124 


464.9703 


295.3403 


323.1370 


354.0840 


193 


388.5603 


426.9910 


469.8534 


297.5699 


325.7496 


357.1433 


194 


392.1402 


431.1771 


474.7448 


299.8037 


328.3673 


360.2085 


195 


395.7268 


435.3707 


479.6445 


302.0417 


330.9899 


363.2795 


196 


399.3200 


439.5718 


484.5526 


304.2839 


333.6176 


366.3564 


197 


402.9199 


443.7804 


489.4690 


306.5302 


336.2502 


369.4391 


198 


406.5265 


447.9965 


494.3938 


308.8116 


338.9365 


372.6000 


199 


410.2433 


452.3639 499.5221 


311.0971 


341.6277 


375.7667 


200 


413.9669 


456.7389 1 504.6875 



Robinsonian Table No. 25. 



Monthly Values 

Of $1.00 placed at simple interest at the first of each month — with 

Interest compounded SEMI-ANNUALLY 

At ANNUAL rates in the heading. 



11% | 12% 1 13% | Mos. | 14; 



IS! 



16% 



320.0752 
324.5972 
328.5284 
332.4687 
336.4182 
340.3768 
344.5061 
348.6446 
352.7922 
356.9490 
361.1149 
365.2901 
369.6477 
374.0145 
378.3905 
382.7757 
387.1700 
391.5735 
396.1721 
400.7799 
405.3968 
410.0229 
414.6581 
419.3026 
424.1553 
429.0173 
433.8884 
438.7686 
443.6581 
448.5567 
453.6776 
458.8077 
463.9470 
469.0954 
474-2530 
479.4198 
484-8237 
490-2367 
495-6589 
501-0902 
506.5307 
511.9804 
517-6827 
523-3942 
529-1149 
534-8447 
540.5837 
546-3318 
552.3490 
558-3754 



345.1257 
349-5528 
353-9899 
358.4370 
362.8941 
367-3611 
372-0447 
376-7384 
381.4420 
386.1556 
390.8792 
395.6128 
400.5789 
405.5551 
410.5412 
415.5373 
420.5434 
425.5596 
430-8252 
436.1008 
441-3864 
446.6820 
451.9876 
457-3031 
462.8862 
468.4792 
474.0822 
479.6953 
485.3183 
490.9513 
496-8708 
502.8004 
508.7399 
514-6894 
520.6489 
526.6184 
532.8946 
539.1808 
545.4770 
551.7832 
558.0993 
564.4255 
571.0798 
577.7440 
584.4183 
591.1025 
597.7968 
604.5011 
611-5561 
618-6211 



371.7067 
376.7012 
381.7065 
386.7227 
391.7497 
396-7875 
402-0969 
407.4171 
412.7481 
418.0900 
423.4427 
428-8062 
434.4624 
440.1295 
445.8074 
451-4961 
457-1957 
462.9061 
468.9318 
474-9682 
481.0156 
487.0737 
493.1427 
499.2225 
505-6416 
512.0715 
518.5122 
524.9638 
531-4262 
537-8995 
544.7375 
551.5865 
558.4462 
565-3168 
572.1982 
579.0904 
586.3747 
593.6699 
600-9759 
608-2927 
615.6203 
622.9588 
630.7184 
638.4887 
646.2700 
654.0620 
661.8649 
669.6786 
677.9443 
686-2208 



151 

152 

153 

154 

155 

156 

157 

15§ 

159 

160 

161 

162 

163 

164 

165 

166 

167 

168 

169 

170 

171 

172 

173 

174 

175 

176 

177 

178 

179 

1§0 

1§1 

182 

183 

184 

185 

186 

187 

188 

189 

190 

191 

192 

193 

194 

195 

196 

197 

198 

199 

200 



400.6101 
406.2417 
411.8849 
417-5398 
423-2063 
428.8846 
434,8999 
440.9269 
446.9655 
453-0158 
459-0778 
465.1515 
471-5899 
478.0400 
484.5018 
490.9752 
497-4603 
503.9571 
510.8482 
517.7511 
524.6656 
531-5917 
538.5296 
545.4791 
552-8547 
560-2419 
567.6408 
575.0514 
582.4737 
589-9076 
597.8015 
605-7071 
613.6244 
621.5533 
629.4939 
637.4461 
645-8947 
654.3549 
662.8268 
671-3103 
679-8055 
688-3124 
697-3543 
706.4080 
715.4733 
724.5503 
733.6389 
742.7392 
752.4162 
762.1048 



432-0452 
438-3916 
444.7505 
451.1219 
457.5058 
463-9022 
470.7135 
477.5373 
484-3735 
491-2223 
498-0836 
504-9574 
512.2818 
519.6188 
526.9683 
534.3302 
541.7047 
549.0917 
556.9678 
564-8565 
572.7576 
580.6713 
588.5974 
596.5361 
605.0053 
613.4870 
621.9812 
630.4879 
639.0071 
647.5388 
656.6455 
665.7647 
674-8965 
684-0407 
693.1974 
702.3667 
712.1587 
721.9633 
731.7804 
741-6100 
751-4521 
761.3067 
771.8355 
782.3768 
792.9307 
803.4970 
814.0758 
824.6672 
835.9880 
847-3213 



466.2400 

473-3881 

480-5495 

487.7243 

494.9123 

502.1137 

509.8219 

517-5434 

525.2783 

533.0265 

540.7880 

548.5628 

556.8903 

565.2312 

573.5853 

581.9528 

590.3337 

598.7279 

607-7242 

616.7339 

625.7570 

634.7933 

643.8430 

652.9061 

662.6248 

672.3569 

682.1023 

691-8611 

701-6332 

711-4186 

721.9175 

732.4297 

742-9553 

753-4942 

764.0465 

774-6121 

785-9535 

797.3084 

808-6765 

820.0580 

831-4529 

842.8610 

855.1125 

867.3773 

879.6555 

891.9469 

904.2517 

916.5699 

929.8042 

943-0518 



Robinsonian Table No. 26. 







Monthly Values 








Of $1.00 paid at the first 


of each month — with 




Interest compounded MONTHLY 




At the ANNUAL rates in the 


: HEADING. 


5% 


1 6% 


7% | Mos. 


1 8% 


I 9% 


1 io% 


1.0042 


1.0050 


1.0058 


1 


1.0067 


1.0075 


1.0083 


2.0125 


2.0150 


2.0175 


a 


2.0200 


2.0226 


2.0251 


3.0251 


3.0301 


3.0351 


3 


3.0402 


3.0452 


3.0503 


4.0418 


4.0503 


4.0587 


4 


4.0671 


4.0756 


4.0840 


5.0628 


5.0755 


5.0882 


5 


5.1009 


5.1136 


5.1264 


6.0881 


6.1059 


6.1237 


6 


6.1416 


6.1595 


6.1775 


7.1176 


7.1414 


7.1653 


7 


7.1892 


7.2132 


7.2373 


8.1515 


8.1821 


8.2129 


§ 


8.2438 


8.2748 


8.3059 


9.1896 


9.2280 


9.2666 


9 


9.3054 


9.3443 


9.3835 


10.2321 


10.2792 


10.3265 


io 


10.3741 


10.4219 


10.4700 


11.2789 


11.3356 


11.3926 


11 


11.4499 


11.5076 


11.5656 


12.3300 


12.3972 


12.4649 


12 


12.5329 


12.6014 


12.6703 


13.3856 


13.4642 


13.5434 


13 


13.6231 


13.7034 


13.7842 


14.4455 


14.5305 


14.6283 


14 


14.7206 


14.8137 


14.9074 


15.5099 


15.6142 


15.7194 


15 


15.8254 


15.9323 


16.0400 


16.5786 


16.6973 


16.8170 


16 


16.9376 


17.0593 


17.1820 


17.6519 


17.7858 


17.9209 


17 


18.0572 


18.1947 


18.3335 


18.7296 


18.8797 


19.0313 


18 


19.1842 


19.3387 


19.4946 


19.8118 


19.9791 


20.1481 


19 


20.3188 


20.4912 


20.6654 


20.8985 


21.0840 


21.2715 


20 


21.4609 


21.6524 


21.8459 


21.0898 


22.1944 


22.4014 


21 


22.6107 


22.8223 


23.0363 


23.0856 


23.3104 


23.5379 


22 


23.7681 


24.0010 


24.2366 


24.1859 


24.4320 


24.6810 


23 


24.9332 


25.1885 


25.4469 


25.2909 


25.5591 


25.8308 


24 


26.1061 


26.3849 


26.6673 


26.4004 


26.6919 


26.9874 


25 


27.2868 


27.5903 


27.8979 


27.5146 


27.8304 


28.1506 


26 


28.4754 


28.8047 


29.1387 


28.6334 


28.9745 


29.3207 


27 


29.6719 


30.0282 


30.3898 


29.7569 


30.1244 


30.4975 


28 


30.8763 


31.2609 


31.6514 


30.8850 


31.2800 


31.6813 


29 


32.0889 


32.5029 


32.9235 


32.0179 


32.4414 


32.8719 


30 


33.3094 


33.7542 


34,2062 


33.1554 


33.6086 


34.0695 


31 


34.5382 


35.0148 


35.4996 


34.2978 


34.7817 


35.2741 


32 


35.7751 


36.2849 


36.8038 


35.4448 


35.9606 


36.4857 


33 


37.0203 


37.5646 


38.1188 


36.5967 


37.1454 


37.7043 


34 


38.2737 


38.8538 


39.4448 


37.7533 


38.3361 


38.9301 


35 


39.5356 


40.1527 


40.7818 


38.9148 


39.5328 


40.1630 


36 


40.8058 


41.4614 


42.1300 


40.0811 


40.7354 


41.4031 


37 


42.0845 


42.7798 


43.4894 


41.2523 


41.9441 


42.6505 


38 


43.3717 


44.1082 


44.8602 


42.4283 


43.1588 


43.9051 


39 


44.6675 


45.4465 


46.2423 


43.6093 


44.3796 


45.1671 


40 


45.9720 


46.7948 


47.6360 


44.7952 


45.6065 


46.4364 


41 


47.2851 


48.1533 


49.0413 


45.9860 


46.8396 


47.7131 


42 


48.6070 


49.5219 


50.4583 


47.1818 


48.0788 


48.9972 


43 


49.9378 


50.9009 


51.8871 


48.3825 


49.3242 


50.2889 


44 


51.2773 


52.2901 


53.3279 


49.5883 


50.5758 


51.5881 


45 


52.6259 


53.6898 


54.7806 


50.7991 


51.8337 


52.8948 


46 


53.9834 


55.1000 


56.2454 


52.0149 


53.0978 


54.2092 


47 


55.3499 


56.5207 


57.7225 


53.2358 


54.3683 


55.5313 


48 


56.7256 


57.9521 


59.2118 


54.4618 


55.5452 


56.8611 


49 


58.1104 


59.3943 


60.7136 


55.6929 


56.9284 


58.1986 


50 


59.5045 


60.8472 


62.2279 



Robinsonian Table No. 26. 







Monthly Values 








Of $1.00 paid at the first of each month-— with 






Interest compounded MONTHLY 






At the ANNUAL rates in the heading. 




11% 


1 ia% 


| 13% j Mos. 


14% 15% 


1 16% 




1.0092 


1.0100' 


1.0108 


1 


1.0117 


1.0125 


1.0133 




2.0276 


2.0301 


2.0326 


2 


2.0351 


2.0377 


2.0402 




3.0553 


3.0604 


3.0655 


3 , 


3.0705 


3.0756 


3.0807 




4.0925 


4.1010 


4.1095 


4 


4.1180 


4.1266 


4.1351 




5.1392 


5.1520 


5.1649 


5 


5.1777 


5.1907 


5.2036 




6.1955 


6.2135 


6.2317 


6 


6.2498 


6.2680 


6.2863 




7.2614 


7.2857 


7-3100 


7 


7-3344 


7.3589 


7.3835 




8.3372 


8.3685 


8.4000 


8 


8-4316 


8.4634 


8.4952 




9.4227 


9.4622 


9.5019 


9 


9.5417 


9.5817 


9.6218 




10.5183 


10.5668 


10.6156 


io 


10-6647 


10.7139 


10.7635 




11.6239 


11.6825 


11,7415 


11 


11.8007 


11.8604 


11.9203 




12.7396 


12.8093 


. 12.8795 


12 


12.9501 


13.0211 


13.0926 




13-8655 


13.9474 


14.0299 


13 


14.1128 


14.1964 


14.2805 




15.0018 


15.0969 


15.1927 


14 


15.2892 


15.3863 


15.4842 




16.1485 


16.2579 


16.3681 


15 


16.4792 


16.5912 


16.7040 




17.3057 


17-4304 


17.5563 


16 


17- 6831 


17.8111 


17.9401 




18.4735 


18.6147 


18-7573 


11 


18.9011 


19.0462 


19.1926 




19.6520 


19.8109 


19.9713 


IS 


20.1333 


20.2968 


20.4618 




20.8413 


21.0190 


21.1985 


19 


21.3798 


21.5630 


21.7480 




22.0415 


22.2392 


22.4390 


20 


22.6409 


22.8450 


23.0513 




23.2527 


23.4716 


23.6929 


21 


23.9167 


24.1431 


24.3720 




24.4750 


24.7163 


24.9604 


22 


25.2074 


25.4574 


25.7103 




25.7086 


25.9735 


26.2417 


23 


26.5132 


26.7881 


27.0664 




26.9534 


27.2432 


27-5368 


24 


27-8342 


28-1354 


28.4406 




28.2096 


28.5256 


28.8459 


25 


29.1706 


29.4996 


29.8332 




29.4774 


29.8209 


30.1693 


26 


30.5226 


30.8809 


31.2443 




30.7568 


31.1291 


31.5069 


27 


31.8903 


32.2794 


32.6742 




32.0479 


32.4504 


32.8591 


28 


33.2740 


33.6954 


34.1232 




33.3508 


33.7849 


34.2259 


29 


34.6739 


35.1291 


35.5915 




34.6657 


35.1327 


35.6075 


39 


36.0901 


36.5807 


37.0794 




35.9926 


36.4941 


37.0041 


31 


37.5228 


38.0504 


38.5871 




37-3317 


37.8690 


38.4158 


32 


38.9722 


39.5386 


40.1149 




38.6831 


39.2577 


39.8428 


33 


40.4386 


41.0453 


41.6631 




40.0469 


40.6603 


41.2853 


34 


41.9220 


42.5709 


43.2320 




41.4231 


42.0769 


42.7433 


35 


43.4228 


44.1155 


44.8217 




42.8120 


43.5076 


44.2172 


36 


44.9411 


45.6794 


46.4327 




44.2136 


44.9527 


45.7071 


37 


46.4770 


47.2629 


48.0651 




45.6281 


46.4122 


47.2131 


38 


48.0309 


48.8662 


49.7193 




47.0555 


47.8864 


48.7354 


39 


49.6030 


50.4896 


51.3956 




48-4960 


49.3752 


50.2742 


40 


51.1933 


52.1332 


53.0942 




49.9497 


50.8790 


51.8297 


41 


52.8023 


53-7973 


54.8155 




51.4168 


52.3978 


53.4020 


42 


54.4300 


55.4823 


56.5597 




52.8972 


53.9318 


54.9913 


43 


56.0766 


57.1883 


58.3271 




54.3913 


55.4811 


56.5979 


44 


57.7425 


58.9157 


60.1182 




55.8991 


57.0459 


58.2219 


45 


59.4279 


60.6646 


61.9331 




57.4206 


58.6263 


59.8635 


46 


61.1329 


62.4354 


63.7722 




58.9562 


60.2226 


61.5228 


47 


62.8577 


64.2284 


65.6358 




60.5057 


61.8348 


63.2001 


48 


64.6027 


66.0437 


67.5243 




62.0696 


63.4632 


64.8956 


49 


66.3681 


67.8818 


69.4379 




63.6477 


65.1078 


66.6095 


50 I 


68.1541 


69.7428 


71.3771 





Robinsonian Table No. 26. 



Monthly Values 


Of $1.00 paid at the first of each month — with 


Interest compounded MONTHLY 


. At the ANNUAL rates in the heading. 


5% | 6% | 7% | Mos. 


1 8% 


| 9% 10% 


56.9291 


58.2180 


59.5439 


51 


60.9079 


62.3111 | 63.7548 


58.1704 


59.5141 


60.8971 


52 


62.3206 


63-7859 


65.2944 


59.4170 


60.8167 


62.2581 


53 


63.7427 


65.2718 


66.8469 


60.6687 


62.1258 


63.6271 


54 


65.1743 


66.7688 


68.4123 


61.9257 


63.4414 


65.0041 


55 


66.6155 


68.2771 


69.9907 


63.1879 


64.7636 


66.3892 


56 


68.0663 


69.7967 


71.5823 


64.4553 


66.0924 


67.7823 


57 


69.5267 


71.3277 


73.1871 


65.7280 


67.4279 


69.1835 


58 


70.9969 


72.8701 


74.8054 


67.0061 


68.7700 


70.5929 


59 


72.4769 


74.4241 


76.4371 


68.2894 


70.1189 


72.0105 


60 


73.9667 


75.9898 


78.0824 


69.5781 


71.4745 


73.4364 


61 


75.4665 


77.5672 


79.7414 


70.8722 


72.8368 


74.8706 


62 


76.9763 


79.1565 


81.4142 


72.1717 


74.2060 


76.3132 


63 


78.4961 


80.7577 


83.1010 


73.4766 


75.5821 


77.7642 


64 


80.0261 


82.3709 


84.8019 


74.7869 


76.9650 


79.2237 


65 


81.5662 


83.9961 


86.5169 


76.1027 


78.3548 


80.6916 


66 


83.1167 


85.6336 


88.2462 


77.4239 


79.7516 


82.1682 


67 


84.6775 


87.2834 


89.9899 


78.7507 


81.1553 


83.6533 


68 


86.2487 


88-9455 


91.7482 


80.0830 


82.5661 


85.1471 


69 


87.8303 


90.6201 


93.5211 


81.4208 


83.9839 


86.6497 


70 


89.4225 


92.3072 


95.3087 


82.7643 


85.4089 


88.1609 


71 


91.0253 


94.0070 


97.1113 


84 1133 


86.8409 


89.6810 


72 


92.6388 


95.7196 


98.9289 


85.4679 


88.2801 


01.2100 


73 


94.2631 


97.4450 


100.7616 


86-8282 


89.7265 


92.7479 


74 


95.8982 


99.1833 


102.6097 


88.1941 


91.1801 


94.2948 


75 


97. 5442 


100.9347 


104.4731 


89.6658 


92.6410 


95.8507 


76 


99.2011 


102.6992 


106.3520 


90.9431 


94.1092 


97.4156 


77 


100.8691 


104.4769 


108.2466 


92.3263 


95.5848 


98.9897 


78 


102.5483 


106.2680 


110.1570 


93.7151 


97.0677 


100.5730 


79 


104.2386 


108.0725 


112.0833 


95.1098 


98.5581 


102.1655 


SO 


105.9402 


109.8906 


114.0257 


96.5102 


100.0558 


103.7673 


81 


107.6531 


111.7223 


115.9842 


97-9165 


101.5611 


105.3784 


82 


109.3775 


113.5677 


117.9591 


99.3287 


103.0739 


106.9990 


83 


111.1133 


115.4269 


119.9504 


100.7467 


104.5943 


108.6290 


84 


112.8607 


117.3001 


121.9583 


102.1706 


106.1223 


110.2685 


85 


114.6198 


119.1874 


123.9830 


103.6005 


107.6579 


111.9175 


86 


116.3906 


121.0888 


126.0245 


105.0363 


109.2012 


113.5762 


87 


118.1732 


123.0045 


128.0831 


106.4782 


110.7522 


115.2446 


88 


119.9677 


124.9345 


130.1587 


107-9260 


112.3109 


116.9227 


89 


121.7741 


126.8790 


132.2517 


109.3798 


113.8775 


118.6106 


90 


123.5926 


128.8381 


134.3622 


110.8398 


115.4519 


120.3083 


91 


125.4233 


130.8119 


136.4902 


112.3058 


117.0341 


122.0159 


92 


127.2661 


132.8005 


138.6359 


113-7779 


118.6243 


123.7335 


93 


129.1212 


134.8040 


140.7996 


115.2561 


120.2224 


125.4611 


94 


130.9887 


136.8225 


142.9812 


116.7405 


121.8285 


127.1988 


95 


132.8686 


138.8562 


145.1811 


118.2311 


123.4427 


128.9466 


96 


134.7610 


140.9051 


147.3993 


119.7279 


125.0649 


130.7047 


97 


136.6661 


142.9694 


149.6359 


121.2309 


126.6952 


132.4729 


98 


138.5839 


145.0491 


151.8912 


122.7402 


128.3337 


134.2515 


99 


140.5144 


147.1445 


154.1653 


124.2558 


129.9804 


136.0405 


100 


142.5479 


149.2556 


156.4583 



Robinsonian Table No. 26. 



Monthly Values 

Of $1.00 paid at the first of each month— with 

Interest compounded MONTHLY 

At the ANNUAL rates in the heading. 



11% | 12% | 13% |Mos.[ 14; 



15 



16 



65.2403 

66.8475 

68.4694 

70.1062 

71.7580 

73.4250 

75.1072 

76.8049 

78.5181 

80.2470 

81.9918 

83.7525 

85.5294 

87-3226 

89.1322 

90.9584 

92.8014 

94.6612 

96.5381 

98.4322 

100.3437 

102.2727 

104.2193 

106.1839 

108.1664 

110.1671 

112.1861 

114.2236 

116.2798 

118. 3549 

120.4490 

122.5623 

124.6949 

126.8471 

129.0191 

131.2109 

133.4228 

135.6551 

137.9077 

140.1811 

142.4752 

144.7904 

147.1268 

149.4846 

151-8641 

154.2653 

156.6886 

159.1341 

161.6020 

164.0925 



66.7689 

68.4466 

70.1410 

71.8525 

73.5810 

75.3268 

77.0901 

78.8710 

80.6697 

82.4864 

84.3212 

86.1744 

88.0462 

89.9366 

91.8460 

93.7745 

95.7222 

97.6894 

99.6763 

101.6831 

103.7099 

105.7570 

107.8246 

109.9128 

112.0220 

114.1522 

116.3037 

118.4767 

120.6715 

122.8882 

125.1271 

127.3884 

129.6723 

131.9790 

134.3088 

136.6619 

139.0385 

141.4389 

143.8633 

146.3119 

148.7850 

151.2829 

153.8057 

156.3538 

158.9273 

161.5266 

164-1518 

166.8033 

169.4814 

172.1862 



68.3419 
70.0932 
71.8633 
73.6527 
75.4614 
77.2898 
79.1379 
81.0061 
82.8944 
84.8033 
86.7328 
88.6833 
90.6548 
92.6478 
94.6623 
96.6986 
98.7570 
100.8377 
102.9410 
105.0670 
107.2161 
109.3884 
111.5843 
113.8039 
116,0477 
118.3157 
120.6083 
122.9257 
125.2682 
127.6361 
130.0297 
132.4492 
134.8949 
137.3671 
139.8660 
142.3921 
144.9455 
147.5266 
150.1356 
152.7729 
155.4388 
158-1335 
160.8575 
163.6109 
166.3942 
169.2077 
172.0516 
174.9263 
177-8322 
180.7695 



51 
52 
53 
54 
55 
56 
57 
58 
59 
60 
61 
62 
63 
64 
65 
66 
67 
68 
69 

70 

71 
72 
73 
74 
75 
76 
77 
78 
79 
SO 
81 
82 
83 
84 
85 
86 
87 
88 
89 
90 
91 
92 
93 
94 
95 
96 
97 
98 
99 
lOO 



69.9609 

71-7887 

73.6379 

75.5087 

77.4013 

79.3160 

81.2530 

83.2126 

85.1951 

87.2007 

89.2297 

91.2824 

93.3591 

95.4599 

97.5853 

99.7354 

101.9107 

104.1113 

106.3376 

108.5899 

110-8684 

113.1736 

115.5056 

117.8648 

120.2516 

122.6G62 

125.1089 

127.5802 

130.0803 

132.6096 

135.1684 

137-7570 

140.3758 

143.0252 

145.7055 

148.4177 

151.1603 

153.9355 

156.7431 

159.5834 

162.4569 | 

165.3639 

168.3048 

171.2800 

174.2899 

177.3350 

180,4155 

183.5321 

186.6849 

189.8746 



71.6271 

73.5349 

75.4666 

77.4225 

79.4027 

81.4078 

83.4379 

85.4933 

87.5745 

89.6817 

91.8152 

93.9754 

96.1626 

98.3771 

100.6193 

102.8896 

105.1882 

107.5156 

109.8720 

112.2579 

114.6736 

11 7. 1,1 95 

119.5960 

122.1035 

124.6423 

127.2128 

129.8155 

132.4507 

135.1188 

137.8203 

140.5555 

143.3250 

146.1290 

148.9682 

151.8428 

154.7533 

157.7002 

160.6840 

163.7050 

166.7638 

169.8609 

172.9966 

176.1716 

179.3862 

182.6411 

185.9366 

189.2733 

192.6517 

196.0723 

199.5357 



73.3421 
75.3334 
77.3511 
79.3958 
81.4678 
83.5673 
85.6949 
87.8508 
90.0355 
92.2493 
94.4926 
96.7659 
99.0694 
101.4037 
103.7691 
106.1660 
108.5949 
111.0561 
113.5502 
116.0776 
118.6386 
121.2338 
123.8636 
126.5284 
129.2288 
131.9652 
134.7380 
137.5479 
140.3952 
143.2804 
146.2042 
149.1669 
152.1691 
155.2114 
158.2942 
161.4181 
164.5837 
167.7915 
171.0420 
174.3559 
177. 6737 
181.0561 
184.4835 
187.956 
191.4760 
195.0424 
198.6563 
202.3183 
206.0292 
209.7898 



Robinsonian Table No. 26. 



Monthly Values 

Of $1.00 paid at the first of each month — with 

Interest compounded MONTHLY 

At the ANNUAL rates in the heading. 



65 



Mos. I 



8% 



9% 



10% 



125.7777 


131,6353 


137-8399 


101 


144.4143 


151.3825 


158.7705 


127.3060 


133.2984 


139.6498 


102 


146.3837 


153.5254 


161.1019 


128.8406 


134.9699 


141.4703 


103 


148.3663 


155.6843 


163.4528 


130.3816 


136.6498 


143.3013 


104 


150.3620 


157.8595 


165.8232 


131.9290 


138-3380 


145.1431 


105 


152.3711 


160.0509 


168.2134 


133.4829 


140.0347 


146.9956 


lOG 


154.3936 


162.2588 


170.6235 


135.0432 


141.7399 


148.8589 


107 


156.4295 


164.4832 


173.0537 


136.6100 


143.4536 


150.7331 


108 


158.4791 


166.7243 


175.5042 


138.1834 


145.1759 


152.6182 


109 


160.5423 


168.9823 


177-9750 


139.7633 


146.9067 


154.5143 


HO 


162.6192 


171.2572 


180.4665 


141.3499 


148-6463 


156.4215 


111 


164-7100 


173.5491 


182.9787 


142.9430 


150-3945 


158.3398 


113 


166.8147 


175.8582 


185.5119 


144.5427 


152.1515 


160.2692 


113 


168-9335 


178.1846 


188.0661 


146.1492 


153.9172 


162.2100 


114 


171.0664 


180.5285 


190.6417 


147. 7623 


155.6918 


164.1620 


115 


173.2135 


182.8900 


193.2387 


149.3821 


157.4753 


166.1255 


JIG 


175.3749 


185.201)2 


195.8573 


151.0087 


159.2677 


168.1004 


117 


177.5508 


187.6662 


198.4978 


152.6421 


161.0690 


170.0868 


118 


179-7411 


190.0812 


201.1603 


154.2823 


162.8793 


172.0848 


119 


181.9460 


192.5143 


203.8450 


155.9293 


164.6987 


174.0945 


120 


184.1657 


194.9656 


206.5520 


157.5832 


166.5272 


176.1159 


121 


186.4001 


197.4354 


209.2816 


159.2439 


168-3649 


178.1490 


122 


188.6494 


199.9236 


212.0340 


160.9116 


170.2117 


180.1941 


123 


190.9138 


202.4306 


214.8093 


162.5862 


172.0678 


182.2510 


124 


193.1923 


204.9563 


217.6077 


164.2678 


173.9331 


184.3200 


125 


195-4878 


207.5010 


220.4294 


165.9565 


175.8078 


186.4010 


126 


197.7977 


210.0647 


223.2746 


167.6521 


177-6918 


188.4942 


127 


200.1231 


212.6477 


226.1436 


169.3548 


179.5853 


190.5996 


128 


202.4639 


215.2501 


229.0365 


171.0646 


181.4882 


192.7172 


129 


204-8203 


217.8719 


231.9534 


172.7816 


183.4006 


194.8473 


130 


207-1924 


220.5135 


234.8947 


174.5057 


185.3226 


196.9897 


131 


209.5804 


223.1748 


237.8605 


176.2369 


187.2542 


199.1446 


132 


211.9843 


225-8561 


240.8510 


177.9754 


189.1955 


201.3122 


133 


214.4042 


228.5576 


243.8664 


179.7212 


191.1465 


203.4923 


134 


216.8402 


231.2793 


246.9070 


181.4742 


193.1072 


205.6852 


135 


219-2925 


234.0213 


249.9729 


183.2345 


195.0778 


207.8908 


136 


221.7611 


236.7840 


253.0643 


185.0021 


197.0582 


210.1094 


137 


224.2461 


239.5674 


256.1815 


186.7771 


199.0484 


212.3409 


138 


226.7478 


242.3716 


259.3247 


188.5595 


201.0487 


214.5853 


139 


229.2661 1 


245.1969 


262.4941 


190.3494 


203.0589 


216.8429 


140 


231.8012 


248.0434 


265.6898 


192.1467 


205.0792 


219.1137 


141 


234.3532 


250.9112 


268.9123 


193.9514 


207.1096 


221.3977 


142 


236.9222 


253.8006 


272.1615 


195.7637 


209.1502 


223.6950 


143 


239.5084 


256.7116 


275.4379 


197.5836 


211.2009 


226.0057 


144 


242.1118 


259.6444 


278.7415 


199.4110 


213.2619 


228.3299 


145 


244.7325 


262.5992 


282.0727 


201.2461 


215.3332 


230.6677 


146 


247.3707 


265.5762 


285.4316 


203.0887 


217.4149 


233.0191 


147 


250.0265 


268.5756 


288-8186 


204.9391 


219.5070 


235.3842 


148 


252.7001 


271.5974 


292.2337 


206.7972 


221.6095 


237.7631 


149 


255.3914 


274. 6419 


295.6773 


208.6630 


223.7226 


240.1559 


150 


258.1007 


277.7092 


299.1497 



Robinsonian Table No. 26. 



Monthly Values 

Of $1.00 paid at the first of each month — with 

Interest compounded MON THLY 

At the ANNUAL rates in the heading. 



11% | 12% | 13% jMos. 1 14% | 15^ 



16< 



166.6055 
169.1422 
171.7019 
174.2850 
176.8917 
179.5224 
182.1772 
184.8563 
187.5600 
190.2885 
193.0420 
195.8207 
198.6249 
201.4548 
204-3106 
207-1926 
210.1010 
213.0361 
215.9981 
218.9873 
222.0038 
225.0480 
228.1202 
231.2204 
234.3491 
237-5065 
240.6928 
243.9083 
247.1533 
250.4280 
253.7328 
257-0678 
260.4334 
263.8299 
267- 2575 
270.7166 
274.2073 
277.7300 
281-2851 
284-8727 
288.4932 
292.1469 
295.8340 
299.5550 
303.3101 
307.0996 
310.9239 
314.7832 
318.6778 
322.6082 



174.9180 

177.6772 

180.4640 

183.2786 

186.1214 

188.9926 

191.8926 

194.8215 

197-7797 

200.7675 

203-7852 

206.8330 

209.9114 

213.0205 

216.1607 

219.3323 

222.5356 

225.7710 

229.0387 

232.3391 

235.6724 

239.0392 

242.4396 

245.8740 

249.3427 

252.8461 

256.38-46 

259.9584 

263.5680 

267. U37 

270.8958 

274.6148 

278.3709 

282.1646 

285.9963 

289.8663 

293.7749 

297.7227 

301.7099 

305.7370 

309.8044 

313.9124 

318.0615 

322.2521 

326.4847 

330.7595 

335.0771 

339.4379 

343.8423 

348.2907 



183.7387 

186.7400 

189.7739 

192.8406 

195.9405 

199.0741 

202.2415 

205.4433 

208.6798 

211.9513 

215.2583 

218.6011 

221.9801 

225.3957 

228.8483 

232.3384 

235.8662 

239.4322 

243.0369 

246.6807 

i50.3639 

254.0870 

257.8504 

261.6546 

265.5000 

269.3871 

273.3163 

277.2881 

281.3029 

285.3612 

289.4634 

293.6101 

297.8017 

302.0387 

306.3216 

310.6509 

315.0272 

319.4508 

323.9223 

328.4423 

333.0113 

337.6298 

342.2982 

347.0173 

351.7875 

356.6094 

361.4835 

366.4104 

371.3906 

376.4249 



101 

102 

103 

104 

105 

106 

107 

109 

109 

HO 

111 

112 

113 

114 

115 

116 

117 

118 

119 

120 

121 

122 

123 

124 

125 

126 

127 

128 

129 

130 

131 

132 

133 

134 

135 

136 

137 

138 

139 

140 

141 

142 

143 

144 

145 

146 

147 

148 

149 

150 



193.1015 

196.3660 

199.6686 

203.0097 

206.3898 

209.8094 

213.2688 

216.7686 

220.3093 

223.8912 

227.5149 

231.1809 

234.8897 

238.6418 

242.4376 

246.2777 

250.1626 

254.0928 

258.0689 

262.0914 

266.1608 

270.2777 

274.4426 

278.6561 

282.9187 

287.2311 

291.5938 

296.0074 

300.4725 

304.9897 

309.5595 

314.1827 

318.8599 

323.5916 

328.3785 

333.2212 

338.1205 

343.0769 

348.0911 

353.1638 

358.2957 

363.4875 

368.7399 

374.0535 

379.4291 

384.8675 

390.3693 

395.9352 

401.5661 

407.2627 



203.0424 

206.5930 

210.1879 

213.8277 

217-5131 

221.2445 

225.0226 

228-8478 

232.7209 

236.6424 

240.6130 

244.6331 

248.7035 

252.8248 

256.9977 

261.2226 

265.5004 

269.8317 

274.2171 

278.6573 

283.1530 

287.7049 

292.3137 

296.9801 

301.7049 

306.4887 

311.3323 

316.2365 

321.2019 

326.2294 

331.3198 

336.4738 

341.6922 

346.9759 

352.3256 

357.7421 

363.2264 

368-7793 

374.4015 

380.0940 

385.8577 

391.6934 

397.6021 

403.5846 

409.6419 

415.7749 

421.9846 

428.2719 

434.6378 

441.0833 



213.6002 

217.4615 

221.3743 

225.3393 

229.3572 

233.4286 

237.5543 

241.7350 

245.9715 

250.2645 

254.6147 

259.0228 

263.4898 

268.0164 

272.6032 

277.2513 

281.9613 

286.7341 

291.5706 

296.4715 

301.4378 

306.4703 

311.5699 

316.7375 

321.9740 

327.2803 

332.6574 

338.1062 

343.6276 

349.2226 

354.8922 

360.6375 

366.4593 

372.3588 

378.3369 

384.3947 

390.5333 

396.7537 

403.0571 

409.4446 

415.9172 

422.4760 

429.1224 

435.8574 

442.6821 

449.5979 

456.6059 

463.7073 

470.9034 

478.1954 





Robinsonian Table No 


. 26. 




Monthly Values 


Of $1.00 paid at the first of each month— with 


Interest compounded MONTHLY 


At the ANNUAL hates in the heading. 


5% | 6% | 7% 


| Mos. | 8% 9% 10% 


210.5366 


225.8462 


242.5626 


151 


260.8280 


280.7995 


302.6509 


212.4180 


227.9804 


244.9834 


152 


263.5735 


283-9130 


306.1813 


214.3073 


230.1253 


247.4183 


153 


266.3373 


287.0498 


309.7412 


216.2044 


232.2809 


249-8674 


154 


269.1196 


290.2102 


313.3307 


218.1094 


234.4473 


252.3308 


155 


271.9204 


293.3943 


316.9501 


220.0223 


236.6246 


254.8085 


156 


274-7399 


296.6022 


320.5997 


221.9433 


238.8127 


257.3008 


157 


277.5781 


299.8343 


324.2797 


223.8722 


241.0118 


259.8075 


158 


280.4353 


303.0905 


327.9904 


225.8092 


243.2218 


262.3289 


159 


283.3115 


306.3712 


331.7319 


227.7542 


245.4429 


264.8650 


160 


286-2070 


309.6765 


335.5047 


229.7074 


247-6752 


267-4159 


161 


289.1217 


313.0065 


339.3089 


231.6686 


249.9185 


269.9816 


162 


292-0558 


316.3616 


343.1448 


233.6381 


252.1731 


272.5623 


163 


295.0095 


319.7418 


347.0127 


235.6157 


254.4390 


275-1581 


164 


297-9829 


323.1474 


350.9128 


237.6016 


256.7162 


277-7690 


165 


300-9761 


326.5785 


354.8454 


239.5958 


259.0048 


280-3952 


166 


303.9893 


330.0353 


358.8108 


241.5983 


261.3048 


283-0367 


167 


307-02 26 


333.5181 


362.8092 


243.6091 


263.6163 


285.6936 


16§ 


310.0761 


337-0270 


366.8409 


245.6283 


265.9394 


288-3659 


169 


313.1499 


340.5022 


370.9063 


247.6559 


268.2741 


291-0539 


170 


316.2442 


344.1239 


375.0055 


249.6920 


270-6205 


293-7575 


171 


319.3592 


347.7123 


379.1389 


251.7366 


272.9786 


296-4770 


172 


322.4949 


351.3277 


383.3067 


253.7896 


275.3485 


299-3123 


173 


325.6516 


354.9701 


387.5093 


255.8513 


277-7302 


301-9635 


174 


328.8292 


358.6399 


391.7408 


257.9215 


280.1239 


304-7308 


175 


332.0281 


362.3372 


396.0197 


260.0003 


282-5295 


307-5142 


176 


335-2483 


366.0622 


400.3282 


262.0878 


284-9471 


310-3139 


177 


338-4899 


369.8152 


404.6726 


264.1840 


287-3769 


313.1299 


178 


341.7532 


373.5963 


409.0532 


266.2889 


289-8187 


315-9623 


179 


345-0382 


377.4058 


413.4703 


268.4026 


292-2728 


318-8112 


180 


348.3451 


381.2438 


417.9243 


270.5252 


294-7392 


321-6768 


181 


351-6741 


385.1106 


422.4153 


272.6565 


297.2179 


324-5591 


182 


355-0253 


389.0065 


426.9438 


274.7967 


299.7090 


327-4582 


183 


358-3988 


392.9315 


431.5100 


276.9459 


302.2125 


330-3742 


184 


361.7948 


396.8860 


436.1142 


279.1040 


304-7286 


333-3072 


185 


365.2134 


400.8701 


440.7568 


281.2711 


307-2572 


336-2573 


186 


368-6548 


404.8842 


445.4381 


283.4472 


309-7985 


339.2247 


187 


372.1192 


408.9283 


450.1585 


285.6324 


312.3525 


342-2093 


188 


375-6066 


413.0028 


454.9181 


287.8267 


314.9193 


345.2114 


189 


379.1174 


417.1078 


459.7174 


290.0302 


317-4989 


348.2309 


190 


382.6515 


421.2436 


464.5567 


292.2428 


320-0914 


351.2681 


191 


386.2092 


425.4104 


469.4304 


294.4647 


322.6968 


354.3230 


192 


389.7905 


429.6085 


474.3507 


296.6958 


325.3153 


357.3957 


193 


393.3958 


433.8381 


479.3180 


298.9362 


327.9469 


360-4804 


194 


397-0251 


438.0994 


484.3206 


301.1859 


330.5916 


363-5950 


195 


400.6786 


442.3926 


489.3650 


303.4450 


333-2496 


366-7218 


196 


404-3565 


446.7180 


494.4513 


305.7135 


335.9208 


369.8669 


197 


408.0589 


451.0759 


499.5801 


307.9915 


338 6054 


373.0303 


198 


411.7859 


455.4665 


504.7516 


310.2790 


341.3035 


376-2121 


199 


415-5378 


459.8900 


509.9602 


312.5760 


344.0150 


379.4125 


200 


419-3147 


464.3467 


515.2243 



Robinsonian Table No. 26. 



Monthly Values 

Of $1.00 paid at the first of each month — with 

Interest compounded MONTHLY 

At the ANNUAL rates in the heading. 



11! 



1 12 % 1 13% | Mos. 14 % 



15% 



16' 



326.5746 
330.5774 
334.6169 
338.6933 
342.8072 
346-9588 
351.1484 
355.3764 
359-6432 
363.9491 
368.2945 
372.6797 
377-1051 
381.5710 
386.0779 
390.6261 
395.2160 
399.8480 
404.5225 
409.2397 
414.0003 
418.8044 
423.6527 
428.5453 
433.4828 
438-4656 
443.4940 
448.5685 
453.6896 
458.8576 
464.0729 
469.3361 
474.6475 
480.0076 
485.4168 
490.8757 
496-3845 
501-9439 
507-5542 
513-2159 
518-9296 
524-6956 
530-5145 
536- 3867 
542.3128 
548-2931 
5543283 
560.4188 
566.5652 
572.7678 



352.7836 
357- 3214 
361.9046 
366-5337 
371.2090 
375.9311 
380-7004 
385-5174 
390-3826 
395.2964 
400.2594 
405-2720 
410-3347 
415.4480 
420.6125 
425.8286 
431.0969 
436.4179 
441.7921 
447-2200 
452-7022 
458.2392 
463.8316 
469.4799 
475.1847 
480.9466 
486.7660 
492.6437 
498-5801 
504.5759 
510.6317 
516-7480 
522.9255 
529.1647 
535.4664 
541.8310 
548.2594 
554.7520 
561.3095 
567.9326 
574.6219 
581.3781 
588.2019 
595.0939 
602.0548 
609.0854 
616.1862 
623.3581 
630.6017 
637.91V? 



381- 5136 
386.6575 
391.8572 
397-1131 
402.4260 
407.7965 
413.2251 
418,7125 
424-2594 
429-8664 
435-5341 
441-2632 
447.0544 
452.9083 
458.8257 
464-8071 
470-8534 
476.9651 
483.1431 
489-3879 
495.7005 
502.0814 
508-5315 
515-0514 
521.6419 
528-3039 
535-0380 
541-8451 
548-7259 
555-6813 
562-7120 
569-8189 
577-0027 
584.2644 
591-6048 
599-0247 
606.5250 
614-1065 
621-7701 
629.5168 
637-3474 
645-2628 
653.2640 
661.3519 
669.5274 
677-7914 
686.1450 
694-5890 
703.1246 
711-7526 



151 
152 
153 
154 
155 
156 
157 
158 
159 
160 
161 
162 
163 
164 
165 
166 
167 
168 
169 
170 
171 
172 
173 
174 
175 
176 
177 
178 
179 
ISO 
1§1 
182 
183 
184 
185 
186 
187 
188 
189 
190 
191 
192 
193 
194 
195 
196 
197 
198 
199 
200 



413.0258 
418.8561 
424-7544 
430.7216 
436.7583 
442.8655 
449-0439 
455.2944 
461-6179 
468-0151 
474.4869 
481-0343 
487-6580 
494-3590 
501.1382 
507-9965 
514-9348 
521.9540 
529-0551 
536-2391 
543-5069 
550-8595 
558-2978 
505-8230 
573-4359 
581.1377 
588-9293 
596.8118 
604.7863 
612-8538 
621.0154 
629-2722 
637-6254 
646-0760 
654.6253 
663-2742 
672.0241 
680.8760 
689-8313 
698-8910 
708.0564 
717.3287 
726.7092 
736.1991 
745.7998 
755.5124 
765.3384 
775.2790 
785.3356 
795.5095 



447.6093 

454.2170 

460.9072 

467.6810 

474.5395 

481.4838 

488.5148 

495.6337 

502.8417 

510.1397 

517.5289 

525.0105 

532.5857 

540.2555 

548.0212 

555.8840 

563.8450 

571.9056 

580.0669 

588.3302 

596.6969 

605.1681 

613.7452 

622.4295 

631.2224 

640.1251 

649.1392 

658.2659 

667.5068 

676.8631 

686.3364 

695.9281 

705.6397 

715.4727 

725.4286 

735.5090 

745.7153 

756.0493 

766.5124 

777.1063 

787.8326 

798.6930 

809.6892 

820.8228 

832.0956 

843.5093 

855.0656 

866.7665 

878.6135 

890.6087 



485.5847 
493.0725 
500.6601 
508.3489 
516.1402 
524.0354 
532.0359 
540.1431 
548.3583 
556.6831 
565.1188 
573.6671 
582.3293 
591.1070 
600.0018 
609.0152 
618.1847 
627.4040 
636.7827 
646.2865 
655.9170 
665.6759 
675.5649 
685.5858 
695.7402 
706.0301 
716.4572 
727.0233 
737.7303 
748.5800 
759.5744 
770.7154 
782.0049 
793.4450 
805.0376 
816.7848 
828.6886 
840.7511 
852.9744 
865.3607 
877.9122 
890.6310 
903.5195 
916.5797 
929.8141 
943.2250 
956.8146 
970.5855 
984.5400 
998.6805 



Robinsonian Table No. 2 7. 



Monthly Values 

Of $1.00 paid at the end of each month — with 

Interest compounded MONTHLY 

At the ANNUAL rates in the heading. 



5% 


1 6% 


7% 


| Mos. 


1 8% 


1 9% 


1 io% 


1.0000 


1.0000 


1.0000 


1 


1.0000 


1.0000 


1.0000 


2.0042 


2.0050 


2-0058 


2 


2.0067 


2.0075 


2.0083 


3.0125 


3.0150 


3.0175 


3 


3.0200 


3.0226 


3.0251 


4.0251 


4.0301 


4.0351 


4 


4. 0402 


4.0452 


4.0503 


5.0418 


5-0503 


5.0587 


5 


5.0671 


5.0756 


5.0840 


6.0628 


6.0755 


6.0882 


6 


6.1009 


6.1136 


6.1264 


7.0881 


7.1059 


7-1237 


7 


7.1416 


7.1595 


7.1775 


8.1176 


8.1414 


8.1653 


8 


8-1892 


8.2132 


8.2373 


9.1515 


9.1821 


9.2129 


9 


9.2438 


9.2748 


9-3059 


10.1896 


10.2280 


10.2666 


io 


10.3054 


10.3443 


10.3835 


11.2321 


11.2792 


11.3265 


11 


11.3741 


11.4219 


11.4700 


12.2789 


12.3356 


12.3926 


12 


^2.4499 
13.5329 


12.5076 


12.5656 


13.3300 


13.3972 


13.4649 


13 


13.6014 


13.6703 


14.3856 


14.4642 


14.5434 


14 


14.6231 


14.7034 


14.7842 


15.4455 


15.5365 


15.6283 


15 


15.7206 


15.8137 


15.9074 


16.5099 


16.6142 


16.7194 


16 


16.8254 


16.9323 


17.0400 


17.5786 


17.6973 


17.8170 


17 


17. 9376 


18.0593 


18.1820 


18.6519 


18.7858 


18.9209 


IS 


19.0572 


19.1947 


19-3335 


19.7296 


19.8797 


20.0313 


19 


20.1842 


20-3387 


20-4946 


20.8118 


20.9791 


21.1481 


20 


21.3188 


21.4912 


21.6654 


21.8985 


22.0840 


22.2715 


21 


22.4609 


22.6524 


22.8459 


22.9898 


23.1944 


23.4014 


22 


23.6107 


23.8223 


24.0363 


24.0850 


24.3104 


24.5379 


23 


24.7681 


25-0010 


25-2366 


25.1859 


25.4320 


25.6810 


24 


25.9332 


26.1885 


26.4469 


26.2909 


26.5591 


26.8308 


25 


27.1061 


27.3849 


27.6673 


27.4004 


27.6919 


27.9874 


26 


28.2868 


28.5903 


28.8979 


28.5146 


28-8304 


29.1506 


27 


29.4754 


29-8047 


30.1387 


29.6334 


29.9745 


30.3207 


28 


30.6719 


31.0282 


31.3898 


30-7569 


31.1244 


31.4975 


29 


31.8763 


32.2609 


32.6514 


31.8850 


32.2800 


32.6813 


30 


33.0889 


33.5029 


33.9235 


33.0179 


33.4414 


33.8719 


31 


34.3094 


34.7542 


35.2062 


34.1554 


34.6086 


34.0695 


32 


35.5382 


36.0148 


36.4996 


35.2978 


35-7817 


36.2741 


33 


36.7751 


37.2849 


37.8038 


36.4448 


36.9606 


37.4857 


34 


38.0203 


38.5646 


39.1188 


37.5967 


38.1454 


38-7043 


35 


39.2737 


39.8538 


40.4448 


38.7533 


39.3361 


39.9301 


36 


40.5356 


41.1527 


41.7818 


39.9148 


40.5328 


41.1630 


37 


41.8058 


42.4614 


43.1300 


41.0811 


41.7354 


42.4031 


38 


43.0845 


43.7798 


44.4894 


42.2523 


42.9441 


43.6505 


39 


44.3717 


45.1082 


45.8602 


43.4283 


44.1588 


44.9051 


40 


45.6675 


46.4465 


47.2423 


44.6093 


45.3796 


46.1671 


41 


46.9720 


47.7948 


48.6360 


45-7952 


46.6065 


47.4364 


42 


48.2851 


49.1533 


50.0413 


46.9860 


47.8396 


48-7131 


43 


49.6070 


50.5219 


51-4583 


48.1818 


49.0788 


49.9972 


44 


50.9378 


51.9009 


52.8871 


49.3825 


50.3242 


51.2889 


45 


52.2773 


53.2901 


54.3279 


50.5883 


51.5758 


52.5881 


46 


53.6259 


54.6898 


55.7806 


51.7991 


52.8337 


53.8948 


47 


54.9834 


56.1000 


57.2454 


53.0149 


54.0978 


55.2092 


48 


56.3499 


57.5207 


58.7225 


54.2358 


55.3683 


56.5313 


49 


57.7256 


58.9521 


60.2118 


55.4618 


56.5452 


57.8611 


50 


59.1104 


60.3943 


61.7136 



Robinsonian Table No. 27. 



Monthly Values 

Of $1.00 paid at the end of each month — with 

Interest compounded MONTHLY 

At the ANNUAL rates in the heading. 



11% 


12% 


13% 


I>Ios. 


14% 


15% 


I 16% 


1.0000 


1.0000 


1.0000 


1 


1.0000 


1.0000 


1.0000 


2.0092 


2.0100 


2.0108 


2 


2.0117 


2.0125 


2.0133 


3.0276 


3.0301 


3-0326 


3 


3.0351 


3.0377 


3.0402 


4.0553 


4.0604 


4.0655 


4 


4.0705 


4.0756 


4.0807 


5.0925 


5.1010 


5.1095 


5 


5.1180 


5.1266 


5.1351 


6.1392 


6.1520 


6-1649 


6 


6.1777 


6.1907 


6.2036 


7-1955 


7-2135 


7.2317 


7 


7.2498 


7.2680 


7.2863 


8.2614 


8.2857 


8.3100 


8 


8-3344 


8.3589 


8.3835 


9.3372 


9.3685 


9.4000 


9 


9.4316 


9.4634 


9.4952 


10.4227 


10.4622 


10.5019 


10 


10.5417 


10.5817 


10.6218 


11.5183 


11.5668 


11.6156 


11 


11.6647 


11.7139 


11.7635 


12.6239 


12.6825 


12.7415 


12 


12.8007 


12.8604 


12.9203 


13-7396 


13.8093 


13.8795 


13 


13.9501 


14.0211 


14.0926 


14.8655 


14.9474 


15.0299 


14 


15.1128 


15.1964 


15.2805 


16.0018 


16.0969 


16.1927 


15 


16.2892 


16.3863 


16.4842 


17.1485 


17-2579 


17.3681 


16 


17.4792 


17.5912 


17.7040 


18.3057 


18.4304 


18.5563 


17 


18.6831 


18.8111 


18-9401 


19.4735 


19.6147 


19.7573 


18 


19.9011 


20.0462 


20.1926 


20.6520 


20.8109 


20.9713 


19 


21.1333 


21.2968 


21.4618 


21.8413 


22.0190 


22.1985 


20 


22.3798 


22.5630 


22-7480 


23.0415 


23.2392 


23.4390 


21 


23.6409 


23.8450 


24.0513 


24.2527 


24.4716 


24.6929 


22 


24.9167 


25.1431 


25.3720 


25.4750 


25.7163 


25.9604 


23 


26.2074 


26.4574 


26.7103 


26.7086 


26.9735 


27.2417 


24 


27.5132 


27.7881 


28-0664 


27.9534 


28.2432 


28.5368 


25 


28-8342 


29.1354 


29.4406 


29.2096 


29.5256 


29.8459 


26 


30.1706 


30.4996 


30.8332 


30.4774 


30.8209 


31.1693 


27 


31.5226 


31.8809 


32.2443 


31.7568 


32.1291 


32.5069 


28 


32.8903 


33.2794 


33.6742 


33.0479 


33.4504 


33.8591 


29 


34.2740 


34.6954 


35.1232 


34.3508 


34.7849 


35.2259 


30 


35-6739 


36.1291 


36.5915 


35.6657 


36.1327 


36.6075 


31 


37.0901 


37.5807 


38.0794 


36.9926 


37.4941 


38.0041 


32 


38.5228 


39.0504 


39.5871 


38.3317 


38.8690 


39.1579 


33 


39.9722 


40.5386 


41.1149 


39.6831 


40.2577 


40.8428 


34 


41.4386 


42.0453 


42.6631 


41.0469 


41.6603 


42.2853 


35 


42.9220 


43.5709 


44.2320 


42.4231 


43.0769 


43.7433 


36 


44.4228 


45. 1 155 


45.8217 


43.8120 


44.5076 


45.2172 


37 


45.9411 


46.6794 


47.4327 


45.2136 


45.9527 


46.7071 


38 


47.4770 


48.2629 


49.0651 


46.6281 


47.4122 


48.2131 


39 


49.0309 


49.8662 


50.7193 


48-0555 


48.8864 


49.7354 


40 


50.6030 


51.4896 


52.3956 


49.4960 


50.3752 


51.2742 


41 


52.1933 


53.1332 


54.0942 


50.9497 


51.8790 


52.8297 


42 


53.8023 


54.7973 


55 .8155 


52.4168 


53.3978 


54.4020 


43 


55.4300 


56.4823 


57-5597 


53.8972 


54.9318 


55.9913 


44 


57-0766 


58.1883 


59.3271 


55.3913 


56.4811 


57.5979 


45 


58.7425 


59.9157 


61.1182 


56.8991 


58-0459 


59.2219 


46 


60.4279 


61.6646 


62.9331 


58.4206 


59.6263 


60.8635 


47 


62.1329 


63.4354 


64.7722 


59.9562 


61.2226 


62.5228 


48 


63.8577 


65.2284 


66.6358 


61-5057 


62.8348 


64.2001 


49 


65.6027 


.67.0437 


68.5243 


63.0696 


64.4632 


65.8956 


50 


67.3681 i 


6S.8818 J 


70.4379 



Robinsonian Table No. 27. 



Monthly Values 

Of $1.00 paid at the end of each month — with 

Interest compounded MONTHLY 

At the ANNUAL rates in the heading. 



5% 


1 6% 


1 7% 


1 Mos. 


1 8% 


i 9% 10% 


56.6929 


57.9284 


59.1986 


51 


60.5045 


61.8472 


63.2279 


57.9291 


59.2180 


60.5439 


52 


61.9079 


63.3111 


64.7548 


59.1704 


60-5141 


61.8971 


53 


63.3206 


64.7859 


66.2944 


60.4170 


61-8167 


63.2581 


54 


64.7427 


66.2718 


67-8469 


61.6687 


63.1258 


64.6271 


55 


66.1743 


67-7688 


69-4123 


62.9257 


64.4414 


66-0041 


56 


67.6155 


69.2771 


70.9907 


64.1879 


65.7636 


67-3892 


57 


69.0663 


70.7967 


72.5823 


65.4553 


67.0924 


68.7823 


58 


70.5267 


72.3277 


74.1871 


66.7280 


68.4279 


70.1835 


59 


71.9969 


73.8701 


75.8054 


68.0061 


69.7700 


71.5929 


60 


73.4769 


75.4241 


77.4371 


69.2894 


71.1189 


73.0105 


61 


74.9667 


76.9898 


79.0824 


70.5781 


72.4745 


74.4304 


62 


76.4665 


78.5672 


80.7414 


71-8722 


73-8368 


75-8706 


63 


77.9763 


80.1565 


82.4142 


73.1717 


75.2060 


77-3132 


61 


79.4961 


81-7577 


84.1010 


74.4766 


76.5821 


T|3.7642 
80.2237 


65 


81.0261 


83.3709 


85.8019 


75.7869 


77-9650 


66 


82.5662 


84.9961 


87.5169 


77-1027 


79.3548 


81.6916 


67 


84.1167 


86.6336 


89.2462 


78.4239 


80-7516 


83.1682 


68 


85.6775 


88-2834 


90.9899 


79.7507 


82.1553 


84.6533 


69 


87.2487 


89.9455 


92.7482 


81.0830 


83.5661 


86.1471 


70 


88-8303 


91- 6201 


9*4.5211 


82.4208 


84.9839 


87-6497 


•71 


90.4225 


93.3072 


96.3087 


83.7643 


86.4089 


89.1609 


•72 


.92.0253 


95.0070 


98.1113 


85.1133 


87.8409 


90.6810 


73 


93.0388 


96-7196 


99.9289 


86.4679 


89.2801 


92.2100 


74 


95.2631 


98.4450 


101.7616 


87.8282 


90.7265 


93.7479 


75 


96.8982 


100.1833 


103.6097 


89.1941 


92.1801 


95.2948 


76 


98.5442 


101.9347 


105.4731 


90.5658 


93.6410 


96.8507 


77 


100.2011 


103.6992 


107.3520 


91.9431 


95.1092 


98.4156 


78 


101.8691 


105.4769 


109.2466 


93.3263 


96.5848 


99.9897 


79 


103.5483 


107.2680 


111.1570 


94.7151 


98.0677 


101.5730 


SO 


105.2386 


109.0725 


113.0833 


96.1098 


99.5581 


103.1655 


81 


106.9402 


110.8906 


115.0257 


97.5102 


101.0558 


104.7673 


82 


108-6531 


112.7223 


116.9842 


98.9165 


102.5611 


106.3784 


83 


110.3775 


114.5677 


118.9591 


100.3287 


104.0739 


107.9990 


84 


112.1133 


116.4269 


120.9504 


101.7467 


105.5943 


109.6290 


85 


113.8607 


118.3001 


122.9583 


103.1706 


107.1223 


111.2685 


86 


115.6198 


120.1874 


124.9830 


104 6005 


108.6579 


112- 9175 


87 


117-3906 


122.0888 


127.0245 


106.0363 


110.2012 


114.5762 


88 


119.1732 


124.0045 


129.0831 


107-4782 


111.7522 


116.2446 


89 


120.9677 


125.9345 


131.1587 


108.9260 


113.3109 


117.9227 


90 


122.7741 


127-8790 


133.2517 


110.3798 


114.8775 


119.6106 


91 


124.5926 


129.8381 


135.3622 


111.8398 


116.4519 


121.3083 


92 


126.4233 


131.8119 


137.4902 


113.3058 


118-0341 


123.0159 


93 


128-2661 


133.8005 


139.6359 


114.7779 


119.6243 


124.7335 


94 


130.1212 


135.8040 


141.7996 


116.2561 


121.2224 


126.4611 


95 


131.9887 


137.8225 


143.9812 


117-7405 


122.8285 


128.1988 


96 


133.8686 


139.8562 


146.1811 


119.2311 


124-4427 


129.9466 


97 


135.7610 


141.9051 


148.3993 


120.7279 


126.0649 


131.7047 


98 


137.6661 


143.9694 


150.6359 


122.2309 


127.6952 


133.4729 


99 


139.5839 


146.0491 


152.8912 


123-7402 


129.3337 


135.2515 


100 


141.5144 


148.1445 


155.1653 





Robinsonian Table No. 27. 






Monthly Values 




Of $1.00 paid at the end 


of each month — with 




Interest compounded MONTHLY 




At the ANNUAL rates in the heading. 




11% | 12% | 13% 


Mos. 


j 14% 15% 16% 




r 64.6477 


66.1078 


67.6095 


51 


69.1541 


1 70.7428 


72.3771 




66.2403 


67.7689 


69.3419 


52 


70.9609 


72.6271 


74.3421 




67.8475 


69.4466 


71.0932 


53 


72.7887 


74.5349 


76.3334 




69.4694 


71.1410 


72.8633 


54 


74.6379 


76.4666 


78.3511 




71.1062 


72.8525 


74.6527 


55 


76.5087 


78.4225 


80.3958 




72.7580 


74.5810 


76.4614 


56 


78.4013 


80.4027 


82.4678 




74.4250 


76.3268 


78.2898 


57 


80.3160 


82.4078 


84.5673 




76.1072 


78-0901 


80.1379 


58 


82.2530 


84.4379 


86.6949 




77.8049 


79.8710 


82.0061 


59 


84.2126 


86.4933 


88.8508 




79.5181 


81.6697 


83.8944 


60 


86.1951 


88.5745 


91.0355 




81.2470 


83.4864 


85.8033 


61 


88.2007 


90.6817 


93.2493 




82.9918 


85.3212 


87-7328 


62 


90.2297 


92.8152 


95.4926 




84.7525 


87.1744 


89.6833 


63 


92.2824 


94.9754 


97.7659 




86-5294 


89.0462 


91.6548 


64 


94.3591 


97.1626 


100.0694 




88-3226 


90.9366 


93.6478 


65 


96.4599 


99.3771 


102.4037 




90.1322 


92.8460 


95.6623 


66 


98.5853 


101.6193 


104.7691 




91.9584 


94.7745 


97.6986 


67 


100.7354 


103.8896 


107.1660 




93.8014 


96.7222 


99.7570 


68 


102.9107 


106.1882 


109.5949 




95.6612 


98.6894 


101.8377 


69 


105.1113 


108.5156 


112.0561 




97.5381 


100.6763 


103.9410 


70 


107.3376 


110.8720 


114.5502 




99.4322 


102.6831 


106.0670 


71 


109.5899 


113.2579 


117.0776 




101.3437 


104.7099 


108.2161 


•72 


111.8684 


115.6736 


119.6386 




103.2727 


106.7570 


110.3884 


73 


114.1736 


118.1195 


122.2338 




105.2193 


108.8246 


112.5843 


74 


116.5056 


120.5960 


124.8636 




107-1839 


110.9128 


114,8039 


75 


118.8648 


123.1035 


127.5284 




109.1664 


113.0220 


117.0477 


76 


121.2516 


125.6423 


130.2288 




111.1671 


115.1522 


119.3157 


77 


123.6662 


128.2128 


132.9652 




113.1861 


117.3037 


121.6083 


78 


126.1089 


130.8155 


135.7380 




115.2236 


119.4767 


123.9257 


79 


128.5802 


133.4507 


138.5479 




117-2798 


121.6715 


126.2682 


SO 


131.0803 


136.1188 


141.3952 




119.3549 


123.8882 


128-6361 


81 


133.6096 


138.8203 


144.2804 




121.4490 


126.1271 


131.0297 


82 


136.1684 


141 .5555 


147.2042 




123.5623 


128.3884 


133.4492 


83 


138.7570 


144.3250 


150.1669 




125.6949 


130.6723 


135.8949 


84 


141.3758 


147.1290 


153.1691 




127.8471 


132.9790 


138.3671 


85 


144.0252 


149.9682 


156.2114 




130.0191 


135.3088 


140.8660 


86 


146.7055 


152.8428 


159.2942 




132.2109 


137.6619 


143.3921 


87 


149.4171 


155.7533 


162.4181 




134.4228 


140.0385 


145.9455 


88 


152.1603 


158.7002 


165.5837 




136.6551 


142.4389 


148.5266 


89 


154.9355 


161.6840 


168.7915 




138.9077 


144.8633 


151.1356 


90 


157.7431 


164.7050 


172.0420 




141.1811 


147.3119 


153.7729 


91 


160.5834 


167.7638 


175.3359 




143.4752 


149.7850 


156.4388 


92 


163.4569 


170.8609 


178.6737 




145.7904 


152.2829 


159.1335 


93 


166.3639 


173.9966 


182.0561 




148.1268 


154.8057 


161.8575 


94 


169.3048 


177.1716 


185.4835 




150.4846 


157.3538 


164.6109 


95 


172.2800 


180.3862 


188.9566 




152.8641 


159.9273 


167.3942 


96 


175.2899 


183.6411 


192.4760 




155.2653 


162.5266 


170.2077 


97 


178.3350 


186.9366 


196.0424 




157-6886 


165.1518 


173..516 


98 


181.4155 


190.2733 


199.6563 




160.1341 


167-8033 


175.9263 


99 


184.5321 


193.6517 


203.3183 




162.6020 


170.4814 


178.8322 


100 


187.6849 


197-0723 


207-0292 





Robinsonian Table No. 27. 



Monthly Values 

Of $1.00 paid at the end of each month — with 

Interest compounded MONTHLY 

At the ANNUAL rates in the heading. 



5% 6% 


1 7% | Mos. 


| 8% | 9% 10% 


125.2558 


130.9804 


137.0405 


iOl 


143.4579 


150.2556 


157-4583 


126.7777 


132.6353 


138.8399 


102 


145.4143 


152.3825 


159.7705 


128.3060 


134.2984 


140.6498 


103 


147.3837 


154.5254 


162.1019 


129.8406 


135.9699 


142.4703 


104 


149.3663 


156.6843 


164.4528 


131.3816 


137.6498 


144.3013 


105 


151.3620 


158.8595 


166.8232 


132.9290 


139.3380 


146.1431 


lOO 


153.3711 


161.0509 


169.2134 


134.4829 


141.0347 


147.9956 


107 


155.3936 


163.2588 


171.6235 


136.0432 


142.7399 


149.8589 


108 


157.4295 


165.4832 


174.0537 


137.6100 


144.4536 


151.7331 


109 


159.4791 


167.7243 


176.5042 


139.1834 


146.1759 


153.6182 


HO 


161.5423 


169.9823 


178.9750 


140.7633 


147-9067 


155.5143 


111 


163.6192 


172.2572 


181.4665 


142.3499 


149.6463 


157.4215 


112 


165.7100 


174.5491 


183.9787 


143.9430 


151.3945 


159.3398 


113 


167.8147 


176.8582 


186.5119 


145.5427 


153.1515 


161.2692 


114 


169.9335 


179.1846 


189.0661 


147.1492 


154.9172 


163.2100 


115 


172.0664 


181.5285 


191.6417 


148.7623 


156.6918 


165.1620 


116 


174.2135 


183.8900 


194.2387 


150.3821 


158.4753 


167.1255 


117 


176.3749 186.2692 


196.8573 


152.0087 


160.2677 


169.1004 


119 


178-5508 188.6662 


199.4978 


153.6421 


162.0690 


171.0868 


119 


180.7411 191.0812 


202.1603 


155.2823 


163.8793 


173.0848 


120 


182.9460 193.5143 


204.8450 


156.9293 


165.6987 


175.0945 


121 


185.1657 195.9656 


207.5520 


158.5832 


167.5272 


177.1159 


129 


187.4001 198.4354 


210.2816 


160.2439 


169.3649 


179.1490 


123 


189.6494 200.9236 


213.0340 


161.9116 


171.2117 


181.1941 


124 


191.9138 203.4306 


215.8093 


163.5862 


173.0678 


183.2510 


125 


194.1923 205.9563 


218.6077 


165.2678 


174.9331 


185.3200 


126 


196.4878 208.5010 


221.4294 


166.9565 


176.8078 


187.4010 


127 


198-7977 211.0647 


224.2746 


168.6521 


178.6918 


189.4942 


128 


201.1231 213.6477 


227-1436 


170.3548 


180.5853 


191.5996 


129 


203.4639 216.2501 


230.0365 


172.0646 


182.4882 


193.7172 


130 


205.8203 218.8719 


232.0534 


173.7816 


184.4006 


195.8473 


131 


208.1924 221.5135 


235.8947 


175.5057 


186.3226 


197.9897 


132 


210.5804 224.1748 


238.8605 


177.2369 


188.2542 


200.1446 


133 


212.9843 226.8561 


241.8510 


178.9754 


190.1955 


202.3122 


134 


215.4042 229.5576 


244.8664 


180.7212 


192.1465 


204.4923 


135 


217.8402 232.2793 


247.9070 


182.4742 


194.1072 


206.6852 


136 


220.2925 235.0213 


250-9729 


184.2345 


196.0778 


208.8908 


137 


222.7611 237.7840 


254.0643 


186.0021 


198.0582 


211.1094 


138 


225.2461 240.5674 


257.1815 


187.7771 


200.0484 


213.3409 


139 


227.7478 243.3716 


260.3247 


189.5595 


202.0487 


215.5853 


140 


230.2661 246.1969 


263.4941 


191.3494 


204.0589 


217.8429 


141 


232.8012 249.0434 


266.6898 


193.1467 


206.0792 


220.1137 


142 


235.3532 251.9112, 


269.9123 


194.9514 


208.1099 


222.3977 


143 


237.9222 254.8006, 


273.1615 


196.7637 


210.1502 


224.6950 


144 


240.5084 257.7116 


276.4379 


198.5836 


212.2009 


227.0057 


145 


243.1118 260.6444 


279.7415 


200.4110 


214.2619 


229.3299 


146 


245.7325 263.5992 


283.0727 


202.2461 


216.3332 


231.6677 


147 


248.3707 266.5762 


286.4316 


204.0887 


218.4149 


234.0191 


148 


251.0265 269.5756 


289.8186 


205.9391 


220.5070 


236.3842 


149 


253.7001 272.5974 


293.2337 


207.7972 


222.6095 


238.7631 


150 


256.3914 275.6419 


296-6773 



Robinsonian Table No. 27. 



Monthly Values 

Of $ 1.00 paid at the end of each month — with 

Interest compounded MONTHLY 

At the ANNUAL rates in the heading. 



11! 



1«5 



I 



13< 



Mos. | 14% 



15^ 



16< 



165.0925 
167.6055 
170.1422 
172.7019 
175.2850 
177.8917 
180.5224 
183.1772 
185.8563 
188.5600 
191.2885 
194.0420 
196.8207 
199.6249 
202.4548 
205.3106 
208.1926 
211.1010 
214-0361 
216.9981 
219.9873 
223.0038 
226.0480 
229.1202 
232.2204 
235.3491 
238.5065 
241.6928 
244.9083 
248.1533 
251.4280 
254-7328 
258.0678 
261.4334 
264.8299 
268-2575 
271.7166 
275.2073 
278.7300 
282.2851 
285.8727 
289.4932 
293.1469 
296.8340 
300.5550 
304.3101 
308.0996 
311.9239 
315.7832 
319.6778 



173.1862 
175.9180 
178.6772 
181. 4*540 
184.2786 
187-1214 
189,9926 
192.8926 
195.8215 
198.7797 
201.7675 
204.7852 
207-8330 
210.9114 
214.0205 
217.1607 
220.3323 
223.5356 
226.7710 
230.0387 
233.3391 
236.6724 
240.0392 
243.4396 
246.8740 
250-3427 
253.8461 
257.3846 
260.9584 
264.5680 
268.3137 
271.8958 
275.6148 
279.3709 
283.1646 
286.9963 
290.8663 
294.7749 
298.7227 
302.7099 
306.7370 
310.8044 
314.9124 
319.0615 
323.2521 
327-4847 
331.7595 
336.0771 
340.4379 
344-8423 



181.7695 
184.7387 
187.7400 
190.7739 
193.8406 
196.9405 
200.0741 
203.2415 
206.4433 
209.6798 
212.9513 
216.2583 
219.6011 
222.9801 
226.3957 
229.8483 
233.3384 
236.8662 
240.4322 
244.0369 
247-6807 
251.3639 
255.0870 
258-8504 
262.6546 
266.5000 
270.3871 
274.3163 
278.2881 
282.3029 
286.3612 
290.4634 
294.6101 
298.8017 
303.0387 
307.3216 
311.6509 
316.0272 
320.4508 
324.9223 
329.4423 
334.0113 
338.6298 
343.2982 
348.0173 
352.7875 
357.6094 
362.4835 
367.4104 
372.3906 



101 
102 
103 
104 
105 
IOC 
107 
108 
109 

no 
111 
113 

113 
114 
115 
116 
117 
118 
119 
120 
121 
122 
123 
124 
125 
126 
127 
128 
129 
130 
131 
132 
133 
134 
135 
136 
137 
138 
139 
140 
141 
142 
143 
144 
145 
146 
147 
148 
149 
150 



190.8746 

194.1015 

197.3660 

200.6686 

204.0097 

207.3898 

210.8094 

214.2688 

217-7686 

221.3093 

224-8912 

228.5149 

232.1809 

235.8897 

239.6418 

243.4376 

247.2777 

251.1626 

255.0928 

259.0689 

263.0914 

267.1608 

271.2777 

275.4426 

279.6561 

283.9187 

288.2311 

292.5938 

297.0074 

301.4725 

305.9897 

310.5595 

315.1827 

319.8599 

324.5916 

329.3785 

334.2212 

339.1205 

344.0769 

349.0911 

354.1638 

359.2957 

364.4875 

369.7399 

375.0535 

380.4291 

385.8675 

391.3693 

396.9352 

402.5661 



229. 
233. 



200.5357 
204.0424 
207.5930 
211.1879 
214.8277 
218.5131 
222.2445 
226.0226 
8478 
7209 
237-6424 
241.6130 
245.6331 
249.7035 
253.8248 
257.9977 
262.2226 
266.5004 
270.8317 
275.2171 
279.6573 
284.1530 
288-7049 
293,3137 
297.9801 
302.7049 
307-4887 
312.3323 
317.2365 
322.2019 
327.2294 
332.3198 
337.4738 
342.6922 
347-9759 
353.3256 
358.7421 
364.2264 
369.7793 
375.4015 
381.0940 
386.8577 
392.6934 
398.6021 
404.5846 
410.6419 
416.7749 
422.9846 
429.2719 
435.6378 I 



210.7896 

214.6002 

218.4615 

222.3743 

226.3393 

230.3572 

234.4286 

238.5543 

242.7350 

246.9715 

251.2645 

255.6147 

260.0228 

264.4898 

269.0164 

273.6032 

278-2513 

282.9613 

287.7341 

292.5706 

297.4715 

302.4378 

307.4703 

312.5699 

317.7375 

322.9740 

328.2803 

333.6574 

339.1062 

344.6276 

350.2226 

355.8922 

361.6375 

367.4593 

373.3588 

379.3369 

385.394'; 

391.5333 

397-7537 

404.0571 

410.4446 

416.9172 

423.4760 

430.1224 

436.8574 

443.6821 

450.5979 

457.6059 

464.7073 

471.9034 



Robinsonian Table No. 27. 



Monthly Values 

Of $1.00 paid at the end of each month — with 

Interest compounded MONTHLY 

At the ANNUAL rates in the heading. 



I 



65 



Mos. 



8% | 9% 



10% 



209.6630 


224.7226 


241.1559 


151 


259.1007 


278-7092 


300.1497 


211.5366 


226.8462 


243.5626 


152 


261.8280 


281-7995 


303.6509 


213.4180 


228.9804 


245.9834 


153 


264.5735 


284.9130 


307.1813 


215.3073 


231.1253 


248.4183 


154 


207-3373 


288.0498 


310.7412 


217.2044 


233.2809 


250.8674 


155 


270.1196 


291.2102 


314.3307 


219.1094 


235.4473 


253.3308 


156 


272.9204 


294.3943 


317.9501 


221.0223 


237-6246 


255.8085 


157 


275.7399 


297.6022 


321.5997 


222.9433 


239.8127 


258.3008 


158 


278.5781 


300.8343 


325.2797 


224.8722 


242.0118 


200.8075 


159 


281.4353 


304.0905 


328.9904 


226.8092 


244.2218 


203.3289 


160 


284.3115 


307.3712 


332.7319 


228.7542 


246.4429 


205.8650 


161 


287.2070 


310.6765 


336.5047 


230.7074 


248.6752 


268.4159 


162 


290.1217 


314.0065 


340.3069 


232.6686 


250.9185 


270.9816 


163 


293.0558 


317.3616 


344.1448 


234.6381 


253.1731 


273.5623 


164 


296.0095 


320.7418 


348.0127 


236.6157 


255.4390 


276.1581 


165 


298.9829 


324.1474 


351.9128 


238.6016 


257.7102 


278.7690 


166 


301.9761 


327.5785 


355.8454 


2 40.5958 


260.0048 


281.3952 


167 


304.9893 


331.0353 


359.8108 


242.5983 


262.3048 


284.0367 


168 


308.0226 


334.5181 


303.8092 


244.6091 


264.6163 


286.6936 


169 


311.0701 


338.0270 


367.8409 


246.6283 


266.9394 


289.3659 


170 


314.1499 


341.5622 


371.9063 


248.6559 


269.2741 


292.0539 


171 


317.2442 


345.1239 


376.0055 


250.0920 


271.6205 


294-7575 


172 


320.3592 


348.7123 


380.1389 


252.7366 


273.9786 


297.4770 


173 


323.4949 


352.3277 


384.3067 


254.7896 


276.3485 


300.3123 


174 


326.0516 


355.9701 


388.5093 


256.8513 


278.7302 


302.9635 


175 


329-8292 


359.6399 


392.7468 


258.9215 


281.1239 


305.7308 


176 


333.0281 


363.3372 


397.0197 


261.0003 


283.5295 


308.5142 


177 


336.2483 


367.0022 


401.3282 


263.0878 


285.9471 


311.3139 


178 


339.4899 


370.8152 


405.6726 


265.1810 


288.3769 


314.1299 


179 


342.7532 


374.5963 


410.0532 


267.2889 


290.8187 


316.9623 


180 


346.0382 


378.4058 


414.4703 


269.4023 


293.2728 


319.8112 


181 


349.3451 


382.2438 


418.9243 


2715252 


295.7392 


322.6763 


182 


352.6741 


386.1106 


423.4153 


273. 6565 


298.2179 


325.5591 


183 


356.0253 


390.0065 


427.9438 


275.7937 


300.7090 


328.4582 


184 


359.3988 


393.9315 


432.5100 


277. 9459 


303.2125 


331.3742 


185 


S62.7948 


397.8860 


437.1142 


280.1010 


305.7286 


334.3072 


186 


366.2134 


401.8701 


441.7568 


282.2711 


308.2572 


337.2573 


187 


369.6548 


405.8842 


446.4381 


284.4472 


310.7985 


340.2247 


188 


373.1192 


409.9283 


451.1585 


286. 6324 


313.3525 


343.2093 


189 


376.6006 


414.0028 


455.9181 


288.8267 


315.9193 


346.2114 


190 


380.1174 


418.1078 


460.7174 


291.0302 


318.4989 


349.2309 


191 


383.6515 


422.2436 


465.5567 


293. 2428 


321.0914 


352.2681 


192 


387.2092 


426.4104 


470.4364 


295.4647 


323.6963 


355.3230 


193 


390.7905 


430.6085 


475.3567 


297.6958 


326.3153 


358-3957 


194 


394.3958 


434.8381 


480.3180 


299.9362 


328.9469 


361.4804 


195 


398.0251 


439.0994 


485.3206 


302.1859 


331.5916 


364-5950 


196 


401.6786 


443.3926 


490.3650 


304.4450 


334.2496 


367.7218 


197 


405.3565 


447.7180 


495.4513 


306.7135 


336. 9208 


370.8669 


198 


409.0589 


452.0759 


500.5801 


308- 9915 


339.6054 


374.0303 


199 


412.7859 


456.4665 


505.7516 


311- 2790 


342.3035 


377. 2121 


200 


410.5378 


460.8900 


510.9662 



Robinsonian Table No. 27. 



Monthly Values 

Of $1.00 paid at the end of each month — with 

Interest compounded MONTHLY 

At the ANNUAL rates in the heading. 



11 



12< 



13% | Mos.j 14% 1 15% 16 j 



323.6082 


349.2907 


377.4249 


151 


408.2627 


442.0833 


479.1954 


327.5746 


353.7836 


382.5136 


152 


,414.0258 


448.6093 


486.5847 


331.5774 


358.3214 


387.6575 


153 


419.8561 


455.2170 


494.0725 


335.6169 


302.9046 


392.8572 


154 


425.7544 


461.9072 


501.6601 


339.6933 


367.5337 


398-1131 


155 


431.7216 


468-6810 


509.3489 


343.8072 


372.2090 


403.4260 


156 


437.7583 


475-5395 


517.1402 


347.9588 


376.9311 


408-7965 


157 


443.8655 


482.4838 


525.0354 


352.1484 


381.7004 


414,2251 


158 


450.0439 


489.5148 


533.0359 


356.3764 


386.5174 


419.7125 


159 


456.2944 


496.6337 


541.1431 


360.6432 


391-3826 


425.2594 


160 


462.6179 


503.8417 


549.3583 


364.9491 


396.2964 


430.8664 


161 


469.0151 


511.1397 


557.6831 


369.2945 


401.2594 


436.5341 


162 


475.4809 


518.5289 


566.1188 


373.6797 


406.2720 


442.2632 


163 


482.0343 


526.0105 


574.6671 


378.1051 


411.3347 


448.0544 


164 


488.6580 


533.5857 


583.3293 


382.5710 


416.4480 


453.9083 


165 


495.3590 


541.2555 


592.1070 


387.0779 


421.6125 


459.8257 


166 


502.1382 


549.0212 


601.0018 


391.6261 


426.8286 


465.8071 


167 


508.9965 


556.8840 


610.0152 


396.2160 


432.0969 


471.8534 


168 


515.9348 


564.8450 


619.1847 


400.8480 


437.4179 


477.9651 


169 


522.9540 


572.9056 


628.4040 


405.5225 


442.7921 


484.1431 


170 


530.0551 


581.0669 


637.7827 


410.2397 


448.2200 


490.3879 


171 


537-2391 


589.3302 


647.2865 


415.0003 


453.7022 


496.7005 


172 


544.5069 


597-6969 


656.9170 


419.8044 


459.2392 


503.0814 


173 


551.8595 


606.1681 


666.6759 


424.6527 


464.8316 


509.5315 


174 


559.2978 


614.7452 


676.5649 


429.5453 


470.4799 


516.0514 


175 


566.8230 


023.4295 


686.5858 


434.4828 


476.1847 


522.6419 


176 


574.4359 


632.2224 


696.7402 


439.4656 


481.9466 


529.3039 


177 


582.1377 


641.1251 


707.0301 


444.4940 


487-7660 


536.0380 


178 


589.9293 


650.1392 


717.4572 


449.5685 


493-6437 


542.8451 


179 


597.8118 


659.2659 


728.0233 


454.6896 


499.5801 


549.7259 


180 


605.7863 


668.5068 


738.7303 


459.8576 


505.5759 


556.6813 


181 


613.8538 


677-8631 


749.5800 


465.0729 


511.6317 


563.7120 


182 


622.0154 


687.3364 


760.5744 


470.3361 


517.7480 


570.8189 


183 ! 


630.2722 


696.9281 


771.7154 


475.6475 


523.9255 


578.0027 


184 


638.6254 


706.6397 


783.0049 


481.0076 


530.1647 


585.2644 


185 


647-0760 


716.4727 


794.4450 


486.4168 


536.4664 


592.6048 


186 i 


655.6253 


726.4286 


806.0376 


491-8757 


542.8310 


600.0247 


187 1 


664.2742 


736.5090 


817.7848 


497-3845 


549.2594 


607-5250 


188 


673.0241 


746.7153 


829.6886 


502-9439 


555.7520 


615.1065 


189 


681.8760 


757.0493 


841.7511 


508-5542 


562.3095 


622.7701 


190 


690.8313 


767.5124 


853.9744 


514.2159 


568.9326 


630.5168 


191 


699.8910 


778.1063 


866.3607 


519-9296 


575.6219 


638.3474 


192 


709.0564 


788.8326 


878.9122 


525.6956 


582.3781 


646.2628 


193 


718-3287 


799.6930 


891.6310 


531-5145 


589.2019 


654.2640 


194 


727-7092 


810.6892 


904.5195 


537.3867 


596.0939 


662.3519 


195 


737.1991 


821.8228 


917.5797 


543.3128 


603.0548 


670.5274 


196 


746.7998 


833.0956 


930.8141 


549-2931 


610.0854 


678.7914 


197 


756.5124 


844.5093 


944.2250 


555.3283 


617.1862 


687.1450 


198 


766.3384 


856.0656 


957.8146 


561.4188 


624.3581 


695.5890 


199 


776.2790 ! 


867-7605 


971.5855 


567.5652 


631.6017 


704.1246 


200 


786.3356 


879.6135 


985.5400 



Robinsonian Table No. 28. 







Monthly Values 






Of $1.00 paid at the first of each month — with 




Interest compounded QUARTERLY 




At the ANNUAL rates in the heading. 


5'% 


1 6% 


l *% 


Mos. 


i 8% 


1 »% 


10% 


1.0042 


1.0050 


1.0058 


1 


1.0067 


1.0075 


1.0083 


2.0125 


2.0150 


2.0175 


2 


2.0200 


2.0225 


2.0250 


3.0250 


3c0300 


3.0350 


3 


3.0400 


3.0450 


3.0500 


4.0418 


4.0502 


4.0585 


4 


4.0669 


4.0753 


4.0838 


5.0627 


5.0753 


5.0879 


5 


5.1005 


5.1132 


5.125 8 


6.0878 


6.1055 


6.1231 


6 


6.1408 


6.1585 


6.1763 


7.1173 


7-1410 


7-1647 


7 


7.1884 


7.2122 


7- 2361 


8.1510 


8.1815 


8.2120 


8 


8.2427 


8.2734 


8.3042 


9.1889 


9.2270 


9.2653 


9 


9.3036 


9.3421 


9.3807 


10.2314 


10.2782 


10.3251 


10 


10.3723 


10.4196 


10.4672 


11.2780 


11.3343 


11.3909 


11 


114477 


11.5047 


11.5620 


12.3288 


12.3954 


12.4624 


12 


12.5297 


12.5973 


12.6052 


13.3843 


13.4624 


13.5409 


13 


13.6199 


13.6993 


13.7790 


14.4440 


14.5344 


14.6253 


14 


14.7168 


14.8087 


14.9013 


15.5079 


15.6114 


15.7155 


15 


15.8203 


15.9257 


16.0318 


16.5767 


16.6944 


16.8130 


16 


16.9324 


17.0527 


17.1737 


17.6496 


17-7825 


17.9163 


17 


18.0512 


18.1871 


18.3240 


18.7267 


18.8755 


19.0255 


18 


19.1767 


19.3290 


19.4826 


19.8089 


19.9749 


20.1423 


19 


20.3112 


20.4815 


20.6533 


20.8953 


21.0793 


21.2650 


20 


21.4524 


21.6415 


21.8323 


21.9858 


22.1887 


22.3935 


21 


22.6002 


22.8089 


23.0197 


23.0816 


23.3046 


23.5299 


22 


23.7576 


23.9875 


24.2198 


24.1815 


24.4256 


24.6722 


23 


24.9216 


25.1736 


25.4283 


25.2856 


25.5515 


25.8204 


24 


26.0922 


26.3671 


26.6452 


26.3952 


26.6843 


26.9768 


25 


27-2728 


27.5724 


27.8755 


27.5089 


27.8220 


28.1391 


26 


28.4601 


28.7852 


29.1142 


28.6267 


28-9648 


29.3072 


27 


29.6541 


30.0054 


30.3613 


29.7502 


30.1146 


30.4840 


28 


30.8584 


31.2379 


31.6226 


30.8778 


31-2694 


31.6666 


29 


32.0695 


32.4780 


32.8923 


32.0095 


32.4292 


32.8551 


30 


33.2872 


33.7255 


34.1703 


33.1471 


33.5964 


34.0526 


31 


34.5157 


34.9860 


35.4634 


34.2888 


34-7685 


35.2559 


32 


35.7510 


36.2539 


36.7648 


35.4347 


35.9457 


36.4651 


33 


36.9929 


37.5294 


38-0746 


36.5865 


37.1304 


37.6836 


34 


38.2462 


38.8183 


39.4002 


37-7424 


38.3201 


38.9080 


35 


39.5061 


40.1148 


40.7341 


38.9026 


39.5149 


40.1382 


36 


40.7728 


41.4188 


42.0764 


40-0689 


40.7174 


41.3782 


37 


42.0512 


42.7369 


43.4354 


41.2393 


41.9250 


42.6240 


38 


43.3364 


44.0625 


44.8027 


42.4139 


43.1376 


43.8756 


39 


44.6282 


45.3957 


46.1783 


43.5948 


44.3583 


45.1374 


40 


45.9324 


46.7437 


47.5715 


44.7798 


45.5840 


46.4050 


41 


47.2433 


48.0991 


48.9730 


45.9690 


46.8147 


47.6784 


42 


48.5608 


49.4621 


50.3828 


47.1648 


48.0537 


48.9624 


43 


49.8912 


50.8406 


51.8110 


48-3646 


49.2978 


50.2522 


44 


51.2282 


52.2265 


53.2475 


49.5687 


50.5469 


51.5478 


45 


52.5720 


53.6200 


54.6924 


50.7794 


51.8046 


52.8543 


46 


53.9291 


55.0296 


56.1565 


51.9942 


53.0673 


54.1667 


47 


55.2929 


56.4468 


57.6289 


53.2133 


54.3351 


55.4849 


48 


56.6634 


57.8714 


59.1097 


54.4392 


55.6118 


56.8144 


49 


58.0479 


59.3130 


60.6106 


55.6692 


56.8934 


58.1497 


50 


59.4389 


60.7620 


62.1198 



Robinsonian Table No. 28. 







Monthly Values 








Of $1.00 paid at the first of each 


month — with 






Interest compounded QUARTEELT 






At the ANNUAL rates in the heading. 




11% 


1 12% 


1 1«% 


Mos. 


i 14% 


! 15% 


i 16% 




1.0092 


1.0100 


1-0108 


1 


1.0117 


1.0125 


1-0 133 




2.0275 


2.0300 


2-0325 


2 


2.0350 


2.0375 


2.0400 




3.0550 


3.0600 


3-0650 


3 


3.0700 


3.0750 


3.0800 




4.0922 


4.1006 


4.1090 


4 


4.1175 


4.1259 


4.1344 




5.1385 


5.1512 


5.1639 


5 


5.1766 


5.1894 


5.2021 




6.1940 


6.2118 


6.2296 


6 


6.2475 


6.2653 


6.2832 




7.2600 


7.2839 


7-3079 


7 


7-3320 


7.3561 


7-3803 




8-3351 


8.3660 


8.3971 


8 


8.4282 


8.4594 


8.4908 




9.4193 


9.4582 


9-4971 


9 


9.5361 


9.5753 


9-6145 




10.5149 


10.5627 


10.6108 


io 


10.6590 


10.7075 


10-7561 




11.6195 


11.6773 


11.7353 


11 


11.7936 


11.8521 


11-9109 




12.7334 


12.8019 


12.8707 


12 


12.9399 


13.0093 


13.0791 




13.8593 


13.9399 


14.0210 


13 


14.1025 


14.1845 


14.2668 




14.9943 


15.0879 


15.1821 


14 


15.2768 


15.3721 


15.4679 




16.1385 


16.2460 


16.3540 


15 


16.4628 


16.5722 


16.6823 




17.2957 


17.4184 


17-5420 


16 


17.6065 


17.7918 


17-9180 




18.4619 


18.6009 


18-7409 


17 


18.8819 


19.0240 


19.1671 




19.6374 


19.7933 


19.9505 


1§ 


20-1090 


20.2686 


20.4296 




20-8265 


21.0013 


21.1775 


19 


21-3552 


21.5345 


21.7153 




22.0249 


22.2192 


22.4153 


20 


22.6132 


22.8129 


23.0144 




23.2324 


23.4471 


23.6639 


21 


23.8828 


24.1037 


24.3267 




24.4545 


24-6916 


24.9311 


22 


25.1731 


25.4175 


25.6644 




25.6858 


25-9461 


26.2091 


23 


26.4750 


26.7438 


27.0155 




26.9263 


27.2105 


27-4980 


24 


27.7887 


28.0826 


28.3798 




28-1823 


28.4927 


28.8067 


25 


29.1245 


29.4461 


29.7715 




29-4474 


29.7848 


30-1263 


26 


30.4721 


30.8222 


31.1766 




30-7217 


31-0869 


"31.4567 


27 


31-8313 


32.2107 


32.5950 




32.0125 


32-4077 


32.8083 


28 


33.2143 


33.6258 


34.0429 




33-3175 


33-7386 


34-1708 


29 


34.6090 


35.0535 


35.5042 




34-6216 


35.0795 


35-5440 


30 


36.0154 


36.4936 


36.9788 




35-9481 


36.4403 


36-9399 


31 


37.4472 


37.9623 


38.4852 




37.2838 


37-8111 


38.3467 


32 


38.8907 


39.4434 


40.0049 




38-6287 


39.1919 


39.7642 


33 


40.3459 


40.9371 


41.5380 




39.9920 


40.5938 


41.2058 


34 


41.8283 


42.4613 


43.1051 




41-3644 


42.0057 


42.6583 


35 


43.3223 


43.9980 


44.6856 




42.7460 


43.4276 


44.1216 


36 


44-8280 


45.5473 


46.2795 




44-1470 


44.8719 


45.6104 


37 


46.3627 


47.1291 


47.9099 




45.5572 


46.3262 


47.1100 


38 


47-9090 


48.7234 


49.5536 




46-9765 


47-7904 


48.6205 


39 


49.4670 


50.3303 


51.2107 




48.4163 


49.2783 


50.1581 


40 


51.0558 


51.9719 


52.9068 




49-8652 


50.7762 


51.7064 


41 


52.6562 


53.6260 


54.6163 




51-3233 


52.2842 


53.2657 


42 


54.2683 


55.2927 


56.3391 




52-8030 


53.8170 


54.8535 


43 


55.9131 


56.9963 


58.1036 




54-2918 


55.3598 


56.4523 


44 


57.5696 


58.7125 


59.8815 




55.7897 


56.9127 


58.0618 


45 


59.2377 


60.4411 


61.6727 




57-3103 


58.4918 


59.7016 


46 


60.9405 


62.2092 


63.5083 




58.8401 


60.0809 


61.3523 


47 


62.6550 


63.9897 


65.3573 




60-3790 


61.6801 


63.0138 


48 


64.3811 


65.7827 


67.2196 




61-9416 


63.3069 


64.7073 


49 


66.1438 


67.6175 


69.1291 




63-5134 


64-9437 


66.4116 


50 


67.9183 


69.4647 


71.0521 





Robinsonian Table No. 28. 





Monthly Values 




Of $1.00 paid at the first 


of each month — with 


Interest compounded QUARTERLY 




At the ANNUAL rates in the heading. 


5% | 6% 


| 7 % | Mos. 


8% 9% 


10% 


56.9034 


58.1801 


59.4909 


51 


60.8307 


62.2185 


63.6374 


58.1447 


59.4760 


60.8437 


52 


62.2489 


63.6927 


65.1761 


59.3901 


60.7769 


62.2024 


53 


63.6679 


65.1743 


66.7231 


60.6397 


62.0828 


63.5670 


54 


65.0934 


66.6635 


68.2784 


61.8966 


63.3982 


64.9436 


55 


66.5341 


68.1709 


69.8557 


63.1576 


64.7186 


66.3261 


56 


67.9813 


69.6859 


71.4413 


64.4227 


66.0441 


67-7144 


57 


69.4353 


71.2084 


73.0353 


65.6953 


67.3793 


69.1152 


58 


70.9049 


72.7500 


74.6523 


66.9721 


68.7195 


70.5219 


59 


72.3811 


74.2990 


76.2776 


68.2530 


70.0647 


71-9344 


60 


73.8640 


75.8556 


77.9112 


69.5416 


71.4200 


73.3598 


61 


75.3631 


77.4320 


79.5688 


70.8343 


72.7804 


74.7911 


62 


76.8689 


79.0159 


81.2347 


72.1312 


74.1457 


76.2282 


63 


78.3813 


80.6073 


82.9090 


73.4359 


75.5214 


77-6787 


64 


79.9105 


82.2194 


84.6082 


74.7448 


76.9021 


79-1351 


65 


81.4404 


83.8389 


86.3158 


76.0578 


78.2879 


80.5972 


66 


82.9889 


85.4660 


88.0317 


77.3789 


79.6843 


82.0732 


67 


84.5488 


87-1145 


89.7736 


78.7041 


81.0857 


83.5550 


68 


86.1154 


88.7705 


91.5239 


80.03 35 


82.4922 


85.0427 


69 


87.6887 


90.4340 


93.2852 


81.3712 


83.9096 


86.5446 


70 


89.2799 


92.1197 


95.0082 


82.7130 


85.3321 


88-0524 


71 


90-8779 


93.8130 


96.8622 


84.0590 


86.7596 


89.5659 


72 


92.4825 


95.5137 


98.6646 


85.4134 


88.1984 


91.0942 


73 


94.1057 


97-2376 


100.4951 


86.7719 


89.6422 


92.6284 


74 


95-7356 


98.9689 


102.3340 


88.1347 


91.0910 


94.1683 


75 


97.3721 


100.7078 


104.1812 


89.5061 


92.5514 


95.7235 


76 


99.0279 


102.4706 


106.0577 


90.8816 


94.0169 


97.2845 


77 


100.6904 


104.2409 


107.9425 


92.2614 


95.4873 


98.8513 


78 


102.3596 


106.0187 


109.8357 


93.6500 


96.9698 


100.4337 


79 


104.0486 


107.8214 


111.7593 


95.0427 


98.4572 


102.0220 


SO 


105.7443 


109.0315 


113.6913 


96.4396 


99,9496 


103.6162 


81 


107.4407 


111.4491 


115.6316 


97-8456 


101.4544 


105.2264 


82 


109.1697 


113.2925 


117.6035 


99.2558 


102.9641 


106.8425 


83 


110.8994 


115.1434 


119.5838 


100.6701 


104.4789 


108.4645 


84 


112.6357 


117.0018 


121.5724 


102.0938 


106.0063 


110.1030 


85 


114.3933 


118.8868 


123.5938 


103.5216 


107.5387 


111.7474 


86 


116.1575 


120.7793 


125.6236 


104.9535 


109.0761 


113.3976 


87 


117.9284 


122.6793 


127.6617 


106.3950 


110.6264 


115.0649 


88 


119.7212 


124.6069 


129.7339 


107.8406 


112.1818 


116.7381 


89 


121.5208 


126.5420 


131.8144 


109.2904 


113.7422 


118.4171 


90 


123.3270 


128.4846 


133.9032 


110.7500 


115.3159 


120.1137 


91 


125.1558 


130.4557 


136.0274 


112.2137 


116.8946 


121.8161 


92 


126.9913 


132.4343 


138.1600 


113.6816 


118.4783 


123.5243 


93 


128.8335 


134.4205 


140.3008 


115.1594 


120.0757 


125.2507 


94 


130.6991 


136.4361 


142.4783 


116.6414 


121.6781 


126.9830 


95 


132.5713 


138.4593 


144.6642 


118.1276 


123.2855 


128.7210 


96 


134.4502 


140.4899 


146.8583 


119.6239 


124.9009 


130.4777 


97 


136.3532 


142-5511 


149.0905 


121.1245 


126.5334' 


132.2403 


98 


138.2628 


144.6198 


151.3310 


122.6292 


128.1648 


134.0086 


99 


140.1792 


146.6960 


153.5798 


124.1443 


129.8106 


135.7962 


100 


142.1204 


148-8037 


155.8680 







Robinsonian Table No 


. 28. 






Monthly Values 




Of $1.00 paid at the first 


of each month — with 




Interest compounded QUARTERLY 


At the ANNUAL rates in the heading. 


11% 


12% 13% 


jMos. 


14% | 15% 16% 


65.0944 


66.5905 


68.1268 


51 


69.7044 


71.3245 


72.9883 


66.7002 


68.2664 


69.8756 


52 


71-5293 


73.2286 


74.9748 


68.3153 


69.9523 


71.6353 


53 


73.3658 


75.1451 


76.9747 


69.9395 


71.6482 


73.4059 


54 


75.2141 


77.0742 


78.9879 


71.5898 


73.3747 


75.2119 


55 


77.1032 


79.0501 


81.0544 


73.2492 


75.1111 


77.0288 


56 


79.0040 


81.0386 


83.1342 


74.9178 


76.8576 


78.8566 


57 


80.9165 


83.0395 


85.2274 


76.6137 


78.6362 


80.7217 


58 


82.8722 


85.0900 


87.3771 


78.3188 


80.4248 


82.5976 


59 


84.8396 


87.1530 


89.5401 


80.0330 


82.2233 


84.4844 


60 


86.8186 


89.2285 


91.7165 


81.7759 


84.0556 


86.4105 


61 


88.8432 


91.3563 


93.9527 


83.5278 


85.8978 


88.3474 


69 


90.8794 


93.4967 


96.2023 


85.2890 


87.7500 


90.2952 


63 


92.9273 


95.6495 


98.4651 


87.0799 


89.6375 


92.2842 


64 


95.0231 


97.8577 


100.7913 


88.8801 


91.5350 


94.2840 


65 


97.1306 100.0783 


103.1309 


90.6894 


93.4425 


96.2947 


66 


99.2497 


102.3114 


105.4837 


92.5299 


95.3870 


98.3488 


67 


101.4193 


104.6028 


107.9035 


94.3795 


97.3414 


100.4136 


68 


103.6006 


106.9067 


110.3366 


96.2384 


99.3058 


102.4893 


69 


105.7935 


109.2231 


112.7831 


98.1397 


101.3089 


104.6105 


70 


108.0394 


111.6009 


115.3002 


100.0302 


103.3219 


106.7424 


71 


110.2970 


113.9911 


117.8306 


101.9399 


105.3450 


108.8852 


72 


112.5662 


116.3939 


120.3744 


103.8835 


107.4084 


111.0756 


73 


114.8912 


118.8614 


122.9927 


105.8363 


109.4819 


113.2769 


74 


117.2278 


121.3413 


t25.6244 


107.7983 


111.5653 


115.4890 


75 


119.5761 


123.8337 


128.2694 


109.7956 


113.6910 


117-7510 


76 


121.9828 


126.3941 


130.9930 


111.8021 


115.8267 


120.0238 


77 


124.4012 


128.9670 


133.7299 


113.8177 


117.9723 


122.3074 


78 


126.8312 


131.5525 


136.4802 


115.8702 


120.1620 


124.6432 


79 


129.3226 


134.2094 


139.3132 


117.9319 


122.3618 


126.9899 


SO 


131.8256 


136.8788 


142.1596 


120.0027 


124.5715 


129.3474 


81 


134.3403 


139.5607 


145.0194 


122.1119 


126.8272 


131.7595 


89 


136.9193 


142.3177 


147.9663 


124.2303 


129.0929 


134.1824 


83 


139.5099 


145.0872 


150.9266 


126.3578 


131.3686 


136.6162 


84 


142.1122 


147.8692 


153.9002 


128.5252 


133.6923 


139.1070 


85 


144.7819 


150.7301 


156.9655 


130.7018 


136.0260 


141.6087 


86 


147.46S2 


153.6034 


160.0442 


132.8876 


138.3697 


144.1212 


87 


150.1562 


156.4893 


163.1362 


135.1149 


140.7634 


146.6933 


88 


152.9196 


159.4579 


166.3246 


137.3514 


143.1671 


149.2763 


89 


155.6948 


162.4390 


169.5265 


139.5970 


145.5808 


151.8701 


90 


158.4816 


165.4327 


172.7416 


141.8858 


148.0466 


154.5262 


91 


161.3422 


168.5131 


176.0582 


144.1838 


150.5224 


157.1932 


92 


164.2145 


171.6060 


179.3881 


146.4909 


-153.0082 


159.8709 


93 


167.0985 


174.7114 


182.7313 


148.8429 


155.5483 


162.6137 


94 


170.0596 


177.9078 


186.1810 


151.2041 


158.0984 


165.3673 


95 


173.0324 


181.1167 


189.6441 


153.5744 


160.6584 


168.1317 


96 


176.0169 


184.3381 


193.1205 


155.9914 


163.2750 


170.9640 


97 


179.0821 


187.6548 


196.7088 


158.4175 


165.9016 


173.8071 


98 


182.1590 


190.9840 


200.3104 


160.8527 


168.5382 


176.6610 


99 


185.2475 


194.3257 


203.9253 


163.3364 


171.2336 


179.5857 


100 


188.4204 1 197.7673 


207.6577 





Robinsonian Table No 


. 28. 






Monthly Values 




Of $1.00 paid at the first of each month — with 




Interest compounded QUARTEKLY 




At the ANNUAL rates in the heading. 




5% | 6% | 7% 


|Mos.| 8% 9% 10% 




125.6638 


131.4614 


137-5896 


101 


144.0682 


150.9189 


158.1645 




127.1870 


133.1173 


139.3888 


102 


146.0228 


153.0416 


160.4693 




128.7212 


134.7879 


141.2077 


103 


148.0029 


155.1969 


162.8149 




130.2594 


136.4634 


143.0325 


104 


149.9897 


157.3598 


165.1688 




131.8019 


138.1440 


144.8631 


105 


151-9832 


159.5301 


167-5310 




133.3552 


139.8397 


146.7140 


106 


154.0031 


161.7340 


169-9355 




134.9127 


141.5405 


148.5707 


107 


156.0297 


163.9455 


172.3482 




136-4744 


143.2462 


150.4332 


108 


158.0629 


166.1645 


174.7693 




138.0472 


144.9674 


152.3166 


109 


160.1233 


168.4182 


177.2341 




139.6242 


146.6936 


154.2058 


110 


162.1904 


170.6795 


179.7071 




141.2053 


148.4249 


156.1008 


111 


164.2641 


172.9482 


182.1885 




142.7979 


150.1720 


158.0172 


119 


166.3659 


175.2528 


184.7151 




144.3945 


151.9241 


159.9395 


113 


168.4743 


177.5649 


187.2500 




145.9954 


153.6813 


161.8675 


114 


170.5894 


179.8845 


189.7933 




147-6079 


155.4547 


163.8176 


115 


172.7333 


182.2412 


192.3832 




149.2245 


157.2331 


165.7735 


116 


174.8839 


184.6053 


194.9815 




150.8453 


159.0165 


167.7352 


117 


177-0412 


186.9769 


197- 5881 




152.4780 


160.8166 


169.7195 


118 


179.2281 


189.3868 


200.2430 




154.1149 


162,6216 


171.7096 


119 


181.4218 


191.8041 


202.9062 




155-7559 


164.4317 


173.7056 


120 


183.6220 


194.2289 


205.5778 




157.4091 


166.2589 


175.7247 


121 


185.8528 


196.6931 


208-2993 




159.0664 


168.0910 


177-7497 


122 


188-0903 


199.1648 


211.0291 




160.7279 


169.9282 


179.7804 


123 


190.3345 


201.6441 


213.7672 




162.4017 


171.7828 


181.8350 


124 


192.6100 


204.1639 


216.5570 




164.0798 


173.6425 


183.8954 


125 


194.8923 


206.6912 


219.3550 




165.7620 


175.5071 


185.9616 


126 


197.1812 


209.2260 


222.1614 




167.4568 


177.3897 


188.0522 


127 


199.5024 


211.8027 


225.0211 




169.1558 


179.2772 


190.1487 


128 


201.8302 


214.3869 


227.8891 




170.8590 


181.1697 


192.2509 


129 


204.1648 


216.9786 


230.7654 




172.5751 


183.0806 


194.3782 


130 


206.5325 


219.6135 


233.6968 




174.2953 


184.9964 


196.5114 


131 


208.9070 


222.2558 


236.6365 




176.0197 


186.9173 


198.6503 


132 


211.2881 


224-9057 


239.5846 




177.7573 


188.8569 


200.8149 


133 


213.7033 


227-5999 


242.5895 




179.4990 


190.8014 


202.9854 


134 


216.1253 


230.3017 


245.6027 




181.2450 


192.7510 


205.1617 


135 


218.5538 


233-0110 


248.6242 




183.0043 


194.7198 


207.3643 


136 


221.0175 


235.7661 


251.7044 




184.7678 


196.6935 


209.5728 


137 


223.4879 


238.5287 


254.7929 




186.5355 


198.6723 


211.7870 


139 


225.9649 


241.2988 


257.8898 




188.3169 


200.6707 


214.0283 


139 


228.4780 


244.1160 


261.0472 




190.1025 


202.6740 


216.2754 


140 


230.9978 


246.9408 


264.2130 




191.8922 


204.6824 


218.5283 


141 


233.5242 


249-7730 


267.3871 




193.6959 


206.7108 


220.8089 


142 


236.0877 


252.6538 


270.6236 




195.5038 


208.7442 


223.0953 


143 


238.6579 


255.5421 


273.8685 




197.3159 


210.7826 


225.3875 


144 


241.2347 


258-4379 


277.1217 




199.1422 


212.8415 


227-7081 


145 


243.8496 


261.3837 


280.4394 




200.9727 


214.9054 


230.0346 


146 


246.4712 


264.3370 


283.7654 




202.8073 


216.9744 


232.3638 


147 


249.0994 


267.2977 


287-0998 




204.6565 


219.0642 


234.7281 


148 


251.7667 


270.3100 


290.5006 




206.5099 


221.1591 


237.0953 


149 


254.4407 


273.3297 


293.9098 




208.2674 


223.2590 


239.4683 


150 


257.1214 


276.3569 


297.3273 







Robinsonian Table No 


. 28. 




Monthly Values 


Of $1.00 paid at the first of each month — with 


Interest compounded QUARTERLY 


At the ANNUAL rates in the heading. 


11% | 12% 13% |Mos.| 14% 15% 16% 


165.8292 


173.9390 


182.5212 


101 


191.6050 


; 201.2214 


211.4034 


168-3312 


176.6543 


185.4675 


102 


-194.8012 


204.6879 


215.1624 


170.8834 


179.4309 


188.4875 


103 


198.0855 


208.2590 


219.0445 


173.4448 


182.2174 


191.5184 


104 


201.3815 


211.8426 


222.9400 


176-0153 


185-0140 


194.5602 


105 


204.6892 


215.4387 


226-8489 


178-6379 


187.8741 


197.6787 


106 


208.0889 


219.1442 


230.8868 


181.2698 


190.7442 


200.8081 


107 


211.5003 


222.8622 


234.9382 


183.9107 


193.6244 


203.9484 


108 


214.9233 


226.5927 


239.0028 


186.6057 


196.5706 


207.1687 


109 


218.4424 


230.4376 


243.2028 


189.3099 


199.5269 


210.3998 


110 


221.9732 


234- 2950 


247.4162 


192.0233 


202.4931 


213.6417 


111 ] 225.5157 


238.1649 


251.6429 


194.7926 


205.5281 


216.9670 


112 229.1583 


242.1545 


256.0115 


197.5712 


208.5730 


220.3031 


113 232.8127 


246.1565 


260.3934 


200.3589 


211.6279 


223.6501 


114 236.4787 


250.1711 


264.7886 


203.2047 


214.7542 


227.0838 


115 240.2493 


254.3107 


269.3325 


206.0597 


217.8905 


230.5283 


116 244.0315 


258.4629 


273.8897 


208.9238 


221.0368 


233.9837 


117 


247-8255 


262.6275 


278.4602 


211.8481 


224.2571 


237.52-93 


118 


251.7284 


266.9229 


283.1863 


214.7815 


227.4875 


241.0858 


119 


255.6431 


271.2307 


287.9258 


217.7242 


230.7279 


244.6532 


120 


259.5694 


275.5511 


292.6786 


220.7292 


234.0451 


248.3144 


121 


263.6093 


280-0079 


297.5943 


223.7433 


237.3724 


251.9865 


122 


267.6610 


284.4773 


302.5234 


226.7666 


240.7097 


255.6694 


123 


271-7243 


288.9592 


307.4657 


229.8545 


244.1268 


259.4500 


124 


275.9061 


293.5837 


312.5786 


232.9515 


247.5539 


263.2414 


125 


280.0995 


298.2207 


317.7048 


236.0577 


250.9910 


267.0436 


126 


284.3046 


302.8702 


322.8444 


239.2307 


254.5109 


270.9474 


127 


288.6332 


307.6686 


328.1623 


242.4129 


258.0408 


274.8621 


12§ 


292.9734 


312.4794 


333.4935 


245.6043 


261.5807 


278.7876 


129 


297.3253 


317.3028 


338.8381 


248.8648 


265.2065 


282.8186 


130 


301.8058 


322.2816 


344.3693 


252.1345 


268.8423 


286.8604 


131 


306.2979 


327.2729 


349.9138 


255.4134 


272.4881 


290.9131 


132 


310.8017 


332.2767 


355.4717 


258.7638 


276.2230 


295.0755 


133 


315.4394 


337.4426 


361.2246 


262.1235 


279.9679 


299.2488 


134 


320.0887 


342.6211 


366.9909 


265.4923 


283.7228 


303.4328 


135 


324.7497 


347.8121 


372.7705 


268.9351 


287.5700 


307.7308 


136 


329.5501 


353.1722 


378.7541 


272.3871 


291.4272 


312.0397 


137 


334.3622 


358.5449 


384.7511 


275.8483 


295.2945 


316.3594 


138 


339.1860 


363.9300 


390.7613 


279.3861 


299.2574 


320.7975 


139 


344.1548 


369.4916 


396-9848 


282.9330 


303.2303 


325.2463 


140 


349.1353 


375.0658 


403.2217 


286.4891 


307.2123 


329.7061 


141 


354.1275 


380.6424 


409.4718 


290.1244 


311.2954 


334.2887 


142 


359.2706 


386.4230 


415.9448 


293.7689 


315.3876 


338.8822 


143 


364.4255 


392.2062 


422.4311 


297.4226 


319.4897 


343.4865 


144 


369.5919 


398.0018 


428.9307 


301.1581 


323.6946 


348.2185 


145 


374.9155 


403.9894 


435.6631 


304.9028 


327.9095 


352.9612 


146 


380.2508 


409.9894 


442.4088 


308.6567 


332.1344 


357.7148 


147 


385.5977 


416.0019 


449.1679 


312.4952 


336.4657 


362.6009 


148 


391.1080 


422.2144 


456.1701 


316.3429 


340.8071 


367.4978 


149 


396.6299 


428.4395 


463.1857 


320.1997 


345.1584 


372.4056 


150 


402.1636 


434.6770 


470.2146 



Robinsonian Table No. 28. 



Monthly Values 

Of $ 1.00 paid at the first of each month — with 

Interest compounded QUARTERLY 

At the ANNUAL hates in the heading. 



5% 



7 % 1 Mos. j 8 % 9% 10% 



210.2398 

212.1163 

213.9970 

215.8928 

217.7928 

219.6970 

221.6165 

223.5403 

225.4682 

227.4118 

229.3596 

231.3115 

233.2795 

235.2516 

237.2279 

239.2205 

241.2173 

243.2183 

245.2359 

247.2576 

249.2835 

251.3264 

253.3734 

255.4245 

257.4930 

259.5656 

261.6424 

263.7367 

265-8352 

267.9379 

270.0585 

272.1832 

274.3121 

276.4592 

278.6105 

280.7660 

282.9400 

285.1182 

287.3006 

289.5018 

291.7073 

293.9168 

296.1457 

298.3787 

300.6158 

302.8725 

305.1334 

307.3985 

309.6835 

311.9727 



225.3803 

227.5066 

229.6379 

231.7910 

233.9492 

236.1124 

238.2980 

240.4885 

242.6841 

244.9025 

247.1259 

249.3544 

251.6061 

253.8629 

256.1247 

258.4103 

260.7009 

262.9966 

265.3165 

267.6415 

269.9715 

272.3264 

274.6862 

277.0511 

279.4413 

281.8366 

284.2368 

286.6630 

289.0942 

291.5304 

293.9930 

296.4607 

298.9334 

301.4330 

303.9377 

306.4474 

308.9846 

311.5268 

314.0741 

316.6494 

319.2298 

321.8152 

324.4292 

327.0483 

329.6724 

332.3258 

334.9841 

337.6475 

340.3407 

343.0390 



241.8710 

244.2795 

246.6939 

249.1388 

251.5895 

254.0461 

256.5339 

259.0275 

261.5269 

264.0583 

206.5955 

209.1386 

271.7144 

274.2961 

270.8835 

279.5045 

282.1314 

284.7640 

287-4310 

290.1038 

292.7824 

295.4961 

298.2157 

300.9411 

303.7024 

306.4695 

309.2425 

312.0523 

314.8679 

317.6893 

320.5483 

323.4132 

326.2838 

329.1930 

332.1080 

335.0288 

337.9890 

340.9550 

343.9268 

346.9389 

349.9568 

352.9805 

356.0454 

359.1161 

362.1927 

365.3113 

368.4358 

371.5661 

374.7394 

377.9185, 



151 

159 

153 

154 

155 

156 

157 

158 

159 

160 

161 

169 

163 

164 

165 

166 

167 

168 

169 

170 

171 

179 

173 

174 

175 

176 

177 

178 

179 

ISO 

181 

189 

183 

184 

185 

186 

187 

188 

189 

190 

191 

199 

193 

194 

195 

196 

197 

198 

199 

900 



259.8422 

262.5697 

265.3038 

268.0792 

270.8612 

273.6499 

276.4809 

279.3185 

282.1629 

285.0506 

287.9451 

290.8461 

293.7918 

296.7441 

299.7031 

302.7077 

305.7191 

308.7371 

311.8020 

314.8736 

317.9519 

321.0782 

324.2112 

327.3509 

330.5399 

333.7356 

336.9379 

340.1908 

343.4504 

346.7167 

350.0348 

353.3596 

356.6910 

360.0756 

363.4669 

366.8648 

370.3173 

373.7764 

377.2421 

380.7637 

384.2920 

387.8270 

391.4192 

395.0180 

398.6235 

402.2877 

405.9585 

409.6360 

413.3736 

417.1178 



279.4371 

282.5248 

285.6200 

288.7696 

291.9208 

295.0914 

298.3121 

301.5403 

304.7760 

308.0693 

311.3701 

314.6784 

318.0460 

321.4211 

324.8037 

328.2472 

331.6983 

335.1568 

338.6780 

342.2066 

345.7428 

349.3434 

352.9515 

356.5670 

360.2488 

363.9380 

367.6348 

371.3996 

375.1718 

378.9516 

382.8012 

386.6583 

390.5230 

394.4594 

398.4033 

402.3548 

406.3799 

410.4126 

414.4527 

418.5686 

422,6920 

426.8229 

431.0316 

435.2478 

439.4714 

443.7750 

448.0860 

452.4045 

456.8051 

461.2131 



300.8133 

304.3077 

307.8104 

311.3839 

314.9656 

318.5557 

322.2187 

325.8900 

329.5696 

333.3243 

337.0874 

340.8588 

344.7077 

348.5648 

352.4303 

356.3756 

360.3291 

364.2911 

368.3352 

372.3876 

376.4483 

380.5937 

384.7475 

388.9096 

393.1588 

397.4164 

401.6823 

406.0380 

410.4020 

414.7743 

419.2391 

423.7123 

428.1937 

432.7703 

437.3553 

441.9486 

446.6398 

451.3394 

456.0473 

460.8560 

465.6731 

470.4984 

475.4276 

480.3651 

485.3109 

490.3635 

495.4244 

500.4937 

505.6728 

510-8602 





Robinsonian Table No 


. 28. 




Monthly Values 


Of $1.00 paid at the first of each month — with 


Interest compounded QUARTERLY 


At the ANNUAL rates in the heading. 


11% | 12% | 13% |Mos.| 14% | 15% 16% 


324.1441 


349.6200 


377.4508 


151 


407.8672 


441.1230 


477.4975 


328.0976 


354.0916 


382.5068 


152 


413.5824 


447-5814 


484.7937 


332.0602 


358.5732 387-5737 


153 


419.3093 


454-0524 


492.1032 


336.1133 


363.1689 392.7833 


154 


425.2129 


460-7405 


499-0779 


340.1755 


367.7746 398.0037 


155 


431.1282 


467-4412 


507.2660 


344.2409 


372.3904 403.2349 


156 


437.0551 


474.1543 


514.8673 


348.4117 


377.1243 


408.6141 


157 


443.1058 


481.0938 


522.7456 


352.5856 


381.8682 


414.0041 


158 


'449.2881 


488.0457 


530.6371 


356.7687 


386.6221 


419.4050 


159 


455.4221 


495-0101 


538.5420 


361.0482 


391.4983 


424.9594 


160 


461.7470 


502-2103 


540.7359 


365.3369 


396.3845 


430.5246 


161 


468.0836 


509.4229 


554.9431 


369.6348 


401.2807 


436.1007 


162 


474.4318 


516.6480 


503.1637 


374.0323 


406.3035 


441.8359 


163 


480.9785 


524.1186 


571.6859 


378.4390 


411.3363 


447.5820 


164 


487.5369 


531.6017 


580.2214 


382.8548 


416.3792 


453.3390 


165 


494.1070 


539.0973 


588.7703 


387.3735 


421.5529 


459.2610 


166 


500.8832 546.8485 


597.0339 


391.9013 


426.7367 


465.1938 


167 


507.6711 554.0122 


606.5108 


396.4383 


431.9305 


471.1375 


16§ 


514.4707 ' 502.3885 


615.4011 


401.0815 


437.2598 


477.2523 


169 


521.4845 570-4308 


624.6197 


405.7338 


442.5991 


483.3780 


170 


528.5100 578.4857 


633.8518 


410.3953 


447.9484 


489.5144 


171 


535.5472 580-5530 


643.0971 


415.1665 


453.4379 


495.8283 


172 


542.8069 594.8974 


652.6851 


419.9468 


458.9374 


502.1531 


173 


550.0783 603.2544 


602.2864 


424.7362 


464.4469 


508.4887 


174 


557.3613 ' 611.6238 


671.9010 


429.0388 


470.1014 


515.0081 


175 


564.8755 \ 620.2816 


681.8730 


434.5505 


475.7658 


521.5384 


176 


572.4014 628.9519 


691.8583 


439.4715 


481.4403 


528.0795 


177 


579.9390 637.6347 


701.8570 


444.5091 


487-2647 


534.8112 


17§ 


587.7166 646.6176 


712.2285 


449.5559 


493.0991 


541.5538 


179 


595.5059 655.6130 


722.6132 


454.6119 


498.9435 


548.3071 


i§o 


603.3068 


664.6210 


733.0113 


459.7884 


504.9430 


555.2580 


181 


611.3571 


673.9412 


743.7981 


464.9740 


510-9524 


502.2196 


182 


619.4190 


683.2740 


754.5983 


470.1688 


516.9718 


569.1921 


183 


627.4926 


692.6192 


765.4118 


475.4878 


523.1515 


576.3092 


184 


635.8250 


702.2895 


776.6306 


480.8160 


529.3413 


583.5571 


185 


644.1691 


711.9722 


787-8627 


486.1534 


535.5410 


590.7559 


186 


652.5248 


721.6675 


799.1082 


491.6190 


541-9064 


598.1665 


187 


661.1493 


731.7008 


810.7763 


497.0937 


548.2818 


605.5881 


188 


669.7854 


741.7460 


822.4578 


502.5776 


554.6672 


013.0204 


189 


678.4332 


751.8050 


834.1526 


508.1937 


561.2239 


020.0723 


190 


687.3599 


762.2151 


846.2879 


513.8190 


567.7906 


028.3350 


191 


696.2983 


772.6376 


858.4366 


519.4535 


574.3672 


036.0086 


192 


705.2483 


783.0727 


870.5987 


525.2243 


581.1209 


643.9095 


193 


714.4879 


793.8736 


883.2200 


531.0043 


587.8846 


651.8213 


194 


723.7391 


804.6870 


895.8546 


536.7935 


594.6582 


659.7439 


195 


733.0020 


815.5129 


908.5026 


542.7232 


601.6148 


667.9019 


196 


742.5654 


826.7193 


921.6293 


548.6622 


608.5814 


676.0708 


197 


752.1404 


837.9382 


934.7693 


554.6103 


615.5580 


684.2505 


198 


761.7271 


849.1696 


947.9227 


560.7034 


622.7236 


692.6741 


199 


771.6256 


860.7968 


961.5750 


J 566.8056 


629.8991 


% 701.1085 


200 


781.5357 


872.4364 


975.2407 





Robinsonian Table No 


. 29. 










Monthly Values 








Of $l.QOpaidat the end 


of each month — with 






Interest compounded QUARTERLY 






At the ANNUAL rates in the heading. 




5% 


1 6% 


| 7 % | Mos. 


1 8% 


1 9% 


1 io% 




1.0000 


1.0000 


1.0000 


1 


1.0000 


1.0000 


1.0000 




2.0042 


2.0050 


2.0058 


2 


2.0067 


2.0075 


2.0083 




3.0125 


3.0150 


3-0175 


3 


3.0200 


3.0225 


3.0250 




4.0251 


4.0301 


4.0351 


4 


4.0401 


4.0452 


4.0502 




5.0418 


5-0502 


5.0585 


5 


5.0669 


5.0753 


5.0838 




6.0627 


6.0752 


6.0878 


6 


6.1004 


6.1130 


6.1256 




7-0879 


7-1056 


7.1233 


7 


7.1411 


7.1589 


7.1767 




8.1173 


8.1410 


8.1647 


8 


8.1884 


8.2122 


8.2361 




9.1509 


9.1814 


9.2118 


9 


9.2424 


9.2730 


9.3038 




10.1891 


10.2273 


10.2656 


io 


10.3040 


10.3426 


10.3813 




11.2314 


11.2782 


11.3251 


11 


11.3723 


11.4196 


11.4672 




12.2778 


12.3341 


12.3906 


13 


12.4473 


12.5042 


12.5614 




13.3290 


13.3957 


13.4628 


13 


13.5302 


13.5980 


13.6604 




14.3843 


14.4624 


14.5409 


14 


14.6199 


14.6993 


14.7790 




15.4438 


15.5341 


15.6249 


15 


15.7162 


15.8080 


15.9004 




16.5081 


16.6118 


16.7160 


16 


16.8210 


16.9266 


17.0329 




17.5767 


17.6944 


17.8130 


17 


17.9324 


18.0527 


18.1737 




18.6493 


18.7821 


18.9158 


18 


19.0505 


19.1862 


19.3229 




19.7271 


19.8760 


20.0262 


19 


20.1775 


20.3301 


20.4839 




20.8089 


20.9749 


21.1423 


20 


21.3112 


21.4815 


21.6533 




21.8950 


22.0788 


22.2643 


21 


22.4515 


22.6404 


22.8310 




22.9862 


23.1892 


23.3942 


22 


23.6012 


23.8102 


24.0212 




24.0816 


24.3046 


24.5299 


23 


24.7576 


24.9875 


25.2198 




25.1812 


25.4250 


25.6715 


24 


25.9206 


26.1723 


26.4268 




26.2861 


26.5521 


26.8212 


25 


27.0934 


27.3686 


27.6470 




27.3952 


27.6843 


27.9768 


26 


28.2728 


28.5724 


28.8755 




28.5084 


28-8214 


29.1382 


27 


29.4590 


29.7837 


30.1124 




29.6272 


29.9655 


30.3082 


28 


30.6554 


31.0071 


31.3634 




30.7502 


31.1146 


31.4840 


29 


31.8584 


32.2379 


32.6226 




31.8773 


32.2687 


32.6656 


30 


33.0682 


33.4763 


33,8902 




33.0101 


33.4300 


33.8562 


31 


34.2886 


34.7274 


35.1726 




34.1471 


34.5964 


35.0526 


32 


35.5157 


35.9860 


36.4634 




35.2882 


35.7677 


36.2548 


33 


36.7495 


37.2520 


37.7625 




36.4353 


36.9466 


37.4663 


34 


37.9945 


38.5314 


39.0772 




37.5865 


38.1304 


38.6836 


35 


39.2462 


39.8183 


40.4002 




38.7418 


39.3193 


39.9068 


36 


40.5045 


41.1127 


41.7315 




39.9033 


40.5158 


41.1395 


37 


41.7745 


42.4211 


43.0793 




41.0689 


41.7174 


42.3782 


38 


43.0512 


43.7369 


44.4354 




42.2386 


42.9240 


43.6226 


39 


44.3346 


45.0603 


45.7998 




43.4146 


44.1387 


44.8771 


40 


45.6302 


46.3982 


47.1815 




44.5948 


45.3583 


46.1374 


41 


46.9324 


47.7437 


48.5715 




45.7791 


46.5829 


47.4035 


42 


48.2413 


49.0966 


49.9698 




46.9698 


47.8158 


48.6800 


43 


49.5629 


50.4648 


51.3862 




48.1648 


49.0537 


49.9624 


44 


50.8912 


51.8406 


52.8110 




49.3638 


50.2966 


51.2506 


45 


52.2261 


53.2238 


54.2441 




50.5695 


51.5481 


52.5495 


46 


53.5743 


54.6230 


55.6901 




51.7794 


52.8046 


53.8543 


47 


54.9291 


56.0296 


57.1565 




52.9934 


54.0661 


55.1650 


48 


56.2906 


57.4438 


58.6252 




54.2142 


55.3364 


56.4868 


49 


57.6659 


58.8746 


60.1137 




55.4392 


56.6118 


57.8144 


50 


59.0479 


60.3130 


61.6106 







Robinsonian Table No 


. 29. 








Monthly Values 






Of $1.00 paid at the end 


. of each month — with 




Interest compounded QUARTEELY 




At the ANNUAL rates in the heading. 


11% 


1 12% 


! 13% 


Mos. 


14% 


1 15% 


16% 


1.0000 


1.0000 


1.0000 


1 


1.0000 


1.0000 


1.0000 


2.0092 


2.0100 


2.0108 


2 


' 2.0117 


2.0125 


2.0133 


3.0275 


3.0300 


3-0325 


3 


3.0350 


3.0375 


3.0400 


4.0553 


4.0603 


4-0654 


4 


4.0704 


4.0755 


4.0805 


5.0922 


5.1006 


5.1090 


5 


5.1175 


5.1259 


5.1344 


6.1383 


6.1509 


6-1636 


6 


6.1762 


6.1889 


6.2016 


7-1945 


7.2124 


72303 


7 


7-2483 


7-2663 


7.2843 


8.2600 


8.2839 


8-3079 


8 


8.3320 


8-:J561 


8.3803 


9.3346 


9.3654 


9-3964 


9 


9.4274 


9.4585 


9.4897 


10.4201 


10.4591 


10-4982 


IO 


10.5374 


10.5767 


10.6162 


11.5149 


11.5627 


11.6108 


11 


11.6590 


11.7075 


11.7561 


12.6188 


12.6764 


12- 7343 


12 


12.7924 


12.8507 


12.9093 


13.7344 


13.8032 


13.8722 


13 


13.9416 


14.0113 


14.0814 


14.8593 


14.9399 


15-0210 


14 


15.1025 


15.1845 


15.2668 


15.9933 


16.0867 


16-1806 


15 


16.2751 


16.3701 


16.4656 


17.1399 


17.2475 


17-3559 


16 


17.4650 


17.5747 


17.6852 


18.2957 


18.4184 


18-5420 


17 


18-6665 


18.7918 


18.9180 


19.4606 


19.5993 


19-7390 


18 


19-8797 


20.0215 


20.1642 


20-6390 


20.7953 


20-9528 


19 


21-1116 


21.2717 


21.4331 


21.8265 


22.0013 


22-1775 


20 


22-3552 


22.5345 


22.7153 


23.0233 


23.2173 


23-4130 


21 


23.6105 


23.8098 


24.0108 


24.2343 


24.4494 


24.6666 


22 


24-8860 


25.1074 


25.3310 


25.4545 


25.6916 


25-9311 


23 


26.1731 


26.4175 


26.6644 


26.6839 


26.9438 


27-2064 


24 


27-4719 


27.7401 


28.0112 


27.9285 


28.2132 


28-5012 


25 


28-7924 


29.0869 


29.3847 


29.1823 


29.4927 


29-8067 


26 


30-1245 


30.4461 


30.7715 


30.4452 


30.7821 


31.1231 


27 


31-4684 


31.8179 


32.1717 


31.7243 


32-0899 


32-4603 


28 


32-8355 


33.2156 


33.6007 


33.0125 


33-4077 


33-8083 


29 


34-2143 


34.6258 


35.0429 


34.3099 


34.7356 


35-1671 


30 


35-6048 


36.0486 


36,4986 


35.6245 


36.0829 


36-5481 


31 


37-0202 


37.4992 


37.9852 


36.9481 


37.4403 


37-9399 


32 


38.4472 


38.9623 


39.4852 


38.2810 


38.8076 


39-3426 


33 


39-8859 


40.4379 


40.9985 


39.6319 


40.1957 


40-7688 


34 


41-3513 


41.9434 


42.5452 


40.9920 


41.5938 


42-2058 


35 


42-8283 


43.4613 


44.1051 


42.3612 


43.0018 


43-6537 


36 


44-3170 


44.9918 


45.6784 


43.7495 


44.4319 


45-1266 


37 


45-8340 


46.5542 


47.2875 


45.1470 


45.8719 


46-6104 


38 


47-3627 


48.1291 


48.9099 


46.5536 


47.3219 


48-1049 


39 


48.9030 


49.7165 


50.5456 


47.9804 


48.7951 


49-6261 


40 


50.4736 


51.3379 


52.2195 


49.4163 


50.2783 


51-1581 


41 


52-0558 


52.9719 


53.9068 


50.8614 


51.7716 


52-7009 


42 


53-6497 


54.6184 


55.6074 


52.3276 


53.2893 


54-2718 


43 


55.2756 


56.3011 


57-3488 


53.8030 


54-8170 


55-8535 


44 


56.9131 


57.9963 


59.1036 


55.2875 


56.3547 


57.4461 


45 


58.5624 


59.7041 


60.8717 


56-7943 


57-9183 


59-0685 


46 


60-2456 


61.4504 


62.6833 


58.3103 


59.4918 


60-7016 


47 


61.9405 


63.2092 


64.5083 


59.8354 


61.0754 


62-3456 


48 


636471 


64.9805 


66.3466 


61.3839 


62.6861 


64-0210 


49 


65-3896 


66.7927 


68.2312 


62.9416 


64.3069 


65-7073 


50 


67-1438 


68.6175 


70.1291 



Robinsonian Table No. 29. 



Monthly Values 

Of $1.00 paid at the end of each month — with 

Interest compounded QUARTERLY 

At the ANNUAL rates in the heading. 



5% | 6% 



7% | Mob. | 8 % \ 9% 



10% 



56.6683 


57.8921 


59.1478 


51 


60.4365 


61.7588 


63.1158 


57.9044 


59.1815 


60.4929 


52 


61.8394 


63.2220 


64.6418 


59.1447 


60.4760 


61.8437 


53 


63.2489 


64.6927 


66.1761 


60.3892 


61.7755 


63.2004 


54 


64.6652 


66.1709 


67-7187 


61.6408 


63-0843 


64.5691 


55 


66.0963 


67-6672 


69.2830 


62.8966 


64.3982 


65.9436 


56 


67.5341 


69.1709 


70.8557 


64-1565 


65.7171 


67.3239 


57 


68.9785 


70.6822 


72.4307 


65.4238 


67.0457 


68.7167 


58 


70.4383 


72.2123 


74.0403 


66.6953 


68-3793 


70.1152 


59 


71-9049 


73.7500 


75.6523 


67.9710 


69.7179 


71.5196 


60 


73.3781 


75.2951 


77.2726 


69.2542 


71-0664 


72.9368 


61 


74.8672 


76-8598 


78.9165 


70.5416 


72.4200 


74.3598 


62 


76.3631 


78.4320 


80.5688 


71.8331 


73-7786 


75.7887 


63 


77.8656 


80.0117 


82.2294 


73.1324 


75-1475 


77.2308 


64 


79.3847 


81-6118 


83.9146 


74.4359 


76-5214 


78.6787 


65 


80.9105 


63.2194 


85.6082 


75.7435 


77-9003 


80.1325 


66 


82.4429 


84.8345 


87.3101 


77-0591 


79.2898 


81.5999 


67 


83.9925 


86.4707 


89.0377 


78.3789 


80.6843 


83.0732 


68 


65.5488 


88.1145 


90.7736 


79.7028 


82-0838 


84.5523 


69 


87.1118 


89.7657 


92.5179 


81.0349 


83-4942 


86.0455 


70 


88.6925 


91.4390 


94.2889 


82.3712 


84.9090 


87.5446 


•71 


90.2799 


93.1197 


96.0682 


83.7116 


86.3301 


89.0495 


72 


91.8740 


94-8080 


97-8558 


85-0604 


87-7617 


90.5689 


73 


93.4865 


96-5190 


99.6713 


86.4134 


89.1984 


G2.0942 


74 


95.1057 


98-2376 


101.4951 


87-7705 


90-6400 


93.6254 


75 


96.7315 


99.9637 


103.3272 


89.1362 


92.0932 


95.1715 


76 


98.3764 


101.7134 


105.1883 


90-5061 


93-5514 


96.7235 


77 


100.0279 


103.4706 


107.0577 


91.8801 


95.0146 


98.2813 


78 


101.6861 


105.2353 


108.9354 


93.2630 


96.4897 


99.8546 


79 


103.3640 


107.0246 


110.8432 


94.6500 


07-9698 


101.4338 


80 


105.0486 


108.8214 


112.7593 


96.0411 


99-4548 


103.0187 


81 


106.7399 


110.6256 


114.6838 


97.4413 


100.9521 


104.6197 


82 


108.4515 


112.4553 


116.6395 


98.8456 


102.4544 


106.2264 


83 


110.1697 


114.2925 


118.6035 


100.2541 


103.9617 


107.8391 


84 


111.8947 


116.1372 


120.5759 


101.6719 


105.4815 


109.4681 


85 


113.6406 


118.0082 


122.5807 


103.0938 


107.0063 


111.1030 


86 


115.3933 


119.8868 


124.5938 


104.5198 


108.5361 


112.7437 


87 


117.1525 


121.7728 


126.6153 


105.9553 


110.0788 


114.4014 


88 


118.9336 


123.6861 


128.6704 


107-3950 


111.6264 


116.0649 


89 


120.7212 


125.6069 


130.7339 


108.8388 


113.1791 


117.7343 


90 


122.5156 


127.5352 


132.8057 


110.2923 


114.7450 


119.4210 


91 


124.3324 


129.4917 


134.9124 


111.7500 


116.3159 


121.1137 


92 


126.1558 


131.4557 


137.0274 


113.2118 


117.8918 


122.8121 


93 


127-9859 


133.4272 


139.1508 


114.6835 


119.4813 


124.5285 


94 


129.8392 


135.4279 


141.3104 


116.1594 


121.0757 


126.2507 


95 


131.6991 


137.4361 


143.4783 


117-6395 


122.6752 


127.9788 


96 


133.5656 


139.4518 


145.6546 


119.1296 


124.2886 


129.7254 


97 


135.4561 


141.4977 


147.8684 


120.6239 


125.9069 


131.4777 


98 


137.3532 


143-5511 


150.0905 


122.1224 


127.5303 


133.2359 


99 


139.2569 


145.6120 


152.3210 


123.6313 


129.1680 


135.0132 


100 


141.1853 


147-7041 I 


154.5903 



Robinsonlan Table No. 29. 



Monthly Values 

Of $1.00 paid at the end of each month — with 

Interest compounded QUARTERLY 

At the ANNUAL rates in the heading. 



HI 



13% | 13% |Mos.| 14% | 15% 



16$ 



64.5084 


65.9376 


67.4044 


51 


68.9097 


70.4547 


72.0404 


66.0997 


67.5970 


69.1346 


52 


70.7137 


72.3354 


74.0010 


67.7002 


69.2664 


70.8756 


53 


72.5293 


74.2286 


75.9748 


69.3099 


70.9457 


72.6275 


54 


74.3566 


76.1343 


77.9621 


70.9452 


72.6552 


74.4143 


55 


76.2241 


78.0859 


80.0015 


72.5898 


74.3747 


76.2119 


56 


78.1032 


80.0501 


82.0544 


74.2434 


76.1041 


78-0204 


57 


79.9940 


82.0268 


84.1205 


75.9240 


77.8652 


79.8656 


58 


81.9273 


84.0521 


86.2421 


77.6137 


79.6362 


81.7217 


59 


83.8722 


86.0900 


88.3771 


79.3126 


81.4172 


83.5886 


60 


85.6288 


88.1403 


90.5254 


81.0397 


63.2314 


65.4941 


61 


87-8302 


90.2421 


92.7324 


82.7759 


85.0556 


87.4105 


62 


69.8432 


92.3563 


94.9527 


84.5212 


86.8898 


89.3377 


63 


91.8678 


94.4831 


97.1864 


86.2960 


88.7586 


91.3055 


64 


93.9396 


96.6641 


99.4822 


88.0799 


90.6375 


93.2842 


65 


96.0231 


98.8577 


101.7913 


89.8731 


02.5264 


95.2737 


66 


98.1182 


101.0637 


104.1138 


91.6969 


94.4517 


97.3058 


67 


100.2629 


103.3270 


106.5020 


93.5299 


96.3870 


99.3488 


68 


102.4193 


105.6028 


108.9035 


95.3721 


98.3322 


101.4026 


69 


104.5874 


107.8911 


111.3184 


97.2463 


100.3156 


103.5011 


70 


106.8075 


110.2397 


113.8026 


99.1297 


102.3089 


105.6105 


71 


109.0394 


112.6009 


116.3002 


101.0223 


104.3122 


107.7307 


72 


111.2829 


114.9745 


118.8111 


102.9483 


106.3553 


109.8977 


73 


113.5812 


117.4117 


121.3953 


104.8835 


108.4084 


112.0756 


74 


115.8912 


119.8614 


123.9927 


106.8279 


110.4716 


114.2644 


75 


118.2128 


122.3235 


126.6036 


108.8072 


112.5763 


116.5023 


76 


120-5920 


124.8526 


129.2916 


110.7956 


114.6910 


118.7510 


77 


122.9828 


127-3941 


131.9930 


112. 7932 


116.8157 


121.0105 


78 


125-3853 


129.9482 


134.7077 


114.8271 


118-9839 


123.3214 


79 


127.8481 


132.5725 


137.5038 


116.8702 


121.1620 


125.6432 


80 


130.3226 


135.2094 


140.3132 


118.9225 


123.2502 


127.9758 


81 


132-8087 


137.8587 


143.1360 


121.0126 


125.5837 


130.3622 


82 


135.3582 


140.5820 


146.0445 


123.1119 


127-8272 


132.7595 


83 


137-9193 


143.3177 


148.9663 


125.2204 


130.0807 


135.1675 


84 


140.4921 


146.0659 


151.9015 


127.3682 


132.3815 


137.6319 


85 


143.1311 


148.8918 


154.9268 


129.5252 


134.6923 


140.1070 


86 


145.7819 


151.7301 


157.9655 


131.6914 


137-0131 


142.5930 


87 


148.4443 


154.5809 


161.0175 


133.8986 


139.3832 


145.1377 


88 


151.1761 


157.5132 


164.1644 


116.1149 


141.7634 


147.6933 


89 


153.9196 


160.4579 


167.3246 


138- 3404 


144.1535 


150.2598 


OO 


156.6748 


163.4152 


170.4982 


140.6085 


146.5950 


152.8876 


91 


159.5027 


166.4579 


173.7715 


142.8858 


149.0466 


155.5262 


92 


162.3422 


169.5131 


177.0582 


145.1723 


151.5081 


158.1757 


93 


165.1934 


172.5808 


180.3581 


147.5030 


154.0232 


160.8893 


94 


168-1207 


175.7380 


183.7629 


149.8429 


156.5483 


163.6137 


95 


171.0596 


178.9078 


187.1810 


152.1920 


159-0834 


166.3489 


96 


174.0102 


182.0900 


190.6125 


154.5871 


161.6742 


169.1510 


97 


177.0403 


185.3662 


194.1540 


156.9914 


164.2750 


171.9640 


98 


180.0821 


188.6548 


197.7088 


159.4048 


166.8859 


174.7878 


99 


183.1356 


191.9559 


201.2770 


161.8660 


169.5547 


177.6813 


100 


166.2722 


195.3554 


204.9607 





Robinsonian Table No. 29. 




Monthly Values 


Of $1.00 paid at the end of each month — with 


Interest compounded QUAETEELY 


At the ANNUAL rates in the heading. 


5% | 6% | 7% |flfos.| 8% | 9% | 10% 


125.1443 


130.8106 


136.7962 


101 


143.1204 


149.8037 


156.8680 


126.6615 


132.4583 


138.5851 


102 


145.0621 


151.9108 


159.1540 


128.1892 


134.1206 


140.3935 


103 


147.0292 


154.0501 


161.4803 


129.7212 


135.7879 


142.2077 


104 


149.0029 


156.1969 


163-8149 


131.2572 


137.4601 


144.0278 


105 


150.9833 


158.3513 


166.1578 


132.8041 


139.1474 


145.8680 


106 


152.9899 


160.5389 


168.5425 


134.3552 


140.8397 


147.7140 


107 


155.0031 


162.7340 


170-9355 


135.9105 


142.5370 


149.5658 


109 


157-0230 


164.9367 


173.3368 


137.4768 


144.2497 


151.4383 


109 


159.0698 


167.1737 


175-7812 


139.0472 


145.9674 


153.3166 


110 


161.1233 169.4182 


178.2341 


140.6218 


147.6901 


155.2007 


111 


163.1834 171.6702 


180.6952 


142.2078 


149.4286 


157.1060 


112 


165.2713 173.9578 


! 183.2010 


143.7979 


151.1720 


159.0172 


113 


167.3659 176.2528 


185.7151 


145.3921 


152.9205 


160.9342 


114 


169.4671 178.5553 


188.2376 


146.9979 


154.6851 


162.8730 


115 


171.5909 180.8945 


190.8062 


148.6079 


156.4547 


164.8176 


116 


173.7333 183.2412 


193.3832 


150.2220 


158.2293 


166-7081 


117 


175.8765 185.5953 


195.9685 


151.8479 


160.0204 


168.7409 


118 


178.0490 187.9873 


198.6016 


153.4780 


161.8166 


170.7195 


119 


180.2281 190.3868 


201.2430 


155.1123 


163.6177 


172.7040 


120 


182.4140 192.7937 


203.8927 


156.7586 


165.4358 


174.7114 


121 


184.6301 195.3297 


206.5918 


158.4091 


167-2589 


176.7247 


122 


186.8528 197.6931 


209.2993 


160.0637 


169.0870 


178.7438 


123 


189.0823 200.1541 


212.0150 


161.7306 


170.9324 


180.7865 


124 


191.3428 202.6552 


214.7818 


163.4017 


172.7828 


182.8350 


125 


193-6100 205.1639 


217.5570 


165.0770 


174.6383 


184.8893 


126 


195.8839 207.6800 


220.3404 


166.7648 


176.5115 


186.9679 


127 


198-1898 210.2370 


223.1766 


168.4568 


178.3897 


189.0522 


128 


200.5024 212.8027 


226.0211 


170.1530 


180.2728 


191.1424 


129 


202.8216 215.3753 


228.8739 


171.8619 


182.1742 


193.2574 


130 


205.1737 


217.9907 


231.7812 


173.5751 


184.0806 


195.3782 


131 


207.5325 


220.6135 


234.6968 


175.2924 


185.9919 


197.5049 


132 


209.8980 


223.2438 


237.6208 


177.0227 


187-9219 


199.6570 


133 


212.2973 


225.9181 


240.6010 


178.7573 


189.8569 


201.8149 


134 


214.7033 


228.5999 


243.5895 


180.4960 


191.7968 


203.9787 


135 


217-1160 


231.2893 


246.5863 


182.2481 


193.7558 


206.1686 


136 


219.5634 


234.0239 


249.6412 


184.0043 


195.7198 


208.3643 


137 


222.0175 


236.7661 


252.7044 


185.7647 


197.6888 


210.5659 


138 


224.4783 


239.5158 


255.7760 


187.5387 


199.6772 


212.7942 


139 


226.9748 


242.3122 


258.9074 


189.3169 


201.6707 


215.0283 


140 


229.4780 


245.1160 


262.0472 


191.0993 


203.6691 


217.2683 


141 


231.9879 


247.9274 


265.1954 


192.8955 


205.6874 


219.5357 


142 


234.5345 


250.7868 


268.4053 


194.6959 


207.7108 


221.8089 


143 


237.0877 


253.6538 


271.6236 


196.5005 


209.7391 


224*0880 


144 


239.6476 


256.5283 


274.8502 


198.3193 


211.7878 


226.3951 


145 


242.2453 


259.4522 


278.1407 


200.1422 


213.8415 


228.7081 


146 


244.8496 


262.3837 


281.4394 


201.9693 


215.9002 


231.0270 


147 


247.4606 


265.3226 


284.7405 


203.8108 


217.9797 


233.3746 


148 


250.1103 


268.3126 


288.1194 


205.6565 


220.0642 


235.7281 


149 


252.7667 


271.3100 


291.5006 


207.5064 


222.1537 


238.0875 


150 


255.4298 


274.3149 


294.8902 



Robinsonian Table No. 29. 



Monthly Values 

Of $1.00 paid at the end of each month — with 

Interest compounded QUARTERLY 

At the ANNUAL rates in the heading. 



11! 



I r* 1 , 



i 



13< 



Mos. I 14U 



15< 



16< 



104.3364 
166.8159 
169.3451 
171-8834 
174.4309 
177-0298 
179-6379 
182.2552 
184.9259 
187.6057 
190.2947 
193.0391 
195.7926 
198-5554 
201.3754 
204.2047 
207.0431 
209.9410 
212.8481 
215.7643 
218.7421 
221.7292 
224.7253 
227.7853 
230.8545 
233.9328 
237.0772 
240.2307 
243.3934 
246.6245 
249.8648 
853.1142 
256.4345 
259.7638 
263.1024 
266.5142 
269.9351 
273.3652 
276.8710 
280.3861 
283.9102 
287-5128 
291.1244 
294.7453 
298.4471 
302.1581 
305.8783 
309.6822 
313.4952 
317.3174 



172.2336 
174.9224 
177.6717 
180.4309 
183.2001 
186.0321 
188.8741 
191.7261 
194.6434 
197-5706 
200.5079 
203.5130 
206.5281 
209.5531 
212.6487 
215.7542 
218.8697 
222.0584 
225.2571 
228.4658 
231.7505 
235.0451 
238.3498 
241.7333 
245.1268 
248-5303 
252.0156 
255.5109 
259.0162 
262.6064 
266.2065 
269-8167 
273.5148 
277.2230 
280.9412 
284-7506 
288.5700 
292.3994 
296.3234 
300.2574 
304.2014 
308.2434 
312.2954 
316.3574 
320.5210 
324.6946 
328.8782 
333.1669 
337.4657 
341.7745 



180.5857 
183.5009 
186.4888 
189.4875 
192.4971 
195.5825 
198.6787 
201.7858 
204.9718 
208.1687 
211.3763 
214.6662 
217-9670 
221.2786 
224.6757 
228.0838 
231.5026 
235.0106 
238.5293 
242.0589 
245.6813 
249.3144 
252.9584 
256.6987 
260.4500 
264.2120 
268.0743 
271.9474 
275.8314 
279.8196 
283.8186 
287.8284 
291.9466 
296.0755 
300.2153 
304.4677 
308-7308 
313.0048 
317.3957 
321.7975 
326.2100 
330.7439 
335.2887 
339.8443 
344.5260 
349.2185 
353.9218 
358.7559 
363.6009 
368.4567 



lOl 

102 

103 

104 

105 

106 

107 

JOS 

109 

110 

111 

112 

113 

114 

115 

116 

117 

118 

119 

120 

121 

122 

123 

124 

125 

126 

127 

128 

129 

130 

131 

132 

133 

134 

135 

136 

137 

138 

139 

140 

141 

142 

143 

144 

145 

146 

147 

148 

119 

150 



189.4204 

192.5803 

195.8271 

: 199.0855 

202.3556 

I 205.7164 

I 209.0889 

212.4731 

I 215.9519 

] 219.4424 

! 222.9446 

I 226.5457 

230.1583 

I 233.7827 

237.5102 

241.2493 

| 245.0001 

248.8584 

252.7284 

: 256.6101 

■ 260-6039 

264.6093 

268.6264 

272.7604 

276.9061 

281.0634 

285.3424 

289.6332 

293.9356 

298.3648 

302.8058 

307.2583 

311.8430 

316.4394 

321.0474 

325.7029 

330.5501 

335.3190 

340.2311 

345.1548 

350.0902 

355.1746 

360.2706 

365.3784 

370.6411 

375-9 1 55 

381.2016 

386.6490 

392.1080 

397.5787 



198.7673 
202.1918 
205.7192 
209.2590 
212.8114 
216.4716 
220.1442 
223.8294 
227-6272 
231.4376 
235.2605 
239.2012 
243.1545 
247-1202 
251.2092 
255.3107 
259.4248 
263.6676 
267.9229 
272.1907 
276.5931 
281.0079 
285-4353 
290.0033 
294.5837 
299.1767 
303.9164 
308.6686 
313.4333 
318.3512 
323.2816 
328.2245 
333.3273 
338.4426 
343.5704 
348-8651 
354.1722 
359.4918 
364.9855 
370.4916 
376.0103 
381.7104 
387.4230 
393.1482 
399.0625 
404.9894 
410.9287 
417.0653 
423.2144 
429.3761 



208.6577 

212.3680 

216.1996 

220.0445 

223.9028 

227-8881 

231.8868 

235.8989 

240.0442 

244.2028 

248.3748 

252.6865 

257.0115 

261.3498 

265-8345 

270.3325 

274.8438 

279.5084 

284.1863 

288.8776 

293.7293 

298.5943 

303.4727 

308-5190 

313.5786 

318-6516 

323-9003 

329.1623 

334.4376 

339.8968 

345.3693 

350.8551 

356.5332 

362.2246 

367.9294 

373.8351 

379.7541 

385.6865 

391.8290 

397.9848 

404.1540 

410.5427 

416.9448 

423.3601 

430.0049 

436.6631 

443.3346 

450-2457 

457.1701 

464.1079 



Robinsonian Table No. 29. 



Monthly Values 


Of $ 1.00 paid at the end of each month — with 


Interest compounded QUARTERLY 


At the ANNUAL rates in the heading. 


5% | 6% | 7% 


Mos. 


8% 9% 10% 


209.3710 


224.2645 


240.4763 


151 


258.1327 


277.3723 


298.3476 


211.2398 


226.3803 


242.8710 


152 


260.8422 


280.4371 


301.8133 


213.1127 


228.5010 


245.2715 


153 


263.5564 


283.5095 


305.2874 


215.0007 


230.6435 


247- 7022 


154 


266.3154 


286.6358 


308.8315 


216.8928 


232.7910 


250.1388 


155 


269.0792 


289.7696 


312.3839 


218.7891 


234.9435 


252.5812 


156 


271.8496 


292.9109 


315.9446 


220.7008 


237.1183 


255.0546 


157 


274.6619 


296.1078 


319.5775 


222.6165 


239.2980 


257.5339 


158 


277.4809 


299.3121 


323.2187 


224.5365 


241.4827 


260.0189 


159 


280-3065 


302.5239 


326.8682 


226.4721 


243.6901 


262.5357 


160 


283.1753 


305.7929 


330.5921 


228.4118 


245.9025 


265.0583 


161 


286.0506 


309.0093 


334.3243 


230.3557 


248.1199 


267.5867 


162 


288.9327 


312.3532 


338.0649 


232.3155 


250.3605 


270.1477 


163 


291.8589 


315.6959 


341.8821 


234-2795 


252.6061 


272.7144 


164 


294.7918 


319.0460 


345.7077 


236.2476 


254.8567 


275.2870 


165 


297.7313 


322,4037 


349.5415 


238-2320 


257.1310 


277.8929 


166 


300.7162 


325.8217 


353.4544 


240.2205 


259.4103 


280.5045 


167 


303.7077 


329.2472 


357.3756 


242.2132 


261.6946 


283.1220 


168 


300.7000 


332.6803 


361.3051 


244.2225 


264.0031 


285.7736 


169 


309.7507 


336.1754 


365.3100 


246-2359 


206.3165 


288.4310 


170 


312.8020 


339.6780 


309.3352 


248.2534 


268.6350 


291.0942 


171 


315.8601 


343.1881 


373.3627 


250.2878 


270-9782 


293.7922 


172 


318.9658 


346.7620 


377.4741 


252.3204 


273.3264 


296.4961 


173 


322.0782 


350.3434 


381.5937 


254-3691 


275.6795 


299.2058 


174 


325.1973 


353.9323 


385.7218 


256.4289 


278-0579 


301.9512 


175 


328.3653 


357.5808 


389.9361 


258.4930 


280.4413 


304.7024 


176 


331.5399 


301.2488 


394.1588 


260.5612 


282.8297 


307.4594 


177 


334.7212 


364.9183 


398.3898 


262.6469 


285.2439 


310.2529 


178 


337.9527 


368.6552 


402.7097 


264-7367 


287.6630 


313.0523 


179 


341.1908 


372.3996 


407.0380 


266.8307 


290.0872 


315.8575 


180 


344.4350 


376.1514 


411.3746 


268.9425 


292.5376 


318.7000 


181 


347.7319 


379.9726 


415.8027 


271-0585 


294.9930 


321.5483 


182 


351.0348 


383.8012 


420.2391 


273-1786 


297.4535 


324.4025 


183 


354.3444 


387.6373 


424.6839 


275.3168 


299.9407 


327-2948 


184 


357.7067 


391.5446 


429.2230 


277.4592 


302.4330 


330.1930 


185 


361.0756 


395.4594 


433.7703 


279.6058 


304.9303 


333.0970 


186 


364.4512 


399.3817 


438.3260 


281.7708 


307.4549 


336.0401 


187 


367.8809 


403.3770 


442.9787 


283.9400 


309.9846 


338.9890 


188 


371.3173 


407.3799 


447.6398 


286.1134 


312.5192 


341.9437 


189 


374.7603 


411.3903 


452.3092 


288.3055 


315.0818 


344.9384 


190 


378.2587 


415.4757 


457.0784 


290.5018 


317-6494 


347.9389 


191 


381.7637 


419.5686 


461.8560 


292.7093 


320.2220 


350.9452 


192 


385.2755 


423.6691 


466.6419 


294.9219 


322.8231 


353.9924 


193 


388.8440 


427.8406 


471.5306 


297.1457 


325.4292 


357.0454 


194 


392.4192 


432.0316 


476.4276 


299.3736 


328.0404 


360.1043 


195 


396.0010 


436.2241 


481.3329 


301.6210 


330.6806 


363.2049 


196 


399.6410 


440.4958 


486.3441 


303.8725 


333.3258 


366.3113 


197 


403.2877 


444.7750 


491.3635 


306.1283 


335.9760 


369.4236 


198 


406.9410 


449.0617 


496.3913 


308.4038 


338.6558 


372.5786 


199 


410.6539 


453.4296 


501.5279 


310.6835 


341.3407 


375.7394 


200 


414.3736 


457.8051 


506.6728 i 



Robinsonian Table No. 29. 



Monthly Values 




Of $1.00 paid at the end of each month" — with 




Interest compounded QUARTERLY 




At the ANNUAL rates in the heading. 




11% | 12% | 13% |Mos.| 14% 15% 16% 




321.2262 


346.1923 


373.4483 


iii 


403.2171 


435-7433 471.2960 




325.1441 


350.6200 


378.4508 


159 


408-8672 


442.1230 


478.4975 




329-0712 


355.0577 


383.4641 


153 


414.5289 


448-5152 


485.7123 




333.0876 


359.6083 


388.6183 


154 


420.3651 


455.1216 


493.1884 




337.1133 


364.1689 


393.7833 


155 


426.2129 


461.7405 


500.6779 




341.1481 


368.7395 


398-9592 


156 


432.0724 


468-3720 


508.1807 




345.2753 


373.4269 


404.2812 


157 


438.1133 


475.2266 


515.9565 




349.4117 


378.1243 


409.6141 


158 


444.1658 


482.0938 


523.7456 




353.5572 


382.8317 


414.9578 


159 


450.2300 


488.9734 


531.5480 




357-7981 


387.6601 


420.4532 


160 


456.4826 


496.0856 


539.6353 




362.0482 


392.4983 


425.9594 


161 


462.7470 


503.2103 


547.7359 




366.3075 


397.3466 


431.4765 


169 


469.0230 


510.3474 


555.8499 




370.6653 


402.3201 


437.1508 


163 


475.4949 


517.7268 


564.2612 




375.0323 


407.3035 


442.8359 


164 


481.9785 


525.1186 


572.6859 




379.4085 


412.2970 


448.5319 


165 


488-4738 


532.5230 


581.1239 




383.8864 


417.4200 


454.3910 


166 


495.1727 


540.1795 


589.8722 




388.3734 


422.5529 


460.2610 


167 


501.8832 


547.8485 


598.6339 




392.8697 


427.6959 


466.1417 


168 


508.6054 


555.5301 


607.4088 




397.4710 


432.9729 


472.1916 


169 


515.5391 


563.4742 


616.5076 




402.0815 


438.2598 


478.2523 


170 


522.4845 


571.4308 


625.6197 




406.7011 


443.5568 


484.3238 


171 


529.4416 


579.3999 


634.7452 




411.4292 


448.9924 


490-5707 


172 


536.6184 


587.6424 


644.2085 




416.1665 


454.4379 


496.8283 


173 


543.8069 


595.8974 


653.6851 




420.9129 


459.8935 


503.0969 


174 


551.0070 


604.1649 


663.1750 




425.7713 


465.4924 


509.5471 


175 


558.4355 


612.7170 


673.0173 




430.6388 


471.1014 


516.0081 


176 


565.8755 


621.2816 


682.8730 




435.5155 


476.7203 


522.4800 


177 


573.3273 


629.8586 


692.7420 




440.5077 


482.4875 


529.1402 


178 


581.0161 


638.7319 


702.9786 




445.5091 


488.2647 


535.8112 


179 


588.7166 


647.6176 


713.2285 




450.5197 


494.0519 


542.4931 


180 


596.4287 


656.5158 


723.4917 




455.6494 


499.9924 


549.3701 


181 


604.3871 


665.7223 


734.1382 




460.7884 


505.9430 


556.2580 


182 


612.3571 


674.9412 


744.7981 




465.9365 


511.9035 


563.1566 


183 


620.3387 


684.1727 


755.4714 




471.2075 


518.0225 


570.2575 


184 


628.5760 


693.7248 


766.5443 




476.4878 


524.1515 


577.3692 


185 


636.8250 


703.2895 


777.6306 




481.7772 


530.2906 


584.4917 


186 


645.0856 


712.8666 


788.7302 




487.1935 


536.5935 


591.8237 


187 


653.6116 


722.7775 


800.2466 




492.6190 


542.9064 


599.1665 


188 


662.1493 


732.7008 


811.7763 




498.0536 


549.2293 


606.5202 


189 


670.6986 


742.6366 


823.3194 




503.6191 


555.7216 


614.0908 


190 


679.5234 


752.9196 


835.2970 




509.1937 


562.2239 


621.6723 


191 


688.3599 


763.2151 


847.2879 




514.7776 


568.7362 


629.2646 


192 


697.2080 


773.5230 


859.2922 




520.4964 


575.4235 


637.0816 


193 


706.3421 


784.1921 


871.7494 




526.2243 


582.1209 


644.9095 


194 


715.4879 


794.8736 


884.2200 




531.9614 


588.8283 


652.7482 


195 


724.6453 


805.5676 


896.7039 




537.8378 


595.7165 


660.8196 


196 


734.0995 


816.6372 


909.6599 




543.7232 


602.6148 


668.9019 


197 


743.5654 


827.7193 


922.6293 




549.6179 


609.5231 


676.9950 


198 


753.0429 


838.8139 


935.6120 




555.6560 


616.6183 


685.3291 


199 


762.8284 


850.2991 


949.0869 




561.7034 


623.7236 


693.6741 


200 


7*72.6256 


861.7968 


962.5750 





V 


1 


,; . 


































































© o 


09 


© 


o 


CO 


X 


CO 


X 


t 


tO 


— 


rf 


*t 


^_ 


r^ 


Ol 


t* 


CO 


© 


05 


fj r» 


r^. 




t> 


Ig 


CD 

IQ 


CO — 
CM CD 








* 


0) 00 


L-~ 


"" 


o 


CM 


X 


Ci 


t 


Tf 


OS 


t> 


C 


X 


'- 


X 


— 


X 




Ci 




© co 


CM 


c* 


CO 








cc 


co cm 


CO 


r- 


•o 


CO 


f 


o 


o 


C 


O 


f 


CO 


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r> 


Ci 


CO 


CD 


— 


IQ 


^ 


t> co 


o 


r^ 


^ 


— 












cm to 


t> 


O 


CO 


eo 


C5 


CM 


IO 


00 


-" 


-t 


t> 


CD 


CO 


CO 


o 


*C 


t> 


O 


-* 


t^ f 


tO 


X 


01 


cr 


n 










1 




* m 


r* 


*" 


— 


CM 


CM 


CM 


cc 


CO 


CO 


T* 


-f 


"* 


tO 


tO 


tO 


CD 


CO 


co t- 


t> 


i> 


X 


X 


05 


Ci Ci 

© f 




*. 


00 CO 


r- 


CO 


t> 


CD 


co 


1* 


CD 


o 


CD 


O 


09 


"* 


X 


X 


CD 


IQ 


CD 


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Ci 


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CD 


X 






• 


O CO 


a 


<^ 


X 


<£; 


CO 


o 


•^ 


co 


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Ci 


C 


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0J 


f 


Ci 


f 


CO 


01 


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fr- © 


Ci 


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t 


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ft t> 






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CO 


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CM 


X 


X 


•H 


X 


X 


01 


O 


co 


01 


IO 


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f) 


CO 


t 


01 


09 


to 


rH X 


r- 


Ci 


tO 


M3 


_. 


tO t* 






mm 


09 tO 


00 


CM 


IO 


C5 


-H 


00 


CO 


09 


10 


FN 


X 


IQ 


CO 


01 


— 




Ol 


CO 


CD 


© -r 


C 


t- 


CD 


CD 


X 


f CO 












•""' 


'— , 


fl 


OJ 


CM 


CO' 


CO 


"* 


10 


10 


e 


[> 


X 


Ci 


O 


ft 


01 


co 


tO CD 


X 


Ci 




CO 




X © 






J 



















































01 


01 


01 


CM CO 








I* 


PH tO 


t> 


CM 


o 


X 


t> 


X 


CD 


iO 


Ol 


c* 


PH 


r>« 


01 


to 


r^ 


"* 


co 


r~ 


^ 


CO t> 


PH 


tO 


X 


r> 


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X X 






© o 


CM 


X 


09 


CD 


CO 


~* 


CO 


•H 


X 


eo 


o 


•H 


IQ 


t; 


CO 


t> 


o 


t> 


tO 


X •«* 


d 


Ol 


Ci 


o 


— 


© © 






t> CO 


t> 


O 


to 


10 


t- 


0J 


c 


01 


l> 


t> 


01 


pH 


IQ 


tO 


pH 


CO 


CO 


09 


-^ 


t^ © 


CO 


CD 


CD 


X 


00 


co eo 




O 


to 


N 


cm to 


X 


CM 


10 


09 


co 


X 


CO 


X 


CO 


Ci 


CO 


CO 


o 


X 


fr« 


eo 


CO 


-D 


X 


© f 


X 


CO 


o 


r> 


CO 


C- 05 










•"^ 


l-t 


•H 


CM 


CM 


CO 


CO 


ft 


t 


to 


•X 


t> 


t* 


X 


Ci 


o 


ft 


01 


tH IO 


CD 


X 


CD 


— 


CO 


tO C* 




CO 

• 


to 
< 

1 


— 
















































01 


Ol 


01 


CM CM 




tO 00 


CO 


CO 


»o 


10 


X 


IO 


10 










































fcfc. 


05 t> 


CD 


CD 


05 


t^ 


•^ 


-*1 


f« 










































to 


M 




CO IO 


CD 


OS 


-^ 


Ol 


CO 


eo 


01 


Ol 


tO 


01 


01 


J> 


C» 


p^ 


O 


-D 


r» 


-H 


X 


© 05 


r^ 


-f< 


c 


-D 


— 


CO to 




g 


04 tO 


00 


•H 


to 


Ci 


CO 


t« 


Ol 


t^- 


m 


X 


-* 


O 


f 


tO 


CO 


pH 


~ 


o 


c 


CM CO 


CO 


CD 


IQ 


C 


t- 


tO ^ 










ft 


ft 


»"H 


CM 


01 


CO 


w 


** 


-Tt 


tO 


eo 


CO 


fr- 


X 


Ci 


CD 


f" 


Ol 


CO ■* 


tO 


r> 


X 


C 




co to 




H 


H 


— 


















































01 


01 


CM CM 




00 © 


Ci 


10 


CO 


CO 


l> 


— 


01 


O 


tO 


X 


^ 


iO 


cr 


ee 


O 


rr 


c 


CO 


CO 


© CM 


01 


CD 


o* 


_ 


X 


CM tO 




- 

pq 




^ 


x to 


09 


rtl 


O 


X 


o 


X 


CO 


fr» 


— ' 


X 


— 


o 


C* 


o 


c 


f 


CO 


tO 


Ol 


ft to 


Ci 


t.^ 


tO 


t^ 


X 


CD tO 




»d 


W 


CD iO 


10 


X 


CO 


09 


Ci 


O 


10 


01 


CO 


eo 


f* 


IQ 


Ci 


Ci 


01 


p4 


-* 


CO 


X 


05 CD 


c 


01 


01 


C 


r^ 


ft pH ■ 




0> 

•d 




CM tO 


00 


f 


»o 


X 


01 


i- 


»N 


eo 


<— 


eo 


Ol 


X 


-« 


fH 


Ci 


t- 


tO 


-r 


CO 


co «* 


CD 


X 


— 


to 


c. 


tO 01 




< 








""' 


*~ ' 


"^ 


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CM 


CO 


CO 


-t 


-r 


tO 


IQ 


CO 


t" 


t> 


X 


Ci 


Q 


z 


CM CO 


-r 


tO 


c- 


X 


09 


f co 

CM CM 




H 


d 






















































































































d 


— 


pH CO 


10 


X 


CO 


H 


-t 


tO 


X 


X 


Ci 






































&N 


o 


00 CM 


co 


CM 


^ 


o 


o 


co 


o 


CO 


CO 






































s 


CD »0 


10 


l> 


*H 


c- 


>o 


»o 


X 


CO 


pH 


Ol 


eo 


CO 


<* 


X. 


eo 


X 


tO 


CO 


Ol 


CO 05 


01 


CD 


tO 


r- 


h» 


"* 06 




H 

M 


CM iO 


00 


ft 


IQ 


X 


Ol 


(0 


o 


to 


O 


ua 


o 


eo 


Ol 


X 


tO 


^1 


o 


X 


t- 


CD tO 


CO 


1- 


X 


CD 


co 


C^ p- 










M 


^ 


^ 


CM 


CM 


CO 


CO 


-r 


-* 


tO 


IQ 


CD 


CO 


c« 


X 


Ci 


Ci 


CD 


ft CM 


CO 


-* 


«o 


c- 


X 


05 p- 
f CM 




8 





— 
























































-* CD 


CM 


CM 


ua 


o 


00 


X 


01 


01 


O 


Ci 


CO 


r^ 


co 


r^ 


tO 


O 


m 


t- 


Ci 


f CD 


X 


tO 


CO 


01 


01 


C* »H 




05 


t>- 05 


l> 


"- 1 


04 


OJ 


o 


Ci 


o 


CO 


c 


f 


a 


CO 


Ol 


OB 


Ci 


^ 


»o 


-V 


-r 


X CD 


01 


01 


09 


tO 


C 


t> P- 




H 


CD t* 


«* 


eo 


C5 


t 


H 


Ci 


PH 


-t< 


r; 


X 


Ci 


Ol 


Ci 


X 


_ 


X 


X 


-M 


r. 


CM 05 


pH 


r« 


05 


r- 


^. 


© t* 




3 


d 


p< 


CM «0 


X 


H 


** 


X 


CM 


tO 


o 


-f 


Ci 


CO 


X 


-H 


09 


IQ 


01 


X 


t.'J 


CO 




C5 t> 


6« 


CO 


CD 


r> 


Ci 


p-t CO 










•- 1 


f 


fH 


Ol 


01 


CC 


CO 


CO 


•4 


-f 


tO 


tO 


OS 


o 


fr» 


X 


Ci 


CD 


O f 


01 


CC 


-r 


tO 


CO 


X Ci 




g 


— 


























































00 00 


09 


r- 


O 


-t< 


Ci 


CM 


CO 










































Q 


^ 


CO CD 


o 


09 


-f" 


t 


f> 


C" 


*- 










































■^ 


e 


CD *H 


-* 


-* 


r^» 


pH 


t^ 


-* 


-t 


to 


X 


-+ 


Ol 


01 


IQ 


p* 


Ci 


O 


^ 


Ol 


01 


t>- to 


t» 


CO 


CO 


X 


r- 


Ol CM 






m 


CM iO 


X 




-* 


X 




»o 


09 


CO 


t" 


Ol 


t- 


01 


t*» 


CO 


X 


tO 




X 


tO 


CM © 


X 


t" 


CO 


tO 


tO 


co r» 




ft ►* 






<— I 


•— i 


ft 


CM 


04 


Ol 


CO 


CO 


•* 


-t 


tO 


IQ 


CO 


eo 


t- 


X 


X 


Ci 


O f 


iH 


CM 


CO 


-* 


tO 


CD C 




< 
























































































































H 

DO 
- 

a 


* 


i 


* 


* 




^ 




^ 




\W 




1 ;> 




11' 




\C4 




* 








^c» 


\e* 




N CI 




x CI 




^ 






— 


N« 


■MP4SI 




a 
a 






































— 


m 


- - 


" 


m 


m 


N 


IN 


-- 




> 




pH pH 


l> 


CO 


CD 


CM 


r^ 


X 


Ol 


CD 


X 


eo 


X 


-n 


_ 


c 


_ 


IQ 


H 


CM 


X 


1< CM 


tO 


t* 


* 


CD 


co 


X tO 




P» 


*3 


CD «<* 


«* 


X 


tO 


t- 


CO 


tO 


t 


Ci 


Ol 


•«i< 


IQ 


t> 


O 


IQ 


CO 


tO 


CO 


f» 


X 


05 O 


Ol 


o 


t- 


CO 


CD 


X CM 




to 

M 


■§ 


O 


CO r* 


CO 


CO 


tO 


X 


CO 


Ci 


t^ 


CD 


X 


pN 


GO 


CO 


CO 


-H 


X 


-t 


CO 


t 


X 


tO CD 


09 


tO 


tO 


OB 


CO 


c- co 




CM IO 


X 




t 


r- 




<* 


00 


Ol 


CD 




to 


O 


tO 


C 


tO 




t* 


CO 


Ci 


CO CO 


C 


X 


CD 


-* 


CO 


CM CM 










iH 


•H 


<-i 


CM 


CM 


CM 


CO 


CO 


t 


<# 


tO 


tO 


CO 


eo 


t* 


I> 


X 


X 


© © 


rH 


f 


01 


CO 


-f 


tO CO 






C8 






























































-^ "* 


to 


© 


tO 


<* 


CM 


tO 


fx 


<* 


CO 


X 


X 


r« 


CO 


01 


CO 


CO 


09 


w 


CD 


"* ^ 


iO 


X 


CO 


Ol 


-r 


CO ca 




s 

d 


^ 


IO pH 


X 


t> 


t> 


o 


CD 


IO 


X 


CD 


09 


c^ 


01 


-^ 


-f< 


Ol 


Ci 


CD 


CO 


CO 


t 


05 X 


Ol 


Ol 


c 


CO 


— 


t> -ft 




019 


CO rjl 


CM 


CM 


co 


CD 


Ci 


-* 


O 


X 


b» 


X 


pH 


to 


pH 


09 


X 


O 


^t 


CD 


X 


X ft 


t> 


to 


CD 


09 


co 


to x 




to 




CM tO 


X 




tH 


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